CN110431614A - Financial bubble photoelectric digital magnetic suspension shows the method that ball and financial bubble calculate - Google Patents

Abstract

A kind of financial bubble photoelectric digital magnetic suspension is provided and shows ball and its calculation method, financial bubble photoelectric digital magnetic suspension shows that the base deck of ball is round photoelectric digital LED panel, its display ball is magnetic suspension sphere, by the application of photoelectric digital technology and magnetic levitation technology, the feature of financial bubble is shown.Center shows the information of financial bubble on photoelectric digital display panel, and the cash string valence spectrum of financial bubble is shown on multilayer concentric circle, issues financial bubble message information using Bluetooth technology on magnetic suspension sphere.Firkin is the real capital free of interest also not devalued, but in modern finance cash flow environment, firkin is calculated as capital, firkin increases capital and calculates, also interest and devaluation calculating are just increased, firkin is exactly financial bubble as increasing capital to calculate bring interest and devaluation value added.As it can be seen that financial bubble authenticity is related with the multiple sharp calculating of firkin, disappear as the multiple benefit of firkin calculates, financial bubble will also disappear therewith.

Description

Financial foam photoelectric digital magnetic suspension display ball and financial foam calculation method Technical Field

The invention belongs to the field of financial science and technology, and particularly relates to a financial foam photoelectric digital magnetic suspension display ball and a financial foam calculation method.

Background

In traditional economics, a cash flow calculation method is a fund time flow calculation method, interest and depreciation of principal are generated to perform cash flow equivalent calculation, the calculation result is that the principal generates interest period equivalent values (year value, month value and the like), principal, interest and depreciation values contained in the equivalent values are sequentially arranged, strings similar to spectrums are integrally formed into a cash string price spectrum, and the value composition of the cash string price spectrum forms a brand new value space calculation method. The brand new value space calculation method indicates that under the condition of fluctuation of currency inflation rate, resident consumption price index and the like, the 'flying money' which does not interest and is not devalued in true principal is brought by fund conversion calculation.

The flyaway is the difference between the true principal and the principal, but at the present stage, people take the flyaway as the principal to carry out the reckoning calculation, so that interest and depreciation generated by the flyaway are brought, and the financial foam is generated.

The existing photoelectric digital display technology is applied to electronic information display, and the magnetic suspension display technology is applied to display of tellurions, commodity models, sound boxes and the like, but the photoelectric digital magnetic suspension display technology and products do not exist.

The essence of the financial foams is that the real principal transfer calculation is taken as the result of the principal transfer calculation, however, in the existing economic activities, people cannot visually see the financial foams, and even cannot see the financial foams appearing from the investment price spectrum. Therefore, how to intuitively display the financial foam information is a current technical problem and needs to be solved urgently.

Disclosure of Invention

In view of the above, the invention provides a financial foam photoelectric digital magnetic suspension display ball and a financial foam calculation method for solving the problem that financial foams cannot be displayed intuitively.

A finance foam photoelectric digital magnetic suspension display ball comprises: the display ball body is provided with a photoelectric digital LED screen on the surface, and a neodymium iron boron magnet, a loudspeaker and a receiving device for receiving photoelectric information and audio information are arranged in the display ball body; the neodymium iron boron magnet is arranged at the lower end of the display sphere; the photoelectric digital panel is arranged on the base and is an LED screen; a PCB circuit board, a control motor and a control module are arranged in the base, and the control module is electrically connected with the PCB circuit board and the control motor respectively; the PCB circuit board comprises a magnetic pole coil, and the magnetic pole generated by the magnetic pole coil is the same as the magnetic pole of the neodymium iron boron magnet in the display ball; the power supply is electrically connected with the control module, the PCB circuit board and the control motor and is arranged in the base; and the input keyboard is electrically connected with the control module and is arranged on the side surface of the base.

There is also provided a method of financial foam calculation comprising: and obtaining a calculation period, an annual number of expenditure periods, a current row reference interest rate in a year, a current row reference interest rate corresponding to the calculation period and a resident consumption price index in the year, calculating the expenditure period, an equivalent comprehensive interest rate in the year, an equivalent comprehensive interest rate and an equivalent inflation rate of the currency in the year, and outputting the calculation period, the current row reference interest rate, the calculated expenditure period and the like.

By adopting the scheme, the real principal information, the real interest information, the depreciation information, the femtoferrin information and the financial foam in the economics can be vividly and vividly displayed through the base, people can visually know that the cash strings orderly contain the principal, the interest and the depreciation, the financial foam is displayed simultaneously, and the calculation result is displayed through photoelectricity and voice.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments or the prior art descriptions will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.

FIG. 1 is a schematic diagram of a financial foam electro-optical digital magnetic levitation display ball in one embodiment;

FIG. 2 is a schematic diagram of the structure of the fused foam photoelectric digital magnetic suspension display ball base in FIG. 1;

FIG. 3 is a schematic diagram of a photoelectric numerical price spectrum of a base of the gold flying foam in the currency expansion space;

FIG. 4 is a schematic diagram of a base optoelectronic digital price spectrum of a currency compact space breath foam;

FIG. 5 is a schematic view of a module within the base of FIG. 1;

FIG. 6 is a flow diagram that illustrates the flow of operations performed by the method for calculating a cash string in one embodiment;

FIG. 7 is a block diagram that illustrates the components of the cash-string computing system in one embodiment;

FIG. 8 is a two-dimensional interest cycle spatial model diagram;

FIG. 9 is a schematic illustration of a present cash string value spectrum;

FIG. 10 is a schematic representation of a raw value cash string value spectrum.

Detailed Description

In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.

In order to explain the technical means of the present invention, the following description will be given by way of specific examples.

With reference to the attached drawings 1-5, the financial foam photoelectric digital magnetic suspension display ball comprises: the device comprises a base, a control module, a power supply, an input keyboard and a display sphere (including a magnetic suspension display sphere component).

The base is a regular integral component, accommodates all devices inside and plays a supporting role. In this embodiment, the base is a three-dimensional cone, and the structure is stable. In other embodiments, it may be a polyhedron or other irregular shape. The center of the base is provided with a rotatable LED panel, and the outer ring part of the rotating panel is provided with a fixed LED display screen.

And the control module is arranged in the base. The control module is an electronic integrated circuit board and controls the display of the display ball body and the like.

And the power supply is electrically connected with the control module and is arranged in the base. The power supply can be a storage battery or an external energy source and also provides a power source for displaying the sphere.

And the input keyboard is electrically connected with the control module and is arranged on the surface of the base. The input keyboard can input corresponding numerical information such as calculation period, annual resting period number, investment amount and the like according to key control, and the input information of the calculation period, the annual resting period number and the investment is displayed on the circular photoelectric digital LED panel.

The display sphere is an LED display screen, the display sphere is in magnetic suspension connection with the base, and a loudspeaker is arranged in the spinning sphere.

Specifically, the LED panel is a circular display panel on the top surface of the base, the display panel is provided with two concentric circular areas, the inner circular area is a financial foam area, and the financial foam area is a rotatable panel.

Financial foam J displayed in circle of LED (light-emitting diode) on top plate of base₀ ^*And the percentage of the coefficient of financial foam omega% is:

the financial foams are displayed through the magnetic suspension ball LED screen, positive financial foams and positive financial foam coefficient percentages are displayed under the condition that currency is expanded, negative financial foams and negative financial foam coefficient percentages are displayed under the condition that currency is contracted, and relevant information of the financial foams is sent out on the magnetic suspension ball through audio transmission of the Bluetooth technology.

The excircle area is a price spectrum area, the difference between the radiuses of the excircle and the inner circle represents a balance period n cash string, the excircle corresponds to a balance period zero point, the inner circle corresponds to a balance period end point, the balance period cash string is equal to the sum of a principal (including an increase principal), a real interest cash string and a depreciation cash string, the difference between the radiuses of the excircle and the inner circle also represents a cash string value, the cash string value is equal to the sum of the principal containing the flying gold, the real interest and the depreciation, and the size of the cash string containing the principal, the real interest and the depreciation information of the flying gold is determined according to the principal, the real interest and the depreciation information containing the flying gold in the price spectrum. That is, the radius of the LED panel circle on the top surface of the base shows the size of the physical space, but the size of the cash string in the cash string price list, and the LED panel circle on the top surface of the base shows an investment price list.

And under the condition of currency inflation, the investment price spectrum is slowly and clockwise rotated to display the investment price spectrum, the investment price spectrum ring respectively displays principal including the flying gold, real interest and depreciation from outside to inside, the principal in the investment price spectrum is red, the interest is blue, and the depreciation is yellow.

Under the condition of currency contract, the investment price spectrum is displayed in a slow anticlockwise rotation mode, the real principal, the interest containing the information and the depreciation value are respectively displayed on the investment price spectrum ring from inside to outside, the real principal in the investment price spectrum is red, the interest containing the information is blue, and the depreciation value is yellow.

Because the base roof LED shows the annular price spectrum of cash cluster, the proportion formula of principal, real interest and depreciation including the flying gold in the price spectrum is expressed by the number of the recycling levels as follows:

wherein n ═ L₀＝L[0,n]＝(1+0)^-1+(1+0)^-2+……+(1+0)^-n

n_y ^*＝L^*＝L[i_p ^*,n]＝(1+i_p ^*)^-1+(1+i_p ^*)^-2+……+(1+i_p ^*)^-n

The annular price spectrum of the cash string displayed by the LED on the top plate of the base is the original value cash string price spectrum, and only the real principal cash string in the original value cash string is replaced by the principal cash string containing flying principal.

The photoelectric digital display price spectrum on the top surface of the base is a circle with the radius of h, and the size of the cash string is represented by the radius size of the circle. The circle center part of the circle represents financial foam, the circle ring part represents principal, real interest and depreciation price spectrums containing flyaway from outside to inside, the difference value of the radiuses of the inner circle and the outer circle of the circle ring represents a cash string interest period n (the outer circle point is zero, the inner circle point is n), the corresponding size of a cash string origin point in the price spectrums is 0, and the corresponding size of the cash string boundary point is an equivalent boundary point n_y ^*Corresponding dimension h_y ^*Equal value boundary point n_y ^△Has a corresponding dimension of h_y ^△。

The photoelectric digital ring on the top surface of the base displays: (0-h)_y ^*) The segments represent principal including flying gold, in red, (h)_y ^△-h_y ^*) The segments represent increasing principal, i.e. flying money, and also red, the segments represent true interest, blue, the segments represent depreciation, and yellow.

It should be noted that the ring photoelectric digital display of the top surface of the base is related to the expansion state of currency, under the condition of currency expansion, the circle center rotating part of the top surface of the base represents the zone of the flyaway foam (positive value financial foam), the magnetic suspension display ball LED screen above the circle center rotating part displays the information of the flyaway foam, and the ring part represents the principal from outside to inside and increases the principal, namely the flyaway, real interest and depreciation price spectrum; under the condition that currency is contracted, the circle center rotating part of the circle on the top surface of the base represents a breath foam (negative value financial foam) area, the LED screen of the magnetic suspension display ball above the base displays the information of the breath foam, and the ring part represents depreciation, interest and interest increase from outside to inside, namely the breath and true currency price spectrum.

By adopting the scheme, the finance foam photoelectric digital magnetic suspension display ball vividly and vividly displays principal information, real interest information, depreciation information and finance foam information containing the flying fund in the economics, and people can visually know the finance foam information.

In one embodiment, the control module includes: an arithmetic unit (not shown), and a memory (not shown). The operation unit receives the input information, retrieves the reference interest rate and the resident consumption price index information, calculates the real principal information, real interest information, depreciation information, flyaway information and financial foam information, and the memory stores the input and calculation information; the arithmetic unit also displays the display of the panel.

In other embodiments, the control module further comprises: the communication unit is used for transmitting principal information, interest information, depreciation information, real interest information, feming information, financial foam information and voice information; people only need to use mobile equipment capable of receiving communication signals sent by the communication unit, such as mobile phones, notebook computers, PDAs and the like, to obtain the economic information in real time. It will be appreciated that what may receive the communication signal from the communication unit may also be a "fixed device", such as a home desktop computer, a television or a display panel. Further, the communication unit may be a WIFI, bluetooth, infrared lamp wireless communication unit.

In one embodiment, the financial foam photoelectric digital magnetic suspension display ball further comprises a display lamp button and a digital keyboard which are arranged on the side face of the base of the vertebral body, and are used for inputting the calculation period, the annual rest period number and the investment information and displaying the input information on the base photoelectric digital display board.

In one embodiment, the magnetic suspension ball further comprises a loudspeaker which is arranged in the magnetic suspension ball and outputs voice information.

The finance foam photoelectric digital magnetic suspension display ball can better display finance foam and better understand the theory and the display process of finance foam, and particularly introduces how an arithmetic unit in a control module calculates principal information containing the deposit in a cash string price spectrum, namely the true principal information, the true interest information, the depreciation information, the deposit information and the finance foam information.

Based on this, the specific algorithm is as follows:

in step S101 in fig. 7, a calculation period (number of years), a number of yearly resting cycles, a reference interest rate of the central row in one year, a reference interest rate of the central row corresponding to the calculation period, and a consumption price index of the residents in one year are obtained.

In this embodiment, the calculation period (number of years) and the annual number of rest cycles are received, the reference interest rate of the central row in one year, the reference interest rate of the central row corresponding to the calculation period, and the consumption price index (predicted value) of the residents in one year are obtained from the internet or related departments, and the rest period, the equivalent comprehensive interest rate in one year, and the equivalent inflation of the general goods in one year are calculated according to the calculation period, the number of annual rest cycles, the reference interest rate of the central row in one year, the reference interest rate of the central row corresponding to the calculation period, and the consumption price index of the residents in one year;

specifically, the rest period, the equivalent comprehensive interest rate of the one-year period, the equivalent comprehensive interest rate and the equivalent inflation rate of the currency of the one-year period can be calculated by the following formulas:

n＝T·m (m≥1/T)

i_p1 ^*＝r₁/m

i_p ^*＝r/m

f₁ ^Δ≈(CPI₁/100-1)/m

wherein n represents the rest period (number of rest cycles), T represents the rest period (number of years), m represents the number of rest cycles per year (number of rest cycles per year), i represents_p1 ^*Represents the equivalent comprehensive interest rate of one year, r₁Indicates the basal rate of the oral row in one year (annual rate), i_p ^*Representing the equivalent integrated interest rate, r representing the reference interest rate (annual interest rate) of the central row corresponding to the calculation period, f₁ ^△Indicating the equivalent inflation rate of the currency, CPI, for a period of one year₁Representing the index (predicted value) of the consumption price of the residents in one year.

And S102, calculating the equivalent interest rate according to the equivalent comprehensive interest rate of the year and the equivalent inflation rate of the currency in the year period, and calculating the equivalent inflation rate of the currency according to the equivalent comprehensive interest rate and the calculated equivalent interest rate.

Specifically, the equivalent interest rate and the equivalent inflation rate of the currency can be calculated by the following formulas:

i^Δ＝(i_p1 ^*-f₁ ^Δ)/(1+f₁Δ)

f^Δ＝(i_p ^*-i^Δ)/(1+i^Δ)

wherein i^ΔRepresenting the equivalent interest rate, i_p1 ^*Represents the equivalent comprehensive interest rate of one year, f₁ ^△Represents the equivalent inflation rate of the currency in one year, i^* _pRepresents the equivalent integrated interest rate, f^ΔIndicating the equivalent inflation rate of the currency.

And S103, calculating an equivalent interest rate reckoning series according to the rest period and the equivalent interest rate.

Specifically, the equivalent interest rate number of the recurrent series can be calculated by the following formula:

L_i＝L[i^Δ,n]＝(1+i^Δ)^-1+(1+i^Δ)^-2+……+(1+i^Δ)^-n＝(1-(1+i^Δ)^Λ(-n))/i^Δ

wherein L is_iRepresents the number of equivalent interest rate Rex series, is L [ i ]^Δ,n]And n represents the rest period.

And step S104, calculating the equivalent inflation rate reckoning grade according to the rest period and the equivalent inflation rate, and outputting the calculated equivalent inflation rate reckoning grade.

Specifically, the equivalent inflation rate reckoning number can be calculated by the following formula:

L_f＝L[f^Δ,n]＝(1+f^Δ)^-1+(1+f^Δ)^-2+……+(1+f^Δ)^-n＝(1-(1+f^Δ)^Λ(-n))/f^Δ

wherein L is_fExpressing the equivalent inflation rate Rex series of the currency, is L [ f ]^Δ,n]Abbreviations of (a).

And S105, calculating the equivalent comprehensive interest rate reckoning grade according to the rest period, the equivalent interest rate reckoning grade and the equivalent communication expansion rate reckoning grade, and outputting the calculated equivalent comprehensive interest rate reckoning grade.

Specifically, the equivalent comprehensive interest rate number of the Rex series can be calculated by adopting the following formula:

L^Δ＝L[i_p ^Δ,n]＝(1+i_p ^Δ)^-1+(1+i_p ^Δ)^-2+……+(1+i_p ^Δ)^-n＝L_i×L_f/n

wherein L is^ΔRepresents an equivalent comprehensive interest rate Rex series of L [ i ]_p ^Δ,n]Abbreviations of (a).

And S106, calculating an equivalent comprehensive interest rate reckoning series according to the rest period and the equivalent comprehensive interest rate, and outputting the calculated equivalent comprehensive interest rate reckoning series.

Specifically, the equivalent combined interest rate number of the second stage can be calculated by the following formula:

wherein L is^*Represents the equivalent combined interest rate Rex series, is L [ i ]_p ^*,n]Abbreviations of (a).

In step S107, the amount of the beginning is acquired.

And calculating an equivalent value according to the input value (the initial amount) and the equivalent comprehensive interest rate rewarding level, calculating the cash string value according to the rest period and the equivalent value, and outputting the real principal (the initial amount) of the cash string and the calculated real principal percentage of the cash string.

Specifically, the equivalent value, the cash string value, and the cash string true principal percentage may be calculated using the following formulas:

A^*＝Y/L^*

J^*＝A^*×n

Y％＝Y/J^*×100％

wherein A is^*Indicating the amount of the balance, Y the actual principal (the initial amount) of the cash string, J^*Representing the value of the cash string, n representing the resting period, and Y% representing the percentage of the true principal of the cash string.

Step S108, calculating cash flow principal and the percentage thereof according to the rest period, the cash flow value and the equivalent comprehensive interest rate rewarding grade;

P_o＝J^*×L^Δ/n

P_o％＝P_o/J^*×100％

wherein, P_oRepresenting cash-chain principal, P_o% represents the cash book percentage, J^*Representing cash-string value, L^ΔExpressing the equivalent comprehensive interest rate Rex series, and n expressing the rest period.

Step S109, calculating the interest and the percentage of the cash flow according to the rest period, the cash flow value, the equivalent comprehensive interest rate rewarding level and the equivalent currency expansion rate rewarding level;

S^*＝J^*×(L_f-L^Δ)/n

S^*％＝S^*/J^*×100％

wherein S is^*Indicating interest in the Cash string, S^*% indicates Cash string interest percentage, J^*Representing cash-string value, L_fExpressing the equivalent inflation rate reckoning series, and n expressing the rest period.

Step S110, calculating the cash string devaluation value and the percentage thereof according to the cash string value, the cash string principal and the cash string interest, and outputting the calculated cash string devaluation value and the calculated percentage thereof;

B^*＝J^*-P_o-S^*

B^*％＝B^*/J^*×100％

wherein, B^*Indicating a depreciation of a cash string, B^*% represents the percentage of cash depreciation, J^*Representing cash-string value, P_oRepresenting cash-cash^*Representing a cash string interest.

And step S111, calculating the real interest and the percentage of the cash string according to the cash string value, the real principal of the cash string and the cash string devaluation, and outputting the calculated real interest and the percentage of the cash string.

S_x ^*＝J^*-Y-B^*

S_x ^*％＝S_x ^*/J^*×100％

Wherein S is_x ^*Indicating true interest in the cash string, S_x ^*% indicates the true interest percentage of the Cash Bank, J^*Representing the value of the cash string, Y representing the true principal of the cash string, B^*Indicating a cash-string depreciation.

Step S112, calculating cash string flyings and financial foams thereof according to the cash string true principal and the cash string principal, and outputting the calculated cash string flyings, financial foams and financial foam coefficient percentages thereof; .

G_o＝Y-P_o

Wherein G is_oIndicating a cash flow, Y indicating the true principal of the cash flow, P_oRepresents cash-string principal, (S ═ S)^△) Representing interest in the cash string, representing depreciation of the cash string, J_o ^*Denotes the financial foam,% denotes the coefficient percentage of the financial foam, A^*Represents an equivalent value, L^*Representing the equivalent combined interest rate Rex series, L^△Expressing the equivalent comprehensive interest rate Rex series, and n expressing the rest period. .

An embodiment of the present invention further provides a cash string calculation system, where the system includes:

fig. 8 is a data acquisition module, configured to acquire a calculation period (number of years), a number of yearly-counted periods, a central-row reference interest rate at the number of yearly-counted periods, a central-row reference interest rate corresponding to the calculation period, and a one-year-resident consumption price index, and further configured to calculate an interest period, an equivalent comprehensive interest rate at the number of yearly-counted periods, and an equivalent inflation rate at the number of yearly-counted periods, according to the calculation period, the number of yearly-counted periods, the central-row reference interest rate at the number of yearly-counted periods, the one-year-counted population consumption price index, and output the calculation period, the central-row reference interest rate;

the equivalent interest rate and equivalent currency expansion rate calculation module is used for calculating the equivalent interest rate according to the equivalent comprehensive interest rate in the one-year period and the equivalent currency expansion rate in the one-year period and also used for calculating the equivalent currency expansion rate according to the equivalent comprehensive interest rate and the equivalent interest rate;

the equivalent interest rate reckoning series calculation module is used for calculating the equivalent interest rate reckoning series according to the rest period and the equivalent interest rate;

the equivalent currency expansion rate rewarding stage number calculating module is used for calculating the equivalent currency expansion rate rewarding stage number according to the rest period and the equivalent currency expansion rate and outputting and calculating the equivalent currency expansion rate rewarding stage number;

the equivalent comprehensive interest rate reckoning series calculation module is used for calculating the equivalent comprehensive interest rate reckoning series according to the rest period, the equivalent interest rate reckoning series and the equivalent communication expansion rate reckoning series and outputting the calculated equivalent comprehensive interest rate reckoning series;

the equivalent comprehensive interest rate reckoning series calculation module is used for calculating the equivalent comprehensive interest rate reckoning series according to the rest period and the equivalent comprehensive interest rate and outputting the calculated equivalent comprehensive interest rate reckoning series;

the cash string value calculation module is used for calculating an equivalent value according to an input value (an initial amount) and the equivalent comprehensive interest rate rewarding series, calculating a cash string value according to the rest period and the equivalent value, and outputting a real principal (an initial amount) of the cash string and a calculated real principal percentage of the cash string;

the cash string principal fund calculation module is used for calculating cash string principal fund and percentage thereof according to the rest period, the cash string value and the equivalent comprehensive interest rate rewarding grade;

the cash string interest calculation module is used for calculating cash string interest and the percentage thereof according to the rest period, the cash string value, the equivalent comprehensive interest rate rewarding grade number and the equivalent currency expansion rate rewarding grade number;

and the cash string depreciation calculating module is used for calculating the cash string depreciation and the percentage thereof according to the cash string value, the cash string principal and the cash string interest and outputting the calculated cash string depreciation and the percentage thereof.

And the cash string real interest calculation module is used for calculating the cash string real interest and the percentage thereof according to the cash string value, the cash string real principal and the cash string devaluation and outputting the calculated cash string real interest and the calculated percentage thereof.

And the cash string financial foam calculation module is used for calculating cash string flyovers according to the real principal of the cash string and the principal of the cash string, calculating financial foams according to the cash string flyovers, the interest of the cash string, the depreciation of the cash string and the principal of the cash string, and outputting the calculated cash string flyovers, financial foams and coefficient percentages thereof.

The cash string computing system may include: one or more processors, one or more input devices, one or more output devices, and memory. The processor, the input device, the output device and the memory are connected by a bus. Wherein:

the processor is used for acquiring a calculation period, an annual number of rest periods, a reference rate of a central row in one year, a reference rate of a central row corresponding to the calculation period and a consumption price index of residents in one year through the input device, calculating an rest period, an equivalent comprehensive rate of interest in one year and an equivalent inflation rate of goods in one year according to the calculation period, the annual number of rest periods, the reference rate of the central row and the consumption price index of residents in one year, and outputting the calculation period and the reference rate of the central row through the output device;

the processor is further used for calculating an equivalent interest rate according to the equivalent comprehensive interest rate of the one-year period and the equivalent inflation rate of the currency of the one-year period; calculating the equivalent inflation rate of the currency according to the equivalent comprehensive interest rate and the equivalent interest rate; calculating an equivalent interest rate rewarding series according to the rest period and the equivalent interest rate; calculating an equivalent currency expansion rate rewarding stage number according to the rest period and the equivalent currency expansion rate; calculating an equivalent comprehensive interest rate reckoning series according to the rest period, the equivalent interest rate reckoning series and the equivalent communication expansion rate reckoning series; calculating an equivalent comprehensive interest rate rewarding series according to the rest period and the equivalent comprehensive interest rate, and outputting the rest period and the equivalent currency expansion rate rewarding series obtained through calculation through the output equipment;

the processor is further configured to obtain an initial amount through the input device, calculate an equivalent value according to the input value (initial amount) and the equivalent combined interest rate rewarding series, calculate a cash string value according to the rest period and the equivalent value, and output a real principal of the cash string, namely the initial amount and the calculated real principal percentage of the cash string, through the output device;

the processor is also used for calculating the cash flow principal and the percentage thereof according to the rest period, the cash flow value and the equivalent comprehensive interest rate rewarding grade number, and outputting the calculated cash flow principal and the percentage thereof through the output equipment;

the processor is also used for calculating the interest and the percentage of the cash flow according to the rest period, the cash flow value, the equivalent comprehensive interest rate rewarding level and the equivalent currency expansion rate rewarding level, and outputting the calculated interest and the percentage of the cash flow through the output equipment;

the processor is further configured to calculate a cash string depreciation value and a percentage thereof according to the cash string value, the cash string principal and the cash string interest, and output the calculated cash string depreciation value and the percentage thereof through the output device;

the processor is further configured to calculate a real interest and percentage of the cash string according to the cash string value, the real principal of the cash string, and the cash string devaluation, and output the calculated real interest and percentage of the cash string through the output device.

The processor is also used for calculating the cash string flying fund and the percentage thereof, the financial foam and the coefficient percentage thereof according to the real principal and the percentage thereof of the cash string and the principal and the percentage thereof of the cash string, and outputting the calculated cash string flying fund, the calculated financial foam and the coefficient percentage thereof through the output equipment;

the memory is used for storing the calculation period, the number of the annual account cycles, the reference interest rate of the central row in one year, the reference interest rate of the central row corresponding to the calculation period, the consumption price index of residents in one year and the initial amount obtained by the input device; and the result values are also used for storing the result values calculated by the processor, and the result values comprise a rest period, an equivalent comprehensive interest rate of a year, an equivalent comprehensive interest rate, an equivalent full-freight expansion rate of a year, an equivalent interest rate payback level, an equivalent full-freight expansion rate, an equivalent comprehensive interest rate payback level, an equivalent value, a cash string real principal and percentage thereof, a cash string interest and percentage thereof, a cash string devalue value and percentage thereof, a cash string real interest and percentage thereof, a cash string flyover, financial foams and coefficient percentage thereof and the like.

It should be understood that, in the embodiment of the present invention, the Processor may be a Central Processing Unit (CPU), and the Processor may also be other general-purpose processors, Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs) or other Programmable logic devices, discrete Gate or transistor logic devices, discrete hardware components, and the like. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.

The input device may include a touch pad, a fingerprint sensor (for collecting fingerprint information of a user and direction information of the fingerprint), a microphone, and the like.

The output devices may include a display (LCD, etc.), speakers, etc.

The memory may include both read-only memory and random access memory, and provides instructions and data to the processor. The portion of memory may also include non-volatile random access memory. For example, the memory may also store device type information.

Note that the cash string calculation is a parameter calculation in the calculation period, and the reference interest rate of the central row in one year, the reference interest rate of the central row corresponding to the calculation period and the predicted value of the consumption price index of residents in one year are based on public information published by relevant departments in the current year. It is explained that the accuracy of the public information published by the relevant departments, especially the predicted value of the residential consumption price index, is not in the patent of the invention of the present embodiment. The reference interest rate of the simultaneous rows can be multiplied by different coefficients to be expressed as various forms of interest rates, such as house loan interest rate, commercial loan interest rate, agricultural loan interest rate and the like.

The above process is illustrated by way of example: the amount of the total loan value (cash lot value), the principal (real principal of cash lot, cash lot principal), interest (real interest of cash lot, interest of cash lot) and the depreciation value (cash lot depreciation) is calculated according to the equal-amount principal repayment mode in 2015, 1 month bank house according to the loan Y being 1000 ten-thousand yuan (input value), the loan period being 30 years and the rest period n being 360 months?

2015 1 month Chinese house loan one year benchmark interest rate r₁5.60 percent, the benchmark interest rate r of 30 years 6.15 percent, and the predicted value CPI for the increase of the consumption price index of the residents in 2015₁1.5, converting the monthly rate of loan in one year into equivalent comprehensive rate i in one year_p1 ^*When 0.0560/12 is 0.004667, the monthly rate of loan in 30 years is converted into the equivalent comprehensive rate, and the expansion rate f of the currency in one year is calculated₁0.015. Converting the expansion rate of the monthly currency into the equivalent expansion rate f of the monthly currency₁ ^△＝0.015/12＝0.00125。

2015-2045 years (n is 360) equivalent value (calculated payoff per month):

wherein the content of the first and second substances,

2015 + 2045 years (n is 360) cash string value:

J^*＝A^*xn 6.0923 × 360 ═ 2193.228 (ten thousand yuan)

Y％＝Y/J^*＝1000÷2193.228＝45.59％

Equivalent interest rate in 2015 (n is 12), also equivalent interest rate in 2015-2045 (n is 360):

equivalent inflation rate in 2015-2045 years (n is 360):

2015-2045 years (n is 360) equivalent comprehensive interest rate and profit grade:

wherein the content of the first and second substances,

2015-2045 years (n is 360) cash fund and its percentage:

P_o＝J^*×L[i_p ^Δ,n]2193.228 × 154.6240 ÷ 360 ═ 942.0158 (ten thousand yuan)

P_o％＝P_o/J^*＝942.0158÷2193.228＝42.95％

2015-2045 years (n-360) cash string interest and its percentages:

S^*＝J^*×[L[f^Δ,n]-L[i_p ^Δ,n]]2193.228 × 114.2046 ÷ 360 ═ 695.7687 (ten thousand yuan)

S^*％＝S^*/J^*＝695.7687÷2193.228＝31.72％

2015-2045 (n-360) cash depreciation and its percentage:

B^*＝J^*-P_o-S^*2193.2280-942.0158-695.7687 ═ 555.4435 (ten thousand yuan)

B^*％＝B^*/J^*＝555.4435÷2193.228＝25.33％

2015-2045 years (n-360) true interest and its percentage:

S_x ^*＝J^*-Y-B^*637.7845 (ten thousand yuan) is 2193.2280-1000-555.4435

S_x ^*％＝S_x ^*/J^*＝637.7845÷2193.228＝29.08％

2015-assisted 2045 years (n is 360) cash-string flying gold, financial foams and coefficient percentages thereof are as follows:

G_o＝Y-P_o1000-942.0158 ═ 57.9842 (ten thousand yuan)

In this example, the cash flow value is calculated to be 2193.2280 ten thousand yuan, wherein the true principal of the cash flow is 1000 ten thousand yuan and 45.59 percent of the true principal, the principal of the cash flow is 942.0158 ten thousand yuan and 42.95 percent of the true principal, the true interest of the cash flow is 637.7845 ten thousand yuan and 29.08 percent of the true interest of the cash flow, the interest of the cash flow is 695.7687 ten thousand yuan and 31.72 percent of the true interest of the cash flow, the depreciation value of the cash flow is 555.4435 ten thousand yuan and 25.33 percent of the true interest of the cash flow, the farin of the cash flow is 57.9842 ten thousand yuan, the financial foam is 77.0163 ten.

This example calculates the original cash string value spectrum length ratio of 164: 105: 91.

This example calculates the present cash string value spectrum length ratio to be 155: 114: 91.

The cash string computing system 2 includes:

a data obtaining module 21, configured to obtain a calculation period (number of years), an annual number of rest cycles, a central row reference interest rate in a year, a central row reference interest rate corresponding to the calculation period, and a residential consumption price index in the year, and calculate a rest period, an annual equivalent integrated interest rate, an equivalent integrated interest rate, and an annual equivalent inflation rate according to the calculation period, the annual number of rest cycles, the central row reference interest rate, and the residential consumption price index, and output the calculation period, the central row reference interest rate, and the calculated rest period;

the equivalent interest rate and equivalent currency expansion rate calculating module 22 is used for calculating the equivalent interest rate according to the equivalent comprehensive interest rate of the one-year period and the equivalent currency expansion rate of the one-year period, and is also used for calculating the equivalent currency expansion rate according to the equivalent comprehensive interest rate and the equivalent interest rate;

the equivalent interest rate reckoning series calculation module 23 is configured to calculate an equivalent interest rate reckoning series according to the rest period and the equivalent interest rate;

the equivalent currency expansion rate rewarding series calculation module 24 is used for calculating the equivalent currency expansion rate rewarding series according to the rest period and the resident consumption price index and outputting the calculated equivalent currency expansion rate rewarding series;

the equivalent comprehensive interest rate reckoning series calculating module 25 is used for calculating an equivalent comprehensive interest rate reckoning series according to the rest period, the equivalent interest rate reckoning series and the equivalent communication expansion rate reckoning series and outputting the calculated equivalent comprehensive interest rate reckoning series;

the equivalent comprehensive interest rate reckoning series calculation module 26 is used for calculating an equivalent comprehensive interest rate reckoning series according to the rest period and the equivalent comprehensive interest rate and outputting the calculated equivalent comprehensive interest rate reckoning series;

a cash string value calculating module 27, configured to calculate an equivalent value according to an input value (an initial amount) and the equivalent comprehensive interest rate rewarding series, and further configured to calculate a cash string value according to the rest period and the equivalent value, and output a real principal (an initial amount) of the cash string and a real principal percentage of the cash string calculated by the real principal;

the cash string principal calculation module 28 is used for calculating cash string principal and the percentage thereof according to the interest period, the cash string value and the equivalent comprehensive interest rate rewarding grade number, and outputting the calculated cash string principal and the percentage thereof;

the cash string interest calculation module 29 is used for calculating cash string interest and percentage thereof according to the interest period, the cash string value, the equivalent comprehensive interest rate rewarding level and the equivalent currency expansion rate rewarding level, and outputting the calculated cash string interest and percentage thereof;

a cash string depreciation calculating module 30, configured to calculate a cash string depreciation value and a percentage thereof according to the cash string value, the cash string principal and the cash string interest, and output the calculated cash string depreciation value and the percentage thereof;

and the cash string real interest calculating module 31 is configured to calculate the cash string real interest and the percentage thereof according to the cash string value, the cash string real principal and the cash string devaluation, and output the calculated cash string real interest and the percentage thereof.

And the cash string financial foam calculating module 32 is used for calculating cash string flyings according to the real principal of the cash string and the principal of the cash string, calculating financial foams of the flyings by taking the flyings as the principal, and outputting the calculated cash string flyings, the calculated financial foams and coefficient percentages of the calculated cash string flyings and the calculated financial foams. And then, controlling the audio and fluorescence of the magnetic suspension display ball by adopting a Bluetooth technology according to the positive and negative values of the cash string flying gold foam obtained by output calculation.

The above-mentioned embodiments are only used for illustrating the technical solutions of the present invention, and not for limiting the same; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.

The economic activity of people does not recognize the existence of the flyaway, so the flyaway is usually taken as the principal to be calculated, and the important difference between the flyaway and the principal is that the flyaway does not count interest and is not valued, but the principal is both interest and is not valued, so the foam calculated by taking the flyaway as the principal is called flyaway foam, and the calculation formula of the flyaway foam is as follows:

under the currency inflation condition, the cash-in-value string has a flying fund, and under the currency deflation condition, the cash-in-value string has a flying fund. The negative value of the flying gold is the flying, so the above formula is also the foam calculation formula of flying bringing the flying. Except that Feijin G_oAs positive value (Feiki), Feiki foam J_o ^*Also positive, gold flying G_oNegative (fly) and fly foam J_o ^*Also negative, flyaway and flyaway foams are collectively referred to as finance foams, which are value foams. Financial foam is the result of calculating the true principal as the principal.

The financial foam has the following characteristics:

1. authenticity: in the cash flow financial environment, people always calculate the flying fund as the principal, the authenticity of the financial foam is established on the basis of the principal profit recovery calculation containing the flying fund, and the flying fund is also the profit recovery calculation, so the value of the financial foam in the cash flow calculation exists, and the financial foam disappears along with the disappearance of the flying fund profit recovery calculation.

2. False character: calculating the flyaway as principal, wherein false values (financial foams) outside a cash string price spectrum appear, the financial foams do not have division of principal, interest and depreciation, the financial foams are values outside a two-dimensional interest period space and do not have an expression form of the cash string in the two-dimensional interest period space;

3. concealment: due to the invisible transmission of the flying gold, the invisible form of the financial foam is brought, and particularly, the invisible foam is foam A with equal value_o ^*When the form appears, the form has more hidden properties;

4. unfairness: the flying money is the currency conversion value of the currency expansion, and the financial foams are calculated according to the capital equivalence rule, so that unfairness occurs;

5. harmfulness: financial foam has the effects of time accumulation and space superposition, and the result of the time and space accumulation of financial foam brings about a currency expansion financial crisis.

Further, for a better understanding of the present invention, the following detailed description of the problems associated with cash strings:

(1) cash flow value distribution

The currency has a function of adding value with time, which is the basis of currency simple profit calculation, and the currency added value has a function of multiplying, which is the basis of currency repeated profit calculation, and the concepts of present value (principal), added value (interest) and final value are introduced, and the final value can be equal at different times, which is the concept of currency equivalence. After a period of financial practice, cash flow and cash flow equivalence are generated.

The nominal interest rate of the cash flow is the calculated interest rate of the cash flow equivalent, the actual interest rate in the nominal interest rate is always unchanged, and the actual purchasing power is represented, so that the change of the nominal interest rate and the change of the currency expansion rate in the same direction can be obtained, namely the change of the currency expansion rate brings the change of the nominal interest rate.

Firstly, calculating the inflation rate f of the current goods of the year according to the relative value of the consumption price index CPI of residents in the year₁And then, converting and calculating the equivalent inflation rate of the currency in the year as follows:

formula (II) CPI₁Is a predicted value of the consumption price index of residents in one year, CPI₀Is the reference value of the consumption price index of the residents in the last year. Official post of the resident's consumption price index CPI in general₁Selecting the consumption price index CPI of the residents in the last year₀Is a reference value of 100, and then the above equation becomes:

resident consumption price index CPI in financial practice₁Not expressed in terms of the rate of development of official publications, but in terms of percentage of growth rate of multiple choices, e.g. official publication of CPI₁102.5, CPI is used in financial practice₁2.5, and the following simplified formula is adopted:

according to the standard rate of interest r of the oral row in one year₁Calculating equivalent comprehensive interest rate i in the year_p1 ^*Then according to the equivalent inflation rate f of the current cargo in the year₁ ^△Calculating the equivalent interest rate i of the year^△I.e. by

i_p1 ^*＝r₁/m

Due to the fact that the equivalent interest rate i in the equivalent comprehensive interest rate in the calculation period^△Is constant, namely the actual interest rate is constant in the calculation period, and the inflation rate of the currency and the nominal interest rate are changed in the same direction, so that the equivalent comprehensive interest rate i is calculated according to the reference interest rate r of the central row corresponding to the calculation period_p ^*Then according to the equivalent interest rate i^△Calculating the equivalent inflation rate f^△I.e. by

i_p ^*＝r/m

The cash flow has the concepts of present value, equal value and final value according to the time flowing mode, which is an accepted economic model that the financial world has used for hundreds of years, and the concept of spatial present value (principal), full value (principal + interest) and final value (interest) is proposed according to the cash flow in a spatial distribution mode, so that the time value flow is converted into the concept of a spatial value field.

The calculation period T is the number of years of the calculation time, the rest period n is the number of rest periods, and the number of rest periods m is the number of rest periods per year, so n is T · m. The selected rest period defines a unique number m of annual rest periods. The cash flow is divided into a multi-cycle equal cash flow (the rest period n is an integer) and a single-cycle end value cash flow (the rest period n is 1), in this case, only the multi-cycle equal cash flow is discussed, the calculation is the repeated profit calculation of the actual interest rate, the single-cycle end value cash flow is regarded as the equal cash flow under the condition that the rest period is 1, the calculation is the single profit calculation of the nominal interest rate, and the current financial limit period deposit is the single-cycle end value cash flow.

The current value of the invariant (no currency inflation currency) is the value at the time initial point (no time value), i.e. principal, the added value is the difference between the value at the time end point and the value at the initial point (only time value), i.e. interest, and the current value of the invariant cash flow is defined as the sum of the current value and the added value, i.e. the value at the time end point. The value distribution of cash flow in single interest cycle is the cash flow value distribution, and the cash flow value distribution in multiple interest cycles is the cash flow value, the equal amount value and the cash flow value.

The value of the invariant cash flow equivalent value A is attached to the initial point (space origin) as the current value P, namely

P＝A·(1+i)^-1+A·(1+i)^-2+……+A·(1+i)^-n＝A·L[i,n]＝A·n_y

Wherein the L spatial progression is defined as:

L[i,n]＝(1+i)^-1+(1+i)^-2+……+(1+i)^-n＝n_y

assuming that interest rate i is 0, L [ i, n ] is n; assuming that i ═ becomes equal to 0, L [ i, n ] -. The above equation then transforms into:

i.e. L [ i, n ]]＝L[i＝0,n_y]+L[i＝∝,n-n_y]

The above formula shows that the cash flow with the rest period of n and the interest rate of i can be regarded as the composition of two cash flows, one cash flow is formed by the rest period of n_yThe cash flow with interest rate of zero, and the rest period is n-n_yThe interest rate is the infinite value-added cash flow, which is a conversion formula for converting the value interest process of the invariable-element cash flow into the value storage process of the cash flow, and provides a theoretical basis for the value distribution of the cash flow. Specifically, the method comprises the following steps:

(a) the cash flow consists of two parts, one part is a cash flow, namely a principal cash flow, and the other part is a value-added cash flow, namely an interest cash flow, the cash flow is in front and comprises a space origin, and the value-added cash flow is behind and comprises a space end, and the front part and the back part can not be interchanged;

(b) the cash flow of the present value is the concentrated present value, the cash flow of the added value is the concentrated added value, and the cash flow of the added value can not be distributed in a cross way;

(c) the cash flow cash value is concentrated at the origin of the space, and the value-added cash flow increment can be concentrated at the end of the space.

(d) The cash flow value J is the sum of the current value and the added value, and is expressed as the product of the rest period n and the equivalent value a.

As shown in fig. 8, under the condition that the cash flow interest rate and the inflation rate (the residential price consumption index) are constant, actual elements of any size at any time point in the calculation period have unique equal cash flows corresponding to the cash flow interest rate and the inflation rate, so the cash flow is usually equal cash flow. The cash flow value is divided into three parts, the first part is the initial cash value (principal P), the second part is the time increment (interest S)^*) The third part is time depreciation (depreciation B)^*) It can be proved that: the cash flow has value added before the current value and has value depreciated after the current value and the value added.

It should be noted that the cash flow value distribution shown in fig. 9 uses the known actual meta-value distribution differentiated in the direction of interest period, which is consistent with the actual meta-value distribution differentiated in the direction of equal value.

(2) Two-dimensional interest-counting periodic space cash string

The actual element of the two-dimensional interest cycle space provided by the embodiment of the invention, namely the currency swelling currency value distribution, is detailed in the following distribution process:

cash flow value J^*Is the rest period n and the equivalent value A^*Product of, thereby accounting for cash flow value J^*It can be expressed in terms of cash flow model area, which relates the value of dynamically simulating cash flow to its model physical space area. The cash flow to cash flow model is a transformation from temporal value flow to spatial value distribution.

The currency increment and decrement function is that currency increments and decrements over time. How to express the currency increment and decrement functions is to calculate the time value and the time decrement by adopting the time scale through the conversion of the cash flow to the cash flow model (see fig. 9), besides, the expression form of the currency increment function is found to be not unique, besides the time scale n, a value scale exists, namely, the equivalent value A^*. Value benches are adopted to carry out value-added and value-depreciated equivalence calculation, the current values calculated by different benches are equal, and a two-dimensional interest period space model is created, namely

Where r is i + f + i · f

Through different benchmarking interest rates of the model, the nominal interest rate of the time benchmarking is r, and the nominal interest rate of the value benchmarking is r_aThe rest period n and the equivalent value A^*The two-dimensional cash flow model is reconstructed into an interest cycle number n and an interest cycle number A^*The two-dimensional interest-calculating periodic space is a virtual space which is invisible to human vision and a real space in which cash flow can be intuitively felt to exist, and is reconstructed from an economic shape into physicsPhysical model (see fig. 9).

It should be noted that the two-dimensional interest cycle spatial area differs from the physical spatial area in that the former area unit is not the square of the interest cycle, but rather the interest cycle having a mean value, i.e., the interest cycle n having a mean value a, or the interest cycle a having a mean value n, the multiplicity of the two-dimensional interest cycle spatial area units poses a constraint problem for the cash flow value to be calculated using the two-dimensional interest cycle spatial area.

It can be seen that the cash flow is equivalent, i.e. the different fund values at different time points are equal at any time point in the calculation period under the condition of constant interest rate, the element current value P and the element value S are added^*Depreciation B^*Sum value J^*It evolves into a two-dimensional interest cycle space equivalent element. It should be noted that cash flow value J^*Can be expressed by the space area of a two-dimensional rest period, but when the equivalent elements of the rest period are expressed by the area, the rest period n is unchanged or the equivalent value A is equal^*Invariant conditions, hence the cash flow value J^*Two-dimensional interest-bearing periodic space diagonal W^△Expressed in terms of a path having a value intensity, i.e. cash flow value V per unit of interest period^*I.e. by

Since the isometric current-value segment has an origin, the value-added segment has a demarcation point, and the value-subtracted segment has an end point, it is assumed that the isometric origin on the diagonal of the cash flow plane accumulates the spatial current value P_o(P_oP), at the dividing point, the time value S can be accumulated^*At the end point, the aggregate time depreciation B is possible due to the time value generating depreciation^*。

Under the condition of interest rate change, firstly, the changed actual interest rate is evolved into a constant equivalent interest rate i according to the currency increment and dereference calculation rule^ΔThe variable inflation rate of the general cargo is converted into a constant equivalent inflation rate f of the general cargo^ΔI.e. by

The average actual interest rate at the time point k (k ═ 1,2, … …, n) is the average inflation rate at the time point k (k ═ 1,2, … …, n).

Since the equivalent interest rate and the equivalent inflation rate are constant interest rates with the same interest rate at each time point, the equivalent interest rate is usedAnd calculating equivalent comprehensive interest rate i according to the nominal interest rate r formula by the equivalent currency expansion rate_p ^*Comprises the following steps:

i_p ^*＝i^Δ+f^Δ+i^Δ·f^Δ

according to constant equivalent integrated interest rate i_p ^*Calculating effective value, namely the space original value Y is as follows:

Y＝A^*·(1+i_p ^*)^-1+A^*·(1+ⁱ _p ^*)^-2+……+A^*·(1+i_p ^*)^-n＝A^*·L[i_p ^*,n]＝A^*·n_y ^*

the above formula is according to constant equivalent integrated interest rate i_p ^*And calculating a repeated conversion profit calculation formula of the space original value Y.

As shown in FIG. 8, the equivalent integrated interest rate i is observed in a two-dimensional interest cycle space_p ^*The calculated effective and ineffective values, i.e. the spatial original and the enhancement, exist at a vertical boundary n_y ^*And a horizontal boundary line A_y ^*They intersect at the diagonal equivalent intersection point W_y ^*Thus n is known_y ^*Then calculate A_y ^*Comprises the following steps:

since the front segment of the equivalent path has an origin and the rear segment has an end, it is assumed that the spatial original value Y is accumulated at the origin of the equivalent path and the enhancement value X is accumulated at the end^*Increase and decrease value X^*Is a time value S_x ^*And time depreciation B^*The sum of (1).

Since interest has a depreciation but the depreciation has no interest, the actual meta-equivalent interest rate i is determined in addition to the above equivalent spatial structure^ΔEquivalent inflation rate f^ΔSynthesizing the equivalent comprehensive interest rate i according to the equivalent space structure (shown in figure 9) of adding value and then removing value_p ^ΔTo obtain the effective value, i.e. the space current value P_o(P_oP) is:

namely L2ⁱ _p ^Δ,n]·n＝L[i^Δ,n]·L[f^Δ,n] (n_y ^Δ＝L[i_p ^Δ,n])

In the formula, the actual number A is equal to the number of Yuan^*The relationship with the invariant value A is as follows:

namely, it is

The above formula is according to the equivalent comprehensive interest rate i_p ^△Computing the spatial current value P_oThe complex computing formula of (1).

As shown in FIG. 8, the equivalent integrated interest rate i is used in the two-dimensional interest cycle space_p ^ΔComputing the spatial current value P_oTime value S^*Sum time depreciation B^*Existence of a vertical boundary line n_y ^ΔAnd a horizontal boundary line A_y ^ΔThey intersect at a diagonal isovalent boundary point W_y ^ΔThus n is known_y ^△Then calculate A_y ^△Comprises the following steps:

two-dimensional interest-bearing periodic space model diagonal line W^△The instantaneous dimension n and the incremental dimension A^*The diagonal of (a) is a path whereby an artefact containing monetary value may be made, referred to as a cash-string, characterised in that it has a length W^△The length unit is the rest period, the length calculation is the number of the Rex series, and the value intensity V^*Its value is J^*＝W^△·V^*It is a financial tool for holding cash flow value.

Space origin, junction point of effective value and currency increment, demarcation point and space end point of currency increment and currency decrement are sequenced in sequence in the cash string, and values with different properties can be gathered on the nodes. That is, the cash string is ordered by the segmentation segments to accommodate the effective value, the monetary add-on and the monetary depreciation. The above-described 4 features (a), (b), (c), and (d) of the cash flow area accommodating cash flow values are also applicable to the cash flow path accommodating cash flow values, which are cash flow values.

In a two-dimensional rest-circle space, a cash-string W^△Is the number of the count periods that can be calculated from the path relationships, it is also equalNominal number of resting cycles A^*The same applies for the number of information periods W^△Calculating interest rate i of the user_{p w} ^△I.e. by

The total capital value of the previous investment projects is expressed in cash flow value, how much the principal is in cash flow value, how much the value is in derogation? Only by professional calculation, what is the true interest and devaluation that the customer is most concerned about how to separate the true interest and devaluation in the appreciation and devaluation? The cash flow is changed into a cash string, the total capital value of the investment project is expressed by the cash string value, the true principal, the true interest and the depreciation in the cash string value are expressed by the relative positions of the origin, the intersection, the demarcation and the end of the cash string in the two-dimensional interest cycle space, the client can easily observe and accept the cash flow, and the cash flow replaced by the cash string is a progress of science and technology.

(3) Cash series interest rate price chart

The natural white light can be decomposed into seven colors of light, and the seven colors of light are arranged according to different frequencies to form a spectrum. The cash cluster value can also be decomposed into principal, interest and depreciation, and a value sequence spectrum is formed according to different arrangement of interest rate extreme values, and is called a cash cluster interest rate price spectrum, which is called a cash cluster price spectrum for short.

Under the condition of currency inflation, the equivalent value A of the actual cash flow^*The current value P of the mapping initial point is as follows:

P＝A^*·(1+r)^-1+A^*·(1+r)^-2+……+A^*·(1+r)^-n＝A^*·L[r,n]

where the nominal interest rate r is the combined constant interest rate of the constant actual interest rate i and the constant inflation rate f.

It follows that the value distribution of the invariant cash flow under the condition of no inflation of the currency may also be applied to the value distribution of the actual cash flow under the condition of inflation of the currency, having the 4 characteristics of (a), (b), (c) and (d) of the same value distribution, except that the value-added cash flow is converted into a value-added cash flow, the value-added cash flow being the sum of the value-added and the value-removed, i.e. the sum of the value-added and the value-removed cash

In the formula n_y ^r＝L[r,n] (r＝i+f+i·f)

As shown in FIG. 8, in the two-dimensional interest cycle space model, the cash sequence origin 0 and the boundary point W are used_yBoundary point and end point W^rSegment proportion, equal to the starting point 0 and the boundary point n of the cash flow_yThe division point and the end point n are in segmented proportion, and the cash flow time flow rest period n is equivalent to the cash flow space path rest period W^rThe interest rate r of cash flow time flow interest cycle is equivalent to the interest rate r of cash flow space path interest cycle_wThey have the following equation:

therefore, the above analysis of cash flow value can be fully applied to cash-string value analysis.

As shown in fig. 8, under the condition that the actual interest rate and the inflation rate of the currency are unchanged, the cash flow segment contains principal, interest and depreciation, and for the reckoning calculation according to the nominal interest rate r, the cash flow segment has a proportional formula:

namely, it is

The proportion formula is a nominal cash string price spectrum proportion formula, and the same proportion formula is obtained according to the cash flow equivalence, so the nominal cash string price spectrum proportion formula is the cash flow price spectrum proportion formula.

As shown in FIG. 9, according to the nominal cash string value spectrum proportional formula, the cash string is composed of the principal cash string, interest cash string and depreciation cash string, starting from the origin 0 of the cash string, the principal cash string is the first cash string 0-n_y ^rThe characteristic r is 0, the actual interest rate i is 0, and the inflation rate f is 0; the interest cash string is a second cash string, the characteristic i ═ indicates that the actual interest rate i ═ indicates that the currency expansion rate f is 0; a depreciated cash string is a third cash string, the characteristic f ═ indicates that the actual interest rate i ═ 0 and the currency expansion rate f ═ varies; up to the cash string end point n. They cannot be arranged upside down. The nominal cash serial interest rate price spectrum determined by the actual interest rate and the currency expansion rate of zero or infinity is obtained, and the difference is that the length of the nominal cash serial interest rate price spectrum is W^rThe value strength is V^*The latter time rest period is n, the equivalent value is A^*。

In the investment activities of people, the actual interest rate i and the actual interest rate i are passedCalculating cash flow equivalent value A from goods expansion rate f^*The value of the cash flow J^*＝n·A^*Essentially, the result is only the comprehensive expression form of the cash-string interest rate price spectrum determined by the interest rate and the currency expansion rate of zero or infinity, and the cash-string value J^*Equal to the present value P, the time value S^*And depreciation B^*It is just as white light as one sees is a comprehensive representation of seven colors of light of different frequencies.

The cash bunch interest rate price spectrum directly displays the proportional relation of cash bunch principal, interest and depreciation.

As shown in fig. 9, under the condition of the change of the actual interest rate and the expansion rate of the currency, the cash string can receive the principal, interest and depreciation in sections, and the sum of the interest rate i and the depreciation is equal to the equivalent value_p ^△Has a proportional formula:

namely, it is

Cash string equivalent boundary point n in formula_y ^△Comprises the following steps:

n_y ^Δ＝L[i_p ^Δ,n]＝L[i^Δ,n]·L[f^Δ,n]/n

equivalent comprehensive interest rate i under the condition of actual interest rate and currency expansion rate change_p ^△Computing the spatial current value P_oEqual to the current value P calculated for the nominal interest rate r under the conditions of constant actual interest rate and inflation rate, so that n_y ^△＝n_y ^rTheir boundary points are the same, since S^△＝S^*The same applies to the demarcation points, and the same applies to their proportionality. The proportional expression directly reflects the proportions of principal, interest and depreciation in the cash flow, and is also called as a proportional expression of the cash flow rate spectrum of the present value, so that the cash flow rate spectrum of the present value is a nominal cash flow rate spectrum of the present value, and is also a cash flow rate spectrum of the present value, but the preconditions of the spectra are different.

As shown in fig. 9, the cash flow basic parameters are the cash flow interest period, the actual interest rate and the full-order expansion rate, and the cash flow principal, interest and depreciation proportional relationship is directly displayed by applying the cash flow interest rate price spectrum.

As shown in FIG. 10, inUnder the condition of the change of the actual interest rate and the inflation rate of the currency, the cash strings contain true principal, true interest and depreciation in a subsection mode, and the cash strings are subjected to the equivalent comprehensive interest rate i_p ^*The complex transfer calculation of (1) has a proportional formula:

namely, it is

In-formula cash string equivalent boundary point n_y ^*Comprises the following steps:

n_y ^*＝L[i_p ^*,n] (i_p ^*＝i^Δ+f^Δ+i^Δ·f^Δ)

equivalent comprehensive interest rate i under the condition of actual interest rate and currency expansion rate change_p ^△Computing the spatial current value P_oNot equal to the equivalent integrated interest rate i_p ^*Computing the spatial original value Y, thus n_y ^△≠n_y ^*Their boundary points are different, and the equivalent comprehensive interest rate i under the condition of changing actual interest rate and currency expansion rate_p ^*The calculated proportional expression reflects the proportion of true principal, true interest and depreciation in the cash string, and is called as an original value cash string price spectrum proportional expression.

Wherein the currency cash-in-place strings, the currency cash-in-place strings and the nominal cash-in-place strings have the same length, i.e. W^*＝W^△＝W。

The cash string price spectrum proportional formula is a basic formula of the cash string price spectrum, and the formula is established under the condition that the equal value A is the value spectrum of the cash string and the value spectrum proportional formula of the original value cash string, the segment proportion of the original point, the boundary point and the tail point is only related to the rest period, the actual interest rate and the currency expansion rate, but is not related to the real principal or the size of the principal^*And the note period n is not equal to 0, any condition is not satisfied, and the cash string price spectrum proportion formula is not satisfied. Or is to say in A^*Under the condition of 0, the cash string evolves into a time dimension, and although the cash string price spectrum proportional expression is described by a time dimension parameter, the cash string price spectrum proportional expression is not a time price spectrum proportional expression and is not a cash flow price spectrum proportional expression.

Under the condition of no confusion, the cash string price spectrum proportion formula is described by a time dimension parameter, and is emptyThe length of each cash string is a rest period n, and the value intensity of each cash string is an equal value A^*。

The main difference between the original value cash string price spectrum and the current value cash string price spectrum is the appearance of flying gold.

Since the flying fund does not affect the value of the cash string and the benefit, namely the sum of the principal fund and the interest, the flying fund is a third economic element different from the principal fund and the interest. The method has the advantages that the flying gold cannot be displayed in the original cash string price spectrum, the real original gold exists in the original cash string price spectrum, namely the actual interest rate i of the flying gold is equal to 0, the actual interest rate i is changed into the actual interest rate i equal to equal, the flying gold passes through the equivalent boundary point to become interest, the equivalent boundary point disappears at the moment, the equivalent boundary point appears, and the flying gold passing phenomenon is an economic phenomenon which cannot be explained in a two-dimensional interest-counting period space.

(4) Feijin invisible transmission

In the principle of state superposition in physical quantum mechanics, quantum mechanics is the best known to begin the experiment of the 'Schrodinger cat' conceived by Schrodinger, and the quantum mechanics explains the superposed state cats which are dead and alive. The cash strings in the stacked state which are dead and alive also exist in the two-dimensional interest cycle space, the cash strings in the dead state are nominal cash strings with unchanged actual interest rate and currency expansion rate, and no flying fund exists; the cash string in the active state is an original cash string with the actual interest rate and the currency expansion rate changed, and has cash.

The cash strings are stacked in a state, and the cash strings are stacked in a single state due to the change of the actual interest rate and the expansion rate of the currency. Before people observe the cash string, the cash string has two states, one state is a nominal cash string state (unchanged actual interest rate and unchanged currency expansion rate), the other state is an original cash string state (changed actual interest rate and changed currency expansion rate), because the difference is not the difference (the cash string has the same length, the same value intensity, the same equivalent interest rate (actual interest rate), the same equivalent currency expansion rate (currency expansion rate) and the same interest path) but the different states (the cash string price spectrum has the difference of flying money), before people observe the cash string, the cash string states can not be determined, the cash string states are a single state superposition, when people observe the change of the currency expansion rate (the reference interest rate of the compulsory rows is related to the calculation period), the cash string superposition state collapses to be the unique state, and the original two states become the uniquely determined original cash state, the existence of flying funds in the original cash string price spectrum is determined.

The nominal cash string and the original cash string are in a cash string monomer superposition state and are finally collapsed into the original cash string, and the nominal cash string and the original cash string are different in that the actual interest rate is unchanged and the volume expansion rate is unchanged, the actual interest rate is changed and the volume expansion rate is changed, the nominal cash string and the original cash string reflect the difference of the states due to different processes of information, and the nominal cash string and the original cash string are in a cash string monomer superposition state. The difference between the cash string and the original cash string is that the interest path and the depreciation path are calculated separately, the interest path and the depreciation path are calculated in a combined manner, the difference of the interest paths causes the change of a two-dimensional interest period, namely, a current value dimension into an original value dimension, and a value-added dimension into a valid value dimension, which reflect the difference of entities, and the cash string is a cash string multi-body superposition.

Femtogenes is a value for stealth transmission. This is inconsistent with the notion that the femtogenes need to be transmitted from the start of time to the end of time, since it is understood that femtogenes are determined before they are not observed. In fact, the flying gold is uncertain before being observed, and the flying gold is the result of entanglement of multiple stacked states of the cash strings.

(5) Financial foam calculation

The flying-gold foam calculates the benefit of flying-gold by using flying-gold as principal, the benefit is the sum of interest and devaluation, that is

Wherein J_o ^*Is a Feikang foam, G_oIs Fei jin, S^△(S^△＝S^*) Is of interest, B^*Is a depreciation of P_oIs native gold, A^*Is an equal value, n represents the rest period, L^ΔRepresenting equivalent comprehensive interest rate Rex series, L^*And (4) representing the equivalent comprehensive interest rate and Rex series.

The fly money with a negative value is fly money, and the fly money foam calculation formula is also a fly money foam calculation formula, so the fly money foam calculation formula is also called a financial foam calculation formula.

In cashUsing rest period foam n in price spectrum_oThe formula to express the financial foam is:

using foam A with equal value in cash flow chart_o ^*The formula to express the financial foam is:

the above two formulas for expressing financial foams are theoretical formulas, and in the actual economic activity, the foam n in the rest period_oIs absent, i.e. the rest period n is unchanged, only the equivalent value can be changed, so that in the economic activity of people the equivalent value foam A is used_o ^*To express the financial foam.

Financial foam coefficient ω formula:

financial foam coefficient omega is value foam J_o ^*Value J of cash cluster^*The ratio of (a) is the value of the cash string characteristic of financial bubbles.

The essence of generating financial foam is that the currency increment value is calculated by a currency increment calculation method. The currency increment value calculation formula is a conversion profit calculation formula, and the currency increment value calculation formula is a profit calculation formula. The two formulas have different requirements on the calculated interest rate, and the interest rate in the repeated interest calculation formula is the equivalent comprehensive interest rate i_p ^*The interest rate in the complex interest calculation formula is the equivalent comprehensive interest rate i_p ^△Or nominal interest rate r.

In the current cash flow financial environment, the reference interest rate adopts the nominal interest rate (the actual interest rate is unchanged and the currency expansion rate is unchanged), and the actual reference interest rate is the equivalent comprehensive interest rate i_p ^*The method has the advantages that (the actual interest rates are the same as the currency expansion rates), the calculation of the reference interest rate is the conversion calculation, the problem of financial bubbles does not exist, but the financial bubbles are generated by performing the conversion calculation by taking the reference interest rate as the nominal interest rate, and the financial bubbles exist in the calculation of the financial cash flow at the present stage.

By summarizing the analysis, the principal can only be calculated by a reckoning formula, the true principal can only be calculated by a reckoning formula, the flying principal is the difference value calculation between the true principal and the principal, and otherwise, financial foams are generated.

It should be noted that the valuable foam J_o ^*Foam n at rest period_oEqual value foam A_o ^*The method is different description modes of false value, the value foam has no value, the rest period foam has no rest period, and the equal value foam has no equal value, so that the balance foam and the balance foam are not divided into principal, interest and depreciation, and are collectively called as financial foam. Positive financial foams are flyaway foams and negative financial foams are flyaway foams.

As shown in FIG. 3, under the condition of the expansion of currency, the boundary point has inequality n_y ^*>n_y ^△At this time, the flying fund enlarges the principal fund, becomes an enlarged principal fund, and generates flying fund foam which is positioned above the cash end point according to the rewarding calculation.

As shown in FIG. 4, under the condition of the contracted currency, the boundary point has inequality n_y ^*<n_y ^△At this time, the interest is increased by the flying interest, and the flying interest becomes the increased interest, and the flying foam is generated according to the reckoning calculation and is positioned above the origin of the cash string.

Claims (7)

1. A financial foam photoelectric digital magnetic suspension display ball, which is characterized in that,

   the display ball body is a photoelectric digital LED screen ball, and a neodymium iron boron magnet and a loudspeaker are arranged in the display ball body; the neodymium iron boron magnet is arranged at the lower end of the display ball body and is provided with a photoelectric information and audio information receiving device;

   the base is arranged on the base and provided with a photoelectric digital plate, and the photoelectric digital plate is an LED screen; a PCB circuit board is arranged in the base and integrates all electronic components of the magnetic suspension system, and a control motor is also arranged in the base;

   the control module is arranged in the base;

   the power supply is electrically connected with the control module, the magnetic pole coil and the control motor and is arranged in the base;

   the input keyboard is electrically connected with the control module and is arranged on the side surface of the base;

   the base magnetic pole coil obtains electric energy through the power supply to generate a magnetic pole, and the magnetic pole generated by the magnetic pole coil is the same as the magnetic pole of the display ball magnet.
2. The esd digital magnetic suspension display ball of claim 1, wherein the LED display ball screen displays the information of the financial foam, and the speaker is equipped with a bluetooth device, and the speaker is connected via bluetooth and sends out audio signals.
3. The finance foam photoelectric digital magnetic suspension display ball as claimed in claim 1, wherein the base is a conical base, the photoelectric digital plate is a ring-shaped photoelectric digital LED screen, and the ring-shaped photoelectric digital LED screen displays cash-string principal, principal-increase, real interest and depreciation information.
4. The fused foam photoelectric digital magnetic suspension display ball as claimed in claim 1, wherein a rotating motor is arranged in the base, the rotating motor is connected with the photoelectric digital plate, and the control module is connected with the rotating motor and controls the photoelectric digital plate to rotate.
5. The fused foam photoelectric digital magnetic suspension display ball as claimed in claim 1, wherein the side of the base is provided with display lamp buttons and a numeric keyboard, information is input through the numeric keyboard, and the input information is displayed on the photoelectric digital board.
6. A method of financial foam calculation, the method comprising:

   acquiring a calculation period, an annual number of interest cycles, a current row reference interest rate in a year, a current row reference interest rate corresponding to the calculation period and a consumption price index of residents in the year, calculating the interest period, an equivalent comprehensive interest rate in the year, an equivalent comprehensive interest rate and an equivalent goods-passing expansion rate in the year, and outputting the calculation period, the current row reference interest rate and the calculated interest-counting period;

   calculating the equivalent interest rate according to the equivalent comprehensive interest rate of the one-year period and the equivalent inflation rate of the currency of the one-year period;

   calculating the equivalent inflation rate of the currency according to the equivalent comprehensive interest rate and the equivalent interest rate;

   calculating an equivalent interest rate rewarding series according to the rest period and the equivalent interest rate;

   calculating an equivalent currency expansion rate profit-recovery stage number according to the rest period and the equivalent currency expansion rate, and outputting the calculated equivalent currency expansion rate profit-recovery stage number;

   calculating an equivalent comprehensive interest rate rewarding series according to the rest period, the equivalent interest rate rewarding series and the equivalent communication expansion rate rewarding series, and outputting the calculated equivalent comprehensive interest rate rewarding series;

   calculating an equivalent comprehensive interest rate reckoning series according to the rest period and the equivalent comprehensive interest rate, and outputting the calculated equivalent comprehensive interest rate reckoning series;

   calculating an equivalent value according to the input value and the equivalent comprehensive interest rate rewarding series, calculating a cash string value according to the rest period and the equivalent value, and outputting a real principal of the cash string and the cash string value obtained by calculation;

   calculating cash flow principal according to the rest period, the cash flow value and the equivalent comprehensive interest rate rewarding grade, and outputting the calculated cash flow principal;

   calculating the interest of the cash strings according to the rest period, the value of the cash strings, the equivalent comprehensive interest rate rewarding level and the equivalent currency expansion rate rewarding level, and outputting the calculated interest of the cash strings;

   calculating a cash string depreciation value according to the cash string value, the cash string principal and the cash string interest, and outputting the calculated cash string depreciation value;

   calculating the real interest of the cash strings according to the cash string value, the real principal of the cash strings and the cash string devaluation, and outputting the calculated real interest of the cash strings;

   calculating the cash bunch flyings according to the real principal of the cash bunch and the principal of the cash bunch, calculating financial foams by taking the flyings as the principal, and outputting the calculated cash bunch flyings, the calculated financial foams and coefficient percentages thereof.
7. The method of claim 1, wherein flyaway is calculated as principal; the important difference between the flying fund and the principal is that the flying fund does not count interest and is not devalued, and the principal is both interest and devalued, so that the flying fund is taken as the interest and the devalued of the principal calculation, the sum of the interest and the devalued is the financial foam, and the calculation formula of the financial foam and the coefficient percentage of the financial foam is as follows:

   wherein J_o ^*Is a value foam,% indicates the percentage of coefficient of financial foam, G_oIs Fei jin, S^△(S^△＝S^*) Is of interest, B^*Is a depreciation of P_oIs native gold, A^*Is an equal value, n represents the rest period, L^ΔRepresenting equivalent comprehensive interest rate Rex series, L^*And (4) representing the equivalent comprehensive interest rate and Rex series.

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