CN111353771A - Method, device, equipment and medium for remotely controlling payment - Google Patents

Method, device, equipment and medium for remotely controlling payment Download PDF

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Publication number
CN111353771A
CN111353771A CN202010103280.4A CN202010103280A CN111353771A CN 111353771 A CN111353771 A CN 111353771A CN 202010103280 A CN202010103280 A CN 202010103280A CN 111353771 A CN111353771 A CN 111353771A
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payment
user
voice
instruction
information
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丁玉江
李智勇
常乐
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Beijing SoundAI Technology Co Ltd
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Beijing SoundAI Technology Co Ltd
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Priority to CN202010103280.4A priority Critical patent/CN111353771A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00—Speech recognition
    • G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
    • G—PHYSICS
    • G10—MUSICAL INSTRUMENTS; ACOUSTICS
    • G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
    • G10L15/00—Speech recognition
    • G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
    • G10L2015/223—Execution procedure of a spoken command

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  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
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  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computational Linguistics (AREA)
  • Health & Medical Sciences (AREA)
  • Audiology, Speech & Language Pathology (AREA)
  • Human Computer Interaction (AREA)
  • Acoustics & Sound (AREA)
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  • Telephonic Communication Services (AREA)

Abstract

The application discloses a method, a device, equipment and a medium for remote control payment, which belong to the technical field of artificial intelligence. And the target payment client pays the corresponding payment amount to the payee according to the payment instruction. Therefore, when the user terminal is not at the user side, the user can remotely control the target payment client in the user terminal to execute corresponding payment operation, and the convenience of the user terminal operation is improved.

Description

Method, device, equipment and medium for remotely controlling payment
Technical Field
The present application relates to the field of artificial intelligence technologies, and in particular, to a method, an apparatus, a device, and a medium for remote payment control.
Background
With the development of the internet of things technology, people's life is more and more convenient. People can remotely control each device to execute corresponding operation through the user terminal. For example, the user can control songs played by a sound box through a mobile phone.
In the prior art, a user usually controls a device remotely through a user terminal, but when the user terminal is not near the user, the user cannot control the user terminal to execute corresponding operations.
Therefore, how to remotely control the user terminal is an urgent problem to be solved.
Disclosure of Invention
The embodiment of the application provides a method, a device, equipment and a medium for remote control payment, which are used for reversely controlling a user terminal to execute corresponding operation through the equipment when the user terminal cannot be manually operated, so that the convenience of the operation of the user terminal is improved.
In one aspect, a method of remotely controlling payment is provided, comprising:
acquiring voice payment interaction information of a user;
identifying voice payment interactive information, and determining a target payment client and payment information of a user, wherein the payment information comprises a payee and a payment amount;
and sending a payment instruction to the target payment client according to the payment information, wherein the payment instruction is used for indicating the target payment client to pay the payment amount to the payee.
Preferably, the obtaining of the voice payment interaction information of the user includes:
acquiring voice payment interaction information of a user in a mode of acquiring peripheral voice; or receiving voice payment interaction information of the user sent by the audio acquisition equipment.
Preferably, the identifying the voice payment interaction information and the determining the target payment client and the payment information of the user include:
carrying out voiceprint recognition on the voice payment interactive information to determine the identity of the user;
determining a target payment client of the user according to the identity of the user;
performing voice recognition on the voice payment interactive information, and determining voice text content corresponding to the voice payment interactive information;
and performing semantic recognition on the voice text content to determine the payment information of the user.
In one aspect, a method for remotely controlling payment is provided, which is applied to a target payment client, and includes:
when a payment instruction is received, starting a payment function, wherein the payment instruction is sent according to a target payment client identified from voice payment interactive information of a user and payment information, and the payment information comprises a payee and a payment amount;
and paying the payment amount to the payee according to the payment instruction.
Preferably, when the payment instruction is received, the payment function is started, including:
if the target payment client is in an open state, starting a payment function according to a payment instruction when the payment instruction is received;
and if the target payment client is in a closed state, starting according to a starting instruction of the user terminal, and starting a payment function according to a payment instruction received by the user terminal, wherein the starting instruction is determined and sent by the user terminal according to the received payment instruction, and the target payment client is arranged in the user terminal.
Preferably, the paying the payment amount to the payee according to the payment instruction includes:
acquiring a payee, a payment amount and a payment password contained in the payment instruction;
and paying the payment amount to the payee according to the payment password.
In one aspect, there is provided an apparatus for remotely controlling payment, comprising:
the acquisition unit is used for acquiring voice payment interaction information of a user;
the recognition unit is used for recognizing the voice payment interaction information and determining a target payment client and payment information of the user, wherein the payment information comprises a payee and a payment amount;
and the sending unit is used for sending a payment instruction to the target payment client according to the payment information, and the payment instruction is used for indicating the target payment client to pay the payment amount to the payee.
Preferably, the obtaining unit is configured to:
acquiring voice payment interaction information of a user in a mode of acquiring peripheral voice; or receiving voice payment interaction information of the user sent by the audio acquisition equipment.
Preferably, the identification unit is configured to:
carrying out voiceprint recognition on the voice payment interactive information to determine the identity of the user;
determining a target payment client of the user according to the identity of the user;
performing voice recognition on the voice payment interactive information, and determining voice text content corresponding to the voice payment interactive information;
and performing semantic recognition on the voice text content to determine the payment information of the user.
In one aspect, there is provided an apparatus for remotely controlling payment, comprising:
the receiving unit is used for starting a payment function when receiving a payment instruction, wherein the payment instruction is sent according to payment information identified from voice payment interactive information of a user, and the payment information comprises a payee and a payment amount;
and the payment unit is used for paying the payment amount to the payee according to the payment instruction.
Preferably, the receiving unit is configured to:
if the device is in an open state, starting a payment function according to a payment instruction when the payment instruction is received;
and if the device is in a closed state, starting according to a starting instruction of the user terminal, and starting a payment function according to a payment instruction received by the user terminal, wherein the starting instruction is determined and sent by the user terminal according to the received payment instruction, and the device is arranged in the user terminal.
Preferably, the payment unit is configured to:
acquiring a payee, a payment amount and a payment password contained in the payment instruction;
and paying the payment amount to the payee according to the payment password.
In one aspect, there is provided a control apparatus comprising:
at least one memory for storing program instructions;
at least one processor for invoking program instructions stored in said memory for performing the steps of any of the above methods of remotely controlling payment according to the obtained program instructions.
In one aspect, a computer-readable storage medium is provided, having stored thereon a computer program which, when executed by a processor, carries out the steps of any of the above-described methods of remotely controlling payment.
In the method, the device, the equipment and the medium for remotely controlling payment, voice payment interaction information of a user is identified, a target payment client and payment information of the user are determined, and a payment instruction is sent to the target payment client according to the payment information. And the target payment client pays the corresponding payment amount to the payee according to the payment instruction. Therefore, when the user terminal is not at the user side, the user can remotely control the target payment client in the user terminal to execute corresponding payment operation, and the convenience of the user terminal operation is improved.
Additional features and advantages of the application will be set forth in the description which follows, and in part will be obvious from the description, or may be learned by the practice of the application. The objectives and other advantages of the application may be realized and attained by the structure particularly pointed out in the written description and claims hereof as well as the appended drawings.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the application and together with the description serve to explain the application and not to limit the application. In the drawings:
fig. 1 is a first application scenario of remote payment control in an embodiment of the present application;
fig. 2 is a second application scenario of remote payment control in an embodiment of the present application;
FIG. 3 is a first flowchart of an implementation of a method for remotely controlling payment according to an embodiment of the present disclosure;
FIG. 4 is a schematic diagram of a communication connection in an embodiment of the present application;
FIG. 5 is a flowchart of a second implementation of a method for remotely controlling payment according to an embodiment of the present disclosure;
FIG. 6a is a first schematic structural diagram of an apparatus for remotely controlling payment according to an embodiment of the present disclosure;
fig. 6b is a schematic structural diagram of a device for remotely controlling payment according to an embodiment of the present application;
fig. 7 is a schematic structural diagram of a control device in an embodiment of the present application.
Detailed Description
In order to make the purpose, technical solution and beneficial effects of the present application more clear and more obvious, the present application is further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.
In order to reversely control a user terminal to execute corresponding payment operation through an audio acquisition device and improve the convenience of the user terminal operation when the user terminal cannot be manually operated, the embodiment of the application provides a method, a device, equipment and a medium for remotely controlling payment.
The embodiment of the application can be applied to two application scenes, wherein the first application scene is that the audio acquisition equipment remotely controls the user equipment to execute corresponding operation through the server, and the second application scene is that the audio acquisition equipment closely controls the user terminal to execute corresponding operation through Bluetooth and other modes. The following explains the above two application scenarios.
Referring to fig. 1, a first application scenario for remote payment control provided by the present application includes an audio capture device 101, a user terminal 102, and a server 103. A target payment client is provided in the user terminal 102.
The audio acquisition device 101 is a device for acquiring voices, and is configured to acquire surrounding voices and send acquired voice payment interaction information of the user to the server 103.
The server 103 is configured to receive the voice payment interaction information sent by the audio acquisition device 101, identify the voice payment interaction information, identify the identity of the user, the target payment client and the payment information, and send a payment instruction to the target payment client according to the payment information.
The target payment client in the user terminal 102 is configured to determine a payee and a payment amount according to the received payment instruction, and pay the payment amount to the determined payee.
For example, when a user pays in a store, the user finds that his/her mobile phone (user terminal) is in the office, and at this time, the user can speak voice payment interactive information to a smart speaker (audio capture device) of the store. The smart speaker may send a payment instruction to the payment application of the user terminal through the server, so that the payment application pays a corresponding amount to the store, thereby implementing payment.
Therefore, when the user terminal is far away from the user, the user can send a payment instruction to the user terminal through the audio acquisition device and the server to control the target payment client to execute corresponding payment operation.
Referring to fig. 2, a second application scenario for remote payment control provided in the present application is shown, where the second application scenario includes an audio capture device 201 and a user terminal 202. A target payment client is provided in the user terminal 202. The audio collection device 201 communicates with the target payment client in the user terminal 102 in a short distance in a bluetooth manner or the like.
The audio acquisition device 201 is a device for acquiring and recognizing voice, and is configured to acquire surrounding voice, recognize acquired voice payment interaction information, recognize the identity of the user, the target payment client and payment information, and send a payment instruction to the target payment client according to the payment information.
The target payment client in the user terminal 202 is configured to determine the payee and the payment amount according to the received payment instruction, and pay the payment amount to the determined payee.
For example, the user's cell phone is in the bedroom, but the user is in the living room. At the moment, the user only needs to speak the voice payment interaction information to the intelligent sound box of the living room, and the intelligent sound box can send a payment instruction to the payment application of the user terminal, so that the payment application transfers money to a certain person, and payment is realized.
Therefore, when the user terminal is close to the audio acquisition equipment, the audio acquisition equipment acquires and identifies the voice payment interaction information, and controls the user terminal to execute corresponding payment operation according to the payment instruction determined by the identification result.
Referring to fig. 3, a first flowchart of an implementation of a method for remotely controlling payment according to the present application is shown. For the first application scenario, the specific implementation flow of the method is as follows:
step 300: and the audio acquisition equipment acquires voice payment interaction information.
Specifically, the audio acquisition device acquires the voice payment interaction information of the user in a mode of acquiring peripheral voice.
The audio acquisition device is a device for audio acquisition, for example, a smart speaker. The voice payment interaction information may be a voice conversation between the audio capture device and the user, and may be one or more voices.
In one embodiment, the audio acquisition device monitors surrounding voices, starts to acquire the voices of the user when determining that the voices of the user are monitored until the voices are not acquired within a preset time, stops the voice acquisition, and takes one or more acquired voices as voice payment delivery information.
The preset duration may be set according to an actual application scenario, and is not limited herein.
Thus, the voice of the user can be collected.
Step 301: and the server receives the voice payment interaction information of the user sent by the audio acquisition equipment.
Specifically, the audio acquisition device acquires a stored server address, and sends the voice payment interaction information of the user to the server according to the server address.
For example, referring to FIG. 4, a schematic diagram of a communication connection is shown. The sound box establishes communication connection with the server by adopting a Message Queue Telemetry Transport (MQTT) to transmit voice payment interactive information. The mobile phone application establishes connection with the server by adopting MQTT. The mobile phone application monitors the message and can receive the payment instruction sent by the server.
Thus, the audio acquisition device, the server and the user terminal can communicate in a long distance.
Step 302: and the server identifies the voice payment interaction information and determines a target payment client and payment information of the user.
Specifically, when step 302 is executed, the following steps may be adopted:
s3021: and the server performs voiceprint recognition on the voice payment interactive information to determine the identity of the user.
Specifically, the identity of the user may be represented by the identity information of the user, and the identity information may be a name, an identity code, and the like of the user, which is not limited herein.
S3022: and the server determines the target payment client of the user according to the identity of the user.
Specifically, the server establishes in advance a correspondence between the identity of the user and the payment client. The server may determine the target payment client of the user based on the correspondence and the identity of the user.
In one embodiment, the server establishes in advance a correspondence between the user's identification information and the client identification of the payment client. The server determines the client identifier of the target payment client of the user according to the corresponding relation and the identity identification information of the user.
S3023: and the server performs voice recognition on the voice payment interactive information and determines the voice text content corresponding to the voice payment interactive information.
Specifically, the server performs character conversion on the voice payment interaction information to obtain converted voice text content.
S3024: and the server carries out semantic recognition on the voice text content and determines the payment information of the user.
Specifically, the server extracts keywords from the voice text content to obtain a plurality of keywords, and determines payment information of the user through the extracted keywords.
The payment information includes a payee and a payment amount, and the payment information may further include device identification information, login information, a payment password, and the like of the user terminal, which is not limited herein.
In the keyword extraction, text arrangement (TextRank) algorithm, document topic generation model (LDA), and other manners may be adopted, and other keyword extraction manners may also be adopted, which is not limited herein.
For example, if the phonetic text content is "transfer 200 money to queen, then the keywords obtained are queen, transfer sum 200.
Further, the server can determine the target payment client according to the extracted keywords.
Therefore, voiceprint recognition, voice recognition and semantic recognition can be carried out on the voice payment interactive information, the identity of the user is determined, and the voice content, the voice intention or the voice purpose of the user is recognized.
Step 303: and the server sends a payment instruction to the target payment client according to the payment information.
Specifically, the payment instruction at least includes payment information and client identification information of the target payment client. And the payment instruction is used for instructing the target payment client to pay the payment amount to the payee.
For example, the payment information is { quelling, transfer, 200}, and the client identification information is a payment instruction corresponding to a 111: the payee is wangming, the payment amount is 200, and the target payment client is A111.
Step 304: when receiving the payment instruction, the target payment client starts the payment function.
Specifically, the payment instruction is sent according to the target payment client and the payment information identified from the voice payment interaction information of the user, where the payment information includes the payee and the payment amount, and the step 306 may be executed in the following two manners:
the first mode is as follows: and if the target payment client is in the open state, starting a payment function according to the payment instruction when the target payment client receives the payment instruction.
In one embodiment, the user presets the authority so that the target payment client is started up and started up.
In one embodiment, the user manually launches the targeted payment client.
In one embodiment, the payment instruction further includes identification information of the user, the target payment client monitors the identification information of the user, and when the payment instruction including the identification information of the user is monitored, the payment function is started according to the payment instruction.
In one embodiment, the payment instruction further includes device identification information of the user terminal, the target payment client monitors the device identification information, and when the payment instruction including the device identification information is monitored, the payment function is started according to the payment instruction.
The second way is: and if the target payment client is in a closed state, starting the target payment client according to a starting instruction of the user terminal, and starting a payment function according to a payment instruction received by the user terminal.
The starting instruction is determined and sent by the user terminal according to the received payment instruction, and the user terminal is provided with a target payment client.
In one embodiment, the payment instruction further includes device address information of the user terminal, and when the user terminal receives the payment instruction including the device address information, the payment instruction sends an opening instruction to the target payment client to control the target payment client to start, and sends the payment instruction to the target payment client, so that the target payment client starts a payment function according to the received payment instruction.
That is, when the user terminal receives the payment instruction, the control target payment client starts the payment function.
When the payment function is started, the following two modes can be adopted:
the first mode is as follows: and when the target payment client does not log in, acquiring login information contained in the payment instruction, and logging in and starting a payment function according to the login information.
In one embodiment, the login information is a user payment account and an account password, and the target payment client logs in according to the user payment account and the account password.
In one embodiment, if the login information is voiceprint information, the target payment client performs voiceprint recognition on the payment instruction and logs in according to the recognition result.
The second way is: and when the target payment client is in the login state, starting a payment function according to the payment instruction.
Thus, the payment function of the target payment client can be started according to the received payment instruction.
Step 305: and the target payment client pays the payment amount to the payee according to the payment instruction.
Specifically, the target payment client acquires the payee, the payment amount and the payment password contained in the payment instruction, and pays the payment amount to the payee according to the payment password.
The payment password may be text information included in the payment instruction, or may be an identification result obtained by performing voiceprint identification on the payment instruction.
Referring to fig. 5, a flowchart of a second implementation of the method for remotely controlling payment according to the present application is shown. For the second application scenario, the specific implementation flow of the method is as follows:
step 500: and the audio acquisition equipment acquires voice payment interaction information.
Specifically, when step 500 is executed, the specific steps can be referred to as step 300.
Step 501: and the audio acquisition equipment identifies the voice payment interaction information and determines a target payment client and payment information of the user.
Specifically, based on the same principle as that of the server for identifying the voice payment interaction information, the voice payment interaction information may be identified through the audio acquisition device, and the target payment client and the payment information of the user are determined, where the specific steps refer to step 302 above, and are not described herein again.
Step 502: and the audio acquisition equipment sends a payment instruction to the target payment client according to the payment information.
Step 503: when receiving the payment instruction, the target payment client starts the payment function.
Step 504: and the target payment client pays the payment amount to the payee according to the payment instruction.
Specifically, when step 502 to step 504 are executed, the specific steps refer to step 303 to step 305 described above.
The embodiment of the application is mainly applied to application scenes that a user is inconvenient to manually operate a user terminal, for example, application scenes when a mobile phone of the user is not around. Therefore, when the user is inconvenient to directly operate the user terminal, the user terminal can be remotely controlled through the audio acquisition equipment to execute corresponding payment operation, and the convenience and the user experience of the user are greatly improved.
Based on the same inventive concept, the embodiment of the application also provides a device for remote control payment, and as the principle of the device and the equipment for solving the problems is similar to a method for remote control payment, the implementation of the device can be referred to the implementation of the method, and repeated parts are not described again.
As shown in fig. 6a, a schematic structural diagram of an apparatus for remotely controlling payment according to an embodiment of the present application includes:
an obtaining unit 611, configured to obtain voice payment interaction information of the user;
the recognition unit 612 is configured to recognize the voice payment interaction information, and determine a target payment client and payment information of the user, where the payment information includes a payee and a payment amount;
a sending unit 613, configured to send a payment instruction to the target payment client according to the payment information, where the payment instruction is used to instruct the target payment client to pay the payment amount to the payee.
Preferably, the obtaining unit 611 is configured to:
acquiring voice payment interaction information of a user in a mode of acquiring peripheral voice; or receiving voice payment interaction information of the user sent by the audio acquisition equipment.
Preferably, the identification unit 612 is configured to:
carrying out voiceprint recognition on the voice payment interactive information to determine the identity of the user;
determining a target payment client of the user according to the identity of the user;
performing voice recognition on the voice payment interactive information, and determining voice text content corresponding to the voice payment interactive information;
and performing semantic recognition on the voice text content to determine the payment information of the user.
As shown in fig. 6b, a schematic structural diagram of a device for remotely controlling payment according to an embodiment of the present application is shown, where the device includes:
a receiving unit 621, configured to start a payment function when receiving a payment instruction, where the payment instruction is sent according to payment information identified from voice payment interaction information of a user, and the payment information includes a payee and a payment amount;
and a payment unit 622 for paying the payment amount to the payee according to the payment instruction.
Preferably, the receiving unit 621 is configured to:
if the device is in an open state, starting a payment function according to a payment instruction when the payment instruction is received;
and if the device is in a closed state, starting according to a starting instruction of the user terminal, and starting a payment function according to a payment instruction received by the user terminal, wherein the starting instruction is determined and sent by the user terminal according to the received payment instruction, and the device is arranged in the user terminal.
Preferably, the payment unit 622 is configured to:
acquiring a payee, a payment amount and a payment password contained in the payment instruction;
and paying the payment amount to the payee according to the payment password.
In the method, the device, the equipment and the medium for remotely controlling payment, voice payment interaction information of a user is identified, a target payment client and payment information of the user are determined, and a payment instruction is sent to the target payment client according to the payment information. And the target payment client pays the corresponding payment amount to the payee according to the payment instruction. Therefore, when the user terminal is not at the user, the user can execute corresponding payment operation by remotely controlling the target payment client in the user terminal, and the convenience of the user terminal operation is improved.
For convenience of description, the above parts are separately described as modules (or units) according to functional division. Of course, the functionality of the various modules (or units) may be implemented in the same one or more pieces of software or hardware when implementing the present application.
Based on the above embodiments, referring to fig. 7, in an embodiment of the present application, a structural schematic diagram of a control device is shown.
Embodiments of the present disclosure provide a control device, which may include a processor 7010 (CPU), a memory 7020, an input device 7030, an output device 7040, and the like, wherein the input device 7030 may include a keyboard, a mouse, a touch screen, and the like, and the output device 7040 may include a Display device, such as a Liquid Crystal Display (LCD), a Cathode Ray Tube (CRT), and the like.
The memory 7020 may include read-only memory (ROM) and Random Access Memory (RAM), and provides the processor 7010 with program instructions and data stored in the memory 7020. In the embodiment of the present application, the memory 7020 may be used to store programs for remote control in the embodiment of the present application.
The processor 7010 is configured to execute a method of remotely controlling payment provided by the embodiments shown in fig. 3 or fig. 5 by invoking program instructions stored in the memory 7020 by the processor 7010.
In an embodiment of the present application, a computer-readable storage medium is further provided, on which a computer program is stored, and the computer program, when executed by a processor, implements the method for remote control in any of the above-mentioned method embodiments.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
While the preferred embodiments of the present application have been described, additional variations and modifications in those embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. Therefore, it is intended that the appended claims be interpreted as including preferred embodiments and all alterations and modifications as fall within the scope of the application.
It will be apparent to those skilled in the art that various changes and modifications may be made in the present application without departing from the spirit and scope of the application. Thus, if such modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is intended to include such modifications and variations as well.

Claims (14)

1. A method of remotely controlling payment, the method comprising the steps of:
acquiring voice payment interaction information of a user;
identifying the voice payment interactive information, and determining a target payment client and payment information of the user, wherein the payment information comprises a payee and a payment amount;
and sending a payment instruction to the target payment client according to the payment information, wherein the payment instruction is used for indicating the target payment client to pay the payment amount to the payee.
2. The method of claim 1, wherein obtaining voice payment interaction information for a user comprises:
acquiring voice payment interaction information of the user in a mode of acquiring peripheral voice; or receiving the voice payment interaction information of the user sent by the audio acquisition equipment.
3. The method of claim 1 or 2, wherein identifying the voice payment interaction information, determining the user's target payment client and payment information, comprises:
performing voiceprint recognition on the voice payment interaction information to determine the identity of the user;
determining a target payment client of the user according to the identity of the user;
performing voice recognition on the voice payment interactive information, and determining voice text content corresponding to the voice payment interactive information;
and performing semantic recognition on the voice text content to determine the payment information of the user.
4. A method for remotely controlling payment, applied to a target payment client, comprising:
starting a payment function when a payment instruction is received, wherein the payment instruction is sent according to a target payment client identified from voice payment interactive information of a user and payment information, and the payment information comprises a payee and a payment amount;
and paying the payment amount to the payee according to the payment instruction.
5. The method of claim 4, wherein initiating a payment function upon receiving a payment instruction comprises:
if the target payment client is in an open state, starting a payment function according to the payment instruction when the payment instruction is received;
and if the target payment client is in a closed state, starting according to a starting instruction of a user terminal, and starting a payment function according to a payment instruction received by the user terminal, wherein the starting instruction is determined and sent by the user terminal according to the received payment instruction, and the target payment client is arranged in the user terminal.
6. The method of claim 5, wherein paying the payment amount to the payee in accordance with the payment instruction comprises:
acquiring a payee, a payment amount and a payment password contained in the payment instruction;
and paying the payment amount to the payee according to the payment password.
7. An apparatus for remotely controlling payments, comprising:
the acquisition unit is used for acquiring voice payment interaction information of a user;
the recognition unit is used for recognizing the voice payment interaction information and determining a target payment client and payment information of the user, wherein the payment information comprises a payee and a payment amount;
and the sending unit is used for sending a payment instruction to the target payment client according to the payment information, and the payment instruction is used for indicating the target payment client to pay the payment amount to the payee.
8. The apparatus of claim 7, wherein the obtaining unit is to:
acquiring voice payment interaction information of the user in a mode of acquiring peripheral voice; or receiving the voice payment interaction information of the user sent by the audio acquisition equipment.
9. The apparatus of claim 7 or 8, wherein the identification unit is to:
performing voiceprint recognition on the voice payment interaction information to determine the identity of the user;
determining a target payment client of the user according to the identity of the user;
performing voice recognition on the voice payment interactive information, and determining voice text content corresponding to the voice payment interactive information;
and performing semantic recognition on the voice text content to determine the payment information of the user.
10. An apparatus for remotely controlling payments, comprising:
the system comprises a receiving unit, a payment unit and a payment processing unit, wherein the receiving unit is used for starting a payment function when receiving a payment instruction, the payment instruction is sent according to payment information identified from voice payment interactive information of a user, and the payment information comprises a payee and a payment amount;
and the payment unit is used for paying the payment amount to the payee according to the payment instruction.
11. The apparatus of claim 10, wherein the receiving unit is to:
if the device is in an open state, starting a payment function according to the payment instruction when the payment instruction is received;
and if the device is in a closed state, starting according to a starting instruction of the user terminal, and starting a payment function according to a payment instruction received by the user terminal, wherein the starting instruction is determined and sent by the user terminal according to the received payment instruction, and the device is arranged in the user terminal.
12. The apparatus of claim 11, wherein the payment unit is to:
acquiring a payee, a payment amount and a payment password contained in the payment instruction;
and paying the payment amount to the payee according to the payment password.
13. A control apparatus, characterized by comprising:
at least one memory for storing program instructions;
at least one processor for calling program instructions stored in said memory and for executing the steps of the method of any of the preceding claims 1-3, or 4-6, according to the obtained program instructions.
14. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 3 or 4 to 6.
CN202010103280.4A 2020-02-19 2020-02-19 Method, device, equipment and medium for remotely controlling payment Pending CN111353771A (en)

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