CN110490587A - A kind of method and device of quick lock in bank card - Google Patents
A kind of method and device of quick lock in bank card Download PDFInfo
- Publication number
- CN110490587A CN110490587A CN201910785611.4A CN201910785611A CN110490587A CN 110490587 A CN110490587 A CN 110490587A CN 201910785611 A CN201910785611 A CN 201910785611A CN 110490587 A CN110490587 A CN 110490587A
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- China
- Prior art keywords
- bank card
- prompt information
- locking
- transaction prompt
- terminal device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/407—Cancellation of a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Abstract
The present invention provides a kind of method and device of quick lock in bank card, user, which identifies, carries out the first operation to transaction prompt information when bank card business dealing exception, the terminal device of user obtains the keyword and message identification of transaction prompt information at this time, when receiving the user operation instruction for indicating locking bank card, determine the application program identification of the application program of display transaction prompt information and the sender information of transaction prompt information, and locking bank card request is sent to Application Function (AF), settlement system is determined according to sender information therein and application program identification by AF, and locking bank card request is sent to settlement system, by settlement system according to keyword therein, message identification and phone number lock corresponding bank card；The present invention initiates user easily and completes the operation of emergency lock bank card, reduces the risk of the stolen brush of bank card.
Description
Technical field
The present invention relates to fields of communication technology, and in particular to a kind of method and device of quick lock in bank card.
Background technique
As what bank card used popularizes, bank card is stolen brush event and also increasingly takes place frequently.It is often continuous more to steal swiped through journey
Transaction, user also will receive a plurality of transaction prompt short message.When encountering such event, can when lock oneself bank card and become
Avoid one of the key factor of loss further expansion.
After bank card robber's brush event occurs, the major way of current lock bank card has following several: (1) user is actively dialled
Service calls are beaten, freeze or lock bank card by telephone bank；(2) bank card is locked using APP program；(3) it sends short
Letter.
Above-mentioned three kinds of modes are required to carry out a series of operation, such as dialing/login, the corresponding option of selection, input body
Part card number, input bank card tail number, input telephone bank's password etc., it is cumbersome, and the artificial customer service then row of generally requiring
Team waits, and response is not prompt enough, and short message mode also needs editing short message, more holding time.
Therefore, a kind of scheme of quick lock in bank card is needed to solve the above technical problems.
Summary of the invention
The present invention aiming at the above shortcomings existing in the prior art, provides the method and dress of a kind of quick lock in bank card
It sets, at least partly to solve the problems, such as that locking bank card complex steps, time-consuming.
The present invention is in order to solve the above technical problems, adopt the following technical scheme that
A kind of method that the present invention mentions quick lock in bank card, comprising:
When detecting that user carries out the first operation to transaction prompt information, the keyword of the transaction prompt information is obtained
And message identification, first operation user carry out when identifying bank card business dealing exception；
The user operation instruction for indicating locking bank card is received, determines the application journey for showing the transaction prompt information
The sender information of the application program identification of sequence and the transaction prompt information；
Locking bank card request is sent to Application Function, so that the Application Function is according to sender therein
Information and application program identification determine settlement system, and send locking bank card request to the settlement system, so that the knot
Calculation system locks corresponding bank card according to keyword therein, message identification and phone number, and the phone number is described
The phone number of user.
Further, after sending locking bank card request to Application Function, the method also includes:
The operating result of the locking bank card of the Application Function or settlement system transmission is received, and shows institute
State operating result.
Preferably, the message identification for obtaining the transaction prompt information, comprising:
By showing that the interface of the application program of the transaction prompt information obtains the information mark of the transaction prompt information
Know.
The present invention also provides a kind of methods of quick lock in bank card, comprising:
Receive the locking bank card request that Application Function is sent；Wherein, the locking bank card request is that terminal is set
The standby user operation instruction received for indicating locking bank card and the application program for determining to show transaction prompt information
The rear of the sender information of application program identification and the transaction prompt information is sent to the Application Function, and by described
Application Function is determined after settlement system according to sender information therein and application program identification to the settlement system
It sends；The user operation instruction be the user of the terminal device identify when bank card business dealing exception to it is described transaction mention
Show and is sent to the terminal device after information carries out the first operation；
Corresponding bank card is locked according to keyword, message identification and the phone number in the locking bank card request；
Wherein, the keyword and the message identification are that the terminal device is detecting for the transaction prompt information
It is obtained when user is to the first operation of progress of transaction prompt information, the phone number is the phone number of the user.
Preferably, keyword, message identification and the phone number according in the locking bank card request locks phase
The bank card answered, comprising:
Corresponding transaction prompt is determined according to keyword, message identification and the phone number in the locking bank card request
Information；
It determines the corresponding bank card of the transaction prompt information, and locks the bank card.
Further, phase is being locked according to keyword, message identification and the phone number in the locking bank card request
After the bank card answered, the method also includes:
The operating result of locking bank card is sent, to the Application Function so that the Application Function will be described
Operating result is transmitted to the terminal device, so that the terminal device shows the operating result；Alternatively,
The operating result of locking bank card is sent to the terminal device, so that the terminal device shows the operation knot
Fruit.
The present invention also provides a kind of methods of quick lock in bank card, comprising:
The locking bank card request that receiving terminal apparatus is sent, wherein the locking bank card request is that terminal device connects
It receives the user operation instruction for indicating locking bank card and determines the application of the application program of display transaction prompt information
It is sent after the sender information of program identification and the transaction prompt information, the user operation instruction is the terminal
User identifies what bank card business dealing was sent extremely and after operating to transaction prompt information progress first；
Corresponding settlement system is determined according to application program identification and sender information；
Locking bank card request is sent to the settlement system, so that the settlement system is according to keyword therein, letter
Breath mark and phone number lock corresponding bank card, wherein the keyword and the message identification are for the transaction
Prompt information, the terminal device is obtained when detecting that user carries out the first operation to transaction prompt information, described
Phone number is the phone number of the user.
The present invention also provides a kind of terminal devices, comprising: obtains module, receiving module, determining module and sending module；
The acquisition module is used for, and when detecting that user carries out the first operation to transaction prompt information, obtains the friendship
The keyword and message identification of easy prompt information, first operation is that the user identifies bank card business dealing exception when progress
's；
The receiving module is used for, and receives the user operation instruction for indicating locking bank card；
The determining module is used for, and determines application program identification and the institute of the application program for showing the transaction prompt information
State the sender information of transaction prompt information；
The sending module is used for, and locking bank card request is sent to Application Function, so that the application function is real
Body determines settlement system according to sender information therein and application program identification, and sends locking bank to the settlement system
Card request, so that the settlement system locks corresponding bank card, institute according to keyword therein, message identification and phone number
State the phone number that phone number is the user.
Further, the terminal device further includes display module, and the receiving module is also used to receive described using function
The operating result for the locking bank card that energy entity or the settlement system are sent；
The display module is used for, and shows the operating result.
Preferably, the acquisition module is used for, by showing that the interface of application program of the transaction prompt information obtains
The message identification of the transaction prompt information.
The present invention also provides a kind of settlement systems, comprising: receiving module and processing module, the receiving module are used for, connect
Receive the locking bank card request that Application Function is sent；Wherein, the locking bank card request is that terminal device receives use
In indicate locking bank card user operation instruction and determine display transaction prompt information application program application program mark
Know and the rear of the sender information of the transaction prompt information is sent to the Application Function, and is real by the application function
What body was determined to send to the settlement system after settlement system according to sender information therein and application program identification；It is described
User operation instruction is that the user of the terminal device carries out the transaction prompt information when identifying bank card business dealing exception
The terminal device is sent to after first operation；
The processing module is used for, according to keyword, message identification and the phone number in the locking bank card request
Lock corresponding bank card；Wherein, the keyword and the message identification are described for the transaction prompt information
What terminal device was obtained when detecting user to the first operation of progress of transaction prompt information, the phone number is the user
Phone number.
Preferably, the processing module is used for, according to keyword, message identification and the hand in the locking bank card request
Machine number determines corresponding transaction prompt information；It determines the corresponding bank card of the transaction prompt information, and locks the bank
Card.
Further, the settlement system further includes sending module, and the sending module is used for, and Xiang Suoshu application function is real
Body sends the operating result of locking bank card, sets so that the operating result is transmitted to the terminal by the Application Function
It is standby, so that the terminal device shows the operating result；Alternatively, sending the operation knot of locking bank card to the terminal device
Fruit, so that the terminal device shows the operating result.
The present invention also provides a kind of Application Function, including receiving module, processing module and sending module, the receptions
Module is used for, the locking bank card request that receiving terminal apparatus is sent, wherein the locking bank card request is that terminal device connects
It receives the user operation instruction for indicating locking bank card and determines the application of the application program of display transaction prompt information
It is sent after the sender information of program identification and the transaction prompt information, the user operation instruction is the terminal
User identifies what bank card business dealing was sent extremely and after operating to transaction prompt information progress first；
The processing module is used for, and determines corresponding settlement system according to application program identification and sender information；
The sending module is used for, and Xiang Suoshu settlement system sends locking bank card request, so that the settlement system root
Corresponding bank card is locked according to keyword therein, message identification and phone number, wherein the keyword and the information mark
Knowledge is that the terminal device is detecting user to the first behaviour of transaction prompt information progress for the transaction prompt information
As when obtain, the phone number is the phone number of the user.
The beneficial technical effect that the embodiment of the present invention can reach is as follows:
User, which identifies, carries out the first operation to transaction prompt information when bank card business dealing exception, and the terminal of user is set at this time
The standby keyword and message identification for obtaining transaction prompt information, when receiving the user operation instruction for indicating locking bank card,
Determine the application program identification of the application program of display transaction prompt information and the sender information of transaction prompt information, and to answering
Locking bank card request is sent with functional entity (AF), knot is determined according to sender information therein and application program identification by AF
Calculation system, and locking bank card request is sent to settlement system, by settlement system according to keyword therein, message identification and hand
Machine number locks corresponding bank card；The present invention initiates user easily and completes the operation of emergency lock bank card, drop
The risk of the stolen brush of low bank card.
Detailed description of the invention
Fig. 1 is the flow diagram one of quick lock in bank card provided in an embodiment of the present invention；
The flow diagram of the settlement system locking bank card of the position Fig. 2 embodiment of the present invention；
Fig. 3 is the flow diagram two of quick lock in bank card provided in an embodiment of the present invention；
Fig. 4 is one of the structural schematic diagram of terminal device provided in an embodiment of the present invention；
Fig. 5 is the structural schematic diagram of settlement system provided in an embodiment of the present invention；
Fig. 6 is the structural schematic diagram of Application Function provided in an embodiment of the present invention.
Specific embodiment
Below in conjunction with the attached drawing in the present invention, clear, complete description is carried out to the technical solution in the present invention, is shown
So, described embodiment is a part of the embodiments of the present invention, instead of all the embodiments.Based on the implementation in the present invention
Example, those of ordinary skill in the art's every other embodiment obtained without making creative work, all belongs to
In the scope of protection of the invention.
In view of the above-mentioned problems existing in the prior art, the embodiment of the invention provides a kind of sides of quick lock in bank card
Method, the method are applied to including settlement system, NEF (Network Exposure Function, network opening function reality
Body), in the system of AF (Application Function, Application Function), it is preferred that the system can also include AUSF
(Authentication Server Function, authentication service functional entity).Wherein, settlement system is at the business of bank
The transaction processing system of reason system or Third-party payment platform, for handling, monitoring the finance of bank or Third-party payment platform
Business.
As shown in Figure 1, the method for quick lock in bank card of the invention the following steps are included:
Step 1, when user identifies bank card business dealing exception, the first operation, the use are carried out to transaction prompt information
The terminal device at family obtains the keyword and message identification of transaction prompt information.
Specifically, user judges that transaction belongs to " stolen brush " when the bank card of user generates more abnormal transaction
Possibility is larger, such as the terminal device (UE) of user continuously receives the transaction prompt that more non-I or my non-authorizations are traded
Information, at this point, user carries out the first operation to transaction prompt information.First operation can be long-pressing transaction prompt information, can also
To be to double-click transaction prompt information, certainly, skilled person will appreciate that, the first operation includes but is not limited to long press operation or double
Hit operation.
When terminal device recognizes the first operation, the keyword in transaction prompt information is extracted, the keyword is at least
It can also include " credit card ", " consumption ", " transferring accounts " etc. including " tail number xxxx ".
Transaction prompt information is usually show by the application program on terminal device, application program can be short message,
Wechat etc., correspondingly, terminal device is by showing that the interface of the application program of the transaction prompt information obtains transaction prompt information
Message identification, message identification be used to unique identification transaction prompt information, so as to subsequent settlement system according to message identification determine
Bank card, message identification can be information sequence number.It should be noted that the message identification of above-mentioned acquisition transaction prompt information can
To be completed as the dedicated program built in terminal device.Plug-in can based on terminal device eSIM (Embedded-SIM, it is interior
Set chip type subscriber identification card) or SIM (Subscriber Identification Module, subscriber identification card)
It realizes.ESIM or SIM can be interacted by interface and the application program of current display transaction prompt information, to be traded
The message identification of prompt information.
Step 2, the terminal device of user receives the user operation instruction for indicating locking bank card.
It should be noted that can be popped up after the keyword and message identification of terminal device acquisition transaction prompt information
Options menu, options menu include at least two options " request locking bank card " and " cancellation ", for selection by the user, Yong Hutong
It crosses click " request locking bank card " option and sends the user operation instruction for indicating locking bank card to terminal device.
Step 3, terminal device determines application program identification and the transaction prompt of the application program of display transaction prompt information
The sender information of information.
Specifically, sender information be that transmission short message is if the application program of display transaction prompt information is short message
System sends number (i.e. addresser's number), if the application program of display transaction prompt information is wechat, sender information is hair
(public) account for the person of sending.
Step 4, terminal device sends locking bank card request to Application Function.
It is described to lock the keyword that transaction prompt information is carried in bank card request and message identification and application program
Mark, sender information and phone number, the phone number are the phone number of the user.
Step 5, Application Function is determined according to the sender information and application program identification that lock in bank card request
Settlement system.
Specifically, if the application program of display transaction prompt information is short message, it can by " the addresser's number " of short message
To identify the system for sending short message, and then determine corresponding settlement system；If the application program of display transaction prompt information is
Wechat is then identified (public) account for sending transaction prompt information by the addresser of wechat, and then determines corresponding clearing
System, the rest may be inferred by analogy.
Step 6, Application Function sends locking bank card request to settlement system.
In this step, the clearing that Application Function is determined via network opening functional entity (NEF) into step 5
System sends locking bank card request, and the keyword and message identification of transaction prompt information are carried in locking bank card request
And the phone number of the user.
Step 7, settlement system locks corresponding according to keyword, message identification and the phone number in locking bank card request
Bank card.
Specifically, settlement system is determining according to keyword, message identification and phone number and locks corresponding bank card
The subsequent combination Fig. 2 of specific implementation is described in detail again.
1-7 can be seen that in the present invention through the above steps, and user proposes transaction when identifying bank card business dealing exception
Show that information carries out the first operation, the terminal device of user obtains the keyword and message identification of transaction prompt information at this time, is connecing
When receiving the user operation instruction for indicating locking bank card, the application program mark of the application program of display transaction prompt information is determined
Know and transaction prompt information sender information, and to Application Function (AF) send locking bank card request, by AF according to
Sender information therein and application program identification determine settlement system, and send locking bank card request to settlement system, by
Settlement system locks corresponding bank card according to keyword therein, message identification and phone number；The present invention allows user
The operation of emergency lock bank card is easily initiated and completed, the risk of the stolen brush of bank card is reduced.
It should be noted that requesting (i.e. step in the locking bank card that Application Function receives terminal device transmission
4) after, Application Function according to locking bank card request in sender information and application program identification determine settlement system
(i.e. before step 5), Application Function can also request AUSF to carry out authentication to terminal device, and after being verified
Step 5 is executed, in this way, safety and reliability can be improved.
The step of locking corresponding bank card to settlement system below in conjunction with Fig. 2 is described in detail.As shown in Fig. 2, knot
The step of calculating system lock corresponding bank card include:
Step 21, corresponding transaction is determined according to keyword, message identification and the phone number in locking bank card request
Prompt information.
Specifically, settlement system is according to the phone number of user, the keyword of message identification and " tail number xxxx ", Ke Yijian
Rope goes out unique transaction prompt information.
Step 22, the corresponding bank card of transaction prompt information is determined according to transaction prompt information, and locks the bank card.
Specifically, Bank Account Number (i.e. bank of the settlement system according to transaction prompt information searching to the transaction prompt information
Card), which is locked, pause transaction.If settlement system is the transaction processing system of bank, it can directly freeze this
Bank card suspends the transaction carried out by this system if settlement system is the transaction processing system of Third-party payment platform.
Further, as shown in figure 3, settlement system according to locking bank card request in keyword, message identification and
Phone number lock corresponding bank card (i.e. after step 7), the method can with the following steps are included:
Step 8, settlement system sends the operating result of locking bank card to Application Function, so as to Application Function
Operating result is transmitted to terminal device.
In this step, settlement system sends locking bank card to Application Function by network opening functional entity
Operating result, and operating result is transmitted to terminal device by Application Function.
Preferably, operating result includes one of or any combination: receiving time, the lock of locking bank card request
Determine bank card operation end time, locking bank card whether successful result, the information of locked bank card, unlocking manner
Prompt information, for the identification code of inquiry operation detailed information.User can be according to the mark for inquiry operation detailed information
Code inquiry operation log recording, to check details of operation information.
Step 9, terminal device shows operating result.
Specifically, terminal device can show operating result by way of popping up prompt information.
It should be noted that in order to avoid terminal device by malicious attack or has suffered trojan horse and leads to the bank of user
Card maliciously locked, and user completely it is unwitting happen, can from settlement system directly to terminal device send grasp
Make as a result, can be convenient user can restore bank card in time to show operating result (i.e. pop-up prompt information) to user
Use.
Correspondingly, as shown in figure 3, in settlement system according to keyword, message identification and the hand in locking bank card request
The corresponding bank card of machine number locking (i.e. after step 7), the method also includes following steps:
Step 8 ', the operating result of locking bank card is sent to terminal device.
It should be noted that step 8 ' be step 8 alternative steps, that is to say, that step 8 ' and step 8 select an execution.
Step 9, terminal device shows operating result.
Based on the same technical idea, the embodiment of the present invention also provides a kind of terminal device, as shown in figure 4, the terminal is set
Standby may include: to obtain module 41, receiving module 42, determining module 43 and sending module 44.
It obtains module 41 to be used for, when detecting that user carries out the first operation to transaction prompt information, obtains the transaction
The keyword and message identification of prompt information, first operation is that the user identifies bank card business dealing exception when progress
's.
Receiving module 42 is used for, and receives the user operation instruction for indicating locking bank card.
Determining module 43 is used for, and determines the application program identification of the application program for showing the transaction prompt information and described
The sender information of transaction prompt information.
Sending module 44 is used for, and locking bank card request is sent to Application Function, so that the Application Function
Settlement system is determined according to sender information therein and application program identification, and sends locking bank card to the settlement system
Request, so that the settlement system locks corresponding bank card according to keyword therein, message identification and phone number, it is described
Phone number is the phone number of the user.
Further, the terminal device further includes display module 45, and receiving module 42 is also used to receive described using function
The operating result for the locking bank card that energy entity or the settlement system are sent.
Display module 45 is used for, and shows the operating result.
Preferably, it obtains module 42 to be used for, by showing that the interface of application program of the transaction prompt information obtains institute
State the message identification of transaction prompt information.
Based on the same technical idea, the embodiment of the present invention also provides a kind of settlement system, as shown in figure 5, the clearing system
System may include receiving module 51 and processing module 52, and receiving module 51 is used for, and receive the locking silver that Application Function is sent
Row card request；Wherein, it is described locking bank card request be terminal device receive for indicates lock bank card user's operation
Instruct and determine the application program identification of the application program of display transaction prompt information and the transmission of the transaction prompt information
The rear of person's information is sent to the Application Function, and according to sender information therein and is answered by the Application Function
It is sent after determining settlement system with program identification to the settlement system；The user operation instruction is the terminal device
User identify the first operation is carried out to the transaction prompt information when bank card business dealing exception after be sent to the terminal and set
Standby.
Processing module 52 is used for, and is locked according to keyword, message identification and the phone number in the locking bank card request
Fixed corresponding bank card；Wherein, the keyword and the message identification are the ends for the transaction prompt information
What end equipment was obtained when detecting user to the first operation of progress of transaction prompt information, the phone number is the user's
Phone number.
Preferably, processing module 52 is used for, according to keyword, message identification and the mobile phone in the locking bank card request
Number determines corresponding transaction prompt information；It determines the corresponding bank card of the transaction prompt information, and locks the bank card.
Further, the settlement system further includes sending module 52, and sending module 53 is used for, and Xiang Suoshu application function is real
Body sends the operating result of locking bank card, sets so that the operating result is transmitted to the terminal by the Application Function
It is standby, so that the terminal device shows the operating result；Alternatively, sending the operation knot of locking bank card to the terminal device
Fruit, so that the terminal device shows the operating result.
Based on the same technical idea, the embodiment of the present invention also provides a kind of Application Function, as shown in fig. 6, this is answered
It may include receiving module 61, processing module 62 and sending module 63 with functional entity, receiving module 61 is used for, and is received terminal and is set
The locking bank card request that preparation is sent, wherein the locking bank card request is that terminal device is received for indicating locking silver
The user operation instruction of row card and the application program identification and the transaction for determining to show the application program of transaction prompt information
It is sent after the sender information of prompt information, the user operation instruction is that the user of the terminal identifies that bank card is handed over
Easily send extremely and after being operated to transaction prompt information progress first.
Processing module 62 is used for, and determines corresponding settlement system according to application program identification and sender information.
Sending module 63 is used for, Xiang Suoshu settlement system send locking bank card request so that the settlement system according to
Keyword, message identification and phone number therein lock corresponding bank card, wherein the keyword and the message identification
It is for the transaction prompt information, is that the terminal device is detecting user to the first operation of transaction prompt information progress
When obtain, the phone number is the phone number of the user.
It is understood that the principle that embodiment of above is intended to be merely illustrative of the present and the exemplary implementation that uses
Mode, however the present invention is not limited thereto.For those skilled in the art, essence of the invention is not being departed from
In the case where mind and essence, various changes and modifications can be made therein, these variations and modifications are also considered as protection scope of the present invention.
Claims (14)
1. a kind of method of quick lock in bank card characterized by comprising
When detecting that user carries out the first operation to transaction prompt information, the keyword and letter of the transaction prompt information are obtained
Breath mark, first operation user carry out when identifying bank card business dealing exception；
The user operation instruction for indicating locking bank card is received, determines the application program for showing the transaction prompt information
The sender information of application program identification and the transaction prompt information；
Locking bank card request is sent to Application Function, so that the Application Function is according to sender information therein
Settlement system is determined with application program identification, and sends locking bank card request to the settlement system, so that the clearing are
System locks corresponding bank card according to keyword therein, message identification and phone number, and the phone number is the user
Phone number.
2. the method as described in claim 1, which is characterized in that request it sending locking bank card to Application Function
Afterwards, the method also includes:
The operating result of the locking bank card of the Application Function or settlement system transmission is received, and shows the behaviour
Make result.
3. method according to claim 1 or 2, which is characterized in that the message identification for obtaining the transaction prompt information,
Include:
By showing that the interface of the application program of the transaction prompt information obtains the message identification of the transaction prompt information.
4. a kind of method of quick lock in bank card characterized by comprising
Receive the locking bank card request that Application Function is sent；Wherein, the locking bank card request is that terminal device connects
It receives the user operation instruction for indicating locking bank card and determines the application of the application program of display transaction prompt information
The rear of the sender information of program identification and the transaction prompt information is sent to the Application Function, and by the application
Functional entity is determined to send to the settlement system after settlement system according to sender information therein and application program identification
's；The user operation instruction is that the user of the terminal device believes the transaction prompt when identifying bank card business dealing exception
Breath is sent to the terminal device after carrying out the first operation；
Corresponding bank card is locked according to keyword, message identification and the phone number in the locking bank card request；Wherein,
The keyword and the message identification are that the terminal device is detecting user couple for the transaction prompt information
It is obtained when the first operation of progress of transaction prompt information, the phone number is the phone number of the user.
5. method as claimed in claim 4, which is characterized in that the keyword according in the locking bank card request,
Message identification and phone number lock corresponding bank card, comprising:
Corresponding transaction prompt letter is determined according to keyword, message identification and the phone number in the locking bank card request
Breath；
It determines the corresponding bank card of the transaction prompt information, and locks the bank card.
6. method as described in claim 4 or 5, which is characterized in that according to it is described locking bank card request in keyword,
After message identification and phone number lock corresponding bank card, the method also includes:
The operating result of locking bank card is sent, to the Application Function so that the Application Function is by the operation
As a result it is transmitted to the terminal device, so that the terminal device shows the operating result；Alternatively,
The operating result of locking bank card is sent to the terminal device, so that the terminal device shows the operating result.
7. a kind of method of quick lock in bank card characterized by comprising
The locking bank card request that receiving terminal apparatus is sent, wherein the locking bank card request is that terminal device receives
For indicate locking bank card user operation instruction and determine display transaction prompt information application program application program
It is sent after the sender information of mark and the transaction prompt information, the user operation instruction is the user of the terminal
Identify what bank card business dealing was sent extremely and after operating to transaction prompt information progress first；
Corresponding settlement system is determined according to application program identification and sender information；
Locking bank card request is sent to the settlement system, so that the settlement system is according to keyword therein, information mark
Know and phone number locks corresponding bank card, wherein the keyword and the message identification are for the transaction prompt
Information, the terminal device is obtained when detecting that user carries out the first operation to transaction prompt information, the mobile phone
Number is the phone number of the user.
8. a kind of terminal device characterized by comprising obtain module, receiving module, determining module and sending module；
The acquisition module is used for, and when detecting that user carries out the first operation to transaction prompt information, is obtained the transaction and is mentioned
Show the keyword and message identification of information, first operation user carries out when identifying bank card business dealing exception；
The receiving module is used for, and receives the user operation instruction for indicating locking bank card；
The determining module is used for, and determines the application program identification and the friendship for showing the application program of the transaction prompt information
The sender information of easy prompt information；
The sending module is used for, and locking bank card request is sent to Application Function, so that the Application Function root
Settlement system is determined according to sender information therein and application program identification, and is sent locking bank card to the settlement system and asked
It asks, so that the settlement system locks corresponding bank card, the hand according to keyword therein, message identification and phone number
Machine number is the phone number of the user.
9. terminal device as claimed in claim 8, which is characterized in that further include display module, the receiving module is also used to
Receive the operating result of the locking bank card of the Application Function or settlement system transmission；
The display module is used for, and shows the operating result.
10. the terminal device as described in claim 9 or 10, which is characterized in that the acquisition module is used for, by described in display
The interface of the application program of transaction prompt information obtains the message identification of the transaction prompt information.
11. a kind of settlement system characterized by comprising receiving module and processing module, the receiving module are used for, and are received
The locking bank card request that Application Function is sent；Wherein, locking bank card request is that terminal device is received and is used for
It indicates the user operation instruction of locking bank card and determines the application program identification of the application program of display transaction prompt information
Rear with the sender information of the transaction prompt information is sent to the Application Function, and by the Application Function
It determines to send to the settlement system after settlement system according to sender information therein and application program identification；The use
Family operational order is to carry out the to the transaction prompt information when user of the terminal device identifies bank card business dealing exception
The terminal device is sent to after one operation；
The processing module is used for, and is locked according to keyword, message identification and the phone number in the locking bank card request
Corresponding bank card；Wherein, the keyword and the message identification are the terminals for the transaction prompt information
What equipment was obtained when detecting user to the first operation of progress of transaction prompt information, the phone number is the hand of the user
Machine number.
12. settlement system as claimed in claim 11, which is characterized in that the processing module is used for, according to the locking silver
Keyword, message identification and phone number in row card request determine corresponding transaction prompt information；Determine the transaction prompt
The corresponding bank card of information, and lock the bank card.
13. the settlement system as described in claim 11 or 12, which is characterized in that it further include sending module, the sending module
The operating result of locking bank card is sent, for, Xiang Suoshu Application Function so that the Application Function is by the behaviour
It is transmitted to the terminal device as result, so that the terminal device shows the operating result；Alternatively, to the terminal device
The operating result of locking bank card is sent, so that the terminal device shows the operating result.
14. a kind of Application Function, which is characterized in that including receiving module, processing module and sending module, the reception mould
Block is used for, the locking bank card request that receiving terminal apparatus is sent, wherein the locking bank card request is that terminal device receives
To for indicate locking bank card user operation instruction and determine display transaction prompt information application program application journey
It is sent after the sender information of sequence mark and the transaction prompt information, the user operation instruction is the use of the terminal
Identify what bank card business dealing was sent extremely and after operating to transaction prompt information progress first in family；
The processing module is used for, and determines corresponding settlement system according to application program identification and sender information；
The sending module is used for, and Xiang Suoshu settlement system sends locking bank card request, so that the settlement system is according to it
In keyword, message identification and phone number lock corresponding bank card, wherein the keyword and the message identification are
It is the terminal device when detecting that user carries out the first operation to transaction prompt information for the transaction prompt information
It obtains, the phone number is the phone number of the user.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910785611.4A CN110490587B (en) | 2019-08-23 | 2019-08-23 | Method and device for rapidly locking bank card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910785611.4A CN110490587B (en) | 2019-08-23 | 2019-08-23 | Method and device for rapidly locking bank card |
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| CN110490587A true CN110490587A (en) | 2019-11-22 |
| CN110490587B CN110490587B (en) | 2022-08-02 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910785611.4A Active CN110490587B (en) | 2019-08-23 | 2019-08-23 | Method and device for rapidly locking bank card |
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| CN110490587B (en) | 2022-08-02 |
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