CN111242628A - Secret-free payment verification method - Google Patents
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- CN111242628A CN111242628A CN201910265098.6A CN201910265098A CN111242628A CN 111242628 A CN111242628 A CN 111242628A CN 201910265098 A CN201910265098 A CN 201910265098A CN 111242628 A CN111242628 A CN 111242628A
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- 238000004891 communication Methods 0.000 claims description 7
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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Abstract
The invention relates to a password-free payment verification method which comprises the step of carrying out hierarchical backup on data of a computer and carrying out regional backup on the data of a main storage device by using a password-free payment verification system.
Description
Technical Field
The invention relates to the field of payment security, in particular to a password-free payment verification method.
Background
Electronic payment is a monetary payment behavior implemented through a platform such as a network, and is not only an important link of electronic commerce development, but also an important factor for supporting electronic economy development. With the development of internet technology in China, electronic commerce has become one of the important contents of current economic development, and by 2018 years of incomplete statistics, the scale of online payment users in China reaches 5.75 billion, the online payment proportion is improved from 60.5% to 74.9%, wherein the scale of mobile phone payment users reaches 57 trillion yuan, and the scale of electronic payment is continuously expanded along with the improvement of network terminal mobile equipment. Certainly, electronic payment generates various economic disputes and other problems due to electronic payment security problems behind the rapid development of electronic payment, so the electronic payment security problems must be solved for the healthy development of the sound electronic commerce economy.
Although electronic payment is continuously perfected and developed along with the development of electronic commerce economy, in recent years, economic disputes and the like caused by electronic payment security problems are increasingly generated, and especially, the loss of users caused by the loopholes and the like of electronic payment systems utilized by some lawbreakers becomes one of the important bottlenecks of the development of the current electronic payment.
Disclosure of Invention
The invention needs to have the following two key points:
(1) when the user on the secret-free electronic payment site is a child, requesting an additional voice matching recognition action to further enhance the safety of secret-free electronic payment;
(2) when the fact that the real-time frame rate of an image sequence where the image to be processed is located exceeds a preset frame rate threshold value is identified, only image sharpening processing is carried out on a target area of the image, and image sharpening processing is not carried out on a non-target area of the image, so that the image sharpening effect is maintained to a certain extent, and meanwhile the processing efficiency of the image sharpening device is improved.
According to an aspect of the present invention, there is provided a method for secret-free payment verification, the method including using a secret-free payment verification system to perform a hierarchical backup of data of a computer and a regional backup of data of a main storage device, the secret-free payment verification system including:
the dot matrix camera shooting equipment is embedded in the shell of the two-dimensional code scanner and is used for shooting a scene in front of the two-dimensional code scanner when the two-dimensional code scanner executes two-dimensional code scanning to finish secret-free electronic payment so as to obtain and output a corresponding scanned scene image;
the fragment downloading equipment is arranged in the two-dimensional code scanner and used for downloading a child voice fragment corresponding to the payment terminal ID from a network based on the payment terminal ID obtained by the two-dimensional code scanner executing two-dimensional code scanning;
the data acquisition equipment is used for starting sound data acquisition of the environment where the two-dimensional code scanner is located to obtain a sound acquisition signal when receiving the first control command, and is also used for stopping sound data acquisition of the environment where the two-dimensional code scanner is located when receiving the second control command;
the data acquisition equipment is also internally provided with a voice playing unit which is used for playing voice information related to the request of voice test after receiving the first control command and before starting the acquisition of the voice data of the environment where the two-dimensional code scanner is located;
the signal analysis equipment is respectively connected with the data acquisition equipment and the fragment downloading equipment and is used for sending a payment permission instruction when the received sound acquisition signal has a component matched with the child voice fragment, or else, sending a payment prohibition instruction;
the frame rate measuring equipment is connected with the dot matrix camera equipment and is used for receiving the scanning scene images and identifying the frame rate of the image sequence where the scanning scene images are located so as to obtain and output a corresponding real-time frame rate;
the serial output equipment is connected with the frame rate measuring equipment and used for receiving the real-time frame rate and sending out a first control signal when the real-time frame rate exceeds a preset frame rate threshold value;
the serial output equipment is also used for sending out a second control signal when the real-time frame rate is lower than or equal to the preset frame rate threshold value;
and the area detection device is respectively connected with the frame rate measurement device and the serial output device and is used for identifying each target area where each target in the scanned scene image is respectively located when the first control signal is received.
The secret-free payment verification method is reasonable in design, convenient and practical. Because the user at the secret-free electronic payment site requests an additional voice matching recognition action when the user is a child, the safety of the secret-free electronic payment is further enhanced.
Detailed Description
Embodiments of the present invention will be described in detail below.
Two-dimensional code payment is a new generation wireless payment scheme based on account system. Under the payment scheme, a merchant can compile transaction information such as account numbers, commodity prices and the like into a two-dimensional code, and print the two-dimensional code on carriers such as various newspapers, magazines, advertisements, books and the like for release.
And the user can realize payment settlement with the account of the merchant by scanning and shooting the two-dimensional code through the mobile phone client. And finally, the merchant can carry out commodity distribution according to the user receiving and contact information in the payment transaction information to complete the transaction. Meanwhile, as a plurality of two-dimension code scanning tools do not have the capability of identifying and intercepting malicious websites, the data display of a housekeeper of the mobile phone is promoted, so that a great spreading space is provided for mobile phone viruses, and the two-dimension code scanning channel is prevented from being infected by scanning and detecting the online malicious websites and the payment environment.
In the prior art, the password-free electronic payment based on two-dimensional code scanning can be completed smoothly without any operation of a payment user, convenience is brought to the payment user and a merchant, the payment efficiency and speed are improved, however, certain defects still exist in the security of the password-free electronic payment, for example, a corresponding security verification mechanism is not set for the behavior of random payment of children by using a parent payment terminal.
In order to overcome the defects, the invention builds a secret-free payment verification method, which comprises the step of carrying out hierarchical backup on data of a computer and carrying out regional backup on data of a main storage device at the same time by using a secret-free payment verification system. The password-free payment verification system can effectively solve the corresponding technical problem.
The secret-free payment verification system shown according to the embodiment of the invention comprises:
the dot matrix camera shooting equipment is embedded in the shell of the two-dimensional code scanner and is used for shooting a scene in front of the two-dimensional code scanner when the two-dimensional code scanner executes two-dimensional code scanning to finish secret-free electronic payment so as to obtain and output a corresponding scanned scene image;
the fragment downloading equipment is arranged in the two-dimensional code scanner and used for downloading a child voice fragment corresponding to the payment terminal ID from a network based on the payment terminal ID obtained by the two-dimensional code scanner executing two-dimensional code scanning;
the data acquisition equipment is used for starting sound data acquisition of the environment where the two-dimensional code scanner is located to obtain a sound acquisition signal when receiving the first control command, and is also used for stopping sound data acquisition of the environment where the two-dimensional code scanner is located when receiving the second control command;
the data acquisition equipment is also internally provided with a voice playing unit which is used for playing voice information related to the request of voice test after receiving the first control command and before starting the acquisition of the voice data of the environment where the two-dimensional code scanner is located;
the signal analysis equipment is respectively connected with the data acquisition equipment and the fragment downloading equipment and is used for sending a payment permission instruction when the received sound acquisition signal has a component matched with the child voice fragment, or else, sending a payment prohibition instruction;
the frame rate measuring equipment is connected with the dot matrix camera equipment and is used for receiving the scanning scene images and identifying the frame rate of the image sequence where the scanning scene images are located so as to obtain and output a corresponding real-time frame rate;
the serial output equipment is connected with the frame rate measuring equipment and used for receiving the real-time frame rate and sending out a first control signal when the real-time frame rate exceeds a preset frame rate threshold value;
the serial output equipment is also used for sending out a second control signal when the real-time frame rate is lower than or equal to the preset frame rate threshold value;
the area detection device is respectively connected with the frame rate measurement device and the serial output device and is used for identifying each target area where each target in the scanned scene image is respectively located when the first control signal is received;
the area detection device is further configured to not perform target area identification processing on the scanned scene image when receiving the second control signal;
a targeted sharpening device respectively connected to the region detection device and the frame rate measurement device, and configured to, upon receiving the first control signal, perform targeted sharpening on the scanned scene image to obtain and output a targeted sharpened image corresponding to the scanned scene image: carrying out image sharpening on a target area of the scanned scene image, and not carrying out image sharpening on a non-target area of the scanned scene image;
the targeted sharpening device is further used for outputting the scanned scene image directly as a targeted sharpened image when the second control signal is received;
the dynamic range adjusting device is connected with the targeted sharpening device and used for executing dynamic range adjusting processing on the received targeted sharpened image so as to expand the dynamic range of the targeted sharpened image and obtain and output a corresponding range expansion image;
the feature identification device is connected with the dynamic range adjustment device and used for performing facial feature recognition on a facial target with the shallowest depth of field in the range expansion image to determine whether the facial target belongs to a child facial target;
the feature identification device is further connected with the data acquisition device and used for sending a first control command to the data acquisition device when the face target is determined to belong to the child face target, and otherwise, sending a second control command to the data acquisition device.
Next, a detailed description of the structure of the secret-less payment verification system of the present invention will be further described.
The secret-free payment verification system can further comprise:
and the WIFI communication equipment is connected with the dynamic range adjusting equipment and used for receiving and wirelessly sending the range expansion image.
In the secret-free payment verification system:
the WIFI communication equipment comprises an image compression unit and a wireless transmission unit, wherein the image compression unit is used for compressing the received range expansion image, and the wireless transmission unit is connected with the image compression unit and used for transmitting the compressed range expansion image through a ZIGBEE wireless communication link.
The secret-free payment verification system can further comprise:
the flash lamp controller is positioned on one side of the dot matrix camera equipment and is used for controlling the flash lamp to be turned on and off based on the real-time environment brightness;
wherein controlling the flash to turn on and off based on the real-time ambient brightness comprises: and when the real-time environment brightness is less than or equal to the preset brightness threshold value, the flash lamp is turned on.
In the secret-free payment verification system:
the flash controller controlling the flash to be turned on and off based on the real-time ambient brightness includes: and when the real-time environment brightness is greater than the preset brightness threshold value, the flash lamp is turned off.
In the secret-free payment verification system:
the flash controller controlling the flash to be turned on and off based on the real-time ambient brightness includes: and when the real-time environment brightness is less than or equal to the preset brightness threshold, turning on the flash lamp and adjusting the flash brightness of the flash lamp according to the real-time environment brightness, wherein the lower the real-time environment brightness is, the higher the flash brightness of the flash lamp is.
The secret-free payment verification system can further comprise:
and the GPS positioning device is arranged on one side of the dot matrix camera device and is used for providing the current GPS position of the dot matrix camera device.
The secret-free payment verification system can further comprise:
and the display equipment is respectively connected with the dot matrix camera equipment and the frame rate measuring equipment and is used for displaying various working parameters of the dot matrix camera equipment and various working parameters of the frame rate measuring equipment.
In addition, the precursor of the GPS is a meridian satellite positioning system (Transit) developed by the U.S. military, which was developed in 1958 and put into use formally in 1964. The system works with a star network of 5 to 6 satellites, bypasses the earth at most 13 times a day, cannot give altitude information, and is not satisfactory in terms of positioning accuracy. However, the meridian system enables research and development departments to obtain preliminary experience on satellite positioning, verifies the feasibility of positioning by the satellite system and lays a cushion for the development of the GPS. The satellite positioning shows great superiority in navigation and the meridian system has great defects in navigation of submarines and ships. The American sea, land, air and military and civil departments feel urgent need for a new satellite navigation system.
For this reason, the united states naval research laboratory proposed a global positioning network project named Tinmation with an altitude of 10000km composed of 12 to 18 satellites, and launched one test satellite each in 1967, 1969 and 1974, on which an atomic clock timing system was preliminarily tested, which is the basis of accurate positioning of GPS. The united states air force proposed 621-B plans to form 3 to 4 constellation groups from 4 to 5 satellites per constellation group, wherein all the satellites except 1 satellite using a synchronous orbit use an inclined orbit with a period of 24h, and the plan propagates satellite ranging signals based on pseudo random codes, which have a powerful function of detecting signals with a signal density lower than 1% of the ambient noise. The successful use of pseudorandom codes is an important basis on which GPS has been successful. The naval plan is mainly used for providing low-dynamic 2-dimensional positioning for ships, and the air force plan can provide high-dynamic service, but the system is too complex. Since the development of both systems at the same time incurs significant costs and both plans are designed to provide global positioning, in 1973 the united states department of defense united states 2 into one, led by the united satellite navigation and positioning planning office, which was at the lead of the department of defense, and the establishment of a handling agency at the air force space in los angeles. The organization members are numerous, including representatives of the united states army, navy army, department of transportation, the national defense mapping office, the north convention, and australia.
The initial GPS program was born under the leadership of the united states program, which places 24 satellites in three orbits at 120 degrees to each other. There are 8 satellites in each orbit, and 6 to 9 satellites can be observed at any point on the earth. Thus, the coarse code precision can reach 100m, and the fine code precision is 10 m. Due to budget compression, GPS planning has to reduce the number of satellite transmissions and instead distribute 18 satellites in 6 orbits at 60 degrees from each other, however this solution does not guarantee satellite reliability. The last modification was made in 1988: the 21 working stars and the 3 spare stars work on 6 orbits at 60 degrees to each other. This is also the mode of operation used by GPS satellites.
The GPS navigation system is a radio navigation positioning system which is based on 24 global positioning artificial satellites and provides information such as three-dimensional position, three-dimensional speed and the like to all parts of the world all the time. The ground control part consists of a main control station, a ground antenna, a monitoring station and a communication auxiliary system. The second is a space part which is composed of 24 satellites and distributed on 6 orbit planes. And the third is a user device part which consists of a GPS receiver and a satellite antenna. The civil positioning precision can reach within 10 meters.
It should be understood that portions of the present invention may be implemented in hardware, software, firmware, or a combination thereof. In the above embodiments, the various steps or methods may be implemented in software or firmware stored in memory and executed by a suitable instruction execution system. For example, if implemented in hardware, as in another embodiment, any one or combination of the following techniques, which are known in the art, may be used: a discrete logic circuit having a logic gate circuit for implementing a logic function on a data signal, an application specific integrated circuit having an appropriate combinational logic gate circuit, a Programmable Gate Array (PGA), a Field Programmable Gate Array (FPGA), or the like.
It will be understood by those skilled in the art that all or part of the steps carried by the method for implementing the above embodiments may be implemented by hardware related to instructions of a program, which may be stored in a computer readable storage medium, and when the program is executed, the program includes one or a combination of the steps of the method embodiments.
The storage medium mentioned above may be a read-only memory, a magnetic or optical disk, etc. Although embodiments of the present invention have been shown and described above, it is understood that the above embodiments are exemplary and should not be construed as limiting the present invention, and that variations, modifications, substitutions and alterations can be made to the above embodiments by those of ordinary skill in the art within the scope of the present invention.
Claims (8)
1. A method for privacy-free payment verification, the method comprising using a privacy-free payment verification system to perform a backup of data of a primary storage device in a partitioned area while performing a hierarchical backup of data of a computer, the privacy-free payment verification system comprising:
the dot matrix camera shooting equipment is embedded in the shell of the two-dimensional code scanner and is used for shooting a scene in front of the two-dimensional code scanner when the two-dimensional code scanner executes two-dimensional code scanning to finish secret-free electronic payment so as to obtain and output a corresponding scanned scene image;
the fragment downloading equipment is arranged in the two-dimensional code scanner and used for downloading a child voice fragment corresponding to the payment terminal ID from a network based on the payment terminal ID obtained by the two-dimensional code scanner executing two-dimensional code scanning;
the data acquisition equipment is used for starting sound data acquisition of the environment where the two-dimensional code scanner is located to obtain a sound acquisition signal when receiving the first control command, and is also used for stopping sound data acquisition of the environment where the two-dimensional code scanner is located when receiving the second control command;
the data acquisition equipment is also internally provided with a voice playing unit which is used for playing voice information related to the request of voice test after receiving the first control command and before starting the acquisition of the voice data of the environment where the two-dimensional code scanner is located;
the signal analysis equipment is respectively connected with the data acquisition equipment and the fragment downloading equipment and is used for sending a payment permission instruction when the received sound acquisition signal has a component matched with the child voice fragment, or else, sending a payment prohibition instruction;
the frame rate measuring equipment is connected with the dot matrix camera equipment and is used for receiving the scanning scene images and identifying the frame rate of the image sequence where the scanning scene images are located so as to obtain and output a corresponding real-time frame rate;
the serial output equipment is connected with the frame rate measuring equipment and used for receiving the real-time frame rate and sending out a first control signal when the real-time frame rate exceeds a preset frame rate threshold value;
the serial output equipment is also used for sending out a second control signal when the real-time frame rate is lower than or equal to the preset frame rate threshold value;
the area detection device is respectively connected with the frame rate measurement device and the serial output device and is used for identifying each target area where each target in the scanned scene image is respectively located when the first control signal is received;
the area detection device is further configured to not perform target area identification processing on the scanned scene image when receiving the second control signal;
a targeted sharpening device respectively connected to the region detection device and the frame rate measurement device, and configured to, upon receiving the first control signal, perform targeted sharpening on the scanned scene image to obtain and output a targeted sharpened image corresponding to the scanned scene image: carrying out image sharpening on a target area of the scanned scene image, and not carrying out image sharpening on a non-target area of the scanned scene image;
the targeted sharpening device is further used for outputting the scanned scene image directly as a targeted sharpened image when the second control signal is received;
the dynamic range adjusting device is connected with the targeted sharpening device and used for executing dynamic range adjusting processing on the received targeted sharpened image so as to expand the dynamic range of the targeted sharpened image and obtain and output a corresponding range expansion image;
the feature identification device is connected with the dynamic range adjustment device and used for performing facial feature recognition on a facial target with the shallowest depth of field in the range expansion image to determine whether the facial target belongs to a child facial target;
the feature identification device is further connected with the data acquisition device and used for sending a first control command to the data acquisition device when the face target is determined to belong to the child face target, and otherwise, sending a second control command to the data acquisition device.
2. The method of claim 1, wherein the system further comprises:
and the WIFI communication equipment is connected with the dynamic range adjusting equipment and used for receiving and wirelessly sending the range expansion image.
3. The method of claim 2, wherein:
the WIFI communication equipment comprises an image compression unit and a wireless transmission unit, wherein the image compression unit is used for compressing the received range expansion image, and the wireless transmission unit is connected with the image compression unit and used for transmitting the compressed range expansion image through a ZIGBEE wireless communication link.
4. The method of claim 3, wherein the system further comprises:
the flash lamp controller is positioned on one side of the dot matrix camera equipment and is used for controlling the flash lamp to be turned on and off based on the real-time environment brightness;
wherein controlling the flash to turn on and off based on the real-time ambient brightness comprises: and when the real-time environment brightness is less than or equal to the preset brightness threshold value, the flash lamp is turned on.
5. The method of claim 4, wherein:
the flash controller controlling the flash to be turned on and off based on the real-time ambient brightness includes: and when the real-time environment brightness is greater than the preset brightness threshold value, the flash lamp is turned off.
6. The method of claim 5, wherein:
the flash controller controlling the flash to be turned on and off based on the real-time ambient brightness includes: and when the real-time environment brightness is less than or equal to the preset brightness threshold, turning on the flash lamp and adjusting the flash brightness of the flash lamp according to the real-time environment brightness, wherein the lower the real-time environment brightness is, the higher the flash brightness of the flash lamp is.
7. The method of claim 6, wherein the system further comprises:
and the GPS positioning device is arranged on one side of the dot matrix camera device and is used for providing the current GPS position of the dot matrix camera device.
8. The method of claim 7, wherein the system further comprises:
and the display equipment is respectively connected with the dot matrix camera equipment and the frame rate measuring equipment and is used for displaying various working parameters of the dot matrix camera equipment and various working parameters of the frame rate measuring equipment.
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