CN111311214A - Credit consumption method, device, terminal equipment and medium - Google Patents
Credit consumption method, device, terminal equipment and medium Download PDFInfo
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Abstract
The invention is suitable for the technical field of Internet of things, and provides a credit consumption method, a device, terminal equipment and a medium, wherein the method comprises the following steps: detecting a consuming medium existing in the sensing area, wherein the category of the consuming medium is pre-designated by a first user object; determining the unique identifier of the consumption medium according to the induction identification result; triggering a consumption credit authorization event associated with the unique identifier according to a pre-docked credit authorization platform; when the consumption credit event is completed, a built-in charging module is started; and controlling the charging module to execute charging operation and returning the consumption result after charging to the cloud platform server for storing the consumption information. The invention can reduce the condition that the consumption cannot be carried out due to omission of carrying consumption media, avoids the problem of single consumption mode, increases the operation convenience of the user in the campus consumption process, realizes diversified credit consumption, reduces the consumption operation complexity and enhances the attention degree of the user to personal credit.
Description
Technical Field
The invention belongs to the technical field of Internet of things, and particularly relates to a credit consumption method, a credit consumption device, terminal equipment and a computer readable storage medium.
Background
The campus card is an application solution of an MIS application system for unified identity authentication, personnel, scholars and the like, which is performed by integrating a smart card internet of things technology and a digital concept of a computer network in campus management, and is an important component in a digital campus. The data management integration and sharing are realized through a common identity authentication mechanism, so that the campus one-card system becomes an organic component of campus information construction. All teachers and students in the whole school hold one campus card per person, and all or part of functions of various certificates (including student certificates, work certificates, book borrowing certificates, medical certificates, incoming and outgoing certificates and the like) in the past can be replaced, so that the process of informatization and standardized management of all units and departments in the school is driven, and high efficiency, convenience and safety are brought to the management of the school.
However, in the above-described method, the user can only consume the campus card by carrying the campus IC card at any time, and since the IC card itself does not have any other function than consumption, the campus IC card is likely to be left without carrying. Therefore, the existing consumption mode is single, and the problem of low operation convenience exists.
Disclosure of Invention
In view of this, embodiments of the present invention provide a credit consumption method, apparatus, terminal device and computer-readable storage medium, so as to solve the problems of high complexity of operation and single consumption mode in the existing consumption mode.
A first aspect of an embodiment of the present invention provides a credit consumption method, including:
detecting a presence of a consumable medium within a sensing region, a category of the consumable medium being pre-specified by a first user object;
determining the unique identification of the consumption medium according to the induction identification result;
triggering a consumption credit authorization event associated with the unique identifier according to a pre-docked credit authorization platform;
when the consumption credit granting event is completed, a built-in charging module is started;
and controlling the charging module to execute charging operation, and returning a consumption result obtained after charging to the cloud platform server for storing consumption information.
A second aspect of an embodiment of the present invention provides a credit consumption apparatus, including:
the detection unit is used for detecting the consumption media existing in the sensing area, and the category of the consumption media is pre-designated by a first user object;
the determining unit is used for determining the unique identifier of the consumption medium according to the induction identification result;
the triggering unit is used for triggering a consumption credit granting event associated with the unique identifier according to a pre-docked credit granting platform;
the starting unit is used for starting a built-in charging module when the consumption credit granting event is finished;
and the control unit is used for controlling the charging module to execute charging operation and returning a consumption result obtained after charging to the cloud platform server for storing consumption information.
A third aspect of the embodiments of the present invention provides a terminal device, including a memory and a processor, where the memory stores a computer program operable on the processor, and the processor implements the steps of the above credit consumption method when executing the computer program.
A fourth aspect of embodiments of the present invention provides a computer-readable storage medium, which stores a computer program, and when the computer program is executed by a processor, implements the steps of the above-mentioned credit consumption method.
In the embodiment of the invention, as the category of the consumption medium is pre-designated by the user object, as long as the user pre-designates the carried article as the consumption medium, the condition that the consumption cannot be carried out due to omission of the carried consumption medium can be reduced, the problem of single consumption mode is avoided, the operation convenience of the user in the campus consumption process is increased, and diversified credit consumption is realized; meanwhile, the user does not need to take out the exclusive IC card any more, and can quickly execute consumption only through common articles per se instead, so that the complexity of consumption operation is reduced; the unique identification of the consumption medium is determined by detecting the consumption medium existing in the induction area, the consumption credit granting event associated with the unique identification is triggered according to the pre-butted credit granting platform, and the built-in charging module is started to execute the charging operation of the consumption event only when the consumption credit granting event is completed, so that the consumption system of various existing products can be associated with the personal credit of the user, and the attention degree of the user to the personal credit is enhanced.
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In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments or the prior art descriptions will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.
FIG. 1 is a flowchart of an implementation of a credit consumption method provided by an embodiment of the present invention;
fig. 2 is a flowchart illustrating a detailed implementation of the credit consumption method S103 according to an embodiment of the present invention;
FIG. 3 is a flowchart illustrating an implementation of the credit consumption method S104 according to an embodiment of the present invention;
FIG. 4 is a flowchart illustrating a detailed implementation of the credit consumption method S105 according to an embodiment of the present invention;
FIG. 5 is a block diagram of a credit consumption device according to an embodiment of the present invention;
fig. 6 is a schematic diagram of a terminal device according to an embodiment of the present invention.
Detailed Description
In the following description, for purposes of explanation and not limitation, specific details are set forth, such as particular system structures, techniques, etc. in order to provide a thorough understanding of the embodiments of the invention. It will be apparent, however, to one skilled in the art that the present invention may be practiced in other embodiments that depart from these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present invention with unnecessary detail.
In order to explain the technical means of the present invention, the following description will be given by way of specific examples.
Fig. 1 shows an implementation flow of a credit consumption method provided by an embodiment of the present invention, which is detailed as follows:
s101: detecting the presence of a consumable medium within the sensing region, the category of the consumable medium being pre-specified by the first user object.
The sensing area is an area for detecting whether a consumption event is triggered or not on the consumption terminal, and comprises a detection area based on a near field communication technology and a detection area based on other radio frequency communication technologies. The consumption terminal is used for providing services for consumption objects according to consumption results, and may be, for example, a water heater for providing hot water service, an access control machine for providing access control authentication service, a vending machine for providing snack selling service, and the like.
In an embodiment of the invention, the consumption medium existing in the sensing area is detected by an inductive card reader integrated on the built-in chip. The consumption medium is consumption voucher substances used by the user object in the consumption operation process, the category of the consumption medium to be detected is a preset category, and the consumption medium is pre-specified by the user object of the management consumption terminal.
For example, if a user object needs to purchase a beverage on a soda machine by swiping an IC card, the consumption medium used by the user object is the IC card; if the user object needs to trigger the water outlet function of the intelligent water dispenser through the cup to purchase mineral water, the consumption medium used by the user object is the cup.
Preferably, the categories of the consumption media that the user object can specify include: at least one of a biological medium, a living article containing a contact radio frequency chip, a living article containing an induction radio frequency chip and a virtual network medium. The biological medium includes but is not limited to substances with biological characteristic information, such as human face, voiceprint, iris, fingerprint and the like; the living goods containing the contact type radio frequency chip can be a water cup and a smart phone, wherein the bottom of the water cup is provided with the contact type radio frequency chip; the living goods containing the induction type radio frequency chip can be keys and identity cards with the induction type radio frequency chip embedded in the surface; the virtual network medium may be, for example, a bluetooth transmission signal, an infrared transmission signal, and the like.
In the embodiment of the invention, the type of the consumption medium pre-designated by the user object is recorded. Since the consumer media is embedded in the rf chip at the time the consumer media category is specified. Therefore, when whether the consumption medium exists in the induction area or not is detected, the consumption medium exists in the induction area is determined if response data returned by the radio frequency chip in the induction area is detected through generating the radio frequency field signal.
Preferably, when response data returned by the radio frequency chip in the sensing area is detected, an image of the consumption medium is acquired through a preset camera. The type of the consumable medium is confirmed based on the recognition processing of the image. And if the identified type of the consumption medium is not matched with the type of the consumption medium designated by the pre-recorded user object, judging that the consumption medium does not exist in the current sensing area.
S102: and determining the unique identification of the consumption medium according to the induction identification result.
The unique identification of the consumer medium is read in accordance with a radio frequency chip contained in the consumer medium. The unique identification includes, but is not limited to, a chip serial number, a user account number associated with the consumable medium, and other identification numbers that can be used to uniquely identify the consumable medium, among others.
S103: and triggering a consumption credit authorization event associated with the unique identifier according to a pre-docked credit authorization platform.
In the embodiment of the invention, the communication connection is carried out with a predetermined third party credit granting platform. The credit granting platform refers to a platform with public credit and used for providing credit supervision services, such as credit granting platform of pao, sesame credit, particle credit, and ant debit. And sending a consumption credit authorization request carrying the unique identifier to a credit authorization platform according to the unique identifier of the consumption medium so as to trigger a consumption credit authorization event associated with the unique identifier.
And when the credit authorization platform receives the consumption credit authorization request, inquiring whether a user account number bound with the unique identifier exists in the information base or not. And if the user account bound with the unique identifier exists in the information base, the credit granting platform generates and returns credit granting prompt information. The credit-granting prompt message is used to request whether the user is allowed credit authorization for the use of the currently consumed media.
After the credit granting prompt information is displayed, if a credit granting confirmation instruction returned according to the credit granting prompt information is received, downloading a credit value related to the unique identifier in a credit granting platform to trigger and complete the consumption credit granting event.
Preferably, as an embodiment of the present invention, fig. 2 shows a specific implementation flow of the credit consumption method S103 provided by the embodiment of the present invention, which is detailed as follows:
s1031: and displaying the two-dimension code related to the credit granting platform so that a second user object scans the two-dimension code through a preset terminal application.
In the embodiment of the invention, the two-dimensional code corresponding to the interface address is created in advance according to the interface address of the service provided by the credit authorization platform, and the obtained two-dimensional code is displayed on the terminal interface or attached to the shell of the consumption terminal. The user object can scan the two-dimensional code by starting a preset terminal application and utilizing the terminal application. At the moment, the credit granting platform returns the credit granting prompt message and displays the credit granting prompt message on the terminal application interface of the user object.
It should be noted that, in the embodiment of the present invention, the user object as the consumption object and the user object of the selected consumption media category may be the same user object or different user objects. For the sake of distinction, the former is referred to as a second user object, and the latter is referred to as a first user object.
S1032: and receiving a consumption credit granting result returned by the credit granting platform, wherein the consumption credit granting result is determined according to a credit granting control instruction sent by the second user object on the terminal application.
In the terminal application, if a credit granting control instruction sent by a user object aiming at the credit granting prompt information is detected, the credit granting platform receives a consumption credit granting result uploaded by the terminal application and forwards the consumption credit granting result to a charging module of the consumption terminal so as to realize the triggering of a consumption credit granting event.
In the embodiment of the invention, the two-dimensional code related to the credit authorization platform is displayed, so that the user can actively trigger the consumption credit authorization event of the consumption medium in a code scanning mode under the condition that the consumption terminal has errors and cannot automatically trigger credit authorization, and the reliability and the stability of credit consumption are improved.
S104: and when the consumption credit granting event is completed, starting a built-in charging module.
In the embodiment of the invention, the consumption terminal is internally preset with the charging module. For example, a charging chip installed on a hair dryer, a bath charging device on a washing machine, a charging chip on a water heater, and the like. And when the consumption credit granting event is completed, sending a starting instruction to a built-in charging module to start charging. At this time, the user object may use various function services provided by the consuming terminal.
S105: and controlling the charging module to execute charging operation, and returning a consumption result obtained after charging to the cloud platform server for storing consumption information.
And in the starting process of the charging module, performing charging operation based on a preset charging mode. Illustratively, if the charging mode of the consumption terminal is that 1 yuan is required to be paid every five minutes, at any time, the charging module reads the starting time length of the consumption terminal at the current time. And calculating the consumption cost of the user object at the current moment by calculating the multiple relation between the starting time length and the time length of five minutes.
And when receiving consumption stop information sent by a cloud platform server connected with the consumption terminal, controlling the charging module to stop charging operation, and returning the consumption cost obtained by current accumulated calculation to the cloud platform server so that the cloud platform server stores and records the consumption information of the user account.
Preferably, in the embodiment of the present invention, the user object may be connected to the cloud platform server through a mobile application run by a mobile terminal of the user object. In this case, the user object may also scan the two-dimensional code displayed by the consumer terminal through the mobile application, and start the built-in billing module in a scanning authentication manner.
Preferably, if the cloud platform server receives a consumption charge value set by the user object through the mobile application, based on the charging mode, charging information corresponding to the consumption charge value is generated. And controlling the charging module to carry out fee deduction operation according to the charging information sent by the cloud platform server.
In the embodiment of the invention, as the category of the consumption medium is pre-designated by the user object, as long as the user pre-designates the carried article as the consumption medium, the condition that the consumption cannot be carried out due to omission of the carried consumption medium can be reduced, the problem of single consumption mode is avoided, the operation convenience of the user in the campus consumption process is increased, and diversified credit consumption is realized; meanwhile, the user does not need to take out the exclusive IC card any more, and can quickly execute consumption only through common articles per se instead, so that the complexity of consumption operation is reduced; the unique identification of the consumption medium is determined by detecting the consumption medium existing in the induction area, the consumption credit granting event associated with the unique identification is triggered according to the pre-butted credit granting platform, and the built-in charging module is started to execute the charging operation of the consumption event only when the consumption credit granting event is completed, so that the consumption system of various existing products can be associated with the personal credit of the user, and the attention degree of the user to the personal credit is enhanced.
Fig. 3 shows a specific implementation flow of the credit consumption method S104 provided by the embodiment of the present invention, which is described in detail as follows:
s1041: and when the consumption credit authorization event is finished, determining a user account corresponding to the unique identifier.
S1042: and reading the credit value of the user account.
In the embodiment of the invention, when the credit granting confirmation information or the credit granting rejection information of the user object is detected, the consumption credit granting event is determined to be completed. At this time, according to a corresponding relation table pre-stored locally, a user account corresponding to the unique identifier of the current consumption medium is determined, and credit request information carrying the user account is sent to the credit granting platform, so that the credit granting platform queries and returns a credit value of the user account.
And if the user account corresponding to the unique identifier does not exist in the corresponding relation table prestored locally, transmitting the credit request information carrying the unique identifier to the credit granting platform, so that the credit granting platform inquires the user account corresponding to the unique identifier from an information base of the credit granting platform and then inquires the credit value of the user account.
S1043: and if the credit value is greater than or equal to a preset threshold value, starting a built-in charging module according to a preset charging mode.
In the embodiment of the invention, the credit value returned by the credit granting platform is compared with the preset threshold value. The preset threshold is the personal credit value of the reference object with higher credibility. If the credit value returned by the credit granting platform is greater than or equal to the preset threshold, the built-in charging module is started to execute charging according to the preset charging mode.
Preferably, if the credit value returned by the credit granting platform is less than the preset threshold, it indicates that the user object currently required to be consumed has a low credit, and if a potential risk may occur in providing a service for the user object, the charging module is stopped to be started, or after the charging module is started, another charging mode is used to perform charging. And in the same time length, the consumption amount calculated based on the other charging mode is larger than the consumption amount calculated based on the initial charging mode.
Preferably, when the charging module is started or stopped, a prompt message is sent to the mobile application of the user terminal, so that the user object can know the consumption operation state at the current moment in real time.
In the embodiment of the invention, the consumption credit authorization event is triggered, the credit value of the user account is read when the consumption credit authorization event is finished, and whether the charging module is started based on the initial charging mode is determined according to the size relation between the credit value and the preset threshold value, so that only the user object with higher credit degree can use the service provided by the consumption terminal, and the application safety of the consumption terminal is improved.
Preferably, on the basis of the above embodiment, the deduction mode of the charging module is further defined. As shown in fig. 4, as an embodiment of the present invention, the step S105 specifically includes:
s1051: and controlling the charging module to execute charging operation.
S1052: and if the credit value is greater than or equal to a preset threshold value, returning a consumption result obtained after charging to the credit granting platform so that the credit granting platform deducts fees by using the electronic wallet corresponding to the user account.
In the embodiment of the invention, after the charging module is started, the charging module is controlled to start to execute the charging operation so as to determine the consumption amount of the user object. Specifically, based on the credit value of the user account read in step S1042, it is determined whether the credit value is smaller than a preset threshold.
And if the credit value of the user account of the current consumption object is greater than or equal to the preset threshold value, allowing the user object to pay for the service provided by the current consumption terminal through the electronic wallet of the third party. Under the condition, the charging module feeds back the consumption information to the credit granting platform when the charging is stopped, so that the credit granting platform can deduct the fee by using the electronic wallet bound with the user account of the user object in advance, and update and record the balance information of the electronic wallet after the fee deduction.
Preferably, the deduction result is fed back to the mobile application of the user terminal, so that the user object currently performing the consuming operation can know the real-time consumption amount thereof.
S1053: and if the credit value is smaller than a preset threshold value, reading balance information stored in a radio frequency chip according to the radio frequency chip contained in the consumption medium.
S1054: and updating the balance information based on the consumption result obtained after the charging is finished, and returning the consumption result to the cloud platform server for storing the consumption information.
If the credit value of the user account of the current consumption object is smaller than the preset threshold value, the user object is prohibited from paying the service provided by the current consumption terminal through the electronic wallet of the third party, for example, the user object is prohibited from paying in a credit card mode, and the fee deduction can be performed only through the balance information in the medium radio frequency chip.
When the deduction is completed, the consumption information is fed back to the cloud platform server, so that the cloud platform server can perform backup recording on balance information of the consumption medium bound by the user account, and the consumption medium can be reproduced based on the backup recording under the condition that the consumption medium is lost, and therefore reliability of credit consumption is improved.
It should be understood that, the sequence numbers of the steps in the foregoing embodiments do not imply an execution sequence, and the execution sequence of each process should be determined by its function and inherent logic, and should not constitute any limitation to the implementation process of the embodiments of the present invention.
Fig. 5 is a block diagram illustrating a credit consumption apparatus according to an embodiment of the present invention, which corresponds to the credit consumption method according to an embodiment of the present invention. For convenience of explanation, only the portions related to the present embodiment are shown.
Referring to fig. 5, the apparatus includes:
a detection unit 51 for detecting a consumed medium present in the sensing area, the category of the consumed medium being pre-specified by the first user object.
A determining unit 52 for determining the unique identification of the consuming medium based on the inductive identification result.
And the triggering unit 53 is configured to trigger a consumption credit granting event associated with the unique identifier according to a pre-docked credit granting platform.
And the starting unit 54 is configured to start a built-in charging module when the consumption credit granting event is completed.
And the control unit 55 is configured to control the charging module to perform a charging operation, and return a consumption result obtained after charging to the cloud platform server for storing the consumption information.
Optionally, the triggering unit 53 includes:
and the display subunit is used for displaying the two-dimension code related to the credit granting platform so that the second user object scans the two-dimension code through a preset terminal application.
And the receiving subunit is used for receiving a consumption credit authorization result returned by the credit authorization platform, and the consumption credit authorization result is determined according to a credit authorization control instruction sent by the second user object on the terminal application.
Optionally, the categories of the consumption media include: at least one of a biological medium, a living article containing a contact radio frequency chip, a living article containing an induction radio frequency chip and a virtual network medium.
Optionally, the starting unit 54 includes:
and the determining subunit is used for determining the user account corresponding to the unique identifier when the consumption trust event is completed.
And the first reading subunit is used for reading the credit value of the user account.
And the starting sub-unit is used for starting a built-in charging module according to a preset charging mode if the credit value is greater than or equal to a preset threshold value.
Optionally, the control unit 55 includes:
and the charging subunit is used for controlling the charging module to execute the charging operation.
And the returning subunit is configured to, if the credit value is greater than or equal to a preset threshold, return a consumption result obtained after the charging is ended to the credit granting platform, so that the credit granting platform deducts fees by using the electronic wallet corresponding to the user account.
The second reading subunit is configured to, if the credit value is smaller than a preset threshold, read balance information stored in the radio frequency chip according to the radio frequency chip included in the consumption medium;
and the updating subunit is used for updating the balance information based on the consumption result obtained after the charging is finished, and returning the consumption result to the cloud platform server for storing the consumption information.
In the embodiment of the invention, as the category of the consumption medium is pre-designated by the user object, as long as the user pre-designates the carried article as the consumption medium, the condition that the consumption cannot be carried out due to omission of the carried consumption medium can be reduced, the problem of single consumption mode is avoided, the operation convenience of the user in the campus consumption process is increased, and diversified credit consumption is realized; meanwhile, the user does not need to take out the exclusive IC card any more, and can quickly execute consumption only through common articles per se instead, so that the complexity of consumption operation is reduced; the unique identification of the consumption medium is determined by detecting the consumption medium existing in the induction area, the consumption credit granting event associated with the unique identification is triggered according to the pre-butted credit granting platform, and the built-in charging module is started to execute the charging operation of the consumption event only when the consumption credit granting event is completed, so that the consumption system of various existing products can be associated with the personal credit of the user, and the attention degree of the user to the personal credit is enhanced.
Fig. 6 is a schematic diagram of a terminal device according to an embodiment of the present invention. As shown in fig. 6, the terminal device 6 of this embodiment includes: a processor 60, a memory 61 and a computer program 62, such as a credit consumption program, stored in said memory 61 and operable on said processor 60. The processor 60, when executing the computer program 62, implements the steps of the various credit consumption method embodiments described above, such as the steps 101-105 shown in fig. 1. Alternatively, the processor 60, when executing the computer program 62, implements the functions of the modules/units in the above-mentioned device embodiments, such as the functions of the units 51 to 55 shown in fig. 6.
Illustratively, the computer program 62 may be partitioned into one or more modules/units that are stored in the memory 61 and executed by the processor 60 to implement the present invention. The one or more modules/units may be a series of computer program instruction segments capable of performing specific functions, which are used to describe the execution of the computer program 62 in the terminal device 6.
The terminal device 6 may be a desktop computer, a notebook, a palm computer, a cloud server, or other computing devices. The terminal device may include, but is not limited to, a processor 60, a memory 61. Those skilled in the art will appreciate that fig. 6 is merely an example of a terminal device 6 and does not constitute a limitation of terminal device 6 and may include more or less components than those shown, or some components in combination, or different components, for example, the terminal device may also include input output devices, network access devices, buses, etc.
The Processor 60 may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory 61 may be an internal storage unit of the terminal device 6, such as a hard disk or a memory of the terminal device 6. The memory 61 may also be an external storage device of the terminal device 6, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like, which are provided on the terminal device 6. Further, the memory 61 may also include both an internal storage unit and an external storage device of the terminal device 6. The memory 61 is used for storing the computer program and other programs and data required by the terminal device. The memory 61 may also be used to temporarily store data that has been output or is to be output.
In addition, functional units in the embodiments of the present application may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application may be substantially implemented or contributed to by the prior art, or all or part of the technical solution may be embodied in a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present application. And the aforementioned storage medium includes: various media capable of storing program codes, such as a usb disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.
The above embodiments are only used for illustrating the technical solutions of the present application, and not for limiting the same; although the present application has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions in the embodiments of the present application.
Claims (10)
1. A method for consuming credit, comprising:
detecting a presence of a consumable medium within a sensing region, a category of the consumable medium being pre-specified by a first user object;
determining the unique identification of the consumption medium according to the induction identification result;
triggering a consumption credit authorization event associated with the unique identifier according to a pre-docked credit authorization platform;
when the consumption credit granting event is completed, a built-in charging module is started;
and controlling the charging module to execute charging operation, and returning a consumption result obtained after charging to the cloud platform server for storing consumption information.
2. The credit consumption method of claim 1, wherein the triggering of the consumption credit granting event associated with the unique identifier according to a pre-docked credit granting platform comprises:
displaying a two-dimensional code related to the credit granting platform so that a second user object scans the two-dimensional code through a preset terminal application;
and receiving a consumption credit granting result returned by the credit granting platform, wherein the consumption credit granting result is determined according to a credit granting control instruction sent by the second user object on the terminal application.
3. The credit consumption method of claim 1, wherein the categories of the consumption medium include: at least one of a biological medium, a living article containing a contact radio frequency chip, a living article containing an induction radio frequency chip and a virtual network medium.
4. The credit consumption method of claim 1, wherein the starting of the built-in billing module upon completion of the consumption credit granting event comprises:
when the consumption credit granting event is completed, determining a user account corresponding to the unique identifier;
reading a credit value of the user account;
and if the credit value is greater than or equal to a preset threshold value, starting a built-in charging module according to a preset charging mode.
5. The credit consumption method of claim 4, wherein the controlling the charging module to perform a charging operation and returning a consumption result obtained after the charging is finished to the cloud platform server for storing the consumption information comprises:
controlling the charging module to execute charging operation;
if the credit value is greater than or equal to a preset threshold value, returning a consumption result obtained after charging to the credit granting platform so that the credit granting platform deducts fees by using an electronic wallet corresponding to the user account;
if the credit value is smaller than a preset threshold value, reading balance information stored by a radio frequency chip according to the radio frequency chip contained in the consumption medium;
and updating the balance information based on the consumption result obtained after the charging is finished, and returning the consumption result to the cloud platform server for storing the consumption information.
6. A credit consumption device, comprising:
the detection unit is used for detecting the consumption media existing in the sensing area, and the category of the consumption media is pre-designated by a first user object;
the determining unit is used for determining the unique identifier of the consumption medium according to the induction identification result;
the triggering unit is used for triggering a consumption credit granting event associated with the unique identifier according to a pre-docked credit granting platform;
the starting unit is used for starting a built-in charging module when the consumption credit granting event is finished;
and the control unit is used for controlling the charging module to execute charging operation and returning a consumption result obtained after charging to the cloud platform server for storing consumption information.
7. The credit consumption device of claim 6, wherein the trigger unit comprises:
the display subunit is used for displaying the two-dimension code related to the credit granting platform so that a second user object can scan the two-dimension code through a preset terminal application;
and the receiving subunit is used for receiving a consumption credit authorization result returned by the credit authorization platform, and the consumption credit authorization result is determined according to a credit authorization control instruction sent by the second user object on the terminal application.
8. The credit consumption device of claim 6, wherein the categories of consumption media include: at least one of a biological medium, a living article containing a contact radio frequency chip, a living article containing an induction radio frequency chip and a virtual network medium.
9. A terminal device comprising a memory and a processor, the memory storing a computer program operable on the processor, wherein the processor when executing the computer program performs the steps of the credit consumption method of any of claims 1 to 5.
10. A computer-readable storage medium, in which a computer program is stored which, when being executed by a processor, carries out the steps of the credit consumption method according to any one of claims 1 to 5.
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| CN202010129342.9A CN111311214A (en) | 2020-02-28 | 2020-02-28 | Credit consumption method, device, terminal equipment and medium |
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