CN110503427A - Payment management method, system, computer equipment and computer readable storage medium - Google Patents
Payment management method, system, computer equipment and computer readable storage medium Download PDFInfo
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- CN110503427A CN110503427A CN201810467961.1A CN201810467961A CN110503427A CN 110503427 A CN110503427 A CN 110503427A CN 201810467961 A CN201810467961 A CN 201810467961A CN 110503427 A CN110503427 A CN 110503427A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The invention proposes a kind of payment management methods, a kind of payment administrative system, a kind of computer equipment and a kind of computer readable storage medium, wherein, payment management method includes: to receive the payment request and related consumer voucher that correspond to a consumer behavior, and consumption certificate includes that voucher provides the location information of entity；It obtains consumer behavior and position occurs；When judging that location information is uncorrelated to consumer behavior generation position, payment is not executed.According to the technical solution of the present invention, the standard of quantization is provided for payment management, is advantageously implemented the electronization operation of payment management, also effectively raise convenience, the accuracy of payment management work, a possibility that improving work efficiency, reduce labor intensity, also reducing false payment.
Description
Technical field
The present invention relates to field of computer technology, in particular to a kind of payment management method, a kind of payment management system
System, a kind of computer equipment and a kind of computer readable storage medium.
Background technique
Each enterprise's every month all generates the on business expense largely consumed by its employee, screens the true and false and statistics of expense
These payment expenses simultaneously formulate payment standards appropriate, are a lasting cumbersome and hard work for each enterprise.
By the examination of these payment work, statistics, the quasi- electronization of calibration, become each enterprise's urgent problem to be solved.
Summary of the invention
The present invention is directed to solve at least one of the technical problems existing in the prior art or related technologies.
In view of this, it is an object of the present invention to provide a kind of payment management methods.
It is another object of the present invention to provide a kind of payment administrative systems.
Yet another object of the invention is that proposing a kind of computer equipment.
Yet another object of the invention is that proposing a kind of computer readable storage medium.
To achieve the goals above, the technical solution of first aspect present invention provides a kind of payment management method, comprising:
The payment request and related consumer voucher for corresponding to a consumer behavior are received, consumption certificate includes that voucher provides the position letter of entity
Breath；It obtains consumer behavior and position occurs；When judging that location information is uncorrelated to consumer behavior generation position, payment is not executed.
In the technical scheme, the payment request and related consumer voucher of a consumer behavior are corresponded to by receiving, and is disappeared
Taking voucher includes that voucher provides the location information of entity, provides the location information of entity, most of feelings so as to obtain voucher
Under condition, voucher provides the location information of entity, it may be that therefore the spot of consumer behavior obtains voucher and provides entity
The examination of location information, as consumer behavior validity provides primary condition；Further, by obtaining consumer behavior
Position, and compareed with the location information of voucher entity, it can be determined that whether location information and consumer behavior generation position are related, when
When location information is unrelated with consumer behavior generation position, illustrate that the consumer behavior is invalid, it may be possible to the fault of user, it is also possible to
It is that the false consumption certificate that user provides does not execute payment then for the invalid consumer behavior.By the above method, for consumption
Effectively or whether consumption certificate really provides foundation whether, reducing manual operation leads to the possibility of wrong identification for behavior,
The error rate for reducing payment work, also reduces the possibility that invalid consumer behavior is paid for, and improves payment management and carries out electricity
The possibility of sonization operation.
It is to be appreciated that obtaining the mode that position occurs for consumer behavior, can be task itself defines generation position
It sets, it is also possible to its consumer behavior be obtained by the mobile terminal location that user is held, position occurs.
In the above-mentioned technical solutions, judge that location information is uncorrelated to consumer behavior generation position, specifically include: determining position
Second character string of position occurs for the first character string of confidence breath and consumer behavior；Judge the first character string and the second character string
Coincidence factor, and determine that location information is uncorrelated to consumer behavior generation position when coincidence factor is less than predetermined probabilities.
In the technical scheme, the second word of position occurs by the first character string and consumer behavior that determine location information
Symbol string；Judge the coincidence factor of the first character string Yu the second character string, and determines location information when coincidence factor is less than predetermined probabilities
Uncorrelated, i.e., whether similar from the title in the geographical location angle in position occurs to consumer behavior, is whether consumer behavior is effective
Judgement provide the standard of quantization, be advantageously implemented payment work electronization operation, reduce the labor of Enterprises ' Financial Workers
Fatigue resistance, the accuracy for improving work efficiency and working, timeliness, reduce artificial error in judgement or arbitrarily judge can
Energy.
It is to be appreciated that under normal circumstances, the position where providing the entity of voucher should be the spot of consumer behavior,
Such as therefore the places such as hotel, restaurant for this kind of consumption, indicate the first character string of voucher entity location information,
The second character string of position occurs with consumer behavior is indicated, it should be roughly the same, if the coincidence factor height of character string, illustrates
Consumer behavior generates really at the entity, it may be that effective consumer behavior can execute payment；And position occurs for consumer behavior
It sets and is not inconsistent with the location information of voucher entity, the coincidence factor of character string is low, i.e. the consumer behavior generates not at the entity, should
Consumption is invalid consumption, therefore does not execute payment.
In the above-mentioned technical solutions, judge that location information is uncorrelated to consumer behavior generation position, specifically include: determining position
The second area of position occurs for the first area of confidence breath and consumer behavior；Judge the coincidence face of first area and second area
Product, and determine that location information is uncorrelated to consumer behavior generation position when overlapping area is less than preset area.
In the technical scheme, the secondth area of position occurs by the first area and consumer behavior that determine location information
Domain；Judge the overlapping area of first area and second area, and determine when overlapping area is less than preset area location information with
Consumer behavior generation position is uncorrelated, i.e., judgment basis is provided from the angle of actual geographic position and its coverage area, to disappear
Effectively whether judgement provides the standard of quantization for expense behavior, is advantageously implemented the electronization operation of payment work, reduces enterprise
The labor intensity of industry financial staff, the accuracy for improving work efficiency and working, timeliness, reduce artificial error in judgement or
The possibility that person arbitrarily judges.
It is to be appreciated that being consumed for traffic class, since its consumer behavior is occurred in a biggish geographic range class
, and the location information of voucher entity often in this geographic range or near, in this case, pass through the weight of character string
Conjunction rate is just difficult to make correctly judgement to judge whether consumer behavior is effective, therefore, using the overlapping area in geographical location
It compares and judges, can be more accurate and quick to the judgement of this kind of consumer behavior, this judgment method is equally also suitable
In consumer behaviors such as lodging, food and drink.
In any of the above-described technical solution, when judging that location information is related to consumer behavior generation position, further includes:
Determine the consumption classification of related consumer voucher；When the delay duration for judging consumer behavior generation position is corresponding less than consumption classification
When preset duration, payment is not executed.
In the technical scheme, by determining the consumption classification of related consumer voucher, such consumption can be substantially determined
Duration is generally consumed, in other words preset duration；When the delay duration that position occurs for consumer behavior is corresponding pre- less than consumption classification
It is and normal if when duration, illustrating that user is practically without consumer behavior in the position, or substantially reduce consumption time
Consumer behavior is not inconsistent, therefore the consumer behavior extremely may be invalid consumer behavior, therefore not execute payment, to further mention
The high efficiency of payment management and the accuracy of judgement, improve the convenience of electronization operation.
The technical solution of second aspect of the present invention provides a kind of payment administrative system, comprising: information receiving unit is used for
The payment request and related consumer voucher for corresponding to a consumer behavior are received, consumption certificate includes that voucher provides the position letter of entity
Breath；For obtaining consumer behavior position occurs for position acquisition unit；Judging unit judges that location information and consumption are gone for working as
When uncorrelated for generation position, payment is not executed.
In the technical scheme, the payment request for corresponding to a consumer behavior is received by information receiving unit and correlation disappears
Take voucher, and consumption certificate includes that voucher provides the location information of entity；The position letter of entity is provided so as to obtain voucher
Breath, in most cases, voucher provide the location information of entity, it may be that therefore the spot of consumer behavior obtains voucher
The location information of entity is provided, the examination of as consumer behavior validity provides primary condition；Further, it is obtained by position
Unit is taken, consumer behavior is obtained and position occurs, and compareed with the location information of voucher entity, then by judging unit, can sentence
Whether disconnected location information and consumer behavior generation position are related, when location information is unrelated with consumer behavior generation position, explanation
The consumer behavior is invalid, it may be possible to the fault of user, it is also possible to be the false consumer behavior that user provides, disappear in vain for this
Take behavior, does not then execute payment.By the payment administrative system of this programme, whether foundation is effectively provided for consumer behavior, subtracted
Having lacked manual operation leads to the possibility of wrong identification validity, reduces the error rate of payment work, also reduces for invalid
The possibility that consumer behavior is paid for.
It is to be appreciated that position acquisition unit obtains the mode that position occurs for consumer behavior, it can be and pass through task
It itself defines and position occurs and obtains consumer behavior and position occurs, it is also possible to be obtained by the mobile terminal location that user is held
Take its consumer behavior that position occurs.
In the above-mentioned technical solutions, judging unit specifically includes: character determination unit, for determining the of location information
Second character string of position occurs for one character string and consumer behavior；First execution unit, for judging the first character string and second
The coincidence factor of character string, and determine that location information is uncorrelated to consumer behavior generation position when coincidence factor is less than predetermined probabilities.
In the technical scheme, by character determination unit, the first character string and consumer behavior hair of location information are determined
Second character string of raw position；By the first execution unit, the coincidence factor of the first character string Yu the second character string is judged, and in weight
Conjunction rate determines that location information and consumer behavior generation position are uncorrelated when being less than predetermined probabilities, i.e., from the title in geographical location whether
Similar angle, for consumer behavior, effectively whether judgement provides the standard of quantization, is advantageously implemented the electronics of payment work
Change operation, reduce the labor intensity of Enterprises ' Financial Workers, the accuracy for improving work efficiency and working, timeliness is reduced
Artificial error in judgement or the possibility arbitrarily judged.
It is to be appreciated that under normal circumstances, the position where providing the entity of voucher should be the spot of consumer behavior,
Such as therefore the places such as hotel, restaurant for this kind of consumption, indicate the first character string of voucher entity location information,
The second character string of position occurs with consumer behavior is indicated, it should be roughly the same, if the coincidence factor height of character string, illustrates
Consumer behavior generates really at the entity, it may be that effective consumer behavior can execute payment；And position occurs for consumer behavior
It sets and is not inconsistent with the location information of voucher entity, the coincidence factor of character string is low, i.e. the consumer behavior generates not at the entity, should
Consumption is invalid consumption, therefore does not execute payment.
In the above-mentioned technical solutions, judging unit specifically includes: area determination unit, for determining the of location information
The second area of position occurs for one region and consumer behavior；Second execution unit, for judging first area and second area
Overlapping area, and determine that location information is uncorrelated to consumer behavior generation position when overlapping area is less than preset area.
In the technical scheme, determine that position occurs for the first area of location information and consumer behavior by area determination unit
The second area set；Also by the second execution unit, the overlapping area of first area and second area is judged, and in overlapping area
Determine that location information is uncorrelated to consumer behavior generation position when less than preset area, i.e., from actual geographic position and its covering model
The angle enclosed provides judgment basis, and for consumer behavior, effectively whether judgement provides the standard of quantization, is advantageously implemented branch
The electronization operation for paying work, reduces the labor intensity of Enterprises ' Financial Workers, the accuracy for improving work efficiency and working,
Timeliness, the possibility for reducing artificial error in judgement or arbitrarily judging.
It is to be appreciated that being consumed for traffic class, since its consumer behavior is occurred in a biggish geographic range class
, and the location information of voucher entity often in this geographic range or near, in this case, pass through the weight of character string
Conjunction rate is just difficult to make correctly judgement to judge whether consumer behavior is effective, therefore, using the overlapping area in geographical location
It compares and judges, can be more accurate and quick to the judgement of this kind of consumer behavior, this judgment method is equally also suitable
In consumer behaviors such as lodging, food and drink.
In any of the above-described technical solution, when judging unit judges that location information is related to consumer behavior generation position
When, further includes: classification determination unit, for determining the consumption classification of related consumer voucher；Unit is refused to pay, for when judgement consumption
When the delay duration that position occurs for behavior is less than consumption classification corresponding preset duration, payment is not executed.
In the technical scheme, by classification determination unit, the consumption classification of related consumer voucher is determined, it can substantially really
Determine the general consumption duration of such consumption, in other words preset duration；Unit is refused to pay by time-out, when position occurs for consumer behavior
When being detained duration and being less than the consumption corresponding preset duration of classification, illustrate that user is practically without consumer behavior in the position, or
It is substantially to reduce consumption time, is not inconsistent with normal consumer behavior, therefore the consumer behavior extremely may be invalid consumption row
For, therefore payment is not executed, to further improve the efficiency of payment management and the accuracy of judgement, improve electronic behaviour
The convenience of work.
The technical solution of third aspect present invention provides a kind of computer equipment, including memory, processor and storage
On a memory and the computer program that can run on a processor, wherein processor is realized above-mentioned when executing computer program
It is strong to reduce labour to realize the electronization and automation of above-mentioned technical proposal for the payment management method of first aspect technical solution
Degree improves working efficiency.
The technical solution of fourth aspect present invention provides a kind of computer readable storage medium, is stored thereon with computer
Program realizes the payment management method of above-mentioned first aspect technical solution when computer program is executed by processor.
Additional aspect and advantage of the invention will become obviously in following description section, or practice through the invention
Recognize.
Detailed description of the invention
Fig. 1 shows the flow chart of embodiment according to the present invention 1；
Fig. 2 shows the flow charts of embodiment according to the present invention 2；
Fig. 3 shows the flow chart of embodiment according to the present invention 3；
Fig. 4 shows the flow chart of embodiment according to the present invention 4；
Fig. 5 shows the schematic block diagram of embodiment according to the present invention 5；
Fig. 6 shows the structural schematic diagram of embodiment according to the present invention 6.
Specific embodiment
It is with reference to the accompanying drawing and specific real in order to be more clearly understood that the above objects, features and advantages of the present invention
Applying mode, the present invention is further described in detail.It should be noted that in the absence of conflict, the implementation of the application
Feature in example and embodiment can be combined with each other.
In the following description, numerous specific details are set forth in order to facilitate a full understanding of the present invention, still, the present invention may be used also
To be implemented using other than the one described here other modes, therefore, protection scope of the present invention is not by described below
Specific embodiment limitation.
According to some embodiments of the present invention referring to Fig. 1 to Fig. 6 description.
Embodiment 1:
As shown in Figure 1, the payment management method of the one embodiment proposed according to the present invention, comprising:
Step 102: receiving the payment request and related consumer voucher for corresponding to a consumer behavior, consumption certificate includes voucher
The location information of entity is provided；
Step 104: obtaining consumer behavior and position occurs；
Step 106: when judging that location information is uncorrelated to consumer behavior generation position, not executing payment.
At work, a large amount of on business consumer behavior can be all generated daily, and the reimbursement payment demand generated therewith.It is existing
Have under working condition, after usually receiving payment request and consumption certificate, artificial nucleus are to payment request and consumption certificate, wherein
It needs largely to screen, checking work, is easy to error, omits.
For example, certain person reimbursement payment request is the lodging expense in somewhere, five invoices, financial staff's needs pair are provided
Five invoice informations are checked and are counted one by one, including whether invoice is accommodation invoice, and invoice amount is stayed date etc., efficiency
Lowly, and be easy error, and financial staff can only be determined according to certain person request the consumption occur in somewhere, and with invoice core
It is right；In the present embodiment, invoice provided by the reimbursement payment request generally has the address for the side of making out an invoice, i.e. voucher provides real
The location information of body；By the voucher provide entity location information, convenient for certain person real consumption behavior occur position into
Row comparison, to determine the validity of its consumer behavior.Such as certain person goes on business with removing A, and position, but its occurs to A for consumer behavior
Accommodation invoice by B issue by certain hotel, it is clear that the two is not inconsistent, and consumer behavior is invalid consumer behavior, does not execute payment.
Method through this embodiment, for consumer behavior, whether effective or consumption certificate really provides foundation,
The possibility for reducing wrong identification reduces the error rate of payment work, also reduces the possibility that invalid consumer behavior is paid for,
Labor intensity is also reduced, enterprise's whole work efficiency is improved.
, there are several acquisition modes in the generation position of consumer behavior, can be task of including in the arranged task of enterprise
Address is executed, can also be determined according to other modes, such as the mobile terminal location held by user is to obtain its consumption
The generation position of behavior.
Embodiment 2
As shown in Fig. 2, the 2nd embodiment of the invention is how to judge that with consumer behavior position not phase occurs for location information
It closes, specifically includes:
Step 202: determining that the second character string of position occurs for the first character string of location information and consumer behavior；
Step 204: comparing the coincidence factor of the first character string Yu the second character string, if be less than predetermined probabilities；
Step 206: if more than or equal to predetermined probabilities, then judging that location information is related to consumer behavior generation position；
Step 208: if being less than predetermined probabilities, judging that location information is uncorrelated to consumer behavior generation position.
For example, certain person proposes that the lodging expense payment request gone on business to the city B, the A province road C is 500 yuan, and invoice is provided, " A
The city B, the province road C " is the second character string for indicating the generation position of consumer behavior；And the accommodation invoice that certain person provides issues list
The address of position is the city B, the A province road C 13, that is, represents the first character string of the location information of voucher offer entity as the " city B, the A province road C
No. 13 ", the coincidence factor of the first character string and the second character string is 60% or more, and predetermined probabilities are, for example, 50%, i.e. coincidence factor
Greater than predetermined probabilities, therefore the lodging consumer behavior for certain person, it should it is judged as that position occurs for location information and consumer behavior
Correlation, the consumer behavior are effective.
If the address for issuing unit for the accommodation invoice that certain person provides is the city D, the A province road E 15, the coincidence factor of character string
Only 30%, it is less than predetermined probabilities, then certain person lodging consumer behavior is invalid, the position letter for the invoice issuing unit that certain person provides
Breath is uncorrelated to consumer behavior generation position.
Embodiment 3
3rd embodiment of the invention is how to judge that location information is uncorrelated to consumer behavior generation position, is provided
Another judgment method.
As shown in figure 3, judging that location information is uncorrelated to consumer behavior generation position, specifically include:
Step 302: determining that the second area of position occurs for the first area of location information and consumer behavior；
Step 304: judging the overlapping area of first area and second area；
Step 306: judging whether overlapping area is less than preset area；
Step 308: in this way, it is determined that location information is uncorrelated to consumer behavior generation position；
Step 310: if not, determining that location information is related to consumer behavior generation position.
The second area of position occurs by the first area and consumer behavior that determine location information；Judge first area with
The overlapping area of second area, and determine that position occurs for location information and consumer behavior not when overlapping area is less than preset area
Whether correlation provides judgment basis from the angle of actual geographic position and its coverage area, effectively sentence for consumer behavior
It is disconnected to provide the standard of quantization, it is advantageously implemented the electronization operation of payment work, the labour for reducing Enterprises ' Financial Workers is strong
Degree, the accuracy for improving work efficiency and working, timeliness, the possibility for reducing artificial error in judgement or arbitrarily judging.
For example, certain person goes on business to the area B, the city A, the expense called a taxi is produced, after certain person returns to enterprise, provides 100 yuan and beat
Vehicle invoice, unit address of making out an invoice on invoice are the area C, the city A, then the area C, the city A is first area；Certain person is gone on business to the area B, the city A, then its
Position, or perhaps second area occur for the consumer behavior called a taxi, and are the area B, the city A, the overlapping area of first area and second area
It is 50%, if preset area is 40%, then overlapping area is greater than preset area, and with consumer behavior position phase occurs for location information
It closes；If certain person unit address of making out an invoice of offer called a taxi on invoice is the city E, the overlapping area of first area and second area
It is 0, is less than preset area, therefore location information is uncorrelated to consumer behavior generation position.
Embodiment 4
Payment management method according to another embodiment of the invention, when judging that position occurs for location information and consumer behavior
Further include following steps when setting correlation:
Step 402: determining the consumption classification of related consumer voucher；
Step 404: whether the delay duration that position occurs for consumer behavior is less than the corresponding preset duration of consumption classification；
Step 406: if more than or be equal to, then execute payment；
Step 408: if being less than, not executing payment.
For example, certain person goes on business to the city A, the same day is round-trip, but certain person provides an accommodation invoice application payment, it is clear that certain
On the day of first back and forth, the behavior time of origin consumed is stayed within 24 hours, lodging class is consumed, preset duration
At least 24 hours, therefore certain person consumption duration is less than preset duration, should not execute payment.
For another example, for A to the traffic on the ground B, preset duration is 2 hours, and certain person provides an invoice, and display is ridden
Shi Changwei 1 hour, it is less than preset duration, then certain person payment request should not execute payment.
Through this embodiment, whether normal for the behavior of lasting consumption, provide more scientific and accurate judgement side
Method reduces the possibility of erroneous judgement and the quantity of false reimbursement, improves labor efficiency.
Embodiment 5
As shown in figure 5, the 5th embodiment according to the present invention, provides a kind of payment administrative system 20, comprising: information
Receiving unit 202, position acquisition unit 204, judging unit 206.
When carrying out payment management, the payment request and phase for corresponding to a consumer behavior are received by information receiving unit 202
Consumption certificate is closed, and consumption certificate includes that voucher provides the location information of entity；The position of entity is provided so as to obtain voucher
Confidence breath, in most cases, voucher provides the location information of entity, it may be that therefore the spot of consumer behavior obtains
Voucher provides the location information of entity, and the examination of as consumer behavior validity provides primary condition；Further, pass through position
Acquiring unit 204 is set, consumer behavior is obtained and position occurs, and compareed with the location information of voucher entity, then pass through judging unit
206, it can be determined that whether position occurs for location information and consumer behavior related, when location information and consumer behavior occur position without
Guan Shi illustrates that the consumer behavior is invalid, it may be possible to the fault of user, it is also possible to it is the false consumer behavior that user provides, it is right
In the invalid consumer behavior, then payment is not executed.By the payment administrative system 20 of this programme, whether effectively mentioned for consumer behavior
Foundation is supplied, reducing manual operation leads to the possibility of wrong identification validity, reduces the error rate of payment work, also reduces
The possibility that is paid for for invalid consumer behavior.
Specifically, certain person proposes the payment application an of dinner cost, the amount of money, dining room title and the dining room of the dinner cost
Location is received by information receiving unit 202, wherein dining room address is for A；Position acquisition unit 204 passes through certain person Shen before
The modes such as breath, or the mobile terminal location by being held to certain person of notifying obtain the spot of its consumer behavior for B, then
Judged by judging unit 206, is not same place with B with obtaining A, therefore judging unit 206 determines the position of the dinner cost
Information is uncorrelated to consumer behavior generation position, which is confirmed as in vain, thus reduce the possibility of false reimbursement,
It improves work efficiency, to improve the accuracy of payment audit, reduces the labor intensity of financial staff.
Further, judging unit 206 specifically includes character determination unit 208 and the first execution unit 210.
In the present embodiment, it can determine that the first character string of location information and consumption are gone by character determination unit 208
For the second character string that position occurs, then by the first execution unit 210, being overlapped for the first character string and the second character string is judged
Rate, and determine that location information is uncorrelated to consumer behavior generation position when coincidence factor is less than predetermined probabilities, i.e., from geographical location
The whether similar angle of title, for consumer behavior, effectively whether judgement provides the standard of quantization, is advantageously implemented payment
The electronization operation of work, reduces the labor intensity of Enterprises ' Financial Workers, the accuracy for improving work efficiency and working, and
Shi Xing, the possibility for reducing artificial error in judgement or arbitrarily judging.
In the present embodiment, optionally, judging unit 206 can also specifically include area determination unit 212 and second and hold
Row unit 214.
By area determination unit 212, it can determine that the of position occurs for the first area of location information and consumer behavior
Two regions；Also by the second execution unit 214, the overlapping area of first area and second area is judged, and small in overlapping area
Determine that location information is uncorrelated to consumer behavior generation position when preset area, i.e., from actual geographic position and its coverage area
Angle provide judgment basis, for consumer behavior whether effectively judgement provide the standard of quantization, be advantageously implemented payment
The electronization operation of work, reduces the labor intensity of Enterprises ' Financial Workers, the accuracy for improving work efficiency and working, and
Shi Xing, the possibility for reducing artificial error in judgement or arbitrarily judging.
Optionally, when judging unit 206 judges that location information is related to consumer behavior generation position, further includes: classification
Determination unit 216 and refuse to pay unit 218.
By classification determination unit 216, the consumption classification of related consumer voucher is determined, can substantially determine such consumption
Duration is generally consumed, in other words preset duration；By refusing to pay unit 218, when the delay duration that position occurs for consumer behavior is less than
When consuming the corresponding preset duration of classification, illustrate that user is practically without consumer behavior in the position, or substantially reduce
Consumption time is not inconsistent with normal consumer behavior, therefore the consumer behavior extremely may be invalid consumer behavior, therefore not execute
Payment improves the convenience of electronization operation to further improve the efficiency of payment management and the accuracy of judgement.
Specifically, certain person is with arriving A, application payment lodging expense.Preset a length of 3 days, i.e. preset duration when this time is gone on business
It is 3 days, but by mobile terminal location or other consumption certificates is combined to find, certain person is in A practical has only lived 1 day, that is, is disappearing
The delay duration for taking behavior generation position is less than preset duration and does not execute payment therefore, it is determined that certain person consumer behavior is invalid, needs
Modify application or revocation.
Embodiment 6
The present embodiment combines aforementioned several embodiments, provides a kind of computer equipment 30, as shown in fig. 6, for controlling
The payment administrative system 20 of embodiment 5；It include a processor 34 and being deposited as computer-readable in the computer equipment 30
The memory 32 of storage media is stored with computer journey corresponding with the payment management method of any of embodiment 1-4 embodiment
Sequence can execute any payment management in embodiment 1-4 by the way that the computer program is read and run in computer equipment 30
Method makes the payment administrative system 20 in embodiment 5 carry out the electronization operation of payment management, improves the automation of payment work
A possibility that degree improves work efficiency, and reduces false reimbursement.
The technical scheme of the present invention has been explained in detail above with reference to the attached drawings, according to the technical solution of the present invention, for payment pipe
Reason provides the standard of quantization, is advantageously implemented the electronization operation of payment management, also effectively raises payment management work
Convenience, accuracy, a possibility that improving work efficiency, reduce labor intensity, also reduce false payment.
In the present invention, term " first ", " second ", " third " are only used for the purpose of description, and should not be understood as indicating
Or imply relative importance；Term " multiple " then refers to two or more, unless otherwise restricted clearly.Term " installation ",
The terms such as " connected ", " connection ", " fixation " shall be understood in a broad sense, for example, " connection " may be a fixed connection, being also possible to can
Dismantling connection, or be integrally connected；" connected " can be directly connected, can also be indirectly connected through an intermediary.For this
For the those of ordinary skill in field, the specific meanings of the above terms in the present invention can be understood according to specific conditions.
In description of the invention, it is to be understood that the instructions such as term " on ", "lower", "left", "right", "front", "rear"
Orientation or positional relationship is to be based on the orientation or positional relationship shown in the drawings, and is merely for convenience of the description present invention and simplification is retouched
It states, rather than the device or unit of indication or suggestion meaning must have specific direction, be constructed and operated in a specific orientation,
It is thus impossible to be interpreted as limitation of the present invention.
In the description of this specification, the description of term " one embodiment ", " some embodiments ", " specific embodiment " etc.
Mean that particular features, structures, materials, or characteristics described in conjunction with this embodiment or example are contained at least one reality of the invention
It applies in example or example.In the present specification, schematic expression of the above terms are not necessarily referring to identical embodiment or reality
Example.Moreover, description particular features, structures, materials, or characteristics can in any one or more of the embodiments or examples with
Suitable mode combines.
These are only the preferred embodiment of the present invention, is not intended to restrict the invention, for those skilled in the art
For member, the invention may be variously modified and varied.All within the spirits and principles of the present invention, it is made it is any modification,
Equivalent replacement, improvement etc., should all be included in the protection scope of the present invention.
Claims (10)
1. a kind of payment management method characterized by comprising
The payment request and related consumer voucher for corresponding to a consumer behavior are received, the consumption certificate includes that voucher provides entity
Location information；
It obtains consumer behavior and position occurs；
When judging that the location information is uncorrelated to consumer behavior generation position, payment is not executed.
2. payment management method according to claim 1, which is characterized in that the judgement location information disappears with described
It is uncorrelated to take behavior generation position, specifically includes:
Determine the first character string of the location information and the second character string of consumer behavior generation position；
Judge the coincidence factor of first character string Yu second character string, and true when the coincidence factor is less than predetermined probabilities
The fixed location information is uncorrelated to consumer behavior generation position.
3. payment management method according to claim 1, which is characterized in that the judgement location information disappears with described
It is uncorrelated to take behavior generation position, specifically includes:
Determine the first area of the location information and the second area of consumer behavior generation position；
Judge the overlapping area of the first area Yu the second area, and true when the overlapping area is less than preset area
The fixed location information is uncorrelated to consumer behavior generation position.
4. payment management method according to any one of claim 1 to 3, which is characterized in that when judging position letter
When breath is related to consumer behavior generation position, further includes:
Determine the consumption classification of the related consumer voucher；
When the delay duration for judging consumer behavior generation position preset duration corresponding less than the consumption classification, do not hold
Row payment.
5. a kind of payment administrative system characterized by comprising
Information receiving unit, for receive correspond to a consumer behavior payment request and related consumer voucher, it is described consumption with
Card provides the location information of entity comprising voucher；
For obtaining consumer behavior position occurs for position acquisition unit；
Judging unit, for not executing payment when judging that the location information is uncorrelated to consumer behavior generation position.
6. payment administrative system according to claim 5, which is characterized in that the judging unit specifically includes:
Character determination unit, the first character string and the consumer behavior for determining the location information occur the second of position
Character string；
First execution unit, for judging the coincidence factor of first character string Yu second character string, and in the coincidence
Rate determines that the location information is uncorrelated to the consumer behavior generation position when being less than predetermined probabilities.
7. payment administrative system according to claim 5, which is characterized in that the judging unit specifically includes:
Secondth area of position occurs for area determination unit, first area and the consumer behavior for determining the location information
Domain；
Second execution unit, for judging the overlapping area of the first area Yu the second area, and in the coincidence face
Product determines that the location information is uncorrelated to the consumer behavior generation position when being less than preset area.
8. payment administrative system according to any one of claims 5 to 7, which is characterized in that when the judging unit is sentenced
When the location information that breaks is related to consumer behavior generation position, further includes:
Classification determination unit, for determining the consumption classification of the related consumer voucher；
Unit is refused to pay, judges that the delay duration of consumer behavior generation position is corresponding pre- less than the consumption classification for working as
If when duration, not executing payment.
9. a kind of computer equipment, including memory, processor and it is stored on the memory and can be on the processor
The computer program of operation, which is characterized in that the processor is realized in Claims 1-4 when executing the computer program
Described in any item payment management methods.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
Payment management method described in any one of Claims 1-4 is realized when being executed by processor.
Priority Applications (4)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810467961.1A CN110503427A (en) | 2018-05-16 | 2018-05-16 | Payment management method, system, computer equipment and computer readable storage medium |
| CN201980000311.9A CN110972500B (en) | 2018-05-16 | 2019-02-22 | System and method for payment management |
| PCT/CN2019/075961 WO2019218744A1 (en) | 2018-05-16 | 2019-02-22 | Systems and methods for payment management |
| US17/082,058 US20210117973A1 (en) | 2018-05-16 | 2020-10-28 | Systems and methods for payment management |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810467961.1A CN110503427A (en) | 2018-05-16 | 2018-05-16 | Payment management method, system, computer equipment and computer readable storage medium |
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| Publication Number | Publication Date |
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| CN110503427A true CN110503427A (en) | 2019-11-26 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201810467961.1A Pending CN110503427A (en) | 2018-05-16 | 2018-05-16 | Payment management method, system, computer equipment and computer readable storage medium |
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| CN (1) | CN110503427A (en) |
Cited By (1)
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