CN110675210B - Commodity transaction payment website system - Google Patents

Commodity transaction payment website system Download PDF

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Publication number
CN110675210B
CN110675210B CN201910760195.2A CN201910760195A CN110675210B CN 110675210 B CN110675210 B CN 110675210B CN 201910760195 A CN201910760195 A CN 201910760195A CN 110675210 B CN110675210 B CN 110675210B
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commodity
payment
terminal user
verification
information
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CN110675210A (en
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郭志友
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Dr Li Cultural Technology Beijing Co ltd
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Guangdong Guangmao Technology Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/018Certifying business or products
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0609Buyer or seller confidence or verification

Abstract

The invention provides a commodity transaction payment website system. The system comprises a commodity transaction website server, a financial management server, a proxy server, a commodity sales payment control system, a computer terminal user and a mobile terminal user; the commodity transaction website server consists of a commodity safety payment system, a terminal commodity operating system and a login certificate distinguishing module; the computer terminal user consists of a commodity safety payment webpage and a computer terminal user login registration certificate; the mobile terminal user consists of a commodity safety payment APP and a mobile terminal user login registration certificate. The invention has a commodity safety payment system, a terminal commodity operating system and a login certificate distinguishing module, can ensure the commodity transaction payment safety characteristic and guarantee the rights of consumers, and provides the functions of verifying and verifying terminal users through browser pages.

Description

Commodity transaction payment website system
Technical Field
The invention relates to the fields of computer software, information technology, network technology and the like, in particular to a commodity transaction payment website system.
Background
The shopping on the internet is more and more convenient, the online payment becomes a simple shopping mode, and the internet technology development is convenient for people in recent years. The internet accelerates the development of information technology, and has a huge development space in more fields of people's life, especially in the aspects of commodities, commodity safety and the like. The quality safety production permission of the commodity, the production and processing are qualified after delivery inspection, the safety production license code is adopted, the national standard is adopted, and the like, and the basic requirements of quality safety are required to be met. At present, counterfeit and shoddy products exist on online shopping, and the authenticity of the commodities cannot be accurately judged when users buy the commodities. At present, the two-dimension code anti-counterfeiting technology for online purchased commodities is not popularized enough, the popularization and application of commodity uniqueness have certain technical difficulty, and the unified two-dimension code information of enterprises can only be applied to commodities, namely all commodities adopt the same two-dimension code, so that counterfeit and shoddy commodities can be copied, and the unique characteristic of the commodities can not be controlled.
Disclosure of Invention
In order to solve the problems of the prior art, the invention provides a commodity transaction payment website system.
The purpose of the invention is realized by at least one of the following technical solutions.
The commodity transaction payment website system comprises a commodity transaction website server, a financial management server, a proxy server, a commodity sale payment control system, a computer terminal user and a mobile terminal user;
the commodity transaction website server comprises a commodity security payment management system, a terminal commodity operating system and a login certificate judging module; the commodity transaction website server is used for receiving a website webpage browsing request sent by a computer terminal user or a mobile terminal user browser, inquiring the online relevant information of the user in a website database according to a login registration certificate, and finally generating a website webpage requested to be browsed; the commodity transaction website server is connected with the proxy server through a domain name and a network address URL;
the commodity safety payment management system is used for receiving payment browsing requests sent by browsers of computer terminal users and mobile terminal users and carrying out overall control and management on commodity information and commodity payment operation;
the terminal commodity operating system consists of a commodity browser page and a website management program and is used for storing and transmitting commodity data and keeping the data secret; the system is used for commodity origin and quality information management and for judging commodity sales conditions and sales records;
the login Certificate distinguishing module is used for distinguishing login requests of a computer terminal user and a mobile terminal user, and distinguishing identity authentication of the computer terminal user and the mobile terminal user and CA Certificate confirmation (CA, namely a mechanism for issuing a digital Certificate);
the CA certificate is included in a financial management server; the financial management server is respectively connected with the commodity transaction payment website server and the proxy server by receiving a domain name and a network address URL;
the computer terminal user consists of a commodity safety payment webpage and a computer terminal user login registration certificate; the mobile terminal user consists of a commodity safety payment APP and a mobile terminal user login registration certificate;
the commodity sale payment control system consists of a commodity sale payment identification judging module, a commodity sale payment certificate verifying module, a commodity security grade information response module and a security payment information verifying and confirming module; the commodity sale payment control system is connected with the Internet and the proxy server by receiving a domain name and a network address URL; the commodity sales payment control system is connected with a computer terminal user and a mobile terminal user by receiving a domain name and a network address URL, and receives and responds to a request for accessing a browser page and verifying a login registration certificate.
Furthermore, the login certificate distinguishing module consists of a mobile phone reply code of a terminal user, face identification information and fingerprint identification information; the login certificate distinguishing module responds to the CA certificate request input by the computer terminal user and the mobile terminal user, transfers the request to the CA certificate system, inputs the correct password and returns the password to the login certificate distinguishing module.
The CA certificate system is a process for confirming the identity of an operator in a computer network through a certificate, belongs to a professional certificate verification system, and is applied to occasions such as bank payment.
Further, the financial management server, namely a bank financial management server, is configured to receive financial information of the computer terminal user and the mobile terminal user from the proxy server and complete payment, and is configured to store a payment amount for the commodity transaction.
Further, the proxy server is used for first access response of the internet, receiving an access request and a page to be accessed from a terminal user by receiving a domain name and a network address URL, and is used for obtaining a website version parameter of the terminal user and interactively responding the access request with the terminal user, wherein the URL comprises a protocol part, a website and a file address part.
Further, the identification distinguishing module for commodity sales payment comprises the following steps: the commodity detection is qualified, the delivery area identification is verified, the manufacturing merchant identification is verified, the national standard identification is met, the production date identification is verified, the sales merchant input date and the sales delivery date identification are verified, the merchant commodity sales qualification identification is verified, and after all the identifications are verified to be qualified, the sales payment identification judgment module feeds back the sales information to the terminal user.
The commodity detection qualification identification verification is to confirm whether the qualification certificate is issued by the commodity manufacturer in the origin place, and if so, the verification is passed;
the identification verification of the production area confirms whether the address of the commodity manufacturer is the address of the origin, and if so, the verification is passed;
the identification verification of the manufacturing merchant confirms the address of the manufacturer of the commodity in the origin, and if the address is correct, the verification is passed;
the identification verification conforming to the national standard is to confirm whether the manufactured goods conform to the national specified standard, if so, the verification is passed;
the production date identification verification is to confirm the production date of the commodity and the manufacturing date of the manufacturer, and if the production date identification verification is correct, the verification is passed;
the identification verification of the selling merchant confirms the range of the types of the sold commodities, and if the identification verification is correct, the verification is passed;
the identification verification of the commodity incoming date and the commodity outgoing date of the sales merchant confirms whether the commodity sold by the sales merchant is within the quality guarantee date, and if so, the verification is passed;
the seller sales qualification identification is verified as the seller commodity, the commodity seller conducts qualification verification, and if the commodity is correct, the verification is passed.
Further, the commodity sales payment certificate verification module is used for receiving login requests of computer terminal users and mobile terminal users, verifying login registration certificates for sales payment, judging the security level of the login registration certificates, namely judging the bank to which the users belong, the area to which the bank belongs and the address information of the users, confirming whether the commodity sales payment certificate verification state of the users is correct, if the commodity sales payment certificate verification state is correct, the commodity sales payment certificate verification module passes the verification, and if the commodity sales payment certificate verification state is incorrect, the transaction fails.
Furthermore, the commodity safety grade information response module is used for responding to response requests of computer terminal users and mobile terminal users; sending address return information of the user to a computer terminal user and a mobile terminal user, and responding through the address if the address return information of the user is the same as the address of the read user; sending bank return information held by the user to a computer terminal user and a mobile terminal user, and responding through the bank information if the bank return information held by the user is the same as the transaction bank information of the user; and sending the commodity transaction receiving position return information of the user to a computer terminal user and a mobile terminal user, confirming the address of the user bank and the user and the receiving address information, and if the user bank and the user are confirmed to be correct, responding.
Further, the safety payment information verification and confirmation module is used for generating a page displaying a selling merchant information two-dimensional code, a commodity information two-dimensional code, a consumer information two-dimensional code, commodity origin information, a commodity serial number, a commodity encryption code, commodity authentication information, a commodity execution standard and commodity detection information; the page also displays a commodity code verification success button, a payment amount button and a payment confirmation button; for the end user to confirm whether the payment information is wrong.
Further, the work flow of the commodity transaction payment website system is as follows: the terminal user proposes a payment request and sends the payment request to the proxy server through the Internet, the proxy server respectively sends the payment request to the commodity transaction website server and the commodity sale payment control system, the commodity transaction website server generates a website webpage for payment, in the commodity sale payment control system, the commodity sale payment identification module identifies the commodity identification with the user, the commodity sale payment certificate authentication module authenticates the login registration certificate of the terminal user, after the login registration certificate authentication is passed, when all identification authentication qualified sales information is fed back, the commodity security level information verification response module and the terminal user perform security level verification and confirmation, the commodity level is determined, the information comprises the information of quality, standard and origin, the security payment information verification and confirmation module performs payment confirmation with the terminal user, and after the payment is confirmed, the financial information of the terminal user is sent to the financial management server through the proxy server, and the payment is successful.
Compared with the prior art, the invention has the advantages that:
the invention has a commodity safety payment system, a terminal commodity operating system and a login certificate distinguishing module, can ensure the commodity transaction payment safety characteristic and guarantee the rights and benefits of consumers, provides a terminal user with a browser page verification and verification function, comprises two-dimensional code information of commodity sales merchant information, commodity information and consumer information, and displays information including commodity origin information, commodity serial number, commodity encryption code, commodity authentication information, commodity execution standard, commodity detection information and the like, and the commodity transaction payment verification and verification function is the main characteristic of the invention.
Drawings
Fig. 1 is a structure diagram of a commodity transaction payment website system according to an embodiment of the present invention.
Fig. 2 is a schematic structural diagram of a merchandise sales payment system according to an embodiment of the present invention.
Fig. 3 is a flowchart of the work flow of the merchandise transaction payment website system according to the embodiment of the invention.
Fig. 4 is a flowchart of the operation of the identification discriminating module for commodity sales payment according to the embodiment of the present invention.
Fig. 5 is a schematic diagram of an interface generated by the secure payment information verification validation module according to an embodiment of the present invention.
Fig. 6 is a flowchart of the work flow of the goods sales payment certificate verification module according to the embodiment of the present invention.
Fig. 7 is a flowchart of the operation of the merchandise security level information response module according to the embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, embodiments of the present invention are described in detail below with reference to the accompanying drawings.
Example (b):
as shown in fig. 1, the goods transaction payment website system includes a goods transaction website server, a financial management server, a proxy server, a goods sale payment control system, a computer terminal user and a mobile terminal user;
the commodity transaction website server consists of a commodity security payment management system, a terminal commodity operating system and a login certificate distinguishing module; the commodity transaction website server is used for receiving a website webpage browsing request sent by a computer terminal user or a mobile terminal user browser, inquiring the online relevant information of the user in a website database according to a login registration certificate, and finally generating a website webpage requested to be browsed; the commodity transaction website server is connected with the proxy server through a domain name and a network address URL;
the commodity safety payment management system is used for receiving payment browsing requests sent by browsers of computer terminal users and mobile terminal users and carrying out overall control and management on commodity information and commodity payment operation;
the terminal commodity operating system consists of a commodity browser page and a website management program and is used for storing and transmitting commodity data and keeping the data secret; the system is used for commodity origin and quality information management and for judging commodity sales conditions and sales records;
the login Certificate discrimination module is used for discriminating login requests of a computer terminal user and a mobile terminal user, and is used for discriminating identity authentication and CA Certificate confirmation (CA, namely a mechanism for issuing a digital Certificate) of the computer terminal user and the mobile terminal user;
the CA certificate is included in a financial management server; the financial management server is respectively connected with the commodity transaction payment website server and the proxy server by receiving a domain name and a network address URL;
the computer terminal user consists of a commodity safety payment webpage and a computer terminal user login registration certificate; the mobile terminal user consists of a commodity safety payment APP and a mobile terminal user login registration certificate;
as shown in fig. 2, the merchandise sales payment control system is composed of a merchandise sales payment identifier discrimination module, a merchandise sales payment certificate verification module, a merchandise security level information response module and a security payment information verification and confirmation module; the commodity sale payment control system is connected with the Internet and the proxy server by receiving a domain name and a network address URL; the commodity sales payment control system is connected with a computer terminal user and a mobile terminal user by receiving a domain name and a network address URL, and receives and responds to a request for accessing a browser page and verifying a login registration certificate.
Furthermore, the login certificate distinguishing module is composed of a mobile phone reply code of a terminal user, face identification information and fingerprint identification information, responds to CA certificate requests input by a computer terminal user and a mobile terminal user, transfers the CA certificate requests to a CA certificate system, and returns the CA certificate distinguishing module after the password is correctly input;
the CA certificate system is a process for confirming the identity of an operator in a computer network through a certificate, belongs to a professional certificate verification system, and is applied to occasions such as bank payment.
Further, the financial management server, namely a bank financial management server, is configured to receive financial information of the computer terminal user and the mobile terminal user from the proxy server and complete payment, and is configured to store a payment amount for the commodity transaction.
Further, the proxy server is used for first access response of the internet, receiving an access request and a page to be accessed from a terminal user by receiving a domain name and a network address URL, and is used for obtaining a website version parameter of the terminal user and interactively responding the access request with the terminal user, wherein the URL comprises a protocol part, a website and a file address part.
Further, as shown in fig. 4, the identification discriminating module for merchandise sales payment includes the following steps: the commodity detection is qualified, the delivery area is identified and verified, the manufacturing merchant is identified and verified, the national standard is met, the production date is identified and verified, the sales merchant is identified and verified on the delivery date and the sales delivery date, the merchant commodity sales qualification is identified and verified, and all the identifications are verified and qualified sales information is fed back.
The commodity detection qualification identification verification is to confirm whether the qualification certificate is issued by the commodity manufacturer in the origin place, and if so, the verification is passed;
the identification verification of the production area confirms whether the address of the commodity manufacturer is the address of the origin, and if so, the verification is passed;
the identification verification of the manufacturing merchant confirms the address of the manufacturer of the commodity in the origin, and if the address is correct, the verification is passed;
the identification verification conforming to the national standard is to confirm whether the manufactured goods conform to the national specified standard, if so, the verification is passed;
the production date identification verification is to confirm the production date of the commodity and the manufacturing date of the manufacturer, and if the production date identification verification is correct, the verification is passed;
the identification verification of the selling merchant confirms the range of the types of the sold commodities, and if the identification verification is correct, the verification is passed;
the identification verification of the commodity incoming date and the commodity outgoing date of the sales merchant confirms whether the commodity sold by the sales merchant is within the quality guarantee date, and if so, the verification is passed;
the seller sales qualification identification is verified as the seller commodity, the commodity seller conducts qualification verification, and if the commodity is correct, the verification is passed.
Further, as shown in fig. 6, the commodity sales payment certificate verification module is configured to receive login requests of a computer terminal user and a mobile terminal user, verify a login registration certificate for sales payment, determine the security level of the login registration certificate, that is, determine address information of a bank, a region to which the bank belongs, and the user, determine whether the verification state of the commodity sales payment certificate of the user is correct, if the verification is correct, pass the verification, and if the verification is incorrect, the transaction fails.
Further, as shown in fig. 7, the merchandise security level information response module is used for responding to a response request of a computer terminal user and a mobile terminal user; sending address return information of the user to a computer terminal user and a mobile terminal user, and responding through the address if the address return information of the user is the same as the address of the read user; sending bank return information held by the user to a computer terminal user and a mobile terminal user, and responding through the bank information if the bank return information held by the user is the same as the transaction bank information of the user; and sending the commodity transaction receiving position return information of the user to a computer terminal user and a mobile terminal user, confirming the address of the user bank and the user and the receiving address information, and if the user bank and the user are confirmed to be correct, responding.
Further, as shown in fig. 5, the security payment information verification and confirmation module is configured to generate a page on which a merchant information two-dimensional code for sale, a commodity information two-dimensional code, a consumer information two-dimensional code, commodity origin information, a commodity serial number, a commodity encryption code, commodity authentication information, a commodity execution standard, and commodity detection information are displayed; the page also displays a commodity code verification success button, a payment amount button and a payment confirmation button; for the end user to confirm whether the payment information is wrong.
Further, as shown in fig. 3, the work flow of the commodity transaction payment website system is as follows: the terminal user puts forward a payment request and sends the payment request to the proxy server through the Internet, the proxy server respectively sends the payment request to the commodity transaction website server and the commodity sale payment control system, the commodity transaction website server generates a website webpage for payment, in the commodity sale payment control system, the commodity sale payment identification module identifies the commodity identification with the user, the commodity sale payment certificate authentication module authenticates the login registration certificate of the terminal user, after the login registration certificate authentication is passed and all identification authentication qualified sales information is fed back, the commodity security level information verification response module and the terminal user perform security level verification and confirmation, the commodity level is judged, the information including the quality, the standard and the origin is judged, the security payment information verification and confirmation module confirms the payment confirmation with the terminal user, and after the payment is confirmed, the financial information of the terminal user is sent to the financial management server through the proxy server, and the payment is successful.

Claims (6)

1. The commodity transaction payment website system is characterized by comprising a commodity transaction website server, a financial management server, a proxy server, a commodity sale payment control system, a computer terminal user and a mobile terminal user;
the commodity transaction website server comprises a commodity security payment management system, a terminal commodity operating system and a login certificate judging module; the commodity transaction website server is used for receiving a website webpage browsing request sent by a computer terminal user or a mobile terminal user browser, inquiring the online relevant information of the user in a website database according to a login registration certificate, and finally generating a website webpage requested to be browsed; the commodity transaction website server is connected with the proxy server through a domain name and a network address URL;
the commodity safety payment management system is used for receiving payment browsing requests sent by browsers of computer terminal users and mobile terminal users and carrying out overall control and management on commodity information and commodity payment operation;
the terminal commodity operating system comprises a commodity browser page and a website management program and is used for commodity data storage and transmission and data confidentiality; the system is used for commodity origin and quality information management and for judging commodity sales conditions and sales records;
the login certificate distinguishing module is used for distinguishing login requests of computer terminal users and mobile terminal users, and is used for distinguishing identity authentication and CA certificate confirmation of the computer terminal users and the mobile terminal users;
the CA certificate is included in a financial management server; the financial management server is respectively connected with the commodity transaction website server and the proxy server by receiving a domain name and a network address URL;
the computer terminal user consists of a commodity safety payment webpage and a computer terminal user login registration certificate; the mobile terminal user consists of a commodity safety payment APP and a mobile terminal user login registration certificate;
the commodity sale payment control system comprises a commodity sale payment identification judging module, a commodity sale payment certificate verifying module, a commodity security grade information response module and a security payment information verification and confirmation module; the function of the commodity sales payment identification judging module comprises the following steps: the commodity detection is qualified, the delivery area identification is verified, the manufacturing merchant identification is verified, the national standard identification is met, the production date identification is verified, the sales merchant input date and the sales delivery date identification are verified, the merchant commodity sales qualification identification is verified, and after all the identifications are verified to be qualified, the sales payment identification judgment module feeds back the sales information to the terminal user;
the commodity detection qualification identification verification is to confirm whether the qualification certificate is issued by a commodity manufacturer in a place of origin, and if so, the verification passes;
the identification verification of the production area confirms whether the address of the commodity manufacturer is the address of the origin, and if so, the verification is passed;
the identification verification of the manufacturing merchant confirms the address of the manufacturer of the commodity in the origin, and if the address is correct, the verification is passed;
the identification verification conforming to the national standard is to confirm whether the manufactured goods conform to the national specified standard, if so, the verification is passed;
the production date identification verification is to confirm the production date of the commodity and the manufacturing date of the manufacturer, and if the production date identification verification is correct, the verification is passed;
the identification verification of the selling merchant confirms the range of the types of the sold commodities, and if the identification verification is correct, the verification is passed;
the identification verification of the commodity incoming date and the commodity outgoing date of the sales merchant confirms whether the commodity sold by the sales merchant is within the quality guarantee date, and if so, the verification is passed;
the seller sales qualification identification is verified as the seller commodity, the commodity seller conducts qualification verification, and if the commodity is correct, the verification is passed; the commodity sale payment control system is connected with the Internet and the proxy server by receiving a domain name and a network address URL; the commodity sales payment control system is connected with a computer terminal user and a mobile terminal user by receiving a domain name and a network address URL, and receives and responds to a request for accessing a browser page and logging in registration certificate verification; the login certificate distinguishing module comprises a terminal user mobile phone reply code, face identification information and fingerprint identification information; the login certificate discrimination module responds to the CA certificate request input by the computer terminal user and the mobile terminal user, transfers the request to the CA certificate system, and returns the request to the login certificate discrimination module after the password is correctly input;
the CA certificate system is a process for confirming the identity of an operator in a computer network through a certificate and belongs to a certificate verification system;
the work flow of the commodity transaction payment website system is as follows: the terminal user proposes a payment request and sends the payment request to the proxy server through the Internet, the proxy server respectively sends the payment request to the commodity transaction website server and the commodity sale payment control system, the commodity transaction website server generates a website webpage for payment, in the commodity sale payment control system, the commodity sale payment identification module identifies the commodity identification with the user, the commodity sale payment certificate authentication module authenticates the login registration certificate of the terminal user, after the login registration certificate authentication is passed, when all identification authentication qualified sales information is fed back, the commodity security level information verification response module and the terminal user perform security level verification and confirmation, the commodity level is determined, the information comprises the information of quality, standard and origin, the security payment information verification and confirmation module performs payment confirmation with the terminal user, and after the payment is confirmed, the financial information of the terminal user is sent to the financial management server through the proxy server, and the payment is successful.
2. The commodity transaction payment website system of claim 1, wherein the financial management server, namely a bank financial management server, is configured to receive financial information of the computer terminal user and the mobile terminal user from the proxy server and complete payment, and is configured to store a commodity transaction payment amount.
3. The merchandise transaction payment website system of claim 1, wherein the proxy server is used for internet initial access response, receiving access request and page to be accessed from the terminal user by receiving domain name and network address URL, obtaining website version parameter of the terminal user, and interactively responding to the access request with the terminal user; wherein, the URL comprises a protocol part, a website and a file address part.
4. The commodity transaction payment website system of claim 1, wherein the commodity sales payment certificate verification module is configured to receive a login request from a computer terminal user or a mobile terminal user, verify a login registration certificate for sales payment, determine a security level of the login registration certificate, that is, determine address information of a bank, a region of the bank, and a user to which the user belongs, determine whether a verification status of the commodity sales payment certificate of the user is correct, if the verification status is correct, pass the verification, and if the verification status is incorrect, the transaction fails.
5. The merchandise transaction payment website system of claim 1, wherein the merchandise security level information response module is used for responding to the response request of the computer terminal user and the mobile terminal user; sending address return information of the user to a computer terminal user and a mobile terminal user, and responding through the address if the address return information of the user is the same as the address of the read user; sending bank return information held by the user to a computer terminal user and a mobile terminal user, and responding through the bank information if the bank return information held by the user is the same as the transaction bank information of the user; and sending the commodity transaction receiving position return information of the user to a computer terminal user and a mobile terminal user, confirming the address of the user bank and the user and the receiving address information, and if the user bank and the user are confirmed to be correct, responding.
6. The commodity transaction payment website system of claim 1, wherein the secure payment information verification and confirmation module is configured to generate a page on which a sales merchant information two-dimensional code, a commodity information two-dimensional code, a consumer information two-dimensional code, commodity origin place information, a commodity serial number, a commodity encryption code, commodity authentication information, a commodity execution standard, and commodity detection information are displayed; the page also displays a commodity code verification success button, a payment amount button and a payment confirmation button; for the end user to confirm whether the payment information is wrong.
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