CN111026560A

CN111026560A - Method and device for processing product data, computer equipment and storage medium

Info

Publication number: CN111026560A
Application number: CN201910987184.8A
Authority: CN
Inventors: 雷俊锋; 徐振华; 孙飞翔
Original assignee: Ping An Technology Shenzhen Co Ltd
Current assignee: Ping An Technology Shenzhen Co Ltd
Priority date: 2019-10-17
Filing date: 2019-10-17
Publication date: 2020-04-17
Anticipated expiration: 2039-10-17
Also published as: CN111026560B; WO2021073153A1

Abstract

The embodiment of the application belongs to the big data technology in the field of internet, and relates to a method, a device, computer equipment and a storage medium for processing product data.A management processing system receives a processing request message sent by a user terminal and broadcasts the processing request message to a message center, wherein the processing request message comprises an identity and processing content, and the processing content comprises information requiring electronic stamp, information requiring data exchange processing or information requiring electronic certificate making; the message center broadcasts the content included in the processing request message in a message queue mode, and the management service platform reads the message queue of the message center and informs a system related to the electronic stamp, data exchange or electronic certificate making processing to complete the corresponding electronic stamp, data exchange or electronic certificate making processing according to the processing content included in the message queue. By the scheme, the data processing speed can be improved, and the method is suitable for large-traffic processing.

Description

Method and device for processing product data, computer equipment and storage medium

Technical Field

The present application relates to the field of internet technologies, and in particular, to a method and an apparatus for processing product data, a computer device, and a storage medium.

Background

At present, financial products and banking businesses of banks are basically separated and independent, electronic stamps, data exchange processing and/or financial certificate certificates of most of small and medium-sized banks for the financial products are still in a manual operation state, a large amount of businesses need to be processed in a certain time period, and when a plurality of workers send processing requests for the electronic stamps, the data exchange processing and/or the financial certificate certificates through computers, a financial product processing server and a banking business processing server need to process a large amount of data in a short time, so that the processing speed is low, and even the data can be jammed and halted due to data congestion.

Disclosure of Invention

An object of the embodiments of the present application is to provide a method, an apparatus, a computer device, and a storage medium for processing product data, which can improve data processing speed and adapt to processing of large traffic.

In order to solve the above technical problem, an embodiment of the present application provides a method for processing product data, which adopts the following technical solutions:

a method of processing product data, the method comprising:

a management processing system receives a processing request message sent by a user terminal, wherein the packet header of the processing request message comprises an identity identifier, and the data segment of the processing request message comprises processing content, wherein the processing content comprises information requiring electronic seal, information requiring data exchange processing or information requiring electronic certificate making;

when the management processing system determines that the data segment of the processing request message carries the information requiring electronic seal, the information requiring data exchange processing or the information requiring electronic certificate making, the processing request message is broadcasted;

the message center receives the processing request message broadcasted by the management processing system, and broadcasts the identity identifier and the processing content in a message queue mode when determining that the data segment of the processing request message carries the information requiring electronic printing, the information requiring data exchange processing or the information requiring electronic certificate making;

the management service platform reads the message queue broadcasted by the message center, and informs a system related to electronic seal processing of completing the electronic seal processing according to the information requiring the electronic seal included in the message queue, or informs the system related to data exchange processing of completing the data exchange processing according to the information requiring the data exchange processing included in the message queue, or informs the system related to electronic certificate processing of completing the electronic certificate processing according to the information requiring the electronic certificate included in the message queue.

Further, after the message center receives the processing request message broadcast by the management processing system, the method further includes:

and the message center correspondingly generates the message queue carrying the information requiring electronic seal, the information requiring data exchange processing or the information requiring electronic certificate according to the information requiring electronic seal, the information requiring data exchange processing or the information requiring electronic certificate carried by the processing request message.

Further, the message queue is a first message queue, and notifying a system related to electronic stamp processing to complete electronic stamp processing according to the information requiring electronic stamp included in the message queue specifically includes:

when the management service platform monitors the first message queue, validity check is carried out according to the identity identifier included in the first message queue, and if the validity check is passed, whether the content included in the first message queue is the information requiring electronic printing is determined;

if the first message queue comprises the information requiring electronic seal, the management service platform sends an electronic seal request to a seal centralized operation system and sends a data exchange processing list file to the seal centralized operation system; the management service platform receives an electronic consumption printed data exchange processing list file sent by the stamp centralized operation system after the stamp centralized operation system completes electronic consumption printing; the management service platform sends a signing request message carrying the electronic printed data exchange processing list file to a file processing system; the management service platform receives a signature success message sent by the file processing system after the document processing system finishes examination and approval according to the signature request message; the management service platform broadcasts the data exchange processing list information included in the data exchange processing list file to the message center;

if the first message queue does not contain the information requiring electronic stamp, the management service platform sends a signing request message to the file processing system, and the signing request message carries the data exchange processing list file; the management service platform receives a signing success message sent by the file processing system after the file processing system finishes examination and approval; and the management service platform broadcasts the data exchange processing list information contained in the data exchange processing list file to the message center.

Further, after the management service platform broadcasts the data exchange processing list information included in the data exchange processing list file to the message center, the method further includes:

the message center broadcasts the data exchange processing list information broadcasted by the management service platform through a second message queue;

the management system monitors the second message queue, completes validity check according to the identity carried by the second message queue, and broadcasts a data exchange processing completion instruction after performing corresponding data exchange processing according to the data exchange processing list information included in the second message queue;

and the message center receives the data exchange processing completion instruction broadcasted by the management system.

Further, after the message center receives the data exchange processing completion instruction broadcasted by the management system, the method further includes:

the message center broadcasts the data exchange processing completion instruction through a third message queue;

the management service platform monitors the third message queue from the message center, updates the state of the data exchange processing bill according to a data exchange processing completion instruction included in the third message queue, and broadcasts a data exchange processing completion determining instruction;

and the message center receives the data exchange processing completion determining instruction broadcasted by the management service platform.

Further, after the message center receives the data exchange processing completion determining instruction broadcasted by the management service platform, the method further includes:

the message center generates a fourth message queue and a fifth message queue and broadcasts the fourth message queue and the fifth message queue, wherein the fourth message queue comprises a data exchange processing completion determining instruction, and the fifth message queue comprises a certification instruction;

the management processing system monitors the fourth message queue and updates the bill information stored in the fourth message queue according to a data exchange processing completion determining instruction carried by the fourth message queue;

and the certification making system monitors the fifth message queue from the message center and completes the certification making process according to the certification making indication carried by the fifth message queue.

Further, after the message center broadcasts the fourth message queue and the fifth message queue, the method further includes:

the message center receives the certificate information broadcasted by the certificate making system;

the message center generates a sixth message queue according to the certificate information broadcasted by the certification making system and broadcasts the sixth message queue, wherein the sixth message queue carries a certification making completion instruction;

the management service platform monitors the sixth message queue from the message center, updates the bill state according to the certification completion instruction in the sixth message queue, and broadcasts a certification completion confirmation message to the message center;

the message center generates a seventh message queue according to the certification completion confirmation message broadcasted by the management service platform and broadcasts the seventh message queue, wherein the seventh message queue carries the certification completion confirmation message;

and the management processing system monitors the seventh message queue from the message center, and updates the bill state into the certified state according to the certification completion confirmation message carried by the seventh message queue.

In order to solve the above technical problem, another embodiment of the present application provides an apparatus for processing product data, including:

the management processing system is used for receiving a processing request message sent by a user terminal, wherein the packet header of the processing request message comprises an identity identifier, and the data segment of the processing request message comprises processing content, wherein the processing content comprises information requiring electronic seal, information requiring data exchange processing or information requiring electronic certificate making; when determining that the data segment of the processing request message carries the information requiring electronic seal, the information requiring data exchange processing or the information requiring electronic certificate making, broadcasting the processing request message;

the message center is used for receiving the processing request message broadcasted by the management processing system, and broadcasting the identity identifier and the processing content in a message queue mode when determining that the data segment of the processing request message carries the information requiring electronic seal, the information requiring data exchange processing or the information requiring electronic certificate making;

and the management service platform is used for reading the message queue broadcasted by the message center, notifying a system related to electronic seal processing to finish electronic seal processing according to the information requiring electronic seal included in the message queue, or notifying the system related to data exchange processing to finish data exchange processing according to the information requiring data exchange processing included in the message queue, or notifying the system related to electronic certificate processing to finish electronic certificate processing according to the information requiring electronic certificate included in the message queue.

In order to solve the above technical problem, another embodiment of the present application provides a computer device, which includes a memory and a processor, wherein the memory stores a computer program, and the processor implements the steps of the method for processing product data when executing the computer program.

In order to solve the above technical problem, another embodiment of the present application provides a computer-readable storage medium, wherein a computer program is stored on the computer-readable storage medium, and when being executed by a processor, the computer program implements the steps of the method for processing product data.

Compared with the prior art, the method, the device, the computer equipment and the storage medium for processing the product data have the following advantages that:

the message center broadcasts the content included in the processing request message in a message queue mode so that the related service platforms read the message queue of the message center and complete the related processing according to the content of the message queue, data congestion is avoided, each service platform processes the service belonging to the service platform, and the processing speed can be improved.

Drawings

In order to more clearly illustrate the solution of the present application, the drawings needed for describing the embodiments of the present application will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present application, and that other drawings can be obtained by those skilled in the art without inventive effort.

Fig. 1 is a schematic structural diagram of a system architecture according to an embodiment of the present application.

FIG. 2 realizes electronic processing, reduces the investment of repeated labor force of financial staff, and improves the accuracy of certificate making.

Fig. 3 is a flowchart illustrating a method for processing product data according to another embodiment of the present application.

Fig. 4 is a schematic structural diagram of an electronic stamp processing system according to another embodiment of the present application.

Fig. 5 is a flowchart illustrating an electronic stamp processing method according to another embodiment of the present application.

Fig. 6 is a schematic structural diagram of a product processing system according to another embodiment of the present application.

Fig. 7 is a flowchart illustrating a production processing method according to another embodiment of the present application.

Fig. 8 is a schematic structural diagram of an electronic certification system according to another embodiment of the present application.

Fig. 9 is a schematic structural diagram of an electronic certification system according to another embodiment of the present application.

Fig. 10 is a schematic structural diagram of an apparatus for processing product data according to another embodiment of the present application.

Fig. 11 is a schematic structural diagram of a computer device according to another embodiment of the present application.

Detailed Description

Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs; the terminology used in the description of the application herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the application; the terms "including" and "having," and any variations thereof, in the description and claims of this application and the description of the above figures are intended to cover non-exclusive inclusions. The terms "first," "second," and the like in the description and claims of this application or in the above-described drawings are used for distinguishing between different objects and not for describing a particular order.

Reference herein to "an embodiment" means that a particular feature, structure, or characteristic described in connection with the embodiment can be included in at least one embodiment of the application. The appearances of the phrase in various places in the specification are not necessarily all referring to the same embodiment, nor are separate or alternative embodiments mutually exclusive of other embodiments. It is explicitly and implicitly understood by one skilled in the art that the embodiments described herein can be combined with other embodiments.

In order to make the technical solutions better understood by those skilled in the art, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the accompanying drawings.

As shown in fig. 1, which is a schematic structural diagram of a system architecture according to an embodiment of the present application, the system architecture 100 may include

terminal devices

101, 102, and 103, a network 104, and a server 105. The network 104 serves as a medium for providing communication links between the

terminal devices

101, 102, 103 and the server 105. Network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.

The user may use the

terminal devices

101, 102, 103 to interact with the server 105 via the network 104 to receive or send messages or the like. The

terminal devices

101, 102, 103 may have various communication client applications installed thereon, such as a web browser application, a shopping application, a search application, an instant messaging tool, a mailbox client, social platform software, and the like.

The

terminal devices

101, 102, 103 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, e-book readers, MP3 players (Moving Picture experts Group Audio Layer III, mpeg compression standard Audio Layer 3), MP4 players (Moving Picture experts Group Audio Layer IV, mpeg compression standard Audio Layer 4), laptop portable computers, desktop computers, and the like.

The server 105 may be a server providing various services, such as a background server providing support for pages displayed on the

terminal devices

101, 102, 103.

It should be noted that the method for processing product data provided in the embodiments of the present application is generally executed by a server/terminal device, and accordingly, an apparatus for processing product data is generally disposed in the server/terminal device.

Fig. 2 is a schematic structural diagram of a product data processing system according to an embodiment of the present application, which may be a financial management system and may be implemented by one or more servers.

The method for processing product data provided by the embodiment of the application is used for processing product information, for example, financial product information or equipment product information, and the like, but for convenience of description, the following embodiments all take financial product information as an example for explanation.

For example, a financial management system comprises: a Cash Management Transaction System (CMTS) 21, a Message center (MQ) 22, a Financial certification System (FMS) 23, an Investment Management Service Platform (IMSP) 24, a fund Management System (CMS) 25, an enterprise service Management platform (ESG) 26, a bank payment center (Financial Management System, TMS)27, and a database server (data) 28, wherein the cash Management transaction System 21, the Message center 22, the Financial certification System 23, the investment Management service platform 24, the fund Management System 25, the enterprise service Management platform 25, the bank payment server 28 may be implemented by a computer and the database server 28. A firewall is opened between any two devices, the message center 22 is respectively in communication with the cash management transaction system 21, the financial certification system 23, the investment management service platform 24 and the fund management system 25 are respectively in communication with the database server 28 through a database connection (Java DataBaseConnectivity, JDBC) protocol, the fund management system 25 is further respectively in communication with the enterprise service administration platform 26 and the bank payment center 27, and the enterprise service administration platform 26 and the bank payment center 27 are in communication with each other.

The working process of the financial system may be as shown in fig. 3, which is a schematic flow chart of a method for processing product data according to another embodiment of the present application, and when the method for processing product data is applied to a bank financial system, the method for processing product data is a method for processing financial product data, and with reference to the financial system of fig. 2, the specific process of the method for processing financial product data may be as follows.

Step 301, the management processing system receives a request message for processing a product sent by a user terminal.

The processing request message includes an identity and processing content, for example, a header of the processing request message includes the identity, a data segment of the processing request message includes the processing content, the processing content includes a product name or a product code and processing mode information, and the processing mode information is information requiring electronic seal, information requiring data exchange processing (for example, information requiring transaction), or information requiring electronic certificate making. For example, the processing request message is a 16-bit field, where a header of the processing request message is 4 bits and is used to carry an identity, and a data segment of the processing request message is 12 bits, where the first 4 bits are used to carry information requiring electronic seal (e.g., 0001), information requiring data exchange processing (e.g., 0011), or information requiring electronic certification (e.g., 0111), the middle 4 bits are used to carry a product name or a product code, and the last 4 bits are spare bits and are used for a subsequent custom function, and all zeros are used when there is no data.

For example, the management processing system is a cash management transaction system, the processed product request is a processed financial product request, and when a user needs to purchase a financial product, a processed financial product request message is sent to the cash management transaction system through a user terminal, for example, the processed financial product request message may be a purchase application financial product request message, a redemption financial product request message, or a cash withdrawal financial product request message, and the like, and the processed financial product request message includes an identification (e.g., a user name and a secret key), a financial product name or code, mode information of processing a financial product, and a value (e.g., a quantity or an amount) of processing a financial product, wherein the value of processing a financial product may be carried by spare bits of the processed request message.

In another embodiment of the present application, the user terminal may be a smartphone, a tablet computer, or a computer, and the computer may be a notebook computer or a desktop computer.

Step 302, the management processing system broadcasts the content included in the process product request message to a message center.

The management processing system analyzes the processing request message, and broadcasts the processing request message to a message center when the management processing system determines that the data section of the processing request message carries the information requiring electronic seal, the information requiring data exchange processing or the information requiring electronic certificate making; when the management processing system determines that the data segment of the processing request message carries other information, such as query information, the management processing system queries the corresponding device, and the specific process of querying may adopt the prior art, which is not limited in this application.

For example, the cash management transaction system broadcasts content included in the processed financial product request message to a message center.

For example, the cash management transaction system periodically transmits to the message center the content included in the processed financial product request message including an identification (e.g., username and key), a financial product name or code, a manner in which the financial product was processed, and a value (e.g., amount or amount) of the financial product.

Step 303, the message center broadcasts the content included in the processing product request message in a message queue.

And the message center receives the processing request message sent by the management processing system, analyzes the processing request message, and broadcasts the identity identifier and the processing content in a message queue mode when determining that the data segment of the processing request message carries the information requiring electronic seal, the information requiring data exchange processing or the information requiring electronic certificate making.

The message center broadcasts or pushes the identification (such as a user name and a secret key), the name or code of the financial product, the way of processing the financial product and the value (such as the amount or the amount) of the processed financial product, which are included in the processed financial product request message, to the related service platform in a message queue mode. For example, the associated service platform may be a financial certification system, an investment management service platform, and/or a funds management system.

The message queue is a communication method of an application program to the application program, the communication of the related service platform and the message center refers to reading and writing information of the message queue through an air interface without connecting by a special physical connection, the message transfer refers to communication between devices by sending data in messages instead of communicating with each other by directly calling, and the directly calling is generally used for technologies such as remote procedure calling. In this embodiment, each docking system is accessed to a message center, different processing requests respectively establish corresponding queue names, each link respectively monitors messages and consumption messages according to the specified queue names and transmits processing results to a system of the next link in a message form, for example, the message center sets a queue name for a trading financial product.

Step 304, the management service platform reads the message queue of the message center and informs a system related to electronic stamp, data exchange or electronic certificate making processing to complete the corresponding electronic stamp, data exchange or electronic certificate making processing according to the processing content included in the message queue.

For example, when the message queue includes information requiring electronic certification, the management service platform notifies the financial certification system of completing a certification processing flow; when the message queue comprises information requiring electronic consumption, the management service platform informs the investment management service platform of completing the processing flow of the electronic consumption; when the message queue includes information requiring data exchange processing (e.g., information requiring an electronic transaction), the management service platform notifies the funds management system to complete a transaction process, such as a purchase requisition, redemption, or reimbursement process.

Therefore, the message center broadcasts the content included in the processing request message in a message queue manner, so that related service platforms read the message queue of the message center and complete related processing according to the content of the message queue, data congestion is avoided, each service platform processes the business belonging to the service platform, the processing speed can be improved, electronic processing can be realized, the investment of repeated labor force of financial staff is reduced, and the processing accuracy is improved

The following describes in detail an electronic seal process, an electronic transaction process, and an electronic certificate process, respectively.

As shown in fig. 4, a schematic structural diagram of an electronic stamp processing system according to another embodiment of the present application is shown, where the electronic stamp processing system includes an investment management service platform, a stamp centralized operation system, a file processing system, an enterprise service administration platform, a message center, a cash management transaction system, and a database server, the investment management service platform is connected to the enterprise service administration platform, the stamp centralized operation system, the file processing system, the message center, the database server, and a terminal device, the stamp centralized operation system and the file processing system are both connected to the enterprise service administration platform, and the message center is further connected to the cash management transaction system.

After the electronic seal processing system is established, both the seal centralized operation system and the file processing system need to perform service registration to the enterprise service governance platform, for example, the seal centralized operation system registers the electronic seal service to the enterprise service governance platform, and the file processing system registers the file processing service to the enterprise service governance platform, for example, printing an electronic file and/or transmitting the electronic file to a predetermined address (for example, an electronic mailbox). If not, the communication is disabled and the process ends.

Fig. 5 is a schematic flow chart of an electronic stamp processing method according to another embodiment of the present application, and a specific process of the electronic stamp processing method may be as follows in conjunction with the electronic stamp processing system of fig. 4.

Step 501, a management processing system broadcasts a processing request message carrying information requiring electronic seal to a message center, and the message center generates and broadcasts a first message queue carrying the information requiring electronic seal.

For example, the management processing system is a cash management transaction system, the cash management transaction system broadcasts transaction information carrying information requiring electronic stamp to a message center, and the message center broadcasts the transaction information through a first message queue.

For example, the message center sets a queue name for the electronic useful message, the transaction information includes a purchase transaction list of the current financial product, a redemption transaction list of the fund of the financial product in the net value class and/or a reimbursement transaction list of the non-net value financial product, for example, the transaction list information includes the transaction number, the name of the investment subject, the name of the financial product, the bank account number, the transaction type, the transaction amount, the transaction date, the due date, the transaction status and the like of the user, and in particular, the transaction information may be as shown in table 1.

TABLE 1

Step 502, when the management service platform monitors the first message queue, the validity of the first message queue is checked according to the identity included in the first message queue, and if the validity of the first message queue passes the check, whether the content included in the first message queue is the information requiring electronic printing is determined.

For example, the management service platform is an investment management service platform, and when monitoring the first message queue, the investment management service platform analyzes the content included in the first message queue, performs validity check according to the identity (for example, a user name and a secret key) included in the first message queue, and if the validity check passes, performs corresponding processing according to whether the first message queue includes an electronic stamp message.

In another embodiment of the present application, after the investment management service platform completes the verification, the contents included in the first message queue are also saved.

In another embodiment of the present application, if the first message queue includes information requiring electronic seal, the investment management service platform sends an electronic seal request to the seal centralized operating system (CSMS) and sends a data exchange transaction order file (e.g., a transaction order file) to the seal centralized operating system.

In another embodiment of the application, for the purchase of non-pre-authorized financing products, the investment management service platform generates a frame option "whether to use electronic seal off-line" to control whether to go away the electronic seal link, and if the user selects yes, the electronic seal application is not required; otherwise the electronic printing system needs to be submitted. For the purchase of pre-authorized financing products, an electronic printing link is not needed.

After the stamp centralized operation system completes electronic stamp, the electronic stamp centralized operation system sends the electronic stamp data exchange processing list file (e.g., transaction list file) to the management service platform (e.g., investment management service platform), and then the investment management service platform sends the electronic stamp data exchange processing list file (e.g., transaction list file) to a file processing system (EOA), for example, the management service platform (e.g., investment management service platform) sends a signing request message to the file processing system, the signing request message carries the electronic stamp data exchange processing list file (e.g., transaction list file), and after the file processing system completes approval, the file processing system sends its signing success message to the management service platform (e.g., investment management service platform), and the management service platform (e.g., investment management service platform) broadcasts data exchange transaction order information (e.g., trade order information) to a message center.

If the first message queue does not comprise information requiring electronic printing, the management service platform (for example, an investment management service platform) directly sends a signing request message to the file processing system, the signing request message carries the data exchange processing list file (for example, a trade list file), after the file processing system completes examination and approval, the file processing system sends a signing success message to the management service platform (for example, the investment management service platform), and the management service platform (for example, the investment management service platform) broadcasts the data exchange processing list information (for example, the trade list information) to a message center.

Step 503, the message center broadcasts the data exchange processing list information sent by the management service platform through a second message queue.

For example, if the data exchange processing list is a transaction list, the message center broadcasts the transaction list information sent by the investment management service platform through a second message queue.

For example, the message center adds the trade order information sent by the investment management service platform to the second message queue, and then broadcasts.

After the electronic printing process is completed, a transaction flow as described below is performed, as shown in fig. 6, which is a schematic structural diagram of a product processing system according to another embodiment of the present application. The processing system can be a financial transaction system which comprises an investment management service platform, a fund management system, an enterprise service management platform, a message center, a bank payment center and a database server. The investment management service platform is respectively connected with the message center and the database server, the fund management system is respectively connected with the message center, the database server, the enterprise service governing platform and the bank payment center, and the enterprise service governing platform and the bank payment center are mutually connected.

Fig. 7 is a schematic flow chart of a product processing method according to another embodiment of the present application, and with reference to fig. 6, the processing procedure may be a transaction procedure, which may be specifically described as follows.

Step 701, the management system monitors the second message queue, completes validity check according to the identity included in the second message queue, and broadcasts a data exchange processing completion instruction after performing corresponding processing according to the content of the second message queue.

For example, the management system is a fund management system (CMS), and the fund management system (CMS) monitors and parses the second message queue, and performs corresponding processing according to the content of the second message queue after completing the validity check according to the identity included in the second message queue.

In another embodiment of the present application, the funds management system further maintains the contents of the second message queue.

For example, if the data exchange processing order included in the second message queue is a transaction order, and the transaction order is a purchase requisition order, the fund management system triggers a payment process, and the data exchange processing completion instruction is a transaction completion instruction.

In another embodiment of the present application, the payment process includes an online payment process and an offline payment process.

For example, the fund management system calls a bank payment center system (TMS) to complete online payment, then the fund management system acquires bank flow information from the bank payment center system at regular time (for example, 12 hours or 24 hours after completing online payment), and then performs automatic matching according to the bank flow information, for example, which financial products are successfully matched for purchase, and if online payment is not successful, the automatic matching is unsuccessful, for example, no financial product which is successfully purchased for purchase is matched.

If the payment is offline payment, the fund management system acquires bank flow information from the bank payment center system at regular time (for example, 12 hours or 24 hours after the payment is completed offline), and then performs automatic matching according to the bank flow information, for example, which financial products are successfully purchased, and if the offline payment is not successful, the automatic matching is unsuccessful, for example, no financial products which are successfully purchased are matched.

The automatic matching means that the payable order is compared with the receiving and paying bank flow in two ways, for example, the real payment and real payment are determined to be completed under the condition that 7 factors, namely the name of both transaction parties, the account number of both transaction parties, the account name of both transaction parties, the transaction amount, the transaction date, the transaction currency and the transaction inflow and outflow direction are the same.

For example, if the transaction order is a redemption/refund order, the funds management system triggers a collection process, and the funds management system periodically obtains bank flow information from the bank payment center system (TMS) and then automatically matches, for example, the redemption or refund of those financial products.

After the transaction is completed and the automatic matching is completed, the funds management system broadcasts a data exchange processing completion instruction (e.g., a transaction completion instruction) to a message center.

Step 702, the message center broadcasts the data exchange processing completion instruction through a third message queue.

For example, the message center broadcasts a data exchange process completion instruction (e.g., a transaction completion instruction) via a third message queue.

Step 703, the management service platform monitors the third message queue from the message center, updates the state of the data exchange processing document according to the data exchange processing completion instruction included in the third message queue, and broadcasts a data exchange processing completion confirmation instruction after updating.

For example, the investment management service platform monitors the third message queue from the message center, and updates the state of the data exchange document (e.g., transaction document) according to a data exchange processing completion instruction (e.g., transaction completion instruction) included in the third message queue.

For example, the investment management service platform updates the transaction information included in the purchase requisition, redemption order or rebate order stored by the investment management service platform, such as information including the name of the financial product, the code of the financial product, the transaction amount, and the like.

After the update is complete, the investment management services platform broadcasts a data exchange process completion confirmation instruction (e.g., the transaction completion confirmation instruction) to the message center.

Step 704, after monitoring the data exchange processing completion confirmation instruction broadcasted by the investment management service platform, the message center generates a fourth message queue and a fifth message queue according to the data exchange processing completion confirmation instruction.

For example, the investment management service platform broadcasts a message, where the broadcast message carries a data exchange processing completion confirmation instruction (e.g., the transaction completion confirmation instruction), and the message center monitors the broadcast message of the investment management service platform and then generates a fourth message queue and a fifth message queue according to the transaction completion confirmation instruction, where the fourth message queue includes the transaction completion confirmation instruction, and the fifth message queue includes a certification instruction.

Step 705, the management processing system monitors a fourth message queue from the message center, and updates the stored bill information according to the data exchange processing completion confirmation instruction included in the fourth message queue.

For example, when the cash management transaction system monitors the fourth message queue from the message center, the content carried by the fourth message queue is analyzed, and the bill information stored in the fourth message queue is updated according to the data exchange processing completion confirmation instruction (for example, a transaction completion confirmation instruction).

For example, the cash management transaction system updates the transaction information included in the purchase requisition, redemption order or rebate order it holds, including, for example, the name of the financial product, the code of the financial product, the amount of the transaction, and so on.

The transaction process is completed, and the process of making the transaction order voucher can be continued after the transaction is completed.

As shown in fig. 8, a schematic structural diagram of an electronic certification system according to another embodiment of the present application is shown, where the electronic certification system includes a financial certification system, an investment management service platform, a message center, an enterprise service administration platform, a certificate center, and a database server, where the financial certification system is connected to the message center, the enterprise service administration platform, the certificate center, and the database server respectively, the investment management service platform is connected to the message center and the database server respectively, and the enterprise service administration platform is further connected to the certificate center.

As shown in fig. 9, which is a schematic flow chart of an electronic certificate making method according to another embodiment of the present application, the electronic certificate making method may be a method for making a certificate of a transaction order, and the main process of making the certificate of the transaction order may be as follows with reference to fig. 8.

Step 901, the certification system monitors the fifth message queue from the message center, completes the certification process according to the certification instruction carried by the fifth message queue, and broadcasts the credential information to the message center after completing the certification process.

For example, the certification system is a financial certification system, the financial certification system monitors the fifth message queue from the message center, completes a certification process according to a certification instruction carried by the fifth message queue, and broadcasts credential information to the message center after the certification process is completed.

For example, after the financial certification system (FMS) monitors the fifth message queue from the message center, the validity check is completed according to the identity; then triggering corresponding certification rules to carry out certification according to the transaction type, wherein the transaction type comprises purchase applying, redemption or withdrawal, and the financial certification system (FMS) sends a certification request message to a certificate center (OF), and the certification request message carries current transaction information; and after the certificate center successfully makes the certificate, sending a certificate making completion message to the financial certificate making system, wherein the certificate making completion message carries certificate information of certificate making completion. The certification making rule refers to that after an order for the accounts receivable and payable of financing is issued to the FMS, the FMS finds out the matched certification making rule for making a certification according to the financing risk type (such as primary type and secondary type) of the order, whether the order is maintained, whether the order is related to a transaction, whether the order is a net value product or not and whether the order is a money fund or not.

And after the certification making process is completed, the financial certification making system broadcasts the certificate information to the message center.

Step 902, the message center generates a sixth message queue according to the certificate information sent by the certification system and broadcasts the sixth message queue, where the sixth message queue carries a certification completion instruction.

For example, the message center sets a queue name for a sixth message queue, where the sixth message queue includes a certification completion instruction, and the certification completion instruction is used to indicate a certification result, for example, the certification result includes a certification success, a certification failure, or a certification, where the certification refers to that the FMS needs to obtain a bank subject entry based on the running information from a fund management system (CMS) according to the running ID in the instruction. In this embodiment, the certificate making is successful as an example, if the certificate making fails, the transaction fails, and if the certificate making fails, the certificate making process needs to be completed after a certain time.

Step 903, the management service platform monitors a sixth message queue from the message center, updates the bill state according to the certification completion instruction in the sixth message queue, and broadcasts a certification completion confirmation message to the message center.

For example, the investment management service platform monitors a sixth message queue from the message center, updates the bill state according to the certification completion instruction in the sixth message queue, and broadcasts a certification completion confirmation message to the message center.

Step 904, the message center generates a seventh message queue according to the certification completion confirmation message sent by the management service platform and broadcasts the seventh message queue.

For example, the investment management service platform monitors a sixth message queue from the message center, updates the bill state according to the certification completion confirmation message in the sixth message queue, and broadcasts the certification completion confirmation message to the message center.

For example, the seventh message queue includes a certification completion confirmation message.

Step 905, the management processing system monitors the seventh message queue from the message center, and updates the bill state to be certified according to the certification completion confirmation message carried by the seventh message queue.

For example, the cash management transaction system monitors the seventh message queue from the message center, and updates the receipt status to be certified according to a certification completion confirmation message carried by the seventh message queue.

And the investment management service platform acquires the certification making state of the instruction by monitoring the seventh message queue and updates the certification making state into a database of the data server.

To this end, the transaction order completes the complete process from create-match pipeline-certification.

In summary, after the manager property report post rechecks each transaction request initiated by the user, the Investment Management Service Platform (IMSP) sends a transaction instruction to the fund management system (CMS), so as to complete the automatic matching process, namely, the fund management system (CMS) automatically acquires bank pipelining data from a bank payment center system (TMS) and checks the data with a transaction instruction, if the data is checked to be normal, the data is automatically identified that the transaction and the pipelining are finished and the data is used, and synchronizes the state to an Investment Management Service Platform (IMSP) and finishes automatic certification, after receiving the result of automatic matching, the Investment Management Service Platform (IMSP) immediately issues a certificate making request to the financial certificate making system (FMS), and the financial certificate making system (FMS) automatically identifies certificate making subjects and rules according to the instruction and the flow and completes the certificate making process, and immediately informs the Investment Management Service Platform (IMSP) to mark that the transaction is finished with certificate making.

Therefore, contract management, payment approval and financial certification of services such as debt right, stock right, overseas and the like are completed by the early construction of the IMSP investment management platform, integrated seamless butt joint is realized, the investment of repeated labor force of financial staff is reduced, and the accuracy of certification making is improved.

It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium, and can include the processes of the embodiments of the methods described above when the computer program is executed. The storage medium may be a non-volatile storage medium such as a magnetic disk, an optical disk, a Read-Only Memory (ROM), or a Random Access Memory (RAM).

It should be understood that, although the steps in the flowcharts of the figures are shown in order as indicated by the arrows, the steps are not necessarily performed in order as indicated by the arrows. The steps are not performed in the exact order shown and may be performed in other orders unless explicitly stated herein. Moreover, at least a portion of the steps in the flow chart of the figure may include multiple sub-steps or multiple stages, which are not necessarily performed at the same time, but may be performed at different times, which are not necessarily performed in sequence, but may be performed alternately or alternately with other steps or at least a portion of the sub-steps or stages of other steps.

With further reference to fig. 10, as an implementation of the methods illustrated in fig. 3, 5, 7, and 9 described above, the present application provides an embodiment of an apparatus for processing product data, which corresponds to the method embodiments illustrated in fig. 3, 5, 7, and 9, and which may be particularly applicable in various electronic devices.

As shown in fig. 10, the apparatus for processing product data according to this embodiment may be the message center itself, or may also be a part of the message center, for example, the apparatus for processing product data may be one or more chips or circuits included in the message center, and the message center is implemented by a server or a terminal device.

The apparatus for processing product data includes: management processing system 11, message center 12, management service platform 13 and bus 14. The management processing system 11, the message center 12 and the management service platform 13 communicate with each other through a bus 14, and the module division in this embodiment is only exemplary, and may also be performed according to respective method actions.

In another embodiment of the present application, the management processing system 11, the message center 12, and the management service platform 13 may be implemented by one or more circuits, one or more processors, or one or more chips.

The functions or operation steps that the management processing system 11, the message center 12 and the management service platform 13 can implement are similar to the above method embodiments, and are not described in detail here.

For example, the management processing system 11 is configured to receive a processing request message sent by a user terminal, where a header of the processing request message includes an identity, and a data segment of the processing request message includes processing content, where the processing content includes information requiring electronic seal, information requiring data exchange processing, or information requiring electronic certification.

The management processing system 11 is further configured to broadcast the processing request message to the message center 12 when determining that the data segment of the processing request message carries the information requiring electronic stamp, the information requiring data exchange processing, or the information requiring electronic certification.

The message center 12 is configured to receive the processing request message sent by the management processing system 11, and broadcast the identity and the processing content in a message queue when determining that the data segment of the processing request message carries the information requiring electronic seal, the information requiring data exchange processing, or the information requiring electronic certification.

The management service platform 13 is configured to read the message queue of the message center 12 and notify a system related to electronic stamp, data exchange, or electronic certificate making process of completing the corresponding electronic stamp, data exchange, or electronic certificate making process according to the processing content included in the message queue.

For example, after receiving the processing request message sent by the management processing system 11, the message center 12 correspondingly generates the message queue carrying the information requiring electronic seal, the information requiring data exchange processing, or the information requiring electronic certification according to the information requiring electronic seal, the information requiring data exchange processing, or the information requiring electronic certification, which is carried by the processing request message, and broadcasts the generated message queue.

In another embodiment of the present application, the message queue is a first message queue, and the management service platform 13 reads the message queue of the message center 12 and notifies a system related to electronic stamp, data exchange, or electronic certificate processing to complete corresponding electronic stamp, data exchange, or electronic certificate processing according to the processing content included in the message queue may specifically be as follows.

When the management service platform 13 monitors the first message queue, the validity check is performed according to the identity included in the first message queue, and if the validity check is passed, it is determined whether the content included in the first message queue is information requiring electronic printing.

If the first message queue comprises the information requiring electronic seal, the management service platform 13 sends an electronic seal request to a seal centralized operation system and sends a data exchange processing list (for example, a transaction list) file to the seal centralized operation system; the management service platform 13 receives an electronic consumption data exchange processing list file sent by the stamp centralized operation system after the stamp centralized operation system completes electronic consumption; the management service platform 13 sends a signing request message carrying the electronic printed data exchange processing list file to a file processing system; the management service platform 13 receives a signature success message sent by the file processing system after the document processing system completes approval according to the signature request message; the management service platform 13 broadcasts the data exchange processing list information included in the data exchange processing list file to the message center 12.

If the first message queue does not include the information requiring electronic seal, the management service platform 13 directly sends a signing request message to the file processing system, wherein the signing request message carries the data exchange processing list file; the management service platform 13 receives a signature success message sent after the document processing system completes the approval; the management service platform 13 broadcasts the data exchange processing list information included in the data exchange processing list file to the message center 12.

After the management service platform 13 broadcasts the data exchange processing list information included in the data exchange processing list file to the message center 12, the message center 12 is further configured to broadcast the data exchange processing list information sent by the management service platform through a second message queue.

The device for processing the product data further comprises a management system, which is used for monitoring the second message queue, completing validity check according to the identity carried by the second message queue, and broadcasting a data exchange processing completion instruction after performing corresponding data exchange processing according to the content of the second message queue.

The message center 12 is further configured to receive the data exchange processing completion instruction broadcasted by the management system, and broadcast the data exchange processing completion instruction through a third message queue.

The management service platform 13 is further configured to monitor the third message queue from the message center 12, update the state of the data exchange processing document according to a data exchange processing completion instruction included in the third message queue, and broadcast a data exchange processing completion determination instruction.

The message center 12 is further configured to receive the data exchange processing completion determination instruction broadcast by the management service platform 13.

The message center 12 is further configured to generate a fourth message queue and a fifth message queue after receiving the transaction completion determining instruction broadcasted by the management service platform, and the message center 12 is further configured to broadcast the fourth message queue and the fifth message queue, where the fourth message queue includes the transaction completion determining instruction, and the fifth message queue includes a certification instruction.

The management processing system 11 is further configured to monitor the fourth message queue and update the stored receipt information according to the data exchange processing completion determination instruction carried by the fourth message queue.

The device for processing product data further comprises a certification system, which is used for monitoring the fifth message queue from the message center 12 and completing a certification process according to a certification instruction carried by the fifth message queue.

The message center 12 is further configured to receive credential information broadcasted by the certification system after broadcasting the fourth message queue and the fifth message queue, generate a sixth message queue according to the credential information sent by the certification system, and broadcast the sixth message queue, where the sixth message queue carries a certification completion instruction.

The management service platform 13 is further configured to monitor the sixth message queue from the message center 12, update a document state according to the certification completion instruction in the sixth message queue, and broadcast a certification completion confirmation message to the message center 12.

The message center 12 is further configured to generate a seventh message queue according to the certification completion confirmation message broadcast by the management service platform 13, where the seventh message queue carries the certification completion confirmation message.

The management processing system 11 is further configured to monitor the seventh message queue from the message center 12, and update the bill status to be certified according to the certification completion confirmation message carried in the seventh message queue.

The device for processing product data described above realizes electronic processing, reduces the investment of the repeated labor force of financial staff, and improves the accuracy of certificate making.

In order to solve the technical problem, an embodiment of the present application further provides a computer device. Referring to fig. 11, fig. 11 is a block diagram of a basic structure of a computer device according to the present embodiment, where the computer device is configured to execute the method for processing product data described in the foregoing embodiment.

The computer device 5 comprises a memory 51, a processor 52, a network interface 53 communicatively connected to each other via a system bus. It is noted that only a computer device 5 having components 51-53 is shown, but it is understood that not all of the shown components are required to be implemented, and that more or fewer components may be implemented instead. As will be understood by those skilled in the art, the computer device is a device capable of automatically performing numerical calculation and/or information processing according to preset or stored instructions, and the hardware includes, but is not limited to, a microprocessor, an Application Specific Integrated Circuit (ASIC), a Programmable gate array (FPGA), a Digital Signal Processor (DSP), an embedded device or other Programmable logic device, a discrete gate or transistor logic device, a discrete hardware component, and the like. The general control processor may be a micro-control processor or any conventional control processor, such as a single-chip microcomputer or the like. Processors or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components

The bus is used to enable connection communication between these components. For example, the bus may be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The bus system may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one thick line is shown, but this does not mean that there is only one bus or one type of bus.

The computer device can be a desktop computer, a notebook, a palm computer, a cloud server and other computing devices. The computer equipment can carry out man-machine interaction with a user through a keyboard, a mouse, a remote controller, a touch panel or voice control equipment and the like.

The memory 51 includes at least one type of readable storage medium including a flash memory, a hard disk, a multimedia card, a card type memory (e.g., SD or DX memory, etc.), a Random Access Memory (RAM), a Static Random Access Memory (SRAM), a Read Only Memory (ROM), an Electrically Erasable Programmable Read Only Memory (EEPROM), a Programmable Read Only Memory (PROM), a magnetic memory, a magnetic disk, an optical disk, etc. In some embodiments, the memory 51 may be an internal processing module of the computer device 5, such as a hard disk or a memory of the computer device 5. In other embodiments, the memory 51 may also be an external storage device of the computer device 5, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a flash Card (FlashCard), or the like, provided on the computer device 5. Of course, the memory 51 may also comprise both internal processing modules of the computer device 5 and external memory devices thereof. In this embodiment, the memory 51 is generally used for storing an operating system installed in the computer device 5 and various types of application software, such as program codes of the method for processing product data. Further, the memory 51 may also be used to temporarily store various types of data that have been output or are to be output.

In another embodiment of the present application, the memory 51 may comprise volatile memory, such as Random Access Memory (RAM), which may include static RAM or dynamic RAM. The memory 51 may also include a non-volatile memory (non-volatile memory), such as a read-only memory (PROM), a programmable read-only memory (PROM), an erasable programmable read-only memory (EPROM), an electrically erasable programmable read-only memory (EEPROM), or a flash memory (flash memory). The memory 51 may also be an external flash memory, at least one disk memory or a buffer.

The processor 52 may be, in some embodiments, one or more Central Processing Units (CPUs), controllers, microcontrollers, microprocessors, or other data processing chips. The processor 52 is typically used to control the overall operation of the computer device 5. In this embodiment, the processor 52 is configured to execute the program code stored in the memory 51 or the processing data, for example, the program code for executing the method for processing the product data, and is configured to implement the method for processing the product data.

A bus is used to enable connection communication between these components. For example, the bus may be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The bus system may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one thick line is shown, but this does not mean that there is only one bus or one type of bus.

The network interface 53 may comprise a wireless network interface or a wired network interface, and the network interface 53 is generally used for establishing communication connections between the computer device 5 and other electronic devices.

In another embodiment of the present application, the computer device further includes a touch sensor 55 connected to the bus, and an area provided by the touch sensor 55 for a user to perform a touch operation is referred to as a touch area. Further, the touch sensor 55 described herein may be a resistive touch sensor, a capacitive touch sensor, or the like. The touch sensor 55 may include not only a contact type touch sensor but also a proximity type touch sensor. Further, the touch sensor 55 may be a single sensor, or may be a plurality of sensors arranged in an array, for example.

Further, the computer device may also include a display 54, which display 54 may also be referred to as a display screen or a sending module. In some embodiments, the display 54 can be an LED display, a liquid crystal display, a touch-sensitive liquid crystal display, an Organic Light-Emitting Diode (OLED) touch screen, and the like. The display 54 is used for displaying information processed in the computer device and for displaying a visualized user interface.

The area of the display 54 may be the same as or different from that of the touch sensor 55. Optionally, the display 54 is stacked with the touch sensor 55 to form a touch display screen. The device detects touch operation triggered by a user based on the touch display screen.

The present application provides yet another embodiment, which provides a computer-readable storage medium storing a data processing program executable by at least one processor to cause the at least one processor to perform the steps of the method of processing product data as described above.

Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solutions of the present application may be embodied in the form of a software product, which is stored in a storage medium (such as ROM/RAM, magnetic disk, optical disk) and includes instructions for enabling a terminal device (such as a mobile phone, a computer, a server, an air conditioner, or a network device) to execute the method according to the embodiments of the present application.

It is to be understood that the above-described embodiments are merely illustrative of some, but not restrictive, of the broad invention, and that the appended drawings illustrate preferred embodiments of the invention and do not limit the scope of the invention. This application is capable of embodiments in many different forms and is provided for the purpose of enabling a thorough understanding of the disclosure of the application. Although the present application has been described in detail with reference to the foregoing embodiments, it will be apparent to one skilled in the art that the present application may be practiced without modification or with equivalents of some of the features described in the foregoing embodiments. All equivalent structures made by using the contents of the specification and the drawings of the present application are directly or indirectly applied to other related technical fields and are within the protection scope of the present application.

Claims

1. A method of processing product data, the method comprising:

2. The method of claim 1, wherein after the message center receives the processing request message broadcast by the management processing system, the method further comprises:

3. The method according to claim 1, wherein the message queue is a first message queue, and the notifying a system related to electronic stamp processing of completion of electronic stamp processing according to the information that requires electronic stamp included in the message queue specifically includes:

4. The method of claim 3, wherein after the management service platform broadcasts the data exchange transaction order information included in the data exchange transaction order file to the message center, the method further comprises:

5. The method of claim 4, wherein after the message center receives the data exchange processing completion instruction broadcasted by the management system, the method further comprises:

6. The method as claimed in claim 5, wherein after the message center receives the data exchange processing completion determination command broadcasted by the management service platform, the method further comprises:

7. The method of claim 6, wherein after the message center broadcasts the fourth message queue and the fifth message queue, the method further comprises:

8. An apparatus for processing product data, comprising:

9. A computer device comprising a memory in which a computer program is stored and a processor which, when executing the computer program, carries out the steps of the method of processing product data according to any one of claims 1 to 7.

10. A computer-readable storage medium, characterized in that a computer program is stored on the computer-readable storage medium, which computer program, when being executed by a processor, carries out the steps of the method of processing product data according to any one of claims 1 to 7.