CN110516154A - Business information recommended method and device, storage medium and electronic equipment - Google Patents
Business information recommended method and device, storage medium and electronic equipment Download PDFInfo
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- CN110516154A CN110516154A CN201910807367.7A CN201910807367A CN110516154A CN 110516154 A CN110516154 A CN 110516154A CN 201910807367 A CN201910807367 A CN 201910807367A CN 110516154 A CN110516154 A CN 110516154A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/95—Retrieval from the web
- G06F16/953—Querying, e.g. by the use of web search engines
- G06F16/9535—Search customisation based on user profiles and personalisation
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Abstract
This disclosure relates to technical field of data processing, more particularly to a kind of business information recommended method and device, computer readable storage medium and electronic equipment, the described method includes: obtaining the corresponding historical operational information of business object according to identity information in response to receiving business object identity information；Wherein, historical operational information includes basic information and history service data；Preset standard data corresponding with basic information are obtained according to basic information, calculate the difference of history service data total value and preset standard data and are configured to the corresponding difference data of business object；Corresponding recommendation business information is selected according to difference data and business information will be recommended to be sent to the corresponding user terminal of business object.The problem of technical solution of the embodiment of the present disclosure can automate the recommendation process of business information, promote the efficiency that business information is recommended, while the business information for also avoiding recommending is influenced by business personnel's preference.
Description
Technical field
This disclosure relates to technical field of data processing, in particular to a kind of business information recommended method and device, meter
Calculation machine readable storage medium storing program for executing and electronic equipment.
Background technique
It is more and more for the business tine of same services with market competition and development.Therefore, it is selected newly in user
It when business, generally requires business personnel and the history service of business object is analyzed, and then recommend to be suitable for business object
Business information is for selection by the user.For example, needing the guarantor that business personnel is previous according to child when a length of child that is in selects insurance
Dangerous data select the insurance for being suitble to child and then recommend parent.
However, this business information way of recommendation for being completely dependent on business personnel, not only results in the business information of recommendation
The problem of being influenced by business personnel's preference, while will also result in the problem that business information recommends efficiency lower.
It should be noted that information is only used for reinforcing the reason to the background of the disclosure disclosed in above-mentioned background technology part
Solution, therefore may include the information not constituted to the prior art known to persons of ordinary skill in the art.
Summary of the invention
The disclosure is designed to provide a kind of business information recommended method and device, computer readable storage medium and electricity
Sub- equipment, and then overcome the problems, such as that business information recommends efficiency lower at least to a certain extent.
Other characteristics and advantages of the disclosure will be apparent from by the following detailed description, or partially by the disclosure
Practice and acquistion.
According to the disclosure in a first aspect, providing a kind of business information recommended method, comprising:
In response to receiving the identity information of business object, it is corresponding that the business object is obtained according to the identity information
Historical operational information；Wherein, the historical operational information includes basic information and history service data；
Preset standard data corresponding with the basic information are obtained according to the basic information, calculate the history service
The difference of data total value and the preset standard data is simultaneously configured to the corresponding difference data of the business object；
Corresponding recommendation business information is selected according to the difference data and is sent to the recommendation business information described
The corresponding user terminal of business object.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, the preset standard data include a variety of industry
The corresponding preset standard data of content of being engaged in；
Corresponding preset standard data are obtained according to the basic information, comprising:
Obtain the corresponding business tine of all history service data in the historical operational information；
Obtain preset corresponding with the basic information respectively in the corresponding preset standard data of each business tine
Normal data.
In a kind of exemplary embodiment of the disclosure, be based on aforementioned schemes, calculate the history service data total value and
The difference of the preset standard data is simultaneously configured to the corresponding difference data of the business object, comprising:
The history service data total value under each business tine is calculated separately according to the corresponding business tine of history service data；
Each history service data total value calculated separately under each business tine is corresponding with each business tine each described
The difference of preset standard data is simultaneously configured to difference data of the business object under the business tine.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, are obtained according to the difference data corresponding
Recommend business information, comprising:
The recommendation business information under each business tine is obtained respectively according to the difference data under each business tine.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, according to basic information acquisition and institute
After stating the corresponding preset standard data of basic information, the method also includes:
According under each business tine history service data total value and corresponding preset standard data render history
Business inspects figure；
The history service is inspected into figure and is sent to the corresponding user terminal of the business object.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, the business object is corresponding to be gone through obtaining
After history business information, the method also includes:
According to the corresponding business tine of history service data all in the historical operational information to the history service number
According to Classifying Sum is carried out, to obtain history service statistical form；
The history service statistical form is sent to the corresponding user terminal of the business object.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, are calculating the history service data total value
With the difference of the preset standard data and before being configured to the corresponding difference data of the business object, the method is also wrapped
It includes:
The corresponding risk class of the business object is obtained, the preset standard data are carried out according to the risk class
Modification.
According to the second aspect of the disclosure, a kind of business information recommendation apparatus is provided, comprising:
Data obtaining module is obtained for the identity information in response to receiving business object according to the identity information
The corresponding historical operational information of the business object；Wherein, the historical operational information includes basic information and history service number
According to；
Data computation module, for obtaining preset standard number corresponding with the basic information according to the basic information
According to calculating the difference of the history service data total value and the preset standard data and to be configured to the business object corresponding
Difference data；
Information recommendation module, for selecting corresponding recommendation business information according to the difference data and by the recommendation industry
Business information is sent to the corresponding user terminal of the business object.
According to the third aspect of the disclosure, a kind of computer readable storage medium is provided, is stored thereon with computer journey
Sequence realizes the business information recommended method as described in first aspect in above-described embodiment when described program is executed by processor.
According to a fourth aspect of embodiments of the present disclosure, a kind of electronic equipment is provided, comprising:
Processor；And
Storage device, for storing one or more programs, when one or more of programs are one or more of
When processor executes, so that one or more of processors realize the business information as described in first aspect in above-described embodiment
Recommended method.
The technical solution that the embodiment of the present disclosure provides can include the following benefits:
During business information provided by a kind of embodiment of the disclosure is recommended, the identity in response to receiving business object is believed
Breath obtains the corresponding historical operational information of the business object according to the identity information, and then is obtained according to the basic information
Preset standard data corresponding with the basic information are taken, the history service data total value and the preset standard data are calculated
Difference and be configured to the corresponding difference data of the business object, corresponding recommendation industry is finally selected according to the difference data
Business information simultaneously feeds back to the corresponding user terminal of business object, finishing service information recommendation.By obtaining business according to identity information
The corresponding historical operational information of object, and then the difference being calculated according to historical operational information and corresponding preset standard data
Data select corresponding recommendation business information, can automate the recommendation process of business information, promote what business information was recommended
Efficiency, while the business information the problem of being influenced by business personnel's preference for also avoiding recommending.
It should be understood that above general description and following detailed description be only it is exemplary and explanatory, not
The disclosure can be limited.
Detailed description of the invention
The drawings herein are incorporated into the specification and forms part of this specification, and shows the implementation for meeting the disclosure
Example, and together with specification for explaining the principles of this disclosure.It should be evident that the accompanying drawings in the following description is only the disclosure
Some embodiments for those of ordinary skill in the art without creative efforts, can also basis
These attached drawings obtain other attached drawings.In the accompanying drawings:
Fig. 1 schematically shows a kind of flow chart of business information recommended method in disclosure exemplary embodiment；
Fig. 2 schematically shows the process for showing the method for history service statistical form in disclosure exemplary embodiment to user
Figure；
Fig. 3 schematically shows in disclosure exemplary embodiment and obtains corresponding preset standard number according to the basic information
According to method flow chart；
Fig. 4, which is schematically shown, calculates the history service data total value and the pre- bidding in disclosure exemplary embodiment
The difference of quasi- data and be configured to the corresponding difference data of the business object method flow chart；
Fig. 5 schematically shows in disclosure exemplary embodiment and shows that history service inspects the process of the method for figure to user
Figure；
When Fig. 6 is schematically shown in disclosure exemplary embodiment by taking insurance field as an example, insurance business information recommendation side
The flow chart of method；
When Fig. 7 is schematically shown in disclosure exemplary embodiment by taking insurance field as an example, history service inspects showing for figure
Example diagram；
Fig. 8 schematically shows a kind of composition schematic diagram of business information recommendation apparatus in disclosure exemplary embodiment；
Fig. 9 diagrammatically illustrates the computer system for being suitable for the electronic equipment for being used to realize disclosure exemplary embodiment
Structural schematic diagram；
Figure 10 diagrammatically illustrates the schematic diagram of the computer readable storage medium according to some embodiments of the present disclosure.
Specific embodiment
Example embodiment is described more fully with now with reference to attached drawing.However, example embodiment can be with a variety of shapes
Formula is implemented, and is not understood as limited to example set forth herein；On the contrary, thesing embodiments are provided so that the disclosure will more
Fully and completely, and by the design of example embodiment comprehensively it is communicated to those skilled in the art.Described feature, knot
Structure or characteristic can be incorporated in any suitable manner in one or more embodiments.
In addition, attached drawing is only the schematic illustrations of the disclosure, it is not necessarily drawn to scale.Identical attached drawing mark in figure
Note indicates same or similar part, thus will omit repetition thereof.Some block diagrams shown in the drawings are function
Energy entity, not necessarily must be corresponding with physically or logically independent entity.These function can be realized using software form
Energy entity, or these functional entitys are realized in one or more hardware modules or integrated circuit, or at heterogeneous networks and/or place
These functional entitys are realized in reason device device and/or microcontroller device.
In the present example embodiment, a kind of business information recommended method is provided firstly, the business information recommended method
Executing subject be each function the corresponding service platform of business etc., can be applied to recommend to be suitable for business object to user
The process of business information.For example, the business information recommendation process of insurance business, the business information of financial investment business is recommended for another example
Process.Shown in referring to Fig.1, above-mentioned business information recommended method be may comprise steps of:
S110 obtains the business object according to the identity information in response to receiving the identity information of business object
Corresponding historical operational information；Wherein, the historical operational information includes basic information and history service data；
S120 obtains preset standard data corresponding with the basic information according to the basic information, goes through described in calculating
The difference of history business datum total value and the preset standard data is simultaneously configured to the corresponding difference data of the business object；
S130 selects corresponding recommendation business information according to the difference data and is sent to the recommendation business information
The corresponding user terminal of the business object.
Business information recommended method provided according to the present exemplary embodiment is corresponded to by being obtained according to identity information
Historical operational information, and then corresponding recommendation business information is selected according to the difference data that is calculated, business can believed
The recommendation process of breath automates, and promotes the efficiency that business information is recommended, while the business information for also avoiding recommending is by business people
The problem of member's preference influences.
In the following, accompanying drawings and embodiments will be combined to each step of the business information recommended method in the present exemplary embodiment
It is described in detail.
Step S110 obtains the business according to the identity information in response to receiving the identity information of business object
The corresponding historical operational information of object.
In a kind of example embodiment of the disclosure, the identity information is determined for unique business object, guarantees
The corresponding historical operational information of the business object can be obtained according to the identity information.For example, identity information may include body
The certificates such as part card, driving license, the disclosure not particular determination to this.By the identity information energy that can determine unique business object
It is enough accurate to obtain the corresponding historical operational information of business object, it avoids the occurrence of as bearing the same name, history service caused by information is similar
The problem of information inaccuracy.
It, can be according to body when receiving the corresponding identity information of business object in a kind of example embodiment of the disclosure
The corresponding historical operational information of part acquisition of information business object.Wherein, the historical operational information may include basic information and
History service data, the basic information can be the essential information of business object, and the history service data can be history
The attribute information of business.For example, in insurance field, after receiving the corresponding identity information of business object, available business
Purchase insurance policy information on subjects history, the information including filling in business object in declaration form, such as age, income, place
The information such as city also include declaration form to the attribute information of insurable, such as the protection amount of insurance, the content of insurance, insurance cover
The information such as main body.
Further, business object can got by the historical operational information of block chain storage service object
After identity information, the historical operational information of business object can be obtained from block chain.Utilize block chain network decentralization
Advantage can easily obtain corresponding complete, the accurate historical operational information of identity information, be conducive to historical operational information
Subsequent processing.
In a kind of example embodiment of the disclosure, the historical operational information of business object may include a variety of differences simultaneously
The business information of business tine, therefore after obtaining the corresponding historical operational information of the business object, it can also be to described
Historical operational information carry out Classifying Sum simultaneously result is back to the corresponding user terminal of the business object, in order to user according to
The corresponding historical operational information situation of business object selects the new business for being suitble to business object.Specifically, obtaining the business
After the corresponding historical operational information of object, referring to shown in Fig. 2, the method also includes step S210 to S220:
Step S210 is gone through according to the corresponding business tine of history service data all in the historical operational information to described
History business datum carries out Classifying Sum, to obtain history service statistical form；
The history service statistical form is sent to the corresponding user terminal of the business object by step S220.
It, can be according to the corresponding industry of history service data in historical operational information in a kind of example embodiment of the disclosure
Content of being engaged in carries out Classifying Sum to all history service data, obtains the statistical result for history service data, and then generate
Corresponding history service statistical form is simultaneously sent to the corresponding user terminal of business object to show user.For example, in insurance industry
In, it is more that insurance business may include major disease insurance, casualty insurance, medical insurance, life insurance, endowment insurance, education insurance etc.
The insurance of kind content, can be according to business tine insured amount the carrying out to business object corresponding history purchase declaration form respectively of insurance
Statistics, to obtain history insurance data statistical form and be back to the corresponding client of business object.
1. history insurance data statistical form (unit: Wan Yuan) of table
| Business object A | Accumulation | Personal insurance | Property insurance | Car insurance | It is other |
| Major disease insurance | 100 | - | - | - | 100 |
| Casualty insurance | - | - | - | - | - |
| Medical insurance | 100 | - | 100 | - | - |
| Life insurance | 100 | - | 10 | - | 90 |
| Endowment insurance | - | - | - | - | - |
| Education insurance | - | - | - | - | - |
It further, can be with to the business information of identical services content when carrying out Classifying Sum to history service data
It is shown respectively according to other attributes such as the business division of business information, business sources.For example, in insurance industry, it is great
The corresponding business division of sickness insurance may be property or the person, and the source of insurance can be insurance company A and insurance company
B, therefore can be shown respectively in history insurance data statistical form according to business division difference, business source difference, it goes through
The form of history insurance data statistical form is referred to shown in table 1.In addition, history service statistical form can also carry out otherwise
It shows, there is no special restriction on this for the disclosure.
By the Classifying Sum to history service data all in historical operational information, corresponding history service statistics is formed
Table is simultaneously back to the corresponding user terminal of business object, is able to use family and fully understands the corresponding history service data of business object,
And then select to be more suitable the new business of business object.
Step S120 obtains the corresponding preset standard data of the basic information according to the historical operational information, calculates
The difference of the history service data total value and the preset standard data is simultaneously configured to the corresponding difference number of the business object
According to.
In a kind of example embodiment of the disclosure, it can be arranged for the basic information of different business objects different
Preset standard data, and then the difference of all history service data total values and preset standard is calculated, and be configured to the business pair
As corresponding difference data.For example, different preset standard data can be configured according to the age of business object；It for another example, can be with
Different preset standard data are configured according to the grade in the city where business object.By the base for being directed to different business objects
Different preset standard data are arranged in plinth information, and the difference data of calculating different business object that can be more accurate, matching is more
Add the recommendation business information for being adapted to business object.
Step S130 selects corresponding recommendation business information according to the difference data and sends out the recommendation business information
Give the business object corresponding user terminal.
In a kind of example embodiment of the disclosure, business datum and poor can choose according to the difference data being calculated
Business information similar in Value Data is back to the corresponding user terminal of business object as recommendation business information.For example, insuring
In field, the difference that history protection amount and preset standard data is calculated is 500,000, then can choose the insured amount insurance for being 500,000
Information is back to the corresponding user terminal of business object as recommendation insurance.By being selected to recommend business information energy according to difference data
As reference factor, selection is suitable for the business information of business object and recommends use enough historical operational informations for selecting user
Family end is selected.
In a kind of example embodiment of the disclosure, the history service data total value and the preset standard number are being calculated
According to difference and before being configured to the corresponding difference data of the business object, the method also includes: obtain the business pair
As corresponding risk class, modified according to the risk class to the preset standard data.
Specifically, since the corresponding risk class of business object is different, may demand to business it is also different, because
This can obtain the risk class of business object by third company, and according to the corresponding risk class of business object to default
Normal data is modified, and the mode of concrete modification can be configured according to different business demands, and the disclosure does not do this
Particular determination.For example, for major disease insurance, the risk class of user is bigger, it may be necessary to more in insurance field
High insurance is insured amount, therefore can be biggish value by preset standard data modification according to risk class.By according to risk etc.
Grade adjustment preset standard data, it can be considered that demand of the business object of different risk class to new business, and then pushed away to user
Recommend the recommendation business information for being more suitable for business object.
It include that multiple business content is corresponding pre- in the preset standard data in a kind of example embodiment of the disclosure
If when normal data, obtaining corresponding preset standard data according to the basic information, referring to shown in Fig. 3, including the following steps
S310 to S320:
Step S310 obtains the corresponding business tine of all history service data in the historical operational information；
Step S320 is obtained and the basic information pair respectively in the corresponding preset standard data of each business tine
The preset standard data answered.
It, can be with needle since the business tine for same services is more in a kind of example embodiment of the disclosure
Different business tines is arranged different preset standard data.Specifically, all history in available historical operational information
After the corresponding business tine of business datum, according to different business content obtain respectively in corresponding preset standard data with it is described
The corresponding preset standard data of basic information.By taking insurance business as an example, the corresponding history service data of business object include medical treatment
Insure 1,000,000, education insurance 500,000 obtains the preset standard data for being directed to medical insurance and education insurance respectively, protects in medical treatment
The corresponding preset standard data of basic information of business object are determined in the preset standard data of danger, and are marked in advance in education insurance
The corresponding preset standard data of basic information of business object are determined in quasi- data.By being arranged not for different business tines
Same pre-set business data can be preset standard data and more match with business object, in order to the determination business of more precision
The demand of object.
Further, it calculates the difference of the history service data total value and the preset standard data and is configured to described
The corresponding difference data of business object includes the following steps S410 to S420 referring to shown in Fig. 4:
Step S410 calculates separately the history service under each business tine according to the corresponding business tine of history service data
Data total value；
Step S420, each history service data total value calculated separately under each business tine are corresponding with each business tine
Each preset standard data difference and be configured to difference data of the business object under the business tine.
It include the corresponding pre- bidding of different business content in preset standard data in a kind of example embodiment of the disclosure
When quasi- data, it is total the history service data under each business tine first can be calculated separately according to the business tine of history service data
Volume is configured according to the difference of the history service data total value preset standard data corresponding with each business tine under each business tine
Difference data of the business object under each business tine.Difference data is calculated separately by holding in different business, can be incited somebody to action
The difference data of business object, which is assigned in different business, to be held, and in order to analyze the actual demand of business object, is pushed away to user
Recommend the new business for being more suitable for business object.
Further, corresponding recommendation business information is obtained according to the difference data, comprising: according in each business
The difference data held obtains the recommendation business information under each business tine respectively.
In a kind of example embodiment of the disclosure, after calculating separately the difference data under every kind of business tine, Ke Yigen
Corresponding recommendation business information is obtained respectively according to the difference data under each business tine, and then is obtained for every kind of business tine
Its corresponding recommendation business information avoids the difference data due to being calculated according to all history service data from being obtained
When, all recommendation business information that may cause, which are focused on, recommends have the problem of skewed popularity caused by a kind of business tine.
Further, in order to enable user can intuitively understand the current history service data and preset standard of business object
Data, after obtaining preset standard data corresponding with the basic information according to the basic information, the method is also wrapped
Include following steps S510 to S520:
Step S510, according to the history service data total value and corresponding preset standard data under each business tine
Render history business inspects figure；
The history service is inspected figure and is sent to the corresponding user terminal of the business object by step S520.
In a kind of embodiment of the disclosure, can according to business tine difference by history service data total value with it is corresponding
Preset standard data are plotted in same chart generation history service and inspect figure, and history service is inspected figure and is sent to business object
Corresponding user terminal is to show user.Wherein, history service inspects the figure and corresponding explanation that figure includes diversified forms, figure
Form can be the diversified forms such as radar map, pie chart, and the disclosure does not do particular determination to this.It, can be with for example, in insurance field
According to major disease insurance, casualty insurance, medical insurance, life insurance, endowment insurance, education insurance and corresponding preset standard number
Figure is inspected according to render history business, referring to shown in Fig. 7.Figure is inspected by render history business to allow users to intuitively understand industry
It is engaged in the historical operational information of object, the difference number under each business tine between history service data total value and preset standard data
According to the new business for selecting user to be biased to according to difference data convenient for user.
In a kind of embodiment of the disclosure, after it business information will be recommended to be back to user, it is also necessary to obtain user couple
Recommend the processing result of business information, in order to which service platform determines whether user selects new business.In addition, user terminal can lead to
Crossing sharing recommends business information to other users end to recommend to other users.At this point, by obtaining the recommendation business information
Processing result can be fed back to the business personnel or user for recommending the business object to service platform by corresponding processing result
End is distributed according to preset reward rule to business personnel or user terminal according to business performance in order to service platform and is encouraged
It encourages.
Recommended below with insurance business to be explained in detail the realization details of the technical solution of the embodiment of the present disclosure
It states:
Step S601, service platform obtain the identity information of the business object of business personnel or user terminal push；
Step S602 obtains the corresponding history declaration form letter of business object using the identity information from block chain network
Breath；
Step S603 obtains the different guarantors for ensureing content according to the basic information of business object in the history policy information
The corresponding preset standard in danger is insured amount；
Step S604 obtains the corresponding risk class information of business object using the identity information in third party；
Step S605 is adjusted preset standard protection amount according to risk class information.In the risk class of business object
It, can be insured amount to the corresponding preset standard of the different insurances for ensureing content when higher.For example, to the pre- bidding of great sickness insurance
Certainly volume increases preset value by risk class.
Step S606, calculates separately the protection amount sum of the different insurances for ensureing content in history policy information, and generates and go through
History protection amount statistical form；History protection amount, which is generated, according to insured amount sum and preset standard protection amount inspects figure；
Step S607, calculate it is different ensure contents insurances protection amount sum with the difference of corresponding preset standard protection amount,
And it is configured to the different corresponding difference datas of insurance for ensureing content；
Step S608 recommends insurance business according to similar in difference data matching protection amount and difference data；
The relevant information for recommending insurance business, history protection amount statistical form and history protection amount are inspected figure and sent by step S609
User is showed to user terminal, so that user terminal selects new insurance to be handled in recommending insurance business；
Step S610, obtains the processing result of user terminal, and according to processing result to business personnel or user terminal according to
Preset reward rule granting reward.
It should be noted that above-mentioned attached drawing is only showing for the processing according to included by the method for disclosure exemplary embodiment
Meaning property explanation, rather than limit purpose.It can be readily appreciated that it is above-mentioned it is shown in the drawings processing do not indicate or limit these processing when
Between sequence.In addition, be also easy to understand, these processing, which can be, for example either synchronously or asynchronously to be executed in multiple modules.
In addition, additionally providing a kind of business information recommendation apparatus in the illustrative embodiments of the disclosure.Referring to Fig. 8
Shown, the business information recommendation apparatus 800 includes: data obtaining module 810, data computation module 820 and information recommendation mould
Block 830.
Wherein, the data obtaining module 810 can be used for the identity information in response to receiving business object, according to institute
It states identity information and obtains the corresponding historical operational information of the business object；Wherein, the historical operational information includes basis letter
Breath and history service data；
The data computation module 820 can be used for being obtained according to the basic information corresponding with the basic information pre-
If normal data, calculates the difference of the history service data total value and the preset standard data and be configured to the business pair
As corresponding difference data；
The information recommendation module 830 can be used for selecting corresponding recommendation business information according to the difference data and will
The recommendation business information is sent to the corresponding user terminal of the business object.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, the data computation module 820 can be used for
Obtain the corresponding business tine of all history service data in the historical operational information；It is corresponding pre- in each business tine
If preset standard data corresponding with the basic information are obtained in normal data respectively.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, the data computation module 820 can be used for
The history service data total value under each business tine is calculated separately according to the corresponding business tine of history service data；It calculates separately
The difference of each history service data total value each preset standard data corresponding with each business tine under each business tine
It is worth and is configured to difference data of the business object under the business tine.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, the information recommendation module 830 can be used for
The recommendation business information under each business tine is obtained respectively according to the difference data under each business tine.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, the data computation module 820 can be used for
According under each business tine history service data total value and corresponding preset standard data render history business inspect
Figure；The history service is inspected into figure and is sent to the corresponding user terminal of the business object.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, the data computation module 820 can be used for
The history service data are divided according to history service data all in the historical operational information corresponding business tine
Class summarizes, to obtain history service statistical form；The history service statistical form is sent to the corresponding user of the business object
End.
In a kind of exemplary embodiment of the disclosure, aforementioned schemes are based on, the data computation module 820 can be used for
The corresponding risk class of the business object is obtained, is modified according to the risk class to the preset standard data.
Due to each functional module and above-mentioned business information of the business information recommendation apparatus of the example embodiment of the disclosure
The step of example embodiment of recommended method, is corresponding, therefore for those undisclosed details in the apparatus embodiments, please refers to
The embodiment of the above-mentioned business information recommended method of the disclosure.
It should be noted that although being referred to several modules or list for acting the equipment executed in the above detailed description
Member, but this division is not enforceable.In fact, according to embodiment of the present disclosure, it is above-described two or more
Module or the feature and function of unit can embody in a module or unit.Conversely, an above-described mould
The feature and function of block or unit can be to be embodied by multiple modules or unit with further division.
In addition, in an exemplary embodiment of the disclosure, additionally providing one kind can be realized above-mentioned business information recommendation side
The electronic equipment of method.
Person of ordinary skill in the field it is understood that various aspects of the disclosure can be implemented as system, method or
Program product.Therefore, various aspects of the disclosure can be with specific implementation is as follows, it may be assumed that complete hardware embodiment, completely
Software implementation (including firmware, microcode etc.) or hardware and software in terms of combine embodiment, may be collectively referred to as here
Circuit, " module " or " system ".
The electronic equipment 900 of this embodiment according to the disclosure is described referring to Fig. 9.The electronics that Fig. 9 is shown is set
Standby 900 be only an example, should not function to the embodiment of the present disclosure and use scope bring any restrictions.
As shown in figure 9, electronic equipment 900 is showed in the form of universal computing device.The component of electronic equipment 900 can wrap
It includes but is not limited to: at least one above-mentioned processing unit 910, at least one above-mentioned storage unit 920, the different system components of connection
The bus 930 of (including storage unit 920 and processing unit 910), display unit 940.
Wherein, the storage unit is stored with program code, and said program code can be held by the processing unit 910
Row, so that various according to the disclosure described in the execution of the processing unit 910 above-mentioned " illustrative methods " part of this specification
The step of exemplary embodiment.For example, the processing unit 910 can execute step S110 as shown in fig. 1: in response to connecing
The identity information for receiving business object obtains the corresponding historical operational information of the business object according to the identity information；Its
In, the historical operational information includes basic information and history service data；S120: according to the basic information obtain with it is described
The corresponding preset standard data of basic information calculate the difference of the history service data total value and the preset standard data simultaneously
It is configured to the corresponding difference data of the business object；S130: corresponding recommendation business information is selected according to the difference data
And the recommendation business information is sent to the corresponding user terminal of the business object.
For another example, each step as shown in Figures 2 to 6 may be implemented in the electronic equipment.
Storage unit 920 may include the readable medium of volatile memory cell form, such as Random Access Storage Unit
(RAM) 921 and/or cache memory unit 922, it can further include read-only memory unit (ROM) 923.
Storage unit 920 can also include program/utility 924 with one group of (at least one) program module 925,
Such program module 925 includes but is not limited to: operating system, one or more application program, other program modules and
It may include the realization of network environment in program data, each of these examples or certain combination.
Bus 930 can be to indicate one of a few class bus structures or a variety of, including storage unit bus or storage
Cell controller, peripheral bus, graphics acceleration port, processing unit use any bus structures in a variety of bus structures
Local bus.
Electronic equipment 900 can also be with one or more external equipments 970 (such as keyboard, sensing equipment, bluetooth equipment
Deng) communication, can also be enabled a user to one or more equipment interact with the electronic equipment 900 communicate, and/or with make
Any equipment (such as the router, modulation /demodulation that the electronic equipment 900 can be communicated with one or more of the other calculating equipment
Device etc.) communication.This communication can be carried out by input/output (I/O) interface 950.Also, electronic equipment 900 can be with
By network adapter 960 and one or more network (such as local area network (LAN), wide area network (WAN) and/or public network,
Such as internet) communication.As shown, network adapter 960 is communicated by bus 930 with other modules of electronic equipment 900.
It should be understood that although not shown in the drawings, other hardware and/or software module can not used in conjunction with electronic equipment 900, including but not
Be limited to: microcode, device driver, redundant processing unit, external disk drive array, RAID system, tape drive and
Data backup storage system etc..
By the description of above embodiment, those skilled in the art is it can be readily appreciated that example embodiment described herein
It can also be realized in such a way that software is in conjunction with necessary hardware by software realization.Therefore, implemented according to the disclosure
The technical solution of example can be embodied in the form of software products, which can store in a non-volatile memories
In medium (can be CD-ROM, USB flash disk, mobile hard disk etc.) or on network, including some instructions are so that a calculating equipment (can
To be personal computer, server, terminal installation or network equipment etc.) it executes according to the method for the embodiment of the present disclosure.
In an exemplary embodiment of the disclosure, a kind of computer readable storage medium is additionally provided, energy is stored thereon with
Enough realize the program product of this specification above method.In some possible embodiments, various aspects of the disclosure can be with
It is embodied as a kind of form of program product comprising program code, it is described when described program product is run on the terminal device
Program code is for executing the terminal device described in above-mentioned " illustrative methods " part of this specification according to the disclosure
The step of various exemplary embodiments.
Referring to Fig.1 0, the program product 1000 according to an embodiment of the present disclosure for realizing the above method is described,
Can be using portable compact disc read only memory (CD-ROM) and including program code, and it can be such as a in terminal device
It is run on people's computer.However, the program product of the disclosure is without being limited thereto, in this document, readable storage medium storing program for executing can be any
Include or the tangible medium of storage program, the program can be commanded execution system, device or device and use or tie with it
It closes and uses.
Described program product can be using any combination of one or more readable mediums.Readable medium can be readable letter
Number medium or readable storage medium storing program for executing.Readable storage medium storing program for executing for example can be but be not limited to electricity, magnetic, optical, electromagnetic, infrared ray or
System, device or the device of semiconductor, or any above combination.The more specific example of readable storage medium storing program for executing is (non exhaustive
List) include: electrical connection with one or more conducting wires, portable disc, hard disk, random access memory (RAM), read-only
Memory (ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disc read only memory
(CD-ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.
Computer-readable signal media may include in a base band or as carrier wave a part propagate data-signal,
In carry readable program code.The data-signal of this propagation can take various forms, including but not limited to electromagnetic signal,
Optical signal or above-mentioned any appropriate combination.Readable signal medium can also be any readable Jie other than readable storage medium storing program for executing
Matter, the readable medium can send, propagate or transmit for by instruction execution system, device or device use or and its
The program of combined use.
The program code for including on readable medium can transmit with any suitable medium, including but not limited to wirelessly, have
Line, optical cable, RF etc. or above-mentioned any appropriate combination.
Can with any combination of one or more programming languages come write for execute the disclosure operation program
Code, described program design language include object oriented program language-Java, C++ etc., further include conventional
Procedural programming language-such as " C " language or similar programming language.Program code can be fully in user
It calculates and executes in equipment, partly executes on a user device, being executed as an independent software package, partially in user's calculating
Upper side point is executed on a remote computing or is executed in remote computing device or server completely.It is being related to far
Journey calculates in the situation of equipment, and remote computing device can pass through the network of any kind, including local area network (LAN) or wide area network
(WAN), it is connected to user calculating equipment, or, it may be connected to external computing device (such as utilize ISP
To be connected by internet).
In addition, above-mentioned attached drawing is only the schematic theory of the processing according to included by the method for disclosure exemplary embodiment
It is bright, rather than limit purpose.It can be readily appreciated that the time that above-mentioned processing shown in the drawings did not indicated or limited these processing is suitable
Sequence.In addition, be also easy to understand, these processing, which can be, for example either synchronously or asynchronously to be executed in multiple modules.
Those skilled in the art after considering the specification and implementing the invention disclosed here, will readily occur to its of the disclosure
His embodiment.This application is intended to cover any variations, uses, or adaptations of the disclosure, these modifications, purposes or
Adaptive change follow the general principles of this disclosure and including the undocumented common knowledge in the art of the disclosure or
Conventional techniques.The description and examples are only to be considered as illustrative, and the true scope and spirit of the disclosure are by claim
It points out.
It should be understood that the present disclosure is not limited to the precise structures that have been described above and shown in the drawings, and
And various modifications and changes may be made without departing from the scope thereof.The scope of the present disclosure is only limited by the attached claims.
Claims (10)
1. a kind of business information recommended method characterized by comprising
In response to receiving the identity information of business object, the corresponding history of the business object is obtained according to the identity information
Business information；Wherein, the historical operational information includes basic information and history service data；
Preset standard data corresponding with the basic information are obtained according to the basic information, calculate the history service data
The difference of total value and the preset standard data is simultaneously configured to the corresponding difference data of the business object；
Corresponding recommendation business information is selected according to the difference data and the recommendation business information is sent to the business
The corresponding user terminal of object.
2. the method according to claim 1, wherein the preset standard data include that multiple business content is corresponding
Preset standard data；
Corresponding preset standard data are obtained according to the basic information, comprising:
Obtain the corresponding business tine of all history service data in the historical operational information；
Preset standard corresponding with the basic information is obtained respectively in the corresponding preset standard data of each business tine
Data.
3. according to the method described in claim 2, it is characterized in that, calculating the history service data total value and the pre- bidding
The difference of quasi- data is simultaneously configured to the corresponding difference data of the business object, comprising:
The history service data total value under each business tine is calculated separately according to the corresponding business tine of history service data；
Each history service data total value calculated separately under each business tine is corresponding with each business tine each described default
The difference of normal data is simultaneously configured to difference data of the business object under the business tine.
4. according to the method described in claim 3, believing it is characterized in that, obtaining corresponding recommendation business according to the difference data
Breath, comprising:
The recommendation business information under each business tine is obtained respectively according to the difference data under each business tine.
5. according to the method described in claim 3, it is characterized in that, being obtained and the basic information according to the basic information
After corresponding preset standard data, the method also includes:
According to the history service data total value and corresponding preset standard data render history business under each business tine
Inspect figure；
The history service is inspected into figure and is sent to the corresponding user terminal of the business object.
6. the method according to claim 1, wherein obtaining the corresponding historical operational information of the business object
Later, the method also includes:
According to the corresponding business tine of history service data all in the historical operational information to the history service data into
Row Classifying Sum, to obtain history service statistical form；
The history service statistical form is sent to the corresponding user terminal of the business object.
7. the method according to claim 1, wherein calculating the history service data total value and described default
The difference of normal data is simultaneously configured to before the corresponding difference data of the business object, the method also includes:
The corresponding risk class of the business object is obtained, the preset standard data are repaired according to the risk class
Change.
8. a kind of business information recommendation apparatus characterized by comprising
Data obtaining module, for the identity information in response to receiving business object, according to identity information acquisition
The corresponding historical operational information of business object；Wherein, the historical operational information includes basic information and history service data；
Data computation module, for obtaining preset standard data corresponding with the basic information, meter according to the basic information
It calculates the difference of the history service data total value and the preset standard data and is configured to the corresponding difference of the business object
Data；
Information recommendation module, for selecting corresponding recommendation business information according to the difference data and believing the recommendation business
Breath is sent to the corresponding user terminal of the business object.
9. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that described program is by processor
The business information recommended method as described in any one of claims 1 to 7 is realized when execution.
10. a kind of electronic equipment characterized by comprising
Processor；And
Memory, for storing one or more programs, when one or more of programs are by one or more of processors
When execution, so that one or more of processors realize the business information recommendation side as described in any one of claims 1 to 7
Method.
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| CN201910807367.7A CN110516154A (en) | 2019-08-29 | 2019-08-29 | Business information recommended method and device, storage medium and electronic equipment |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201910807367.7A CN110516154A (en) | 2019-08-29 | 2019-08-29 | Business information recommended method and device, storage medium and electronic equipment |
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Application publication date: 20191129 |