CN111061567A - Resource data processing method and device, computer readable storage medium and computer equipment - Google Patents

Resource data processing method and device, computer readable storage medium and computer equipment Download PDF

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CN111061567A
CN111061567A CN201911300856.XA CN201911300856A CN111061567A CN 111061567 A CN111061567 A CN 111061567A CN 201911300856 A CN201911300856 A CN 201911300856A CN 111061567 A CN111061567 A CN 111061567A
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CN111061567B (en
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蒋海兵
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Tencent Technology Shenzhen Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
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    • G06—COMPUTING; CALCULATING OR COUNTING
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    • Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
    • Y02D10/00—Energy efficient computing, e.g. low power processors, power management or thermal management

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Abstract

The application relates to a resource data processing method, a device, a computer readable storage medium and a computer device, wherein the method comprises the following steps: acquiring a resource transfer file of a resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource; when the resource management platform is determined to finish resource transfer management on the account resources within the first time period, acquiring the total resource value variation of the account resources in the resource management platform within the first time period according to the resource transfer file; and adjusting the corresponding account resource value in the user account of the user according to the total resource value variation. The scheme provided by the application can avoid occupying excessive server resources.

Description

Resource data processing method and device, computer readable storage medium and computer equipment
Technical Field
The present application relates to the field of computer technologies, and in particular, to a method, a system, an apparatus, a computer-readable storage medium, and a computer device for processing resource data.
Background
With the development of internet finance, more and more people operate various virtual resources in business systems. For example, a user purchases a short-term financing product at a fund company through a fund sales organization with a relatively high profit margin and a relatively short product period.
However, the existing short-period financing product often needs to settle financing income of the user in each transaction day into a user account corresponding to the user, the processing flow is complicated, and the number of the users is huge, so that the server needs to invest a large amount of processing resources for processing.
Disclosure of Invention
In view of the foregoing, it is desirable to provide a resource data processing method, device, computer device, and storage medium capable of reducing occupation of server processing resources in view of the above technical problems.
A method of resource data processing, the method comprising:
acquiring a resource transfer file of a resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource;
when the resource management platform is determined to finish resource transfer management on the account resources within the first time period, acquiring the total resource value variation of the account resources in the resource management platform within the first time period according to the resource transfer file;
and adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
A resource data processing system, the system comprising: a value added server and a resource management platform;
the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform in a first time period; the resource transfer file is also used for generating a resource transfer file according to the resource transfer information corresponding to the account resource; the resource transfer file is also used for sending the resource transfer file to the value-added server;
the value added server is used for acquiring a resource transfer file of the resource management platform; the resource management platform is further used for acquiring the total resource value variation of the account resources in the resource management platform in the first time period according to the resource transfer file after determining that the resource management platform completes resource transfer management of the account resources in the first time period; and adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
An apparatus for resource data processing, the apparatus comprising:
the file acquisition module is used for acquiring a resource transfer file of the resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource;
the value-added acquisition module is used for acquiring the total resource value variation of the account resources in the resource management platform in the first time period according to the resource transfer file after the resource management platform is determined to finish resource transfer management on the account resources in the first time period;
and the account adjusting module is used for adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
A computer device comprising a memory and a processor, the memory storing a computer program, the processor implementing the following steps when executing the computer program:
acquiring a resource transfer file of a resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource;
when the resource management platform is determined to finish resource transfer management on the account resources within the first time period, acquiring the total resource value variation of the account resources in the resource management platform within the first time period according to the resource transfer file;
and adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
A computer-readable storage medium, on which a computer program is stored which, when executed by a processor, carries out the steps of:
acquiring a resource transfer file of a resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource;
when the resource management platform is determined to finish resource transfer management on the account resources within the first time period, acquiring the total resource value variation of the account resources in the resource management platform within the first time period according to the resource transfer file;
and adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
The resource data processing method, the device, the computer readable storage medium and the computer equipment acquire the resource transfer file of the resource management platform; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource; after determining that the resource management platform completes resource transfer management on the account resources in the first time period, acquiring the total resource value variable quantity of the account resources in the resource management platform in the first time period according to the resource transfer file; and adjusting the corresponding account resource value in the user account according to the total resource value variation, so that after the resource management platform is determined to finish resource transfer management on the account resource in the first time period, the corresponding account resource value in the user account is adjusted according to the total resource value variation of the account resource in the resource management platform in the first time period, the operation times of adjusting the account resource value in the user account are reduced, and the occupation of server processing resources is reduced.
Drawings
FIG. 1 is a schematic diagram of a resource data processing system in one embodiment;
FIG. 2 is a flow diagram illustrating a method for processing resource data according to one embodiment;
FIG. 3 is a schematic diagram of a resource data processing system in another embodiment;
FIG. 4 is a timing diagram of a resource data processing system in one embodiment;
FIG. 5 is a schematic interface diagram of a resource status page of a resource data processing method in one embodiment;
FIG. 6 is a flowchart illustrating a resource data processing method according to another embodiment;
FIG. 7 is a block diagram of an apparatus for resource data processing according to an embodiment;
FIG. 8 is a timing diagram illustrating an application of a method for processing resource data according to one embodiment;
FIG. 9A is a schematic diagram of a data sharing system, under an embodiment;
FIG. 9B is a block chain diagram illustrating a resource data processing method according to an embodiment;
FIG. 9C is a block diagram illustrating blocks in a block chain of a resource data processing method according to an embodiment;
FIG. 10 is a block diagram showing a configuration of a computer device according to an embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.
The resource data processing method provided by the application can be applied to a resource data processing system shown in fig. 1. Wherein, the value added server 110 communicates with the resource management platform 120 via the network. The value added server 110 and the resource management platform 120 can be implemented by independent servers or a server cluster composed of a plurality of servers.
The value added server 110 may refer to a server for implementing user data processing.
Among other things, the resource management platform 120 may refer to operations to manage account opening, account resource transfer (e.g., account share subscription, account transaction, redemption of account shares), etc. on the platform. In practical application, the system can be a fund company server.
In practice, when the resource management platform 120 is a fund company server, the value added server 110 may be a fund sales organization server.
As shown in FIG. 2, in one embodiment, a resource data processing method is provided. The embodiment is mainly illustrated by applying the method to the value added server 110 in fig. 1. Referring to fig. 2, the resource data processing method specifically includes the following steps:
s210, acquiring a resource transfer file of a resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform in a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource.
The first time period may refer to a management time period for the resource management platform to perform resource transfer management on the account resource.
Among other things, the resource management platform 120 may refer to operations to manage account opening, account resource transfer (e.g., account share subscription, account transaction, redemption of account shares), etc. on the platform. In practical application, the resource management platform can perform resource transfer management on the account resources of the user in the resource management platform within a first time period.
Taking the resource management platform 120 as a fund company server as an example, the account resource of the user in the resource management platform in the first time period may be a financial product, such as an a fund product; wherein the financial product may be a short cycle financial product; the first period of time may be a closed period (product life) of the short-cycle financial product. In practice, the first time period may be, but is not limited to, 30 natural days.
One or more account management platforms can be selected according to needs, the value added server in this embodiment can support resource transfer from any resource transfer platform, and allow a user to purchase products of one or more account management platforms in the value added server, for example, a fund product, and allow the user to purchase products of multiple fund companies in the value added server 110.
The resource transfer file may be a file generated by the resource management platform according to the resource transfer information corresponding to the account resource. For example, a file relating to a fund product purchased by a user is issued by a fund company server to a fund sales organization server. The resource transfer document may include, among other things, a redemption confirmation document, a purchase acceptance document, a revenue document, etc.
In a specific implementation, before the value added server 110 obtains the resource transfer file of the resource management platform, the resource management platform 120 performs data processing on the total resource value in the resource management platform 120, and generates a corresponding resource transfer file according to a data processing result. Then, the resource management platform 120 sends the resource transfer file to the value added server 110, so that the value added server 110 can obtain the resource transfer file of the resource management platform 120.
Taking the resource management platform 120 as a fund company server as an example, the fund company server will settle before sending the resource transfer file to the fund sales organization server, firstly, after determining the total investment income of the fund management product of the fund company, the fund company will distribute the investment income, specifically, the fund company server distributes the share of the product purchased by the user and the proportion of the historical financial income to the total product assets, divides the distributed income into each detail of each user, and registers and saves the detail in the form of the unbundled income.
Meanwhile, the fund company server judges whether the financial product corresponding to the user is an expired product or not in the clearing process, and if the financial product corresponding to the user is an expired redeemed product, the share of the product and all the registered unbundled income are fully redeemed; if the financial product corresponding to the user is due and the product of the next period is rolled, transferring all unblended income of the product in the product period into the share of the product currently purchased by the user and passing the user to the user, namely updating the user account of the user in the fund company server; and if the product is an unexpired product, accumulating the distributed income division of the user with the historical unbundled income in the form of unbundled income, and registering and saving. And finally, the fund company server generates resource transfer files according to the clearing processing result, wherein the resource transfer files such as purchase requisition confirmation files, redemption confirmation files and income files are sent to the fund sales organization server, and the fund sales organization server acquires the resource transfer files sent by the fund company server.
S220, after the resource management platform is determined to finish resource transfer management of the account resources in the first time period, the total resource value variable quantity of the account resources in the resource management platform in the first time period is obtained according to the resource transfer file.
In a specific implementation, after the value added server 110 determines that the resource management platform completes resource transfer management on the account resources in the first time period, the value added server 110 obtains the total resource value variation of the account resources in the resource management platform in the first time period according to the resource transfer file.
Taking the resource management platform 120 as a fund company server as an example, determining that the resource management platform completes resource transfer management on account resources in the first time period may mean that a financial product purchased by a user at a fund company is in an expired state. When the fund company server determines that the financial product purchased by the user in the fund company is in the due state, the fund company server settles the total income obtained by the financial product purchased by the user in the product period to the user.
Specifically, the fund company server fully redeems the initial share of the financial product due for redemption and all of the registered unbundled benefits (total benefits obtained by the financial product in the product term); if the user sets the purchased financial product to be due and rolls the product of the next period, the fund company server converts all the non-converted income (the total income obtained by the financial product in the product period) of the financial product in the product period into the actual share of the product currently purchased by the user, updates the user account of the user in the fund company server and generates corresponding resource transfer files, such as a redemption confirmation file, an income file and the like.
After the fund sales organization server receives the resource transfer file, the fund sales organization server performs income posting, and specifically, the fund sales organization server can automatically identify and check whether a financial product purchased by a user in a fund company is in an expired state according to an identification mark in the resource transfer file sent by the fund company server, namely, the resource management platform finishes resource transfer management on account resources in a first time period; the fund sales organization server can determine the total income obtained by the financial products purchased by the users in the product period according to the received resource transfer files, namely determine the total variable quantity of the resource value of the account resources in the resource management platform in the first time period.
And S230, adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
The user account may refer to an account opened by the value added server 110 for the user to record the user resource status. For example, the user account may be a financial account.
In a specific implementation, after the value added server 110 obtains the total resource value variation of the account resource in the resource management platform in the first time period, the value added server 110 adjusts the corresponding account resource value in the user account of the user according to the total resource value variation.
In the above example, after the fund sales organization server determines the total income obtained by the financial products purchased by the user within the product period, the fund sales organization server performs the settlement operation on the user account of the user in the fund sales organization server, that is, the fund sales organization server adjusts the balance value of the user account once according to the total income obtained by the financial products purchased by the user within the product period.
In addition, the value added server 110 and the resource management platform 120 synchronize the user account information of the user in the value added server.
The user account information may include at least one of account resource status, account name, and account share.
In a specific implementation, the value added server 110 synchronizes the account status of the user with the resource management platform 120. So as to know the account resource status, account name, account share, etc. information of the user.
In the resource data processing method, the resource transfer file of the resource management platform is acquired; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource; after determining that the resource management platform completes resource transfer management on the account resources in the first time period, acquiring the total resource value variable quantity of the account resources in the resource management platform in the first time period according to the resource transfer file; and adjusting the corresponding account resource value in the user account according to the total resource value variation, so that after the resource management platform is determined to finish resource transfer management on the account resource in the first time period, the corresponding account resource value in the user account is adjusted according to the total resource value variation of the account resource in the resource management platform in the first time period, the operation times of adjusting the account resource value in the user account are reduced, and the occupation of server processing resources is reduced.
In another embodiment, the first time period includes at least two registration days, and when the resource management platform performs resource transfer management on the account resources in the first time period, the method further includes: determining the resource value variable quantity of the account resource on the current registration day according to the resource transfer file; acquiring historical registration variable quantity of account resources; the historical registration variable quantity is obtained by registering the resource value variable quantity of the account resource on a historical registration day; the historical registration date is a registration date before the current registration date; determining the total resource value variation of the account resources in the resource management platform in the second time period according to the resource value variation on the current registration day and the historical registration variation, and taking the total resource value variation as the current resource value variation; wherein the second time period comprises a historical registration day and a current registration day; and saving the current resource value variable quantity.
The registration date may refer to a time when the status of the user resource is registered.
The history registration variable quantity is obtained by registering the resource value variable quantity of the account resource on the history registration date. The history registration date is a registration date before the current registration date. Taking the fund product as an example, the current registration date may be the natural date after the trading date, i.e., T + 1D. Wherein T represents a transaction day and D represents a natural day. The historical registration date may refer to the transaction date prior to the current registration date.
Wherein the second time period includes a historical registration day and a current registration day.
In a specific implementation, when the value added server 110 determines that the resource management platform 120 still performs resource transfer management on account resources within a first time period according to the identification identifier in the resource transfer file sent by the resource management platform 120, the value added server 110 determines the resource value variation of the account resources on the current registration day according to the resource transfer file; then, the value-added server 110 obtains the historical registration variable quantity of the account resource; and adding the resource value variation on the current registration day and the historical registration variation to determine the total resource value variation of the account resource in the resource management platform in the second time period, wherein the total resource value variation is used as the current resource value variation, and finally registering and storing the current resource value variation, wherein the resource server 110 does not adjust the account resource value in the user account of the user according to the current resource value variation.
Taking the resource management platform 120 as a fund company server as an example, the resource management platform still performs resource transfer management on account resources in the first time period may mean that financial products purchased by the user in the fund company are in an unexpired state. When the fund sales organization server determines that the financial product purchased by the user in the fund company is in an unexpired state according to the identification mark in the resource transfer file sent by the fund company server, the fund sales organization server acquires the profit of the financial product purchased by the user in the fund company in the T-1 day, namely the resource value variable quantity of the account resource in the current registration day in the resource transfer file. Meanwhile, the fund sales organization server registers the unbundled income, namely the historical registration change amount of the account resource, which is previously registered in the fund company by the financial product. Then, the fund sales organization server adds the profit of the day T-1 and the non-transfer profit registered in the fund company in advance to obtain the current resource value variation which is the non-transfer profit registered in the fund company at present and registers the current resource value variation, and at the moment, the fund sales organization server does not adjust the account balance in the user account of the user according to the non-transfer profit registered in the fund company at present.
According to the technical scheme of the embodiment, when the resource management platform performs the resource transfer management process on the account resources in the first time period, the resource variation of the account resources in the first time period is only registered and stored each time, and the corresponding account resource value in the user account is not adjusted, so that the operation times of adjusting the account resource value in the user account are reduced, and the occupation of server processing resources is reduced.
In another embodiment, as depicted in FIG. 3, FIG. 3 provides a schematic diagram of a resource data processing system; wherein the value added server 110 communicates with the user terminal 130 through the network. The user terminal 130 may be, but is not limited to, various personal computers, notebook computers, smart phones, tablet computers, and portable wearable devices. The user terminal 130 is installed with account operating application software (such as fund sale software). Wherein, the value added server 110 receives a resource status query request of the user terminal; the resource state query request is generated by the user terminal responding to the resource state query operation of the user; responding to the resource state query request, and sending a response message carrying the current resource value variation to the user terminal so that the user terminal can display a resource state page according to the current resource value variation; the resource state page is used for the user to determine the resource change state corresponding to the account resource in the resource management platform.
The resource status query request may be generated by the user terminal 130 in response to a resource status query operation of the user.
In a specific implementation, when a user needs to query a resource change state corresponding to an account resource of the user in the resource management platform 120, the user triggers a resource state query entry in the user terminal 130. At this time, the user terminal 130 responds to a resource status query operation that the user triggers a resource status query entry in the user terminal 130, and generates a resource status query request corresponding to the account resource of the user in the resource management platform. Then, the subscriber terminal 130 sends a resource status query request to the value added server 110. After the value added server 110 receives the resource state query request of the user terminal, the value added server 110 responds to the resource state query request and sends a response message carrying the current resource value variation to the user terminal 130, so that the user terminal 130 displays a resource state page according to the current resource value variation; the resource state page is used for the user to determine the resource change state corresponding to the account resource in the resource management platform. To facilitate understanding by those skilled in the art, FIG. 4 provides a timing diagram for a resource data processing system.
Taking the value-added server 110 as a fund sales organization server as an example, when a user needs to query the income situation of a financial product purchased by the user at a fund company, the user can trigger the income situation query entry of the financial product in the user terminal 130. At this time, the user terminal 130 responds to a product income condition query operation of the user triggering the financial product income condition entrance in the user terminal 130, and generates a product income condition query request corresponding to the account resource of the user in the resource management platform. Then, the user terminal 130 sends a product profit situation inquiry request to the value added server 110. After the value added server 110 receives the product income condition query request of the user terminal, the value added server 110 responds to the product income condition query request, and sends query response information recorded with the non-settlement income registered in the fund company to the user terminal, so that the user terminal displays a product income condition page according to the non-settlement income registered in the fund company; the product profit scenario page is for the user to determine the profit scenario of the financial product purchased by the user at the fund company. To facilitate understanding by those skilled in the art, fig. 5 provides an interface schematic diagram of a resource status page, wherein 510 is the resource status page.
According to the technical scheme, when the resource state query request of the user terminal is received, the resource state query request is responded, and the response message carrying the current resource value variation is sent to the user terminal, so that the user terminal can display the resource state page for the user to determine the resource variation state corresponding to the account resource in the resource management platform according to the current resource value variation, the user can determine the resource variation state corresponding to the account resource in the resource management platform under the condition that the corresponding account resource value in the user account is not adjusted, and the occupation of server processing resources is reduced.
In another embodiment, after determining that the resource management platform completes resource transfer management on the account resource within the first time period, the method further includes: judging whether the resource management platform needs to perform resource transfer management on account resources in a third time period or not according to the resource transfer file; wherein the third time period is the next time period of the first time period; adjusting the corresponding account resource value in the user account of the user according to the total resource value variation, wherein the method comprises the following steps: when the resource management platform is judged to need to perform resource transfer management on account resources in the third time period, a user sub-account corresponding to the user account is created; according to the total variable quantity of the resource values, adding corresponding account resource values in the user sub-accounts; and the account resource value of the user sub-account is used for determining the account resources of the user in the resource management platform in the third time period by the resource management platform.
Wherein the third time period is the next time period of the first time period.
In a specific implementation, after the value added server 110 determines that the resource management platform 120 completes resource transfer management on account resources in a first time period, the value added server 110 determines whether the resource management platform 120 needs to perform resource transfer management on the account resources in a third time period according to the resource transfer file; the method for adjusting the account resource value in the user account of the user by the value added server 110 according to the total resource value variation specifically includes: when the value added server 110 determines that the resource management platform needs to perform resource transfer management on the account resources in the third time period, the value added server 110 creates a user sub-account corresponding to the user account; the value-added server 110 adds the corresponding account resource value in the sub-account of the user according to the total variable quantity of the resource value; and the account resource value of the user sub-account is used for determining the account resources of the user in the resource management platform in the third time period by the resource management platform.
For example, taking the resource management platform 120 as a fund company server as an example, after the fund sales organization server determines that the financial product purchased by the user at the fund company is in the due state, the fund sales organization server determines whether the financial product purchased by the user at the fund company is a rolling next-stage financial product; if the financial product is a financial product rolling the next period, the fund sales organization server transfers all unburdened profits of the financial product in the product period (total profits of the financial product obtained in the product period, namely the first time period) into the actual share of the current purchased product of the user, and updates the user account of the user in the fund sales organization server. Specifically, the fund sales organization server creates a user sub-account corresponding to the user account; and the fund sales organization server increases corresponding account resource numerical values in the user sub-accounts according to the actual share, determines account resources of the user in the resource management platform in the third time period, namely the principal fund of the first time period and the income of the first time period, and takes the account resources as the principal fund of the financial product in the third time period.
According to the technical scheme of the embodiment, the user sub-account corresponding to the user account is created as long as the resource management platform needs to perform resource transfer management on the account resources in the third time period; and according to the total variable quantity of the resource values, adding corresponding account resource values in the user sub-accounts, and further reducing the number of the user sub-accounts of the user accounts, so that the occupation of server processing resources is reduced.
In another embodiment, the method further comprises: determining a management due identifier corresponding to the account resource according to the resource transfer file; and determining that the resource management platform completes resource transfer management on account resources in a first time period according to the management expiration identifier.
In a specific implementation, after the value added server 110 receives the resource transfer file sent by the resource management platform 120, the value added server 110 determines a management due identifier corresponding to a financial product of a user in a fund company server according to the resource transfer file sent by the resource management platform 120; and determining whether the resource management platform finishes resource transfer management on account resources within a first time period according to the management expiration identifier.
Taking the value-added server 110 as a fund sales organization server as an example, after the fund sales organization server receives the resource transfer file sent by the fund company server, the fund sales organization server determines the management due identifier corresponding to the financing product of the user in the fund company server according to the resource transfer file sent by the fund company server; and determining whether the financial product purchased by the user at the fund company is in an expired state or not according to the management expiration identifier.
According to the technical scheme of the embodiment, the management due identification corresponding to the account resource is determined according to the resource transfer file; and whether the resource management platform completes resource transfer management on account resources in the first time period can be accurately determined according to the management expiration identifier, so that redundant adjustment on corresponding account resource values in the user accounts is avoided, and occupation of server processing resources is reduced.
In another embodiment, the method for synchronizing the user account information of the user with the resource management platform is applied to a value added server, and comprises the following steps: generating an account information synchronization request according to the user account information; sending an account information synchronization request to the blockchain network so that the blockchain network performs consensus verification on the user account information; the block chain network is constructed based on a value-added server and a resource management platform; after the block chain network agrees with the user account information, the block chain corresponding to the user account information is stored in the block chain of the block chain network.
The block chain network is constructed based on a value-added server and a resource management platform. In practical applications, a data sharing system based on a blockchain network may be constructed between at least one value added server 110 and at least one resource management platform 120, for example, see the data sharing system shown in fig. 9A. The data sharing system 900 refers to a system for performing data sharing between nodes, the data sharing system may include a plurality of nodes 901, and the plurality of nodes 901 may refer to the value added server 110 and the resource management platform 120 in the data sharing system 900. Each node 901 may receive input information during normal operation and maintain shared data within the data sharing system based on the received input information. In order to ensure information intercommunication in the data sharing system, information connection can exist between each node in the data sharing system, and information transmission can be carried out between the nodes through the information connection. For example, when any node in the data sharing system receives the user account information, other nodes in the data sharing system acquire the user account information according to a consensus algorithm, and store the user account information as data in shared data, so that the data stored on all nodes in the data sharing system are consistent.
Each node in the data sharing system has a node identifier corresponding thereto, and each node in the data sharing system may store a node identifier of another node in the data sharing system, so that the generated block is broadcast to the other node in the data sharing system according to the node identifier of the other node in the following. Each node may maintain a node identifier list as shown in the following table, and store the node name and the node identifier in the node identifier list correspondingly. The node identifier may be an IP (Internet Protocol) address and any other information that can be used to identify the node, and table 1 only illustrates the IP address as an example.
Figure BDA0002321732030000131
Figure BDA0002321732030000141
Each node in the data sharing system stores one identical blockchain. The block chain is composed of a plurality of blocks, as shown in fig. 9B, the block chain is composed of a plurality of blocks, the starting block includes a block header and a block main body, the block header stores an input information characteristic value, a version number, a timestamp and a difficulty value, and the block main body stores input information; the next block of the starting block takes the starting block as a parent block, the next block also comprises a block head and a block main body, the block head stores the input information characteristic value of the current block, the block head characteristic value of the parent block, the version number, the timestamp and the difficulty value, and the like, so that the block data stored in each block in the block chain is associated with the block data stored in the parent block, and the safety of the input information in the block is ensured.
When each block in the block chain is generated, referring to fig. 9C, when the node where the block chain is located receives the input information, the input information is verified, after the verification is completed, the input information is stored in the memory pool, and the hash tree for recording the input information is updated; and then, updating the updating time stamp to the time when the input information is received, trying different random numbers, and calculating the characteristic value for multiple times, so that the calculated characteristic value can meet the following formula:
SHA256(SHA256(version+prev_hash+merkle_root+ntime+nbits+x))＜TARGET
wherein, SHA256 is a characteristic value algorithm used for calculating a characteristic value; version is version information of the relevant block protocol in the block chain; prev _ hash is a block head characteristic value of a parent block of the current block; merkle _ root is a characteristic value of the input information; ntime is the update time of the update timestamp; nbits is the current difficulty, is a fixed value within a period of time, and is determined again after exceeding a fixed time period; x is a random number; TARGET is a feature threshold, which can be determined from nbits.
Therefore, when the random number meeting the formula is obtained through calculation, the information can be correspondingly stored, and the block head and the block main body are generated to obtain the current block. And then, the node where the block chain is located respectively sends the newly generated blocks to other nodes in the data sharing system where the newly generated blocks are located according to the node identifications of the other nodes in the data sharing system, the newly generated blocks are verified by the other nodes, and the newly generated blocks are added to the block chain stored in the newly generated blocks after the verification is completed.
In a specific implementation, when the value added server 110 and the resource management platform 120 synchronize user account information of a user, the method specifically includes: the value-added server 110 generates an account information synchronization request according to the user account information; the account information synchronization request carries user account information. Then, the value added server 110 sends an account information synchronization request to a blockchain network constructed based on the value added server and a resource management platform, so that the blockchain network performs consensus verification on the user account information; after the blockchain network agrees with the user account information, the value added server 110 may obtain the consensus block corresponding to the user account information, and the value added server 110 stores the consensus block corresponding to the user account information into the corresponding blockchain of the blockchain network.
For example, when the value added server 110 may be a block link point that first completes the consensus operation in the block link network, the value added server 110 may generate a consensus block corresponding to the user account information, encrypt and broadcast the consensus block to the block link network, and then other block link nodes obtain the consensus block and perform effective verification, and after the effective verification passes, use the block links of the consensus blocks. Meanwhile, the value added server 110 stores the common identification block corresponding to the user account information into the block chain of the block chain network.
Of course, the value added server 110 may not be the blockchain node that has performed the consensus operation first in the blockchain network. At this time, the value added server 110 may obtain the consensus block broadcasted by the link node of the block that first completes the consensus operation in the block link network, and perform block validity verification on the consensus block, for example, verify the information of the update time, the data structure, the data content, and the like of the consensus block. When the block is validated, the common identification block is stored in the block chain of the value added server 110.
According to the technical scheme of the embodiment, an account information synchronization request is generated according to user account information; and sending an account information synchronization request to a blockchain network constructed based on the value-added server and the resource management platform so that the blockchain network performs consensus verification on the user account information, and storing a consensus block corresponding to the user account information into a blockchain of the blockchain network after the blockchain network achieves consensus on the user account information.
In another embodiment, there is provided a resource data processing system, the system comprising: a value added server 110 and a resource management platform 120; the resource management platform 120 is configured to perform resource transfer management on account resources of a user in the resource management platform in a first time period; the resource transfer file is also used for generating a resource transfer file according to the resource transfer information corresponding to the account resource; the resource transfer file is also used for sending the resource transfer file to the value added server; the value added server 110 is used for acquiring a resource transfer file of the resource management platform; the resource management platform is further used for acquiring the total variable quantity of the resource value of the account resource in the resource management platform in the first time period according to the resource transfer file after determining that the resource management platform completes resource transfer management on the account resource in the first time period; and the method is also used for adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
It should be noted that, for a specific limitation of a resource data processing system, reference may be made to the above limitation on a resource data processing method, which is not described herein again. In the resource data processing system, after the resource management platform is determined to complete resource transfer management on the account resources in the first time period, the corresponding account resource values in the user account are adjusted according to the total variable quantity of the resource values of the account resources in the resource management platform in the first time period, so that the operation times of adjusting the account resource values in the user account are reduced, and the occupation of the server processing resources is reduced.
In another embodiment, as shown in FIG. 6, a resource data processing method is provided. Referring to fig. 6, the resource data processing method specifically includes the following steps:
s610, acquiring a resource transfer file of the resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource;
s621, after determining that the resource management platform completes resource transfer management of the account resources in the first time period, acquiring a total resource value variation of the account resources in the resource management platform in the first time period according to the resource transfer file; and S622, adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
S631, when determining that the resource management platform completes resource transfer management of the account resources within the first time period, determining resource value variation of the account resources on the current registration day according to the resource transfer file; s632, acquiring historical registration variable quantity of the account resources; the historical registration variable quantity is obtained by registering the resource value variable quantity of the account resource on a historical registration day; the historical registration date is a registration date before the current registration date; s633, determining the total resource value variation of the account resource in the resource management platform in a second time period according to the resource value variation of the current registration day and the historical registration variation, and taking the total resource value variation as the current resource value variation; wherein the second time period comprises the historical registration day and the current registration day; and S634, saving the current resource value variation.
It should be noted that, for the specific limitation of the above steps, reference may be made to the above limitation on a resource data processing method, and details are not described herein again. According to the technical scheme of the embodiment, after the resource management platform is determined to complete resource transfer management on the account resources in the first time period, the corresponding account resource values in the user account are adjusted according to the total variable quantity of the resource values of the account resources in the resource management platform in the first time period, the operation times of adjusting the account resource values in the user account are reduced, and therefore the occupation of server processing resources is reduced.
It should be understood that although the steps in the flowcharts of fig. 2 and 6 are shown in order as indicated by the arrows, the steps are not necessarily performed in order as indicated by the arrows. The steps are not performed in the exact order shown and described, and may be performed in other orders, unless explicitly stated otherwise. Moreover, at least some of the steps in fig. 2 and 6 may include multiple sub-steps or multiple stages that are not necessarily performed at the same time, but may be performed at different times, and the order of performing the sub-steps or stages is not necessarily sequential, but may be performed alternately or alternately with other steps or at least some of the sub-steps or stages of other steps.
In one embodiment, as shown in fig. 7, there is provided a resource data processing apparatus including:
a file obtaining module 710, configured to obtain a resource transfer file of a resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is generated according to the resource transfer information corresponding to the account resource;
a value-added obtaining module 720, configured to, after it is determined that the resource management platform completes resource transfer management on the account resource within the first time period, obtain, according to the resource transfer file, a total resource value variation of the account resource in the resource management platform within the first time period;
and the account adjusting module 730 is configured to adjust the corresponding account resource value in the user account of the user according to the total resource value variation.
In the above method for processing resource data, a resource transfer file of a resource management platform is obtained; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource; after determining that the resource management platform completes resource transfer management on the account resources in the first time period, acquiring the total resource value variable quantity of the account resources in the resource management platform in the first time period according to the resource transfer file; and adjusting the corresponding account resource value in the user account according to the total resource value variation, so that after the resource management platform is determined to finish resource transfer management on the account resource in the first time period, the corresponding account resource value in the user account is adjusted according to the total resource value variation of the account resource in the resource management platform in the first time period, the operation times of adjusting the account resource value in the user account are reduced, and the occupation of server processing resources is reduced.
In one embodiment, the first time period includes at least two registration days, and when the resource management platform performs resource transfer management on the account resource in the first time period, the resource data processing apparatus further includes: the variable quantity obtaining module is used for determining the resource value variable quantity of the account resource on the current registration day according to the resource transfer file; the registration variable quantity acquisition module is used for acquiring the historical registration variable quantity of the account resource; the historical registration variable quantity is obtained by registering the resource value variable quantity of the account resource on a historical registration day; the historical registration date is a registration date before the current registration date; the accumulation module is used for determining the total resource value variation of the account resource in the resource management platform in a second time period according to the resource value variation of the current registration day and the historical registration variation, and the total resource value variation is used as the current resource value variation; wherein the second time period comprises the historical registration day and the current registration day; and the storage module is used for storing the current resource value variable quantity.
In an embodiment of the foregoing resource data processing apparatus, the resource data processing apparatus further includes: the receiving module is used for receiving a resource state query request of the user terminal; the resource state query request is generated by the user terminal responding to the resource state query operation of the user; a response module, configured to respond to the resource status query request, send a response message carrying the current resource value variation to the user terminal, so that the user terminal displays a resource status page according to the current resource value variation; the resource state page is used for the user to determine the resource change state corresponding to the account resource in the resource management platform.
In an embodiment of the foregoing resource data processing apparatus, after determining that the resource management platform completes resource transfer management on the account resource within the first time period, the resource data processing apparatus further includes: the judging module is used for judging whether the resource management platform needs to perform resource transfer management on the account resources in the third time period according to the resource transfer file; wherein the third time period is a time period next to the first time period; the account adjusting module 730 includes: a sub-account creating sub-module, configured to create a user sub-account corresponding to the user account when it is determined that the resource management platform needs to perform resource transfer management on the account resources within the third time period; the adjusting submodule is used for increasing the corresponding account resource value in the user sub-account according to the total resource value variation; and the account resource value of the user sub-account is used for the resource management platform to determine the account resource of the user in the resource management platform in the third time period.
In an embodiment of the foregoing resource data processing apparatus, the resource data processing apparatus further includes: the identification determining module is used for determining a management due identification corresponding to the account resource according to the resource transfer file; and the expiration judging module is used for determining that the resource management platform completes resource transfer management on the account resources within the first time period according to the management expiration identifier.
In an embodiment of the foregoing resource data processing apparatus, the resource data processing apparatus further includes: and the synchronization module is used for synchronizing the user account information of the user with the resource management platform.
In one embodiment, the synchronization module is applied to a value added server, and is further configured to: generating an account information synchronization request according to the user account information; sending the account information synchronization request to a blockchain network so that the blockchain network performs consensus verification on the user account information; the block chain network is constructed based on the value-added server and the resource management platform; and after the block chain network agrees with the user account information, storing the consensus block corresponding to the user account information into a block chain of the block chain network.
For a specific limitation of the resource data processing apparatus, reference may be made to the above limitation on a resource data processing method, which is not described herein again. The modules in the resource data processing device can be wholly or partially implemented by software, hardware and a combination thereof. The modules can be embedded in a hardware form or independent from a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.
To facilitate understanding by those skilled in the art, in one embodiment, FIG. 8 provides a timing diagram of the application of a resource data processing method; wherein, the user can make a subscription and redemption (the user sets up due redemption, the system automatically replaces the user to redeem when the user is due) operation at the fund sales organization between 15 o 'clock and 15 o' clock of T-1 day, wherein T is a transaction day; then, reporting the procurement by a fund affiliate mechanism at 17 points in T day, and redeeming the transaction file to a fund company; after the fund company receives the investment income of the product, the fund company carries out clearing processing, wherein the clearing processing comprises purchase applying, redeeming share registration, income distribution and the like. After 0 point of T +1D, the fund company sends out purchase and redemption confirmation files and income files to a fund selling organization according to the clearing result; d is a natural day, about 2 points of T +1D, and after taking the purchase requisition, redemption confirmation file and income file, the fund reimbursement mechanism performs purchase requisition, redemption confirmation and income check-in operation on each user; wherein the revenue posting operation comprises adding sub-accounts to the transaction rolling due; recording the outstanding proceeds for unexpired user transactions.
FIG. 10 is a diagram illustrating an internal structure of a computer device in one embodiment. The computer device may be specifically the value added server 110 in fig. 1. As shown in fig. 10, the computer apparatus includes a processor, a memory, a network interface, an input device, and a display screen connected through a system bus. Wherein the memory includes a non-volatile storage medium and an internal memory. The non-volatile storage medium of the computer device stores an operating system and may also store a computer program which, when executed by the processor, causes the processor to implement a resource data processing method. The internal memory may also have a computer program stored therein, which when executed by the processor, causes the processor to perform a resource data processing method. The display screen of the computer equipment can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, a key, a track ball or a touch pad arranged on the shell of the computer equipment, an external keyboard, a touch pad or a mouse and the like.
Those skilled in the art will appreciate that the architecture shown in fig. 10 is merely a block diagram of some of the structures associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
In one embodiment, a resource data processing apparatus provided herein may be implemented in the form of a computer program that is executable on a computer device such as that shown in fig. 10. The memory of the computer device may store various program modules constituting the resource data processing apparatus, such as the file obtaining module 710, the value-added obtaining module 720 and the account adjusting module 730 shown in fig. 7. The computer program constituted by the respective program modules causes the processor to execute the steps in a resource data processing method of the embodiments of the present application described in the present specification.
For example, the computer device shown in fig. 10 may execute the steps of obtaining the resource transfer file of the resource management platform by the file obtaining module 710 in one resource data processing apparatus shown in fig. 7; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource. The computer device may execute, by the value-added obtaining module 720, obtaining, according to the resource transfer file, a total resource value variation of the account resource in the resource management platform in the first time period after determining that the resource management platform completes resource transfer management on the account resource in the first time period. The computer device may adjust the account resource value in the user account of the user according to the total resource value variation through the account adjustment module 730.
In one embodiment, a computer device is provided, comprising a memory and a processor, the memory storing a computer program which, when executed by the processor, causes the processor to perform the steps of a resource data processing method as described above. The steps of a resource data processing method herein may be steps in a resource data processing method of the various embodiments described above.
In one embodiment, a computer-readable storage medium is provided, in which a computer program is stored, which, when executed by a processor, causes the processor to carry out the steps of a resource data processing method as described above. The steps of a resource data processing method herein may be steps in a resource data processing method of the various embodiments described above.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a non-volatile computer-readable storage medium, and can include the processes of the embodiments of the methods described above when the program is executed. Any reference to memory, storage, database, or other medium used in the embodiments provided herein may include non-volatile and/or volatile memory, among others. Non-volatile memory can include read-only memory (ROM), Programmable ROM (PROM), Electrically Programmable ROM (EPROM), Electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), Dynamic RAM (DRAM), Synchronous DRAM (SDRAM), Double Data Rate SDRAM (DDRSDRAM), Enhanced SDRAM (ESDRAM), Synchronous Link DRAM (SLDRAM), Rambus Direct RAM (RDRAM), direct bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM).
The technical features of the above embodiments can be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the above embodiments are not described, but should be considered as the scope of the present specification as long as there is no contradiction between the combinations of the technical features.
The above-mentioned embodiments only express several embodiments of the present application, and the description thereof is more specific and detailed, but not construed as limiting the scope of the present application. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the concept of the present application, which falls within the scope of protection of the present application. Therefore, the protection scope of the present patent shall be subject to the appended claims.

Claims (10)

1. A method for processing resource data, the method comprising:
acquiring a resource transfer file of a resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource;
when the resource management platform is determined to finish resource transfer management on the account resources within the first time period, acquiring the total resource value variation of the account resources in the resource management platform within the first time period according to the resource transfer file;
and adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
2. The method of claim 1, wherein the first time period comprises at least two check-in days, and wherein when the resource management platform manages resource transfers for the account resources within the first time period, the method further comprises:
determining the resource value variation of the account resource on the current registration day according to the resource transfer file;
acquiring historical registration variable quantity of the account resources; the historical registration variable quantity is obtained by registering the resource value variable quantity of the account resource on a historical registration day; the historical registration date is a registration date before the current registration date;
determining the total resource value variation of the account resources in the resource management platform in a second time period according to the resource value variation of the current registration day and the historical registration variation, and taking the total resource value variation as the current resource value variation; wherein the second time period comprises the historical registration day and the current registration day;
and saving the current resource value variable quantity.
3. The method of claim 2, further comprising:
receiving a resource state query request of a user terminal; the resource state query request is generated by the user terminal responding to the resource state query operation of the user;
responding to the resource state query request, and sending a response message carrying the current resource value variation to the user terminal so that the user terminal displays a resource state page according to the current resource value variation; the resource state page is used for the user to determine the resource change state corresponding to the account resource in the resource management platform.
4. The method of claim 1, wherein when it is determined that the resource management platform completes resource transfer management of the account resource within the first time period, the method further comprises:
judging whether the resource management platform needs to perform resource transfer management on the account resources in the third time period or not according to the resource transfer file; wherein the third time period is a time period next to the first time period;
adjusting the corresponding account resource value in the user account of the user according to the total resource value variation, including:
when the resource management platform is judged to need to perform resource transfer management on the account resources within the third time period, creating a user sub-account corresponding to the user account;
according to the total resource value variation, adding a corresponding account resource value in the user sub-account; and the account resource value of the user sub-account is used for the resource management platform to determine the account resource of the user in the resource management platform in the third time period.
5. The method of claim 1, further comprising:
determining a management due identifier corresponding to the account resource according to the resource transfer file;
and determining that the resource management platform completes resource transfer management on the account resources within the first time period according to the management expiration identifier.
6. The method according to any one of claims 1 to 5, further comprising:
synchronizing user account information of the user with the resource management platform.
7. The method of claim 6, applied to a value added server, for synchronizing the user account information of the user with the resource management platform, comprising:
generating an account information synchronization request according to the user account information;
sending the account information synchronization request to a blockchain network so that the blockchain network performs consensus verification on the user account information; the block chain network is constructed based on the value-added server and the resource management platform;
and after the block chain network agrees with the user account information, storing the consensus block corresponding to the user account information into a block chain of the block chain network.
8. A resource data processing system, characterized in that the system comprises: a value added server and a resource management platform;
the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform in a first time period; the resource transfer file is also used for generating a resource transfer file according to the resource transfer information corresponding to the account resource; the resource transfer file is also used for sending the resource transfer file to the value-added server;
the value added server is used for acquiring a resource transfer file of the resource management platform; the resource management platform is further used for acquiring the total resource value variation of the account resources in the resource management platform in the first time period according to the resource transfer file after determining that the resource management platform completes resource transfer management of the account resources in the first time period; and adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
9. An apparatus for resource data processing, the apparatus comprising:
the file acquisition module is used for acquiring a resource transfer file of the resource management platform; the resource management platform is used for carrying out resource transfer management on account resources of a user in the resource management platform within a first time period; the resource transfer file is a file generated by the resource management platform according to the resource transfer information corresponding to the account resource;
the value-added acquisition module is used for acquiring the total resource value variation of the account resources in the resource management platform in the first time period according to the resource transfer file after the resource management platform is determined to finish resource transfer management on the account resources in the first time period;
and the account adjusting module is used for adjusting the corresponding account resource value in the user account of the user according to the total resource value variation.
10. A computer-readable storage medium, storing a computer program which, when executed by a processor, causes the processor to carry out the steps of the method according to any one of claims 1 to 7.
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