CN110457563A - Acquiring product parameters method and Related product - Google Patents
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Abstract
The embodiment of the present application provides a kind of acquiring product parameters method and Related product, wherein acquiring product parameters method includes: the acquiring product parameters request for receiving user terminal and sending, and the acquiring product parameters request carries initial product information；The acquiring product parameters request is parsed, the initial product information is obtained；Target rate information is determined according to the initial product information；From preset product parameters configuration template, product parameters source-information corresponding with the target rate information is determined；According to the product parameters source-information, target product parameter corresponding with the target rate information is extracted from database；The user terminal is sent by the target product parameter, therefore, is able to ascend efficiency when acquiring product parameters.
Description
Technical field
This application involves technical field of data processing, and in particular to a kind of acquiring product parameters method and Related product.
Background technique
With the rapid development of Internet, the total data of the various products information of enterprise also more and more relies on internet
Technology.Data are stored by devices such as servers, the data of needs are obtained by way of inquiry.Existing product stream
Journey uses rate information field scape, is related to rate in product treatment mode and calculates, etc. links.Client selects different products, needs
The product parameters to be obtained can be different.In existing scheme, different product parameters need to extract by different modes,
Cause the efficiency in acquiring product parameters lower.
Summary of the invention
The embodiment of the present application provides a kind of acquiring product parameters method and Related product, when being able to ascend acquiring product parameters
Efficiency.
The first aspect of the embodiment of the present application provides a kind of acquiring product parameters method, this method comprises:
The acquiring product parameters request that user terminal is sent is received, the acquiring product parameters request carries initial product letter
Breath；
The acquiring product parameters request is parsed, the initial product information is obtained；
Target rate information is determined according to the initial product information；
From preset product parameters configuration template, determine that product parameters corresponding with the target rate information come
Source information；
According to the product parameters source-information, target corresponding with the target rate information is extracted from database
Product parameters；
The user terminal is sent by the target product parameter.
The second aspect of the embodiment of the present application provides a kind of acquiring product parameters device, the device include receiving unit,
Resolution unit, the first determination unit, the second determination unit, extraction unit and transmission unit, wherein
The receiving unit, for receiving the acquiring product parameters request of user terminal transmission, the acquiring product parameters
Request carries initial product information；
The resolution unit obtains the initial product information for parsing the acquiring product parameters request；
First determination unit, for determining target rate information according to the initial product information；
Second determination unit, for determining and the target rate from preset product parameters configuration template
The corresponding product parameters source-information of information；
The extraction unit, for extracting from database and taking with the target according to the product parameters source-information
The corresponding target product parameter of rate information；
The transmission unit, for sending the user terminal for the target product parameter.
The third aspect of the embodiment of the present application provides a kind of terminal, including processor, input equipment, output equipment and storage
Device, the processor, input equipment, output equipment and memory are connected with each other, wherein the memory is for storing computer
Program, the computer program include program instruction, and the processor is configured for calling described program instruction, are executed such as this
Apply for the step instruction in embodiment first aspect.
The fourth aspect of the embodiment of the present application provides a kind of computer readable storage medium, wherein above-mentioned computer can
Read the computer program that storage medium storage is used for electronic data interchange, wherein above-mentioned computer program executes computer
The step some or all of as described in the embodiment of the present application first aspect.
5th aspect of the embodiment of the present application provides a kind of computer program product, wherein above-mentioned computer program produces
Product include the non-transient computer readable storage medium for storing computer program, and above-mentioned computer program is operable to make to count
Calculation machine executes the step some or all of as described in the embodiment of the present application first aspect.The computer program product can be
One software installation packet.
Implement the embodiment of the present application, at least has the following beneficial effects:
In the embodiment of the present application, requested by receiving the acquiring product parameters that user terminal is sent, the product parameters obtain
It takes request to carry initial product information, parses the acquiring product parameters request, the initial product information is obtained, according to described
Initial product information determines target rate information, from preset product parameters configuration template, determines and the target expense
The corresponding product parameters source-information of rate information, according to the product parameters source-information, extracted from database with it is described
The target product parameter is sent the user terminal by the corresponding target product parameter of target rate information, relative to
In existing scheme, different product parameters need to extract using different extracting methods, only with identical method in number
Product parameters are extracted according in library, efficiency when acquiring product parameters can be promoted to a certain extent.
Detailed description of the invention
In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of application for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.
Fig. 1 provides a kind of interaction schematic diagram of acquiring product parameters method for the embodiment of the present application；
Fig. 2 provides a kind of flow diagram of acquiring product parameters method for the embodiment of the present application；
Fig. 3 provides the flow diagram of another acquiring product parameters method for the embodiment of the present application；
Fig. 4 provides the flow diagram of another acquiring product parameters method for the embodiment of the present application；
Fig. 5 provides the flow diagram of another acquiring product parameters method for the embodiment of the present application；
Fig. 6 is a kind of structural schematic diagram of terminal provided by the embodiments of the present application；
Fig. 7 provides a kind of structural schematic diagram of acquiring product parameters device for the embodiment of the present application.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, technical solutions in the embodiments of the present application carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of embodiments of the present application, instead of all the embodiments.It is based on
Embodiment in the application, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall in the protection scope of this application.
The description and claims of this application and term " first " in above-mentioned attached drawing, " second " etc. are for distinguishing
Different objects, are not use to describe a particular order.In addition, term " includes " and " having " and their any deformations, it is intended that
It is to cover and non-exclusive includes.Such as the process, method, system, product or equipment for containing a series of steps or units do not have
It is defined in listed step or unit, but optionally further comprising the step of not listing or unit, or optionally also wrap
Include other step or units intrinsic for these process, methods, product or equipment.
" embodiment " mentioned in this application is it is meant that a particular feature, structure, or characteristic described can be in conjunction with the embodiments
Included at least one embodiment of the application.The phrase, which occurs, in each position in the description might not each mean phase
Same embodiment, nor the independent or alternative embodiment with other embodiments mutual exclusion.Those skilled in the art are explicitly
Implicitly understand, embodiments described herein can be combined with other embodiments.
User terminal involved by the embodiment of the present application may include the various handheld devices with wireless communication function,
Mobile unit, wearable device calculate equipment or are connected to other processing equipments and various forms of radio modem
User equipment (user equipment, UE), mobile station (mobile station, MS), terminal device (terminal
Device) etc..For convenience of description, apparatus mentioned above is referred to as electronic device.
In order to better understand a kind of product parameters method provided by the embodiments of the present application, below to acquiring product parameters side
Method is briefly introduced.The interaction for providing a kind of acquiring product parameters method as shown in FIG. 1, FIG. 1 is the embodiment of the present application is shown
It is intended to.Specific as follows as shown in Figure 1, acquiring product parameters method includes step 101-105: 101, user terminal is to server
Acquiring product parameters request is sent, acquiring product parameters request carries initial product information；102, server receives user terminal
The acquiring product parameters of transmission are requested, and go out initial product information from acquiring product parameters request analysis, and server is according to initial
Product information determines target rate information, target rate information can include: charge-collector, rate item, toll-ratio, floating
Rate etc., wherein escalation rate can be understood as the adjustable range of rate；103, server configures mould from preset product parameters
In plate, product parameters source-information corresponding with target rate information, product parameters source-information can include: data are determined
Library table, external interface, caching reading etc.；104, server is according to product parameters source-information, extraction and target from database
The corresponding target product parameter of rate information；105, target product parameter is sent user terminal by server, therefore, different
Product parameters need to extract using different extracting methods, only with identical method in the database to product parameters
It extracts, efficiency when acquiring product parameters can be promoted to a certain extent.
Referring to Fig. 2, Fig. 2 provides a kind of flow diagram of acquiring product parameters method for the embodiment of the present application.Such as
Shown in Fig. 2, rate parameter acquisition methods include step 201-205, specific as follows:
201, the acquiring product parameters request that user terminal is sent is received, the acquiring product parameters request carries initial produce
Product information.
Optionally, product information can be understood as the description information that loan product is described, for example, loan product
Amount of the loan description information, loan time limit description information, mode of repayment description information etc..
202, the acquiring product parameters request is parsed, the initial product information is obtained.
Wherein, when the request of parsing acquiring product parameters, can from the payload field of acquisition request to initial product information into
Row extracts.
203, target rate information is determined according to the initial product information.
Optionally, target rate information may include charge-collector, rate item, toll-ratio, escalation rate etc..A kind of possibility
The method that target rate information is determined according to loan product information include step A1-A2, it is specific as follows:
Stop words in A1, the deletion initial product information, obtain reference product information；
Optionally, stop words for example can be with are as follows: " ", " ", " ", " ", " ", "and", " just ", " all ", " very ",
" its " etc..A kind of possible method for obtaining reference product information are as follows: Text region is carried out to initial product information, by what is recognized
Stop words in text are deleted, and will be deleted the text of stop words, are combined, obtain according to the sequence in initial product information
To reference product information.Such as product information are as follows: the EFG of the C and D of AB, then, and reference product information are as follows: ABCDEFG, wherein A,
B, C, D, E, F, G respectively represent different words, phrase etc..
A2, since the first character of the reference product information, according to preset maximum segmentation methods, carry out at participle
Reason, obtains at least one target phrase；
Wherein, the first character of reference product information can be understood as the of the first row of the first segment of reference product information
One word.
Optionally, a kind of possible maximum segmentation methods are as follows: long phrase is preferentially cut, such as: simultaneously comprising " borrowing in sentence
" rate of advance " is used as a target phrase at this time by money " and " rate of advance "；In sentence simultaneously comprising " rate of advance " with
" rate of advance information " can be used as a target phrase at this time by " rate of advance information ".
A3, keyword extraction is carried out at least one described target phrase, determines at least one target keywords；
Optionally, when carrying out keyword extraction, keyword can include: name, dynamic, mesh, standard, is floated at mark.
A4, according to the mapping relations between preset keyword and rate information, determine and at least one described target
The corresponding target rate information of keyword.
Optionally, the mapping relations between a kind of possible preset keyword and rate information are as shown in table 1, specifically such as
Under:
Mapping table between 1 keyword of table and rate information
| Keyword | Rate information |
| Name, mesh | Rate item |
| Mark, standard | Toll-ratio |
| It is floating, dynamic | Escalation rate |
204, from preset product parameters configuration template, product ginseng corresponding with the target rate information is determined
Number source-information.
Optionally, the embodiment of the present application further includes product parameters configuration template, and one kind is possible to establish product parameters configuration
The method of template includes step B1-B3, specific as follows:
B1, extraction product parameters source-information corresponding with rate information；
Wherein it is possible to extract rate information parameter source-information from rate information sample, carried in rate information sample
There is rate information parameter source-information corresponding with rate information.
B2, the information field for establishing rate information identify the 2-D data mapping relations with rate information parameter source-information
Matrix；
Optionally, before establishing 2-D data mapping relations matrix, it can also include following method, specifically include step
B21-B22, as follows:
B21, operation is identified to rate information, obtains information field mark；
Wherein, it is specifically as follows, rate information coding includes A0001-A9999, is identified to rate information, that is,
By rate information labeled as A0001 to any mark between A9999, and rate information is only capable of a corresponding information word segment mark
Know.
B22, operation is identified to product parameters source-information, obtains product parameters source identification.
Wherein, operation is identified to product parameters source-information, is referred in abovementioned steps carry out rate information
The mode of mark is identified operation.
Optionally, the concrete mode of 2-D data mapping relations matrix is established are as follows: firstly, establishing information field mark and producing
Two-dimensional map relational matrix between product parameter source identification, then, product parameters source identification replaces with product parameters source
Information can then establish the 2-D data mapping relations matrix between information field mark and product parameters source-information, by upper
The method of stating establishes 2-D data mapping relations matrix, introduce intermediate parameters product parameters source identification, initially set up mark with
Relational matrix between mark, then mark is replaced, accuracy when relational matrix is established can be promoted to a certain extent.
B3, product parameters configuration template is generated according to the 2-D data mapping relations matrix.
Wherein, three-dimensional data table is established according to the 2-D data mapping relations matrix, to obtain product parameters configuration mould
Plate.Specifically, it is to be understood that time shaft is added in three-dimensional data table, that is, increase rate information the record node updated,
When updating, to this, more new node is marked rate information, saves to the data for updating front and back, can be simultaneously with this
Inquiry updates preceding and updated data, is conducive to analyze data, promotes accuracy when data analysis.
Optionally, the embodiment of the present application further includes the operation being updated to product parameters configuration template, specifically be can wrap
Step C1-C2 is included, as follows:
C1, the rate configuration that synchronous serial port controller is sent is obtained by Message Queuing；
Optionally, a kind of possible rate configuration acquisition methods include step C11-C13, specific as follows:
C11, the rate configuration parameter that user sends via synchronous serial port controller is received by Message Queuing；
C12, the rate configuration parameter is identified, determines corresponding at least one rate configuration of rate configuration parameter
Project；
C13, at least one rate configuration item purpose configuration information is extracted, which is combined, obtain rate configuration.
Wherein, the mode for extracting at least one rate configuration item purpose configuration information can be, according to matching from database
The mapping relations between project and configuration information are set, to determine configuration item purpose configuration information.By this method, user is only needed
Configuration parameter is inputted, rate configuration just can be automatically generated according to configuration parameter, it is primary to input, corresponding rate can be obtained and match
It sets, so as to promote efficiency when rate configuration to a certain extent.
Optionally, the method that the configuration of another rate obtains can be with are as follows: shows rate configuration template to user, user is based on
The rate configuration template carries out filling in for rate configuration parameter, receives the rate configuration parameter after user fills in, is based on the rate
Configuration parameter generates configuration information.It can also include that the customized rate configuration of user, user increases in rate configuration information
Information is custom-configured, receive user's transmission custom-configures information, custom-configures information to this and parses, if it exists
Configuration project corresponding with self-defined information then custom-configures information according to this and generates the configuration item purpose configuration information, if
It is not present, then to server application configuration project corresponding with the configuration information, if applying successfully, customized is matched according to this
Confidence breath generates the configuration item purpose configuration information, if application failure, caches the self-defined information, and show and be
Unite administrator.By this example, increases user and custom-configure, the operation that user configures rate can be promoted to a certain extent
Range, user can generate rate configuration corresponding with the demand according to demand, so as to promote user to a certain extent
Experience.
C2, product parameters configuration template is updated in the database according to rate configuration.
205, it according to the product parameters source-information, is extracted from database corresponding with the target rate information
Target product parameter.
Optionally, a kind of possible according to product parameters source-information, it extracts from database and believes with the target rate
The method of the corresponding target product parameter of manner of breathing includes step D1-D3, specific as follows:
D1, the corresponding target component type of the product parameters source-information is obtained；
Wherein, target component type may include ESG parameter type, QSL parameter type or complexity bean parameter type etc.,
QSL parameter type includes simple QSL parameter type and complexity QSL parameter type.SQL parameter type is structured language
(Structured Query Language) parameter type, ESG parameter type are edge service gateway (edge services
Gateway) parameter type.
D2, according to the mapping relations between preset parameter type and extracting mode, determine and the target component class
The corresponding Objective extraction mode of type；
Wherein, the mapping relations between preset parameter type and extracting mode by historical data create or rule of thumb
Value creation.
D3, it is extracted using the Objective extraction mode, obtains the target product parameter.
Optionally, the target component type includes QSL parameter type, and the product parameters source-information includes table name
Claim, one kind is possible to be extracted using Objective extraction mode, and the method for obtaining target product parameter includes step D310-
D313, specific as follows:
D310, the product parameters source-information is grouped according to the table name, obtains at least one target point
Group；
Wherein, table name, column name, item title and target component source-information title are as follows:
| PARAM_NAME | TABLE_NAME | COLUMN_NAME | KEY_NAME |
| param1 | APPL_TABLE_A | A | appl_no |
| param2 | APPL_TABLE_A | B | appl_no |
| param3 | APPL_TABLE_A | C | appl_no |
Wherein, PARAM_NAME is target component source-information title, and TABLE_NAME is table name, COLUMN_NAME
For column name, KEY_NAME is item title.A kind of possible grouping are as follows: be grouped according to table name, for example, by table name phase
Same parameter source-information title is classified as a group.It is the same target point by param1, param2, param3 in upper table
Group.
D311, at least one targeted packets according to are generated and described every according to preset query template generation method
The corresponding query template of a targeted packets；
Wherein, preset query template generation method can be with are as follows: with param1, param2, param3 for the same target
It is illustrated for grouping, query template is generated by following formula:
{ ' tableNameStr ': ' APPL_TABLE_A ', ' columnNamesStr ': ' A as param1, B as
Param2, C as param ', ' whereStr ': ' appl_no=xxxxx ' }.
D312, it is inquired, is obtained and each target using query template corresponding with each targeted packets
It is grouped corresponding product parameters field；
Optionally, product parameters field can be rate parameter field.
Wherein, when being inquired using query template corresponding with each targeted packets, ibatis is executed to query template
Inquiry, obtains rate parameter field corresponding with each targeted packets.With param1, param2, param3 for same second mesh
It is illustrated for mark grouping: the rate parameter field then inquired are as follows: Select tableNameStr from
columnNamesStr$where$whereStr$。
D313, according to preset analytic method, to the rate parameter field corresponding with each targeted packets
It is parsed, obtains the target product parameter.
Optionally, preset analytic method matches with rate parameter field, it can be understood as, first to rate parameter field
It is identified, obtains the classification of rate parameter field, determine analytic method further according to the category.It is determined and is parsed according to classification
Method can be determined by the mapping relations between classification and analytic method, and the mapping between classification and analytic method is closed
System can be set by empirical value or historical data is set.
Optionally, when target component type is ESG parameter type, target component source-information includes ESG coding and ESG system
One Resource Locator (Uniform Resource Locator, URL), it is alternatively possible using the Objective extraction mode into
Row extracts, and the method for obtaining target product parameter includes step D320-D322, specific as follows:
D320, the target component source-information is divided according to ESG coding and the uniform resource locator
Group obtains the grouping of at least one parameter；
Wherein, a kind of possible method being grouped according to ESG coding and ESG uniform resource locator is as follows: parameter
Source-information title, ESG coding, ESG uniform resource locator are as follows:
| PARAM_NAME | ESG_CODE | ESG_URI |
| param1 | APS_CALL_PMS | \xxxx\aaaa |
| param2 | APS_CALL_PMS | \xxxx\aaaa |
| param3 | APS_CALL_PMS | \xxxx\bbbb |
| param4 | APS_CALL_CGI | \yyyy\cccc |
Wherein, PARAM_NAME is parameter source-information title, and ESG_CODE is ESG coding, and ESG_URI is unified for ESG
Resource Locator.Parameter source-information can be then divided into three parameter groupings, specifically: { param1, param2 },
{param3},{param4}。
D321, using preset extraction formula, the grouping of at least one described parameter is extracted, obtains joining with reference to rate
Digital section；
Wherein, preset extraction formula can be with are as follows: invok (ESG_CODE, ESG_URI) is specifically as follows: invok
(APS_CALL_PMS, xxxx aaaa)；Invok (APS_CALL_PMS, xxxx bbbb)；Invok (APS_CALL_CGI,
xxxx\cccc).It is usually Map with reference to rate parameter field.It is a kind of possible with reference to rate parameter field example are as follows:
Map=" resCode ": 0000, " info ": { " fee ": " 1000 ", " feeRate ": " 0.04 ".
D322, according to preset Parameter analysis of electrochemical template, parsed to described with reference to rate parameter field, obtain the mesh
Mark product parameters.
Wherein, preset Parameter analysis of electrochemical template is stored in ESG_PATH field, indicates layer management with comma segmentation.This
It sentences with reference to rate parameter field are as follows:
Map=" resCode ": 0000, " info ": { " fee ": " 1000 ", " feeRate ": " 0.04 " example, it carries out
Illustrate, return the result corresponding Parameter analysis of electrochemical template with this are as follows: info.feeRate template, then to reference rate parameter field into
Row parsing can be with are as follows: is parsed by map.get (" info ") .get (" feeRate "), to obtain target product parameter.
Optionally, when target component type is complexity QSL parameter type, alternatively possible use Objective extraction mode into
Row extracts, and the method for obtaining target product parameter includes step D330-D331, specific as follows:
D330, it is closed according to the mapping between preset query argument and inquiry identity information (identification, ID)
System, determines inquiry ID corresponding with the query argument.
Wherein, when parameter type is complexity QSL parameter, since complicated QSL is to need to connect multiple tables, or have complexity
The QSL of logic, therefore, in order to promote search efficiency and query accuracy, need to pre-establish query argument and inquiry ID it
Between mapping relations, and the mapping relations are written in system, inquiry ID are obtained by the mapping relations, using inquiry ID
To be inquired.Query argument is rate information.
D331, it is inquired using the inquiry ID, obtains target product parameter.
Optionally, when target component type is complexity bean parameter type, alternatively possible uses Objective extraction mode
It extracting, the method for obtaining target product parameter includes step D340-D341, specific as follows:
D340, the Target Acquisition logic for obtaining the complexity bean parameter type；
Wherein, Target Acquisition logic includes complex logic and simple logic, and complex logic can be sayed and is interpreted as, and cannot directly be led to
Cross the case where parameter is inquired, obtains query result.
If D341, the Target Acquisition logic are preset acquisition logic, basis and the preset acquisition logic phase
Corresponding querying method is inquired, and the target product parameter is obtained.
Wherein, preset acquisition logic is complex logic.The corresponding querying method of preset acquisition logic can pass through
Empirical value setting or historical data setting.
Optionally, it is called, is obtained and the corresponding key and list corresponding with key of parameter by ESG, pass through key
Corresponding attribute, i.e. target product parameter are searched in the corresponding list.
Optionally, product parameters source-information includes: database table title, and database includes cloud database, another
It is possible according to the product parameters source-information, target production corresponding with the target rate information is extracted from database
Product parameter includes step E1-E3, specific as follows:
E1, according to the database table title, determine the data where the corresponding tables of data of the database table title
Library；
Wherein, database can also be local data base, and local data base can be understood as the database in server, or
Person directly carries out the database of data sharing with server.
If database where E2, the corresponding tables of data of the database table title is cloud database, obtain described in
The corresponding target storage address of cloud port numbers and the tables of data of cloud database；
Wherein it is possible to obtain the cloud port numbers and target storage address of cloud database from local data base.
E3, the cloud database is accessed by the cloud port numbers, the target storage in the cloud database
Target product parameter corresponding with the target rate information is extracted in address.
206, the user terminal is sent by the target product parameter.
Optionally, a kind of possible method for sending user terminal for target rate information includes step F1-F4, specifically
It is as follows:
F1, building include the data packet of the target product parameter；
F2, corresponding with the data packet connection action points of creation, and the connection action points are added to connect with
In track table；
F3, the MAC Address that the macOS platform is searched in Address Resolution Protocol ARP cache table；
Wherein, arp cache table is address resolution protocol (Address Resolution Protocol, ARP) cache table,
MAC Address is physical address (Medium Access Control, MAC).
F4, the macOS platform is sent by the data packet.
Wherein, macOS is a set of operating system run on Apple Macintosh series computer.Action points are connected to use
It is a kind of data structure based on netfilter framework in the connection status of identification data packet.Netfilter framework includes 5
Hook node, specifically: NF_IP_PRE_ROUTING, NF_IP_LOCAL_IN, NF_IP_FORWARD, NF_IP_POST_
ROUTING, NF_IP_LOCAL_OUT, wherein NF_IP_PRE_ROUTING: just pass through this into the data packet of network layer
Point has just carried out version number, verify and wait detection, and destination address conversion is put at this and carried out；NF_IP_LOCAL_IN: pathway
After searching, it is sent to this checkpoint that passes through of the machine, INPUT packet filtering is put at this and carried out；NF_IP_FORWARD: it to be forwarded
Packet by this test point, put at this and carry out by FORWARD packet filtering；NF_IP_POST_ROUTING: all horse backs just will pass through net
The packet that network equipment is gone out by this test point, put at this and carry out by built-in source address conversion function；NF_IP_LOCAL_OUT: this
The packet that machine process issues by this test point, put at this and carry out by the Packet Filtering of transmission.When carrying out data packet transmission from local,
Need by hook point be two hook points of NF_IP_LOCAL_OUT and NF_IP_POST_ROUTING, pass through the two hooks
After son point handles data packet, data packet inquires the MAC Address of macOS platform, so that it is flat to deliver a packet to macOS
Platform, wherein macOS platform is platform possessed by user terminal.
In a possible example, product information can be loan product information, and application loan product information is corresponding
The target user of loan product, need it is autonomous determine with its desired rate of advance, then a kind of possible method includes step
Rapid G1-G6, specific as follows:
G1, the user information and the target for applying for the target user of the corresponding product of the product information are obtained
At least one product treatment method of user, the user information include identity information and historical product record；
Optionally, product treatment method can be repayment method, and repayment method may include once paying off all amounts of the loan
Or installment reimbursement, installment reimbursement may include point paying off within 1 year, point paying off within 3 months, point paying off within 6 months, point paying off within 9 months,
Its specific refund can refund for the equal amount of money by stages, for example, the amount of the loan is X, divides 3 months and pay off, then the equal amount of money are refunded by stages
It is to be understood that each issue of refund X/3, also 3 times in total.
G2, it is recorded according to the identity information and historical product, determines the target risk grade of the target user；
Optionally, identity information can be with are as follows: job information, income information etc..Historical product record can provide a loan for history
Record, history loan documentation may include: refund record, record of keeping one's word, record etc. of breaking one's promise.It is provided a loan according to identity information and history
The method for recording the target risk grade for determining target user can be with are as follows: target user has fixed work, then risk class compared with
Low, target user does not have fixed work, then risk class is higher；Take in it is higher, then risk class is lower, risk class compared with
Low, then risk class is higher；The number of keeping one's word kept one's word in recording is higher, then risk class is lower, record of breaking one's promise in record of breaking one's promise
Height, then risk class is higher, and number of breaking one's promise if it exists, then risk class is higher than the risk etc. of specified risk class
Grade, specified risk class are to be set by historical data or empirical value.
If G3, the target risk grade are lower than preset risk class, using the target product parameter and described
At least one product treatment method determines product rate corresponding at least one product treatment method, obtain to
A few reference product rate；
Wherein, reference product rate can be for reference to rate of advance, preset risk class be to pass through historical data or warp
Test value setting.It is a kind of it is possible obtain at least one refer to rate of advance method are as follows: according to the rate in target product parameter
Standard determines the rate of advance of target user；According at least one mode of repayment and escalation rate, at least one is determined
Rate of advance float value；According to the rate of advance and float value of the target user, determine at least one with reference to rate of advance.
Wherein, according to mode of repayment and escalation rate, determine that the method for at least one rate of advance float value can be with are as follows: mode of repayment
In, number is higher by stages, then rate of advance float value is bigger, and number is lower by stages, and rate of advance float value is lower.According to described
The rate of advance and float value of target user determines at least one method for referring to rate of advance are as follows: by the loan of target user
Money rate adds float value, obtains at least one with reference to rate of advance.
G4, it is recorded according to the historical product, determines method according to preset product rate desired value, determine the mesh
Mark the target product rate desired value of user；
Optionally, target product rate desired value can be target rate of advance desired value, can be provided a loan and be remembered according to history
The amount of the loan in record determines target rate of advance desired value, is specifically as follows: by the equal of the rate of advance provided a loan every time
Value is used as target rate of advance desired value, can also borrow the mean value of the rate of advance of the amount of the loan recently three times as target
Money rate desired value.
G5, according to the target product rate desired value, determine target from least one described reference product rate
Product rate；
It optionally, will be at least one reference product rate and the smallest reference product of difference of target product rate desired value
Rate is as target product rate.
G6, the target product rate is sent to the user terminal.
It is true according to user information by at least one product treatment method and user information of target user in this example
The risk class for making target user determines above-mentioned at least one product when risk class is lower than preset risk class
The corresponding rate of advance of processing method, and obtain target user product rate desired value, according to the desired value from it is above-mentioned to
Target product rate is determined in a kind of corresponding product rate of product treatment method less, and the target product rate is sent to
User terminal, therefore, product rate needed for can accurately determining target user produces to be promoted to a certain extent
Accuracy when product rate determines.
Referring to Fig. 3, Fig. 3 provides the flow diagram of another acquiring product parameters method for the embodiment of the present application.
As shown in figure 3, acquiring product parameters method includes step 301-308, it is specific as follows:
301, the acquiring product parameters request that user terminal is sent is received, the acquiring product parameters request carries initial produce
Product information；
Wherein, after receiving acquiring product parameters request, the acquiring product parameters request can also be parsed, institute is obtained
State initial product information.
302, the stop words in the initial product information are deleted, reference product information is obtained；
303, it since the first character of the reference product information, according to preset maximum segmentation methods, is segmented
Processing, obtains at least one target phrase；
304, keyword extraction is carried out at least one described target phrase, determines at least one target keywords；
305, it according to the mapping relations between preset keyword and rate information, determines and at least one described target
The corresponding target rate information of keyword；
306, from preset product parameters configuration template, product ginseng corresponding with the target rate information is determined
Number source-information；
307, it according to the product parameters source-information, is extracted from database corresponding with the target rate information
Target product parameter；
308, the user terminal is sent by the target product parameter.
In this example, by carrying out stop words delete processing to initial product information, reference product information is obtained, and to ginseng
It examines product information and carries out word segmentation processing and keyword extraction, target rate information is finally determined according to keyword, it therefore, can
Quickly initial product information is analyzed and processed and obtains target rate information, to improve acquisition mesh to a certain extent
Mark efficiency when rate information.
Referring to Fig. 4, Fig. 4 provides the flow diagram of another acquiring product parameters method for the embodiment of the present application.
As shown in figure 4, acquiring product parameters method includes step 401-407, it is specific as follows:
401, the acquiring product parameters request that user terminal is sent is received, the acquiring product parameters request carries initial produce
Product information；
Wherein, after receiving acquiring product parameters request, the acquiring product parameters request can also be parsed, institute is obtained
State initial product information.
402, target rate information is determined according to the initial product information；
403, from preset product parameters configuration template, product ginseng corresponding with the target rate information is determined
Number source-information；
404, the corresponding target component type of the product parameters source-information is obtained；
405, it according to the mapping relations between preset parameter type and extracting mode, determines and the target component class
The corresponding Objective extraction mode of type；
406, it is extracted using the Objective extraction mode, obtains the target product parameter；
407, the user terminal is sent by the target product parameter.
In this example, by obtaining the parameter type of product parameters source-information, determine to extract according to the parameter type
Mode extracts to obtain target product parameter using the extracting mode, therefore, is determined by parameter type corresponding
Extracting mode can quickly extract rate parameter, obtain target product parameter, to improve mesh to a certain extent
Mark efficiency when product parameters extract.
Referring to Fig. 5, Fig. 5 provides the flow diagram of another acquiring product parameters method for the embodiment of the present application.
As shown in figure 5, acquiring product parameters method includes step 501-50, it is specific as follows:
501, the acquiring product parameters request that user terminal is sent is received, the acquiring product parameters request carries initial produce
Product information；
Wherein, after receiving acquiring product parameters request, the acquiring product parameters request can also be parsed, institute is obtained
State initial product information.
502, target rate information is determined according to the initial product information；
503, from preset product parameters configuration template, product ginseng corresponding with the target rate information is determined
Number source-information；
504, it according to the product parameters source-information, is extracted from database corresponding with the target rate information
Target product parameter；
505, the user terminal is sent by the target product parameter；
506, the user information and the target for applying for the target user of the corresponding product of the product information are obtained
At least one product treatment method of user, the user information include identity information and historical product record；
507, it is recorded according to the identity information and historical product, determines the target risk grade of the target user；
If 508, the target risk grade is lower than preset risk class, using the target product parameter and described
At least one product treatment method determines product rate corresponding at least one product treatment method, obtain to
A few reference product rate；
509, it is recorded according to the historical product, determines method according to preset product rate desired value, determined described
The target product rate desired value of target user；
510, according to the target product rate desired value, target is determined from least one described reference product rate
Product rate；
511, the target product rate is sent to the user terminal.
In this example, after having sent target product parameter to user terminal, pass through at least one product of target user
Processing method and user information determine the risk class of target user according to user information, in risk class lower than preset
When risk class, the corresponding product rate of above-mentioned at least one product treatment method is determined, and obtain the production of target user
Product rate desired value determines target from the corresponding product rate of above-mentioned at least one product treatment method according to the desired value
Product rate, and the target product rate is sent to user terminal, therefore, it can accurately determine target user institute
The product rate needed, to promote accuracy when product rate determines to a certain extent.
It is consistent with above-described embodiment, referring to Fig. 6, Fig. 6 is that a kind of structure of terminal provided by the embodiments of the present application is shown
It is intended to, as shown, including processor, input equipment, output equipment and memory, the processor, input equipment, output are set
Standby and memory is connected with each other, wherein for the memory for storing computer program, the computer program includes that program refers to
It enables, the processor is configured for calling described program instruction, and above procedure includes the instruction for executing following steps；
The acquiring product parameters request that user terminal is sent is received, the acquiring product parameters request carries initial product letter
Breath；
The acquiring product parameters request is parsed, the initial product information is obtained；
Target rate information is determined according to the initial product information；
From preset product parameters configuration template, determine that product parameters corresponding with the target rate information come
Source information；
According to the product parameters source-information, target corresponding with the target rate information is extracted from database
Product parameters；
The user terminal is sent by the target product parameter.
It in this example, is requested by receiving the acquiring product parameters that user terminal is sent, the acquiring product parameters request
Initial product information is carried, the acquiring product parameters request is parsed, the initial product information is obtained, according to the initial production
Product information determines target rate information, from preset product parameters configuration template, determines and the target rate information
Corresponding product parameters source-information extracts from database and takes with the target according to the product parameters source-information
The corresponding target product parameter of rate information sends the user terminal for the target product parameter, relative to existing side
In case, different product parameters need to extract using different extracting methods, in the database only with identical method
Product parameters are extracted, efficiency when acquiring product parameters can be promoted to a certain extent.
It is above-mentioned that mainly the scheme of the embodiment of the present application is described from the angle of method side implementation procedure.It is understood that
, in order to realize the above functions, it comprises execute the corresponding hardware configuration of each function and/or software module for terminal.This
Field technical staff should be readily appreciated that, in conjunction with each exemplary unit and algorithm of embodiment description presented herein
Step, the application can be realized with the combining form of hardware or hardware and computer software.Some function actually with hardware also
It is the mode of computer software driving hardware to execute, the specific application and design constraint depending on technical solution.Profession
Technical staff can specifically realize described function to each using distinct methods, but this realization should not be recognized
For beyond scope of the present application.
The embodiment of the present application can carry out the division of functional unit according to above method example to terminal, for example, can be right
The each functional unit of each function division is answered, two or more functions can also be integrated in a processing unit.
Above-mentioned integrated unit both can take the form of hardware realization, can also realize in the form of software functional units.It needs
Illustrate, is schematical, only a kind of logical function partition to the division of unit in the embodiment of the present application, it is practical to realize
When there may be another division manner.
It is consistent with the above, referring to Fig. 7, Fig. 7 provides a kind of acquiring product parameters device for the embodiment of the present application
Structural schematic diagram.As shown in fig. 7, the device include receiving unit 701, resolution unit 702, the first determination unit 703, second really
Order member 704, extraction unit 705 and transmission unit 706, wherein
The receiving unit 701, for receiving the acquiring product parameters request of user terminal transmission, the product parameters are obtained
Request is taken to carry initial product information；
The resolution unit 702 obtains the initial product information for parsing the acquiring product parameters request
First determination unit 703, for determining target rate information according to the initial product information；
Second determination unit 704, for determining and the target expense from preset product parameters configuration template
The corresponding product parameters source-information of rate information；
The extraction unit 705, for being extracted and the target from database according to the product parameters source-information
The corresponding target product parameter of rate information；
The transmission unit 706, for sending the user terminal for the target product parameter.
Optionally, it is described target rate information is determined according to the initial product information in terms of, it is described first determine
Unit 703 is specifically used for:
The stop words in the initial product information are deleted, reference product information is obtained；
Since the first character of the reference product information, according to preset maximum segmentation methods, word segmentation processing is carried out,
Obtain at least one target phrase；
Keyword extraction is carried out at least one described target phrase, determines at least one target keywords；
According to the mapping relations between preset keyword and rate information, determine and at least one described target critical
The corresponding target rate information of word.
Optionally, it extracts from database and believes with the target rate according to the product parameters source-information described
In terms of the corresponding target product parameter of manner of breathing, the extraction unit 705 is specifically used for:
Obtain the corresponding target component type of the product parameters source-information；
According to the mapping relations between preset parameter type and extracting mode, determine and the target component type phase
Corresponding Objective extraction mode；
It is extracted using the Objective extraction mode, obtains the target product parameter.
Optionally, the target component type includes QSL parameter type, and the product parameters source-information includes table name
Claim, is extracted described using the Objective extraction mode, in terms of obtaining the target product parameter, the extraction unit
705 also particularly useful for:
The product parameters source-information is grouped according to the table name, obtains at least one targeted packets；
It is generated and each mesh according at least one described targeted packets according to preset query template generation method
Mark is grouped corresponding query template；
It is inquired, is obtained and each targeted packets phase using query template corresponding with each targeted packets
Corresponding product parameters field；
According to preset analytic method, the rate parameter field corresponding with each targeted packets is solved
Analysis, obtains the target product parameter.
Optionally, the product parameters source-information includes: database table title, and the database includes cloud data
Mesh corresponding with the target rate information is extracted from database described according to the product parameters source-information in library
Mark product parameters in terms of, the extraction unit 705 also particularly useful for:
According to the database table title, the database where the corresponding tables of data of the database table title is determined；
If the database where the corresponding tables of data of the database table title is cloud database, the cloud is obtained
The corresponding target storage address of cloud port numbers and the tables of data of database；
The cloud database is accessed by the cloud port numbers, the target storage address in the cloud database
It is middle to extract target product parameter corresponding with the target rate information.
Optionally, the terminal includes macOS platform, sends user's end for the target product parameter described
End aspect, the transmission unit 706 are specifically used for:
Building includes the data packet of the target product parameter；
Connection action points corresponding with the data packet are created, and the connection action points are added to connection tracking table
In；
The MAC Address of the macOS platform is searched in Address Resolution Protocol ARP cache table；
The macOS platform is sent by the data packet.
Optionally, the acquiring product parameters device also particularly useful for:
Obtain the user information for applying for the target user of the corresponding product of the product information and the target user
At least one product treatment method, the user information include identity information and historical product record；
It is recorded according to the identity information and historical product, determines the target risk grade of the target user；
If the target risk grade be lower than preset risk class, using the target product parameter and it is described at least
A kind of product treatment method determines product rate corresponding at least one product treatment method, obtains at least one
A reference product rate；
It is recorded according to the historical product, determines method according to preset product rate desired value, determine the target
The target product rate desired value of user；
According to the target product rate desired value, target product is determined from least one described reference product rate
Rate；
The target product rate is sent to the user terminal.
The embodiment of the present application also provides a kind of computer storage medium, wherein computer storage medium storage is for electricity
The computer program of subdata exchange, it is as any in recorded in above method embodiment which execute computer
A kind of some or all of acquiring product parameters method step.
The embodiment of the present application also provides a kind of computer program product, and the computer program product includes storing calculating
The non-transient computer readable storage medium of machine program, the computer program make computer execute such as above method embodiment
Some or all of any acquiring product parameters method of middle record step.
It should be noted that for the various method embodiments described above, for simple description, therefore, it is stated as a series of
Combination of actions, but those skilled in the art should understand that, the application is not limited by the described action sequence because
According to the application, some steps may be performed in other sequences or simultaneously.Secondly, those skilled in the art should also know
It knows, the embodiments described in the specification are all preferred embodiments, related actions and modules not necessarily the application
It is necessary.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, there is no the portion being described in detail in some embodiment
Point, reference can be made to the related descriptions of other embodiments.
In several embodiments provided herein, it should be understood that disclosed device, it can be by another way
It realizes.For example, the apparatus embodiments described above are merely exemplary, such as the division of the unit, it is only a kind of
Logical function partition, there may be another division manner in actual implementation, such as multiple units or components can combine or can
To be integrated into another system, or some features can be ignored or not executed.Another point, shown or discussed is mutual
Coupling, direct-coupling or communication connection can be through some interfaces, the indirect coupling or communication connection of device or unit,
It can be electrical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, applying for that each functional unit in bright each embodiment can integrate in one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also be realized in the form of software program module.
If the integrated unit is realized in the form of software program module and sells or use as independent product
When, it can store in a computer-readable access to memory.Based on this understanding, the technical solution of the application substantially or
Person says that all or part of the part that contributes to existing technology or the technical solution can body in the form of software products
Reveal and, which is stored in a memory, including some instructions are used so that a computer equipment
(can be personal computer, server or network equipment etc.) executes all or part of each embodiment the method for the application
Step.And memory above-mentioned includes: USB flash disk, read-only memory (read-only memory, ROM), random access memory
The various media that can store program code such as (random access memory, RAM), mobile hard disk, magnetic or disk.
Those of ordinary skill in the art will appreciate that all or part of the steps in the various methods of above-described embodiment is can
It is completed with instructing relevant hardware by program, which can store in a computer-readable memory, memory
It may include: flash disk, read-only memory, random access device, disk or CD etc..
The embodiment of the present application is described in detail above, specific case used herein to the principle of the application and
Embodiment is expounded, the description of the example is only used to help understand the method for the present application and its core ideas；
At the same time, for those skilled in the art can in specific embodiments and applications according to the thought of the application
There is change place, in conclusion the contents of this specification should not be construed as limiting the present application.
Claims (10)
1. a kind of acquiring product parameters method, which is characterized in that the described method includes:
The acquiring product parameters request that user terminal is sent is received, the acquiring product parameters request carries initial product information；
The acquiring product parameters request is parsed, the initial product information is obtained；
Target rate information is determined according to the initial product information；
From preset product parameters configuration template, product parameters source letter corresponding with the target rate information is determined
Breath；
According to the product parameters source-information, target product corresponding with the target rate information is extracted from database
Parameter；
The user terminal is sent by the target product parameter.
2. the method according to claim 1, wherein described determine target expense according to the initial product information
Rate information, comprising:
The stop words in the initial product information are deleted, reference product information is obtained；
Since the first character of the reference product information, according to preset maximum segmentation methods, word segmentation processing is carried out, is obtained
At least one target phrase；
Keyword extraction is carried out at least one described target phrase, determines at least one target keywords；
According to the mapping relations between preset keyword and rate information, determine and at least one described target keywords phase
Corresponding target rate information.
3. method according to claim 1 or 2, which is characterized in that it is described according to the product parameters source-information, from number
According to extraction target product parameter corresponding with the target rate information in library, comprising:
Obtain the corresponding target component type of the product parameters source-information；
According to the mapping relations between preset parameter type and extracting mode, determine corresponding with the target component type
Objective extraction mode；
It is extracted using the Objective extraction mode, obtains the target product parameter.
4. described according to the method described in claim 3, it is characterized in that, the target component type includes QSL parameter type
Product parameters source-information includes table name, described to be extracted using the Objective extraction mode, obtains the target product
Parameter, comprising:
The product parameters source-information is grouped according to the table name, obtains at least one targeted packets；
According at least one described targeted packets, according to preset query template generation method, generate and each target point
The corresponding query template of group；
It is inquired, is obtained corresponding with each targeted packets using query template corresponding with each targeted packets
Product parameters field；
According to preset analytic method, the product parameters field corresponding with each targeted packets is parsed,
Obtain the target product parameter.
5. method according to claim 1 or 2, which is characterized in that the product parameters source-information includes: database table
Title, the database include cloud database, described according to the product parameters source-information, extraction and institute from database
State the corresponding target product parameter of target rate information, comprising:
According to the database table title, the database where the corresponding tables of data of the database table title is determined；
If the database where the corresponding tables of data of the database table title is cloud database, the cloud data are obtained
The corresponding target storage address of cloud port numbers and the tables of data in library；
The cloud database is accessed by the cloud port numbers, is mentioned in the target storage address in the cloud database
Take target product parameter corresponding with the target rate information.
6. method according to claim 4 or 5, which is characterized in that the terminal includes macOS platform, it is described will be described
Target product parameter is sent to the user terminal, comprising:
Building includes the data packet of the target product parameter；
Connection action points corresponding with the data packet are created, and the connection action points are added in connection tracking table；
The MAC Address of the macOS platform is searched in Address Resolution Protocol ARP cache table；
The macOS platform is sent by the data packet.
7. method according to claim 4 or 5, which is characterized in that the method also includes:
Obtain the user information for applying for the target user of the corresponding product of the product information and the target user extremely
A kind of few product treatment method, the user information include identity information and historical product record；
It is recorded according to the identity information and historical product, determines the target risk grade of the target user；
If the target risk grade is lower than preset risk class, the target product parameter and at least one are used
Product treatment method determines product rate corresponding at least one product treatment method, obtains at least one ginseng
Examine product rate；
It is recorded according to the historical product, determines method according to preset product rate desired value, determine the target user
Target product rate desired value；
According to the target product rate desired value, target product expense is determined from least one described reference product rate
Rate；
The target product rate is sent to the user terminal.
8. a kind of acquiring product parameters device, which is characterized in that described device include receiving unit, resolution unit, first determine
Unit, the second determination unit, extraction unit and transmission unit, wherein
The receiving unit, for receiving the acquiring product parameters request of user terminal transmission, the acquiring product parameters request
Carry initial product information；
The resolution unit obtains the initial product information for parsing the acquiring product parameters request；
First determination unit, for determining target rate information according to the initial product information；
Second determination unit, for determining and the target rate information from preset product parameters configuration template
Corresponding product parameters source-information；
The extraction unit, for extracting from database and believing with the target rate according to the product parameters source-information
The corresponding target product parameter of manner of breathing；
The transmission unit, for sending the user terminal for the target product parameter.
9. a kind of terminal, which is characterized in that the processor, defeated including processor, input equipment, output equipment and memory
Enter equipment, output equipment and memory to be connected with each other, wherein the memory is for storing computer program, the computer
Program includes program instruction, and the processor is configured for calling described program instruction, is executed such as any one of claim 1-7
The method.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has computer journey
Sequence, the computer program include program instruction, and described program instruction executes the processor such as
The described in any item methods of claim 1-7.
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| CN109767318A (en) * | 2018-12-15 | 2019-05-17 | 深圳壹账通智能科技有限公司 | Loan product recommended method, device, equipment and storage medium |
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