CN110807627B - Cross-unit electric charge settlement method, device and system - Google Patents
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Abstract
The invention discloses a cross-unit electric charge settlement method, which comprises the following steps: receiving the electric charge combined settlement requests of all accounting units, and generating payment orders according to the electric charge combined settlement requests; paying the amount to be paid in the payment order according to a target payment mode to obtain a payment running water; determining an accounting main body according to each accounting unit contained in the payment running water in the settlement period; determining the total amount of accounting corresponding to the accounting main body according to the amount of accounting in the payment flowing water in the settlement period; and transferring the total amount of the accounting to an agreement account corresponding to the accounting main body. In the method, the payment for the electric charge of a plurality of accounting units can be realized at one time, and when the payment is finished, the accounting total amount is transferred to the corresponding accounting main body in the settlement period, so that the settlement efficiency is improved compared with the settlement of a single accounting unit.
Description
Technical Field
The invention relates to the technical field of payment settlement, in particular to a method, a device and a system for settlement of unit-crossing electric charges.
Background
The existing electric charge settlement supports payment modes such as WeChat, Paibao, bank card and the like, but no matter which payment mode is adopted, the settlement can be completed only by an accounting unit independently opening an account and signing an agreement in each payment mechanism.
The inventor researches the existing settlement method to find that the existing settlement process can only settle accounts for a single account for a single user, but in practice, the same user may need to pay for a plurality of accounting units, and the settlement process needs to be repeatedly executed, so that the settlement efficiency is low.
Disclosure of Invention
In view of the above, the present invention provides a method, an apparatus, and a system for settling an electric charge across units, which are used to solve the problem that the existing settlement process can only settle the electric charge for a single account for a single user, but actually, the same user may have the problem that the settlement process needs to be repeatedly executed because the payment needs to be performed for a plurality of accounting units, and the settlement efficiency is low. The specific scheme is as follows:
a cross-unit electricity charge settlement method includes:
receiving an electric charge combined settlement request of each accounting unit, and generating a payment order according to the electric charge combined settlement request;
paying the amount to be paid in the payment order according to a target payment mode to obtain a payment running water;
determining an accounting main body according to each accounting unit contained in the payment running water in the settlement period;
determining the total amount of accounting corresponding to the accounting main body according to the accounting amount in the payment flowing water in the settlement period;
and transferring the total amount of the accounting to the agreement account of the corresponding accounting main body.
Optionally, the method for receiving the combined settlement request of the electric charge of each user and generating the payment order according to the combined settlement request of the electric charge includes:
generating a sales order according to the electricity fee combined settlement request;
and establishing association between the sales order and the order number to generate a payment order.
Optionally, the method further includes, before paying the amount to be paid in the payment order according to a target payment method, that:
acquiring an order number in the payment order;
and judging whether the order number meets a preset order rule or not.
The method described above, optionally, further comprises determining the accounting subjects according to the accounting units contained in the payment flow within the settlement period, including:
acquiring accounting identification of each accounting unit in the payment running water in a settlement period;
and determining the accounting main body of each accounting unit according to the accounting identifier.
Optionally, the method for determining the total amount of accounting corresponding to the accounting main body according to the amount of accounting in the payable running water in the settlement period includes:
acquiring the accounting amount of each accounting unit contained in the accounting main body in the payment assembly line in the settlement period;
and accumulating and summing the accounting sums and deducting the handling fee to obtain the accounting total sum.
A cross-unit electricity fee settlement apparatus comprising:
the receiving and generating module is used for receiving the electric charge merging and settlement requests of all accounting units and generating payment orders according to the electric charge merging and settlement requests;
the payment module is used for paying the amount to be paid in the payment order according to a target payment mode to obtain a payment running water;
the first determining module is used for determining an accounting main body according to each accounting unit contained in the payment running water in the settlement period;
the second determination module is used for determining the total accounting amount corresponding to the accounting main body according to the accounting amount in the payment flowing water in the settlement period;
and the transfer module is used for transferring the total amount of the accounting to the agreement account corresponding to the accounting main body.
Optionally, the above apparatus, before the payment module pays the amount to be paid in the payment order according to the target payment method, further includes:
a first acquisition unit, configured to acquire an order number in the payment order;
and the judging unit is used for judging whether the order number meets a preset order rule or not.
The above apparatus, optionally, the first determining module includes:
the second acquisition unit is used for acquiring the accounting identification of each accounting unit in the payment running water in the settlement period;
and the determining unit is used for determining the accounting main body of each accounting unit according to the accounting identifier.
The above apparatus, optionally, the second determining module includes:
a third acquisition unit configured to acquire an amount of accounting of each accounting unit included in the accounting main body in the payment flow in the settlement period;
and the accumulation deduction unit is used for accumulating and summing all the accounting amounts and deducting the handling fee to obtain the total accounting amount.
A cross-unit electricity fee settlement system comprising: merchant agreement module, payment mechanism access module, settlement module and payment module, wherein:
the merchant protocol module is used for establishing merchant protocols between each accounting unit and the payment module;
the payment mechanism access module is used for providing a third party payment mechanism docking port for the payment module;
the settlement module is used for determining an accounting main body and an accounting total amount according to the running water information in the settlement period;
the payment module is used for receiving the electric charge combined settlement requests of all the accounting units, generating payment orders according to the electric charge combined settlement requests, paying the amount to be paid in the payment orders according to a target payment mode to obtain payment running water, acquiring the accounting main bodies and the accounting total amount in the settlement module, and transferring the accounting total amount to the agreement accounts corresponding to the accounting main bodies.
Compared with the prior art, the invention has the following advantages:
the invention discloses a cross-unit electric charge settlement method, which comprises the following steps: receiving an electric charge combined settlement request of each accounting unit, and generating a payment order according to the electric charge combined settlement request; paying the amount to be paid in the payment order according to a target payment mode to obtain a payment running water; determining an accounting main body according to each accounting unit contained in the payment running water in the settlement period; determining the total amount of accounting corresponding to the accounting main body according to the accounting amount in the payment flowing water in the settlement period; and transferring the total amount of the accounting to the agreement account of the corresponding accounting main body. In the method, the payment for the electric charge of a plurality of accounting units can be realized at one time, and when the payment is finished, the accounting total amount is transferred to the corresponding accounting main body in the settlement period, so that the settlement efficiency is improved compared with the settlement of a single accounting unit.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a block diagram of a cross-unit electric charge settlement system disclosed in an embodiment of the present application;
fig. 2 is a flowchart of a cross-unit electric charge settlement method disclosed in the embodiment of the present application;
fig. 3 is a block diagram of a cross-unit electric charge settlement apparatus disclosed in an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The invention discloses a method, a device and a system for cross-unit electric charge settlement, which are applied to the electric charge settlement process, wherein different payment rules, such as prepayment, post-payment and charge control users, may exist in different province settlement; and different payment mechanisms are docked, so that different implementation modes and processes are realized; account checking rules among different provinces also have great difference; settlement rules for different provinces also differ. Therefore, the existing settlement process can only aim at single-account payment and single-accounting-unit settlement, but in practice, the same user may have the problems that a plurality of accounting units need to be paid, and the settlement process needs to be repeatedly executed, so that the settlement efficiency is low, and based on the problems, the invention provides a cross-unit electric charge settlement system, the execution flow of the settlement system is shown in fig. 1, and the cross-unit electric charge settlement system comprises: a merchant protocol module 101, a payment mechanism access module 102, a settlement module 103 and a payment module 104, wherein:
the merchant protocol module 101 is configured to establish a merchant protocol between each accounting unit and the payment module;
in the embodiment of the invention, before the cross-unit electric charge settlement is realized, a merchant protocol needs to be established between each settlement unit and the payment module, and the establishment process is as follows: and allocating a merchant to an accounting unit by the payment module, wherein the accounting unit exists in the payment module in the form of the merchant, and can buy some service products, such as electric charge collection products, in the identity of the merchant. After purchasing the product, an agreement related to the user and the service product is generated, which is called a merchant agreement. Such as the agreement records the time the product was purchased, the merchant, the type of product, the account settled, etc. After the merchants are allocated and buy the product generation protocol, the merchants can start to butt joint the payment function of the payment module and carry out technical butt joint with the payment module through a plurality of modes such as a background mode, a foreground mode (app/h5) and the like;
the payment mechanism access module 102 is configured to provide a third party payment mechanism docking port for the payment module;
in the embodiment of the invention, the payment mechanism access module is used for providing a third-party payment mechanism docking port for the payment module, and the docking port provides basic third-party payment mechanism docking functions for the payment module, wherein the docking functions comprise various bank cards, payment treasures, WeChat, payment winnings and the like.
Furthermore, the corresponding docking port can also be used for technical docking with functions of payment, inquiry, refund, account checking service and the like of each accounting unit.
The settlement module 103 is configured to determine an accounting main body and an accounting total amount according to the running water information in the settlement period;
in the embodiment of the present invention, in the settlement period, the running water information includes: payment order number, user id, transaction time, payment amount, payment mode, payment state, bank card number and other information. For example, a certain flow record, the XXXX user pays XX element by using a business bank card with the tail number of XXXXXX at XXX time, each accounting main body included in the settlement period can be determined according to information such as a bank card number and/or a user ID, for each accounting main body, after the merchant collection function is completed, the collected payment amount needs to be transferred to an agreement account of the merchant, the payment amounts included in each accounting main body are accumulated, the fee such as the commission fee to be deducted is calculated before the transfer, and the total amount of the accounting is obtained.
Further, the settlement module 103 should be compatible with the settlement functions of a plurality of different products to be collected, and should be stable and fast.
The payment module 103 is configured to receive the power fee combined settlement request of each accounting unit, generate a payment order according to the power fee combined settlement request, pay the amount to be paid in the payment order according to a target payment method, obtain a payment flow, obtain an accounting main body and an accounting total amount in the settlement module, and transfer the accounting total amount to a protocol account corresponding to the accounting main body.
In the embodiment of the present invention, the payment module 104 is configured to receive an electric charge combined settlement request of each accounting unit, generate a payment order according to the electric charge combined settlement request, select a target payment mode from each payment mode, pay the amount to be paid in the payment order according to the target payment mode to obtain a payment flow, obtain an accounting main body and an accounting total amount in the settlement module 102, and transfer the accounting total amount to an agreement account corresponding to the accounting main body.
In the embodiment of the present invention, for the settlement system, on the premise that a certain marketing accounting unit opens a merchant and signs an agreement, a user completes payment and order placement under the accounting unit, and jumps to the payment gateway, and the payment gateway completes functions of docking with each payment mechanism, including payment, inquiry, refund, and the like. And after the payment is finished, uniformly receiving a notification callback of the payment mechanism, and after the notification callback is processed, notifying the electricity charge service terminal to execute subsequent services. Usually, the accounting main body is taken as a unit, and the payment amount, commission fee and the like are calculated according to the protocol rule of the merchant protocol module to generate a settlement list and to approve and pay, wherein the protocol rule includes a merchant name, a merchant number, a product number, a fund settlement account number, a commission fee calculation mode, a commission fee settlement mode, a settlement period and the like.
In the embodiment of the invention, based on the settlement system, the payment process of the electric charge order comprises the following steps: generating an order placing request to a payment mechanism through a payment APP, generating a sales order, adding information such as an order number to the sales order to generate a payment order, feeding back the order number to the payment APP, requesting a payment list according to the order number, acquiring the payment list and returning to the payment APP, selecting a target payment mode, initiating payment, performing payment, generating payment flow, calling a target payment mode to place an order, returning the payment order number, calling a target payment mode SDK and displaying the payment list, initiating a payment request by the target payment mode SDK, feeding back a payment result to the target payment mode SDK and displaying, and performing processing such as payment account payment and payment order modification according to the payment result.
Based on the above settlement system, an embodiment of the present invention provides a cross-unit electric charge settlement method, where an execution flow of the settlement method is shown in fig. 2, and the method includes the steps of:
s201, receiving power fee combination settlement requests of all accounting units, and generating payment orders according to the power fee combination settlement requests;
in the embodiment of the present invention, for a current user, the electric charges of a plurality of accounting units can be paid, when the current user selects the electric charges of a plurality of accounting units through an electric charge payment APP to perform settlement, an electric charge combined settlement request is generated, and the electric charge combined settlement request is received, where the electric charge combined settlement request includes: the name of an accounting unit, the accounting amount, the time of request submission and the like are generated according to the electric charge combination and settlement request, a sales order is generated, and the sales order is sent to the payment module 103, wherein the payment module 103 generates an order number according to the sales order, and establishes a relationship between the order number and the sales order to generate a payment order.
S202, paying the amount to be paid in the payment order according to a target payment mode to obtain a payment running water;
in the embodiment of the present invention, before payment is performed on the amount to be paid in the payment order according to a target payment method, according to payment order information, sdk and sdk are pulled up for validity check on the payment order information, an order number in the payment order is obtained, and whether the order number meets a preset order rule is determined, where the preset order rule may be set according to specific conditions, and is used to determine that the order number is added by the payment module 103, if yes, a target payment method is selected from among the payment methods, and the amount to be paid in the payment order is paid according to the target payment method, so as to obtain a payment flow, where each payment method includes: bank card, payment treasure, WeChat, etc. At this time, the amount to be paid is only paid to the payment module, and is not paid to the corresponding accounting unit. And if not, giving up the payment of the payment order.
S203, determining an accounting main body according to each accounting unit contained in the payment running water in the settlement period;
in the embodiment of the invention, the accounting identification of each accounting unit in the payment streaming water in the settlement period is obtained, wherein the accounting identification can be in the form of numbers, letters or the combination of the numbers and the letters. The relationship between the accounting subject and the accounting unit is exemplified, for example: the accounting main body can be a head office of a unit, and the corresponding accounting unit is each branch office of a unit.
S204, determining the total accounting amount corresponding to the accounting main body according to the accounting amount in the payment flowing water in the settlement period;
in the embodiment of the invention, aiming at each accounting main body, in the settlement period, the accounting amount of each accounting unit belonging to the current accounting main body is accumulated and the corresponding commission charge is deducted to obtain the accounting total amount.
And S205, transferring the total amount of the accounting to the agreement account of the corresponding accounting main body.
In the embodiment of the invention, the total amount of the accounting is transferred to the corresponding accounting main body, and the corresponding accounting main body transfers the total amount of the accounting to the corresponding accounting unit, so that the inter-unit electric charge settlement is completed. The transfer process is as follows: the settlement module 102 determines a settlement accounting date according to the current date and the settlement period, for example, if the calculation period is 7 days, then the transaction of number 1 is started when number 8. And (4) jointly extracting transaction summary information of the specific product category of No. 1 day, such as total transaction amount, total transaction stroke number and the like, from the order and the flow information. And calculates the commission charge to be charged according to the summary information and the commission charge calculation rule (in the merchant agreement). And when the settlement amount is recorded, the settlement is carried out under which bank account. The summary of the information is the statement data. And obtaining the settlement statement data by batch running every day, and finally putting the fund into the account of the merchant agreement through a bank after the settlement statement data is checked.
The invention discloses a cross-unit electric charge settlement method, which comprises the following steps: receiving an electric charge combined settlement request of each accounting unit, and generating a payment order according to the electric charge combined settlement request; paying the amount to be paid in the payment order according to a target payment mode to obtain a payment running water; determining an accounting main body according to each accounting unit contained in the payment running water in the settlement period; determining the total amount of accounting corresponding to the accounting main body according to the accounting amount in the payment flowing water in the settlement period; and transferring the total amount of the accounting to an agreement account corresponding to the accounting main body. According to the method, the payment for the electric charge of a plurality of accounting units can be realized at one time, and when the payment is completed, the total amount of the accounting is transferred to the corresponding accounting main body in the settlement period, so that the settlement efficiency is improved compared with the settlement of a single accounting unit.
In the embodiment of the invention, the original mesh service is changed into a many-to-one-to-many star service. The structure is simplified, and the service is enriched. The method provides a more flexible multi-user payment service foundation for the user, provides payment modes of various channels, and provides a uniform settlement channel for the power company.
Based on the above-mentioned method for settling the unit-crossing electric charge, in the embodiment of the present invention, there is further provided a unit-crossing electric charge settling device, wherein a structural block diagram of the settling device is shown in fig. 3, and the method includes:
a receiving and generating module 301, a payment module 302, a first determining module 303, a second determining module 304, and a transfer module 305.
Wherein,
the receiving and generating module 301 is configured to receive an electric charge combined settlement request of each accounting unit, and generate a payment order according to the electric charge combined settlement request;
the payment module 302 is configured to pay the amount to be paid in the payment order according to a target payment method, so as to obtain a payment flow;
the first determining module 303 is configured to determine an accounting main body according to each accounting unit included in the payment running water in the settlement period;
the second determining module 304 is configured to determine a total amount of accounting corresponding to the accounting main body according to the amount of accounting in the payment flowing water in the settlement period;
the transfer module 305 is configured to transfer the total amount to the agreement account of the corresponding accounting subject.
The invention discloses a cross-unit electric charge settlement device, comprising: receiving an electric charge combined settlement request of each accounting unit, and generating a payment order according to the electric charge combined settlement request; paying the amount to be paid in the payment order according to a target payment mode to obtain a payment running water; determining an accounting main body according to each accounting unit contained in the payment running water in the settlement period; determining the total amount of accounting corresponding to the accounting main body according to the amount of accounting in the payment flowing water in the settlement period; and transferring the total amount of the accounting to an agreement account corresponding to the accounting main body. In the device, the payment for the electric charge of a plurality of accounting units can be realized at one time, and when the payment is completed, the accounting total amount is transferred to the corresponding accounting main body in the settlement period, so that the settlement efficiency is improved compared with the settlement of a single accounting unit.
In an embodiment of the present invention, before the payment module pays the amount to be paid in the payment order according to a target payment method, the method further includes:
a first acquisition unit 306 and a judgment unit 307.
Wherein,
the first obtaining unit 306 is configured to obtain an order number in the payment order;
the determining unit 307 is configured to determine whether the order number satisfies a preset order rule.
In this embodiment of the present invention, the first determining module 303 includes:
a second acquisition unit 308 and a determination unit 309.
Wherein,
the second obtaining unit 308 is configured to obtain accounting identifiers of each accounting unit in the payment streaming water in a settlement period;
the determining unit 309 is configured to determine the accounting main body of each accounting unit according to the accounting identifier.
In this embodiment of the present invention, the second determining module 304 includes:
a third obtaining unit 310 and an accumulation deduction unit 311.
The third obtaining unit 310 is configured to obtain, in the settlement period, the accounting amount of each accounting unit included in the accounting main body in the payment flow;
the accumulation deduction unit 311 is configured to accumulate and sum the accounting amounts and deduct the commission fees to obtain the total accounting amount.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
It should be noted that, in the present specification, the embodiments are all described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. For the device-like embodiment, since it is basically similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.
Finally, it should also be noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in the process, method, article, or apparatus that comprises the element.
For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functions of the units may be implemented in the same software and/or hardware or in a plurality of software and/or hardware when implementing the invention.
From the above description of the embodiments, it is clear to those skilled in the art that the present invention can be implemented by software plus necessary general hardware platform. Based on such understanding, the technical solutions of the present invention may be embodied in the form of software products, which may be stored in a storage medium, such as ROM/RAM, magnetic disk, optical disk, etc., and include instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the method according to the embodiments or some parts of the embodiments.
The method, the device and the system for settling the unit-crossing electric charge provided by the invention are described in detail, a specific example is applied in the text to explain the principle and the implementation mode of the invention, and the description of the embodiment is only used for helping to understand the method and the core idea of the invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.
Claims (9)
1. A cross-unit electric charge settlement method is characterized by comprising the following steps:
receiving an electric charge combined settlement request of each accounting unit, and generating a payment order according to the electric charge combined settlement request;
paying the amount to be paid in the payment order according to a target payment mode to obtain a payment running water;
determining an accounting main body according to each accounting unit contained in the payment running water in a settlement period;
determining the total amount of accounting corresponding to the accounting main body according to the amount of accounting in the payment flowing water in the settlement period;
transferring the total amount to the agreement account of the corresponding accounting main body;
receiving an electric charge combined settlement request of each user, and generating a payment order according to the electric charge combined settlement request, wherein the payment order comprises the following steps:
generating a sales order according to the electricity fee combined settlement request;
and establishing association between the sales order and the order number to generate a payment order.
2. The method of claim 1, wherein prior to paying for the amount to be paid in the payment order based on the target payment method, further comprising:
acquiring an order number in the payment order;
and judging whether the order number meets a preset order rule.
3. The method of claim 1, wherein determining the accounting entity according to each accounting unit included in the payment stream during the settlement period comprises:
acquiring accounting identification of each accounting unit in the payment running water in a settlement period;
and determining the accounting main body of each accounting unit according to the accounting identifier.
4. The method of claim 1, wherein determining the total amount of accounting for the accounting entity based on the amount of accounting in the payable effluent during the settlement period comprises:
acquiring the accounting amount of each accounting unit contained in the accounting main body in the payment flow in the settlement period;
and accumulating and summing the accounting sums and deducting the handling fee to obtain the accounting total sum.
5. A cross-unit electricity charge settlement device, comprising:
the receiving and generating module is used for receiving the electric charge merging and settlement requests of all the accounting units and generating payment orders according to the electric charge merging and settlement requests;
the payment module is used for paying the amount to be paid in the payment order according to a target payment mode to obtain a payment flow;
the first determining module is used for determining an accounting main body according to each accounting unit contained in the payment running water in the settlement period;
the second determination module is used for determining the total accounting amount corresponding to the accounting main body according to the accounting amount in the payment flowing water in the settlement period;
the transfer module is used for transferring the total amount of the accounting to the agreement account corresponding to the accounting main body;
the receiving and generating module is configured to receive the combined settlement request of the electric charge of each user, and generate a payment order according to the combined settlement request of the electric charge, and specifically includes:
generating a sale order according to the electric charge merging settlement request;
and establishing association between the sales order and the order number to generate a payment order.
6. The apparatus of claim 5, wherein before the payment module pays the amount to be paid in the payment order according to the target payment method, the apparatus further comprises:
the first acquisition unit is used for acquiring an order number in the payment order;
and the judging unit is used for judging whether the order number meets a preset order rule or not.
7. The apparatus of claim 5, wherein the first determining module comprises:
the second acquisition unit is used for acquiring the accounting identification of each accounting unit in the payment running water in the settlement period;
and the determining unit is used for determining the accounting main body of each accounting unit according to the accounting identifier.
8. The apparatus of claim 5, wherein the second determining module comprises:
a third obtaining unit, configured to obtain, in the settlement period, an accounting amount of each accounting unit included in the accounting main body in the payment pipelining;
and the accumulation deduction unit is used for accumulating and summing all the accounting sums and deducting the handling fee to obtain the accounting total sum.
9. A cross-unit electricity fee settlement system, comprising: merchant agreement module, payment mechanism access module, settlement module and payment module, wherein:
the merchant protocol module is used for establishing merchant protocols between each accounting unit and the payment module;
the payment mechanism access module is used for providing a third party payment mechanism docking port for the payment module;
the settlement module is used for determining an accounting main body and an accounting total amount according to the running water information in the settlement period;
the payment module is used for receiving the electric charge combined settlement requests of all accounting units, generating a payment order according to the electric charge combined settlement requests, paying the amount to be paid in the payment order according to a target payment mode to obtain payment running water, acquiring an accounting main body and an accounting total amount in the settlement module, and transferring the accounting total amount to a protocol account corresponding to the accounting main body;
the payment module is used for receiving the electric charge combined settlement requests of all the accounting units and generating payment orders according to the electric charge combined settlement requests, and specifically comprises the following steps:
generating a sales order according to the electricity fee combined settlement request;
and establishing association between the sales order and the order number to generate a payment order.
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