CN111163228A - Bank software function interface generation method and device - Google Patents

Bank software function interface generation method and device Download PDF

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Publication number
CN111163228A
CN111163228A CN201911409553.1A CN201911409553A CN111163228A CN 111163228 A CN111163228 A CN 111163228A CN 201911409553 A CN201911409553 A CN 201911409553A CN 111163228 A CN111163228 A CN 111163228A
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service
weight
icons
icon
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CN111163228B (en
Inventor
朱江波
王冬
李开峰
刘真真
张盛素
高鹏
刘颖超
高悦霖
姚瑞芳
董海丰
羡迪海
朱振勇
董宝璐
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Bank of China Ltd
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Bank of China Ltd
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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
    • H04M1/724—User interfaces specially adapted for cordless or mobile telephones
    • H04M1/72469—User interfaces specially adapted for cordless or mobile telephones for operating the device by selecting functions from two or more displayed items, e.g. menus or icons
    • H04M1/72472—User interfaces specially adapted for cordless or mobile telephones for operating the device by selecting functions from two or more displayed items, e.g. menus or icons wherein the items are sorted according to specific criteria, e.g. frequency of use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices

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  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Business, Economics & Management (AREA)
  • Human Computer Interaction (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • User Interface Of Digital Computer (AREA)

Abstract

The application provides a method and a device for generating a functional interface of bank software, wherein the method comprises the following steps: acquiring a plurality of pieces of historical transaction data of a target user; determining the weight of the transaction corresponding to each historical transaction data according to the occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data; determining the weight of each transaction type in a plurality of transaction types according to the weight of the transaction corresponding to each historical transaction data; determining the weight of each main service icon in a plurality of preset main service icons according to the weight of each transaction type in the plurality of transaction types; and adjusting the layout of each main business icon in the functional interface of the bank software according to the weight of each main business icon, and generating a functional interface matched with the target user. In the scheme, the service icons which are frequently used by the user recently are arranged at the positions which are easy to find or convenient to operate, namely, the generated functional interface can meet the personalized requirements of the target user, the user experience is improved, and the client stickiness is increased.

Description

Bank software function interface generation method and device
Technical Field
The application relates to the technical field of computers, in particular to a bank software functional interface generating method and device.
Background
With the development of mobile payment, mobile banking has become a main transaction channel in the banking field. At present, the functional interface layout of mobile banking software is relatively fixed. However, in general, different types of services that a client needs to handle present characteristics of personalization and diversification, and the client needs to take a long time to find a function each time to handle a desired service through a mobile banking channel, which results in poor user experience.
In view of the above problems, no effective solution has been proposed.
Disclosure of Invention
The embodiment of the application provides a method and a device for generating a functional interface of bank software, which are used for solving the problem of poor user experience caused by fixed layout of the functional interface of the bank software in the prior art.
The embodiment of the application provides a method for generating a functional interface of bank software, which comprises the following steps: acquiring a plurality of pieces of historical transaction data of a target user; determining the weight of the transaction corresponding to each historical transaction data according to the occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data; determining the weight of each transaction type in a plurality of transaction types according to the weight of the transaction corresponding to each historical transaction data; determining the weight of each main service icon in a plurality of preset main service icons according to the weight of each transaction type in the plurality of transaction types; and adjusting the layout of each main business icon in the functional interface of the bank software according to the weight of each main business icon, and generating a functional interface matched with the target user.
In one embodiment, after generating the function interface matched with the target user, the method further comprises: and pushing the generated function interface matched with the target user to the target user.
In one embodiment, the main service icon includes a plurality of sub-service icons, the sub-service icons corresponding to transaction types in the main service icon; after determining the weight of each transaction type in the multiple transaction types according to the weight of the transaction corresponding to each historical transaction data, the method further comprises the following steps: determining the weight of each sub-service icon in a plurality of sub-service icons in each main service icon according to the weight of each transaction type in a plurality of transaction types; and adjusting the layout of the plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
In one embodiment, determining a weight of a transaction corresponding to each historical transaction data according to an occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data includes: determining a time interval between the occurrence time of the transaction corresponding to each historical transaction data and the current time; and determining the weight of the transaction corresponding to each historical transaction data according to the time interval corresponding to each historical transaction data, wherein the weight of the transaction corresponding to each historical transaction data is inversely proportional to the time interval corresponding to each historical transaction data.
In one embodiment, adjusting the layout of the plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon includes: determining the weight of each position in the interface corresponding to each main service icon; and adjusting the position of each sub-service icon in the plurality of sub-service icons in each main service icon in the interface corresponding to each main service icon according to the weight of each position in the interface corresponding to each main service icon and the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
In one embodiment, adjusting the layout of the plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon includes: under the condition that the weights of at least two sub-service icons in a plurality of sub-service icons in each main service icon are equal, calculating the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons; and adjusting the layout of the at least two sub-service icons according to the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons.
In one embodiment, calculating the similarity between each of the at least two sub-service icons and the other sub-service icons of the plurality of sub-service icons comprises: acquiring a characteristic vector corresponding to each sub-service icon in a plurality of sub-service icons; and determining the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons according to the feature vector corresponding to each sub-service icon of the plurality of sub-service icons.
In one embodiment, adjusting the layout of the at least two sub-service icons according to the similarity between each of the at least two sub-service icons and the other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons includes: determining the correction weight of each sub-service icon in the at least two sub-service icons according to the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons and the weights of other sub-service icons; and adjusting the layout of the at least two sub-service icons according to the correction weight of each sub-service icon in the at least two sub-service icons.
An embodiment of the present application further provides a device for generating a functional interface of bank software, including: the acquisition module is used for acquiring a plurality of pieces of historical transaction data of a target user; the first determining module is used for determining the weight of the transaction corresponding to each historical transaction data according to the occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data; the second determining module is used for determining the weight of each transaction type in the multiple transaction types according to the weight of the transaction corresponding to each historical transaction data; the third determining module is used for determining the weight of each main service icon in the plurality of preset main service icons according to the weight of each transaction type in the plurality of transaction types; and the generating module is used for adjusting the layout of each main business icon in the functional interface of the bank software according to the weight of each main business icon, and generating the functional interface matched with the target user.
In one embodiment, the apparatus further comprises a push module configured to: and after the function interface matched with the target user is generated, pushing the generated function interface matched with the target user to the target user.
In one embodiment, the main service icon includes a plurality of sub-service icons, the sub-service icons corresponding to transaction types in the main service icon; the apparatus may include an adjustment module, and the adjustment module may be specifically configured to: determining the weight of each sub-service icon in a plurality of sub-service icons in each main service icon according to the weight of each transaction type in a plurality of transaction types; and adjusting the layout of the plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
In one embodiment, the first determining module is specifically configured to: determining a time interval between the occurrence time of the transaction corresponding to each historical transaction data and the current time; and determining the weight of the transaction corresponding to each historical transaction data according to the time interval corresponding to each historical transaction data, wherein the weight of the transaction corresponding to each historical transaction data is inversely proportional to the time interval corresponding to each historical transaction data.
In one embodiment, the generation module is specifically configured to: determining the weight of each position in the interface corresponding to each main service icon; and adjusting the position of each sub-service icon in the plurality of sub-service icons in each main service icon in the interface corresponding to each main service icon according to the weight of each position in the interface corresponding to each main service icon and the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
In one embodiment, the generation module is specifically configured to: under the condition that the weights of at least two sub-service icons in a plurality of sub-service icons in each main service icon are equal, calculating the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons; and adjusting the layout of the at least two sub-service icons according to the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons.
The embodiment of the present application further provides a computer device, which includes a processor and a memory for storing processor-executable instructions, where the processor executes the instructions to implement the steps of the bank software functional interface generation method in any of the above embodiments.
Embodiments of the present application further provide a computer-readable storage medium, on which computer instructions are stored, where the instructions, when executed, implement the steps of the bank software functional interface generating method described in any of the above embodiments.
In the embodiment of the application, a method for generating a bank software functional interface is provided, which includes the steps of obtaining multiple pieces of historical transaction data of a target user, determining the weight of a transaction corresponding to each historical transaction data according to the occurrence time of the transaction corresponding to each historical transaction data in the multiple pieces of historical transaction data, determining the weight of each transaction type in multiple transaction types according to the weight of the transaction corresponding to each historical transaction data, determining the weight of each main service icon in preset multiple main service icons according to the weight of each transaction type in the multiple transaction types, adjusting the layout of each main service icon in the bank software functional interface according to the weight of each main service icon, and generating the functional interface matched with the target user. In the scheme, based on the occurrence time of the transaction corresponding to each historical transaction data in the multiple pieces of historical transaction data of the target user, the weight of the transaction corresponding to each historical transaction data is determined, the weight of the multiple main service icons comprising multiple transaction types is determined according to the weight of the transaction corresponding to each historical transaction data, the layout of the multiple main service icons is adjusted according to the weight of each main service icon, a function interface matched with the target user is generated, and therefore the function icons which are frequently used by the user recently are arranged at the position where the user can find or operate easily, the personalized requirements of the target user can be met, and the use experience of the target user of the bank software is improved.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application, are incorporated in and constitute a part of this application, and are not intended to limit the application. In the drawings:
fig. 1 is a schematic diagram illustrating an application scenario of a bank software functional interface generation method in an embodiment of the present application;
FIG. 2 is a flow chart of a method for generating a functional interface of banking software in an embodiment of the present application;
FIG. 3 shows a schematic diagram of a banking software functionality interface in an embodiment of the present application;
fig. 4 is a schematic diagram of a bank software function interface generation apparatus in an embodiment of the present application;
fig. 5 shows a schematic diagram of a computer device in an embodiment of the application.
Detailed Description
The principles and spirit of the present application will be described with reference to a number of exemplary embodiments. It should be understood that these embodiments are given solely for the purpose of enabling those skilled in the art to better understand and to practice the present application, and are not intended to limit the scope of the present application in any way. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
As will be appreciated by one skilled in the art, embodiments of the present application may be embodied as a system, apparatus, device, method or computer program product. Accordingly, the present disclosure may be embodied in the form of: entirely hardware, entirely software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
The embodiment of the application provides a bank software functional interface generation method. Fig. 1 is a schematic diagram illustrating an application scenario of a method for generating a functional interface of bank software in an embodiment of the present application. As shown in fig. 1, the banking software server may obtain historical transaction data of the target user from various banking channels. The various banking channels include a mobile banking server channel, a telephone banking server channel, an offline banking server channel and the like. And then, the bank software server determines the weight of the transaction corresponding to each historical transaction data according to the obtained multiple pieces of historical transaction data of the target user and the occurrence time of the transaction corresponding to each historical transaction data, and determines the weight of each transaction type in the multiple transaction types according to the weight of the transaction corresponding to each historical transaction data. The bank software server can determine the weight of each main business icon in the preset main business icons according to the weight of each transaction type, so that the layout of each business icon is adjusted, a functional interface matched with a target user is generated, and the generated functional interface matched with the target user is pushed to a client of the target user.
The bank software server, the mobile banking server, the telephone banking server and the offline banking server may be a single server, a server cluster or a cloud server, and the specific composition forms the present application without limitation. The client may be a desktop computer, a notebook, a mobile phone terminal, a PDA, etc., as long as the client is a device capable of displaying content and receiving a functional interface to a user or a service person, and the present application is not limited thereto.
Fig. 2 shows a flowchart of a method for generating a functional interface of bank software in an embodiment of the present application. Although the present application provides method operational steps or apparatus configurations as illustrated in the following examples or figures, more or fewer operational steps or modular units may be included in the methods or apparatus based on conventional or non-inventive efforts. In the case of steps or structures which do not logically have the necessary cause and effect relationship, the execution sequence of the steps or the module structure of the apparatus is not limited to the execution sequence or the module structure described in the embodiments and shown in the drawings of the present application. When the described method or module structure is applied in an actual device or end product, the method or module structure according to the embodiments or shown in the drawings can be executed sequentially or executed in parallel (for example, in a parallel processor or multi-thread processing environment, or even in a distributed processing environment).
Specifically, as shown in fig. 2, a method for generating a functional interface of banking software according to an embodiment of the present application may include the following steps:
in step S201, a plurality of pieces of historical transaction data of the target user are acquired.
The bank software can be mobile phone bank software, computer bank software or software on an automatic teller machine and the like. The bank software server can acquire a plurality of pieces of historical transaction data of the target user within a preset time period. Wherein the preset time period may include the last month, the last three months, the last half year, etc. Specifically, the bank software server may obtain a plurality of pieces of historical transaction data of the target user through various channels. In some embodiments of the present application, obtaining multiple pieces of historical transaction data of a target user may include: acquiring a plurality of pieces of historical transaction data generated by a target user through a plurality of banking channels within a preset time period, wherein the plurality of banking channels comprise at least one of the following: telephone banking channels, cell phone banking channels, internet banking channels, and physical banking channels.
Step S202, determining the weight of the transaction corresponding to each historical transaction data according to the occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data.
Step S203, determining the weight of each transaction type in the plurality of transaction types according to the weight of the transaction corresponding to each historical transaction data.
After obtaining the plurality of pieces of historical transaction data of the target user, the occurrence time of the transaction corresponding to each of the plurality of pieces of historical transaction data may be determined. Wherein the time of occurrence of the transaction may be included in the historical transaction data. For example, a weight of a transaction corresponding to each historical transaction data of the plurality of historical transaction data may be determined according to a time interval between an occurrence time of the transaction and a current time. The interval time of the transaction is inversely related to the weight of the transaction, i.e., the shorter the interval time, the heavier the transaction, and the longer the interval time, the lower the weight of the transaction.
In some embodiments of the present application, determining a weight of a transaction corresponding to each historical transaction data according to an occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data may include: determining a time interval between the occurrence time of the transaction corresponding to each historical transaction data and the current time; and determining the weight of the transaction corresponding to each historical transaction data according to the time interval corresponding to each historical transaction data, wherein the weight of the transaction corresponding to each historical transaction data is inversely proportional to the time interval corresponding to each historical transaction data.
Then, the weight of each transaction type in the plurality of transaction types can be determined according to the weight of the transaction corresponding to each historical transaction data. A piece of historical transaction data corresponds to a transaction type, which may correspond to one or more pieces of transaction data. For example, the weight of a transaction type may be the sum of the weights of transactions corresponding to one or more pieces of historical transaction data included in the transaction type. That is, the weight of a transaction type is related to the time when the transaction type occurred and the number of occurrences, i.e., the weight of the transaction type that has frequently occurred recently is greater.
The bank software server can determine the transaction type corresponding to each historical transaction data according to each historical transaction data. The transaction types can include various transaction types such as transfer remittance, account transfer, balance financing, payment and collection.
Step S204, determining the weight of each main service icon in the preset plurality of main service icons according to the weight of each transaction type in the plurality of transaction types.
After determining the weight of each transaction type in the multiple transaction types, the weight of each preset service icon in the multiple service icons may be determined according to the weight of each transaction type in the multiple transaction types. Wherein the main service icon corresponds to the service type. For example, the main service icon may correspond to one of the following service types: transfer accounts, financing, payment, credit card and loan, etc. Wherein a traffic type may include multiple transaction types. For example, transfer transaction types may include the following transaction types: transfer remittance, account number transfer, two-dimensional code transfer, cross-border remittance, mobile phone number transfer and other bank card transfer. The payment transaction types may include the following transaction types: apple pay, scan, pay, collect, pay quickly, payment management, cloud flash, etc. The loan transaction types may include the following transaction types: loans, mortgage loans, loan recommendations, and the like. That is, the preset main service icon may include a plurality of preset transaction types. The preset weight of each main service icon in the plurality of main service icons may include a sum of weights of transaction types included in the main service icon.
And step S205, adjusting the layout of each main business icon in the functional interface of the bank software according to the weight of each main business icon, and generating a functional interface matched with the target user.
After the weight of each homepage icon is determined, the layout of each business icon in the functional interface of the bank software can be adjusted according to the weight of each main business icon, and a functional interface matched with a target user is generated. For example, the layout of the business icons in the banking software can be adjusted according to the weight of each main business icon, and the main business icon with the larger weight is placed at the position which is easier to find. For example, the heavy main service icon may be placed at a front or top position to facilitate quick finding by the user.
According to the method in the embodiment, based on the occurrence time of the transaction corresponding to each historical transaction data in the multiple pieces of historical transaction data of the target user, the weight of the transaction corresponding to each historical transaction data is determined, the weight of the multiple main service icons comprising multiple transaction types is determined according to the weight of the transaction corresponding to each historical transaction data, the layout of the multiple main service icons is adjusted according to the weight of each main service icon, a function interface matched with the target user is generated, and therefore the function icons which are frequently used by the user recently are arranged at the position where the user is easy to find or operate, the personalized requirements of the target user can be met, and the use experience of the target user of the bank software is improved.
In some embodiments of the present application, after generating the function interface matched with the target user, the method may further include: and sending the generated functional interface matched with the target user to the target user.
Specifically, after the functional interface matched with the target user is generated, the generated functional interface matched with the target user can be sent to the target user. For example, the generated function interface may be pushed to the client of the target user when the user installs or updates the bank software. In one embodiment, the prompt may be sent to the target user when the target user updates the banking software. The prompt information is used for prompting whether a target user needs to acquire a new function interface. And when the user clicks yes or no, the client generates confirmation information and returns the confirmation information to the bank software server. After receiving the confirmation information of the target user, the bank software server sends the generated function interface to the client of the target user under the condition that the confirmation information is yes (namely confirmation acquisition), and the client finishes updating the function interface after receiving the function interface. And in the case that the confirmation information is negative (namely, the confirmation information does not need to be acquired), the bank software server does not send the function interface to the client of the target user. By the method, whether the function menu layout of the bank software of the target user is reset can be determined according to the user intention.
In some embodiments of the present application, the main service icon may include a plurality of sub-service icons, the sub-service icons corresponding to transaction types in the main service icon; after determining the weight of each transaction type in the multiple transaction types according to the weight of the transaction corresponding to each historical transaction data, the method may further include: determining the weight of each sub-service icon in a plurality of sub-service icons in each main service icon according to the weight of each transaction type in a plurality of transaction types; and adjusting the layout of the plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
The main service icon corresponds to a service type, and the service type may include a plurality of transaction types. The sub-service icon corresponds to the transaction type in the main service icon. The main service icon may include a plurality of sub service icons. Fig. 3 shows a schematic diagram of a functional interface of banking software in an embodiment of the present application. As shown in fig. 3, the main service icon may include: inquiry, transfer, financing, payment, and credit card. Querying the main service icon may include the following sub-service icons: account management, transaction inquiry and transfer record inquiry. The transfer primary service icon may include the following secondary service icons: transfer remittance, account number transfer, two-dimensional code transfer, cross-border remittance and other bank card transfer. The financing main service icon may include the following sub-service icons: my financing, my fund, my foreign exchange, my bond, and my policy. The payment main service icon may include the following sub-service icons: applepay, scan, pay, collect, and payment management. The credit card primary service icon may include the following secondary service icons: credit card, temporary limit, and credit card repayment. The layout of each main service icon may be determined according to the weight of the main service icon. In addition, after determining the weight of each transaction type in the plurality of transaction types, the weight of each sub-service icon in the plurality of sub-service icons in each main service icon in the plurality of main service icons may be determined according to the weight of each transaction type in the plurality of transaction types, and the layout of each sub-service icon in each main service icon may be adjusted according to the weight of each sub-service icon in each main service icon. For example, the sub-service icon with a higher weight among the main service icons may be placed in a more prominent or convenient position for operation. For example, as shown in FIG. 3, the account management has a greater weight than the transaction query than the transfer record query. By the method, the generated functional interface can meet the individual requirements of the target user, the user experience is further improved, and the user operation is facilitated.
In some embodiments of the present application, adjusting a layout of a plurality of sub-service icons in each main service icon according to a weight of each sub-service icon in the plurality of sub-service icons in each main service icon includes: determining the weight of each position in the interface corresponding to each main service icon; and adjusting the position of each sub-service icon in the plurality of sub-service icons in each main service icon in the interface corresponding to each main service icon according to the weight of each position in the interface corresponding to each main service icon and the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
Specifically, the weight of each position in the interface corresponding to the main service icon may be determined. In one embodiment, the upper left position in the interface may be considered the origin of coordinates, with the horizontal direction set as the x-axis and the vertical direction set as the y-axis. The weight of the position with coordinates (i, j) may be a-i-j, where a may be a relatively large number to ensure that the calculated weight is positive. Illustratively, i and j may take 1, 2, 3. After determining the weight of each position in the interface corresponding to each main icon, the position of each sub-service icon in the plurality of sub-service icons in each main service icon in the interface corresponding to each main service icon may be adjusted according to the weight of each position in the interface corresponding to each service icon and the weight of each sub-service icon in each main service icon. For example, for the main service icon transfer, the transfer includes a plurality of sub service icon transfer remittances, account transfers and two-dimensional code transfers, wherein the weight of the transfer remittance is greater than the weight of the account transfer and greater than the weight of the two-dimensional code transfer, the transfer remittance may be set at the upper left position (0,0), the account transfer may be set at the (1,0) position, and the two-dimensional code transfer may be set at the (2,0) position. That is, the weight of each sub-service icon is positively correlated with the weight of the position where each sub-service icon is set. In other embodiments, the weight of each position in the interface corresponding to each main service icon may be determined in other manners, which is not limited in this application. By the method, the position of each service icon can be adjusted according to the weight of each service icon.
In some embodiments of the present application, adjusting the layout of the multiple sub-service icons in each main service icon according to the weight of each sub-service icon in the multiple sub-service icons in each main service icon may include: under the condition that the weights of at least two sub-service icons in a plurality of sub-service icons in each main service icon are equal, calculating the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons; and adjusting the layout of the at least two sub-service icons according to the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons.
In a case where weights of at least two sub-service icons among a plurality of sub-service icons in each main service icon are equal, it is inconvenient to adjust the layout of the at least two sub-service icons only according to the weights of the at least two sub-service icons. In this case, the similarity of the at least two sub-service icons with other sub-service icons of the main service icon may be considered. Wherein, the other sub-service icons refer to other sub-service icons except the at least two sub-service icons in the main service icon. A similarity between each of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons may be calculated. And then, the layout of the at least two sub-service icons can be adjusted according to the similarity between each sub-service icon and other sub-service icons in the at least two sub-service icons and the weights of other sub-service icons. By the method, the layout of at least two sub-service icons with equal weights can be adjusted.
In some embodiments of the present application, calculating a similarity between each of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons may include: acquiring a characteristic vector corresponding to each sub-service icon in a plurality of sub-service icons; and determining the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons according to the feature vector corresponding to each sub-service icon of the plurality of sub-service icons.
Specifically, a feature vector corresponding to each sub-service icon in a plurality of sub-service icons included in a main service icon including the at least two sub-service icons may be obtained. For example, the service feature data in the historical transaction data corresponding to each service icon may be extracted, and then the feature vector corresponding to each service icon may be generated according to the extracted service feature data. After the feature vector corresponding to each sub-service icon is generated, the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons can be determined according to the obtained feature vector corresponding to each sub-service icon of the plurality of sub-service icons. The calculation factors of the similarity are not specifically restricted, and the calculation factors may include, but are not limited to, euclidean distance, manhattan distance, and the like.
The method of determining the similarity in the above embodiments is exemplary, and the present application is not limited thereto. For example, in other embodiments, a set of dimensions for a transaction type may be given, which may include: transaction type, media type, whether cash is involved, etc., and a weight value is defined for each dimension, such as all 1's. When two sub-service icons are given, determining which dimensions the two sub-service icons are consistent in, and then adding weights corresponding to the consistent dimensions to obtain a sum which can be used as the similarity between the two sub-service icons.
In some embodiments of the present application, adjusting the layout of the at least two sub-service icons according to the similarity between each of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons may include: determining the correction weight of each sub-service icon in the at least two sub-service icons according to the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons and the weights of other sub-service icons; and adjusting the layout of the at least two sub-service icons according to the correction weight of each sub-service icon in the at least two sub-service icons.
After determining the similarity between at least two sub-service icons with equal weight and other sub-service icons, determining the revised weight of each of the at least two sub-service icons according to the similarity between each of the at least two sub-service icons and other sub-service icons and the weight of other sub-service icons. For example, a main service icon includes 5 sub-service icons A, B, C, D and E. The weight size relationship of each service icon is as follows: qA>QB>QC>QD＝QE. To determine the location of D and E, a similarity S between D and E and A, B and C, respectively, may be calculatedDA、SDB、SDC、SEA、SEBAnd SEC. Then, the correction weights of D and E can be calculated, wherein the correction weight of D is: qDM＝SDA·QA+SDB·QB+SDC·QCThe correction weight of E is: qEM＝SEA·QA+SEB·QB+SEC·QC. And adjusting the layout of the at least two sub-service icons according to the correction weight of each sub-service icon in the at least two sub-service icons. For example, the correction weight Q if DDMCorrection weights Q greater than EEMD is placed at a more heavily weighted position. Through the method, the layout of the at least two sub-service icons can be adjusted according to the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons with equal weight and the weight of other sub-service icons.
The above method is described below with reference to a specific example, however, it should be noted that the specific example is only for better describing the present application and is not to be construed as limiting the present application.
In this specific embodiment, the method for generating the bank software functional interface may include the following steps:
step 1, a bank software server can acquire a plurality of historical transaction data generated by a target user through a plurality of bank channels within a preset time period, wherein the plurality of bank channels comprise at least one of the following: telephone banking channels, cell phone banking channels, internet banking channels, and physical banking channels.
Step 2, the bank software server may determine a weight of a transaction corresponding to each historical transaction data according to an occurrence time of a transaction corresponding to each historical transaction data in the plurality of historical transaction data, specifically, may determine a time interval between the occurrence time of the transaction corresponding to each historical transaction data and a current time, and determine a weight of a transaction corresponding to each historical transaction data according to the time interval corresponding to each historical transaction data, wherein the weight of the transaction corresponding to each historical transaction data is inversely proportional to the time interval corresponding to each historical transaction data.
And 3, the bank software server can determine the weight of each transaction type in a plurality of transaction types according to the weight of the transaction corresponding to each historical transaction data, wherein one transaction type can comprise one or more pieces of historical transaction data, and the weight of the transaction type can be the sum of the weights of the transactions corresponding to one or more pieces of historical transaction data included in the transaction type.
And 4, the bank software server can determine the weight of each main service icon in the preset plurality of main service icons according to the weight of each transaction type in the plurality of transaction types, wherein the preset main service icon corresponds to one or more transaction types in the plurality of transaction types, and the weight of the main service icon can be the sum of the weights of the one or more transaction types included in the main service icon.
And 5, the bank software server can adjust the layout of each main business icon in the functional interface of the bank software according to the weight of each main business icon, and specifically, the main business icon with large weight can be prevented from being more obvious in the functional interface or being convenient to operate.
Step 6, the bank software server can determine the weight of each sub-service icon in the plurality of sub-service icons in each main service icon according to the weight of each transaction type in the plurality of transaction types, and adjust the layout of the plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon, wherein the main service icon can include one or more sub-service icons, specifically, the weight of each position in the interface corresponding to each main service icon can be determined, and the position of each sub-service icon in the plurality of sub-service icons in each main service icon in the interface corresponding to each main service icon can be adjusted according to the weight of each position in the interface corresponding to each main service icon and the weight of each sub-service icon in the plurality of sub-service icons in each main service icon. In addition, under the condition that the weights of at least two sub-service icons in the plurality of sub-service icons in each main service icon are equal, the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons can be calculated; and adjusting the layout of the at least two sub-service icons according to the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons.
And 7, the bank software server can generate a function interface matched with the target user.
Step 8, when the target user updates the bank software, the bank software server can send prompt information to the target user, wherein the prompt information is used for prompting the target user whether to acquire a new functional interface; and receiving confirmation information returned by the target user through the client in response to the prompt message, and sending the functional interface to the client of the target user to update the functional interface under the condition that the confirmation information is obtained.
In the scheme, based on the time interval between the occurrence time and the current time of the transaction corresponding to each historical transaction data in the multiple pieces of historical transaction data of the target user, the weight of the transaction corresponding to each historical transaction data is determined, the weight of multiple main service icons comprising multiple transaction types is determined according to the weight of the transaction corresponding to each historical transaction data, so that the layout of the multiple main service icons is adjusted according to the weight of each main service icon, the weight of each sub service icon contained in each main service icon is determined according to the weight of each transaction type, the layout of each sub service icon is adjusted according to the weight of each sub service icon, and a function interface matched with the target user is generated. The use experience of the target user of the bank software is improved.
Based on the same inventive concept, the embodiment of the present application further provides a device for generating a functional interface of bank software, as described in the following embodiments. The principle of the device for generating the bank software functional interface for solving the problems is similar to the method for generating the bank software functional interface, so the implementation of the device for generating the bank software functional interface can refer to the implementation of the method for generating the bank software functional interface, and repeated parts are not described again. As used hereinafter, the term "unit" or "module" may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated. Fig. 4 is a block diagram of a structure of a bank software functional interface generating apparatus according to an embodiment of the present application, and as shown in fig. 4, the bank software functional interface generating apparatus includes: the following describes the configuration of the acquisition module 401, the first determination module 402, the second determination module 403, the third determination module 404, and the generation module 405.
The obtaining module 401 is configured to obtain multiple pieces of historical transaction data of a target user.
The first determining module 402 is configured to determine a weight of a transaction corresponding to each historical transaction data according to an occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data.
The second determining module 403 is configured to determine a weight of each transaction type in the multiple transaction types according to the weight of the transaction corresponding to each historical transaction data.
The third determining module 404 is configured to determine a weight of each main service icon in the preset plurality of main service icons according to the weight of each transaction type in the plurality of transaction types.
The generating module 405 is configured to adjust the layout of each main service icon in the functional interface of the banking software according to the weight of each main service icon, and generate a functional interface matched with the target user.
In some embodiments of the present application, the apparatus further includes a push module, where the push module is configured to: and after the function interface matched with the target user is generated, pushing the generated function interface matched with the target user to the target user.
In some embodiments of the present application, the main service icon includes a plurality of sub-service icons, the sub-service icons corresponding to transaction types in the main service icon; the generating module may be further specifically configured to: determining the weight of each sub-service icon in a plurality of sub-service icons in each main service icon according to the weight of each transaction type in a plurality of transaction types; and adjusting the layout of the plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
In some embodiments of the present application, the first determining module may be specifically configured to: determining a time interval between the occurrence time of the transaction corresponding to each historical transaction data and the current time; and determining the weight of the transaction corresponding to each historical transaction data according to the time interval corresponding to each historical transaction data, wherein the weight of the transaction corresponding to each historical transaction data is inversely proportional to the time interval corresponding to each historical transaction data.
In some embodiments of the present application, the generation module may be specifically configured to: determining the weight of each position in the interface corresponding to each main service icon; and adjusting the position of each sub-service icon in the plurality of sub-service icons in each main service icon in the interface corresponding to each main service icon according to the weight of each position in the interface corresponding to each main service icon and the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
In some embodiments of the present application, the generation module may be specifically configured to: under the condition that the weights of at least two sub-service icons in a plurality of sub-service icons in each main service icon are equal, calculating the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons; and adjusting the layout of the at least two sub-service icons according to the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons.
In some embodiments of the present application, calculating a similarity between each of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons may include: acquiring a characteristic vector corresponding to each sub-service icon in a plurality of sub-service icons; and determining the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons according to the feature vector corresponding to each sub-service icon of the plurality of sub-service icons.
In some embodiments of the present application, adjusting the layout of the at least two sub-service icons according to the similarity between each of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons may include: determining the correction weight of each sub-service icon in the at least two sub-service icons according to the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons and the weights of other sub-service icons; and adjusting the layout of the at least two sub-service icons according to the correction weight of each sub-service icon in the at least two sub-service icons.
From the above description, it can be seen that the embodiments of the present application achieve the following technical effects: the method comprises the steps of determining the weight of a transaction corresponding to each historical transaction data based on the occurrence time of the transaction corresponding to each historical transaction data in a plurality of pieces of historical transaction data of a target user, determining the weight of a plurality of main service icons comprising a plurality of transaction types according to the weight of the transaction corresponding to each historical transaction data, adjusting the layout of the plurality of main service icons according to the weight of each main service icon, and generating a functional interface matched with the target user, so that the functional icons frequently used by the user recently are arranged at positions easy to find or operate by the user, the personalized requirements of the target user can be met, and the use experience of the target user of bank software is improved.
The embodiment of the present application further provides a computer device, which may specifically refer to a schematic structural diagram of a computer device shown in fig. 5 and based on the bank software function interface generation method provided in the embodiment of the present application, where the computer device may specifically include an input device 51, a processor 52, and a memory 53. Wherein the memory 53 is configured to store processor-executable instructions. The processor 52, when executing the instructions, implements the steps of the bank software functional interface generating method described in any of the above embodiments.
In this embodiment, the input device may be one of the main apparatuses for information exchange between a user and a computer system. The input device may include a keyboard, a mouse, a camera, a scanner, a light pen, a handwriting input board, a voice input device, etc.; the input device is used to input raw data and a program for processing the data into the computer. The input device can also acquire and receive data transmitted by other modules, units and devices. The processor may be implemented in any suitable way. For example, the processor may take the form of, for example, a microprocessor or processor and a computer-readable medium that stores computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, an embedded microcontroller, and so forth. The memory may in particular be a memory device used in modern information technology for storing information. The memory may include multiple levels, and in a digital system, the memory may be any memory as long as it can store binary data; in an integrated circuit, a circuit without a physical form and with a storage function is also called a memory, such as a RAM, a FIFO and the like; in the system, the storage device in physical form is also called a memory, such as a memory bank, a TF card and the like.
In this embodiment, the functions and effects of the specific implementation of the computer device can be explained in comparison with other embodiments, and are not described herein again.
The embodiment of the present application further provides a computer storage medium based on the bank software functional interface generation method, where the computer storage medium stores computer program instructions, and when the computer program instructions are executed, the steps of the bank software functional interface generation method in any of the above embodiments are implemented.
In the present embodiment, the storage medium includes, but is not limited to, a Random Access Memory (RAM), a Read-Only Memory (ROM), a Cache (Cache), a Hard disk (HDD), or a Memory Card (Memory Card). The memory may be used to store computer program instructions. The network communication unit may be an interface for performing network connection communication, which is set in accordance with a standard prescribed by a communication protocol.
In this embodiment, the functions and effects specifically realized by the program instructions stored in the computer storage medium can be explained by comparing with other embodiments, and are not described herein again.
It will be apparent to those skilled in the art that the modules or steps of the embodiments of the present application described above may be implemented by a general purpose computing device, they may be centralized on a single computing device or distributed across a network of multiple computing devices, and alternatively, they may be implemented by program code executable by a computing device, such that they may be stored in a storage device and executed by a computing device, and in some cases, the steps shown or described may be performed in an order different from that described herein, or they may be separately fabricated into individual integrated circuit modules, or multiple ones of them may be fabricated into a single integrated circuit module. Thus, embodiments of the present application are not limited to any specific combination of hardware and software.
It is to be understood that the above description is intended to be illustrative, and not restrictive. Many embodiments and many applications other than the examples provided will be apparent to those of skill in the art upon reading the above description. The scope of the application should, therefore, be determined not with reference to the above description, but instead should be determined with reference to the pending claims along with the full scope of equivalents to which such claims are entitled.
The above description is only a preferred embodiment of the present application and is not intended to limit the present application, and it will be apparent to those skilled in the art that various modifications and variations can be made in the embodiment of the present application. Any modification, equivalent replacement, improvement and the like made within the spirit and principle of the present application shall be included in the protection scope of the present application.

Claims (16)

1. A bank software functional interface generation method is characterized by comprising the following steps:
acquiring a plurality of pieces of historical transaction data of a target user;
determining the weight of the transaction corresponding to each historical transaction data according to the occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data;
determining the weight of each transaction type in a plurality of transaction types according to the weight of the transaction corresponding to each historical transaction data;
determining the weight of each main service icon in a plurality of preset main service icons according to the weight of each transaction type in the plurality of transaction types;
and adjusting the layout of each main business icon in the functional interface of the bank software according to the weight of each main business icon, and generating a functional interface matched with the target user.
2. The method of claim 1, after generating the function interface matching the target user, further comprising:
and pushing the generated function interface matched with the target user to the target user.
3. The method of claim 1, wherein the main service icon comprises a plurality of sub-service icons, the sub-service icons corresponding to transaction types in the main service icon;
after determining the weight of each transaction type in a plurality of transaction types according to the weight of the transaction corresponding to each historical transaction data, the method further comprises the following steps:
determining the weight of each sub-service icon in a plurality of sub-service icons in each main service icon according to the weight of each transaction type in the plurality of transaction types;
and adjusting the layout of a plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
4. The method of claim 1, wherein determining the weight of the transaction corresponding to each historical transaction data according to the occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data comprises:
determining a time interval between the occurrence time of the transaction corresponding to each historical transaction data and the current time;
determining the weight of the transaction corresponding to each historical transaction data according to the time interval corresponding to each historical transaction data, wherein the weight of the transaction corresponding to each historical transaction data is inversely proportional to the time interval corresponding to each historical transaction data.
5. The method of claim 3, wherein adjusting the layout of the plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon comprises:
determining the weight of each position in the interface corresponding to each main service icon;
and adjusting the position of each sub-service icon in the plurality of sub-service icons in each main service icon in the interface corresponding to each main service icon according to the weight of each position in the interface corresponding to each main service icon and the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
6. The method of claim 3, wherein adjusting the layout of the plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon comprises:
under the condition that the weights of at least two sub-service icons in a plurality of sub-service icons in each main service icon are equal, calculating the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons;
and adjusting the layout of the at least two sub-service icons according to the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons.
7. The method of claim 6, wherein calculating the similarity between each of the at least two sub-service icons and the other sub-service icons of the plurality of sub-service icons comprises:
acquiring a feature vector corresponding to each sub-service icon in the plurality of sub-service icons;
and determining the similarity between each of the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons according to the feature vector corresponding to each of the plurality of sub-service icons.
8. The method of claim 6, wherein adjusting the layout of the at least two sub-service icons according to the similarity between each of the at least two sub-service icons and the other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons comprises:
determining a correction weight of each of the at least two sub-service icons according to the similarity between each of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons;
and adjusting the layout of the at least two sub-service icons according to the correction weight of each sub-service icon in the at least two sub-service icons.
9. A bank software functional interface generating apparatus, comprising:
the acquisition module is used for acquiring a plurality of pieces of historical transaction data of a target user;
the first determining module is used for determining the weight of the transaction corresponding to each historical transaction data according to the occurrence time of the transaction corresponding to each historical transaction data in the plurality of historical transaction data;
the second determining module is used for determining the weight of each transaction type in the multiple transaction types according to the weight of the transaction corresponding to each historical transaction data;
the third determining module is used for determining the weight of each main service icon in the preset plurality of main service icons according to the weight of each transaction type in the plurality of transaction types;
and the generating module is used for adjusting the layout of each main business icon in the functional interface of the bank software according to the weight of each main business icon, and generating the functional interface matched with the target user.
10. The apparatus of claim 9, further comprising a push module to:
after the function interface matched with the target user is generated, pushing the generated function interface matched with the target user to the target user.
11. The apparatus of claim 9, wherein the main service icon comprises a plurality of sub-service icons, the sub-service icons corresponding to transaction types in the main service icon;
the generation module is further to:
determining the weight of each sub-service icon in a plurality of sub-service icons in each main service icon according to the weight of each transaction type in the plurality of transaction types;
and adjusting the layout of a plurality of sub-service icons in each main service icon according to the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
12. The apparatus of claim 9, wherein the first determining module is specifically configured to:
determining a time interval between the occurrence time of the transaction corresponding to each historical transaction data and the current time;
determining the weight of the transaction corresponding to each historical transaction data according to the time interval corresponding to each historical transaction data, wherein the weight of the transaction corresponding to each historical transaction data is inversely proportional to the time interval corresponding to each historical transaction data.
13. The apparatus of claim 11, wherein the generating module is specifically configured to:
determining the weight of each position in the interface corresponding to each main service icon;
and adjusting the position of each sub-service icon in the plurality of sub-service icons in each main service icon in the interface corresponding to each main service icon according to the weight of each position in the interface corresponding to each main service icon and the weight of each sub-service icon in the plurality of sub-service icons in each main service icon.
14. The apparatus of claim 11, wherein the generating module is specifically configured to:
under the condition that the weights of at least two sub-service icons in a plurality of sub-service icons in each main service icon are equal, calculating the similarity between each sub-service icon in the at least two sub-service icons and other sub-service icons in the plurality of sub-service icons;
and adjusting the layout of the at least two sub-service icons according to the similarity between each sub-service icon of the at least two sub-service icons and other sub-service icons of the plurality of sub-service icons and the weights of the other sub-service icons.
15. A computer device comprising a processor and a memory for storing processor-executable instructions which, when executed by the processor, implement the steps of the method of any one of claims 1 to 8.
16. A computer-readable storage medium having computer instructions stored thereon which, when executed, implement the steps of the method of any one of claims 1 to 8.
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