CN110570182A - Mobile payment system based on signal waveform propagation characteristics - Google Patents
Mobile payment system based on signal waveform propagation characteristics Download PDFInfo
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- CN110570182A CN110570182A CN201910709649.3A CN201910709649A CN110570182A CN 110570182 A CN110570182 A CN 110570182A CN 201910709649 A CN201910709649 A CN 201910709649A CN 110570182 A CN110570182 A CN 110570182A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
the invention relates to a mobile payment system based on signal waveform propagation characteristics, which consists of a mobile payment mobile phone, a merchant terminal and a cloud server, and comprises a user payment port, a first signal transmitting module and a first waveform selecting module which are contained in the user mobile payment mobile phone, a merchant collection port, a second signal transmitting module and a second waveform selecting module which are contained in the merchant terminal, and a waveform confirming module contained in the cloud server, wherein the first signal transmitting module sends a first connecting signal to the waveform confirming module according to the signal waveform selected by the first waveform selecting module, the second signal transmitting module sends a second connecting signal to the waveform confirming module according to the signal waveform selected by the second waveform selecting module, the waveform confirming module judges whether the first connecting signal is matched with the second connecting signal according to the waveform of the first connecting signal and the waveform of the second connecting signal, the second signal transmitting module transmits the transaction quotation of the merchant collection port, and the first signal transmitting module transmits the response to the transaction quotation.
Description
Technical Field
The invention relates to the field of mobile payment, in particular to a mobile payment system based on signal waveform propagation characteristics.
Background
With the development of economy, the payment is gradually progressed to the payment on line by means of the internet by the conventional face-to-face off-line payment. With the continuous progress of science and technology, the IC industry has been developed rapidly, and IC chips have increasingly powerful functions, smaller sizes and lower prices. Meanwhile, the communication technology is rapidly developing, the application of the smart phone is very common, the processing speed of the smart phone is faster and faster, and the functions are stronger and stronger. And wireless network coverage and the amount of traffic that can be supported is also increasing. The development of the basic technologies promotes the further change of the payment mode, and the payment mode based on the mobile terminal is gradually accepted by people. Meanwhile, a new problem has to be faced, and how to ensure the information security of mobile payment, especially the security of fund and personal information, is a great potential technical security problem. The internet is an open network, and personal information and fund information are easily obtained through common technical means. For the mobile internet, the problem is more obvious because the mobile internet cannot be specially interfaced with a financial institution, the existing encryption mode is basically software encryption, and the biggest defect of the software encryption is that the software encryption is easily captured by hackers through trojans and utilized by the hackers. In the practical Application of the terminal, the transaction link is often required to be established, during the establishment of the easy link, the establishment of the link may be invaded by other devices, and a large number of APPs (third-party Application software) are implanted into the terminal of the user through the link, the APPs have different security levels and are easily utilized by trojan viruses, so as to acquire personal information and fund information, and some behaviors of tampering transaction information and transaction quotation may occur, so that the security of mobile payment is affected.
Disclosure of Invention
The purpose of the invention is as follows:
The invention provides a mobile payment system based on signal waveform propagation characteristics, aiming at the problems that personal information and fund information are obtained by a Trojan horse virus easily after a third party obtains a transaction link in transaction, and some actions of tampering transaction information and transaction quotation possibly occur, so that the security of mobile payment is influenced.
The technical scheme is as follows:
A mobile payment system based on signal waveform propagation characteristics is composed of a mobile payment mobile phone, a merchant terminal and a cloud server, and comprises: the mobile payment system comprises a user payment port, a first signal transmitting module and a first waveform selection module which are contained in a mobile payment mobile phone of a user, a merchant collection port, a second signal transmitting module and a second waveform selection module which are contained in a merchant terminal, and a waveform confirmation module contained in a cloud server, wherein the first signal transmitting module and the second signal transmitting module are accessed to the cloud server and are connected with the waveform confirmation module, the first signal transmitting module sends a first connecting signal to the waveform confirmation module according to the signal waveform selected by the first waveform selection module, the second signal transmitting module sends a second connecting signal to the waveform confirmation module according to the signal waveform selected by the second waveform selection module, and the waveform confirmation module judges whether the first connecting signal is matched with the second connecting signal according to the waveform of the first connecting signal and the waveform of the second connecting signal, the second signal transmitting module transmits the transaction offer sent by the merchant collection port, and the first signal transmitting module transmits the response of the user payment end to the transaction offer.
As a preferable mode of the present invention, the cloud server further includes a first time module and a second time module, the first time module is configured to combine the first connection signal transmitted by the first signal transmitting module, and the second time module is configured to combine the second connection signal transmitted by the second signal transmitting module.
As a preferred mode of the present invention, the first time module records a real-time signal waveform of the first connection signal according to a time point advance, and the second time module records a real-time signal waveform of the second connection signal according to a time point advance.
As a preferred mode of the present invention, the waveform confirmation module compares the first time module with the second time module between waveform periods to determine whether the first connection signal and the second connection signal in different periods are matched, and if yes, establishes a transaction link; if not, the transaction is terminated.
As a preferable mode of the present invention, a time threshold is set in the waveform confirmation module, the time threshold is used to define a transaction time, and when any one of the periods where the first connection signal and the second connection signal are matched is longer than the time threshold, the confirmation module terminates the transaction.
As a preferable mode of the present invention, the cloud server further includes a first distance module and a second distance module, the first distance module is configured to combine the first connection signal transmitted by the first signal transmitting module, and the second distance module is configured to combine the second connection signal transmitted by the second signal transmitting module.
as a preferred mode of the present invention, the first distance module records a real-time signal waveform of the first connection signal according to the advance of the distance point, and the second distance module records a real-time signal waveform of the second connection signal according to the advance of the distance point.
As a preferred mode of the present invention, the waveform confirmation module compares the first distance module with the second distance module between waveform periods to determine whether the first connection signal and the second connection signal match in different periods, and if so, establishes a transaction link; if not, the transaction is terminated.
As a preferable mode of the present invention, a distance threshold is set in the waveform confirmation module, the distance threshold is used to define a transaction distance, and when any one of the matched periods between the first connection signal and the second connection signal is greater than the distance threshold, the confirmation module terminates the transaction.
The invention realizes the following beneficial effects:
The characteristics of signal waves for establishing transaction in transaction links of two transaction parties are utilized to monitor the transaction process and prevent the transaction terminal from being utilized by Trojan horse viruses when the characteristic value is changed, so that personal information and fund information are obtained, and some behaviors of tampering transaction information and transaction quotation possibly occur, so that the security of mobile payment is influenced.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present disclosure and together with the description, serve to explain the principles of the disclosure.
FIG. 1 is a system framework diagram of the present invention;
FIG. 2 is a system diagram of the time determination of the present invention;
FIG. 3 is a diagram illustrating the steps of time determination according to the present invention;
FIG. 4 is a system diagram of distance determination according to the present invention;
FIG. 5 is a step chart of distance determination according to the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments.
Example one
The reference figure is figure 1.2.3.4.5. A mobile payment system based on signal waveform propagation characteristics is composed of a mobile payment mobile phone 1, a merchant terminal 2 and a cloud server 3, and comprises: the mobile payment system comprises a user payment port 4, a first signal transmitting module 5 and a first waveform selecting module 6 which are contained in a user mobile payment mobile phone 1, a merchant payment port 7, a second signal transmitting module 8 and a second waveform selecting module 9 which are contained in a merchant terminal 2, and a waveform confirming module 10 which is contained in a cloud server 3, wherein the first signal transmitting module 5 and the second signal transmitting module 8 are connected to the cloud server 3 and are connected with the waveform confirming module 10, the first signal transmitting module 5 sends a first connecting signal to the waveform confirming module 10 according to a signal waveform selected by the first waveform selecting module 6, the second signal transmitting module 8 sends a second connecting signal to the waveform confirming module 10 according to a signal waveform selected by the second waveform selecting module 9, and the waveform confirming module 10 judges the first connecting signal and the second connecting signal according to the waveform of the first connecting signal and the waveform of the second connecting signal And if the connection signals are matched, the second signal transmitting module 8 transmits the transaction offer sent by the merchant money receiving port 7, and the first signal transmitting module 5 sends the response of the user payment end to the transaction offer.
As a preferred mode of the present invention, the cloud server 3 further includes a first time module 11 and a second time module 12, where the first time module 11 is configured to combine the first connection signal transmitted by the first signal transmitting module 5, and the second time module 12 is configured to combine the second connection signal transmitted by the second signal transmitting module 8.
In a preferred embodiment of the present invention, the first time module 11 records a real-time waveform of the first connection signal according to a time point advance, and the second time module 12 records a real-time waveform of the second connection signal according to a time point advance.
As a preferred mode of the present invention, the waveform confirmation module 10 compares the first time module 11 with the second time module 12 between waveform periods to determine whether the first connection signal and the second connection signal in different periods are matched, if yes, a transaction link is established; if not, the transaction is terminated.
as a preferable mode of the present invention, a time threshold is set in the waveform confirmation module 10, the time threshold is used for defining a transaction time, and when any one of periods in which the first connection signal and the second connection signal are matched is longer than the time threshold, the confirmation module terminates the transaction.
as a preferred mode of the present invention, the cloud server 3 further includes a first distance module 13 and a second distance module 14, the first distance module 13 is configured to combine the first connection signal transmitted by the first signal transmitting module 5, and the second distance module 14 is configured to combine the second connection signal transmitted by the second signal transmitting module 8.
In a preferred embodiment of the present invention, the first distance module 13 records a real-time signal waveform of the first connection signal according to the advancing of the distance point, and the second distance module 14 records a real-time signal waveform of the second connection signal according to the advancing of the distance point.
As a preferred mode of the present invention, the waveform confirmation module 10 compares the first distance module 13 with the second distance module 14 between waveform periods to determine whether the first connection signal and the second connection signal in different periods are matched, if yes, a transaction link is established; if not, the transaction is terminated.
As a preferable mode of the present invention, a distance threshold is set in the waveform confirmation module 10, the distance threshold is used for defining a transaction distance, and when any one of the matched periods between the first connection signal and the second connection signal is greater than the distance threshold, the confirmation module terminates the transaction.
In the specific implementation process, when payment is carried out, the operation between a merchant and a user can be analogized to a mode of scanning a user payment code by the merchant, a merchant payment receiving port 7 selects a signal waveform by using a second waveform selection module 9, and transmits a second connection signal corresponding to the selected waveform by using a second signal transmission module 8, the second connection signal is sent to a user payment port 4, and the user payment port 4 is used as target equipment; correspondingly, the user payment end selects a waveform which is the same as the signal waveform selected by the second model selection module by using the first waveform selection module, and transmits a first connection signal corresponding to the selected waveform by using the first signal transmission module 5, wherein the first connection signal is transmitted to the merchant cash collection port 7, and the merchant cash collection port 7 is used as the first connection signal; after the first connection signal and the second connection signal are respectively transmitted to the target device, the first connection signal and the second connection signal are converged to the waveform confirmation module 10 in the cloud server 3, and after the waveform confirmation module 10 judges that the waveforms of the first connection signal and the second connection signal are matched with each other, the waveform confirmation module 10 establishes a transaction link between the merchant payment port 7 and the user payment port 4, so that the merchant payment port 7 can send a transaction offer to the user payment port 4, and the user payment port 4 can respond to the merchant payment port 7.
When the first connection signal and the second connection signal are matched, calculation can be carried out by a time method; when the first signal transmitting module 5 and the second signal transmitting module 8 transmit signals, the transmitted signals have a period, a frequency and an amplitude, and the period is increased along with the increase of the propagation distance, so that the amplitude of the corresponding waveform at each time point in each period is changed to a certain extent, and the change is also changed through a certain ductility, when waveform matching is performed, the waveform confirmation module 10 selects a time point shared by the waveforms of the last period, the magnitude of the amplitude of the corresponding waveform at the same time point is judged, and if the amplitudes of the corresponding waveforms at the same time point are consistent, the first connection signal and the second connection signal are judged to be consistent, the waveform confirmation module 10 establishes a transaction link through the connection of the first signal transmission module 5 and the second signal transmission module 8.
In an actual situation, because there is a certain difference between the action times, the time points when the first connection signal and the second connection signal are sent often have a certain difference, and the time for respectively transmitting the first connection signal and the second connection signal to the target device is different, so that the waveform confirmation module 10 determines the total time of the waveform in the last period when transmitting to the target device, selects a period with a smaller total time value of the last period of the first connection signal and the second connection signal, compares the period with each period in another remaining connection signal, and if so, establishes a transaction link; if not, the transaction is terminated.
In addition, when the waveform matching is performed, the waveform confirmation module 10 selects the second connection signal and the signal wave of the first connection signal of the last period received by the user payment port 4 and the merchant payment port 7, and for the second connection signal and the signal wave of the first connection signal of the last period, the waveform confirmation module 10 selects a distance point which is commonly owned in the waveform of the last period, determines the amplitude of the corresponding waveform at the same distance point, and if the amplitude of the corresponding waveform is consistent, determines that the first connection signal is consistent with the second connection signal, and then the waveform confirmation module 10 establishes a transaction link through the connection of the first signal transmission module 5 and the second signal transmission module 8.
in an actual situation, because there is a certain difference between the motion distances, and there is often a certain difference between the distance points sent by the first connection signal and the second connection signal, the distances from the first connection signal and the second connection signal to the target device are different, so that the waveform confirmation module 10 determines the total distance of the waveform in the last period when transmitting to the target device, selects a period in which the total distance value of the last period of the first connection signal and the second connection signal is smaller, compares the period with each period in another remaining connection signal, and if so, establishes a transaction link; if not, the transaction is terminated.
The above embodiments are merely illustrative of the technical ideas and features of the present invention, and are intended to enable those skilled in the art to understand the contents of the present invention and implement the present invention, and not to limit the scope of the present invention. All equivalent changes or modifications made according to the spirit of the present invention should be covered within the protection scope of the present invention.
Claims (9)
1. The utility model provides a mobile payment system based on signal waveform propagation characteristic, comprises mobile payment cell-phone, trade company's terminal and cloud ware, its characterized in that includes: the mobile payment system comprises a user payment port, a first signal transmitting module and a first waveform selection module which are contained in a mobile payment mobile phone of a user, a merchant collection port, a second signal transmitting module and a second waveform selection module which are contained in a merchant terminal, and a waveform confirmation module contained in a cloud server, wherein the first signal transmitting module and the second signal transmitting module are accessed to the cloud server and are connected with the waveform confirmation module, the first signal transmitting module sends a first connecting signal to the waveform confirmation module according to the signal waveform selected by the first waveform selection module, the second signal transmitting module sends a second connecting signal to the waveform confirmation module according to the signal waveform selected by the second waveform selection module, and the waveform confirmation module judges whether the first connecting signal is matched with the second connecting signal according to the waveform of the first connecting signal and the waveform of the second connecting signal, the second signal transmitting module transmits the transaction offer sent by the merchant collection port, and the first signal transmitting module transmits the response of the user payment end to the transaction offer.
2. a mobile payment system based on signal waveform propagation characteristics according to claim 1, wherein: the cloud server further comprises a first time module and a second time module, wherein the first time module is used for combining the first connection signal transmitted by the first signal transmission module, and the second time module is used for combining the second connection signal transmitted by the second signal transmission module.
3. a mobile payment system based on signal waveform propagation characteristics according to claim 2, wherein: the first time module records the real-time signal waveform of the first connection signal according to the advancing of the time point, and the second time module records the real-time signal waveform of the second connection signal according to the advancing of the time point.
4. A mobile payment system based on signal waveform propagation characteristics according to claim 3, wherein: the waveform confirmation module compares the waveform periods through the first time module and the second time module to judge whether the first connection signal and the second connection signal are matched in different periods, and if yes, a transaction link is established; if not, the transaction is terminated.
5. The mobile payment system based on signal waveform propagation characteristics as claimed in claim 4, wherein: the waveform confirmation module is provided with a time threshold, the time threshold is used for limiting transaction time, and when any period time in a period matched between the first connection signal and the second connection signal is larger than the time threshold, the confirmation module terminates the transaction.
6. A mobile payment system based on signal waveform propagation characteristics according to claim 1, wherein: the cloud server further comprises a first distance module and a second distance module, wherein the first distance module is used for combining the first connection signal transmitted by the first signal transmitting module, and the second distance module is used for combining the second connection signal transmitted by the second signal transmitting module.
7. The mobile payment system based on signal waveform propagation characteristics as claimed in claim 6, wherein: the first distance module records the real-time signal waveform of the first connection signal according to the advance of the distance point, and the second distance module records the real-time signal waveform of the second connection signal according to the advance of the distance point.
8. The mobile payment system based on signal waveform propagation characteristics as claimed in claim 7, wherein: the waveform confirmation module compares the waveform periods through the first distance module and the second distance module to judge whether the first connection signal and the second connection signal are matched in different periods, and if yes, a transaction link is established; if not, the transaction is terminated.
9. A mobile payment system based on signal waveform propagation characteristics according to claim 8, wherein: the waveform confirmation module is provided with a distance threshold value, the distance threshold value is used for limiting a transaction distance, and when any period distance in a period matched between the first connection signal and the second connection signal is larger than the distance threshold value, the confirmation module terminates the transaction.
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| CN201910709649.3A CN110570182A (en) | 2019-08-02 | 2019-08-02 | Mobile payment system based on signal waveform propagation characteristics |
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Application publication date: 20191213 |
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