CN110570268A - Authentication method, server and user side - Google Patents

Authentication method, server and user side Download PDF

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Publication number
CN110570268A
CN110570268A CN201910683807.2A CN201910683807A CN110570268A CN 110570268 A CN110570268 A CN 110570268A CN 201910683807 A CN201910683807 A CN 201910683807A CN 110570268 A CN110570268 A CN 110570268A
Authority
CN
China
Prior art keywords
payment
information
account
payment account
server
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201910683807.2A
Other languages
Chinese (zh)
Inventor
秦超
王崇实
陈银华
赵丽娜
严华
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shanghai Pan Biao Business Consulting Co Ltd
Original Assignee
Shanghai Pan Biao Business Consulting Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shanghai Pan Biao Business Consulting Co Ltd filed Critical Shanghai Pan Biao Business Consulting Co Ltd
Priority to CN201910683807.2A priority Critical patent/CN110570268A/en
Publication of CN110570268A publication Critical patent/CN110570268A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/95Retrieval from the web
    • G06F16/953Querying, e.g. by the use of web search engines
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0633Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635Processing of requisition or of purchase orders

Abstract

The invention provides a verification method, a server and a user side, wherein the method comprises the following steps: acquiring payment account information uploaded by a user side and commodity order information corresponding to the payment account; calling collection information from a bank end according to a preset rule; verifying the payment account information and the amount, and retrieving corresponding commodity order information; and if the corresponding commodity order information is retrieved, transmitting a result of successful verification of payment to the user terminal and/or the laboratory terminal. The verification method can provide payment verification conditions for users and laboratories in time and unite offline and online transaction data.

Description

authentication method, server and user side
Technical Field
the invention relates to the field of internet, in particular to a verification method, a server and a user side.
Background
in the current detection and management, the problems of laboratory dispersion and financial management confusion of detection exist. Particularly in the detection field, users are often used to offline payment, so that the authenticity and accuracy of payment data in online transaction information cannot be guaranteed, the efficiency of managing large-batch bill data is low, and disputes are easily caused due to the fact that orders and payments cannot correspond to each other. The data analysis after the fact is difficult to carry out, and the defects make it difficult for users and laboratories to comprehensively and truly master the progress of payment and complete the follow-up of the fact after the fact.
currently, with the continuous development of internet technology, the combination of the internet technology and the traditional industry is more and more obvious. Therefore, it is desirable to provide a method, a server and a user terminal for online authentication of a user.
Disclosure of Invention
the invention provides a verification method, which can provide payment verification conditions for users and laboratories in time and unite offline and online transaction data.
in order to solve the above technical problem, the present invention provides a verification method, applied to a server, the method including: acquiring payment account information uploaded by a user side and commodity order information corresponding to the payment account; calling collection information from a bank end according to a preset rule; verifying the payment account information and the amount, and retrieving corresponding commodity order information; and if the corresponding commodity order information is retrieved, transmitting a result of successful verification of payment to the user terminal and/or the laboratory terminal.
the verification method has the beneficial effects that: the system can provide payment verification conditions for users and laboratories in time, and unitedly integrate off-line and on-line transaction data.
Preferably, the calling of the collection information from the bank end according to the preset rule comprises sending collection account information and an encryption key to the bank end; and periodically receiving the charge account billing information from the bank end.
Preferably, the method comprises: and storing the payment account information, the commodity information corresponding to the payment account, the collection account information and the secret key.
preferably, the method comprises: and the result of successful verification of payment comprises corresponding commodity order information, payment account information, amount and the paid bill identification.
Preferably, the method comprises: storing all payment records of a user side account and all collection records of a laboratory side account; a credit rating is given to a particular user side account and/or laboratory side account.
Preferably, the method comprises: and when the result of successful payment verification is sent to the user side and/or the laboratory side, reminding the laboratory side to send the detection report to the user side.
The invention also provides a server, which is applied to the method and comprises the following steps: the receiving unit is used for acquiring payment account information uploaded by a user side and commodity order information corresponding to the payment account; calling collection information from a bank end according to a preset rule; the verification unit is used for verifying the payment account information and the amount and retrieving the corresponding order information of the test article; and the sending unit is used for sending the result of successful verification and payment to the user end and/or the laboratory end if the corresponding commodity is searched.
The invention also provides a verification method, which is applied to the user side and comprises the following steps: sending payment account information and commodity order information corresponding to the payment account to a server side; and obtaining the result of successful verification payment sent by the server.
The invention also provides a user side, which is applied to the method and comprises the following steps: the sending unit is used for sending payment account information and commodity order information corresponding to the payment account to the server side; and the receiving unit is used for acquiring the result of successful verification payment sent by the server.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to these drawings without creative efforts.
fig. 1 is a schematic flowchart of a method applied to a server according to an embodiment of the present invention;
Fig. 2 is a schematic diagram of the server according to the second embodiment of the present invention;
Fig. 3 is a flowchart illustrating a method applied to a user side according to a third embodiment of the present invention;
fig. 4 is a schematic diagram of a user terminal according to a fourth embodiment of the present invention.
Detailed Description
In order to make the technical solutions of the present invention better understood by those skilled in the art, the technical solutions in the embodiments of the present invention will be clearly described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some embodiments of the present invention, but not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The appearances of the phrases "first," "second," and "third," or the like in the specification, claims, and drawings are not necessarily all referring to the particular order in which the various objects are distinguished. Furthermore, the terms "include" and "have," as well as any variations thereof, are intended to cover non-exclusive inclusions. For example, a process, method, system, article, or apparatus that comprises a list of steps or elements is not limited to the listed steps or elements but may alternatively include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
the first embodiment,
As shown in fig. 1, in an embodiment of the present invention, an authentication method is disclosed, which is applied to a server, and the method includes: acquiring payment account information uploaded by a user side and commodity order information corresponding to the payment account; calling collection information from a bank end according to a preset rule; verifying the payment account information and the amount, and retrieving corresponding commodity order information; and if the corresponding commodity order information is retrieved, transmitting a result of successful verification of payment to the user terminal and/or the laboratory terminal. The verification method can provide payment verification conditions for users and laboratories in time and unite offline and online transaction data.
The slave bank side calls the collection information according to the preset rule, and the slave bank side sends collection account information and an encryption key to the bank side; and periodically receiving the charge account billing information from the bank end. And storing the payment account information, the commodity information corresponding to the payment account, the collection account information and the secret key. And the result of successful verification of payment comprises corresponding commodity order information, payment account information, amount and the paid bill identification. Storing all payment records of a user side account and all collection records of a laboratory side account; a credit rating is given to a particular user side account and/or laboratory side account. And when the result of successful payment verification is sent to the user side and/or the laboratory side, reminding the laboratory side to send the detection report to the user side.
Referring to fig. 1, fig. 1 is a verification method according to an embodiment of the invention. Wherein the method comprises the following steps:
S101, obtaining payment account information uploaded by a user side and commodity order information corresponding to the payment account.
The user side uploads payment account information and corresponding order information, and the server corresponds the order information and the payment account information.
And S102, calling collection information from the bank according to a preset rule.
The bank terminal calls the collection information according to a preset rule, and the bank terminal sends collection account information and an encryption key to the bank terminal; and periodically receiving the charge account billing information from the bank end. Of course, the collection information of the collection account may be queried according to the request of the server or the laboratory. And storing the payment account information, the commodity information corresponding to the payment account, the collection account information and the secret key.
S103, verifying the payment account information and the amount, and retrieving corresponding commodity order information.
If the collection account receives an amount of money, the order with the same amount is searched in the order set of all possible collections in the collection account, and whether the payment is paid by the payment account associated with the order is verified. If the payment information contains order number or commodity number, the payment and order are directly corresponded.
and S104, if the corresponding commodity order information is retrieved, transmitting the result of successful verification payment to the user side and/or the laboratory side.
And the result of successful verification of payment comprises corresponding commodity order information, payment account information, amount and the paid bill identification.
And after the result of successful verification payment is sent to the user side and/or the laboratory side, the laboratory side is reminded to send the detection report to the user side.
S105, all payment records of the user side account and all collection records of the laboratory side account can be stored; a credit rating is given to a particular user side account and/or laboratory side account. The credit rating may be tagged to a laboratory or user account interface for user or laboratory-side selection.
the method of the invention can associate the corresponding order only by the information of the collection account, the posting amount and the payment account. Even if the user side pays money to the laboratory side in an off-line payment mode, the corresponding order can be automatically retrieved and correlated according to the account entry condition of the collection account, and the completion of the payment of the laboratory side and the user side is reminded.
Example II,
Referring to fig. 2, fig. 2 is a schematic structural diagram of a server according to an embodiment of the present invention. The server applied to the method in the first embodiment comprises the following steps:
The receiving unit is used for acquiring payment account information uploaded by a user side and commodity order information corresponding to the payment account; calling collection information from a bank end according to a preset rule;
The verification unit is used for verifying the payment account information and the amount and retrieving the corresponding order information of the test article;
And the sending unit is used for sending the result of successful verification and payment to the user end and/or the laboratory end if the corresponding commodity is searched.
Example III,
Referring to fig. 3, fig. 3 is a schematic diagram of an authentication method according to an embodiment of the present invention, applied to a user side, the method including:
S301, sending payment account information and commodity order information corresponding to the payment account to a server side;
s302, the result of successful verification payment sent by the server side is obtained.
example four,
Referring to fig. 4, fig. 4 is a schematic diagram of a user end according to an embodiment of the present invention, which is applied to the method described above, and includes:
the sending unit is used for sending payment account information and commodity order information corresponding to the payment account to the server side;
And the receiving unit is used for acquiring the result of successful verification payment sent by the server.
The user side can be an electronic device such as a smart phone, a tablet computer and a computer. The user terminal may include hardware such as a CPU, a memory, a bus, an input device, and a display screen.
the commodity is a test commodity and/or a detection commodity. The test is a measurement with experimental properties, i.e. a combination of measurement and experiment; the basic task of testing is to obtain useful information, and to obtain information about the object to be tested by designing a reasonable experimental method and performing necessary signal analysis and data processing with the aid of special instruments and equipment. The detection is used for detecting and testing the specified technical performance indexes of a certain object (gas, liquid and solid) by a specified method.
In the foregoing embodiment, the method flow of each step may be implemented based on the structure of the existing electronic device; the respective unit functions may be implemented based on the structure of the existing electronic device. In the foregoing embodiments, the descriptions of the respective embodiments have respective emphasis, and for parts that are not described in detail in a certain embodiment, reference may be made to related descriptions of other embodiments. In the embodiments provided in the present application, it should be understood that the disclosed apparatus may be implemented in other manners. For example, the above-described embodiments of the apparatus are merely illustrative, and for example, the division of the units is only one type of division of logical functions, and there may be other divisions when actually implementing, for example, a plurality of units or components may be combined or may be integrated into another system, or some features may be omitted, or not implemented. In addition, the shown or discussed mutual or direct or communication connection may be an indirect or communication connection through some interfaces, devices or units, and may be in an electrical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment. In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a Read Only Memory (ROM), a Random Access Memory (RAM), a removable hard disk, a magnetic or optical disk, or other various media capable of storing program codes.
The invention is not limited to the embodiments discussed above. The foregoing description of the specific embodiments is intended to describe and explain the principles of the invention. Obvious modifications or alterations based on the teachings of the present invention should also be considered as falling within the scope of the present invention. The foregoing detailed description is provided to disclose the best mode of practicing the invention, and also to enable a person skilled in the art to utilize the invention in various embodiments and with various alternatives for carrying out the invention.

Claims (9)

1. an authentication method applied to a server, the method comprising:
Acquiring payment account information uploaded by a user side and commodity order information corresponding to the payment account;
Calling collection information from a bank end according to a preset rule;
Verifying the payment account information and the amount, and retrieving corresponding commodity order information;
And if the corresponding commodity order information is retrieved, transmitting a result of successful verification of payment to the user terminal and/or the laboratory terminal.
2. The authentication method according to claim 1, wherein the method comprises:
the step of calling the collection information from the bank end according to the preset rule comprises the following steps:
Sending the information of the collection account and the secret key to a bank end;
and periodically receiving the charge account billing information from the bank end.
3. The authentication method according to claim 2, wherein the method comprises:
and storing the payment account information, the commodity information corresponding to the payment account, the collection account information and the secret key.
4. the authentication method according to claim 3, wherein the method comprises:
And the result of successful verification of payment comprises corresponding commodity order information, payment account information, amount and the paid bill identification.
5. the authentication method according to claim 4, wherein the method comprises:
Storing all payment records of a user side account and all collection records of a laboratory side account;
A credit rating is given to a particular user side account and/or laboratory side account.
6. the authentication method according to claim 5, wherein the method comprises:
and when the result of successful payment verification is sent to the user side and/or the laboratory side, reminding the laboratory side to send the detection report to the user side.
7. a server, which is applied to the method of claims 1 to 6, and comprises:
The receiving unit is used for acquiring payment account information uploaded by a user side and commodity order information corresponding to the payment account; calling collection information from a bank end according to a preset rule;
The verification unit is used for verifying the payment account information and the amount and retrieving the corresponding commodity order information;
and the sending unit is used for sending the result of successful verification and payment to the user end and/or the laboratory end if the corresponding commodity is searched.
8. An authentication method applied to a user side, the method comprising:
Sending payment account information and commodity order information corresponding to the payment account to a server side;
And obtaining the result of successful verification payment sent by the server.
9. A user terminal, which is applied to the method of claim 8, and comprises:
the sending unit is used for sending payment account information and commodity order information corresponding to the payment account to the server side;
and the receiving unit is used for acquiring the result of successful verification payment sent by the server.
CN201910683807.2A 2019-07-26 2019-07-26 Authentication method, server and user side Pending CN110570268A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201910683807.2A CN110570268A (en) 2019-07-26 2019-07-26 Authentication method, server and user side

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201910683807.2A CN110570268A (en) 2019-07-26 2019-07-26 Authentication method, server and user side

Publications (1)

Publication Number Publication Date
CN110570268A true CN110570268A (en) 2019-12-13

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Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105894257A (en) * 2016-04-21 2016-08-24 深圳市优讯信息技术有限公司 On-line and off-line fusion payment method and payment platform, and bank transfer system
CN107516201A (en) * 2017-08-31 2017-12-26 江西博瑞彤芸科技有限公司 A kind of order method of payment
CN107798517A (en) * 2016-08-31 2018-03-13 深圳市银信网银科技有限公司 Bill payment method, apparatus and system
WO2018106045A1 (en) * 2016-12-08 2018-06-14 이도경 System and method for authenticating and trading artwork

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105894257A (en) * 2016-04-21 2016-08-24 深圳市优讯信息技术有限公司 On-line and off-line fusion payment method and payment platform, and bank transfer system
CN107798517A (en) * 2016-08-31 2018-03-13 深圳市银信网银科技有限公司 Bill payment method, apparatus and system
WO2018106045A1 (en) * 2016-12-08 2018-06-14 이도경 System and method for authenticating and trading artwork
CN107516201A (en) * 2017-08-31 2017-12-26 江西博瑞彤芸科技有限公司 A kind of order method of payment

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