CN111198722A - Payment page loading method and device - Google Patents

Payment page loading method and device Download PDF

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Publication number
CN111198722A
CN111198722A CN201811368314.1A CN201811368314A CN111198722A CN 111198722 A CN111198722 A CN 111198722A CN 201811368314 A CN201811368314 A CN 201811368314A CN 111198722 A CN111198722 A CN 111198722A
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China
Prior art keywords
payment
configuration information
page
loading
payment configuration
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CN201811368314.1A
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Chinese (zh)
Inventor
杨晓东
郭壮飞
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Beijing Qihoo Technology Co Ltd
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Beijing Qihoo Technology Co Ltd
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Priority to CN201811368314.1A priority Critical patent/CN111198722A/en
Publication of CN111198722A publication Critical patent/CN111198722A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00Arrangements for program control, e.g. control units
    • G06F9/06Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/44Arrangements for executing specific programs
    • G06F9/445Program loading or initiating
    • G06F9/44521Dynamic linking or loading; Link editing at or after load time, e.g. Java class loading
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00Arrangements for program control, e.g. control units
    • G06F9/06Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/44Arrangements for executing specific programs
    • G06F9/445Program loading or initiating
    • G06F9/44505Configuring for program initiating, e.g. using registry, configuration files
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00Arrangements for program control, e.g. control units
    • G06F9/06Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/44Arrangements for executing specific programs
    • G06F9/451Execution arrangements for user interfaces

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  • Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Human Computer Interaction (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a method and a device for loading a payment page. The method for loading the payment page comprises the steps of asynchronously requesting first payment configuration information matched with the payment page from a server in the process of loading the payment page; and loading the payment area in the payment page according to the received first payment configuration information. The first payment configuration information is independent from the loading program of the payment page, so that configuration modification of payment amount, payment modes and the like is facilitated, flexibility of payment amount modification is improved, a merchant can freely modify the payment amount in the first payment configuration information to meet payment requirements of users or markets, and income can be further improved.

Description

Payment page loading method and device
Technical Field
The invention relates to the field of electronic payment, in particular to a method and a device for loading a payment page.
Background
In the prior art, a typical payment page is typically provided with several fixed payment amounts. The number and value of the recharging amount of the payment page are set by the server, namely the payment amount is fixed in the loading program of the payment page by the program developer. If the merchant needs to change the amount and the value of the recharging amount, developers need to change the code of the payment page, and the operation is difficult. In addition, the merchant cannot change the amount and the value of the money according to the market demand, the flexibility and the adaptability are poor, and the requirement cannot be met.
Disclosure of Invention
In view of the above, the present invention has been made to provide a method, an apparatus, an electronic device and a computer-storable medium for loading a payment page that overcome or at least partially solve the above-mentioned problems.
According to an aspect of the present invention, there is provided a method for loading a payment page, including:
in the process of loading the payment page, asynchronously requesting first payment configuration information matched with the payment page from a server;
and loading the payment area in the payment page according to the received first payment configuration information.
Preferably, the asynchronously requesting the first payment configuration information matched with the payment page from the server includes:
and connecting a payment configuration database through the payment configuration service provided by the server, and reading the first payment configuration information from the payment configuration database.
Preferably, the payment configuration service is implemented in PHP and the payment configuration database is implemented in MySQL.
Preferably, a plurality of groups of first payment configuration information and corresponding second payment configuration information are stored in the payment configuration database; the second payment configuration information includes one or more of: applicable product, applicable time, and whether the current state is available;
the asynchronously requesting the server for the first payment configuration information matched with the payment page comprises: and selecting the first payment configuration information matched with the payment page according to the current time and/or the product corresponding to the payment page and the second payment configuration information.
Preferably, the first payment configuration information and the second payment configuration information are submitted through a payment configuration page.
Preferably, the first payment configuration information includes: one or more payment amounts;
the loading of the payment area in the payment page according to the received first payment configuration information includes: and displaying payment options corresponding to the payment amounts in the payment area.
Preferably, the first payment configuration information further includes: whether to open preferential activities corresponding to the payment amount;
the loading of the payment area in the payment page according to the received first payment configuration information includes: and when opening the preferential activity corresponding to the payment amount, judging whether the preferential display condition is met, and if so, displaying the preferential identification on the corresponding payment option.
Preferably, the judging whether the offer display condition is met includes one or more of the following:
judging whether the current user accords with preferential conditions;
judging whether the current preferential available limit is smaller than a threshold value;
judging whether the product meets the preferential condition;
and judging whether the payment channel meets the preferential condition.
Preferably, the method further comprises: and when receiving the specified operation of the preference identification, displaying the preference information.
Preferably, the offer information includes one or more of:
preferential application conditions, preferential types and receivable preferential amount.
Preferably, the method further comprises: in a code scanning payment mode, when a selected payment amount is received, displaying a corresponding payment two-dimensional code in the payment area;
and refreshing the content of the payment area after the payment is completed.
Preferably, the payment page is a platform payment page or a payment page in a product.
According to another aspect of the present invention, there is provided a payment page loading apparatus, including:
the payment server comprises a request unit, a payment processing unit and a payment processing unit, wherein the request unit is suitable for asynchronously requesting first payment configuration information matched with a payment page from the server in the process of loading the payment page;
and the loading unit is suitable for loading the payment area in the payment page according to the received first payment configuration information.
Preferably, the requesting unit is further adapted to connect to a payment configuration database through a payment configuration service provided by the server, and read the first payment configuration information from the payment configuration database.
Preferably, the payment configuration service is implemented in PHP and the payment configuration database is implemented in MySQL.
Preferably, a plurality of groups of first payment configuration information and corresponding second payment configuration information are stored in the payment configuration database; the second payment configuration information includes one or more of: applicable product, applicable time, and whether the current state is available;
the request unit is suitable for selecting first payment configuration information matched with the payment page according to the current time and/or a product corresponding to the payment page and the second payment configuration information.
Preferably, the first payment configuration information and the second payment configuration information are submitted through a payment configuration page.
Preferably, the first payment configuration information includes: one or more payment amounts;
the loading unit is suitable for displaying payment options corresponding to the payment amounts in the payment area.
Preferably, the first payment configuration information further includes: whether to open preferential activities corresponding to the payment amount;
and the loading unit is suitable for judging whether the discount display condition is met or not when the discount activity corresponding to the payment amount is started, and if so, displaying the discount identification on the corresponding payment option.
Preferably, the judging whether the offer display condition is met includes one or more of the following:
judging whether the current user accords with preferential conditions;
judging whether the current preferential available limit is smaller than a threshold value;
judging whether the product meets the preferential condition;
and judging whether the payment channel meets the preferential condition.
Preferably, the apparatus further comprises:
and the preferential display unit is suitable for displaying the preferential information when receiving the specified operation of the preferential identifier.
Preferably, the offer information includes one or more of: preferential application conditions, preferential types and receivable preferential amount.
Preferably, the apparatus further comprises:
the payment unit is suitable for displaying a corresponding payment two-dimensional code in the payment area when a selected payment amount is received in a code scanning payment mode;
and refreshing the content of the payment area after the payment is completed.
Preferably, the payment page is a platform payment page or a payment page in a product.
In accordance with still another aspect of the present invention, there is provided an electronic apparatus including: a processor; and a memory arranged to store computer executable instructions that, when executed, cause the processor to perform a method as any one of the above.
According to a further aspect of the invention, there is provided a computer readable storage medium, wherein the computer readable storage medium stores one or more programs which, when executed by a processor, implement a method as any one of the above.
According to the technical scheme, in the process of loading the payment page, the first payment configuration information matched with the payment page is asynchronously requested from the server; and loading the payment area in the payment page according to the received first payment configuration information. The first payment configuration information is independent from the loading program of the payment page, so that configuration modification of payment amount, payment modes and the like is facilitated, flexibility of payment amount modification is improved, a merchant can freely modify the payment amount in the first payment configuration information to meet payment requirements of users or markets, and income can be further improved.
The foregoing description is only an overview of the technical solutions of the present invention, and the embodiments of the present invention are described below in order to make the technical means of the present invention more clearly understood and to make the above and other objects, features, and advantages of the present invention more clearly understandable.
Drawings
Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are only for purposes of illustrating the preferred embodiments and are not to be construed as limiting the invention. Also, like reference numerals are used to refer to like parts throughout the drawings. In the drawings:
FIG. 1 is a flow diagram illustrating a method for loading a payment page according to one embodiment of the invention;
FIG. 2 is a schematic structural diagram of a device for loading a payment page according to an embodiment of the present invention;
FIG. 3 is a schematic structural diagram of a device for loading a payment page according to another embodiment of the present invention;
FIG. 4 shows a schematic structural diagram of an electronic device according to one embodiment of the invention;
fig. 5 shows a schematic structural diagram of a computer-readable storage medium according to an embodiment of the present invention.
Detailed Description
Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
Fig. 1 is a flowchart illustrating a method for loading a payment page according to an embodiment of the present invention. As shown in fig. 1, the method includes:
step S110, in the process of loading the payment page, asynchronously requesting the server for first payment configuration information matched with the payment page.
The pay page is a pay page for a platform, which may be a web game platform or a game client platform. The payment page at least comprises a plurality of selectable payment amounts and payment modes, and the first payment configuration information manages the plurality of selectable payment amounts and payment modes in the payment page. That is, the payment amount and the payment method are determined by the first payment configuration information. Payment pages also typically include other page content, such as advertisements from game developers or game related information. Therefore, the asynchronous request is adopted, and the requests of other page contents and the first payment configuration information are actually independent from each other, so that the efficiency is improved.
Step S120, loading the payment region in the payment page according to the received first payment configuration information.
The payment area is used for displaying a plurality of selectable payment amounts and payment methods. The first payment configuration information is independent of the loading program of the payment page, and the server obtains the payment amount and the payment mode and displays the payment amount and the payment mode in the payment area of the payment page by reading the first payment configuration information. Therefore, the payment amount and the payment mode displayed in the payment page can be correspondingly modified by modifying the payment amount and the payment mode in the first payment configuration information without modifying the loading program of the payment page. For example, the payment amount in the original payment page is divided into three grades of 10 yuan, 20 yuan and 50 yuan, and the payment mode is only the bank card payment. By modifying the first payment configuration information, the payment amount can be modified into four grades of 5 yuan, 15 yuan, 25 yuan and 50 yuan, and the payment modes include internet bank payment and mobile phone two-dimensional code payment. The payment amount and the payment mode are managed through the first payment configuration information, so that the payment amount and the payment mode can be modified simply and conveniently, the payment flexibility is improved, and the payment requirements of users are met.
In the embodiment, in the process of loading the payment page, first payment configuration information matched with the payment page is asynchronously requested from a server; and loading the payment area in the payment page according to the received first payment configuration information. The first payment configuration information is independent from the loading program of the payment page, so that configuration modification of payment amount, payment modes and the like is facilitated, flexibility of payment amount modification is improved, a merchant can freely modify the payment amount in the first payment configuration information to meet payment requirements of users or markets, and income can be further improved.
In one embodiment of the present invention, in the method shown in fig. 1, the step S110 of asynchronously requesting the first payment configuration information matching with the payment page from the server includes: and connecting a payment configuration database through a payment configuration service provided by the server, and reading the first payment configuration information from the payment configuration database.
The first payment configuration information is stored in a payment configuration database, and the first payment configuration information is acquired by accessing the payment configuration database. The amount of storage of the first payment configuration information may be increased by using the payment configuration database, for example, by storing a plurality of sets of first payment configuration information. The payment configuration service is used for connecting to a payment configuration database to realize access to the same. The server accesses the payment configuration database through the payment configuration service, acquires and returns the first payment configuration information, and loads the first payment configuration information in the payment area of the payment page.
In an embodiment of the present invention, in the method, the payment configuration service is implemented in PHP, and the payment configuration database is implemented in MySQL.
The PHP embeds the program of the payment configuration service into the loading program of the payment page, and when the loading program of the payment page is started by the server, the payment configuration service is automatically started correspondingly, so that the response speed is high. The MySQL database stores data in different tables, so that the processing speed of the data can be improved. For example, the plurality of sets of first payment configuration information are separately stored in different tables, and corresponding first payment configuration information is acquired from the corresponding table, so that the rapid operation can be realized. PHP and MySQL may constitute a good development environment.
In an embodiment of the present invention, in the method, a plurality of sets of first payment configuration information and corresponding second payment configuration information are stored in the payment configuration database; the second payment configuration information includes one or more of: applicable product, applicable time, and whether the current state is available. Asynchronously requesting the first payment configuration information matched with the payment page from the server in step S110 includes: and selecting the first payment configuration information matched with the payment page according to the current time and/or the product corresponding to the payment page and the second payment configuration information.
And setting a plurality of groups of first payment configuration information to realize various payment requirements. Accordingly, the second payment configuration information corresponds to the first payment configuration information, and is used for determining a specific group of first payment configuration information from the plurality of groups of first payment configuration information. That is, the second payment configuration information is an applicable condition of the first payment configuration information. And comparing the content of the payment page with the second payment configuration information, and determining the first payment configuration information matched with the second payment configuration information to return after the conditions of the content of the payment page and the second payment configuration information are met.
For example, the payment amount of the first group of first payment configuration information is divided into three grades of 10 yuan, 20 yuan and 50 yuan, the payment mode is only the payment of a bank card, and the applicable time is 8:00 to 10:00 in the morning; the second group of first payment configuration information has payment amount divided into four grades of 5 yuan, 15 yuan, 25 yuan and 50 yuan, and the payment modes include online bank payment and mobile phone two-dimensional code payment, and the applicable time is 10: 00-22: 00. the applicable time is the content of the second payment configuration information. According to the current time, for example, the sending time of the asynchronous request is 15:20, and the applicable time is 10: 00-22: 00, thereby determining that the second set of first payment configuration information is returned to the payment page.
The second payment configuration information may also be matched according to applicable products and current status. For example, two game products, the first game product is mainly used for playing high-end game and needs a large amount of recharging, and the second game product is mainly used for playing low-end game and medium-end game and has low recharging requirements. When the first payment configuration information is set, the payment amount of the first group of first payment configuration information is 100, 200 and 500, and the first group of first payment configuration information is suitable for the first game; the second set of first payment configuration information has payment amounts of 10, 20 and 50, and is applicable to the second game. When the payment page is the payment page of the first game product, the first group of first payment configuration information is applied; and when the payment page is the payment page of the second game product, applying the second group of first payment configuration information.
The second payment configuration information may be set individually, or may be set in combination of two or more of them.
In an embodiment of the present invention, in the method, the first payment configuration information and the second payment configuration information are submitted through a payment configuration page.
The payment configuration page is used for editing the first payment configuration information and the second payment configuration information, for example, the payment amount of 10 yuan, 20 yuan and 50 yuan in the first payment configuration information is modified into 5 yuan, 15 yuan, 25 yuan and 50 yuan, and the payment mode only including bank card payment is modified into two modes of internet bank payment and mobile phone two-dimensional code payment. The payment configuration page is provided for a manager of the platform, and the manager can adaptively modify the first payment configuration information and the second payment configuration information according to the product requirement. For example, the manager of a certain game platform modifies the applicable products in the second payment configuration information into game equipment payment through the payment configuration page. And after the modification is finished, submitting the data to a payment configuration database for updating.
Of course, the payment configuration page may also reconfigure the new first payment configuration information and the second payment configuration information. For example, a third set of first payment configuration information is added, the payment amount is 300 yuan, and the corresponding second payment configuration information is the applicable game equipment set.
Through the payment configuration page, modification, updating and editing of the first payment configuration information and the second payment configuration information are facilitated, management personnel of the platform can operate freely, and program compiling personnel of the payment page are not required to modify, so that the operation difficulty is reduced, and the convenience is improved.
In one embodiment of the present invention, in the method shown in fig. 1, the first payment configuration information includes: one or more payment amounts. The loading of the payment area in the payment page according to the received first payment configuration information in step S120 includes: payment options corresponding to the respective payment amounts are displayed in the payment area.
Only one payment amount is set in the first payment configuration information, and only 200-yuan payment amount may be set for a fixed purchase package, for example, for a 200-yuan big gift package pushed out in a game. The first payment configuration information may also set a plurality of payment amounts, for example, four different levels of 5 yuan, 15 yuan, 25 yuan and 50 yuan are set, payment options corresponding to the respective payment amounts are displayed in the payment area, and a user may freely select one of the recharge amounts. The payment option is used for displaying information of the payment amount and other information corresponding to the payment amount, such as displaying the above 200-yuan payment amount and the detailed content of the corresponding gift bag.
The first payment configuration information may further include a payment option for freely inputting a payment amount. In this option, the user may enter an arbitrary amount in the input box to make the payment. For example, the user needs to add 10 yuan on the game platform, and can input 10 yuan in the free option for adding value.
In an embodiment of the present invention, in the method, the first payment configuration information further includes: whether to open preferential activities corresponding to the payment amount. The loading of the payment area in the payment page according to the received first payment configuration information in step S120 includes: and when opening the preferential activity corresponding to the payment amount, judging whether the preferential display condition is met, and if so, displaying the preferential identification on the corresponding payment option.
In the present embodiment, information for starting the offer is added to the first payment configuration information, for example, in the first payment configuration information including the payment amounts of four different levels of 5 yuan, 15 yuan, 25 yuan and 50 yuan, the offer of 8.8 discount can be enjoyed when the payment amount exceeds 20 yuan. And opening the offer activity in the first payment configuration information, and displaying an offer identifier in 25-element and 50-element payment options when the payment area loading is completed. For example, a red "benefit" logo is displayed in the upper right hand corner of the payment option, prompting the user that the payment option may enjoy an offer.
Of course, the display of the offer needs to satisfy the offer display condition, and the offer is displayed on the payment option only if the condition is satisfied, for example, the above-mentioned offer display condition is that the payment amount exceeds 20 yuan.
In an embodiment of the present invention, in the method, determining whether the offer display condition is met includes one or more of the following: judging whether the current user accords with preferential conditions; judging whether the current preferential available limit is smaller than a threshold value; judging whether the product meets the preferential condition; and judging whether the payment channel meets the preferential condition.
The embodiment provides specific preferential display conditions. The preferential display condition includes judgment of the current user, for example, the first payment configuration information sets up a recharging preferential activity that the new user can enjoy 8-fold, and when the current user for recharging is the new user, the recharging preferential activity of 8-fold is displayed in the payment option. If not, the information is not presented.
Whether the current available amount of the discount is smaller than the threshold value or not, namely when the payment amount is smaller than the threshold value, the discount condition is not met, and the discount activity cannot be enjoyed. For example, if the payment amount exceeds 20 yuan, the user can enjoy the discount of 8.8, and if the payment amount is less than 20 yuan, the user cannot enjoy the discount.
Whether the product meets the preferential condition or not is to set preferential activity for the product paid by the user. When the product paid by the user is the designated product which can enjoy the preferential, the preferential condition is met. For example, the product such as the 200 yuan gift bag can enjoy the 8-fold discount, but the product with the common recharge amount cannot enjoy the discount.
Whether the payment channel meets the preferential condition or not is to set preferential activity according to the payment mode. For example, the payment is carried out by adopting a bank card bound in the game platform, the preferential condition is met, and the advantage of 8 discount of payment amount can be enjoyed. And if other payment methods are adopted, the preferential conditions are not met.
The preferential display conditions can be judged by one single judgment or by multiple combinations.
In an embodiment of the present invention, in the above method, the method further includes: and when the specified operation of the discount identifier is received, showing the discount information.
In the method, only the preferential identification is shown in the payment option, which indicates that the payment option has enjoyable preferential activities, and no specific information of the preferential is shown. The embodiment provides a specific way for displaying the offer information, and when the user operates the offer identifier, the specific information of the offer can be displayed. For example, if the user clicks the "offer" in the 50-element payment option, the specific offer information of "pay for 8.8-fold offer" is shown in the payment option box. The specified operation may be clicking the preference identifier, or just moving the mouse to the display range of the preference identifier.
In an embodiment of the present invention, in the above method, the offer information includes one or more of the following: preferential application conditions, preferential types and receivable preferential amount.
The discount information includes other discount information in addition to the discount information in the above embodiment. For example, an offer applicability condition, such as a new user or VIP user applicable offer; the discount type is a recharging cashback mode or a mode of deducting payment amount by the discount coupon; the receivable discount amount is the face value of the receivable coupon, such as a 3-element coupon, a 5-element coupon, etc.
The discount information is displayed according to discount activities pushed out by the merchant or the platform, and the merchant or the platform can set in the payment sheet configuration page and add the payment sheet configuration page into the first payment configuration information for displaying.
In one embodiment of the present invention, as in the method shown in fig. 1, the method further comprises: in a code scanning payment mode, when a selected payment amount is received, displaying a corresponding payment two-dimensional code in a payment area; after payment is complete, the contents of the payment area are refreshed.
In this embodiment, a code scanning payment method is provided. After the payment amount is selected, the corresponding payment two-dimensional code is automatically displayed in the payment area, and the user finishes payment through code scanning. And after the payment is finished, the payment two-dimensional code is invalid immediately. Meanwhile, in order to facilitate the user to continue recharging payment, the content in the payment area is refreshed, for example, a new payment two-dimensional code is updated, and the user can recharge again after scanning the code for payment.
In one embodiment of the invention, the payment page is a platform payment page or a payment page within a product, as in the method shown in fig. 1.
The platform payment page comprises payment pages of a video live broadcast platform, an online shopping platform and the like, and when a member of the platform needs to be recharged or purchased, the user can jump to the payment page and load a corresponding payment area.
Payment pages in the product include payment pages of respective games, and when equipment in the games is purchased or the games are recharged, the payment pages can be jumped to and corresponding payment areas can be loaded.
Fig. 2 is a schematic structural diagram illustrating a device for loading a payment page according to an embodiment of the present invention. As shown in fig. 2, the apparatus 200 includes:
the requesting unit 210 is adapted to asynchronously request the server for the first payment configuration information matching the payment page in the process of loading the payment page.
The pay page is a pay page for a platform, which may be a web game platform or a game client platform. The payment page at least comprises a plurality of selectable payment amounts and payment modes, and the first payment configuration information manages the plurality of selectable payment amounts and payment modes in the payment page. That is, the payment amount and the payment method are determined by the first payment configuration information. Payment pages also typically include other page content, such as advertisements from game developers or game related information. Therefore, the asynchronous request is adopted, and the requests of other page contents and the first payment configuration information are actually independent from each other, so that the efficiency is improved.
A loading unit 220 adapted to load a payment area in the payment page according to the received first payment configuration information.
The payment area is used for displaying a plurality of selectable payment amounts and payment methods. The first payment configuration information is independent of the loading program of the payment page, and the server obtains the payment amount and the payment mode and displays the payment amount and the payment mode in the payment area of the payment page by reading the first payment configuration information. Therefore, the payment amount and the payment mode displayed in the payment page can be correspondingly modified by modifying the payment amount and the payment mode in the first payment configuration information without modifying the loading program of the payment page. For example, the payment amount in the original payment page is divided into three grades of 10 yuan, 20 yuan and 50 yuan, and the payment mode is only the bank card payment. By modifying the first payment configuration information, the payment amount can be modified into four grades of 5 yuan, 15 yuan, 25 yuan and 50 yuan, and the payment modes include internet bank payment and mobile phone two-dimensional code payment. The payment amount and the payment mode are managed through the first payment configuration information, so that the payment amount and the payment mode can be modified simply and conveniently, the payment flexibility is improved, and the payment requirements of users are met.
In the embodiment, in the process of loading the payment page, first payment configuration information matched with the payment page is asynchronously requested from a server; and loading the payment area in the payment page according to the received first payment configuration information. The first payment configuration information is independent from the loading program of the payment page, so that configuration modification of payment amount, payment modes and the like is facilitated, flexibility of payment amount modification is improved, a merchant can freely modify the payment amount in the first payment configuration information to meet payment requirements of users or markets, and income can be further improved.
In an embodiment of the present invention, as in the apparatus 200 shown in fig. 2, the requesting unit 210 is further adapted to connect to a payment configuration database through a payment configuration service provided by the server, and read the first payment configuration information from the payment configuration database.
The first payment configuration information is stored in a payment configuration database, and the first payment configuration information is acquired by accessing the payment configuration database. The amount of storage of the first payment configuration information may be increased by using the payment configuration database, for example, by storing a plurality of sets of first payment configuration information. The payment configuration service is used for connecting to a payment configuration database to realize access to the same. The server accesses the payment configuration database through the payment configuration service, acquires and returns the first payment configuration information, and loads the first payment configuration information in the payment area of the payment page.
In one embodiment of the invention, as in the above apparatus, the payment configuration service is implemented in PHP and the payment configuration database is implemented in MySQL.
The PHP embeds the program of the payment configuration service into the loading program of the payment page, and when the loading program of the payment page is started by the server, the payment configuration service is automatically started correspondingly, so that the response speed is high. The MySQL database stores data in different tables, so that the processing speed of the data can be improved. For example, the plurality of sets of first payment configuration information are separately stored in different tables, and corresponding first payment configuration information is acquired from the corresponding table, so that the rapid operation can be realized. PHP and MySQL may constitute a good development environment.
In an embodiment of the present invention, in the above apparatus, several sets of first payment configuration information and corresponding second payment configuration information are stored in the payment configuration database, and the second payment configuration information includes one or more of the following: applicable product, applicable time, and whether the current state is available. The requesting unit 210 is adapted to select the first payment configuration information matching the payment page according to the current time and/or the product corresponding to the payment page and the second payment configuration information.
And setting a plurality of groups of first payment configuration information to realize various payment requirements. Accordingly, the second payment configuration information corresponds to the first payment configuration information, and is used for determining a specific group of first payment configuration information from the plurality of groups of first payment configuration information. That is, the second payment configuration information is an applicable condition of the first payment configuration information. And comparing the content of the payment page with the second payment configuration information, and determining the first payment configuration information matched with the second payment configuration information to return after the conditions of the content of the payment page and the second payment configuration information are met.
For example, the payment amount of the first group of first payment configuration information is divided into three grades of 10 yuan, 20 yuan and 50 yuan, the payment mode is only the payment of a bank card, and the applicable time is 8:00 to 10:00 in the morning; the second group of first payment configuration information has payment amount divided into four grades of 5 yuan, 15 yuan, 25 yuan and 50 yuan, and the payment modes include online bank payment and mobile phone two-dimensional code payment, and the applicable time is 10: 00-22: 00. wherein the applicable time is the content of the second payment configuration information. According to the current time, for example, the sending time of the asynchronous request is 15:20, and the applicable time is 10: 00-22: 00, thereby determining that the second set of first payment configuration information is returned to the payment page.
The second payment configuration information may also be matched according to applicable products and current status. For example, two game products, the first game product is mainly used for playing high-end game and needs a large amount of recharging, and the second game product is mainly used for playing low-end game and medium-end game and has low recharging requirements. When the first payment configuration information is set, the payment amount of the first group of first payment configuration information is 100, 200 and 500, and the first group of first payment configuration information is suitable for the first game; the second set of first payment configuration information has payment amounts of 10, 20 and 50, and is applicable to the second game. When the payment page is the payment page of the first game product, the first group of first payment configuration information is applied; and when the payment page is the payment page of the second game product, applying the second group of first payment configuration information.
The second payment configuration information may be set individually, or may be set in combination of two or more of them.
In an embodiment of the present invention, in the above apparatus, the first payment configuration information and the second payment configuration information are submitted through a payment configuration page.
The payment configuration page is used for editing the first payment configuration information and the second payment configuration information, for example, the payment amount of 10 yuan, 20 yuan and 50 yuan in the first payment configuration information is modified into 5 yuan, 15 yuan, 25 yuan and 50 yuan, and the payment mode only including bank card payment is modified into two modes of internet bank payment and mobile phone two-dimensional code payment. The payment configuration page is provided for a manager of the platform, and the manager can adaptively modify the first payment configuration information and the second payment configuration information according to the product requirement. For example, the manager of a certain game platform modifies the applicable products in the second payment configuration information into game equipment payment through the payment configuration page. And after the modification is finished, submitting the data to a payment configuration database for updating.
Of course, the payment configuration page may also reconfigure the new first payment configuration information and the second payment configuration information. For example, a third set of first payment configuration information is added, the payment amount is 300 yuan, and the corresponding second payment configuration information is the applicable game equipment set.
Through the payment configuration page, modification, updating and editing of the first payment configuration information and the second payment configuration information are facilitated, management personnel of the platform can operate freely, and program compiling personnel of the payment page are not required to modify, so that the operation difficulty is reduced, and the convenience is improved.
In one embodiment of the present invention, as in the apparatus 200 shown in fig. 2, the first payment configuration information includes: one or more payment amounts. A loading unit 220 adapted to display payment options corresponding to respective payment amounts in the payment area.
Only one payment amount is set in the first payment configuration information, and only 200-yuan payment amount may be set for a fixed purchase package, for example, for a 200-yuan big gift package pushed out in a game. The first payment configuration information may also set a plurality of payment amounts, for example, four different levels of 5 yuan, 15 yuan, 25 yuan and 50 yuan are set, payment options corresponding to the respective payment amounts are displayed in the payment area, and a user may freely select one of the recharge amounts. The payment option is used for displaying information of the payment amount and other information corresponding to the payment amount, such as displaying the above 200-yuan payment amount and the detailed content of the corresponding gift bag.
The first payment configuration information may further include a payment option for freely inputting a payment amount. In this option, the user may enter an arbitrary amount in the input box to make the payment. For example, the user needs to add 10 yuan on the game platform, and can input 10 yuan in the free option for adding value.
In an embodiment of the present invention, in the apparatus, the first payment configuration information further includes: whether to open preferential activities corresponding to the payment amount. The loading unit 220 is adapted to determine whether the offer display condition is met when the offer activity corresponding to the payment amount is started, and if so, display the offer identifier on the corresponding payment option.
In the present embodiment, information for starting the offer is added to the first payment configuration information, for example, in the first payment configuration information including the payment amounts of four different levels of 5 yuan, 15 yuan, 25 yuan and 50 yuan, the offer of 8.8 discount can be enjoyed when the payment amount exceeds 20 yuan. And opening the offer activity in the first payment configuration information, and displaying an offer identifier in 25-element and 50-element payment options when the payment area loading is completed. For example, a red "benefit" logo is displayed in the upper right hand corner of the payment option, prompting the user that the payment option may enjoy an offer.
Of course, the display of the offer needs to satisfy the offer display condition, and the offer is displayed on the payment option only if the condition is satisfied, for example, the above-mentioned offer display condition is that the payment amount exceeds 20 yuan.
In an embodiment of the present invention, in the apparatus, the determining whether the offer display condition is met includes one or more of the following: judging whether the current user accords with preferential conditions; judging whether the current preferential available limit is smaller than a threshold value; judging whether the product meets the preferential condition; and judging whether the payment channel meets the preferential condition.
The embodiment provides specific preferential display conditions. The preferential display condition includes judgment of the current user, for example, the first payment configuration information sets up a recharging preferential activity that the new user can enjoy 8-fold, and when the current user for recharging is the new user, the recharging preferential activity of 8-fold is displayed in the payment option. If not, the information is not presented.
Whether the current available amount of the discount is smaller than the threshold value or not, namely when the payment amount is smaller than the threshold value, the discount condition is not met, and the discount activity cannot be enjoyed. For example, if the payment amount exceeds 20 yuan, the user can enjoy the discount of 8.8, and if the payment amount is less than 20 yuan, the user cannot enjoy the discount.
Whether the product meets the preferential condition or not is to set preferential activity for the product paid by the user. When the product paid by the user is the designated product which can enjoy the preferential, the preferential condition is met. For example, the product such as the 200 yuan gift bag can enjoy the 8-fold discount, but the product with the common recharge amount cannot enjoy the discount.
Whether the payment channel meets the preferential condition or not is to set preferential activity according to the payment mode. For example, the payment is carried out by adopting a bank card bound in the game platform, the preferential condition is met, and the advantage of 8 discount of payment amount can be enjoyed. And if other payment methods are adopted, the preferential conditions are not met.
The preferential display conditions can be judged by one single judgment or by multiple combinations.
In an embodiment of the present invention, in the loading apparatus 200 of the payment page shown in fig. 3, the apparatus 200 further includes an offer presentation unit 230 adapted to present offer information when receiving a designation operation of an offer identifier.
In the above apparatus 200, only the offer identifier is shown in the payment option, which indicates that the payment option has an enjoyable offer, and no specific information of the offer is shown. The embodiment provides a specific way for displaying the offer information, and when the user operates the offer identifier, the specific information of the offer can be displayed. For example, if the user clicks the "offer" in the 50-element payment option, the specific offer information of "pay for 8.8-fold offer" is shown in the payment option box. The specified operation may be clicking the preference identifier, or just moving the mouse to the display range of the preference identifier.
In an embodiment of the present invention, in the above apparatus, the offer information includes one or more of the following: preferential application conditions, preferential types and receivable preferential amount.
The discount information includes other discount information in addition to the discount information in the above embodiment. For example, an offer applicability condition, such as a new user or VIP user applicable offer; the discount type is a recharging cashback mode or a mode of deducting payment amount by the discount coupon; the receivable discount amount is the face value of the receivable coupon, such as a 3-element coupon, a 5-element coupon, etc.
The discount information is displayed according to discount activities pushed out by the merchant or the platform, and the merchant or the platform can set in the payment sheet configuration page and add the payment sheet configuration page into the first payment configuration information for displaying.
In one embodiment of the present invention, as shown in the apparatus 200 of fig. 3, the apparatus 200 further comprises:
the payment unit 240 is suitable for displaying a corresponding payment two-dimensional code in a payment area when a selected payment amount is received in a code scanning payment mode; after payment is complete, the contents of the payment area are refreshed.
In this embodiment, a code scanning payment method is provided. After the payment amount is selected, the corresponding payment two-dimensional code is automatically displayed in the payment area, and the user finishes payment through code scanning. And after the payment is finished, the payment two-dimensional code is invalid immediately. Meanwhile, in order to facilitate the user to continue recharging payment, the content in the payment area is refreshed, for example, a new payment two-dimensional code is updated, and the user can recharge again after scanning the code for payment.
In one embodiment of the invention, the payment page is a platform payment page or a payment page within a product, such as the apparatus 200 shown in FIG. 2.
The platform payment page comprises payment pages of a video live broadcast platform, an online shopping platform and the like, and when a member of the platform needs to be recharged or purchased, the user can jump to the payment page and load a corresponding payment area.
Payment pages in the product include payment pages of respective games, and when equipment in the games is purchased or the games are recharged, the payment pages can be jumped to and corresponding payment areas can be loaded.
In summary, in the technical scheme of the present invention, in the process of loading the payment page, the server is asynchronously requested for the first payment configuration information matched with the payment page; and loading the payment area in the payment page according to the received first payment configuration information. The first payment configuration information is independent from the loading program of the payment page, so that configuration modification of payment amount, payment modes and the like is facilitated, flexibility of payment amount modification is improved, a merchant can freely modify the payment amount in the first payment configuration information to meet payment requirements of users or markets, and income can be further improved.
It should be noted that:
the algorithms and displays presented herein are not inherently related to any particular computer, virtual machine, or other apparatus. Various general purpose devices may be used with the teachings herein. The required structure for constructing such a device will be apparent from the description above. Moreover, the present invention is not directed to any particular programming language. It is appreciated that a variety of programming languages may be used to implement the teachings of the present invention as described herein, and any descriptions of specific languages are provided above to disclose the best mode of the invention.
In the description provided herein, numerous specific details are set forth. It is understood, however, that embodiments of the invention may be practiced without these specific details. In some instances, well-known methods, structures and techniques have not been shown in detail in order not to obscure an understanding of this description.
Similarly, it should be appreciated that in the foregoing description of exemplary embodiments of the invention, various features of the invention are sometimes grouped together in a single embodiment, figure, or description thereof for the purpose of streamlining the disclosure and aiding in the understanding of one or more of the various inventive aspects. However, the disclosed method should not be interpreted as reflecting an intention that: that the invention as claimed requires more features than are expressly recited in each claim. Rather, as the following claims reflect, inventive aspects lie in less than all features of a single foregoing disclosed embodiment. Thus, the claims following the detailed description are hereby expressly incorporated into this detailed description, with each claim standing on its own as a separate embodiment of this invention.
Those skilled in the art will appreciate that the modules in the device in an embodiment may be adaptively changed and disposed in one or more devices different from the embodiment. The modules or units or components of the embodiments may be combined into one module or unit or component, and furthermore they may be divided into a plurality of sub-modules or sub-units or sub-components. All of the features disclosed in this specification (including any accompanying claims, abstract and drawings), and all of the processes or elements of any method or apparatus so disclosed, may be combined in any combination, except combinations where at least some of such features and/or processes or elements are mutually exclusive. Each feature disclosed in this specification (including any accompanying claims, abstract and drawings) may be replaced by alternative features serving the same, equivalent or similar purpose, unless expressly stated otherwise.
Furthermore, those skilled in the art will appreciate that while some embodiments described herein include some features included in other embodiments, rather than other features, combinations of features of different embodiments are meant to be within the scope of the invention and form different embodiments. For example, in the following claims, any of the claimed embodiments may be used in any combination.
The various component embodiments of the invention may be implemented in hardware, or in software modules running on one or more processors, or in a combination thereof. It will be appreciated by those skilled in the art that a microprocessor or Digital Signal Processor (DSP) may be used in practice to implement some or all of the functions of some or all of the components of a pay page loading apparatus according to embodiments of the present invention. The present invention may also be embodied as apparatus or device programs (e.g., computer programs and computer program products) for performing a portion or all of the methods described herein. Such programs implementing the present invention may be stored on computer-readable media or may be in the form of one or more signals. Such a signal may be downloaded from an internet website or provided on a carrier signal or in any other form.
For example, fig. 4 shows a schematic structural diagram of an electronic device according to an embodiment of the invention. The electronic device comprises a processor 410 and a memory 420 arranged to store computer executable instructions (computer readable program code). The memory 420 may be an electronic memory such as a flash memory, an EEPROM (electrically erasable programmable read only memory), an EPROM, a hard disk, or a ROM. The memory 420 has a storage space 430 storing computer readable program code 431 for performing any of the method steps described above. For example, the storage space 430 for storing the computer readable program code may include respective computer readable program codes 431 for respectively implementing various steps in the above method. The computer readable program code 431 can be read from or written to one or more computer program products. These computer program products comprise a program code carrier such as a hard disk, a Compact Disc (CD), a memory card or a floppy disk. Such a computer program product is typically a computer readable storage medium such as described in fig. 4. Fig. 5 shows a schematic structural diagram of a computer-readable storage medium according to an embodiment of the present invention. The computer readable storage medium 500 has stored thereon a computer readable program code 431 for performing the steps of the method according to the invention, which is readable by the processor 410 of the electronic device 400, the computer readable program code 431, when executed by the electronic device 400, causing the electronic device 400 to perform the steps of the method described above, in particular the computer readable program code 431 stored thereon, is capable of performing the method shown in any of the embodiments described above. The computer readable program code 431 may be compressed in a suitable form.
It should be noted that the above-mentioned embodiments illustrate rather than limit the invention, and that those skilled in the art will be able to design alternative embodiments without departing from the scope of the appended claims. In the claims, any reference signs placed between parentheses shall not be construed as limiting the claim. The word "comprising" does not exclude the presence of elements or steps not listed in a claim. The word "a" or "an" preceding an element does not exclude the presence of a plurality of such elements. The invention may be implemented by means of hardware comprising several distinct elements, and by means of a suitably programmed computer. In the unit claims enumerating several means, several of these means may be embodied by one and the same item of hardware. The usage of the words first, second and third, etcetera do not indicate any ordering. These words may be interpreted as names.
The invention discloses a1 and a payment page loading method, which comprises the following steps:
in the process of loading the payment page, asynchronously requesting first payment configuration information matched with the payment page from a server;
and loading the payment area in the payment page according to the received first payment configuration information.
A2, the method as in a1, wherein the asynchronously requesting from the server the first payment configuration information matching the payment page comprises:
and connecting a payment configuration database through the payment configuration service provided by the server, and reading the first payment configuration information from the payment configuration database.
A3, the method of a2, wherein the payment configuration service is implemented in PHP and the payment configuration database is implemented in MySQL.
A4, the method as claimed in a2, wherein the payment configuration database has stored therein sets of first payment configuration information and corresponding second payment configuration information; the second payment configuration information includes one or more of: applicable product, applicable time, and whether the current state is available;
the asynchronously requesting the server for the first payment configuration information matched with the payment page comprises: and selecting the first payment configuration information matched with the payment page according to the current time and/or the product corresponding to the payment page and the second payment configuration information.
A5, the method of a4, wherein the first payment configuration information and the second payment configuration information are submitted via a payment configuration page.
A6, the method of A1, wherein the first payment configuration information comprises: one or more payment amounts;
the loading of the payment area in the payment page according to the received first payment configuration information includes: and displaying payment options corresponding to the payment amounts in the payment area.
A7, the method of a6, wherein the first payment configuration information further comprises: whether to open preferential activities corresponding to the payment amount;
the loading of the payment area in the payment page according to the received first payment configuration information includes: and when opening the preferential activity corresponding to the payment amount, judging whether the preferential display condition is met, and if so, displaying the preferential identification on the corresponding payment option.
A8, the method according to A7, wherein the judging whether the offer display condition is met includes one or more of the following:
judging whether the current user accords with preferential conditions;
judging whether the current preferential available limit is smaller than a threshold value;
judging whether the product meets the preferential condition;
and judging whether the payment channel meets the preferential condition.
A9, the method of a7, wherein the method further comprises: and when receiving the specified operation of the preference identification, displaying the preference information.
A10, the method of A9, wherein the offer information includes one or more of:
preferential application conditions, preferential types and receivable preferential amount.
A11, the method of a1, wherein the method further comprises: in a code scanning payment mode, when a selected payment amount is received, displaying a corresponding payment two-dimensional code in the payment area;
and refreshing the content of the payment area after the payment is completed.
A12, the method of A1, wherein the payment page is a platform payment page or a payment page within a product.
The invention also discloses B13, a payment page loading device, comprising:
the payment server comprises a request unit, a payment processing unit and a payment processing unit, wherein the request unit is suitable for asynchronously requesting first payment configuration information matched with a payment page from the server in the process of loading the payment page;
and the loading unit is suitable for loading the payment area in the payment page according to the received first payment configuration information.
B14, the device of B13, wherein,
the request unit is further adapted to connect to a payment configuration database through a payment configuration service provided by the server, and read the first payment configuration information from the payment configuration database.
B15, the apparatus of B14, wherein the payment configuration service is implemented in PHP and the payment configuration database is implemented in MySQL.
B16, the apparatus as in B14, wherein the payment configuration database stores several groups of first payment configuration information and corresponding second payment configuration information; the second payment configuration information includes one or more of: applicable product, applicable time, and whether the current state is available;
the request unit is suitable for selecting first payment configuration information matched with the payment page according to the current time and/or a product corresponding to the payment page and the second payment configuration information.
B17, the apparatus of B16, wherein the first payment configuration information and the second payment configuration information are submitted via a payment configuration page.
B18, the apparatus as in B13, wherein the first payment configuration information comprises: one or more payment amounts;
the loading unit is suitable for displaying payment options corresponding to the payment amounts in the payment area.
B19, the apparatus as in B18, wherein the first payment configuration information further comprises: whether to open preferential activities corresponding to the payment amount;
and the loading unit is suitable for judging whether the discount display condition is met or not when the discount activity corresponding to the payment amount is started, and if so, displaying the discount identification on the corresponding payment option.
B20, the device according to B19, wherein the judgment of whether the offer display condition is met includes one or more of the following:
judging whether the current user accords with preferential conditions;
judging whether the current preferential available limit is smaller than a threshold value;
judging whether the product meets the preferential condition;
and judging whether the payment channel meets the preferential condition.
B21, the apparatus of B19, wherein the apparatus further comprises:
and the preferential display unit is suitable for displaying the preferential information when receiving the specified operation of the preferential identifier.
B22, the apparatus of B21, wherein the offer information includes one or more of:
preferential application conditions, preferential types and receivable preferential amount.
B23, the apparatus of B13, wherein the apparatus further comprises:
the payment unit is suitable for displaying a corresponding payment two-dimensional code in the payment area when a selected payment amount is received in a code scanning payment mode;
and refreshing the content of the payment area after the payment is completed.
B24, the apparatus as in B13, wherein the payment page is a platform payment page or a payment page within a product.
The invention also discloses C25 and an electronic device, wherein the electronic device comprises: a processor; and a memory arranged to store computer executable instructions that, when executed, cause the processor to perform the method of any one of a1-a 12.
The invention also discloses D26, a computer readable storage medium, wherein the computer readable storage medium stores one or more programs which, when executed by a processor, implement the method as described in any of a1-a 12.

Claims (10)

1. A payment page loading method comprises the following steps:
in the process of loading the payment page, asynchronously requesting first payment configuration information matched with the payment page from a server;
and loading the payment area in the payment page according to the received first payment configuration information.
2. The method of claim 1, wherein said asynchronously requesting first payment configuration information from the server that matches the payment page comprises:
and connecting a payment configuration database through the payment configuration service provided by the server, and reading the first payment configuration information from the payment configuration database.
3. The method of claim 2, wherein the payment configuration service is implemented in PHP and the payment configuration database is implemented in MySQL.
4. The method of claim 2, wherein the payment configuration database has stored therein sets of first payment configuration information and corresponding second payment configuration information; the second payment configuration information includes one or more of: applicable product, applicable time, and whether the current state is available;
the asynchronously requesting the server for the first payment configuration information matched with the payment page comprises: and selecting the first payment configuration information matched with the payment page according to the current time and/or the product corresponding to the payment page and the second payment configuration information.
5. The method of claim 4, wherein the first and second payment configuration information are submitted via a payment configuration page.
6. The method of claim 1, wherein the first payment configuration information comprises: one or more payment amounts;
the loading of the payment area in the payment page according to the received first payment configuration information includes: and displaying payment options corresponding to the payment amounts in the payment area.
7. A payment page loading apparatus, comprising:
the payment server comprises a request unit, a payment processing unit and a payment processing unit, wherein the request unit is suitable for asynchronously requesting first payment configuration information matched with a payment page from the server in the process of loading the payment page;
and the loading unit is suitable for loading the payment area in the payment page according to the received first payment configuration information.
8. The apparatus of claim 7, wherein,
the request unit is further adapted to connect to a payment configuration database through a payment configuration service provided by the server, and read the first payment configuration information from the payment configuration database.
9. An electronic device, wherein the electronic device comprises: a processor; and a memory arranged to store computer-executable instructions that, when executed, cause the processor to perform the method of any one of claims 1-6.
10. A computer readable storage medium, wherein the computer readable storage medium stores one or more programs which, when executed by a processor, implement the method of any of claims 1-6.
CN201811368314.1A 2018-11-16 2018-11-16 Payment page loading method and device Pending CN111198722A (en)

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