CN110442375B - Mobile payment product channel integration method, device, equipment and storage medium - Google Patents
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Abstract
The present application relates to the field of data processing technologies, and in particular, to a method, an apparatus, a device, and a storage medium for mobile payment product channel integration, including: acquiring product parameters of a payment product, and respectively extracting interaction data and payment data in the product parameters; respectively extracting interactive characteristic information in the interactive data and payment characteristic information in the payment data, and comparing the interactive characteristic information and the payment characteristic information with a preset template to obtain an interactive category and a payment category; and a data transmission port for configuring the preconfigured product channel according to the dependency relationship between the interaction data and the payment data. According to the method and the device, only the interactive data is needed to configure the product channel data transmission port, so that the occupancy rate of server system resources when the payment product is online is reduced, and the server load is reduced.
Description
Technical Field
The present disclosure relates to the field of data processing technologies, and in particular, to a method, an apparatus, a device, and a storage medium for mobile payment product channel integration.
Background
Mobile payment refers to completing or confirming payment using a general mobile phone or smart phone, rather than paying with cash, check, or bank card. A buyer may use a mobile phone to purchase a range of services, digital products, or physical goods. The unit or person directly or indirectly sends a payment instruction to the bank financial institution through mobile equipment, the internet or proximity sensing to generate currency payment and funds transfer actions, so that the mobile payment function is realized. The mobile payment integrates the terminal equipment, the Internet, the application provider and the financial institutions, and provides financial services such as currency payment, payment and the like for users.
With the continuous development of various payment products, the cashing system often cannot support various payment products, which can cause barriers to consumers when using mobile payment products for consumption. However, when a new payment product is online, the data transmission port of the product channel needs to be reconfigured each time according to all parameters of the payment product, so that a large amount of server system resources are occupied, the server is excessively loaded, and the payment product cannot be rapidly online.
Disclosure of Invention
Based on this, in the current online process of payment products, the server needs to reconfigure the data transmission ports of the product channels according to all parameters of the payment products each time, which causes the problem that a large amount of server system resources are occupied, so that the server is overloaded and the payment products cannot be rapidly online.
A mobile payment product channel integration method, comprising the steps of:
obtaining product parameters of a payment product, and respectively extracting a plurality of interaction data and a plurality of payment data in the product parameters;
extracting interaction characteristic information in each interaction data and payment characteristic information in each payment data respectively, comparing each interaction characteristic information with a preset interaction template to obtain an interaction category, wherein the interaction category is used for reflecting information of both transaction parties, and comparing each payment characteristic information with the preset payment template to obtain a payment category;
according to the interaction category and the payment category, traversing each preset product channel data transmission port to obtain a preset product channel data transmission port which accords with the interaction category and the payment category at the same time;
judging whether a dependency relationship exists between each interactive data and the payment data, if any interactive data and any payment data exist, configuring the data transmission port of the preconfigured product channel by using the interactive data, otherwise, configuring the data transmission port of the preconfigured product channel by using the interactive data and the payment data.
In one possible embodiment, the obtaining the product parameters of the payment product, extracting the interaction data and the payment data in the product parameters respectively, includes:
acquiring developer information carried by the payment product, and sending a product parameter instruction of the shared payment product to a developer terminal corresponding to the developer information according to the developer information;
and receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially referencing the product parameters into an analysis function to perform matching degree calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types.
In one possible embodiment, the extracting the interaction feature information in each interaction data and the payment feature information in each payment data respectively, comparing each interaction feature information with a preset interaction template to obtain an interaction category, where the interaction category is used for reflecting information of both parties of the transaction, and comparing each payment feature information with a preset payment template to obtain a payment category, where the steps include:
the interactive numerical values in the interactive data are obtained, and an interactive numerical value sequence is formed after the interactive numerical values are arranged from big to small;
acquiring payment values in the payment data, and arranging the payment values from big to small to form a payment value sequence;
extracting the numerical value with the largest occurrence number in the interaction numerical value sequence as the interaction characteristic information;
extracting the numerical value with the largest occurrence number in the payment numerical value sequence as the payment characteristic information;
the interaction characteristic information is input into an interaction function which is referred to the preset interaction template to be operated, and then interaction categories corresponding to the interaction data are obtained;
and inputting the payment characteristic information into a payment function which is referred to the preset payment template to operate, and obtaining a payment category corresponding to the payment data.
In one possible embodiment, the extracting the interaction feature information in each interaction data and the payment feature information in each payment data respectively, comparing each interaction feature information with a preset interaction template to obtain an interaction category, where the interaction category is used for reflecting information of both parties of the transaction, and comparing each payment feature information with a preset payment template to obtain a payment category, where the steps include:
acquiring an interaction value in the interaction data, and establishing an interaction value matrix;
acquiring a payment value in the payment data, and establishing a payment value matrix;
calculating an interaction characteristic value of the interaction numerical value matrix, and taking the interaction characteristic value as the interaction characteristic information;
calculating a payment characteristic value of the payment numerical value matrix, and taking the payment characteristic value as the payment characteristic information;
the interaction characteristic information is input into an interaction function which is referred to the preset interaction template to be operated, and then interaction categories corresponding to the interaction data are obtained;
and inputting the payment characteristic information into a payment function which is referred to the preset payment template to operate, and obtaining a payment category corresponding to the payment data.
In one possible embodiment, the receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially referencing the product parameters into an analysis function to perform matching calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types, where the steps include:
receiving feedback information of the developer terminal, and dividing the feedback information into a plurality of information sub-blocks;
extracting digital information in the information sub-block, inputting the digital information into the analysis function for calculation, and if the calculation result is larger than a preset interaction threshold value, determining that the data in the information sub-block is interaction data, otherwise, determining that the data is payment data.
A mobile payment product channel integration device, comprising the following modules:
the data acquisition module is used for acquiring product parameters of the payment product and respectively extracting a plurality of interaction data and a plurality of payment data in the product parameters;
the data processing module is used for respectively extracting the interactive characteristic information in each interactive data and the payment characteristic information in each payment data, comparing each interactive characteristic information with a preset interactive template to obtain an interactive category, wherein the interactive category is used for reflecting information of both transaction sides, and comparing each payment characteristic information with the preset payment template to obtain a payment category; according to the interaction category and the payment category, traversing each preset product channel data transmission port to obtain a preset product channel data transmission port which accords with the interaction category and the payment category at the same time; judging whether a dependency relationship exists between each interactive data and the payment data, if any interactive data and any payment data exist, configuring the data transmission port of the preconfigured product channel by using the interactive data, otherwise, configuring the data transmission port of the preconfigured product channel by using the interactive data and the payment data.
In one possible embodiment, the data acquisition module is further configured to:
acquiring developer information carried by the payment product, and sending a product parameter instruction of the shared payment product to a developer terminal corresponding to the developer information according to the developer information;
and receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially referencing the product parameters into an analysis function to perform matching degree calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types.
In one possible embodiment, the data processing module is further configured to:
the interactive numerical values in the interactive data are obtained, and an interactive numerical value sequence is formed after the interactive numerical values are arranged from big to small; acquiring payment values in the payment data, and arranging the payment values from big to small to form a payment value sequence; extracting the numerical value with the largest occurrence number in the interaction numerical value sequence as the interaction characteristic information; extracting the numerical value with the largest occurrence number in the payment numerical value sequence as the payment characteristic information; the interaction characteristic information is input into an interaction function which is referred to the preset interaction template to be operated, and then interaction categories corresponding to the interaction data are obtained; and inputting the payment characteristic information into a payment function which is referred to the preset payment template to operate, and obtaining a payment category corresponding to the payment data.
A computer device comprising a memory and a processor, the memory having stored therein computer readable instructions which, when executed by the processor, cause the processor to perform the steps of the mobile payment product channel integration method described above.
A storage medium storing computer readable instructions that, when executed by one or more processors, cause the one or more processors to perform the steps of the mobile payment product channel integration method described above.
Compared with the existing mechanism, the method and the device have the advantages that the dependency relationship between the payment data and the interaction data is judged after the payment product parameters are classified, so that the interaction data and the payment data with the dependency relationship are configured only by applying the interaction data to the product channel data transmission port, the occupancy rate of server system resources when the payment product is on line is reduced, and the server load is reduced.
Drawings
Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are only for purposes of illustrating the preferred embodiments and are not to be construed as limiting the application.
FIG. 1 is an overall flow chart of a mobile payment product channel integration method in one embodiment of the present application;
FIG. 2 is a schematic diagram of a data collection process in a mobile payment product channel integration method in one embodiment of the present application;
FIG. 3 is a schematic diagram of a data collection process in a mobile payment product channel integration method in one embodiment of the present application;
fig. 4 is a block diagram of a mobile payment product channel integration device in one embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application will be further described in detail with reference to the accompanying drawings and examples. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the present application.
As used herein, the singular forms "a", "an", "the" and "the" are intended to include the plural forms as well, unless expressly stated otherwise, as understood by those skilled in the art. It will be further understood that the terms "comprises" and/or "comprising," when used in this specification, specify the presence of stated features, integers, steps, operations, elements, and/or components, but do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, and/or groups thereof.
Fig. 1 is an overall flowchart of a mobile payment product channel integration method in one embodiment of the present application, which includes the following steps:
s1, acquiring product parameters of a payment product, and respectively extracting a plurality of interaction data and a plurality of payment data in the product parameters;
specifically, the payment mechanisms adopted by different payment products are different, and the main mobile payment modes at present mainly include: near field mobile payment, O2O mobile payment, and far field mobile payment. The three adopt different hardware and corresponding systems as payment means respectively. The interaction data is used for carrying out data interaction between the payer and the receiver, and the payment processing data is the data processing step carried out only on the receiver.
S2, respectively extracting interaction characteristic information in each interaction data and payment characteristic information in each payment data, comparing each interaction characteristic information with a preset interaction template to obtain an interaction category, wherein the interaction category is used for reflecting information of both transaction sides, and comparing each payment characteristic information with the preset payment template to obtain a payment category;
specifically, the interaction category mainly reflects what interaction mode is adopted by both transaction sides, whether an interaction mode of introducing a third party or point-to-point interaction is adopted. The preset interactive template and payment template are obtained after analysis according to the parameters of the existing mobile payment products, for example, the third party payment such as WeChat payment and Payment can be classified as a payment template, and the NFC payment and Bluetooth payment can be classified as an interactive template.
S3, traversing each preset product channel data transmission port according to the interaction category and the payment category to obtain a preset product channel data transmission port which accords with the interaction category and the payment category at the same time;
specifically, each interaction category corresponds to one or more interaction channels, for example, weChat payment, interaction modes which can be adopted by the interaction categories include password identification, fingerprint identification, secret payment free and other interaction channels, and each channel can send data to the background for processing after receiving the data.
S4, judging whether a dependency relationship exists between each interactive data and the payment data, if any interactive data and any payment data have a dependency relationship, configuring the data transmission port of the preconfigured product channel by using the interactive data, otherwise, configuring the data transmission port of the preconfigured product channel by using the interactive data and the payment data.
Specifically, when the dependency relationship between the interaction data and the payment data is determined, the determination may be performed by using the time of task execution and the correlation of task execution of the interaction data and the payment data. That is, if one interaction data and one payment data are executed at the same time, there is a dependency relationship between the two; or if the execution result of one payment data is an argument of the execution function of one interaction data, the two have a dependency relationship. There are typically a plurality of payment data and interaction data that are dependent in one payment product. Such as: and paying 500 yuan, paying to the party B, wherein the payment data is 500 yuan, and the interaction data is the party B.
According to the embodiment, the dependency relationship between the payment data and the interaction data is judged after the payment product parameters are classified, so that the interaction data and the payment data with the dependency relationship are only required to be applied to configure the product channel data transmission port, the occupancy rate of server system resources when the payment product is on line is reduced, and the server load is reduced.
Fig. 2 is a schematic diagram of a data collection process in a mobile payment product channel integration method according to an embodiment of the present application, as shown in the drawing, S1, obtaining product parameters of a payment product, and extracting a plurality of interaction data and a plurality of payment data in the product parameters respectively, where the steps include:
s11, acquiring developer information carried by the payment product, and sending a product parameter instruction of the shared payment product to a developer terminal corresponding to the developer information according to the developer information;
specifically, currently, most payment products are APP software, when a developer writes the APP software, the APP software needs to be signed and then put into the market, and when parameter analysis is carried out on the payment products, the parameter information of the payment products can be obtained through developer information carried by the payment products.
S12, receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially adding the product parameters into an analysis function to perform matching degree calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types.
Specifically, the interactive data is data related to two parties, the payment processing data can be completed only by the payment receiving party, the payment initiating party is not required to process the data, and when the interactive data and the payment processing data are distinguished, the interactive data and the payment processing data can be distinguished by identifying whether the data relate to two subjects or not. The analysis function may be a similarity function, i.e. the euclidean distance or cosine between the product parameter value corresponding to the product parameter and the parameter value of the data type is calculated, where the analysis function is a euclidean distance function or cosine function. And if the result of similarity calculation is larger than the similarity threshold, the matching degree of the product parameter and the data type is 100, otherwise, the matching degree is 0.
According to the embodiment, the data of the payment product is divided into the payment data and the interaction data, so that when the mobile payment product is online, the development time of a payment channel is saved, and the development efficiency is improved.
Fig. 3 is a schematic diagram of a data collection process in a mobile payment product channel integration method in an embodiment of the present application, as shown in the drawing, S2 is configured to extract interaction feature information in each interaction data and payment feature information in each payment data, compare each interaction feature information with a preset interaction template to obtain an interaction category, where the interaction category is used to reflect information of both parties of a transaction, and compare each payment feature information with the preset payment template to obtain a payment category, where the steps include:
s21, acquiring interaction values in the interaction data, and forming an interaction value sequence after arranging the interaction values from large to small; acquiring payment values in the payment data, and arranging the payment values from big to small to form a payment value sequence;
specifically, there are numerical information and text information in the interactive data and the payment data, the text information reflects the interactive information in the interactive data, i.e. what interactive mode is adopted, and the numerical information reflects the interactive data amount and other information. Similarly, the character information in the payment data reflects which payment method is used and the numerical information reflects the amount of the specific payment.
S22, extracting the numerical value with the largest occurrence number in the interaction numerical value sequence as the interaction characteristic information; extracting the numerical value with the largest occurrence number in the payment numerical value sequence as the payment characteristic information;
if two or more different values with the largest occurrence number exist in the interaction value sequence or the payment value sequence, the values are added into a voting model to vote, and interaction characteristic information and payment characteristic information are obtained according to voting results.
S23, inputting the interaction characteristic information into an interaction function in the preset interaction template to operate, and obtaining an interaction category corresponding to the interaction data; and inputting the payment characteristic information into a payment function which is referred to the preset payment template to operate, and obtaining a payment category corresponding to the payment data.
Specifically, there are functions used in various interaction modes in the interaction template, and the functions are mainly used for performing suitability analysis on the interaction interface, and there are functions of different types for performing conversion on payment data on the payment processing terminal. Such as API functions, hash functions, etc.
According to the embodiment, the payment data and the interaction data are respectively compared and analyzed with the preset templates, so that the category information of the payment product is effectively obtained, and a mobile payment channel aiming at the payment product is conveniently constructed.
In one embodiment, the step S2 of respectively extracting the interaction feature information in each interaction data and the payment feature information in each payment data, comparing each interaction feature information with a preset interaction template to obtain an interaction category, where the interaction category is used for reflecting information of both parties of the transaction, and comparing each payment feature information with a preset payment template to obtain a payment category, where the step of comparing each interaction feature information with a preset payment template includes:
acquiring an interaction value in the interaction data, and establishing an interaction value matrix;
acquiring a payment value in the payment data, and establishing a payment value matrix;
calculating an interaction characteristic value of the interaction numerical value matrix, and taking the interaction characteristic value as the interaction characteristic information;
calculating a payment characteristic value of the payment numerical value matrix, and taking the payment characteristic value as the payment characteristic information;
the interaction characteristic information is input into an interaction function which is referred to the preset interaction template to be operated, and then interaction categories corresponding to the interaction data are obtained;
and inputting the payment characteristic information into a payment function which is referred to the preset payment template to operate, and obtaining a payment category corresponding to the payment data.
According to the embodiment, the payment data and the interaction data are respectively compared and analyzed with the preset templates, so that the category information of the payment product is effectively obtained, and a mobile payment channel aiming at the payment product is conveniently constructed.
In one embodiment, the receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially referencing the product parameters into an analysis function to perform matching degree calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types, where the steps include:
receiving feedback information of the developer terminal, and dividing the feedback information into a plurality of information sub-blocks;
specifically, the feedback information of the developer terminal may be streaming data or a table, if the feedback information is streaming data, the developer terminal may segment according to a preset length, and each segment is an information sub-block; if the table is the table, the table is divided into a plurality of information sub-blocks according to the structure of the table. Each information sub-block contains at least one noun, so that data type analysis can be conveniently carried out.
Extracting digital information in the information sub-block, inputting the digital information into the analysis function for calculation, and if the calculation result is larger than a preset interaction threshold value, determining that the data in the information sub-block is interaction data, otherwise, determining that the data is payment data.
Specifically, the analysis function may be a hash function, and the hash point value of the hash function value is calculated to determine whether a single main body participates in the information sub-block or a plurality of main bodies participate in the information sub-block.
According to the embodiment, the feedback information is divided into the blocks and then analyzed, so that the interactive data are accurately obtained, and the accuracy of the payment channel configuration is improved.
In one embodiment, a mobile payment product channel integrating device is provided, as shown in fig. 4, and includes the following modules:
the data acquisition module is used for acquiring product parameters of the payment product and respectively extracting a plurality of interaction data and a plurality of payment data in the product parameters;
the data processing module is used for respectively extracting the interactive characteristic information in each interactive data and the payment characteristic information in each payment data, comparing each interactive characteristic information with a preset interactive template to obtain an interactive category, wherein the interactive category is used for reflecting information of both transaction sides, and comparing each payment characteristic information with the preset payment template to obtain a payment category;
according to the interaction category and the payment category, traversing each preset product channel data transmission port to obtain a preset product channel data transmission port which accords with the interaction category and the payment category at the same time;
judging whether a dependency relationship exists between each interactive data and the payment data, if any interactive data and any payment data exist, configuring the data transmission port of the preconfigured product channel by using the interactive data, otherwise, configuring the data transmission port of the preconfigured product channel by using the interactive data and the payment data.
In one embodiment, the data acquisition module is further configured to:
acquiring developer information carried by the payment product, and sending a product parameter instruction of the shared payment product to a developer terminal corresponding to the developer information according to the developer information;
and receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially referencing the product parameters into an analysis function to perform matching degree calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types.
In one embodiment, the data processing module is further configured to:
the interactive numerical values in the interactive data are obtained, and an interactive numerical value sequence is formed after the interactive numerical values are arranged from big to small;
acquiring payment values in the payment data, and arranging the payment values from big to small to form a payment value sequence;
extracting the numerical value with the largest occurrence number in the interaction numerical value sequence as the interaction characteristic information;
extracting the numerical value with the largest occurrence number in the payment numerical value sequence as the payment characteristic information;
the interaction characteristic information is input into an interaction function which is referred to the preset interaction template to be operated, and then interaction categories corresponding to the interaction data are obtained;
and inputting the payment characteristic information into a payment function which is referred to the preset payment template to operate, and obtaining a payment category corresponding to the payment data.
In one embodiment, a computer device, at least one processor, memory, and transceiver, is presented; wherein the memory is configured to store program code, and the processor is configured to invoke the program code stored in the memory to perform the steps of the mobile payment product channel integration method in the above embodiments.
In one embodiment, a storage medium storing computer readable instructions that, when executed by one or more processors, cause the one or more processors to perform the steps of the mobile payment product channel integration method of the above embodiments is presented. Wherein the storage medium may be a non-volatile storage medium.
Those of ordinary skill in the art will appreciate that all or part of the steps in the various methods of the above embodiments may be implemented by a program to instruct related hardware, the program may be stored in a computer readable storage medium, and the storage medium may include: read Only Memory (ROM), random access Memory (RAM, random Access Memory), magnetic or optical disk, and the like.
The technical features of the above-described embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above-described embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The above-described embodiments represent only some exemplary embodiments of the present application, wherein the description is more specific and detailed, but are not, therefore, to be construed as limiting the scope of the present application. It should be noted that it would be apparent to those skilled in the art that various modifications and improvements could be made without departing from the spirit of the present application, which would be within the scope of the present application. Accordingly, the scope of protection of the present application is to be determined by the claims appended hereto.
Claims (7)
1. A method of mobile payment product channel integration, comprising:
obtaining product parameters of a payment product, and respectively extracting a plurality of interaction data and a plurality of payment data in the product parameters;
the obtaining the product parameters of the payment product, and respectively extracting a plurality of interaction data and a plurality of payment data in the product parameters, includes:
acquiring developer information carried by the payment product, and sending a product parameter instruction of the shared payment product to a developer terminal corresponding to the developer information according to the developer information;
receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially taking the product parameters into an analysis function to perform matching degree calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types;
the step of receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially referencing the product parameters to an analysis function for matching degree calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types, wherein the step of obtaining the interaction data comprises the following steps:
receiving feedback information of the developer terminal, and dividing the feedback information into a plurality of information sub-blocks;
extracting digital information in the information sub-block, inputting the digital information into the analysis function for calculation, and if the calculation result is larger than a preset interaction threshold value, determining that the data in the information sub-block is interaction data, otherwise, determining that the data is payment data;
extracting interaction characteristic information in each interaction data and payment characteristic information in each payment data respectively, comparing each interaction characteristic information with a preset interaction template to obtain an interaction category, wherein the interaction category is used for reflecting information of both transaction parties, and comparing each payment characteristic information with the preset payment template to obtain a payment category;
extracting the interaction characteristic information in the interaction data and the payment characteristic information in the payment data respectively, comparing the interaction characteristic information with a preset interaction template to obtain an interaction category, wherein the interaction category is used for reflecting information of both transaction sides, and comparing the payment characteristic information with the preset payment template to obtain a payment category, and the method comprises the following steps:
the interaction characteristic information is input into an interaction function which is referred to the preset interaction template to be operated, and then interaction categories corresponding to the interaction data are obtained;
the payment characteristic information is input into a payment function which is referred to the preset payment template to be operated, and then a payment category corresponding to the payment data is obtained; according to the interaction category and the payment category, traversing each preset product channel data transmission port to obtain a preset product channel data transmission port which accords with the interaction category and the payment category at the same time;
judging whether a dependency relationship exists between each interactive data and the payment data, if any interactive data and any payment data exist, configuring a data transmission port of the preconfigured product channel by using the interactive data, otherwise, configuring the data transmission port of the preconfigured product channel by using the interactive data and the payment data, wherein the dependency relationship is executed by the interactive data and the payment data at the same time, or an execution result of the payment data is an independent variable of an execution function of the interactive data.
2. The method for integrating mobile payment product channels according to claim 1, wherein the steps of extracting the interactive feature information in each interactive data and the payment feature information in each payment data respectively, comparing each interactive feature information with a preset interactive template to obtain an interactive category, wherein the interactive category is used for reflecting information of both transaction parties, and comparing each payment feature information with a preset payment template to obtain a payment category, and further comprises:
the interactive numerical values in the interactive data are obtained, and an interactive numerical value sequence is formed after the interactive numerical values are arranged from big to small;
acquiring payment values in the payment data, and arranging the payment values from big to small to form a payment value sequence;
extracting the numerical value with the largest occurrence number in the interaction numerical value sequence as the interaction characteristic information;
and extracting the numerical value with the largest occurrence number in the payment numerical value sequence as the payment characteristic information.
3. The method for integrating mobile payment product channels according to claim 1, wherein the steps of extracting the interactive feature information in each interactive data and the payment feature information in each payment data respectively, comparing each interactive feature information with a preset interactive template to obtain an interactive category, wherein the interactive category is used for reflecting information of both transaction parties, and comparing each payment feature information with a preset payment template to obtain a payment category, and further comprises:
acquiring an interaction value in the interaction data, and establishing an interaction value matrix;
acquiring a payment value in the payment data, and establishing a payment value matrix;
calculating an interaction characteristic value of the interaction numerical value matrix, and taking the interaction characteristic value as the interaction characteristic information;
and calculating a payment characteristic value of the payment numerical value matrix, and taking the payment characteristic value as the payment characteristic information.
4. An apparatus for mobile payment product channel integration, comprising the following modules:
the data acquisition module is used for acquiring product parameters of the payment product and respectively extracting a plurality of interaction data and a plurality of payment data in the product parameters;
the obtaining the product parameters of the payment product, and respectively extracting a plurality of interaction data and a plurality of payment data in the product parameters, includes:
acquiring developer information carried by the payment product, and sending a product parameter instruction of the shared payment product to a developer terminal corresponding to the developer information according to the developer information;
receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially taking the product parameters into an analysis function to perform matching degree calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types;
the step of receiving feedback information of the developer terminal, extracting a plurality of product parameters in the feedback information, sequentially referencing the product parameters to an analysis function for matching degree calculation, obtaining data types corresponding to the product parameters, and obtaining the interaction data and the payment data according to the data types, wherein the step of obtaining the interaction data comprises the following steps:
receiving feedback information of the developer terminal, and dividing the feedback information into a plurality of information sub-blocks;
extracting digital information in the information sub-block, inputting the digital information into the analysis function for calculation, and if the calculation result is larger than a preset interaction threshold value, determining that the data in the information sub-block is interaction data, otherwise, determining that the data is payment data;
the data processing module is used for respectively extracting the interactive characteristic information in each interactive data and the payment characteristic information in each payment data, comparing each interactive characteristic information with a preset interactive template to obtain an interactive category, wherein the interactive category is used for reflecting information of both transaction sides, and comparing each payment characteristic information with the preset payment template to obtain a payment category;
extracting the interaction characteristic information in the interaction data and the payment characteristic information in the payment data respectively, comparing the interaction characteristic information with a preset interaction template to obtain an interaction category, wherein the interaction category is used for reflecting information of both transaction sides, and comparing the payment characteristic information with the preset payment template to obtain a payment category, and the method comprises the following steps:
the interaction characteristic information is input into an interaction function which is referred to the preset interaction template to be operated, and then interaction categories corresponding to the interaction data are obtained;
the payment characteristic information is input into a payment function which is referred to the preset payment template to be operated, and then a payment category corresponding to the payment data is obtained;
according to the interaction category and the payment category, traversing each preset product channel data transmission port to obtain a preset product channel data transmission port which accords with the interaction category and the payment category at the same time;
judging whether a dependency relationship exists between each interactive data and the payment data, if any interactive data and any payment data exist, configuring a data transmission port of the preconfigured product channel by using the interactive data, otherwise, configuring the data transmission port of the preconfigured product channel by using the interactive data and the payment data, wherein the dependency relationship is executed by the interactive data and the payment data at the same time, or an execution result of the payment data is an independent variable of an execution function of the interactive data.
5. The mobile payment product channel integrated device of claim 4, wherein the data processing module is further configured to:
the interactive numerical values in the interactive data are obtained, and an interactive numerical value sequence is formed after the interactive numerical values are arranged from big to small;
acquiring payment values in the payment data, and arranging the payment values from big to small to form a payment value sequence;
extracting the numerical value with the largest occurrence number in the interaction numerical value sequence as the interaction characteristic information;
and extracting the numerical value with the largest occurrence number in the payment numerical value sequence as the payment characteristic information.
6. A computer device, the device comprising:
at least one processor, memory, and transceiver;
wherein the memory is for storing program code and the processor is for invoking the program code stored in the memory to perform the method of mobile payment product channel integration of any of claims 1-3.
7. A computer storage medium comprising instructions which, when run on a computer, cause the computer to perform the steps of the method of mobile payment product channel integration of any one of claims 1-3.
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