CN110827479A - Credit book borrowing method and device, computer equipment and storage medium - Google Patents
Credit book borrowing method and device, computer equipment and storage medium Download PDFInfo
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Abstract
The invention discloses a credit book borrowing method, a device, computer equipment and a storage medium, wherein the method comprises the following steps: generating a book borrowing credit contract; detecting whether book returning data sent by a library background management system is received within a preset book borrowing time limit; if yes, generating a reservation record, removing the book borrowing credit contract, and uploading the reservation record to a third-party credit system; if not, generating an unsanctioned record, and uploading the unsanctioned record to the third-party credit system; and when the credit score is higher than the lowest credit score, controlling the book borrowing operation to be free of deposit book borrowing. The invention restricts the user to borrow the book according to the rules of the library by a third-party credit system evaluation mode, and can save the operation of paying the deposit when the credit score is higher than the lowest credit score, thereby simplifying the operation of borrowing the book and ensuring the rights and interests of the library.
Description
Technical Field
The invention relates to the field of book borrowing, in particular to a credit book borrowing method and device, computer equipment and a storage medium.
Background
At present, a user needs to pay deposit for approval before borrowing books in a library, when the book borrowing of the user is overdue, arrears can be generated, the book borrowing behavior of a reader is restrained by the mode, and the assets in the library are not lost. But restrict the reader to obey the rule of library and borrow books with the mode that produces the arrearage, need pay the deposit, produce the resistance to attracting the reader to go to the library and borrow books.
Therefore, how to save the operation of paying the deposit for the user, simplify the book borrowing operation, and ensure the rights and interests of the library while facilitating the borrowing of the book by the user is the problem to be solved by technical personnel in the field.
Disclosure of Invention
The embodiment of the invention provides a credit book borrowing method, a device, computer equipment and a storage medium, and aims to save the operation of paying a deposit for a user, simplify the book borrowing operation of the user, and realize the effects of facilitating the borrowing of books by the user and guaranteeing the rights and interests of a library.
The embodiment of the invention provides a credit book borrowing method, which comprises the following steps:
after borrowing data of a user, which are sent by a library background management system, are received, a borrowing credit contract is generated and uploaded to a third party credit system;
detecting whether book returning data sent by the library background management system is received within a preset book borrowing time limit;
if yes, generating a reservation record, removing the book borrowing credit contract, uploading the reservation record to the third-party credit system, and enabling the third-party credit system to store the reservation record;
if not, generating an unsanctioned record, uploading the unsanctioned record to the third-party credit system, and enabling the third-party credit system to store the unsanctioned record;
after receiving a book borrowing operation request of a user, calling a third-party credit system to obtain credit points of the user, and controlling the book borrowing operation based on the credit points, wherein the control of the book borrowing operation based on the credit points comprises the following steps: and when the credit score is higher than the lowest credit score, controlling the book borrowing operation to be free of deposit book borrowing.
Preferably, the book borrowing data includes: at least two of personal information and book borrowing information of the user;
the personal information includes: name, identification card number and contact way;
the book borrowing information includes: the number of borrowed books and the time of borrowing books.
Preferably, when a request for a book borrowing continuation operation of the user is received within the preset book borrowing period, the third-party credit system is called to obtain credit points of the user, and the book borrowing continuation operation is controlled based on the credit points.
Preferably, the controlling of the renewal book borrowing operation based on the credit points comprises:
if the credit score is greater than or equal to a preset first credit score, allowing the book borrowing operation to continue;
and when the book repaying operation is carried out, the book borrowing credit contract is changed, and the changed book borrowing credit contract is uploaded to the third-party credit system.
Preferably, the controlling the book borrowing operation based on the credit point further includes:
judging whether the credit score is greater than or equal to a preset second credit score;
if so, setting the maximum value of the single book borrowing quantity of the current book borrowing operation as a first quantity threshold value;
if not, setting the maximum value of the single book borrowing quantity of the current book borrowing operation as a second quantity threshold value, wherein the first quantity threshold value is larger than the second quantity threshold value.
Preferably, the controlling the book borrowing operation based on the credit point further includes:
and acquiring times of non-conservation records of the user, and controlling the book borrowing operation based on the credit points and the times of the non-conservation records.
Preferably, the controlling the book borrowing operation based on the credit points and the number of times of the non-conservation record comprises:
and if the times of the non-conservation records exceed a preset time threshold value and the credit score is lower than a preset third credit score, forbidding the book borrowing operation.
In a second aspect, an embodiment of the present invention further provides a device for borrowing a book by credit, including:
the contract generating unit is used for generating a borrowing credit contract after borrowing data of the user, which are sent by the library background management system, are received, and uploading the borrowing credit contract to a third-party credit system;
the detection unit is used for detecting whether book returning data sent by the library background management system is received within a preset book borrowing time limit;
the reservation record uploading unit is used for generating a reservation record, releasing the borrowing credit contract, uploading the reservation record to the third-party credit system, and enabling the third-party credit system to store the reservation record;
the non-conservative record uploading unit is used for generating a non-conservative record and uploading the non-conservative record to the third-party credit system, so that the third-party credit system stores the non-conservative record;
a control unit: the method is used for calling a third-party credit system to obtain credit points of a user after receiving a book borrowing operation request of the user, and controlling the book borrowing operation based on the credit points, and the control of the book borrowing operation based on the credit points comprises the following steps: and when the credit score is higher than the lowest credit score, controlling the book borrowing operation to be free of deposit book borrowing.
In a third aspect, an embodiment of the present invention further provides a computer device, which includes a memory and a processor, where the memory stores a computer program, and the processor implements the above method when executing the computer program.
In a fourth aspect, the present invention also provides a computer-readable storage medium, which stores a computer program, the computer program including program instructions, which when executed by a processor, implement the above method.
The embodiment of the invention provides a credit book borrowing method, a system, computer equipment and a storage medium, wherein the method comprises the following steps: after borrowing data of a user, which are sent by a library background management system, are received, a borrowing credit contract is generated and uploaded to a third party credit system; detecting whether book returning data sent by the library background management system is received within a preset book borrowing time limit; if yes, generating a reservation record, removing the book borrowing credit contract, uploading the reservation record to the third-party credit system, and enabling the third-party credit system to store the reservation record; if not, generating an unsanctioned record, uploading the unsanctioned record to the third-party credit system, and enabling the third-party credit system to store the unsanctioned record; after receiving a book borrowing operation request of a user, calling a third-party credit system to obtain credit points of the user, and controlling the book borrowing operation based on the credit points, wherein the control of the book borrowing operation based on the credit points comprises the following steps: and when the credit score is higher than the lowest credit score, controlling the book borrowing operation to be free of deposit book borrowing. According to the embodiment of the invention, the user is restrained to borrow the book according to the rule of the library by a third-party credit system evaluation mode, and when the credit score is higher than the lowest credit score, the operation of paying the deposit can be omitted, so that the book borrowing operation is simplified, and the rights and interests of the library are also guaranteed.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic flow chart of a method for borrowing a book by credit according to an embodiment of the present invention;
fig. 2 is a schematic block diagram of an apparatus for borrowing a book by credit according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It will be understood that the terms "comprises" and/or "comprising," when used in this specification and the appended claims, specify the presence of stated features, integers, steps, operations, elements, and/or components, but do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, and/or groups thereof.
It is also to be understood that the terminology used in the description of the invention herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. As used in the specification of the present invention and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise.
It should be further understood that the term "and/or" as used in this specification and the appended claims refers to and includes any and all possible combinations of one or more of the associated listed items.
Referring to fig. 1, fig. 1 is a flowchart of a credit book borrowing method according to an embodiment of the present invention, which includes the following specific steps: s101 to S105.
S101, after borrowing data of a user, which are sent by a library background management system, are received, a borrowing credit contract is generated and uploaded to a third-party credit system;
in this embodiment, when a user successfully transacts a book borrowing, the book borrowing data is generated on the library back-end management system, the book borrowing data is sent to the library credit service system (i.e. the apparatus implementing the method of the present invention) by the library back-end management system, and the library credit service system generates a book borrowing credit contract (which may include but is not limited to a book borrowing time limit) according to the book borrowing data, and uploads the book borrowing credit contract to a third party credit system, and the third party credit system manages the book borrowing credit contract of the user, so as to restrict the user from complying with the contents in the book borrowing credit contract.
S102, detecting whether book returning data sent by the library background management system is received within a preset book borrowing time limit;
after the user successfully borrows the books, the library background management system detects whether the user returns the books according to the book borrowing time limit, and within the specified book borrowing time limit, if the user returns the books successfully, book returning data can be generated in the library background management system and can be sent to the library credit service system in real time by the library background management system. The library credit service system detects whether the book returning data is received within the book borrowing period, and accordingly determines whether the user successfully returns the book according to the contract.
S103, if yes, generating a reservation record, removing the book borrowing credit contract, uploading the reservation record to the third-party credit system, and enabling the third-party credit system to store the reservation record;
when the library credit service system detects book returning data within the book borrowing period, a reservation record is generated for the user, the book borrowing credit contract is released, and the reservation record is uploaded to a third-party credit system. The third party credit system may award the user's behavior of keeping in good standing, and in a specific application scenario, the third party credit system may award the user's behavior of keeping in good standing by increasing the credit score of the user.
S104, if not, generating an unsanctioned record, uploading the unsanctioned record to the third-party credit system, and enabling the third-party credit system to store the unsanctioned record;
when the library credit service system does not detect book returning data within the book borrowing period, a non-conservative record is generated for the user, the non-conservative record is uploaded to a third-party credit system, the third-party credit system punishs the non-conservative behavior of the user, and in a specific application scenario, the third-party credit system punishs the non-conservative behavior of the user by deducting credit points of the user.
S105, after receiving a book borrowing operation request of a user, calling a third-party credit system to obtain credit points of the user, and controlling the book borrowing operation based on the credit points, wherein the controlling the book borrowing operation based on the credit points comprises the following steps: and when the credit score is higher than the lowest credit score, controlling the book borrowing operation to be free of deposit book borrowing.
In this embodiment, when the user transacts the borrowing book again, the library background management system acquires the personal information of the user, the library background management system sends a book borrowing operation request to the library credit service system and simultaneously sends the personal information of the user to the library credit service system, the library credit service system calls a third party credit system according to the personal information to acquire the latest credit score of the user, and makes a judgment according to the credit score, including determining whether to set the book borrowing operation as deposit-free book borrowing, for example, when the credit score is greater than a preset lowest credit score, the book borrowing operation is set as deposit-free book borrowing; and when the credit score is less than or equal to the preset lowest credit score, setting the book borrowing operation as the book borrowing needing deposit. Furthermore, more control can be performed on the book borrowing operation according to the credit integral. In a specific application scenario, the third party credit system may be a credit system provided by sesame credit management limited.
In the embodiment, the library credit service system generates the book borrowing credit contract according to the book borrowing data of the user, uploads the book borrowing credit contract to the third-party credit system, and restricts the user to borrow the book according to the rule of the library in a manner of evaluation of the third-party credit system, so that the user can borrow the book under the condition that the personal credit score meets the condition, the operation of paying a deposit by the user is omitted, the book borrowing operation is simplified, the user can borrow the book conveniently, and the rights and interests of the library are also guaranteed.
In one embodiment, the book borrowing data includes personal information of the user and book borrowing information, wherein the personal information includes: at least two of name, identification card number and contact way; the book borrowing information includes: the book borrowing amount, the book borrowing time and the book borrowing period.
In this embodiment, the library credit service system may call credit points of the user in the third-party credit system according to personal information of the user, such as name and identification number, and control the number of books borrowed according to the called credit points, and determine the time when the user should return the book according to the book borrowing time and the book borrowing time limit. In addition, the library background management system can also send a book returning prompt to the user according to the book borrowing time and the book borrowing time limit. Preferably, when the user does not return the book within the book borrowing period or the book return time is close to the book borrowing period deadline, for example, three days before the book borrowing period deadline, the library back-office management system sends a book return prompt to the user according to the contact information of the user. In this embodiment, the personal information of the user may be generated by reading a book, or by scanning a two-dimensional code, or by performing face recognition; the book borrowing information may be generated by the user scanning a borrowed book barcode on the book borrowing device.
In one embodiment, when a request for the book borrowing continuation operation of the user is received within the preset book borrowing period, the third-party credit system is called to obtain credit points of the user, and the book borrowing continuation operation is controlled based on the credit points.
In this embodiment, the preset borrowing time limit may refer to a borrowing time limit included in a borrowing credit contract, that is, within a specified borrowing time limit, if a user wishes to extend the borrowing time limit due to incomplete reading of borrowed books or due to other reasons, the user logs in a library website through a mobile phone or a personal PC, and sends a request for a book renewal operation to the library back-end management system, the library back-end management system receives the request for a book renewal operation, the request for a book renewal operation is further sent to the library credit service system by the library back-end management system, and after receiving the request for a book renewal operation, the library credit service system recalls the latest credit score of the user on the third-party credit system, and determines whether to approve the user to perform the book renewal operation according to the credit score.
In one embodiment, said controlling the renewal book borrowing operation based on said credit score comprises: if the credit score is greater than or equal to a preset first credit score, allowing the book borrowing operation to continue; and when the book repaying operation is carried out, the book borrowing credit contract is changed, and the changed book borrowing credit contract is uploaded to the third-party credit system.
When the called credit point is greater than or equal to the preset first credit point, the user can continue to borrow the book, so that the book borrowing period is prolonged; when the called credit point is smaller than the preset first credit point, the user cannot continue to borrow the book, the book needs to be returned according to the book borrowing time limit in the book borrowing credit contract, otherwise, an unconscious record is generated on the library credit service system, and personal credit is influenced. After the user completes the book borrowing operation, the book borrowing period is prolonged, so the book borrowing period in the book borrowing credit contract needs to be updated and correspondingly prolonged, and the updated book borrowing credit contract is uploaded to the third-party credit system again. Furthermore, if the credit score of the user meets the higher score requirement, the book borrowing operation can be performed for two or more times, and the book borrowing credit contract is changed correspondingly.
In an embodiment, when a book reservation borrowing operation request of a user is received, the third-party credit system is called to obtain credit points of the user, and the book reservation borrowing operation is controlled based on the credit points.
In the embodiment, when a user logs in a library website through a mobile phone or a Personal Computer (PC) terminal and sends a book borrowing appointment operation request to a library background management system, the library background management system receives the book borrowing appointment operation request and sends the book borrowing appointment operation request and personal information of the user to a library credit service system; after the library credit service system receives the book-borrowing reservation operation request, the credit point of the user in the third-party credit system is obtained according to the personal information of the user, and the book-borrowing reservation operation of the user is controlled according to the credit point.
Specifically, when the credit score of the user is smaller than a preset fourth credit score, the user is refused to book borrowing reservation operation; and when the credit score of the user is greater than or equal to the preset fourth credit score, the user is allowed to book borrowing operation of the current time, reservation time is set, and reservation books are reserved for the user within the reservation time. Further, if the user does not complete the book borrowing operation within the reservation time, the reservation of the reserved book for the user is not continued. Preferably, the reservation retention time can also be set according to the credit points of the user or long or short.
In an embodiment, the controlling the book borrowing operation based on the credit point further includes: judging whether the credit score is greater than or equal to a preset second credit score; if so, setting the maximum value of the single book borrowing quantity of the current book borrowing operation as a first quantity threshold value; if not, setting the maximum value of the single book borrowing quantity of the current book borrowing operation as a second quantity threshold value, wherein the first quantity threshold value is larger than the second quantity threshold value.
In this embodiment, since a user may borrow a plurality of books at one time, the number of books borrowed by the user needs to be controlled. The control can also be carried out according to the credit points of the users, the borrowing amount of the users can be relaxed for the users with higher credit points, and the borrowing amount of the users with lower credit points is limited. For example, the first quantity threshold is 10 and the second quantity threshold is 5. For example, the second credit point is set to be 1000 points, when the credit point of the user is greater than or equal to 1000 points, the maximum value of the number of single books borrowed by the current book borrowing operation of the user may be set to be 10 points, and when the credit point of the user is less than 1000 points, the maximum value of the number of single books borrowed by the current book borrowing operation of the user may be set to be 5 points.
Furthermore, a credit point threshold value can be set, the credit point threshold value is smaller than the second credit point, and when the credit point of the user is between the credit point threshold value and the second credit point, the maximum value of the single book borrowing quantity of the book borrowing operation is set as the second quantity threshold value; and when the credit score of the user is smaller than the credit score threshold value, setting the maximum value of the single book borrowing quantity of the current book borrowing operation as a third quantity threshold value, wherein the third quantity threshold value is smaller than the second quantity threshold value.
For example, the credit point threshold is set to 500 points, the second credit point threshold is 1000 points, when the credit point of the user is greater than or equal to 1000 points, the maximum value of the number of single borrowings of the current book borrowing operation of the user may be set to 10 points, for the user whose credit point is less than 1000 points but greater than 500 points, the maximum value of the number of single borrowings of the current book borrowing operation may be set to 5 points, and for the user whose credit point is less than 500 points, the maximum value of the number of single borrowings of the current book borrowing operation may be set to 2 points. The number of books borrowed by the user is controlled through the credit points of the user, so that the situation that the number of books borrowed by an individual user is too large but the book borrowing amount is not due and the default is avoided, and the rights and interests of the library are guaranteed.
In an embodiment, the controlling the book borrowing operation based on the credit point further includes: and acquiring times of non-conservation records of the user, and controlling the book borrowing operation based on the credit points and the times of the non-conservation records.
In the embodiment, when a user transacts a book, the library credit service system calls the previous book borrowing record of the user to inquire whether an unconfirmed record exists or not, and if the unconfirmed record does not exist, the reputation of the user is good; if the non-conservative record exists, the user is indicated that certain risk exists in the book borrowing operation of the user. However, even if the user does not have the non-conservation record before, the situation that the book borrowing does not have the non-conservation can not be represented, and the fact that the user does not have the non-conservation record before is also possible because the user does not borrow the book, so that the user has the risk of the non-conservation for the book borrowing operation regardless of whether the user has the non-conservation record before, and only compared with the user who has the non-conservation record before, the probability that the user who does not have the non-conservation record before has the situation that the book borrowing operation has the non-conservation is lower. When the credit points of the user on the third-party credit system are combined with the non-conservative record of the user, the risk of the book borrowing operation of the user can be more powerfully pre-judged, and the book borrowing operation of the user can be better controlled.
In a specific embodiment, the controlling the book borrowing operation based on the credit points and the number of times of the non-conservative record comprises: and if the times of the non-conservation records exceed a preset time threshold value and the credit score is lower than a preset third credit score, forbidding the book borrowing operation.
When the library credit service system inquires that the user has the previous non-conservation record, the times and the credit points of the non-conservation record of the user are compared with a preset time threshold value and a preset third credit point respectively, and if the times and the credit points of the non-conservation record of the user are lower than the preset time threshold value and the third credit point respectively, the user is prohibited from borrowing the book this time. Preferably, if the number of times of the non-conservation record of the user is less than the preset number threshold and the credit score is greater than the preset credit score, or the number of times of the non-conservation record is greater than the preset number threshold and the credit score is less than the preset credit score, for this case, the user may be allowed to borrow the book this time, but the user may be controlled to borrow the book this time, for example, the number of times of the book borrowing this time, or the term of the book borrowing, or the user may be prohibited from continuing to borrow the book during the term of the book borrowing this time.
In an embodiment, after receiving data of payment of the default money by the user, a payment default money record is generated, the previous non-conservative record of the user is eliminated, and meanwhile, the payment default money record is uploaded to the third-party credit system, so that the third-party credit system stores the payment default money record.
In this embodiment, for a user with an unsanctioned record, the user may be allowed to remove the unsanctioned record and cancel the operation of deducting the credit points of the user by the third-party credit system on the premise of paying a certain default fund. Specifically, the library background management system generates payment default fund data after receiving default fund paid by the user, and sends the payment default fund data and the personal information of the user to the library credit service system; the library credit service system generates a payment default fund record after receiving the payment default fund data, calls and eliminates the previous non-conservative record of the user according to personal information, and uploads the payment default fund record to a third-party credit system, so that the third-party credit system cancels the previous operation of punishing the credit score of the user, and the credit score of the user is restored to the original value (namely the credit score before punishment), thereby facilitating the book borrowing operation of the user continuously.
In one embodiment, uploading the non-conservative record to the third party credit system, causing the third party credit system to save the non-conservative record comprises: when the library credit service system does not detect the book return data within the book borrowing period, a book borrowing credit contract is reserved for the user.
In this embodiment, after reserving a book borrowing credit contract for the user, the library credit service system continues to detect whether book return data is received, and if the book return data is detected within a preset first time threshold, the book borrowing credit contract is released, and a third-party credit system performs a first-level credit point punishment on the user; if the book is returned within the preset second time threshold value after the book is returned beyond the preset first time threshold value, the book borrowing credit contract is released, and a third-party credit system carries out second-level credit point punishment on the user; and if the user does not return the book within the preset second time threshold, the book borrowing credit contract is released, and the third-party credit system performs a third-level credit point penalty on the user. In a specific application scenario, a first level of credit penalty may be set to deduct credit 1 of the user, and further, a second level of credit penalty may be set to be twice as large as the first level of credit penalty, i.e. deducting credit 2; the degree of credit penalty of the third level is set to be 5 times of the credit penalty of the first level, i.e. 5 credits are deducted. According to the embodiment, the information of the user in the third-party credit system is rewarded and punished by integration points, so that the purpose that the user is restrained from obeying the credit contract for borrowing books is achieved, and the rights and interests of the library are guaranteed.
Referring to fig. 2, fig. 2 is a schematic block diagram of an apparatus for borrowing a credit book according to an embodiment of the present invention, where the apparatus 200 for borrowing a credit book includes:
the contract generating unit 201 is used for generating a borrowing credit contract after receiving borrowing data of a user sent by a library background management system, and uploading the borrowing credit contract to a third-party credit system;
the detection unit 202 is configured to detect whether book returning data sent by the library background management system is received within a preset book borrowing time limit;
a reservation record uploading unit 203, configured to generate a reservation record, release the borrowing credit contract, and upload the reservation record to the third-party credit system, so that the third-party credit system stores the reservation record;
an un-conservative record uploading unit 204, configured to generate an un-conservative record, and upload the un-conservative record to the third-party credit system, so that the third-party credit system stores the un-conservative record;
the control unit 205: the method is used for calling a third-party credit system to obtain credit points of a user after receiving a book borrowing operation request of the user, and controlling the book borrowing operation based on the credit points, and the control of the book borrowing operation based on the credit points comprises the following steps: and when the credit score is higher than the lowest credit score, controlling the book borrowing operation to be free of deposit book borrowing.
In the embodiment of the invention, the library credit service system (namely the credit book borrowing device) generates the book borrowing credit contract according to the book borrowing data of the user, uploads the book borrowing credit contract to the third-party credit system, and restricts the user to borrow the book according to the rule of the library in a manner of evaluation of the third-party credit system, so that the user can borrow the book when the personal credit score meets the condition, the operation of paying deposit by the user is omitted, the book borrowing operation is simplified, the user can borrow the book conveniently, and the rights and interests of the library are also guaranteed.
Since the embodiments of the apparatus portion and the method portion correspond to each other, please refer to the description of the embodiments of the method portion for the embodiments of the apparatus portion, which is not repeated here.
Embodiments of the present invention also provide a computer-readable storage medium, on which a computer program is stored, and when the computer program is executed, the steps provided by the above embodiments can be implemented. The storage medium may include: various media capable of storing program codes, such as a usb disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.
The embodiment of the present invention further provides a computer device, which may include a memory and a processor, where the memory stores a computer program, and the processor may implement the steps provided in the above embodiments when calling the computer program in the memory. Of course, the electronic device may also include various network interfaces, power supplies, and the like.
The embodiments are described in a progressive manner in the specification, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments are referred to each other. For the system disclosed by the embodiment, the description is relatively simple because the system corresponds to the method disclosed by the embodiment, and the relevant points can be referred to the method part for description. It should be noted that, for those skilled in the art, it is possible to make several improvements and modifications to the present application without departing from the principle of the present application, and such improvements and modifications also fall within the scope of the claims of the present application.
It is further noted that, in the present specification, relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
Claims (10)
1. A method for borrowing a book by credit, comprising:
after borrowing data of a user, which are sent by a library background management system, are received, a borrowing credit contract is generated and uploaded to a third party credit system;
detecting whether book returning data sent by the library background management system is received within a preset book borrowing time limit;
if yes, generating a reservation record, removing the book borrowing credit contract, uploading the reservation record to the third-party credit system, and enabling the third-party credit system to store the reservation record;
if not, generating an unsanctioned record, uploading the unsanctioned record to the third-party credit system, and enabling the third-party credit system to store the unsanctioned record;
after receiving a book borrowing operation request of a user, calling a third-party credit system to obtain credit points of the user, and controlling the book borrowing operation based on the credit points, wherein the control of the book borrowing operation based on the credit points comprises the following steps: and when the credit score is higher than the lowest credit score, controlling the book borrowing operation to be free of deposit book borrowing.
2. The method of credit borrowing according to claim 1, wherein the borrowing data includes: personal information and book borrowing information of the user;
the personal information includes: at least two of name, identification card number and contact way;
the book borrowing information includes: the book borrowing amount, the book borrowing time and the book borrowing period.
3. The method of credit borrowing according to claim 1, further comprising:
and when a request for the book borrowing continuation operation of the user is received within the preset book borrowing period, calling the third-party credit system to acquire credit points of the user, and controlling the book borrowing continuation operation based on the credit points.
4. The method of credit borrowing according to claim 3, wherein the controlling of renewal borrowing operations based on the credit score comprises:
if the credit score is greater than or equal to a preset first credit score, allowing the book borrowing operation to continue;
and when the book repaying operation is carried out, the book borrowing credit contract is changed, and the changed book borrowing credit contract is uploaded to the third-party credit system.
5. The method for credit borrowing according to claim 1, wherein the controlling of the current borrowing operation based on the credit score further comprises:
judging whether the credit score is greater than or equal to a preset second credit score;
if so, setting the maximum value of the single book borrowing quantity of the current book borrowing operation as a first quantity threshold value;
if not, setting the maximum value of the single book borrowing quantity of the current book borrowing operation as a second quantity threshold value, wherein the first quantity threshold value is larger than the second quantity threshold value.
6. The method for credit borrowing according to claim 1, wherein the controlling of the current borrowing operation based on the credit score further comprises:
and acquiring times of non-conservation records of the user, and controlling the book borrowing operation based on the credit points and the times of the non-conservation records.
7. The method of claim 6, wherein said controlling the borrowing operation based on the credit points and the number of times of non-conservative records comprises:
and if the times of the non-conservation records exceed a preset time threshold value and the credit score is lower than a preset third credit score, forbidding the book borrowing operation.
8. A device for borrowing a book by credit, comprising:
the contract generating unit is used for generating a borrowing credit contract after borrowing data of the user, which are sent by the library background management system, are received, and uploading the borrowing credit contract to a third-party credit system;
the detection unit is used for detecting whether book returning data sent by the library background management system is received within a preset book borrowing time limit;
the reservation record uploading unit is used for generating a reservation record, releasing the borrowing credit contract, uploading the reservation record to the third-party credit system, and enabling the third-party credit system to store the reservation record;
the non-conservative record uploading unit is used for generating a non-conservative record and uploading the non-conservative record to the third-party credit system, so that the third-party credit system stores the non-conservative record;
the control unit is used for calling a third-party credit system to acquire credit points of the user after receiving a book borrowing operation request of the user, and controlling the book borrowing operation based on the credit points, wherein the control of the book borrowing operation based on the credit points comprises the following steps: and when the credit score is higher than the lowest credit score, controlling the book borrowing operation to be free of deposit book borrowing.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the method of credit borrowing according to any one of claims 1 to 7 when executing the computer program.
10. A computer-readable storage medium, having stored thereon a computer program which, when executed by a processor, implements the method of credit borrowing according to any one of claims 1 to 7.
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| CN201911126496.6A CN110827479B (en) | 2019-11-18 | 2019-11-18 | Credit book borrowing method and device, computer equipment and storage medium |
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| CN201911126496.6A CN110827479B (en) | 2019-11-18 | 2019-11-18 | Credit book borrowing method and device, computer equipment and storage medium |
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| CN113724448A (en) * | 2021-07-22 | 2021-11-30 | 量道(深圳)储能科技有限公司 | Intelligent sharing leasing method based on mobile power supply, cloud server and system |
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| CN110827479B (en) | 2020-11-17 |
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