CN111080273A - Aggregated payment method, server and merchant terminal thereof - Google Patents

Aggregated payment method, server and merchant terminal thereof Download PDF

Info

Publication number
CN111080273A
CN111080273A CN201911215595.1A CN201911215595A CN111080273A CN 111080273 A CN111080273 A CN 111080273A CN 201911215595 A CN201911215595 A CN 201911215595A CN 111080273 A CN111080273 A CN 111080273A
Authority
CN
China
Prior art keywords
payment
code
request
random
dimensional code
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201911215595.1A
Other languages
Chinese (zh)
Inventor
黄超广
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Guangzhou Yidejia Network Technology Co ltd
Original Assignee
Guangzhou Yidejia Network Technology Co ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Guangzhou Yidejia Network Technology Co ltd filed Critical Guangzhou Yidejia Network Technology Co ltd
Priority to CN201911215595.1A priority Critical patent/CN111080273A/en
Publication of CN111080273A publication Critical patent/CN111080273A/en
Pending legal-status Critical Current

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

Abstract

The invention relates to an aggregate payment method, a server and a merchant terminal thereof, wherein the aggregate payment method is applied to the server and comprises the following steps: s101: acquiring a payment request, wherein the payment request comprises a user ID, a merchant ID, a price and a return address; s102: judging whether the payment request contains all preset mandatory items, if so, generating a correct state code, and generating a random payment two-dimensional code according to the payment request, otherwise, generating an error state code, wherein the random payment two-dimensional code corresponds to a plurality of payment channels, and returning a payment certificate according to a return address, wherein the payment certificate contains the correct state code and the random payment two-dimensional code or contains the error state code; s103: a payment result is received, the payment result including a success status code indicating a successful payment or a failure status code indicating a failure to pay. The invention has the effects of providing a multi-channel payment mode and simplifying payment docking of merchants.

Description

Aggregated payment method, server and merchant terminal thereof
Technical Field
The invention relates to the technical field of mobile payment, in particular to an aggregated payment method, a server and a merchant terminal thereof.
Background
The rapid development of internet payment enables digital payment to enter thousands of households, particularly WeChat payment and Paibao payment, so that the consumption forms of most people are changed, but each large payment channel has a great defect that money of the other party cannot be received mutually. Some shopping malls, if various payment methods (such as WeChat payment, Payment, Unionpay fast payment) are needed, account numbers must be applied to the payment channels, and the method is time-consuming and labor-consuming and inconvenient for unified maintenance and financial statistics.
Disclosure of Invention
Aiming at the defects in the prior art, the invention aims to provide an aggregation payment method which has the effects of providing a multi-channel payment mode and simplifying payment docking of merchants.
The above object of the present invention is achieved by the following technical solutions:
an aggregate payment method applied to a server, the method comprising the following steps: s101: acquiring a payment request, wherein the payment request comprises a user ID, a merchant ID, a price and a return address; s102: judging whether the payment request contains all preset mandatory items, if so, generating a correct state code, and generating a random payment two-dimensional code according to the payment request, otherwise, generating an error state code, wherein the random payment two-dimensional code corresponds to a plurality of payment channels, and returning a payment certificate according to a return address, wherein the payment certificate contains the correct state code and the random payment two-dimensional code or contains the error state code; s103: a payment result is received, the payment result including a success status code indicating a successful payment or a failure status code indicating a failure to pay.
Further, the payment request also includes a request time.
The invention also aims to provide an aggregation payment method.
The second aim of the invention is realized by the following technical scheme:
an aggregate payment method applied to a merchant terminal, the method comprising the following steps: s201: sending a payment request, wherein the payment request comprises a user ID, a merchant ID, a price, a return address and request time; s202: receiving a payment voucher, wherein the payment voucher comprises a correct state code and a random payment two-dimensional code or comprises an error state code; s203: if the correct state code is received, displaying a two-dimensional code picture according to the random payment two-dimensional code, and if the wrong state code is received, failing to display the request; s204: polling the payment result; s205: a returned payment result is received.
Further, the step S201 further includes the following steps: s2011: and verifying whether the user ID and the merchant ID are in a tradable state, if so, sending a payment request, and if not, displaying a tradable state.
The third purpose of the invention is to provide a server.
The third object of the invention is realized by the following technical scheme:
a server, the server comprising: the system comprises an acquisition module, a processing module and a processing module, wherein the acquisition module is used for acquiring a payment request, and the payment request comprises a user ID, a merchant ID, a price and a return address; the processing module is used for judging whether the payment request contains all preset required items, generating a correct state code if the payment request contains all preset required items, generating a random payment two-dimensional code according to the payment request, wherein the random payment two-dimensional code corresponds to a plurality of payment channels, and returning a payment certificate according to a return address if the payment request does not contain all preset required items, wherein the payment certificate contains the correct state code and the random payment two-dimensional code or contains the error state code; the acquisition module is further used for receiving a payment result, and the payment result comprises a success status code for indicating payment success or a failure status code for indicating payment failure.
The fourth purpose of the invention is to provide a business user end.
The fourth object of the invention is realized by the following technical scheme:
a merchant terminal, the merchant terminal comprising: a sending module, configured to send a payment request, where the payment request includes a user ID, a merchant ID, a price, a return address, and a request time; the receiving module is used for receiving a payment certificate, and the payment certificate comprises a correct state code and a random payment two-dimensional code or comprises an error state code; the display module is used for displaying the two-dimensional code picture according to the random payment two-dimensional code; the polling module is used for polling the payment result; the receiving module is also used for receiving the returned payment result.
Further, the customer premises end further comprises: and the verification module is used for verifying whether the user ID and the merchant ID are in a tradable state, if so, sending a payment request, and if not, displaying a tradable state.
The invention also provides a computer readable storage medium.
The fifth invention object of the present invention is achieved by the following technical solutions:
a computer-readable storage medium, storing a computer program which, when executed by a processor, implements the steps of the above aggregate payment method.
In summary, the invention includes at least one of the following beneficial technical effects:
(1) the realization server provides a random payment two-dimensional code, a user can perform code scanning payment by using a payment control of any one payment channel, and the server jumps to a multi-party payment channel to complete the payment process;
(2) the merchant has convenient access, and the commerce does not need to apply for account numbers to various payment channels, thereby being convenient for unified maintenance and financial statistics.
Drawings
FIG. 1 is a flow chart of an aggregated payment method of the present invention applied to a server;
FIG. 2 is a flow chart of an aggregated payment method applied to a merchant site in accordance with the present invention;
FIG. 3 is a system block diagram of the server of the present invention;
FIG. 4 is a system block diagram of a business end of the present invention;
fig. 5 is a general flow chart of the aggregate payment of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings.
Referring to fig. 1, the aggregated payment method disclosed by the present invention is applied to a server, and includes the following steps:
s101: a payment request is obtained, the payment request including a user ID, a merchant ID, a price, and a return address.
In the embodiment of the invention, the merchant ID is the unique identification code of the business end, the user ID is the unique identification code of the user who transacts with the merchant end, and the price is the price of the commodity. And the server returns the information to the merchant terminal sending the payment request according to the return address.
S102: and judging whether the payment request contains all preset required items, if so, generating a correct state code, and generating a random payment two-dimensional code according to the payment request, wherein the random payment two-dimensional code corresponds to various payment channels, otherwise, generating an error state code, and returning a payment certificate according to a return address, wherein the payment certificate contains the correct state code and the random payment two-dimensional code or contains the error state code.
In the embodiment of the invention, the necessary items are preset in the server, the payment request sent by the merchant terminal must contain all the necessary items, otherwise, the random payment two-dimensional code cannot be generated. The correct status code is used to indicate that the payment request is correct and the error status code is used to indicate that the payment request is erroneous. The random payment two-dimensional code corresponds to various payment channels, and the user can scan the random payment two-dimensional code through the payment control of any payment channel, so that payment can be carried out on the payment channel corresponding to the payment control.
S103: a payment result is received, the payment result including a success status code indicating a successful payment or a failure status code indicating a failure to pay.
In the embodiment of the invention, the payment result comes from the payment channel, the successful status code is returned when the payment channel is successful in payment, and the failed status code is returned when the payment channel is failed in payment.
The payment request also comprises request time, the request time is used for the payment channel to judge payment timeliness, when the payment channel receives a payment instruction after a user scans a code, the receiving time of the received payment instruction is recorded, the time length between the request time and the receiving time is judged, and when the time length exceeds the payment timeliness, the payment is judged to be invalid, and the payment is failed.
The method of the invention has the following effects: the server generates a random payment two-dimensional code for code scanning payment of the payment control corresponding to multiple payment channels, and the user can complete payment by using any one payment control. The merchant does not need to apply for the account numbers of the payment channels, and the payment channels remit money into the account numbers of the server applied by the merchant. Thereby facilitating the unified maintenance and financial statistics of the merchants.
Referring to fig. 2, the present invention also provides an aggregated payment method applied to a merchant terminal, including the following steps:
s201: sending a payment request, the payment request including a user ID, a merchant ID, a price, a return address, and a request time.
In the embodiment of the invention, verification is also needed to verify whether the user ID and the merchant ID are in a transactable state, if so, the payment request can be sent, otherwise, the payment request cannot be sent due to the fact that the user ID or the merchant ID is abnormal.
S202: a payment voucher is received, the payment voucher including a correct status code and a random payment two-dimensional code or including an error status code.
S203: and if the correct state code is received, displaying a two-dimensional code picture according to the random payment two-dimensional code, and if the wrong state code is received, failing to display the request.
In the embodiment of the invention, after the merchant terminal receives the random payment two-dimensional code, a two-dimensional code picture is generated for a user to scan the code for payment, and the correct state code indicates that the transaction is normal. The error status code indicates that the transaction is abnormal, and the merchant end displays that the request fails.
S204: polling the payment results.
In the embodiment of the invention, the polling payment result is only carried out after the user scans the random payment two-dimensional code. The payment result contains a success status code indicating a successful payment or a failure status code indicating a failed payment.
S205: a returned payment result is received.
In the embodiment of the invention, the merchant terminal receives the payment result, displays the successful payment according to the successful status code and displays the payment failure according to the failure status code.
Referring to fig. 3, the present invention also provides a server, including:
the system comprises an acquisition module, a processing module and a processing module, wherein the acquisition module is used for acquiring a payment request, and the payment request comprises a user ID, a merchant ID, a price and a return address; the acquisition module is also used for receiving a payment result, and the payment result comprises a success status code for indicating payment success or a failure status code for indicating payment failure.
And the processing module is used for judging whether the payment request contains all preset required items, generating a correct state code if the payment request contains all preset required items, generating a random payment two-dimensional code according to the payment request, wherein the random payment two-dimensional code corresponds to multiple payment channels, and returning a payment certificate according to a return address if the payment request does not contain all preset required items, wherein the payment certificate contains the correct state code and the random payment two-dimensional code or contains the error state code.
Referring to fig. 4, the present invention also provides a merchant terminal, which includes:
the sending module is used for sending a payment request, and the payment request comprises a user ID, a merchant ID, a price, a return address and request time.
The receiving module is used for receiving a payment certificate, the payment certificate comprises a correct state code and a random payment two-dimensional code or comprises an error state code, and the receiving module is also used for receiving a returned payment result.
And the display module is used for displaying the two-dimensional code picture according to the random payment two-dimensional code.
And the polling module is used for polling the payment result.
And the verification module is used for verifying whether the user ID and the merchant ID are in a tradable state, if so, sending a payment request, and if not, displaying a tradable state.
The present invention also provides a computer-readable storage medium having a computer program stored thereon, wherein the computer program is executed by a processor to perform the steps of:
s101: acquiring a payment request, wherein the payment request comprises a user ID, a merchant ID, a price and a return address;
s102: judging whether the payment request contains all preset mandatory items, if so, generating a correct state code, and generating a random payment two-dimensional code according to the payment request, wherein the random payment two-dimensional code corresponds to a plurality of payment channels, otherwise, generating an error state code, and returning a payment certificate according to a return address, wherein the payment certificate contains the correct state code and the random payment two-dimensional code or contains the error state code;
s103: a payment result is received, the payment result including a success status code indicating a successful payment or a failure status code indicating a failure to pay.
Referring to fig. 5, a general flow chart of aggregate payments of the present invention is shown.
The merchant terminal sends a payment request to the server, the server receives the request and returns a payment certificate to the merchant terminal, the merchant terminal generates a two-dimensional code picture, the user terminal scans the two-dimensional code picture and sends payment information to a payment channel, the payment channel returns a payment result to the server, the server asynchronously receives the payment result, and the merchant terminal polls the payment result and receives the returned payment result.
In the process, the merchant does not need to register an account corresponding to the payment channel, and after the user transfers the payment to the payment channel, the payment channel transfers the payment to the server account registered by the merchant. Therefore, the merchant terminal can perform unified maintenance and financial statistics on the finance by only registering the account of one server.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by hardware instructions of a computer program, which can be stored in a non-volatile computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. Any reference to memory, storage, database, or other medium used in the embodiments provided herein may include non-volatile and/or volatile memory, among others. Non-volatile memory can include read-only memory (ROM), Programmable ROM (PROM), Electrically Programmable ROM (EPROM), Electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), Dynamic RAM (DRAM), Synchronous DRAM (SDRAM), Double Data Rate SDRAM (DDRSDRAM), Enhanced SDRAM (ESDRAM), Synchronous Link DRAM (SLDRAM), Rambus Direct RAM (RDRAM), direct bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM).
It will be apparent to those skilled in the art that, for convenience and brevity of description, only the above-mentioned division of the functional units and modules is illustrated, and in practical applications, the above-mentioned function distribution may be performed by different functional units and modules according to needs, that is, the internal structure of the apparatus is divided into different functional units or modules to perform all or part of the above-mentioned functions.
The embodiments of the present invention are preferred embodiments of the present invention, and the scope of the present invention is not limited by these embodiments, so: all equivalent changes made according to the structure, shape and principle of the invention are covered by the protection scope of the invention.

Claims (8)

1. An aggregate payment method applied to a server, the method comprising the following steps:
s101: acquiring a payment request, wherein the payment request comprises a user ID, a merchant ID, a price and a return address;
s102: judging whether the payment request contains all preset mandatory items, if so, generating a correct state code, and generating a random payment two-dimensional code according to the payment request, wherein the random payment two-dimensional code corresponds to a plurality of payment channels, otherwise, generating an error state code, and returning a payment certificate according to a return address, wherein the payment certificate contains the correct state code and the random payment two-dimensional code or contains the error state code;
s103: a payment result is received, the payment result including a success status code indicating a successful payment or a failure status code indicating a failure to pay.
2. The aggregated-scan payment method as recited in claim 1, applied to a server, wherein the payment request further comprises a request time.
3. An aggregate payment method applied to a merchant terminal, characterized by comprising the following steps:
s201: sending a payment request, wherein the payment request comprises a user ID, a merchant ID, a price, a return address and request time;
s202: receiving a payment voucher, wherein the payment voucher comprises a correct state code and a random payment two-dimensional code or comprises an error state code;
s203: if the correct state code is received, displaying a two-dimensional code picture according to the random payment two-dimensional code, and if the wrong state code is received, failing to display the request;
s204: polling the payment result;
s205: a returned payment result is received.
4. A scanning aggregation payment method as claimed in claim 3, applied to the customer premise, wherein the step S201 further comprises the following steps:
s2011: and verifying whether the user ID and the merchant ID are in a tradable state, if so, sending a payment request, and if not, displaying a tradable state.
5. A server, characterized in that the server comprises:
the system comprises an acquisition module, a processing module and a processing module, wherein the acquisition module is used for acquiring a payment request, and the payment request comprises a user ID, a merchant ID, a price and a return address;
the processing module is used for judging whether the payment request contains all preset required items, generating a correct state code if the payment request contains all preset required items, generating a random payment two-dimensional code according to the payment request, wherein the random payment two-dimensional code corresponds to a plurality of payment channels, and returning a payment certificate according to a return address if the payment request does not contain all preset required items, wherein the payment certificate contains the correct state code and the random payment two-dimensional code or contains the error state code;
the acquisition module is further used for receiving a payment result, and the payment result comprises a success status code for indicating payment success or a failure status code for indicating payment failure.
6. A merchant terminal, the merchant terminal comprising:
a sending module, configured to send a payment request, where the payment request includes a user ID, a merchant ID, a price, a return address, and a request time;
the receiving module is used for receiving a payment certificate, and the payment certificate comprises a correct state code and a random payment two-dimensional code or comprises an error state code;
the display module is used for displaying the two-dimensional code picture according to the random payment two-dimensional code;
the polling module is used for polling the payment result;
the receiving module is also used for receiving the returned payment result.
7. The merchant terminal as defined in claim 6, wherein the merchant terminal further comprises:
and the verification module is used for verifying whether the user ID and the merchant ID are in a tradable state, if so, sending a payment request, and if not, displaying a tradable state.
8. A computer-readable storage medium, having a computer program stored thereon, which, when being executed by a processor, carries out the steps of the aggregate payment method according to any one of claims 1 to 2.
CN201911215595.1A 2019-12-02 2019-12-02 Aggregated payment method, server and merchant terminal thereof Pending CN111080273A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201911215595.1A CN111080273A (en) 2019-12-02 2019-12-02 Aggregated payment method, server and merchant terminal thereof

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201911215595.1A CN111080273A (en) 2019-12-02 2019-12-02 Aggregated payment method, server and merchant terminal thereof

Publications (1)

Publication Number Publication Date
CN111080273A true CN111080273A (en) 2020-04-28

Family

ID=70312480

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201911215595.1A Pending CN111080273A (en) 2019-12-02 2019-12-02 Aggregated payment method, server and merchant terminal thereof

Country Status (1)

Country Link
CN (1) CN111080273A (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112231118A (en) * 2020-10-16 2021-01-15 蜂助手股份有限公司 Aggregated payment platform, system and method
CN113821294A (en) * 2021-09-24 2021-12-21 维沃移动通信(杭州)有限公司 Two-dimensional code scanning method and device, electronic equipment and storage medium
CN115018486A (en) * 2022-06-06 2022-09-06 易联支付有限公司 Unified payment system

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20120041879A1 (en) * 2010-08-10 2012-02-16 Paul Kim Methods and systems for payment processing between consumers and merchants
CN103377428A (en) * 2012-04-16 2013-10-30 上海博路信息技术有限公司 Shopping self-payment system
CN106096945A (en) * 2016-06-06 2016-11-09 乐视控股(北京)有限公司 A kind of method of payment, device, terminal, server and payment system
CN107578224A (en) * 2017-09-13 2018-01-12 深圳前海乘势科技有限公司 The method and device that multi-platform polymerization is paid
CN107730223A (en) * 2017-10-27 2018-02-23 聚诚(深圳)网络科技有限公司 It is a kind of to polymerize the system and method paid
CN107833040A (en) * 2017-07-28 2018-03-23 平安科技(深圳)有限公司 Method of payment, device, storage medium and terminal
CN108898387A (en) * 2018-06-12 2018-11-27 安徽博森互联网科技有限公司 A kind of server admin early warning system based on polymerization payment platform

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20120041879A1 (en) * 2010-08-10 2012-02-16 Paul Kim Methods and systems for payment processing between consumers and merchants
CN103377428A (en) * 2012-04-16 2013-10-30 上海博路信息技术有限公司 Shopping self-payment system
CN106096945A (en) * 2016-06-06 2016-11-09 乐视控股(北京)有限公司 A kind of method of payment, device, terminal, server and payment system
CN107833040A (en) * 2017-07-28 2018-03-23 平安科技(深圳)有限公司 Method of payment, device, storage medium and terminal
CN107578224A (en) * 2017-09-13 2018-01-12 深圳前海乘势科技有限公司 The method and device that multi-platform polymerization is paid
CN107730223A (en) * 2017-10-27 2018-02-23 聚诚(深圳)网络科技有限公司 It is a kind of to polymerize the system and method paid
CN108898387A (en) * 2018-06-12 2018-11-27 安徽博森互联网科技有限公司 A kind of server admin early warning system based on polymerization payment platform

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112231118A (en) * 2020-10-16 2021-01-15 蜂助手股份有限公司 Aggregated payment platform, system and method
CN112231118B (en) * 2020-10-16 2024-04-30 蜂助手股份有限公司 Aggregate payment platform, system and method
CN113821294A (en) * 2021-09-24 2021-12-21 维沃移动通信(杭州)有限公司 Two-dimensional code scanning method and device, electronic equipment and storage medium
CN115018486A (en) * 2022-06-06 2022-09-06 易联支付有限公司 Unified payment system

Similar Documents

Publication Publication Date Title
RU2693271C1 (en) Method and system for authenticating a token requester
US20180075437A1 (en) Data verification in transactions in distributed network
US10832533B2 (en) Receipt processing and access service
US20180197167A1 (en) System and method for person-to-person payments
US8700519B2 (en) System and method for correlating a seller's insurance claim with a buyer's complaint
US20180053189A1 (en) Systems and methods for enhanced authorization response
CN111080273A (en) Aggregated payment method, server and merchant terminal thereof
US20120166334A1 (en) Methods and systems for identity based transactions
US10628824B2 (en) System and method for transaction-based temporary email
CN109801051B (en) Resource transfer method, system, server and computer readable storage medium
US11403625B2 (en) Automated reissuance system for prepaid devices
US20150095206A1 (en) Systems and methods for providing transaction completion alerts
AU2016326334A1 (en) Method and system for fraud detection using a mobile communication device
US11599878B2 (en) Systems and methods for identifying errors in transaction messages
US10567963B2 (en) System for authorizing access to resources and distributing resource provider devices
US20150371231A1 (en) Method and system for temporary replacement of real account numbers
CN115526730A (en) Method and device for managing equity incentive funds, electronic equipment and storage medium
US9858627B2 (en) Fuel distribution system with correction mechanism
US11849042B2 (en) Virtual access credential interaction system and method
CN110738470A (en) Electronic bill processing method and device, storage medium and equipment
CN111210310A (en) Information verification and cancellation system and method
CN110852864A (en) Method and device for processing digital resource amount and storage medium
US20160364726A1 (en) Systems and Methods for Use in Processing Transactions to Payment Accounts
US20230325867A1 (en) Modification of transaction fees
US11797997B2 (en) Data verification in transactions in distributed network

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication

Application publication date: 20200428

RJ01 Rejection of invention patent application after publication