CN110992017A - Remote safety wind control management method, system and readable storage medium for offline prepaid card acceptance terminal - Google Patents
Remote safety wind control management method, system and readable storage medium for offline prepaid card acceptance terminal Download PDFInfo
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Abstract
The invention provides a remote safe wind control management method, a system and a readable storage medium for an offline prepaid card acceptance terminal, which can realize transactions in a state or an online state based on different wind control requirements of different merchants or different terminals under the same merchant. The method comprises the following steps that various transaction occasions are met, and meanwhile, communication connection is established between a terminal and a background monitoring end through setting of preset conditions; the terminal sends sign-in information to a background monitoring terminal; the terminal downloads the transaction parameter items from the background monitoring terminal, and stores and locally stores the transaction parameter items; and the terminal judges whether the transaction is allowed according to the currently downloaded transaction parameter item in an offline state. Thus, the transaction under the offline condition can be realized only if the currently downloaded transaction parameter items are met. Therefore, the risk is reduced, the transaction safety is ensured, the offline prepaid card is prevented from being used maliciously, and the wind control parameter setting can be flexibly and remotely carried out on the terminal equipment.
Description
Technical Field
The invention relates to the technical field of security management and control of prepaid cards, in particular to a remote security wind control management method, a system and a readable storage medium for an offline prepaid card acceptance terminal.
Background
Prepaid cards are prepaid vouchers issued by card issuers for profitability via specific carriers and formats to purchase goods or services at a specific institution. Dividing into name-recording prepaid card and unregistered prepaid card according to whether the identity information of the card holder is recorded; the information carriers are classified into magnetic stripe cards and chip (IC) cards.
The terminal POS (point of sale) is a multifunctional terminal, is installed in special merchants and accepting network points and is connected with a computer to form a network, so that the automatic electronic fund transfer can be realized, and the terminal POS has the functions of supporting consumption, pre-authorization, balance inquiry, transfer and the like, and is safe, quick and reliable to use.
The current conditions for using the prepaid cards and terminals POS are that a network connection is required, i.e. an offline prepaid card can be used to accept payments or to operate the prepaid card. After the internet of things is connected, data is uploaded or processed in a networking mode. In the off-line prepaid card processing, there may be tampering with the prepaid card information, and the prepaid card information may be maliciously used in an off-line state, increasing the risk of using the prepaid card.
Disclosure of Invention
In order to overcome the defects in the prior art, the invention provides a remote security wind control management method for an offline prepaid card acceptance terminal, which comprises the following steps:
when a preset condition is reached, the terminal establishes communication connection with the background monitoring end;
the terminal sends sign-in information to a background monitoring terminal;
the terminal downloads the transaction parameter items from the background monitoring terminal, and stores and locally stores the transaction parameter items;
and the terminal judges whether the transaction is allowed according to the currently downloaded transaction parameter item in an offline state.
It should be further noted that, each time a preset condition is reached, the preset condition includes:
establishing communication connection between the terminal and the background monitoring terminal every time a preset duration passes;
or/and the terminal establishes communication connection with the background monitoring terminal when the preset transaction times are reached;
or/and the current transaction of the terminal does not accord with the currently downloaded transaction parameter item, and the terminal establishes communication connection with the background monitoring end.
It should be further noted that, when the terminal reaches the preset condition and does not establish communication connection with the background monitoring end, and the terminal executes the first transaction after reaching the preset condition, the terminal establishes communication connection with the background monitoring end and sends sign-in information to the background monitoring end; the terminal downloads the transaction parameter items from the background monitoring terminal, and stores and locally stores the transaction parameter items;
and if the communication connection with the background monitoring end cannot be established, stopping executing the first transaction and stopping the transaction operation of the terminal.
It should be further noted that the step of sending, by the terminal, the sign-in information to the background monitoring terminal includes:
the current transaction parameter items of the terminal machine, the number of times of the offline transaction completed by the terminal machine before the preset conditions are reached, the time of each offline transaction and the information of the prepaid card of the offline transaction.
It should be further noted that the background monitoring end provides the user with a preset condition operation port, a transaction parameter item operation port, an add/delete check of transaction parameters, an add/delete check of state parameters of each terminal, and an add/delete check of state parameters of the background monitoring end.
The invention also provides a remote safe wind control management system of the offline prepaid card acceptance terminal, which comprises the following components: a terminal and a background monitoring terminal;
the terminal machine can read the information of the prepaid card and realize the transaction process in an off-line state;
establishing communication connection between the terminal and the background monitoring end when the terminal reaches a preset condition;
sending sign-in information to a background monitoring terminal;
downloading the transaction parameter items from the background monitoring end, and storing and locally storing the transaction parameter items;
in an off-line state, judging whether the transaction is allowed according to the currently downloaded transaction parameter item;
and under the normal communication connection state, transmitting transaction process information to the background monitoring terminal in real time, and finishing the transaction process after the verification of the background monitoring terminal is passed.
It should be further noted that, each time the background monitoring end reaches a preset condition, a communication connection request sent by the terminal is received; or a communication connection control instruction is sent to the terminal when a preset condition is reached; establishing communication connection with a terminal;
the background monitoring end receives the sign-in information sent by establishing communication connection and sends a transaction parameter item to the terminal;
and the background monitoring terminal receives the transaction process information of the terminal machine in a normal communication connection state with the terminal machine, verifies the transaction process information and sends verification information to the terminal machine.
It should be further noted that the background monitoring end is configured to provide a preset condition operation port and a transaction parameter item operation port for a user, add, delete, modify, check, and add, delete, modify and check a state parameter of each terminal machine and a state parameter of the background monitoring end.
It should be further noted that the background monitor terminal is configured with a terminal code operation port, a terminal information adding port, a terminal state information operation port, a terminal parameter version operation port, a terminal upgrade operation port, a terminal SAM card number operation port, a terminal type operation port, a terminal sign-in state operation port, and an operation port for pre-payment of card information.
The invention also provides a readable storage medium with the remote security wind control management method for the offline prepaid card acceptance terminal, wherein the readable storage medium stores a computer program, and the computer program is executed by a processor to realize the steps of the remote security wind control management method for the offline prepaid card acceptance terminal.
According to the technical scheme, the invention has the following advantages:
the off-line prepaid card acceptance terminal remote safe wind control management method and the system can realize the transaction in the state or the on-line state based on different wind control requirements of different merchants or different terminals under the same merchant. The method comprises the following steps that various transaction occasions are met, and meanwhile, communication connection is established between a terminal and a background monitoring end through setting of preset conditions; the terminal sends sign-in information to a background monitoring terminal; the terminal downloads the transaction parameter items from the background monitoring terminal, and stores and locally stores the transaction parameter items; and the terminal judges whether the transaction is allowed according to the currently downloaded transaction parameter item in an offline state. Thus, the transaction under the offline condition can be realized only if the currently downloaded transaction parameter items are met. Therefore, the risk is reduced, the transaction safety is ensured, the offline prepaid card is prevented from being used maliciously, and the wind control parameter setting can be flexibly and remotely carried out on the terminal equipment.
Drawings
In order to more clearly illustrate the technical solution of the present invention, the drawings used in the description will be briefly introduced, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained based on these drawings without creative efforts.
FIG. 1 is a flow chart of a remote security wind control management method for an offline prepaid card acceptance terminal;
FIG. 2 is a schematic diagram of a remote security wind control management system of an offline prepaid card acceptance terminal;
FIG. 3 is a schematic view of an embodiment of the present invention;
FIG. 4 is a schematic diagram of an embodiment of the present invention.
Detailed Description
Those of ordinary skill in the art will appreciate that the elements and algorithm steps of the examples described in connection with the embodiments disclosed in the offline prepaid card acceptance terminal remote security wind management method can be implemented in electronic hardware, computer software, or combinations thereof, and in the foregoing description the components and steps of the examples have been generally described in terms of functions for the purpose of clearly illustrating the interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The block diagrams shown in the figures are functional entities only and do not necessarily correspond to physically separate entities. I.e. these functional entities may be implemented in the form of software, or in one or more hardware modules or integrated circuits, or in different networks and/or processor means and/or microcontroller means.
In several embodiments provided by the method for remote secure management of prepaid card acceptance terminals offline, it should be understood that the disclosed system, apparatus and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may also be an electric, mechanical or other form of connection.
Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided to provide a thorough understanding of embodiments of the invention. One skilled in the relevant art will recognize, however, that the invention may be practiced without one or more of the specific details, or with other methods, components, devices, steps, and so forth. In other instances, well-known methods, devices, implementations or operations have not been shown or described in detail to avoid obscuring aspects of the invention.
The transaction parameter item related by the invention is issued by a background core system and is used for controlling a remote terminal to specifically control the zone bit of a certain functional point. Namely, the information of each terminal machine, the information of the transaction process, the information of the transaction rule and the information of the prepaid card configured by the background monitoring end.
The related parameter version is a set of configurable parameter items of the background monitoring terminal. The parameter version and the transaction parameter items can be updated in real time according to transaction needs, equipment needs and user needs, and the needs of all parties are met.
The invention is used as a practical application scene that company A is a third-party prepaid card operating company, and terminal POS machines are distributed at a large number of cooperative merchants and used for accepting prepaid cards issued by the company. The prepaid card issued by company A is a financial IC card, and a wallet module is built in a card chip, so that the micropayment transaction in an off-line state can be completed quickly. The method is widely applied to places such as taxies, buses, medium and small merchants and the like. Due to the offline application scene and the fact that the acceptance terminal is located at the merchant, higher requirements are put forward on terminal wind control prevention. Company a has established a mechanism for secure, remotely-hosted management in a parameter version.
Based on the above description, the present invention provides a remote security wind control management method for an offline prepaid card acceptance terminal, as shown in fig. 1, the method includes:
s1, when a preset condition is reached, the terminal establishes communication connection with the background monitoring end;
the preset conditions referred to herein include:
establishing communication connection between the terminal and the background monitoring terminal every time a preset duration passes;
or/and the terminal establishes communication connection with the background monitoring terminal when the preset transaction times are reached;
or/and the current transaction of the terminal does not accord with the currently downloaded transaction parameter item, and the terminal establishes communication connection with the background monitoring end.
More specifically, for example, the terminal needs to establish a communication connection with the background monitoring terminal through a preset duration in an offline state. The duration here may be a day, an hour, or a week, etc. That is, although the terminal may operate offline, it needs to establish a communication connection with the background monitoring terminal after a period of time, so that the background monitoring terminal can obtain each transaction information in offline state and the current information of the terminal, and determine whether the terminal is tampered and whether the terminal has an illegal transaction process.
And the communication connection with the background monitoring terminal can be established according to the offline transaction times of the terminal, so that the monitoring of the terminal by the background monitoring terminal is realized.
In the off-line state, the current transaction of the terminal machine does not conform to the currently downloaded transaction parameter item, and the subsequent transaction can be carried out only after the communication connection with the background monitoring end is established, otherwise, the terminal machine is in the transaction stop state.
The above-mentioned conditions may be present simultaneously, or one or more of them may be optionally used.
S2, the terminal sends the sign-in information to the background monitoring terminal;
the current transaction parameter items of the terminal machine, the number of times of the offline transaction completed by the terminal machine before the preset conditions are reached, the time of each offline transaction and the information of the prepaid card of the offline transaction.
Because the system relates to a plurality of terminal machines, after each terminal machine establishes communication connection with the background monitoring end, information such as codes, addresses, identifiers and the like of the terminal machines needs to be identified, so that the background monitoring end can obtain the information of the terminal machines and compare and confirm the information.
Therefore, the background monitoring end can more effectively know whether the transaction behavior of the terminal is legal or not in the offline state, and the requirements are met.
S3, the terminal downloads the transaction parameter items from the background monitoring terminal, and stores and locates the transaction parameter items;
and if the background monitoring end adjusts the transaction parameter items according to the service requirements, the terminal downloads the transaction parameter items from the background monitoring end, stores the transaction parameter items in the background monitoring end and is used for off-line transaction and on-line transaction.
S4, the terminal machine judges whether the transaction is allowed according to the currently downloaded transaction parameter item in the off-line state. In the off-line state, if the current transaction process meets the currently downloaded transaction parameter item, the transaction is normally carried out. If not, the current transaction is stopped.
Certainly, the method is not limited to transaction, and can also relate to increasing, deleting, modifying and checking prepaid card information and increasing, deleting, modifying and checking terminal information in an off-line state, and if the related increasing, deleting, modifying and checking are not legal, namely the currently downloaded transaction parameter items are not satisfied, corresponding operation cannot be performed.
The remote safety wind control management method and system for the offline prepaid card acceptance terminal can be realized in hardware, software, firmware or any combination of the hardware, the software and the firmware. Various features are described as modules, units or components that may be implemented together in an integrated logic device or separately as discrete but interoperable logic devices or other hardware devices. In some cases, various features of an electronic circuit may be implemented as one or more integrated circuit devices, such as an integrated circuit chip or chipset.
The method and system for remote secure pneumatic management of off-line prepaid card acceptance terminals may be implemented as a processor or integrated circuit device, such as an integrated circuit chip or chipset. Alternatively or additionally, if implemented in software or firmware, the techniques may implement a data storage medium readable at least in part by a computer, comprising instructions that when executed cause a processor to perform one or more of the above-described methods. For example, a computer-readable data storage medium may store instructions that are executed, such as by a processor.
The code or instructions may be software and/or firmware executed by processing circuitry including one or more processors, such as one or more Digital Signal Processors (DSPs), general purpose microprocessors, Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs), or other equivalent integrated or discrete logic circuitry. Thus, the term "processor," as used herein, may refer to any of the foregoing structure or any other structure more suitable for implementing the techniques described herein. In addition, in some aspects, the functionality described in this disclosure may be provided in software modules and hardware modules.
As a preferred embodiment of the present invention, when the terminal reaches the preset condition and does not establish a communication connection with the background monitoring end, the terminal establishes a communication connection with the background monitoring end when executing a first transaction after reaching the preset condition, and sends sign-in information to the background monitoring end; the terminal downloads the transaction parameter items from the background monitoring terminal, and stores and locally stores the transaction parameter items;
and if the communication connection with the background monitoring end cannot be established, stopping executing the first transaction and stopping the transaction operation of the terminal.
That is, the communication connection is established with the background monitoring end when the terminal executes the first transaction after reaching the preset condition, because the current communication state of the terminal cannot establish the communication connection with the background monitoring end, or the terminal is in an offline state and cannot establish the communication connection with the background monitoring end based on the operation of the user on the terminal. That is, if the communication connection with the background monitoring terminal cannot be established under such a condition, the first transaction is stopped and the transaction operation of the terminal is stopped. The terminal machine is in a locking state, and can not carry out transaction, can not carry out addition, deletion, modification and check of information, and can not operate the prepaid card.
That is, if day is taken as the day, under the preset condition, the terminal must sign in with the background monitoring end every day and complete parameter downloading before entering the normal use interface, if the terminal is not turned off every other day, the terminal will initiate sign-in and parameter downloading first during the first transaction. After the parameter item is downloaded to the local terminal machine, when recharging and consuming transaction are carried out, the terminal machine judges whether the transaction is allowed according to the locally downloaded parameter content, and if the parameter wind control limit is triggered, the transaction control is directly carried out. Meanwhile, the background monitoring end collects different parameter items and sets the parameter items into a plurality of parameter versions, and the specific parameter versions which are matched with each terminal machine can be flexibly configured and controlled.
The transaction parameter items include but are not limited to,
a plurality of items may be set at the same time as the above-mentioned transaction parameter items.
The background monitoring terminal related by the invention can provide a preset condition operation port and a transaction parameter item operation port for a user, and can be used for increasing, deleting, modifying and checking transaction parameters, increasing, deleting, modifying and checking state parameters of each terminal and increasing, deleting, modifying and checking state parameters of the background monitoring terminal.
Based on the above method, the present invention further provides an offline prepaid card acceptance terminal remote security wind control management system, as shown in fig. 2 to 4, including: a terminal 2 and a background monitoring terminal 1;
the terminal 1 is in off-line state, realizes reading the information of the prepaid card and realizes the transaction process;
when the terminal 1 reaches a preset condition, the terminal establishes communication connection with the background monitoring end;
sending sign-in information to the background monitoring terminal 2;
downloading the transaction parameter items from the background monitoring terminal 2, and storing and locally storing the transaction parameter items;
in an off-line state, judging whether the transaction is allowed according to the currently downloaded transaction parameter item;
and under the normal communication connection state, transmitting transaction process information to the background monitoring terminal 2 in real time, and completing the transaction process after the verification is passed based on the background monitoring terminal 2.
As a background monitoring terminal 1, receiving a communication connection request sent by a terminal 2 when a preset condition is reached; or a communication connection control instruction is sent to the terminal when a preset condition is reached; establishing communication connection with a terminal;
the background monitoring terminal 1 receives the sign-in information sent by establishing communication connection and sends a transaction parameter item to the terminal;
and the background monitoring terminal 1 receives the transaction process information of the terminal under the normal communication connection state with the terminal 2, verifies the transaction process information and sends verification information to the terminal.
The background monitoring end is used for providing a preset condition operation port and a transaction parameter item operation port for a user, increasing, deleting, modifying and checking transaction parameters, increasing, deleting, modifying and checking state parameters of each terminal and increasing, deleting, modifying and checking state parameters of the background monitoring end.
The background monitoring terminal is provided with a terminal machine code operation port, a terminal machine information adding port, a terminal machine state information operation port, a terminal machine parameter version operation port, a terminal machine upgrading operation port, a terminal machine SAM card number operation port, a terminal machine type operation port, a terminal machine sign-in state operation port and an operation port for prepaying card information.
The setting of the operation port can realize the configuration of the terminal by the user, the configuration of each prepaid card, the configuration of the system transaction flow, the communication process and various parameters, thereby meeting the transaction requirements, reducing the transaction risk and ensuring the safety of the transaction process.
Based on the method and the system, the invention also provides a readable storage medium with the remote security wind control management method for the offline prepaid card acceptance terminal, wherein the readable storage medium stores a computer program, and the computer program is executed by a processor to realize the steps of the remote security wind control management method for the offline prepaid card acceptance terminal.
The offline prepaid card acceptance terminal remote security wind control management method and system are the units and algorithm steps of each example described in connection with the embodiments disclosed herein, and can be implemented in electronic hardware, computer software, or a combination of both, and the components and steps of each example have been generally described in terms of functions in the above description for clarity of illustrating the interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
Through the above description of the embodiments, those skilled in the art will readily understand that the method and system for remote security wind control management of an offline prepaid card acceptance terminal described herein can be implemented by software, or can be implemented by software in combination with necessary hardware. Therefore, the technical solution according to the disclosed embodiment of the method and system for remote security wind control management of the offline prepaid card acceptance terminal can be embodied in the form of a software product, which can be stored in a non-volatile storage medium (which can be a CD-ROM, a usb disk, a mobile hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which can be a personal computer, a background monitor, a mobile terminal, or a network device, etc.) to execute the indexing method according to the disclosed embodiment.
As will be appreciated by one skilled in the art, may be embodied as a system, method or program product. Accordingly, various aspects of the present disclosure may be embodied in the form of: an entirely hardware embodiment, an entirely software embodiment (including firmware, microcode, etc.) or an embodiment combining hardware and software aspects that may all generally be referred to herein as a "circuit," module "or" system.
The method and system for remote secure pneumatic management of off-line prepaid card acceptance terminals may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. A readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the readable storage medium include: an electrical connection having one or more wires, a portable disk, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
The offline prepaid card acceptance terminal remote security wind management method and system may write program code for performing the operations of the present disclosure in any combination of one or more programming languages, including object oriented programming languages such as Java, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user computing device, partly on the user device, as a stand-alone software package, partly on the user computing device and partly on a remote computing device, or entirely on the remote computing device or the backend monitor. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., through the internet using an internet service provider).
The terms "first," "second," "third," "fourth," and the like in the description and in the claims, as well as in the drawings, if any, are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used is interchangeable under appropriate circumstances such that the embodiments of the invention described herein are capable of operation in sequences other than those illustrated or described herein. Furthermore, the terms "comprising" and "having," as well as any variations thereof, are intended to cover non-exclusive inclusions.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A remote safe wind control management method for an offline prepaid card acceptance terminal is characterized by comprising the following steps:
when a preset condition is reached, the terminal establishes communication connection with the background monitoring end;
the terminal sends sign-in information to a background monitoring terminal;
the terminal downloads the transaction parameter items from the background monitoring terminal, and stores and locally stores the transaction parameter items;
and the terminal judges whether the transaction is allowed according to the currently downloaded transaction parameter item in an offline state.
2. The method for remote security wind management of an offline prepaid card acceptance terminal according to claim 1,
each time a predetermined condition is reached, the method comprises:
establishing communication connection between the terminal and the background monitoring terminal every time a preset duration passes;
or/and the terminal establishes communication connection with the background monitoring terminal when the preset transaction times are reached;
or/and the current transaction of the terminal does not accord with the currently downloaded transaction parameter item, and the terminal establishes communication connection with the background monitoring end.
3. The method for remote security wind management of an offline prepaid card acceptance terminal according to claim 1,
when the terminal machine reaches a preset condition and does not establish communication connection with the background monitoring end, the terminal machine establishes communication connection with the background monitoring end when executing a first transaction after reaching the preset condition, and sends sign-in information to the background monitoring end; the terminal downloads the transaction parameter items from the background monitoring terminal, and stores and locally stores the transaction parameter items;
and if the communication connection with the background monitoring end cannot be established, stopping executing the first transaction and stopping the transaction operation of the terminal.
4. The remote security wind control management method for the offline prepaid card acceptance terminal according to claim 1 or 2, wherein the step of sending the sign-in information from the terminal to the background monitoring terminal comprises:
the current transaction parameter items of the terminal machine, the number of times of the offline transaction completed by the terminal machine before the preset conditions are reached, the time of each offline transaction and the information of the prepaid card of the offline transaction.
5. The remote security wind control management method for the offline prepaid card acceptance terminal according to claim 1 or 2,
the background monitoring end provides a preset condition operation port and a transaction parameter item operation port for a user, and performs addition, deletion, modification and check on transaction parameters, addition, deletion, modification and check on state parameters of each terminal and addition, deletion, modification and check on state parameters of the background monitoring end.
6. An off-line prepaid card acceptance terminal remote security wind control management system is characterized by comprising: a terminal and a background monitoring terminal;
the terminal machine can read the information of the prepaid card and realize the transaction process in an off-line state;
establishing communication connection between the terminal and the background monitoring end when the terminal reaches a preset condition;
sending sign-in information to a background monitoring terminal;
downloading the transaction parameter items from the background monitoring end, and storing and locally storing the transaction parameter items;
in an off-line state, judging whether the transaction is allowed according to the currently downloaded transaction parameter item;
and under the normal communication connection state, transmitting transaction process information to the background monitoring terminal in real time, and finishing the transaction process after the verification of the background monitoring terminal is passed.
7. The remote security wind management system for offline prepaid card acceptance terminals according to claim 6,
the background monitoring end receives a communication connection request sent by the terminal every time a preset condition is reached; or a communication connection control instruction is sent to the terminal when a preset condition is reached; establishing communication connection with a terminal;
the background monitoring end receives the sign-in information sent by establishing communication connection and sends a transaction parameter item to the terminal;
and the background monitoring terminal receives the transaction process information of the terminal machine in a normal communication connection state with the terminal machine, verifies the transaction process information and sends verification information to the terminal machine.
8. The remote security wind management system for offline prepaid card acceptance terminals according to claim 6,
the background monitoring end is used for providing a preset condition operation port and a transaction parameter item operation port for a user, increasing, deleting, modifying and checking transaction parameters, increasing, deleting, modifying and checking state parameters of each terminal and increasing, deleting, modifying and checking state parameters of the background monitoring end.
9. The remote security wind management system for offline prepaid card acceptance terminals according to claim 6,
the background monitoring terminal is provided with a terminal machine code operation port, a terminal machine information adding port, a terminal machine state information operation port, a terminal machine parameter version operation port, a terminal machine upgrading operation port, a terminal machine SAM card number operation port, a terminal machine type operation port, a terminal machine sign-in state operation port and an operation port for prepaying card information.
10. A readable storage medium having a method for remote security wind management of an offline prepaid card acceptance terminal, wherein the readable storage medium has a computer program stored thereon, the computer program being executed by a processor to implement the steps of the method for remote security wind management of an offline prepaid card acceptance terminal according to any one of claims 1 to 5.
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