CN111127029A - VR video-based payment method and system - Google Patents

VR video-based payment method and system Download PDF

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Publication number
CN111127029A
CN111127029A CN201911375453.1A CN201911375453A CN111127029A CN 111127029 A CN111127029 A CN 111127029A CN 201911375453 A CN201911375453 A CN 201911375453A CN 111127029 A CN111127029 A CN 111127029A
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China
Prior art keywords
preset
payment information
video
payment
real
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CN201911375453.1A
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Chinese (zh)
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付璐琪
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Shanghai Noah Investment Management Co ltd
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Shanghai Noah Investment Management Co ltd
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Priority to CN201911375453.1A priority Critical patent/CN111127029A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0484Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
    • G06F3/04845Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range for image manipulation, e.g. dragging, rotation, expansion or change of colour
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06TIMAGE DATA PROCESSING OR GENERATION, IN GENERAL
    • G06T19/00Manipulating 3D models or images for computer graphics
    • G06T19/006Mixed reality

Abstract

The invention discloses a payment method based on a VR video, which comprises the steps of pre-inputting user-defined payment information of a target user; receiving a payment request of a target user, and playing a preset VR video to the target user; collecting real-time payment information generated when the target user watches the preset VR video, and comparing the custom payment information with the real-time payment information; and if the custom payment information is matched with the real-time payment information, the payment request is passed. Compared with the prior art, the method and the device can improve the experience of the user and improve the payment safety. In addition, the invention also provides a payment system based on the VR video.

Description

VR video-based payment method and system
Technical Field
The invention relates to the technical field of financial security, in particular to a payment method and system based on a VR video.
Background
With the continuous development of science and technology, mobile payment is increasingly popularized. Mobile payment refers to a payment method for making payment using a mobile device, and a user can pay for each service or physical goods using the mobile device without using cash, a check, or a credit card. The mobile payment effectively combines the internet, the terminal equipment and the financial institution to form a novel payment system.
At present, there is a payment method using a VR (Virtual Reality) device, that is, a user can input a payment password in a Virtual keyboard of a VR scene through the VR device to complete payment. However, the above method for inputting the payment password in the virtual keyboard is too single, and the user experience is poor.
Disclosure of Invention
In order to solve the problems in the prior art, embodiments of the present invention provide a VR video-based payment method and system. The technical scheme is as follows:
in a first aspect, the present application provides a VR video-based payment method, including:
the method comprises the steps of pre-inputting custom payment information of a target user, wherein the custom payment information at least comprises a preset pattern selected by the target user;
receiving a payment request of a target user, and playing a preset VR video to the target user, wherein the preset VR video is generated based on a template VR video and the custom payment information;
collecting real-time payment information generated when the target user watches the preset VR video, and comparing the custom payment information with the real-time payment information;
and if the custom payment information is matched with the real-time payment information, the payment request is passed.
Optionally, the custom payment information further includes a preset position where the preset pattern appears;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position.
Optionally, if the custom payment information is matched with the real-time payment information, the step of passing the payment request specifically includes:
and if the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
Optionally, the custom payment information further includes a preset position where the preset pattern appears and a preset time period where the preset pattern appears;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position within the preset time period.
Optionally, if the custom payment information is matched with the real-time payment information, the step of passing the payment request specifically includes:
and if the generation moment of the real-time payment information belongs to the preset time period and the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
Optionally, after comparing the custom payment information with the real-time payment information, the method further includes:
if the custom payment information is not matched with the real-time payment information, detecting whether the current payment times exceed preset times;
if so, rejecting the payment request; and if not, prompting the target user to pay again.
Optionally, the preset VR video at least includes position prompt information and/or time prompt information.
In a second aspect, the application provides a payment system based on a VR video, which includes VR equipment and a server, wherein the server includes an entry module, a receiving module, a collecting and comparing module, and a payment processing module;
the input module is used for inputting custom payment information of a target user in advance, wherein the custom payment information at least comprises a preset pattern selected by the target user;
the receiving module is used for receiving a payment request of a target user and playing a preset VR video to the target user, wherein the preset VR video is generated based on a template VR video and the custom payment information;
the acquisition and comparison module is used for acquiring real-time payment information generated when the target user watches the preset VR video and comparing the custom payment information with the real-time payment information;
and the payment processing module is used for passing the payment request if the custom payment information is matched with the real-time payment information.
Optionally, the custom payment information further includes a preset position where the preset pattern appears;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position.
Optionally, the payment processing module is specifically configured to:
and if the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
Optionally, the custom payment information further includes a preset position where the preset pattern appears and a preset time period where the preset pattern appears;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position within the preset time period.
Optionally, the payment processing module is specifically configured to:
and if the generation moment of the real-time payment information belongs to the preset time period and the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
Optionally, the server further includes:
the detection module is used for detecting whether the current payment times exceed the preset times or not if the custom payment information is not matched with the real-time payment information;
if so, rejecting the payment request; and if not, prompting the target user to pay again.
Optionally, the preset VR video at least includes position prompt information and/or time prompt information.
In a third aspect, the present application provides a server comprising a processor and a memory, the memory having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions, which is loaded and executed by the processor to implement the VR video based payment method according to the first aspect.
In a fourth aspect, the present application provides a computer-readable storage medium having stored therein at least one instruction, at least one program, set of codes, or set of instructions, which is loaded and executed by a processor to implement the VR video based payment method as described in the first aspect.
The technical scheme provided by the embodiment of the invention has the following beneficial effects:
in the embodiment of the invention, the user-defined payment information of a target user is input in advance; receiving a payment request of a target user, and playing a preset VR video to the target user; collecting real-time payment information generated when a target user watches a preset VR video, and comparing the custom payment information with the real-time payment information; and if the custom payment information and the real-time payment information are matched, the payment request is passed. Therefore, the user can pay in the process of watching the VR video by playing the preset VR video, the user is not limited to a single keyboard input scene, and the experience of the user is greatly improved. In addition, under a VR scene, the combination types of massive preset patterns and preset positions can be set, and the safety of payment can be guaranteed.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a flowchart of a VR video-based payment method according to an embodiment of the present invention;
fig. 2 is a system architecture diagram of a VR video-based payment system according to an embodiment of the present invention;
fig. 3 is a system architecture diagram of another VR video-based payment system provided by an embodiment of the invention;
FIG. 4 is a schematic structural diagram of a computer-readable storage medium according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of a server according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, embodiments of the present invention will be described in detail with reference to the accompanying drawings.
The embodiment of the invention provides a payment method based on a VR (virtual reality) video, an execution main body of the method can be a server in any payment system, such as a Unionpay payment system, a Paibao payment system, a WeChat payment system, an apple payment system and the like, and the server can receive a payment request from VR equipment and can judge whether the payment request passes through or not. The server may include a processor, a memory, and a transceiver, wherein the processor may be configured to perform VR video-based payment processing, the memory may be configured to store data required and generated during the processing, and the transceiver may be configured to receive and transmit data associated with the processing.
Fig. 1 is a flowchart of a method for payment based on VR video according to an embodiment of the present invention, where the method includes:
and S100, inputting the custom payment information of the target user in advance.
In an embodiment of the present invention, the purpose of this step is to obtain the customized payment information of the target user, which is similar to the payment password, and which can be used to confirm the identity of the target user. The input mode of the custom payment information can be various, and the custom payment information can be set on a screen of a smart phone or a personal computer or set in a voice mode. Specifically, the customized payment information at least includes a preset pattern selected by the target user. When the user-defined payment information is input, the target user can select the preset pattern from the given limited number of patterns, and the preset pattern provided by the target user can be additionally added.
In the preferred embodiment of the present invention, the type of the predetermined pattern may be one or more, such as various patterns including a number pattern, a character pattern, an animal pattern, and a plant pattern.
S200, receiving a payment request of a target user, and playing a preset VR video to the target user.
In the embodiment of the invention, the target user can carry out payment operation through VR equipment such as VR glasses and VR handles. For example, the target user initiates payment in a mode that VR glasses and VR handle are matched with each other, the target user can view a payment process interface in the VR glasses, and then can select operation through the VR handle, so that the target user can enter the payment interface. Thereafter, the VR device may generate a corresponding payment request based on the above operation of the target user, and send it to the remote server. Therefore, the server can receive a payment request of a target user, and then the server can send a playing instruction to VR equipment used by the target user to indicate the VR equipment to play a preset VR video to the target user, wherein the preset VR video can be generated based on the preset pattern set in the template VR video, the template VR video can be a pre-recorded VR video, and various patterns contained in the template VR video can be adjusted.
In the embodiment of the present invention, the customized payment information may further include a preset position where the preset pattern appears, where the preset position may be a position with low accuracy, such as north, south, east, west, left, right, up, down, or a position with high accuracy, such as horizontal 1 ° -180 °, and vertical 1 ° -180 °. In a preferred embodiment of the present invention, the preset VR video may be generated by adjusting a position of a preset pattern in the template VR video to a preset position. Taking the preset pattern as a digital pattern, the preset position as east, south and north, the target user setting number 1 to east, number 2 to west, number 3 to south, and number 4 to north as the self-defined payment information, the positions of the numbers 1 to 4 in the template VR video can be adjusted to the above positions according to the self-defined payment information, so as to obtain the preset VR video. It should be noted that, redundant information may be set in the preset VR video to improve the security, for example, under the condition of the customized payment information that the number 1 is located in the east, other redundant patterns, such as other number patterns or plant patterns, may be set in the preset VR video in the east, so as to reduce the attention level of the number 1.
In the embodiment of the present invention, the customized payment information may further include a preset time period in which the preset pattern appears. In a preferred embodiment of the present invention, the preset VR video may be generated by adjusting a position of a preset pattern in the template VR video to a preset position within a preset time period. Taking the preset time period as 15 seconds to 35 seconds as an example, under the condition that the number 1 is located in the east custom payment information, the positions of the numbers 1-4 in the template VR video within the time period of 15 seconds to 35 seconds can be adjusted to the positions to obtain the preset VR video.
S300, collecting real-time payment information generated when the target user watches the preset VR video, and comparing the custom payment information with the real-time payment information.
In the embodiment of the invention, the target user can pay in the process of watching the preset VR video, for example, the target user can select a pattern at a certain position by wearing VR glasses to stay for a set time, or the target user can pay by operating the VR handle to select the pattern at the certain position. In this way, the VR device may collect real-time payment information generated by the target user, i.e., a pattern of specific locations selected by the target user. Thereafter, the VR device may transmit the real-time payment information to a server. And the server can receive the real-time payment information and then compare the user-defined payment information with the real-time payment information to judge whether the payment request passes or not.
S400, if the custom payment information is matched with the real-time payment information, the payment request is passed.
In the embodiment of the present invention, for a situation that the customized payment information includes a preset position where the preset pattern appears but does not include a preset time period where the preset pattern appears, the server may determine whether to pass the payment request according to the following comparison manner: and if the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, passing the payment request. Further, the server rejects the payment request when the position of the preset pattern in the real-time payment information in the preset VR video is different from the preset position.
For the situation that the custom payment information contains the preset position where the preset pattern appears and contains the preset time period where the preset pattern appears, whether the payment request passes or not can be judged according to the following comparison mode: and if the generation moment of the real-time payment information belongs to a preset time interval and the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, passing the payment request. Further, the server rejects the payment request when the generation time of the real-time payment information does not belong to the preset time period, or the generation time of the real-time payment information belongs to the preset time period, but the position of the preset pattern in the real-time payment information in the preset VR video is different from the preset position.
Optionally, after comparing the custom payment information with the real-time payment information, the following processing may be performed: if the custom payment information is not matched with the real-time payment information, detecting whether the current payment times exceed the preset times or not; if so, rejecting the payment request; if not, the target user is prompted to re-pay.
In this embodiment, in order to further improve the payment security, the number of times of payment of the user on the day may be set, for example, to three times, and when the number of times of payment of the user on the day exceeds the set preset number, an account lock operation or the like may be performed. Therefore, for the condition that the custom payment information is not matched with the real-time payment information, the server can detect whether the current payment times of the target user exceeds the preset times. And if the current payment times of the target user exceed the preset times, the server refuses the payment request and can display corresponding prompt information. And if the current payment times of the target user do not exceed the preset times, the server prompts the target user to pay again.
It is noted that although the steps of the methods of the present invention are depicted in the drawings in a particular order, this does not require or imply that the steps must be performed in this particular order, or that all of the depicted steps must be performed, to achieve desirable results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step execution, and/or one step broken down into multiple step executions, etc. Additionally, it will also be readily appreciated that the steps may be performed synchronously or asynchronously, e.g., among multiple modules/processes/threads.
In a preferred embodiment of the present invention, the preset VR video may further include at least one of position prompt information and time prompt information, where the position prompt information may be a position range indicated by the current picture, such as 5 ° -95 ° horizontally, 5 ° -95 ° vertically, or a position where the current line of sight of the target user stays, such as 5 ° horizontally and 5 ° vertically; the time cue information may be the played time of the VR video. Specifically, the VR device may display the position prompt information and the time prompt information in an area viewable by the target user, such as an upper right corner of the current area, according to the change of the user view angle, so as to help the user confirm the position where the current frame is located and the played time, thereby ensuring that the target user accurately completes payment according to the custom payment information.
In the preferred embodiment of the present invention, the type of the template VR video may be one or more, such as animation system, ancient style, european and american style, etc., and the specific type thereof is not limited herein.
In the embodiment of the invention, the user-defined payment information of a target user is input in advance; receiving a payment request of a target user, and playing a preset VR video to the target user; collecting real-time payment information generated when the target user watches the preset VR video, and comparing the custom payment information with the real-time payment information; and if the custom payment information is matched with the real-time payment information, the payment request is passed. Therefore, the user can pay in the process of watching the VR video by playing the preset VR video, the user is not limited to a single keyboard input scene, and the experience of the user is greatly improved. In addition, under a VR scene, the combination types of massive preset patterns and preset positions can be set, and the safety of payment can be guaranteed.
Referring to fig. 2, a VR video-based payment system according to an embodiment of the present invention includes a VR device 100 and a server 200, where the VR device 100 and the server 200 may be connected by a wired or wireless connection, and specifically, the VR device 100 may be VR glasses, a VR handle, and the like.
Specifically, the server 200 includes an entry module 210, a receiving module 220, an acquisition and comparison module 230, and a payment processing module 240.
The entry module 210 is configured to enter user-defined payment information of a target user in advance, where the user-defined payment information at least includes a preset pattern selected by the target user.
The receiving module 220 is configured to receive a payment request of a target user, and play a preset VR video to the target user, where the preset VR video is generated based on a template VR video and the custom payment information.
The collecting and comparing module 230 is configured to collect real-time payment information generated when the target user watches the preset VR video, and compare the custom payment information with the real-time payment information.
A payment processing module 240, configured to pass the payment request if the custom payment information and the real-time payment information match.
Optionally, the custom payment information further includes a preset position where the preset pattern appears;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position.
Optionally, the payment processing module 240 is specifically configured to:
and if the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
Optionally, the custom payment information further includes a preset position where the preset pattern appears and a preset time period where the preset pattern appears;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position within the preset time period.
Optionally, the payment processing module 240 is specifically configured to:
and if the generation moment of the real-time payment information belongs to the preset time period and the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
Optionally, referring to fig. 3, a payment system based on a VR video according to an embodiment of the present invention is provided, where the server 200 further includes:
a detection module 250, configured to detect whether the number of times of current payment exceeds a preset number of times if the custom payment information is not matched with the real-time payment information; if so, rejecting the payment request; and if not, prompting the target user to pay again.
Optionally, the preset VR video at least includes position prompt information and/or time prompt information.
It should be noted that the system embodiment provided by the present invention may implement the implementation principle and the process of the method embodiment, which are not described herein again.
In an embodiment of the present invention, there is further provided a computer-readable storage medium, on which a computer program is stored, which when executed by, for example, a processor, can implement the steps of the VR video based payment method in any one of the above embodiments. In some possible embodiments, aspects of the invention may also be implemented in the form of a program product comprising program code for causing a terminal device to perform the steps according to various exemplary embodiments of the invention described in the VR video based payment method part of this specification, when the program product is run on the terminal device.
Fig. 4 is a schematic diagram of a computer-readable storage medium, referred to herein as a program product 400, which may employ a portable compact disc read only memory (CD-ROM) and include program code, and may be run on a terminal device, such as a personal computer, according to an embodiment of the present invention. However, the program product of the present invention is not limited in this respect, and in this document, a readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, or device.
The program product may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. A readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the readable storage medium include: an electrical connection having one or more wires, a portable disk, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
The computer readable storage medium may include a propagated data signal with readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A readable storage medium may also be any readable medium that is not a readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, or device. Program code embodied on a readable storage medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, as a stand-alone software package, partly on the user's computing device and partly on a remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., through the internet using an internet service provider).
Fig. 5 is a schematic structural diagram of a server according to an embodiment of the present invention. The server 500 may vary widely in configuration or performance and may include one or more central processors 522 (e.g., one or more processors) and memory 532, one or more storage media 530 (e.g., one or more mass storage devices) storing applications 542 or data 544. Memory 532 and storage media 530 may be, among other things, transient storage or persistent storage. The program stored on the storage medium 530 may include one or more modules (not shown), each of which may include a series of instruction operations for the server. Still further, the central processor 522 may be configured to communicate with the storage medium 530, and execute a series of instruction operations in the storage medium 530 on the server 500.
The server 500 may also include one or more power supplies 526, one or more wired or wireless network interfaces 550, one or more input-output interfaces 558, one or more keyboards 556, and/or one or more operating systems 541, such as Windows Server, Mac OS XTM, UnixTM, LinuxTM, FreeBSDTM, etc.
Server 500 may include memory, and one or more programs, wherein the one or more programs are stored in the memory and configured to be executed by the one or more processors include instructions for making VR video-based payments as described above.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware. With this understanding in mind, the above technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium, such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute the method according to the embodiments or some parts of the embodiments.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like that fall within the spirit and principle of the present invention are intended to be included therein.

Claims (16)

1. A VR video based payment method comprising:
the method comprises the steps of pre-inputting custom payment information of a target user, wherein the custom payment information at least comprises a preset pattern selected by the target user;
receiving a payment request of a target user, and playing a preset VR video to the target user, wherein the preset VR video is generated based on a template VR video and the custom payment information;
collecting real-time payment information generated when the target user watches the preset VR video, and comparing the custom payment information with the real-time payment information;
and if the custom payment information is matched with the real-time payment information, the payment request is passed.
2. The method of claim 1, wherein the custom payment information further comprises a preset location where the preset pattern appears;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position.
3. The method according to claim 2, wherein if the custom payment information and the real-time payment information match, the step of passing the payment request specifically comprises:
and if the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
4. The method of claim 1, wherein the custom payment information further comprises a preset position where the preset pattern appears and a preset time period where the preset pattern appears;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position within the preset time period.
5. The method according to claim 4, wherein if the custom payment information and the real-time payment information match, the step of passing the payment request specifically comprises:
and if the generation moment of the real-time payment information belongs to the preset time period and the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
6. The method of claim 1, wherein after comparing the custom payment information and the real-time payment information, further comprising:
if the custom payment information is not matched with the real-time payment information, detecting whether the current payment times exceed preset times;
if so, rejecting the payment request; and if not, prompting the target user to pay again.
7. The method of claim 1, wherein the predetermined VR video includes at least a location hint and/or a time hint.
8. A payment system based on a VR video is characterized by comprising VR equipment and a server, wherein the server comprises an input module, a receiving module, a collecting and comparing module and a payment processing module;
the input module is used for inputting custom payment information of a target user in advance, wherein the custom payment information at least comprises a preset pattern selected by the target user;
the receiving module is used for receiving a payment request of a target user and playing a preset VR video to the target user, wherein the preset VR video is generated based on a template VR video and the custom payment information;
the acquisition and comparison module is used for acquiring real-time payment information generated when the target user watches the preset VR video and comparing the custom payment information with the real-time payment information;
and the payment processing module is used for passing the payment request if the custom payment information is matched with the real-time payment information.
9. The system of claim 8, wherein the custom payment information further comprises a preset location where the preset pattern appears;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position.
10. The system of claim 9, wherein the payment processing module is specifically configured to:
and if the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
11. The system of claim 8, wherein the custom payment information further comprises a preset location of occurrence of the preset pattern and a preset time period of occurrence of the preset pattern;
the preset VR video is generated based on adjusting a position of the preset pattern in a template VR video to the preset position within the preset time period.
12. The system of claim 11, wherein the payment processing module is specifically configured to:
and if the generation moment of the real-time payment information belongs to the preset time period and the position of the preset pattern in the real-time payment information in the preset VR video is the same as the preset position, the payment request is passed.
13. The system of claim 8, wherein the server further comprises:
the detection module is used for detecting whether the current payment times exceed the preset times or not if the custom payment information is not matched with the real-time payment information;
if so, rejecting the payment request; and if not, prompting the target user to pay again.
14. The system of claim 8, wherein the predetermined VR video includes at least a location hint and/or a time hint.
15. A server, characterized in that the server comprises a processor and a memory, the memory having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions, which is loaded and executed by the processor to implement the VR video based payment method of any one of claims 1 to 7.
16. A computer readable storage medium having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions, which is loaded and executed by a processor to implement a VR video based payment method as claimed in any one of claims 1 to 7.
CN201911375453.1A 2019-12-27 2019-12-27 VR video-based payment method and system Pending CN111127029A (en)

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