CN110581820B - Financial technology application system and method based on IPV6 and biological recognition technology - Google Patents
Financial technology application system and method based on IPV6 and biological recognition technology Download PDFInfo
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
- H04L63/0846—Network architectures or network communication protocols for network security for authentication of entities using passwords using time-dependent-passwords, e.g. periodically changing passwords
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
- H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce
Abstract
The invention relates to the field of financial science and technology, and discloses a financial cloud system and a financial cloud method based on IPV6 and a biological recognition technology, wherein the application of the application based on IPV6 and cloud technology is used for fusing the unique biological feature code information of a user in the aspect of financial business; the invention utilizes IPV6 network, biological recognition technology, big data and artificial intelligence technology; this is a multiple fusion system, a method of fusion of multiple technologies; the invention can solve the safety problem of the financial science and technology application, and can be applied in various scenes of financial business, thereby solving the trust problem which is most concerned by the financial business; the method is a method for processing data by using IPV6 code, biological identification code, user password and dynamic password through hash algorithm and applied to financial business, and can be applied to all internet financial business cases supported by financial technology, and can also be applied to other businesses requiring security authentication.
Description
Technical introduction;
the invention relates to the field of financial science and technology, and discloses a financial cloud system and a financial cloud method based on an IPV6 network and a biological recognition technology, which are used for fusing the application of special biological feature code information of a user in the aspect of financial business through the application of the IPV6 network and the cloud technology. The invention utilizes IPV6 network, biological recognition technology, big data and artificial intelligence technology. This is a multiple fusion system, a method of multiple technology fusion, which is a multidimensional algorithm. The invention can solve the safety problem of financial science and technology application, can be applied in various scenes of financial business, can solve the trust problem most concerned by the financial business, and can change the equipment, tools and methods (such as POS, ATM, bank card and registration) used by a plurality of traditional financial businesses. The IPV6 mainly determines the uniqueness of a financial cloud service platform and equipment, the uniqueness of a person is determined by a biological identification technology, a cloud system solves the problems of distribution and universality, and financial cloud service is a specific case of the method. The method is a method for processing data by using IPV6 code, biological identification code, user password and dynamic password through hash algorithm and applied to financial business, and can be applied to all internet financial business cases supported by financial technology, and can also be applied to other businesses requiring security authentication. The invention discloses a distributed authentication method and a system based on a user biological characteristic code, wherein the distributed authentication method completes authentication between a user and a terminal and between the user and an authentication server by incompletely storing and transmitting the user biological characteristic code information specific to the user, thereby not only accelerating the safety authentication between two communication parties, but also ensuring that the information of the user cannot cause information safety problem due to leakage of the server and ensuring the benefit of the user;
the patent technology relates to an IPV6 network technology and a biological recognition technology, in particular to a distributed financial technology application system and a distributed financial technology application method based on the IPV6 network and the biological recognition technology.
Description of the technology
The invention relates to a distributed financial technology application system and a distributed financial technology application method based on an IPV6 network and a biological identification technology. The technology used by the invention comprises Internet technology, IPV6 network technology, biological recognition technology, synthesis algorithm technology, big data technology, artificial intelligence technology and financial science and technology system engineering technology. The invention is a multi-element fusion system and technical method, the internet technology is the basis, the IPV6 technology is the new protocol mode, the biological recognition technology is the key, the synthesis algorithm technology is the innovation point of the invention, the big data technology is the main component, and the artificial intelligence technology and the financial science and technology system engineering technology are the methods. This is a system of multiple fusion and a method of multiple technology synthesis. The synthesis algorithm solves the problems of data safety and compression, the most important problem of financial business is the safety authentication, the traditional financial application system is a computer network application system supported by financial technology, the safety authentication problem is complex, the safety authentication problem can occur sometimes, and the loss or adverse effect is caused to customers. The distributed financial technology application system and the method based on the IPV6 network and the biological recognition technology can solve the client authentication problem and cannot cause the safety problem. The method can determine that the user wants to prove that the user is a real user problem, and ensure that the requirement of the user is real. The financial business is that the owner and the requirement are real, and in order to ensure the safety of the financial business, the identity information authentication or the user environment of the user who sends the business request needs to be authenticated before the business operation so as to confirm the legitimacy and the safety of the other party. The traditional identity information authentication mode is mainly a storage authentication mode, namely, when a user is registered, a service provider establishes a corresponding relation between user information and account information, then the user information and the account information are respectively stored in corresponding servers, the user can realize the safety authentication of the service provider to the user by correctly inputting the account information on electronic equipment such as a computer, and then business operation is carried out. However, if information leakage occurs in the server of the server side, serious consequences of account theft and user information leakage can occur, and legal benefits of users are infringed, so that the benefits of users cannot be well guaranteed by the traditional storage authentication mode. Aiming at the problems of the traditional storage authentication mode, the internet IPV6 technology is necessary to be utilized to combine the user biological characteristic code technology to provide a brand-new authentication method and system, and the authentication between the user and the terminal, between the user and the financial cloud service platform and between the user and the service system authentication server is completed by incompletely storing and transmitting the user biological characteristic code information which is bound in advance by the user and the user specific biological characteristic code information, so that the security authentication between the two communication parties can be quickened, the information security problem caused by the leakage of the user information due to the server can be ensured, and the benefit of the user and the authenticity of the operation request sent by the user can be ensured. The uniqueness of the address code of the user terminal equipment can be ensured by adopting the IPV6 technology. The IPV6 technical protocol is an international standardized protocol participated in China, and the active popularization and application of the IPV6 technical protocol have far-reaching significance for future development. .
Technical realization thinking
Aiming at the problems of the traditional storage authentication mode, the patent technology provides a distributed authentication method and a distributed authentication system based on IPV6 and user biological feature code synthesis, and the authentication between a user and a terminal and between the user and an authentication server is completed by accurately identifying the address code of terminal equipment which is bound in advance by the user and incompletely storing and transmitting the unique user biological feature code information of the user, so that the safety authentication between the two communication parties can be accelerated, the information safety problem caused by the leakage of the server can be avoided, and the user requirements and the authenticity of operation are ensured.
Technical protection point
The invention adopts the technical scheme that the four times of synthesis encryption method processing is carried out, S101, the first time is to carry out partial extraction processing on the biological identification data collected by the terminal, wherein the biological identification data refers to the biological characteristic code information of the user, can be any one or any combination of fingerprint information, voiceprint information and human face information, completes the encryption of the first time of user data, and carries out partial extraction to prevent the security problem of the characteristic information of the user caused by the leakage of the biological identification; the second time is to extract the IPV6 address of the terminal equipment, and carry on the synthetic algorithm processing with the first time of biological identification encryption data to generate the second encryption code, S201 this code is used for binding users and appointed apparatus address in advance, this code includes but not limited to IPV6 address of the user's preset use terminal, can also bind in various scenes, this code mainly solves the authentication problem between terminal and the user; the third time is to carry out synthesized encryption on the first encryption code, the second encryption code, the passwords set by the user and the address of the financial cloud service platform to generate a third encryption code, S301. The third encryption code is stored in a server of the financial service system so that the system can be used for carrying out authentication between the terminal and the server, and the passwords are placed in the server of the financial service system; the fourth encryption is to make a composite encryption on the third password and the dynamic password input by the financial service system which is required to be input by the user, S401 the password is mainly used for solving the problem of automatic trial password of the illegal system, and the financial service system automatically performs password comparison. The four-time synthesized encryption is a main innovation point of the invention, and solves the problems of biological feature uniqueness, equipment scene uniqueness, undeniable user operation and human-computer interaction authenticity of a financial service system user. The user information and the authentication information further comprise local device hardware IPV6 information. By transmitting the equipment hardware IPV6 information to the authentication server, the equipment hardware IPV6 information can be used for authenticating the terminal and the authentication server when the authentication between the user and the authentication server is performed, so that the security of the authentication method is further improved;
IPV6 and biological recognition technology-based distributed financial technology application system and method
Technical Field
The invention relates to the field of internet finance, in particular to a distributed finance technology application system and method based on an IPV6 network and a biological recognition technology.
Background
In order to ensure the security of the financial service, the financial service application system needs to perform identity information authentication or user scene information authentication on the user who sends the service request before operating the service so as to confirm the validity and security of the other party. The traditional identity information authentication mode is mainly a storage authentication mode, namely, when a user is registered, a service provider establishes a corresponding relation between user information and account information, then the user information and the account information are respectively stored in corresponding servers, the user can realize the safety authentication of the service provider to the user by correctly inputting the account information on electronic equipment such as a computer, and then business operation is carried out. However, if information leakage occurs in the server of the server side, serious consequences of account theft and user information leakage can occur, and legal benefits of users are infringed, so that the benefits of users cannot be well guaranteed by the traditional storage authentication mode. Aiming at the problems of the traditional storage authentication mode, the internet IPV6 protocol technology is utilized to combine the user biological characteristic code technology to provide a brand-new authentication method and system, and the authentication between the user and the terminal and between the user and an authentication server is completed by incompletely storing and transmitting the user biological characteristic code information of the terminal equipment and the user which are bound in advance by the user, so that the security authentication between the two communication parties can be quickened, the information security problem caused by the leakage of the user information due to the server can be ensured, and the benefit of the user and the authenticity of the operation request sent by the user can be ensured. The uniqueness of the address code of the user terminal equipment can be ensured by adopting the IPV6 technology.
Aiming at the problems of the traditional storage authentication mode, the invention provides a distributed authentication system and a distributed authentication method based on IPV6 technology and user biological feature code synthesis, which finish authentication between users and terminals and authentication servers by accurately identifying address codes of terminal equipment which are bound in advance by the users and incompletely storing and transmitting user biological feature code information which is unique to the users, thereby not only accelerating the security authentication between the two communication parties, but also ensuring that the information of the users cannot be leaked by the servers to cause information security problems, and ensuring the user requirements and the authenticity of operation.
Disclosure of Invention
The invention relates to a distributed financial technology application system and a distributed financial technology application method based on an IPV6 network and a biological identification technology. The technology used by the invention comprises Internet technology, IPV6 technology, biological recognition technology, synthesis technology, big data technology, artificial intelligence technology and financial science and technology system engineering technology, and is a multi-element fusion system and technology method. The Internet technology is the basis, the IPV6 technology is the new mode, the biological recognition technology is the key, the synthesis technology is the innovation of the invention, the big data technology is the main component, and the artificial intelligence technology and the financial science and technology system engineering technology are the methods. This is a multiple fusion system and new technology approach.
The technical scheme adopted by the invention is a distributed authentication method based on the internet IPV6 technology and the user biological feature code technology, wherein four times of synthetic encryption method processing are carried out, S101, the first time is to carry out partial extraction processing on biological recognition data acquired by a terminal, wherein the biological recognition data refer to user biological feature code information, can be any one of fingerprint information, voiceprint information and face information or any combination of the fingerprint information, the voiceprint information and the face information, the first time of user data encryption is completed, and the partial extraction is to prevent the user feature information security problem caused by the leakage of biological recognition; s102, extracting an IPV6 address of the terminal equipment for the second time, and carrying out synthesis algorithm (hash algorithm) processing on the IPV6 address and the first time biological identification encryption data to generate a second encryption code, wherein the second encryption code is used for binding a user and an appointed equipment address in advance, comprises but not limited to the IPV6 address of the terminal preset by the user, and mainly solves the authentication problem between the user and the terminal; s103, the third time is to extract the first encryption code, the second encryption code, the passwords set by the user and the address of the financial cloud service platform to be synthesized and encrypted to generate a third encryption code, wherein the third encryption code is stored in a server of the financial service system so that the system can be used for authentication between the terminal and the server, and the passwords are placed in the server of the financial service system; s104, the fourth encryption is to carry out synthesized encryption on the third password and the dynamic password which is required to be input by the financial service system and is input by the user, and the fourth encryption is an interactive processing process, and people are required to judge and process the password to mainly solve the problem of automatic trial password of the illegal system, and the financial service system automatically carries out password comparison. The four-time synthesized encryption is a main innovation point of the invention, so that the problems of biological feature uniqueness, equipment scene uniqueness, undeniable user operation and human-computer interaction authenticity of a financial service system user are solved.
The invention adopts the technical scheme that the four times of synthesis encryption method processing is carried out, S101, the first time is to carry out partial extraction processing on the biological identification data collected by the terminal, wherein the biological identification data refers to the biological characteristic code information of the user, can be any one or any combination of fingerprint information, voiceprint information and human face information, completes the encryption of the first time of user data, and carries out partial extraction to prevent the security problem of the characteristic information of the user caused by the leakage of the biological identification; the second time is to extract the IPV6 address of the terminal equipment, and carry on the synthetic algorithm processing with the first time of biological identification encryption data to generate the second encryption code, S201 this code is used for binding users and appointed apparatus address in advance, this code includes but not limited to IPV6 address of the user's preset use terminal, can also bind in various scenes, this code mainly solves the authentication problem between terminal and the user; the third time is to carry out synthesized encryption on the first encryption code, the second encryption code, the passwords set by the user and the address of the financial cloud service platform to generate a third encryption code, S301. The third encryption code is stored in a server of the financial service system so that the system can be used for carrying out authentication between the terminal and the server, and the passwords are placed in the server of the financial service system; the fourth encryption is to make a composite encryption on the third password and the dynamic password input by the financial service system which is required to be input by the user, S401 the password is mainly used for solving the problem of automatic trial password of the illegal system, and the financial service system automatically performs password comparison. The four-time synthesized encryption is a main innovation point of the invention, and solves the problems of biological feature uniqueness, equipment scene uniqueness, undeniable user operation and human-computer interaction authenticity of a financial service system user.
The user information and the authentication information further comprise local device hardware IPV6 information. By transmitting the equipment hardware IPV6 information to the authentication server, the equipment hardware IPV6 information can be used for authenticating the terminal and the authentication server when the authentication between the user and the authentication server is performed, and the security of the authentication method is further improved.
Specifically, the user biometric code information refers to any one or any combination of fingerprint information, voiceprint information and face information.
Specifically, fingerprint information is collected by using a fingerprint scanning device, voiceprint information is collected by using a recording device, and face information is collected by using a camera device.
The terminal is an electronic device provided with a collection function, such as a smart phone, a smart watch, smart glasses or a tablet personal computer.
Specifically, the binding refers to the device type and the scene type of the user, which are preset when the user registers in the financial service application system, and can be one or more, and the binding is preset according to the own situation of the user.
The technical scheme adopted by the invention, on the other hand, also provides a distributed financial science and technology application system based on the IPV6 network and the biological recognition technology, which comprises acquisition equipment, a first encryption algorithm, a second encryption algorithm, a third encryption algorithm, a fourth encryption algorithm, a financial cloud service platform storage server, a local authentication storage and a financial business system authentication server.
In summary, the distributed financial technology application system and method based on the IPV6 network and the biological recognition technology provided by the invention have the following beneficial effects:
(1) Through the distributed financial technology application system and method based on the IPV6 network and the biological recognition technology, the safety authentication between two communication parties can be quickened; (2) Because the user biological feature code information is transmitted in an incomplete mode and stored in an encrypted mode in the authentication process, the user information can be ensured not to be leaked by a server, so that the information safety problem is avoided, and the benefit of the user is ensured; (3) When authentication between the user and the authentication server is performed, the equipment hardware IPV6 information is utilized to perform authentication between the terminal and the authentication server, so that the security of the authentication method is further improved.
Description of the drawings:
in order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings that are used in the embodiments or the description of the prior art will be briefly described, and the drawings in the following description are only some embodiments of the present invention.
Fig. 1 is a financial transaction system based on IPV6 and biometric technology.
Fig. 2 is a financial business process based on IPV6 and biometric technology.
Fig. 3 is a financial cloud service platform composition based on IPV6 and biometric technology.
Fig. 4 is a financial services platform architecture based on IPV6 and biometric technology.
Fig. 5 is a financial cloud service application case based on IPV6 and biometric technology.
Fig. 6 is a flow chart of an application case for making a bulk payment using a cell phone.
Fig. 7 is a flow chart of an application case of transmitting and receiving financial data by using a mobile phone.
Fig. 8 is an explanatory diagram of a financial transaction system abstract based on IPV6 and biometric technology.
Detailed Description
The distributed financial technology application system and method based on the IPV6 network and the biometric technology provided by the present invention will be described in detail by way of example with reference to the accompanying drawings. It should be noted that the description of these examples is for aiding in understanding the present invention, but is not intended to limit the present invention.
The various techniques described herein may be used in, but are not limited to, the field of financial technology, but may also be used in other similar fields.
Fig. 1 shows a schematic diagram of a financial business process based on IPV6 and biometric technology provided by the present invention.
Description of the financial business process based on IPV6 and biometric technology of fig. 1:
1. the user refers to a person who puts forward a service requirement;
2. the biological identification code refers to user biological feature code information, can be any one of fingerprint information, voiceprint information and face information or any combination of the fingerprint information, the voiceprint information and the face information, and is used for completing first user data encryption and generating a first encryption code, and partial extraction is used for preventing the security problem of the user feature information caused by the leakage of biological identification;
3. the user password is to extract the IPV6 address of the terminal equipment and perform synthesis algorithm (hash algorithm) processing with the first time of biological identification encryption data to generate a second encryption code, wherein the password is used for pre-binding the user and the designated equipment address, the password comprises but is not limited to the IPV6 address of the user preset by the user and using the terminal, and the password mainly solves the authentication problem between the user and the terminal;
4. the financial cloud platform code is to extract the first encryption code, the second encryption code, the user-set encryption code and the financial cloud service platform address to be synthesized and encrypted to generate a third encryption code, wherein the third encryption code is stored in a server of the financial service system so that the system can be used for authentication between the terminal and the server, and the encryption code is placed in the server of the financial service system;
5. the user dynamic password refers to the combination encryption of the third password and the dynamic password which is required to be input by the financial service system and input by the user, which is an interactive processing process, and the password is needed to be judged and processed by people and is mainly used for solving the problem of automatic trial password of the illegal system, and the financial service system automatically performs password comparison to generate a fourth encryption password.
6. The hash algorithm processing refers to a safe processing method for synthesizing the encryption code to be transmitted and extracting part of the code, and the data processing is irreversible;
7. the financial business system is a business application system for providing a service requiring requirements by users and is used for completing the requirements of the users;
8. the system biological recognition library is a financial cloud system user recognition system based on IPV6 and is used for checking whether the user is a financial cloud system user or not;
9. wherein;
s101, performing partial extraction processing on the biological identification data acquired by the terminal, wherein the biological identification data refers to user biological feature code information, can be any one or any combination of fingerprint information, voiceprint information and face information, and is used for completing first user data encryption to generate a first encryption code, and performing partial extraction to prevent the problem of user feature information safety after biological identification is leaked;
s102, extracting an IPV6 address of a terminal device, and carrying out synthesis algorithm (hash algorithm) processing on the IPV6 address and the first time biological identification encryption data to generate a second encryption code, wherein the second encryption code is used for pre-binding a user and an appointed device address, comprises but not limited to the IPV6 address of the terminal preset by the user, and mainly solves the authentication problem between the user and the terminal;
s103, the first encryption code, the second encryption code, the passwords set by the user and the address of the financial cloud service platform are extracted and synthesized and encrypted to generate a third encryption code, and the third encryption code is stored in a server of the financial service system so that the system can be used for authentication between the terminal and the server, and the passwords are placed in the server of the financial service system;
s104, the third password and the dynamic password input by the financial service system which is required to be input by the user are synthesized and encrypted, which is an interactive processing process, and people are required to judge and process the password to mainly solve the problem of automatic trial password of the illegal system, and the financial service system automatically performs password comparison to generate a fourth encryption password. The four-time synthesized encryption is a main innovation point of the invention, so that the problems of biological feature uniqueness, equipment scene uniqueness, undeniable user operation and human-computer interaction authenticity of a financial service system user are solved.
S101, performing partial extraction processing on the biological identification data acquired by the terminal for the first time, wherein the biological identification data refers to user biological feature code information, can be any one or any combination of fingerprint information, voiceprint information and face information, and is used for finishing the encryption of the first time user data to generate a first encryption code, and performing partial extraction to prevent the security problem of the user feature information after the biological identification is leaked; s201, extracting an IPV6 address of the terminal equipment for the second time, and carrying out synthesis algorithm processing on the IPV6 address and the first time biological identification encryption data to generate a second encryption code, wherein the second encryption code is used for pre-binding a user and an appointed equipment address, comprises but not limited to the IPV6 address of the user terminal preset by the user, and can also be bound in various scenes, and the second encryption code mainly solves the authentication problem between the user and the terminal; s301, the third time is to carry out synthesized encryption on the first encryption code, the second encryption code, the passwords set by the user and the address of the financial cloud service platform to generate a third encryption code, wherein the third encryption code is stored in a server of the financial service system so that the system can be used for carrying out authentication between the terminal and the server, and the passwords are placed in the server of the financial service system; s401, the fourth encryption is to synthesize and encrypt the third password and the dynamic password which is input by the user and is required to be input by the financial service system, and the password is mainly used for solving the problem of automatic trial password of the illegal system, and the financial service system automatically performs password comparison. The four-time synthesized encryption is a main innovation point of the invention, and solves the problems of biological feature uniqueness, equipment scene uniqueness, undeniable user operation and human-computer interaction authenticity of a financial service system user;
fig. 2 shows a schematic diagram of a financial cloud service platform structure based on IPV6 and biometric identification technology provided by the invention
Description of the schematic diagram of the financial cloud service platform architecture based on IPV6 and biometric technology of fig. 2:
the user refers to a customer of the financial service system or an operator of the financial service system;
the intelligent terminal refers to various terminal devices (such as a mobile phone and a mobile payment tool) used when a user makes a demand;
the financial cloud platform biological recognition server refers to a financial cloud service platform based on IPV6 and biological recognition technology, the Internet cloud IPV6 refers to a network communication protocol standard and foundation adopted by the financial cloud service platform, under an IPv6 network, IPv6 nodes in the Internet adopt a unified IPv6 protocol to perform point-to-point communication, which is a standard and direction of future Internet technology development, is also an internationalization standard of active participation and popularization application in China, the financial service system 1 refers to various users in the financial cloud service system, and the financial service system N refers to various users in the financial cloud service system.
FIG. 3 shows the composition of the financial cloud service platform based on IPV6 and the biometric identification technology provided by the invention
Description of the composition of the financial cloud service platform based on IPV6 and biometric technology of fig. 3:
user 1 and user N refer to various users in the financial cloud service system.
The intelligent terminal refers to various terminal devices (such as mobile phones and mobile payment tools) used when users make demands, the financial cloud service platform refers to a financial cloud service platform based on IPV6 and a biological recognition technology, and the distributed financial service system 1 and the distributed financial service system N refer to various financial service application systems distributed in various units in various places on the financial cloud service platform.
FIG. 4 shows a financial service platform architecture based on IPV6 and biometric technology provided by the present invention
Description of the construction of the financial services platform based on IPV6 and biometric technology of fig. 4:
IPV6 communication network technology refers to the adoption of the unified IPV6 protocol by nodes in an internet communication network, the point-to-point communication can be carried out, which is the standard and the foundation of the network communication protocol adopted by the financial cloud service platform, the standard and the direction of the future internet technology development, the internationalization standard which is actively participated in China and greatly popularized and applied, the biological recognition technology is the multimedia application technology supported by the modern computer technology, the main characteristic technology of the invention, the synthesis technology is the calculation technology method for processing and processing data by utilizing the algorithm, the core technology with the most innovative characteristics of the invention, the synthesis technology algorithm has a plurality of, different algorithms can be selected according to different system requirements, database technology refers to technology for managing big data of a computer, the database technology is also various, the method is applicable to various databases, blockchain technology refers to a distributed electronic account management application system, the invention is widely applied in financial systems, is also a main characteristic technology of the invention, can realize decentralization of a plurality of businesses on a financial science and technology service platform, is also a trend of development of a plurality of financial businesses, the artificial intelligence technology refers to an automatic processing technology which is realized by utilizing computers, multimedia technology and the like to replace people, the financial science and technology system engineering technology refers to system management and service which utilizes financial science and technology tools and methods to carry out overall planning, design, development, popularization and application on internet financial applications, for example, the financial cloud service platform system is a comprehensive financial science and technology system project integrating various financial science and technology tools and services and financial products, and users refer to all financial service requests and requirements in the invention.
FIG. 5 shows a typical application case of the financial cloud service based on IPV6 and biometric technology provided by the invention
Description of typical application case of the financial cloud service based on IPV6 and biometric technology in fig. 5:
the user requirement refers to the request of financial business operation;
the artificial intelligent biological data acquisition means that biological data acquisition is carried out through an artificial intelligent terminal;
the biological recognition data processing means that biological recognition data processing comparison is carried out through the terminal equipment, and the next step is carried out if the biological recognition data processing comparison is successful; returning to process the data if the data is unsuccessful;
the data encryption synthesis processing means that the biological identification data is subjected to data encryption synthesis processing to form a biological identification code;
the database storage means that the biological identification codes are stored and compared based on the IPV6 communication network, the new identification codes are compared, and the next step is carried out if the comparison is successful, and the new identification codes are transmitted to the financial cloud service platform through the IPV6 communication network;
the financial cloud service platform is used for sending the financial cloud identification code to the financial business service system through the IPV6 communication network after receiving the new identification code of the user;
the financial business service system receives the financial cloud identification code from the financial cloud service platform, performs identification code comparison processing with the financial cloud identification code reserved and bound by the financial business system, and performs authorization processing business after the comparison is successful;
the IPV6 communication network refers to that nodes in the Internet communication network adopt a unified IPv6 protocol and can carry out point-to-point communication, and the IPV6 communication network is a network communication protocol standard and foundation adopted by a financial cloud service platform.
FIG. 6 shows a flow chart of an application case for large payment by using a mobile phone according to the present invention
Description of the application case flow chart for high volume payments with cell phone with respect to fig. 6:
the user demands to put forward to use the mobile phone to carry out large payment transfer;
the intelligent mobile phone data acquisition carries out biological identification data acquisition through mobile phone face recognition;
the biological recognition data processing module is used for comparing the acquired data, and if the acquired data is the user compliance data, the data encryption synthesis processing is carried out;
the data encryption synthesis processing module encrypts and extracts the user compliance data after receiving the data to generate a new user demand data code, wherein the new user demand data code comprises a user name, a user password, a mobile phone identification code and an IPV6 address code which are bound by a user in advance, and the new user demand data code is sent to an IPV6 financial cloud communication network;
the IPV6 financial cloud communication network refers to that nodes in the internet communication network adopt a unified IPv6 protocol and can carry out point-to-point communication, which is the network communication protocol standard and foundation adopted by the financial cloud service platform; after receiving the data codes required by the users, the network node performs examination and comparison on the data codes to judge whether the users are users of the financial cloud service platform system, if so, the users are sent to the related financial service systems, and after receiving the data information sent by the financial cloud service platform, the financial service systems store and compare the legality of the users in a user legality database;
the user legitimacy database stores the comparison and judges the authorization processing in the system after the comparison is successful, and if the user has the operation authority, the authorization processing is carried out;
authorizing and processing to complete related operations of the financial business service system and pay by the financial business service system;
the financial business service system finishes the large payment transfer processing;
the payment result is that the user can receive the prompt information sent by the related financial service system on the mobile phone, all the series of operations and processes are completed through the mobile phone operation and automatic processing, the operation is safe, quick and efficient, the operation is simple, and even the interactive processing can be carried out by using voice without manual operation.
FIG. 7 is a flow chart showing the application of the mobile phone to receive and transmit financial data
Description of the application case flowchart for transmitting and receiving financial data by using a mobile phone in fig. 7:
the user demands propose to transmit and receive financial data by using the mobile phone;
the intelligent mobile phone data acquisition carries out biological identification data acquisition through mobile phone face recognition;
the biological recognition data processing module is used for comparing the acquired data, and if the acquired data is the user compliance data, the data encryption synthesis processing is carried out;
the data encryption synthesis processing module encrypts and extracts the user compliance data after receiving the data to generate a new user demand data code, wherein the new user demand data code comprises a user name, a user password, a mobile phone identification code and an IPV6 address code which are bound by a user in advance, and the new user demand data code is sent to an IPV6 financial cloud communication network;
the IPV6 financial cloud communication network is characterized in that a node in the internet communication network adopts a unified IPv6 protocol and can carry out point-to-point communication, the IPV6 financial cloud communication network is a network communication protocol standard and a foundation adopted by a financial cloud service platform, the node carries out examination and comparison on data codes after receiving user demand data codes to judge whether the user is a user of the financial cloud service platform system, if the user is the user, the node sends the user to a related financial service system, and after receiving data information sent by the financial cloud service platform, the financial service system stores and compares the user legitimacy in a user legitimacy database;
the user legitimacy database stores the comparison and judges the authorization processing in the system after the comparison is successful, and if the user has the operation authority, the authorization processing is carried out;
the authorization processing completes the related operation of the financial business service system, and carries out the financial data receiving and transmitting of the financial business service system;
the financial business service system completes the receiving and transmitting of financial data;
the financial data receiving and transmitting result is that the user A can see the financial data receiving and transmitting condition of the related financial business system reported by the user N on the mobile phone, all the series of operations and processes are completed through the mobile phone operation and automatic processing, and the operation is safe, quick, efficient and simple.
FIG. 8 shows a financial transaction system based on IPV6 and biometric technology provided by the present invention
Description of the financial transaction system based on IPV6 and biometric technology of fig. 8:
this is a brief description of the figure of the financial transaction system summary based on IPV6 and biometric technology, wherein:
user requirements refer to various financial business requirements made by all users in the system, including but not limited to bank payment business requirements, credit inquiry, account management, and other financial business requirements;
the biological identification code refers to a group of codes which are generated by collecting biological characteristic information of a user through an intelligent terminal (such as a mobile phone) and processing the biological characteristic information through a certain algorithm;
the identification card number or organization code refers to the national standard personal identification card number or the social organization unified code;
the dynamic password is a password which is effectively and randomly generated within a certain time (short time) and is required by a user in a financial service system, and the dynamic password is generated after the user and the system are communicated, so that illegal personnel can be prevented from guessing the password by using a computer;
the financial cloud service platform code is generated after the financial cloud platform address code is synthesized and processed by an algorithm;
the IPV6 network refers to that nodes in the communication network adopt a unified IPv6 protocol and can carry out point-to-point communication, which is a network communication protocol standard and foundation adopted by a financial cloud service platform, and is a new network protocol;
financial services refer to user requirements for payment, credit, management and other financial aspects presented by a user;
the synthesis of the invention refers to a process of generating codes by calculating the biological identification code and the user identification card number through a certain algorithm.
As described above, the present invention may be better implemented, and it will be apparent to those skilled in the art from this disclosure that it is not necessary to devise various arrangements of distributed authentication methods, terminals, and systems based on user biometric codes, which, as taught by the present invention, require no inventive effort, and that these embodiments are susceptible to variations, modifications, substitutions, adaptations, and alterations without departing from the spirit and scope of the present invention.
Claims (1)
1. A distributed authentication method based on internet IPV6 technology and user biological feature code technology is characterized by comprising the following steps
S101, partially extracting biological identification data acquired by a terminal, wherein the biological identification data is user biological feature code information, the biological feature code information is any one of fingerprint information, voiceprint information and face information or any combination of the fingerprint information, the voiceprint information and the face information, and the first user data encryption is completed to obtain biological identification encryption data, namely a first encryption code, and the step is to prevent the problem of user feature information safety after the biological identification is leaked;
s102, extracting an IPV6 address of a terminal device, and carrying out a synthesis algorithm with the biological identification encrypted data in S101, wherein the algorithm is a hash algorithm, processing and generating a second encrypted code, the second encrypted code is used for binding a user and a designated device address in advance, the second encrypted code comprises the IPV6 address of the user preset by the user and used for using the terminal, and the second encrypted code is used for solving the authentication problem between the user and the terminal;
s103, carrying out synthetic encryption on the first encryption code, the second encryption code, the passwords set by the user and the address of the financial cloud service platform to generate a third encryption code, wherein the third encryption code is stored in a server of the financial service system so that the system can be used for authentication between the terminal and the server;
s104, the fourth encryption is to carry out composite encryption on the third encryption code and the dynamic code which is required to be input by the financial service system and is input by the user, and the composite encryption is used for overcoming the problem of automatic trial passwords, and the financial service system carries out password comparison.
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