CN110648241A - Claim settlement processing method and device based on micro-service architecture - Google Patents

Claim settlement processing method and device based on micro-service architecture Download PDF

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CN110648241A
CN110648241A CN201910751623.5A CN201910751623A CN110648241A CN 110648241 A CN110648241 A CN 110648241A CN 201910751623 A CN201910751623 A CN 201910751623A CN 110648241 A CN110648241 A CN 110648241A
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杜佳宇
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Ping An Property and Casualty Insurance Company of China Ltd
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    • G06F9/00Arrangements for program control, e.g. control units
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Abstract

The embodiment of the invention provides a claim settlement processing method and device based on a micro-service architecture, which relate to the technical field of cloud computing, and the method comprises the following steps: acquiring a claim settlement service request sent by a claim settlement request party, wherein the claim settlement service request carries policy information; calling a micro service required by executing a claim settlement service request through a preset micro service interface, wherein the micro service comprises a loss confirmation micro service, a loss blindness micro service and a settlement auditing micro service; feedback information of the micro-service based on the claim settlement service request is obtained; and pushing a feedback message to the claim settlement request party, wherein the feedback message carries the self-service claim settlement link. The technical scheme provided by the embodiment of the invention can solve the problem that the claim settlement service system in the prior art is low in efficiency in processing the claim settlement service.

Description

Claim settlement processing method and device based on micro-service architecture
[ technical field ] A method for producing a semiconductor device
The invention relates to the technical field of cloud computing, in particular to a claim settlement processing method and device based on a micro-service architecture.
[ background of the invention ]
The conventional claim settlement service system is a traditional monolithic architecture and comprises a large number of modules, the boundaries of the modules are fuzzy, the dependency relationship is unclear, and the code quality is uneven. Various information and processes are in local, dispersed and rigid states, and deep and large-scale comprehensive analysis, calculation and reasoning of various information in the whole world are difficult to carry out. Therefore, when the conventional claim settlement service system processes the claim settlement service, the process is complex and the efficiency is low.
[ summary of the invention ]
In view of this, embodiments of the present invention provide a method and an apparatus for claim settlement processing based on a micro-service architecture, so as to solve the problem in the prior art that a claim settlement service system is low in efficiency when processing a claim settlement service.
In order to achieve the above object, according to an aspect of the present invention, there is provided a claim settlement processing method based on a microservice architecture, the method including:
acquiring a claim settlement service request sent by a claim settlement request party, wherein the claim settlement service request carries policy information; calling a micro service required by executing the claim settlement service request through a preset micro service interface, wherein the micro service comprises a loss confirmation micro service, a loss blindness micro service and a settlement auditing micro service; feedback information of the micro service based on the claim settlement service request is obtained; and pushing the feedback message to the claim settlement request party, wherein the feedback message carries a self-service claim settlement link.
Further, the invoking, through a preset micro-service interface, a micro-service required by the service configured to execute the claim settlement service includes: analyzing the claim settlement service request to obtain a character string parameter transmitted by the claim settlement request direction to the preset micro service interface; acquiring an object parameter identifier corresponding to the character string parameter according to the corresponding relation between the interface identifier of the required micro service and the character string parameter; and converting the character string parameters into object parameters according to the character string parameters and the obtained object parameter identifications corresponding to the character string parameters so as to realize the calling of the required micro-service interface.
Further, after the claim settlement service request sent by the claim settlement requester, the method further comprises: performing authorization verification based on the claim settlement service request to judge whether the claim settlement service request is reasonable; and if so, calling the micro service required by the request configured to execute the claim settlement service through a preset micro service interface.
Further, the performing authorization verification based on the claim service request to determine whether the claim service request is reasonable includes: acquiring the policy information carried in the claim settlement service request, wherein the policy information comprises a policy number, a dangerous type name and an insurance validity period; and carrying out validity period verification on the policy information to judge whether the claim settlement service request is reasonable or not.
Further, the performing authorization verification based on the claim service request to determine whether the claim service request is reasonable includes: acquiring the policy information carried in the claim settlement service request, wherein the policy information comprises a policy number, a risk type name and an insurance validity period, and the policy information is encrypted through an asymmetric encryption algorithm to form a ciphertext and the ciphertext is used as a token and added to a request header of the claim settlement service request; decrypting the request header of the claim settlement service request by using a preset private key to obtain the decrypted policy information; and carrying out validity period verification on the policy information to judge whether the claim settlement service request is reasonable or not.
Further, the pushing the feedback message to the claim settlement requester comprises: and pushing a feedback message to the claim settlement request party in a preset mode, wherein the preset mode comprises at least one of short messages, WeChat and mails, and the feedback message carries link information which can be connected with a preset self-service claim settlement operation page.
Further, the loss confirmation microservice, the loss blindness microservice and the adjustment audit microservice are all configured with independent and scalable databases, and the databases are MySQL databases.
To achieve the above object, according to one aspect of the present invention, there is provided a claim settlement processing apparatus based on a microservice architecture, the apparatus comprising: the system comprises a first acquisition unit, a second acquisition unit and a third acquisition unit, wherein the first acquisition unit is used for acquiring a claim settlement service request sent by a claim settlement request party, and the claim settlement service request carries policy information; the calling unit is used for calling the micro-service required by executing the claim settlement service request through a preset micro-service interface, wherein the micro-service comprises a loss confirmation micro-service, a loss blindness micro-service and a justification audit micro-service; the second acquisition unit is used for acquiring feedback information of the micro service based on the claim settlement service request; and the pushing unit is used for pushing the feedback message to the claim settlement request party, wherein the feedback message carries the self-service claim settlement link.
In order to achieve the above object, according to an aspect of the present invention, a computer non-volatile storage medium is provided, where the storage medium includes a stored program, and when the program runs, a device on which the storage medium is located is controlled to execute the above claim settlement processing method based on micro service architecture.
To achieve the above object, according to one aspect of the present invention, there is provided a computer device including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the steps of the claim processing method based on micro service architecture when executing the computer program.
In the scheme, the claim settlement service system is micro-serviced, so that each micro-service realizes a specific function to decompose huge single application, when the system receives a claim settlement request, each micro-service starts an independent process and provides a standard scheduling interface to call other micro-services or be called by other micro-services, so that the whole claim settlement process is completed, and a notification is pushed to a user according to the execution results of a plurality of micro-services, so that the user can realize self-service claim, and the claim settlement processing efficiency is improved.
[ description of the drawings ]
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive labor.
Fig. 1 is a flowchart of a claim settlement processing method based on micro service architecture according to an embodiment of the present invention;
FIG. 2 is a diagram of a claim processing apparatus based on a microservice architecture according to an embodiment of the present invention;
FIG. 3 is a schematic diagram of a computer device according to an embodiment of the present invention.
[ detailed description ] embodiments
For better understanding of the technical solutions of the present invention, the following detailed descriptions of the embodiments of the present invention are provided with reference to the accompanying drawings.
It should be understood that the described embodiments are only some embodiments of the invention, and not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The terminology used in the embodiments of the invention is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. As used in the examples of the present invention and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise.
It should be understood that the term "and/or" as used herein is merely one type of association that describes an associated object, meaning that three relationships may exist, e.g., a and/or B may mean: a exists alone, A and B exist simultaneously, and B exists alone. In addition, the character "/" herein generally indicates that the former and latter related objects are in an "or" relationship.
It should be understood that although the terms first, second, third, etc. may be used to describe the terminals in the embodiments of the present invention, the terminals should not be limited by these terms. These terms are only used to distinguish one terminal from another. For example, a first terminal may also be referred to as a second terminal, and similarly, a second terminal may also be referred to as a first terminal, without departing from the scope of embodiments of the present invention.
The word "if" as used herein may be interpreted as "at … …" or "when … …" or "in response to a determination" or "in response to a detection", depending on the context. Similarly, the phrases "if determined" or "if detected (a stated condition or event)" may be interpreted as "when determined" or "in response to a determination" or "when detected (a stated condition or event)" or "in response to a detection (a stated condition or event)", depending on the context.
Fig. 1 is a flowchart of a claim settlement processing method based on a micro service architecture according to an embodiment of the present invention, as shown in fig. 1, the method includes:
step S101, a claim settlement service request sent by a claim settlement request party is obtained, wherein the claim settlement service request carries policy information.
And step S102, calling the micro-service required by the request configured to execute the claim settlement service through a preset micro-service interface, wherein the micro-service comprises a loss confirmation micro-service, a loss blindness micro-service and a justification audit micro-service.
And step S103, acquiring feedback information of the micro service based on the claim settlement service request.
And step S104, pushing a feedback message to the claim settlement request party, wherein the feedback message carries the self-service claim settlement link.
The claim settlement requester can be the client or an insurance agency. If the claim settlement request party is a client, the client only needs to trigger the claim settlement program on the terminal device, and the terminal device can be a mobile phone, an ipad, a smart watch and the like.
In the scheme, the claim settlement service system is micro-serviced, so that each micro-service realizes a specific function to decompose huge single application, when the system receives a claim settlement request, each micro-service starts an independent process and provides a standard scheduling interface to call other micro-services or be called by other micro-services, so that the whole claim settlement process is completed, and a notification is pushed to a user according to the execution results of a plurality of micro-services, so that the user can realize self-service claim, and the claim settlement processing efficiency is improved.
Alternatively, the loss validation microservice, the loss manifest microservice, and the justification audit microservice may be compiled and deployed independently and communicate with each other through respective exposed API interfaces. Specifically, the loss validation micro-service includes micro-service components such as survey, plan, accountability, loss assessment and claim front-end. The loss detail micro-service comprises micro-service components such as statistics, classification and the like. The calculation-adjusting and auditing micro-service comprises micro-service components of compensation, calculation-adjusting, auditing, payment and the like. Each service and component only need to pay attention to the function and provide the interface of the service and do not need to pay attention to other service logics.
Generally, the process of insurance claim settlement includes nine major steps of case reporting, dispatching, surveying, case setting, accountability determination, damage determination, settlement, auditing and payment. Therefore, when a claim settlement request sent by a claim settlement requester is received, all links are called in a micro-service mode, response is fast, and efficiency is high.
Specifically, the method for invoking the micro service required by the claim settlement service through the preset micro service interface comprises the following steps: analyzing the claim settlement service request to obtain a character string parameter transmitted to a micro service interface preset by the claim settlement request direction; acquiring an object parameter identifier corresponding to the character string parameter according to the corresponding relation between the interface identifier of the required micro service and the character string parameter; and converting the character string parameters into object parameters according to the character string parameters and the object parameter identifications corresponding to the acquired character string parameters so as to realize the calling of the required micro-service interface.
Further, the loss validation microservice can directly invoke data in the corresponding database that matches the policy information. Illustratively, after the on-site survey confirmation is carried out by the survey personnel, the survey data including the time of the emergence, the survey description, the place of the emergence and the like can be sent to the loss confirmation microservice through the terminals of the survey personnel; when a claim request is received, survey data matching policy information can be invoked.
In this embodiment, the microservice cluster employs a spring bound microservice framework. Particularly, zookeeper is used as a registration center, so that the stability of the system registration center is ensured, and the compatibility with the existing resources is better realized. The registration center is responsible for monitoring and protecting the state of each micro-service component.
The access among the micro-service components adopts a spring closed destination form, so that the components have the same coding experience as a local method when calling remote http service mutually, the development cost is reduced, and the development efficiency is improved.
Optionally, the micro service architecture further includes a gateway, where the gateway refers to an API gateway, and all API calls are uniformly accessed to the API gateway layer and uniformly accessed and output by the gateway layer. The gateway has the capabilities of unified access, safety protection, protocol adaptation, flow control, long and short link support, fault tolerance and the like. The zuul is used as an entrance gateway, so that accurate routing for calling different micro services is realized, and a routing algorithm is continuously optimized. When the gateway receives the claim settlement request, the gateway routes the claim settlement request to the micro service registered in the registry, and the micro service transmits the execution result to the claim settlement requester through the gateway.
Optionally, the loss confirmation microservice, the loss blindness microservice and the adjustment audit microservice are all configured with independent and scalable databases, the databases are MySQL databases and are used for providing data storage and access support for each microservice, and distributed deployment of the MySQL databases is achieved through distributed plug-ins.
The micro-service architecture also comprises a micro-service registration center, and the micro-service registration center is used for registering the micro-service.
Optionally, after acquiring the claim settlement service request sent by the claim settlement requester, the method further includes:
performing authorization verification based on the claim settlement service request to judge whether the claim settlement service request is reasonable;
if it is reasonable, the micro-service configured to perform the claim settlement service request is invoked through a pre-set micro-service interface.
In one implementation, policy information carried in the claim settlement service request is acquired, the policy information includes a policy number, a dangerous type name and an insurance validity period, and validity period verification is performed on the policy information to judge whether the claim settlement service request is reasonable.
In other embodiments, the policy information may further be encrypted through an asymmetric encryption algorithm to form a ciphertext, the ciphertext is added to a request header of the claim settlement service request as a token, and then the claim settlement service request is sent to the claim settlement service system of the microservice architecture. When the gateway receives the request header of the claim settlement service request, the request header of the claim settlement service request is decrypted by using a preset private key to obtain decrypted policy information, and validity period verification is carried out on the policy information to judge whether the claim settlement service request is reasonable or not. And if the verification is passed, calling the micro service required by the claim settlement service request through a preset micro service interface.
Asymmetric encryption algorithms include, but are not limited to: RSA algorithm, diffie-hellman key algorithm, knapsack algorithm, Rabin algorithm, D-H algorithm, elliptic curve cryptography algorithm, etc. to generate an asymmetric key according to an asymmetric cryptography algorithm. That is, the public key used to encrypt the authentication key and the private key used to decrypt the authentication key are different.
The method has the advantages that the claims service is authorized through the rationality verification of the claims service request, accurate management and control are achieved, unreasonable claims service requests can be avoided, and the data processing efficiency of each micro service is improved.
Optionally, pushing a feedback message to the claim settlement requester includes: the method comprises the steps of pushing a feedback message to a claim settlement request party in a preset mode, wherein the preset mode comprises at least one of short messages, WeChat and mails, and the feedback message carries link information capable of being connected with a preset self-service claim settlement operation page.
In the scheme, the claim settlement service system is micro-serviced, so that each micro-service realizes a specific function to decompose huge single application, when the system receives a claim settlement request, each micro-service starts an independent process and provides a standard scheduling interface to call other micro-services or be called by other micro-services, so that the whole claim settlement process is completed, and a notification is pushed to a user according to the execution results of a plurality of micro-services, so that the user can realize self-service claim, and the claim settlement processing efficiency is improved.
An embodiment of the present invention provides a claim settlement processing apparatus based on a micro service architecture, where the claim settlement processing apparatus based on the micro service architecture is configured to execute the claim settlement processing method based on the micro service architecture, as shown in fig. 2, the apparatus includes: the device comprises a first acquisition unit 10, a calling unit 20, a second acquisition unit 30 and a pushing unit 40.
The first obtaining unit 10 is configured to obtain a claim settlement service request sent by a claim settlement requesting party, where the claim settlement service request carries policy information.
The invoking unit 20 is configured to invoke, through a preset micro service interface, a micro service required by the claim settlement service request, where the micro service includes a loss confirmation micro service, a loss blindness micro service, and a justification audit micro service.
A second obtaining unit 30, configured to obtain feedback information of the micro service based on the claim settlement service request.
The pushing unit 40 is configured to push the feedback message to the claim settlement requester, where the feedback message carries a self-service claim settlement link.
The claim settlement requester can be the client or an insurance agency. If the claim settlement request party is a client, the client only needs to trigger the claim settlement program on the terminal device, and the terminal device can be a mobile phone, an ipad, a smart watch and the like.
In the scheme, the claim settlement service system is micro-serviced, so that each micro-service realizes a specific function to decompose huge single application, when the system receives a claim settlement request, each micro-service starts an independent process and provides a standard scheduling interface to call other micro-services or be called by other micro-services, so that the whole claim settlement process is completed, and a notification is pushed to a user according to the execution results of a plurality of micro-services, so that the user can realize self-service claim, and the claim settlement processing efficiency is improved.
Alternatively, the loss validation microservice, the loss manifest microservice, and the justification audit microservice may be compiled and deployed independently and communicate with each other through respective exposed API interfaces. Specifically, the loss validation micro-service includes micro-service components such as survey, plan, accountability, loss assessment and claim front-end. The loss detail micro-service comprises micro-service components such as statistics, classification and the like. The calculation-adjusting and auditing micro-service comprises micro-service components of compensation, calculation-adjusting, auditing, payment and the like. Each service and component only need to pay attention to the function and provide the interface of the service and do not need to pay attention to other service logics.
Generally, the process of insurance claim settlement includes nine major steps of case reporting, dispatching, surveying, case setting, accountability determination, damage determination, settlement, auditing and payment. Therefore, when a claim settlement request sent by a claim settlement requester is received, all links are called in a micro-service mode, response is fast, and efficiency is high.
Specifically, the invoking unit 20 includes a parsing subunit, an obtaining subunit, and a converting subunit.
The analysis subunit is used for analyzing the claim settlement service request to obtain the character string parameters transmitted to the micro service interface by the claim settlement request direction; the acquiring subunit is used for acquiring an object parameter identifier corresponding to the character string parameter according to the corresponding relation between the interface identifier of the required micro service and the character string parameter; and the conversion subunit is used for converting the character string parameters into object parameters according to the character string parameters and the object parameter identifiers corresponding to the acquired character string parameters so as to realize the calling of the required micro-service interface.
Further, the loss validation microservice can directly invoke data in the corresponding database that matches the policy information. Illustratively, after the on-site survey confirmation is carried out by the survey personnel, the survey data including the time of the emergence, the survey description, the place of the emergence and the like can be sent to the loss confirmation microservice through the terminals of the survey personnel; when a claim request is received, survey data matching policy information can be invoked.
In this embodiment, the microservice cluster employs a spring bound microservice framework. Particularly, zookeeper is used as a registration center, so that the stability of the system registration center is ensured, and the compatibility with the existing resources is better realized. The registration center is responsible for monitoring and protecting the state of each micro-service component.
The access among the micro-service components adopts a spring closed destination form, so that the components have the same coding experience as a local method when calling remote http service mutually, the development cost is reduced, and the development efficiency is improved.
Optionally, the micro service architecture further includes a gateway, where the gateway refers to an API gateway, and all API calls are uniformly accessed to the API gateway layer and uniformly accessed and output by the gateway layer. The gateway has the capabilities of unified access, safety protection, protocol adaptation, flow control, long and short link support, fault tolerance and the like. The zuul is used as an entrance gateway, so that accurate routing for calling different micro services is realized, and a routing algorithm is continuously optimized. When the gateway receives the claim settlement request, the gateway routes the claim settlement request to the micro service registered in the registry, and the micro service transmits the execution result to the claim settlement requester through the gateway.
Optionally, the loss confirmation microservice, the loss blindness microservice and the adjustment audit microservice are all configured with independent and scalable databases, the databases are MySQL databases and are used for providing data storage and access support for each microservice, and distributed deployment of the MySQL databases is achieved through distributed plug-ins.
The micro-service architecture also comprises a micro-service registration center, and the micro-service registration center is used for registering the micro-service.
Optionally, the apparatus further comprises a verification unit.
The verification unit is used for performing authorization verification based on the claim settlement service request to judge whether the claim settlement service request is reasonable or not; if it is reasonable, the micro-service configured to perform the claim settlement service request is invoked through a pre-set micro-service interface.
In one implementation, policy information carried in the claim settlement service request is acquired, the policy information includes a policy number, a dangerous type name and an insurance validity period, and validity period verification is performed on the policy information to judge whether the claim settlement service request is reasonable.
In other embodiments, the policy information may further be encrypted through an asymmetric encryption algorithm to form a ciphertext, the ciphertext is added to a request header of the claim settlement service request as a token, and then the claim settlement service request is sent to the claim settlement service system of the microservice architecture. When the gateway receives the request header of the claim settlement service request, the request header of the claim settlement service request is decrypted by using a preset private key to obtain decrypted policy information, and validity period verification is carried out on the policy information to judge whether the claim settlement service request is reasonable or not. And if the verification is passed, calling the micro service required by the claim settlement service request through a preset micro service interface.
Asymmetric encryption algorithms include, but are not limited to: RSA algorithm, diffie-hellman key algorithm, knapsack algorithm, Rabin algorithm, D-H algorithm, elliptic curve cryptography algorithm, etc. to generate an asymmetric key according to an asymmetric cryptography algorithm. That is, the public key used to encrypt the authentication key and the private key used to decrypt the authentication key are different.
The method has the advantages that the claims service is authorized through the rationality verification of the claims service request, accurate management and control are achieved, unreasonable claims service requests can be avoided, and the data processing efficiency of each micro service is improved.
Optionally, the pushing unit 40 comprises a pushing subunit.
And the pushing subunit is used for pushing a feedback message to the claim settlement requester in a preset mode, the preset mode comprises at least one of a short message, a WeChat and a mail, and the feedback message carries link information which can be connected with a preset self-service claim settlement operation page.
In the scheme, the claim settlement service system is micro-serviced, so that each micro-service realizes a specific function to decompose huge single application, when the system receives a claim settlement request, each micro-service starts an independent process and provides a standard scheduling interface to call other micro-services or be called by other micro-services, so that the whole claim settlement process is completed, and a notification is pushed to a user according to the execution results of a plurality of micro-services, so that the user can realize self-service claim, and the claim settlement processing efficiency is improved.
The embodiment of the invention provides a non-volatile storage medium of a computer, wherein the storage medium comprises a stored program, and when the program runs, equipment where the storage medium is located is controlled to execute the following steps:
acquiring a claim settlement service request sent by a claim settlement request party, wherein the claim settlement service request carries policy information; calling a micro service required by executing the claim settlement service request through a preset micro service interface, wherein the micro service comprises a loss confirmation micro service, a loss blindness micro service and a settlement auditing micro service; feedback information of the micro service based on the claim settlement service request is obtained; and pushing the feedback message to the claim settlement request party, wherein the feedback message carries a self-service claim settlement link.
Optionally, the apparatus for controlling the storage medium when the program runs further performs the following steps: analyzing the claim settlement service request to obtain a character string parameter transmitted by the claim settlement request direction to the micro service interface; acquiring an object parameter identifier corresponding to the character string parameter according to the corresponding relation between the interface identifier of the required micro service and the character string parameter; and converting the character string parameters into object parameters according to the character string parameters and the obtained object parameter identifications corresponding to the character string parameters so as to realize the calling of the required micro-service interface.
Optionally, the apparatus for controlling the storage medium when the program runs further performs the following steps: performing authorization verification based on the claim settlement service request to judge whether the claim settlement service request is reasonable; and if so, calling the micro service required by the request configured to execute the claim settlement service through a preset micro service interface.
Optionally, the apparatus for controlling the storage medium when the program runs further performs the following steps: acquiring the policy information carried in the claim settlement service request, wherein the policy information comprises a policy number, a dangerous type name and an insurance validity period; and carrying out validity period verification on the policy information to judge whether the claim settlement service request is reasonable or not.
Optionally, the apparatus for controlling the storage medium when the program runs further performs the following steps: acquiring the policy information carried in the claim settlement service request, wherein the policy information comprises a policy number, a risk type name and an insurance validity period, and the policy information is encrypted through an asymmetric encryption algorithm to form a ciphertext and the ciphertext is used as a token and added to a request header of the claim settlement service request; decrypting the request header of the claim settlement service request by using a preset private key to obtain the decrypted policy information; and carrying out validity period verification on the policy information to judge whether the claim settlement service request is reasonable or not.
Fig. 3 is a schematic diagram of a computer device according to an embodiment of the present invention. As shown in fig. 3, the computer apparatus 100 of this embodiment includes: the processor 101, the memory 102, and the computer program 103 stored in the memory 102 and capable of running on the processor 101, where the processor 101 implements the claim processing method based on the micro service architecture in the embodiment when executing the computer program 103, and details are not repeated herein to avoid repetition. Alternatively, the computer program is executed by the processor 101 to implement the functions of each model/unit in the claim processing apparatus based on the micro service architecture in the embodiment, which is not described herein for avoiding redundancy.
The computing device 100 may be a desktop computer, a notebook, a palm top computer, a cloud server, or other computing devices. The computer device may include, but is not limited to, a processor 101, a memory 102. Those skilled in the art will appreciate that fig. 3 is merely an example of a computing device 100 and is not intended to limit the computing device 100 and that it may include more or less components than those shown, or some of the components may be combined, or different components, e.g., the computing device may also include input output devices, network access devices, buses, etc.
The Processor 101 may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic device, discrete hardware component, or the like. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The storage 102 may be an internal storage unit of the computer device 100, such as a hard disk or a memory of the computer device 100. The memory 102 may also be an external storage device of the computer device 100, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), etc., provided on the computer device 100. Further, the memory 102 may also include both internal storage units and external storage devices of the computer device 100. The memory 102 is used for storing computer programs and other programs and data required by the computer device. The memory 102 may also be used to temporarily store data that has been output or is to be output.
It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the embodiments provided in the present invention, it should be understood that the disclosed system, apparatus and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and there may be other divisions in actual implementation, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, or in a form of hardware plus a software functional unit.
The integrated unit implemented in the form of a software functional unit may be stored in a computer readable storage medium. The software functional unit is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) or a Processor (Processor) to execute some steps of the methods according to the embodiments of the present invention. And the aforementioned storage medium includes: various media capable of storing program codes, such as a usb disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (10)

1. A claim settlement processing method based on a micro-service architecture is characterized by comprising the following steps:
acquiring a claim settlement service request sent by a claim settlement request party, wherein the claim settlement service request carries policy information;
calling a micro service required by executing the claim settlement service request through a preset micro service interface, wherein the micro service comprises a loss confirmation micro service, a loss blindness micro service and a settlement auditing micro service;
feedback information of the micro service based on the claim settlement service request is obtained;
and pushing the feedback message to the claim settlement request party, wherein the feedback message carries a self-service claim settlement link.
2. The method of claim 1, wherein invoking, through a preset micro-service interface, a micro-service configured to perform a claim settlement service comprises:
analyzing the claim settlement service request to obtain a character string parameter transmitted by the claim settlement request direction to the preset micro service interface;
acquiring an object parameter identifier corresponding to the character string parameter according to the corresponding relation between the interface identifier of the required micro service and the character string parameter;
and converting the character string parameters into object parameters according to the character string parameters and the obtained object parameter identifications corresponding to the character string parameters so as to realize the calling of the required micro-service interface.
3. The method according to claim 1, wherein after the claim service request sent by the claim obtaining requester, the method further comprises:
performing authorization verification based on the claim settlement service request to judge whether the claim settlement service request is reasonable;
and if so, calling the micro service required by the request configured to execute the claim settlement service through a preset micro service interface.
4. The method of claim 3, wherein performing authorization verification based on the claim service request to determine whether the claim service request is legitimate comprises:
acquiring the policy information carried in the claim settlement service request, wherein the policy information comprises a policy number, a dangerous type name and an insurance validity period;
and carrying out validity period verification on the policy information to judge whether the claim settlement service request is reasonable or not.
5. The method of claim 3, wherein performing authorization verification based on the claim service request to determine whether the claim service request is legitimate comprises:
acquiring the policy information carried in the claim settlement service request, wherein the policy information comprises a policy number, a risk type name and an insurance validity period, and the policy information is encrypted through an asymmetric encryption algorithm to form a ciphertext and the ciphertext is used as a token and added to a request header of the claim settlement service request;
decrypting the request header of the claim settlement service request by using a preset private key to obtain the decrypted policy information;
and carrying out validity period verification on the policy information to judge whether the claim settlement service request is reasonable or not.
6. The method of claim 1, wherein pushing the feedback message to the claim settlement requestor comprises:
and pushing a feedback message to the claim settlement request party in a preset mode, wherein the preset mode comprises at least one of short messages, WeChat and mails, and the feedback message carries link information which can be connected with a preset self-service claim settlement operation page.
7. The method according to any one of claims 1 to 6, wherein the loss validation microservice, the loss blindness microservice and the adjustment audit microservice are configured with independent scalable databases, and the databases are MySQL databases.
8. A claim settlement processing apparatus based on micro service architecture, the apparatus comprising:
the system comprises a first acquisition unit, a second acquisition unit and a third acquisition unit, wherein the first acquisition unit is used for acquiring a claim settlement service request sent by a claim settlement request party, and the claim settlement service request carries policy information;
the calling unit is used for calling the micro-service required by executing the claim settlement service request through a preset micro-service interface, wherein the micro-service comprises a loss confirmation micro-service, a loss blindness micro-service and a justification audit micro-service;
the second acquisition unit is used for acquiring feedback information of the micro service based on the claim settlement service request;
and the pushing unit is used for pushing the feedback message to the claim settlement request party, wherein the feedback message carries the self-service claim settlement link.
9. A computer non-volatile storage medium, the storage medium comprising a stored program, wherein when the program runs, the apparatus on which the storage medium is located is controlled to execute the method for processing claims based on micro service architecture according to any one of claims 1 to 7.
10. A computer device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, characterized in that the processor implements the steps of the claim processing method based on microservice architecture according to any one of claims 1 to 7 when executing the computer program.
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