CN110458595A - Rules process method, electronic device and the computer equipment of configurableization - Google Patents

Rules process method, electronic device and the computer equipment of configurableization Download PDF

Info

Publication number
CN110458595A
CN110458595A CN201910541194.9A CN201910541194A CN110458595A CN 110458595 A CN110458595 A CN 110458595A CN 201910541194 A CN201910541194 A CN 201910541194A CN 110458595 A CN110458595 A CN 110458595A
Authority
CN
China
Prior art keywords
rule
configuration
factor
rules
selection
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201910541194.9A
Other languages
Chinese (zh)
Inventor
袁康
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Ping An Puhui Enterprise Management Co Ltd
Original Assignee
Ping An Puhui Enterprise Management Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ping An Puhui Enterprise Management Co Ltd filed Critical Ping An Puhui Enterprise Management Co Ltd
Priority to CN201910541194.9A priority Critical patent/CN110458595A/en
Publication of CN110458595A publication Critical patent/CN110458595A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201Market modelling; Market analysis; Collecting market data
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof

Abstract

The invention discloses a kind of rules process methods of configurableization.Landing rules configure the page, create scorecard in the rule configuration page for client.It executes to choose and be operated with configuration, and when the selection is completed with configuration operation, the corresponding rule of the scorecard is saved in database to generate program language script.Calling rule engine parses described program language scripts, and the output scoring grading after having parsed.The rules process method and electronic device of configurableization provided by the invention flexible, rapid configuration business rule suitable for loan product risk control business personnel, realize that the scoring to client is graded.

Description

Rules process method, electronic device and the computer equipment of configurableization
Technical field
The present invention relates to the technical field of security protection more particularly to a kind of rules process methods of configurableization, electronics Device, computer equipment and storage medium.
Background technique
So-called customer risk scoring is exactly to use specific formula rule-based algorithm by regulation engine and according to customer information Calculate the score value for identifying customer risk rank, be widely applied in financial industry, such as bank card application, it is personal or Business loan examination & approval.The timeliness of risk management can be improved in the customer risk scoring of automation, it is ensured that the decision that scores it is consistent Property, manual intervention is reduced, and then realize operation flow automation, cut operating costs.Usual enterprise wishes that scoring can be with It according to circumstances adjusts at any time, including grading parameters, calculation formula, risks and assumptions etc..If using code means or database The mode of parameter list realizes scoring logic, and flexibility is generally unattainable the expectation of user.In addition, it is existing for rule Management realizes that business personnel is ignorant of grammer by hard coded, takes a long time and inflexible configuration rule is online.
Summary of the invention
In view of this, the present invention proposes a kind of rules process method of configurableization, it is suitable for loan product risk control Business personnel flexibly, rapid configuration business rule, realize and grade to the scoring of client.
To achieve the above object, the present invention proposes a kind of rules process method of configurableization, is applied in electronic device, The method includes the steps: the configuration information of user is received, so that user's landing rules configure the page;In the rule It configures in the page, the scorecard that ginseng creation creates the user is instructed and entered according to the creation of user input;Execute selection It is operated with configuration, is that the client chooses classification and the classification on the configuration page according to the selection of user instruction Under the factor, and several rules are configured to the factor;Judge the selection with configuration operation whether according to business demand It completes;If the selection is not yet completed with configuration operation, repeats the selection and operated with configuration;If described choose and match It sets operation to be completed, the corresponding rule of the scorecard is saved in database to generate program language script;And calling rule Engine parses described program language scripts, and the output scoring grading after having parsed.
Further, the regulation engine is called to parse described program language scripts from the parameter of itself, described in load The configuration of the factor obtains operation result according to the configuration and operator.
Further, according to client the characteristics of, several rule sets of execution of the regulation engine selectivity are called, and exported The scoring grading.
Further, the regulation engine reads the corresponding rule set for changing the scorecard in background data base, and executes Each rule in the rule set of the factor.
To achieve the above object, the present invention also proposes a kind of electronic device, including log-in module, creation module, choose with Configuration module, judgment module, preservation and generation module and execution and output module.The log-in module is for receiving matching for user Setting information, so that user's landing rules configure the page.The creation module is used for the root in the rule configuration page It is instructed according to the creation of user input and enters to join the scorecard for creating the user.The selection is with configuration module for executing Choose and operated with configuration, according to the selection of user instruction be client's selection classification on the configuration page with it is described The factor under classification, and several rules are configured to the factor.The judgment module, described in being judged according to business demand It chooses with whether configuration operation is completed.If the preservation is completed with generation module for the selection and configuration operation, will The corresponding rule of the scorecard is saved in database to generate program language script.The execution is with output module for calling Regulation engine parses described program language scripts, and the output scoring grading after having parsed.
Further, the execution calls the regulation engine to parse described program from the parameter of itself with output module Language scripts load the configuration of the factor, obtain operation result according to the configuration and operator.
Further, the characteristics of preservation and generation module are also according to client calls the regulation engine selectivity Several rule sets are executed, and export the scoring grading.
Further, the regulation engine reads the corresponding rule set for changing the scorecard in background data base, and executes Each rule in the rule set of the factor.
To achieve the above object, it the present invention also provides a kind of computer equipment, including memory, processor and is stored in On memory and the computer program that can run on the processor, the processor are realized when executing the computer program The step of rules process method of above-mentioned configurableization.
To achieve the above object, the present invention also provides computer readable storage mediums, are stored thereon with computer program, institute The step of stating the rules process method that above-mentioned configurableization is realized when computer program is executed by processor.
Compared to the prior art, the rules process method of configurableization of the present invention keeps rule configurable, can choose because Son configures different rules to each factor, and rear end regulation engine is executed according to newest rule, and regulation engine is using in incognito Business framework, is convenient for horizontal extension, and performance can be good.
Detailed description of the invention
Fig. 1 system shows the hardware structure schematic diagram of the electronic device of the embodiment of the present invention;
Fig. 2 system shows the functional block diagram of the electronic device of the embodiment of the present invention;And
Fig. 3 system shows the step flow chart of the rules process method of configurableization of the embodiment of the present invention.
Appended drawing reference:
Electronic device 10
Memory 110
Processor 120
The general computing system of configurableization 130
Log-in module 210
Creation module 220
Selection and configuration module 230
Judgment module 240
Preservation and generation module 250
Execution and output module 260
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right The present invention is further elaborated.It should be appreciated that described herein, specific examples are only used to explain the present invention, not For limiting the present invention.Based on the embodiments of the present invention, those of ordinary skill in the art are not before making creative work Every other embodiment obtained is put, shall fall within the protection scope of the present invention.
It should be noted that the description for being related to " first ", " second " etc. in the present invention is used for description purposes only, and cannot It is interpreted as its relative importance of indication or suggestion or implicitly indicates the quantity of indicated technical characteristic.Define as a result, " the One ", the feature of " second " can explicitly or implicitly include at least one described feature.In addition, between each embodiment Technical solution can be combined with each other, but must based on can be realized by those of ordinary skill in the art, work as technical solution Combination there is conflicting or cannot achieve when and will be understood that the combination of this technical solution is not present, also do not wanted in the present invention Within the protection scope asked.
Fig. 1 system shows the hardware structure schematic diagram of the electronic device of the embodiment of the present invention.Electronic device 10, but not only limit In the general computing system of connection memory 110, processor 120 and configurableization can be in communication with each other by system bus 130, Fig. 1 illustrate only the electronic device 10 with component 110-130, it should be understood that being not required for implementing all show Component out, the implementation that can be substituted is more or less component.
The memory 110 include at least a type of readable storage medium storing program for executing, the readable storage medium storing program for executing include flash memory, Hard disk, multimedia card, card-type memory (for example, SD or DX memory etc.), random access storage device (RAM), static random are visited It asks memory (SRAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), may be programmed read-only deposit Reservoir (PROM), magnetic storage, disk, CD etc..In some embodiments, the memory 110 can be the electronics The internal storage unit of device 10, such as the hard disk or memory of the electronic device 10.In further embodiments, the storage Device is also possible to the External memory equipment of the electronic device 10, such as the plug-in type hard disk being equipped on the electronic device 10, Intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card) etc..Certainly, the memory 110 can also both including the electronic device 100 internal storage unit and also including outside it Portion stores equipment.In the present embodiment, the memory 110 is installed on the operating system of the electronic device 10 commonly used in storage With types of applications software, such as configurableization general computing system 130 program code etc..In addition, the memory 110 is also It can be used for temporarily storing the Various types of data that has exported or will export.
The processor 120 can be in some embodiments central processing unit (Central Processing Unit, CPU), controller, microcontroller, microprocessor or other data processing chips.The processor 120 is commonly used in control institute State the overall operation of electronic device 10.In the present embodiment, the processor 120 is used to run to store in the memory 110 Program code or processing data, for example, the general computing system 130 etc. of operation configurableization.
Fig. 2 system shows the functional block diagram of the electronic device of the embodiment of the present invention.The electronic device 10 of the embodiment of the present invention Including log-in module 210, creation module 220, choose with configuration module 230, judgment module 240, save with generation module 250 and It executes and output module 260.
Log-in module 210 receives the configuration information of user, such as user's name and password, so that user's landing rules Configure the page.
Creation module 220 according to the creation instruction of user input and enters ginseng in the rule configuration page for visitor Family creates a scorecard, and the scorecard is also known as credit scoring card.
The creation of credit scoring card includes at least following steps: the use purpose of clear model;Data collection and sample The design;The tool of credit scoring model is established in selection;The verifying and inspection of model;And select critical score value and artificial correction.
Credit scoring card, which is one, by personal data tries that its loan repayment capacity and refund wish is quantitatively evaluated System.In consumer finance industry, there are mainly three types of (A card, B card, C cards) for credit scoring card:
A card: application scorecard before stressing loan, in the Customer Acquisition phase, establishes credit scoring, prediction client brings separated The about probability size of risk;
B card: behavior scoring card stresses in loan, applies for process phase in client, establishes application risk score model, prediction visitor The risk probability that promise breaking is in arrears in the regular period after family is opened an account, effectively eliminates the Shen of credit bad client and non-targeted client Please;
C card: collection scorecard after stressing loan, in the account management phase, establishes collection Rating Model, predicts overdue account The probability of collection strategy reaction, to take corresponding collection measure.
Briefly, scorecard predicts the quality of client with credit score, when determining client is one " good person ", visitor Family can enjoy the credit service of bank or financing corporation or service is borrowed in consumption.On the configuration page, input Then the name of scorecard starts configuration rule one by one, after all rules configure, the scorecard is created that completion.It comments The rule configuration of card is divided not only to support common operator, also support custom formula.
It chooses to execute to choose with configuration module 230 and be operated with configuration, instructed according to the selection of the user in the configuration It is that the client chooses a classification on the page, a factor is chosen under the classification, several rules and regulations is configured to the factor Then, such as factor value is in some section, and score is that the how many or described factor is equal to some value, and score is how many.
The classification refers to the affiliated of data, as reference is reported.The factor refers to the variable of composition rule, such as age, gender. The embodiment of the present invention provides the platform that a rule configuration executes, and from the point of view of more existing technology, rule configuration is versatile and flexible, supports Custom formula.
It is described below how configuration rule.For example, to configure a rule, " age is more than or equal to 10 and less than 30, score 5 ", the user clicks button " addition rule " on the configuration page;An input frame is popped up, selects left operator " big In being equal to ", input lvalue " 10 ", select right operation symbol " being less than ", input r value " 30 ", input score " 5 ", this rule just by Device has configured.It is exemplified by Table 1 and illustrates to configure a plurality of rule, according to above-mentioned configuration mode, can produce three a plurality of rules, wrap Include that " age less than 18, score 0 ", " age is more than or equal to 18 and less than 50, score 10 " and " age is greater than 50, score 5 ".
Table 1
The factor Left operator Lvalue Right operation symbol R value Score
Age < 18 0
Age 18 < 50 10
Age 50 5
Several rules can form a rule set, and every rule is made of the operator between several factors and the factor.Cause Son is divided into character string, numerical value, enumeration type etc..Operator supports common arithmetical operation, such as larger than, be less than, be equal to, adding, subtracting, Multiplication and division, modulus, complementation etc..Rule can use the expression of JSON (JavaScript Object Notation) format, following institute Show:
Serial operation and parallel operation are supported between rule.Regular serial operation refers to: several rule ordering operations, if any rule Then rule_1 ..., rule_n, the operation of these rule orderings, after rule_1 has been executed, rule_2 is executed ..., is finally executed rule_n.Regular parallel operation refers to: several rules while running, such as regular rule_1 ..., rule_n, rule_1 execution Rule_n is also being executed simultaneously.
Judgment module 240 judges whether the selection is completed with configuration operation according to business demand, i.e., the described client needs All whether selection is over the classification wanted.If also non-selected complete, choose and repeat selection and configuration behaviour with configuration module 230 Make, until required classification has all selected.The business demand herein referred to includes loan interest rate, loan limit, installment reimbursement issue Etc..
When classification selected and it is regular all configuration complete when, then terminate it is described selection with configuration operate, save and generation module The corresponding rule of the scorecard is saved in oracle database to generate program language script (SQL script), wherein often by 250 Several records of the corresponding Oracle of the rule of a factor.
It executes with 260 calling rule engine of output module to execute the corresponding rule of the scorecard, and exports scoring and comment Grade.
Regulation engine reads the corresponding rule set for changing the scorecard in background data base, and executes the rule of each factor The each rule then concentrated.The regulation engine parses SQL script first from the parameter of itself and (parses every rule The factor), the configuration of each factor is loaded, is obtained according to condition and operator as a result, finally exporting result.According to the spy of client Point, several rule sets of selective execution, output scoring grading.
The parameter refer to the regulation engine enter ginseng, be the JSON character that called side is transmitted to the regulation engine.Item Part is the configuration of every rule, and for this rule, age < 18, ageScore=0, age < 18 are exactly condition.The characteristics of client It is that the client classifies according to qualification, is divided into different objective groups, different visitor groups executes different rules.The configuration of the factor is It shows the factor and configures some rules, different scores are had according to value interval.If age is the factor, ageScore is the factor Score, as follows:
Age < 18, ageScore=0;
18≤age < 50, ageScore=10;
Age >=50, ageScore=5.
Every rule loads one from database by operator, operation configuration, the factor, the composition such as target data, regulation engine Set of strategies includes many rules in set of strategies.For a wherein rule, obtained from entering to join according to the factor in rule first Corresponding value is taken, as the ginseng that enters of operator, operator carries out operation, export the operation of the rule according to ginseng, operation configuration is entered As a result.After rule all in set of strategies has been run, scoring two fields of grading will be exported.
The calculated result of the factor, with the presentation of JSON format, such as: age is the factor, and the calculated result of age=29, age are AgeScore, ageScore=5 ":
Fig. 3 system shows the step flow chart of the rules process method of configurableization of the embodiment of the present invention.
Step 301, the configuration information of user is received, the user's name and password of such as input, so that the user logs in The rule configuration page.
Step 302, in the rule configuration page, instructing according to the creation of user input and enter ginseng is that client creates A scorecard is built, the scorecard is also known as credit scoring card.
The creation of credit scoring card includes at least following steps: the use purpose of clear model;Data collection and sample The design;The tool of credit scoring model is established in selection;The verifying and inspection of model;And select critical score value and artificial correction.
Credit scoring card, which is one, by personal data tries that its loan repayment capacity and refund wish is quantitatively evaluated System.In consumer finance industry, there are mainly three types of (A card, B card, C cards) for credit scoring card:
A card: application scorecard before stressing loan, in the Customer Acquisition phase, establishes credit scoring, prediction client brings separated The about probability size of risk;
B card: behavior scoring card stresses in loan, applies for process phase in client, establishes application risk score model, prediction visitor The risk probability that promise breaking is in arrears in the regular period after family is opened an account, effectively eliminates the Shen of credit bad client and non-targeted client Please;
C card: collection scorecard after stressing loan, in the account management phase, establishes collection Rating Model, predicts overdue account The probability of collection strategy reaction, to take corresponding collection measure.
Briefly, scorecard predicts the quality of client with credit score, when determining client is one " good person ", visitor Family can enjoy the credit service of bank or financing corporation or service is borrowed in consumption.On the configuration page, input Then the name of scorecard starts configuration rule one by one, after all rules configure, the scorecard is created that completion.It comments The rule configuration of card is divided not only to support common operator, also support custom formula.
Step 303, it executes to choose and be operated with configuration, be institute on the configuration page according to the selection of user instruction State client and choose a classification, a factor is chosen under the classification, several rules are configured to the factor, it is such as described because Sub- value is in some section, and score is that the how many or described factor is equal to some value, and score is how many.
The classification refers to the affiliated of data, as reference is reported.The factor refers to the variable of composition rule, such as age, gender. The embodiment of the present invention provides the platform that a rule configuration executes, and from the point of view of more existing technology, rule configuration is versatile and flexible, supports Custom formula.
It is described below how configuration rule.For example, to configure a rule, " age is more than or equal to 10 and less than 30, score 5 ", the user clicks button " addition rule " on the configuration page;An input frame is popped up, selects left operator " big In being equal to ", input lvalue " 10 ", select right operation symbol " being less than ", input r value " 30 ", input score " 5 ", this rule just by Device has configured.It is exemplified by Table 1 and illustrates to configure a plurality of rule, according to above-mentioned configuration mode, can produce three a plurality of rules, wrap Include that " age less than 18, score 0 ", " age is more than or equal to 18 and less than 50, score 10 " and " age is greater than 50, score 5 ".
Table 1
The factor Left operator Lvalue Right operation symbol R value Score
Age < 18 0
Age 18 < 50 10
Age 50 5
Several rules can form a rule set, and every rule is made of the operator between several factors and the factor.Cause Son is divided into character string, numerical value, enumeration type etc..Operator supports common arithmetical operation, such as larger than, be less than, be equal to, adding, subtracting, Multiplication and division, modulus, complementation etc..Rule can use the expression of JSON (JavaScript Object Notation) format, following institute Show:
Serial operation and parallel operation are supported between rule.Regular serial operation refers to: several rule ordering operations, if any rule Then rule_1 ..., rule_n, the operation of these rule orderings, after rule_1 has been executed, rule_2 is executed ..., is finally executed rule_n.Regular parallel operation refers to: several rules while running, such as regular rule_1 ..., rule_n, rule_1 execution Rule_n is also being executed simultaneously.
Step 304, judge whether the selection is completed with configuration operation according to business demand, i.e., what the described client needed All whether selection is over classification.If also non-selected complete, repeatedly step 303, until required classification has all selected.It herein refers to Business demand includes loan interest rate, loan limit, installment reimbursement issue etc..
Step 305, when classification has been selected and regular all configurations completion, then terminate the selection and configuration operation to complete to advise It then configures, and the corresponding rule of the scorecard is saved in oracle database to generate SQL script, wherein each factor Several records of the corresponding Oracle of rule.
Step 306, calling rule engine is to execute the corresponding rule of the scorecard, and exports scoring grading.
Regulation engine reads the corresponding rule set for changing the scorecard in background data base, and executes the rule of each factor The each rule then concentrated.The regulation engine parses SQL script first from the parameter of itself and (parses every rule The factor), the configuration of each factor is loaded, is obtained according to condition and operator as a result, finally exporting result.According to the spy of client Point, several rule sets of selective execution, output scoring grading.
The parameter refer to the regulation engine enter ginseng, be the JSON character that called side is transmitted to the regulation engine.Item Part is the configuration of every rule, and for this rule, age < 18, ageScore=0, age < 18 are exactly condition.The characteristics of client It is that the client classifies according to qualification, is divided into different objective groups, different visitor groups executes different rules.The configuration of the factor is It shows the factor and configures some rules, different scores are had according to value interval.If age is the factor, ageScore is the factor Score, as follows:
Age < 18, ageScore=0;
18≤age < 50, ageScore=10;
Age >=50, ageScore=5.
Every rule loads one from database by operator, operation configuration, the factor, the composition such as target data, regulation engine Set of strategies includes many rules in set of strategies.For a wherein rule, obtained from entering to join according to the factor in rule first Corresponding value is taken, as the ginseng that enters of operator, operator carries out operation, export the operation of the rule according to ginseng, operation configuration is entered As a result.After rule all in set of strategies has been run, scoring two fields of grading will be exported.
The calculated result of the factor, with the presentation of JSON format, such as: age is the factor, and the calculated result of age=29, age are AgeScore, ageScore=5 ":
The regulation engine of configurableization of the present invention flexible, rapid configuration suitable for loan product risk control business personnel Business rule realizes that the scoring to client is graded.In addition, rule is configurable, the factor can choose, each factor is configured different Rule;Rule can Quick thread, business personnel can update rule, and rear end regulation engine is executed according to newest rule;With And regulation engine uses micro services framework, is convenient for horizontal extension, performance can be good.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, can be understood that above-described embodiment method can add by software must The mode of the general hardware platform needed is realized, naturally it is also possible to which by hardware, but in many cases, the former is more preferably to implement Mode.Based on this understanding, substantially the part that contributes to existing technology can be in other words for technical solution of the present invention Be expressed in the form of software products, the computer software product be stored in a storage medium (such as ROM/RAM, magnetic disk, CD) in, including some instructions are used so that terminal device (it can be mobile phone, computer, server, air conditioner, or Network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills Art field, is included within the scope of the present invention.

Claims (10)

1. a kind of rules process method of configurableization is applied in electronic device, which is characterized in that the method includes steps It is rapid:
The configuration information of user is received, so that user's landing rules configure the page;
In the rule configuration page, the creation instruction inputted according to the user and the scoring for entering the ginseng creation user Card;
It executes to choose and be operated with configuration, be that the client chooses class on the configuration page according to the selection of user instruction Not with the factor under the classification, and several rules are configured to the factor;
Judge whether the selection is completed with configuration operation according to business demand;
If the selection is not yet completed with configuration operation, repeats the selection and operated with configuration;
If the selection is completed with configuration operation, the corresponding rule of the scorecard is saved in database to generate program word Say script;And
Calling rule engine parses described program language scripts, and the output scoring grading after having parsed.
2. the rules process method of configurableization as described in claim 1, which is characterized in that the method also includes steps:
It calls the regulation engine to parse described program language scripts from the parameter of itself, loads the configuration of the factor, root Operation result is obtained according to the configuration and operator.
3. the rules process method of configurableization as claimed in claim 2, which is characterized in that the method also includes steps:
The characteristics of according to client, several rule sets of execution of the regulation engine selectivity are called, and exports the scoring grading.
4. the rules process method of configurableization as described in claim 1, which is characterized in that the method also includes steps:
The regulation engine reads the corresponding rule set for changing the scorecard in background data base, and executes the rule of the factor The each rule concentrated.
5. a kind of electronic device characterized by comprising
Log-in module, for receiving the configuration information of user, so that user's landing rules configure the page;
Creation module, the creation for being inputted in the rule configuration page according to the user instruct and enter described in ginseng creation The scorecard of user;
Selection and configuration module are operated for executing to choose and configure, are instructed according to the selection of the user in the configuration page It is that the client chooses classification and the factor under the classification, and configures several rules to the factor on face;
Judgment module, for judging whether the selection is completed with configuration operation according to business demand;
It saves and generation module saves the corresponding rule of the scorecard if being completed for the selection and configuration operation To database to generate program language script;And
Execution and output module parse described program language scripts for calling rule engine, and output is scored after parsing Grading.
6. electronic device as claimed in claim 5, which is characterized in that the execution calls the regulation engine with output module Described program language scripts are parsed from the parameter of itself, load the configuration of the factor, are obtained according to the configuration and operator Obtain operation result.
7. electronic device as claimed in claim 6, which is characterized in that the spy of the preservation and generation module also according to client Point, calls several rule sets of execution of the regulation engine selectivity, and exports the scoring grading.
8. electronic device as claimed in claim 5, which is characterized in that the regulation engine reads correspondence in background data base and changes The rule set of the scorecard, and execute each rule in the rule set of the factor.
9. a kind of computer equipment, can run on a memory and on a processor including memory, processor and storage Computer program, which is characterized in that the processor realized when executing the computer program any one of Claims 1-4 it The step of rules process method of configurableization.
10. a kind of computer readable storage medium, is stored thereon with computer program, it is characterised in that: the computer program The step of rules process method of configurableization of any one of Claims 1-4 is realized when being executed by processor.
CN201910541194.9A 2019-06-21 2019-06-21 Rules process method, electronic device and the computer equipment of configurableization Pending CN110458595A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201910541194.9A CN110458595A (en) 2019-06-21 2019-06-21 Rules process method, electronic device and the computer equipment of configurableization

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201910541194.9A CN110458595A (en) 2019-06-21 2019-06-21 Rules process method, electronic device and the computer equipment of configurableization

Publications (1)

Publication Number Publication Date
CN110458595A true CN110458595A (en) 2019-11-15

Family

ID=68480690

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201910541194.9A Pending CN110458595A (en) 2019-06-21 2019-06-21 Rules process method, electronic device and the computer equipment of configurableization

Country Status (1)

Country Link
CN (1) CN110458595A (en)

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111080441A (en) * 2019-12-20 2020-04-28 四川新网银行股份有限公司 Method for judging negative information of bank user after loan
CN111813462A (en) * 2020-07-13 2020-10-23 北京思特奇信息技术股份有限公司 Method and system for configuring beautiful number rule and electronic equipment
CN111832661A (en) * 2020-07-28 2020-10-27 平安国际融资租赁有限公司 Classification model construction method and device, computer equipment and readable storage medium
CN111949829A (en) * 2020-09-01 2020-11-17 辽宁振兴银行股份有限公司 XML (extensive markup language) analysis and wind control variable generation method
CN112258311A (en) * 2020-10-13 2021-01-22 北京神州数字科技有限公司 Configuration method and configuration device for collection-hastening policy rules
CN112379872A (en) * 2020-11-05 2021-02-19 上海汇付数据服务有限公司 Rule engine system
CN112580980A (en) * 2020-12-18 2021-03-30 中国人寿保险股份有限公司 Service processing method and device and electronic equipment
CN113515923A (en) * 2021-09-14 2021-10-19 浙江省金融综合服务平台管理有限公司 Index processing implementation method applied to decision engine

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106530076A (en) * 2016-11-10 2017-03-22 四川享宇金信金融服务外包有限公司 Credit scoring method and device
CN107122220A (en) * 2017-04-12 2017-09-01 上海前隆金融信息服务有限公司 Construction method/system, business management method/system and the equipment of regulation engine
CN107330670A (en) * 2017-06-29 2017-11-07 喀什博雅成信网络科技有限公司 One kind automation loan approval system and method
CN108198081A (en) * 2017-12-29 2018-06-22 上海栈略数据技术有限公司 A kind of configurable insurance air control rule engine system and flow and method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106530076A (en) * 2016-11-10 2017-03-22 四川享宇金信金融服务外包有限公司 Credit scoring method and device
CN107122220A (en) * 2017-04-12 2017-09-01 上海前隆金融信息服务有限公司 Construction method/system, business management method/system and the equipment of regulation engine
CN107330670A (en) * 2017-06-29 2017-11-07 喀什博雅成信网络科技有限公司 One kind automation loan approval system and method
CN108198081A (en) * 2017-12-29 2018-06-22 上海栈略数据技术有限公司 A kind of configurable insurance air control rule engine system and flow and method

Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111080441A (en) * 2019-12-20 2020-04-28 四川新网银行股份有限公司 Method for judging negative information of bank user after loan
CN111080441B (en) * 2019-12-20 2023-04-18 四川新网银行股份有限公司 Method for judging negative information of bank user after loan
CN111813462A (en) * 2020-07-13 2020-10-23 北京思特奇信息技术股份有限公司 Method and system for configuring beautiful number rule and electronic equipment
CN111832661A (en) * 2020-07-28 2020-10-27 平安国际融资租赁有限公司 Classification model construction method and device, computer equipment and readable storage medium
CN111832661B (en) * 2020-07-28 2024-04-02 平安国际融资租赁有限公司 Classification model construction method, device, computer equipment and readable storage medium
CN111949829A (en) * 2020-09-01 2020-11-17 辽宁振兴银行股份有限公司 XML (extensive markup language) analysis and wind control variable generation method
CN112258311A (en) * 2020-10-13 2021-01-22 北京神州数字科技有限公司 Configuration method and configuration device for collection-hastening policy rules
CN112379872A (en) * 2020-11-05 2021-02-19 上海汇付数据服务有限公司 Rule engine system
CN112580980A (en) * 2020-12-18 2021-03-30 中国人寿保险股份有限公司 Service processing method and device and electronic equipment
CN113515923A (en) * 2021-09-14 2021-10-19 浙江省金融综合服务平台管理有限公司 Index processing implementation method applied to decision engine

Similar Documents

Publication Publication Date Title
CN110458595A (en) Rules process method, electronic device and the computer equipment of configurableization
US10943186B2 (en) Machine learning model training method and device, and electronic device
US9037549B2 (en) System and method for testing data at a data warehouse
US20120278217A1 (en) Systems and methods for improving prediction of future credit risk performances
US8630917B2 (en) Arrangement for guiding user design of comprehensive product solution using on-the-fly data validation
US20200302346A1 (en) Data source-based service customizing device, method and system, and storage medium
CN110162566A (en) Association analysis method, device, computer equipment and the storage medium of business datum
CN109918499A (en) A kind of file classification method, device, computer equipment and storage medium
CN110503564A (en) Save case processing method, system, equipment and storage medium from damage based on big data
CN109814856A (en) Data entry method, device, terminal and computer readable storage medium
CN105719112A (en) Determination method and device for distribution abnormal state, and server
CN107862425A (en) Air control collecting method, equipment, system and readable storage medium storing program for executing
CN111124917A (en) Public test case management and control method, device, equipment and storage medium
CN116090867A (en) Index rule generation method and device, electronic equipment and storage medium
US11037230B2 (en) Online universal credit application
CN112667612A (en) Data quality checking method and device, electronic equipment and storage medium
CN112464317A (en) Drawing modification method, product management system and computer storage medium
CN113129108B (en) Product recommendation method and device based on Double DQN algorithm
CN114511314A (en) Payment account management method and device, computer equipment and storage medium
CN114638503A (en) Asset risk pressure testing method, device, equipment and storage medium
CN110377269B (en) Service approval system collocation method, device and storage medium
CN112348403A (en) Wind control model construction method and device and electronic equipment
CN113436023A (en) Financial product recommendation method and device based on block chain
CN113590681A (en) Service recommendation processing method and service recommendation server based on internet finance
CN111401395A (en) Data processing method, terminal equipment and storage medium

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination