CN111275334A - Asset allocation method, equipment and medium based on block chain - Google Patents
Asset allocation method, equipment and medium based on block chain Download PDFInfo
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Abstract
The application discloses an asset allocation method, equipment and a medium based on a block chain, wherein the method comprises the following steps: determining a blockchain platform which is created based on the blockchain frame in advance; receiving a transfer request sent by a demand party, and writing the transfer request into a block chain platform; receiving the transfer approval information sent by a transfer party according to the transfer request, and writing the transfer approval information into the block chain platform; and determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform. The whole process of asset allocation is stored in the blockchain platform. Because the data in the block chain platform is public and transparent, the demander and the allocating party can inquire the asset allocating process through corresponding ways at any time, and the allocating process is simplified. And because the blockchain platform is in distributed storage, data tampering of a single node cannot be effective, and the truthfulness and the credibility of the data on the blockchain platform are ensured.
Description
Technical Field
The present application relates to the field of asset allocation, and in particular, to a method, device, and medium for asset allocation based on a block chain.
Background
With the development of the times, more and more enterprises are scaled up. As the size of enterprises increases, corresponding problems arise, for example, when some projects are performed, the existing assets are not sufficient.
In the prior art, when the assets of an enterprise or a department are insufficient, the problem of insufficient assets of the enterprise or the department can be solved through the allocation of other enterprises or departments. However, in the prior art, when asset allocation is performed, not only the communication allocation process between different enterprises or departments is very complicated, but also a basis for both parties to be convinced may be lacked during subsequent return of assets, thereby increasing the difficulty in allocation.
Disclosure of Invention
In order to solve the above problem, the present application provides an asset allocation method based on a block chain, including: determining a blockchain platform created in advance based on a blockchain framework, wherein nodes in the blockchain platform comprise a demand side and a call side; receiving a transfer request sent by the demander, and writing the transfer request into the block chain platform, wherein the transfer request comprises at least one of required assets, asset use, required time and return date; receiving the transfer approving information sent by the transfer party aiming at the transfer request, and writing the transfer approving information into the block chain platform; and determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform.
In one example, the nodes in the blockchain platform further include a regulatory agency including at least one of a government, a regulatory authority, a third party detection agency; before receiving the allocation request sent by the demand party, the method further includes: and determining that the demander has corresponding qualification through the monitoring mechanism, and that the demander does not have default behaviors in the historical transfer record, and writing the confirmation information into the block chain platform.
In one example, the nodes in the blockchain platform further comprise a bank; determining that the asset corresponding to the allocation request has been allocated, including: and determining that the asset corresponding to the allocation request is already allocated by the bank.
In one example, the demander and the dialer are respectively: different enterprises, different government agencies, different departments within the same enterprise, different departments within the same government agency.
In one example, the method further comprises: determining that the demander does not return assets according to the allocation request; punishment is carried out on the demand side, and the punishment is written into the block chain platform.
In one example, the method further comprises: and generating a corresponding intelligent contract and deploying the intelligent contract in the blockchain platform, wherein the intelligent contract comprises at least one of the transfer request, the transfer approval information and the transfer completion information.
In one example, the intelligent contract is for: after receiving the transfer request, writing the transfer request into the block chain platform; or after receiving the transfer approval information, writing the transfer approval information into the block chain platform; or after determining that the asset corresponding to the allocation request is allocated, writing the allocation completion information into the block chain platform.
In one example, the method further comprises: generating a digital object unique identifier for the dial request to facilitate querying information related to the dial request.
On the other hand, this application has still provided an asset allocation equipment based on block chain, includes: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores instructions executable by the at least one processor to enable the at least one processor to: determining a blockchain platform created in advance based on a blockchain framework, wherein nodes in the blockchain platform comprise a demand side and a call side; receiving a transfer request sent by the demander, and writing the transfer request into the block chain platform, wherein the transfer request comprises at least one of required assets, asset use, required time and return date; receiving the transfer approving information sent by the transfer party aiming at the transfer request, and writing the transfer approving information into the block chain platform; and determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform.
In another aspect, the present application further provides a non-volatile computer storage medium for blockchain-based asset allocation, storing computer-executable instructions configured to: determining a blockchain platform created in advance based on a blockchain framework, wherein nodes in the blockchain platform comprise a demand side and a call side; receiving a transfer request sent by the demander, and writing the transfer request into the block chain platform, wherein the transfer request comprises at least one of required assets, asset use, required time and return date; receiving the transfer approving information sent by the transfer party aiming at the transfer request, and writing the transfer approving information into the block chain platform; and determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform.
The asset allocation method provided by the application can bring the following beneficial effects:
the whole process of asset allocation is stored in the blockchain platform. Because the data in the block chain platform is public and transparent, the demander and the allocating party can inquire the asset allocating process through corresponding ways at any time, and the allocating process is simplified. And because the blockchain platform is in distributed storage, data tampering of a single node cannot be effective, and the truthfulness and the credibility of the data on the blockchain platform are ensured.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the application and together with the description serve to explain the application and not to limit the application. In the drawings:
FIG. 1 is a schematic flow chart illustrating a block chain-based asset allocation method according to an embodiment of the present disclosure;
fig. 2 is a schematic diagram of an asset transfer device based on a blockchain in an embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the technical solutions of the present application will be described in detail and completely with reference to the following specific embodiments of the present application and the accompanying drawings. It should be apparent that the described embodiments are only some of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The technical solutions provided by the embodiments of the present application are described in detail below with reference to the accompanying drawings.
As shown in fig. 1, an embodiment of the present application provides an asset allocation method based on a blockchain, including:
s101, determining a block chain platform which is created in advance based on a block chain frame, wherein nodes in the block chain platform comprise a demand side and a transfer side.
The Blockchain (Blockchain) is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like, and is essentially a decentralized database.
A blockchain platform created based on the blockchain framework may first be determined. The blockchain frame may be any blockchain frame capable of implementing the corresponding function of the embodiment of the present application, for example, bitcoin, etherhouse, Fabric, Corda, and the like. A blockchain platform may refer to a platform that stores a blockchain, e.g., may be a distributed system, etc. Of course, the blockchain platform may also directly represent the blockchain itself, and is not limited herein.
In the process of borrowing the assets, a demand side needing the assets and a borrower transferring the assets to the other side exist, so that the demand side and the borrower can be used as nodes to be deployed in a block chain platform. It should be noted that, in different asset allocation processes, the identity of each node may be different, for example, in the last asset allocation process, the identity of each node is a demand party, and in the current asset allocation process, the identity of each node may be a transfer party. In addition, the demander and the dialer can be respectively: different enterprises, different government agencies, different departments within the same enterprise, different departments within the same government agency.
S102, receiving a transfer request sent by the demander, and writing the transfer request into the block chain platform, wherein the transfer request comprises at least one of asset use, demand time and return date.
When the demand side wants to receive asset allocation, an allocation request can be sent to the block chain platform. After receiving the transfer request, the blockchain platform can write the transfer request into the blockchain platform. Wherein the allocation request comprises at least one of required assets, asset usage, required time and return date. The required asset refers to an asset required by the current transfer, and may be currency, a corresponding hardware or software asset, a human asset, a service asset, or the like, which is not limited herein. The asset use is the use corresponding to the current allocated asset. The required time is the time when the corresponding asset needs to be acquired, and the return date is the date required for returning the asset. Of course, when returning, the returned asset may be the asset at the time of transferring, and may also include other assets agreed by both parties, which is not limited herein.
S103, receiving the transfer approval information sent by the transfer party aiming at the transfer request, and writing the transfer approval information into the block chain platform.
And S104, determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform.
If the transfer party agrees to transfer the assets to the demand party, transfer agreement information can be sent to the blockchain platform, and the blockchain platform can write the transfer agreement information into the blockchain platform after receiving the transfer agreement information. And after the asset allocation corresponding to the allocation request is completed, the allocation completion information can be written into the block chain platform to indicate that the asset allocation is completed.
In one embodiment, the nodes in the blockchain platform may further include a policing authority. Generally, regulatory bodies such as governments, regulatory bodies, third-party testing bodies, and the like can be considered more objective and fair, and more reliable, for the supervision of products. For a part of enterprises or departments, a monitoring authority can be used for examining the enterprises or departments firstly, the enterprises or departments are determined to have corresponding qualification as a demand party, no default behavior exists in a historical transfer record, the demand party is proved to be trustworthy, and confirmation information can be written into a block chain platform to increase the trust degree of the two parties.
In one embodiment, the nodes in the blockchain platform may further include a bank. When determining whether the asset corresponding to the transfer request is transferred, if the transferred asset includes money, the transfer is usually performed by a bank. Banks can be deployed as nodes in a blockchain platform. And then in the transfer process, whether the asset is transferred and transferred can be determined by a bank, so that the transfer is more convenient, and the trust degrees of both parties are increased.
In one embodiment, if the demander does not return the asset according to the transfer request, e.g., does not return by a specified deadline, or the returned asset is different from the contract, the demander may be penalized and the penalty written into the blockchain platform. The penalty may be, for example, a reduction in credit points, a disallowance to participate in a call-out action for a period of time, an announcement, or even an announcement to a public security authority, etc., without limitation.
In one embodiment, the corresponding intelligent contracts may also be generated in advance and deployed in the blockchain platform. The intelligent contract comprises at least one of transfer request, transfer approval information and transfer completion information. The intelligent contract is used for writing the allocation request into the block chain platform after receiving the allocation request; or after receiving the transfer approval information, writing the transfer approval information into the block chain platform; or after determining that the asset corresponding to the allocation request is allocated, writing the allocation completion information into the block chain platform. Since the intelligent contracts on the blockchain platform are public, each node can check whether the intelligent contracts are in accordance with the preset agreement or not and deploy the intelligent contracts on the own node. And both parties can also inquire the intelligent contract through corresponding ways, so that the degree of automation of the transaction is improved, and meanwhile, the trust degree of both parties is further increased. The intelligent contract can only be changed in an upgrading mode, each node needs to be synchronously deployed, once the intelligent contract is deployed, the intelligent contract can only be executed through a program, interference of human factors is avoided, and the reliability of data is enhanced.
In one embodiment, a digital object Unique Identifier (DOI) for the dialing request may also be generated, for example, a two-dimensional code, a barcode, etc., so as to facilitate more convenient query of relevant information of the dialing request. Taking the two-dimensional code as an example, by scanning the two-dimensional code corresponding to the allocation request, data associated with the allocation request, such as required assets, return date, and the like, can be accessed, which is very convenient.
As shown in fig. 2, an embodiment of the present application further provides an asset allocation device based on a blockchain, which includes:
at least one processor; and the number of the first and second groups,
a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,
the memory stores instructions executable by the at least one processor to enable the at least one processor to:
determining a blockchain platform created in advance based on a blockchain framework, wherein nodes in the blockchain platform comprise a demand side and a call side;
receiving a transfer request sent by the demander, and writing the transfer request into the block chain platform, wherein the transfer request comprises at least one of required assets, asset use, required time and return date;
receiving the transfer approving information sent by the transfer party aiming at the transfer request, and writing the transfer approving information into the block chain platform;
and determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform.
The embodiment of the present application further provides a nonvolatile computer storage medium for asset allocation based on a block chain, where computer-executable instructions are stored, and the computer-executable instructions are configured to:
determining a blockchain platform created in advance based on a blockchain framework, wherein nodes in the blockchain platform comprise a demand side and a call side;
receiving a transfer request sent by the demander, and writing the transfer request into the block chain platform, wherein the transfer request comprises at least one of required assets, asset use, required time and return date;
receiving the transfer approving information sent by the transfer party aiming at the transfer request, and writing the transfer approving information into the block chain platform;
and determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform.
The embodiments in the present application are described in a progressive manner, and the same and similar parts among the embodiments can be referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the device and media embodiments, the description is relatively simple as it is substantially similar to the method embodiments, and reference may be made to some descriptions of the method embodiments for relevant points.
The device and the medium provided by the embodiment of the application correspond to the method one to one, so the device and the medium also have the similar beneficial technical effects as the corresponding method, and the beneficial technical effects of the method are explained in detail above, so the beneficial technical effects of the device and the medium are not repeated herein.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.
Claims (10)
1. A block chain-based asset allocation method is characterized by comprising the following steps:
determining a blockchain platform created in advance based on a blockchain framework, wherein nodes in the blockchain platform comprise a demand side and a call side;
receiving a transfer request sent by the demander, and writing the transfer request into the block chain platform, wherein the transfer request comprises at least one of required assets, asset use, required time and return date;
receiving the transfer approving information sent by the transfer party aiming at the transfer request, and writing the transfer approving information into the block chain platform;
and determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform.
2. The method of claim 1, wherein the nodes in the blockchain platform further comprise regulatory bodies comprising at least one of governments, regulatory bodies, third party detection bodies;
before receiving the allocation request sent by the demand party, the method further includes:
and determining that the demander has corresponding qualification through the monitoring mechanism, and that the demander does not have default behaviors in the historical transfer record, and writing the confirmation information into the block chain platform.
3. The method of claim 1, wherein the nodes in the blockchain platform further comprise a bank;
determining that the asset corresponding to the allocation request has been allocated, including:
and determining that the asset corresponding to the allocation request is already allocated by the bank.
4. The method of claim 1, wherein the requesting party and the allocating party are respectively: different enterprises, different government agencies, different departments within the same enterprise, different departments within the same government agency.
5. The method of claim 1, further comprising:
determining that the demander does not return assets according to the allocation request;
punishment is carried out on the demand side, and the punishment is written into the block chain platform.
6. The method of claim 1, further comprising:
and generating a corresponding intelligent contract and deploying the intelligent contract in the blockchain platform, wherein the intelligent contract comprises at least one of the transfer request, the transfer approval information and the transfer completion information.
7. The method of claim 6, wherein the smart contract is configured to:
after receiving the transfer request, writing the transfer request into the block chain platform; or
After receiving the transfer approval information, writing the transfer approval information into the block chain platform; or
And after determining that the asset corresponding to the allocation request is allocated, writing the allocation completion information into the block chain platform.
8. The method of claim 1, further comprising:
generating a digital object unique identifier for the dial request to facilitate querying information related to the dial request.
9. An asset allocation device based on a blockchain, comprising:
at least one processor; and the number of the first and second groups,
a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,
the memory stores instructions executable by the at least one processor to enable the at least one processor to:
determining a blockchain platform created in advance based on a blockchain framework, wherein nodes in the blockchain platform comprise a demand side and a call side;
receiving a transfer request sent by the demander, and writing the transfer request into the block chain platform, wherein the transfer request comprises at least one of required assets, asset use, required time and return date;
receiving the transfer approving information sent by the transfer party aiming at the transfer request, and writing the transfer approving information into the block chain platform;
and determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform.
10. A non-transitory computer storage medium for blockchain based asset allocation, the computer storage medium having stored thereon computer-executable instructions configured to:
determining a blockchain platform created in advance based on a blockchain framework, wherein nodes in the blockchain platform comprise a demand side and a call side;
receiving a transfer request sent by the demander, and writing the transfer request into the block chain platform, wherein the transfer request comprises at least one of required assets, asset use, required time and return date;
receiving the transfer approving information sent by the transfer party aiming at the transfer request, and writing the transfer approving information into the block chain platform;
and determining that the asset corresponding to the allocation request is already allocated, and writing the allocation completion information into the block chain platform.
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| CN202010065831.2A CN111275334A (en) | 2020-01-20 | 2020-01-20 | Asset allocation method, equipment and medium based on block chain |
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| CN202010065831.2A CN111275334A (en) | 2020-01-20 | 2020-01-20 | Asset allocation method, equipment and medium based on block chain |
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| CN109992993A (en) * | 2019-02-27 | 2019-07-09 | 平安科技（深圳）有限公司 | Assets information processing method, device, equipment and storage medium based on block chain |
| CN110572457A (en) * | 2019-09-09 | 2019-12-13 | 北京京东振世信息技术有限公司 | Resource application method and device based on block chain, electronic equipment and storage medium |
| CN110609846A (en) * | 2019-09-19 | 2019-12-24 | 腾讯科技（深圳）有限公司 | Block chain-based performance insurance processing method and device and computer equipment |
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Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109992993A (en) * | 2019-02-27 | 2019-07-09 | 平安科技（深圳）有限公司 | Assets information processing method, device, equipment and storage medium based on block chain |
| CN110572457A (en) * | 2019-09-09 | 2019-12-13 | 北京京东振世信息技术有限公司 | Resource application method and device based on block chain, electronic equipment and storage medium |
| CN110609846A (en) * | 2019-09-19 | 2019-12-24 | 腾讯科技（深圳）有限公司 | Block chain-based performance insurance processing method and device and computer equipment |
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