CN110415074A

CN110415074A - A kind of price quoting method, device and the server of vehicle insurance continuation of insurance

Info

Publication number: CN110415074A
Application number: CN201910614866.4A
Authority: CN
Inventors: 蔡青峰
Original assignee: Weimin Insurance Agency Co Ltd
Current assignee: Weimin Insurance Agency Co Ltd
Priority date: 2019-07-09
Filing date: 2019-07-09
Publication date: 2019-11-05

Abstract

The application is suitable for computer field, provides price quoting method, device, computer readable storage medium and the server of a kind of vehicle insurance continuation of insurance.The described method includes: after the first identity code for the user that the server that instant communication server receives insurance agent platform is sent and the license plate number of user's input, it is retrieved in the searching database of vehicle insurance declaration form according to the license plate number of input, obtains the retrieval data of vehicle insurance declaration form corresponding with the license plate number of input；Judge whether user is car owner；If user is car owner, then instant communication server returns to vehicle quotation ID to the server of insurance agent platform, to send the license plate number of vehicle quotation ID and input from the server of insurance agent platform to vehicle insurance declaration form server, and shown by the quotation information that vehicle insurance declaration form server generates vehicle insurance continuation of insurance for user terminal.The application is at low cost, simplifies vehicle insurance quotation operating process, can guarantee it is car owner's operation, utmostly protects privacy of user.

Description

A kind of price quoting method, device and the server of vehicle insurance continuation of insurance

Technical field

The application belongs to the price quoting method of computer field more particularly to a kind of continuation of insurance of vehicle insurance, device, computer-readable deposits Storage media and server.

Background technique

Vehicle insurance declaration form is 1 year validity period at present, therefore every year before declaration form expires, it is necessary to buy vehicle insurance again.Vehicle insurance is continuous The quotation of guarantor refers to that user carries out vehicle insurance quotation in the insurance company of existing declaration form.Citing: last year protects purchase vehicle insurance in people, modern Year still protects inquiry vehicle insurance quotation in people.

The main channel of vehicle insurance continuation of insurance quotation online at present mainly has insurance company to have channel by oneself, and (such as: official website, official are public Many numbers) and insurance agent channel (such as: Alipay, drop drop), the quotation process of specific vehicle insurance continuation of insurance is as follows:

Insurance company has channel (such as: official website, official's public platform) by oneself: for vehicle insurance continuation of insurance quotation, the letter of some insurance companies The input of quotation information is changed, such as has merely entered: " license plate number+cell-phone number+identity card ".It protects below for people and exists for continuation of insurance vehicle When official website carries out vehicle insurance quotation, it is desirable that the information of user's input: step 1: selection traveling city, input license plate number；Step 2: defeated Enter cell-phone number and completes short-message verification；Step 3: inputting the identity card and identifying code of insurant；Step 4: checking letter of insuring Breath；Step 5: checking that vehicle insurance is offered.

Insurance agent channel (such as: Alipay, drop drop): it continues insurance and offers regardless of vehicle insurance, need user to input without exception The date, owner name, owner identity card, Vehicle Identification Number, brand and model, motor number, is firstly mounted etc. 10 at license plate in traveling city Multinomial information can just calculate accurate vehicle insurance quotation by insurance company.The following are Alipays when vehicle insurance is offered, it is desirable that uses The information of family input: step 1: input license plate, insurance place, owner name, owner identity card；Step 2: input driving license information, Include: brand and model, Vehicle Identification Number, motor number, registration date；Step 3: selection vehicle；Step 4: selection policy-holder Case；Step 5: selection insurance company；Step 6: checking that vehicle insurance is offered.

Required information of vehicles, general insurance agent platform can simplify in several ways user's when for vehicle insurance quotation Input:

First is that simplifying access third party's vehicle data: when user inputs license plate, calling third party's interface, inquire the vehicle Driving license information.However, such data supplier, usually using vehicle administration office's data, interface capability is very restricted, The case where usually there is time-out, or can not find out data.

Second is that introducing driving license image recognition: user uploads driving license photo, after recognition capability parses, automatically will The result of identification is inserted.However, the information of vehicles on driving license is mingled with for Chinese and English, number, and the digits long of some information Be not fixed (brand and model, motor number), along with the readability of driving license photo is different, cause recognition capability by Very big limitation, it is accurate not can guarantee.In addition, user, which must just have in driving license or mobile phone in hand, has photo, ability It is inconvenient using recognition capability.

In conclusion user also needs to input the real name of car owner in addition to needing to input information of vehicles in above-mentioned scheme Information, and lack the verification of real name link, leading to not ensure is offered by car owner, it may be possible to the third of malice It offers privately by the information of user side (such as business personnel).Therefore the vehicle insurance continuation of insurance bid mode of the prior art, user's operation It is cumbersome, and can not ensure offered by car owner.

Summary of the invention

The price quoting method for being designed to provide a kind of continuation of insurance of vehicle insurance of the application, device, computer readable storage medium and Server, it is intended to solve the vehicle insurance continuation of insurance bid mode of the prior art, user's operation is cumbersome, and can not ensure it is by car owner's sheet The problem of people offers.

In a first aspect, this application provides a kind of price quoting methods of vehicle insurance continuation of insurance, which comprises

Instant communication server receives the retrieval data for the vehicle insurance declaration form that vehicle insurance declaration form server is sent, and stores vehicle insurance declaration form Retrieval data, and generate the searching database of vehicle insurance declaration form；

Instant communication server receive insurance agent platform server send user the first identity code and User input license plate number after, retrieved in the searching database of vehicle insurance declaration form according to the license plate number of input, obtain with it is defeated The retrieval data of the corresponding vehicle insurance declaration form of the license plate number entered；The first identity code of the user is when user passes through user's end When end logs in insurance agent platform, obtained by the server of insurance agent platform；

Instant communication server is according to the first identity code and vehicle insurance declaration form corresponding with the license plate number of input of user Retrieval data judge whether user is car owner；

If user is car owner, instant communication server returns to vehicle quotation to the server of insurance agent platform ID, with from the server of insurance agent platform to vehicle insurance declaration form server send vehicle quotation ID and input license plate number, and by The quotation information that vehicle insurance declaration form server generates vehicle insurance continuation of insurance is shown for user terminal.

Second aspect, this application provides a kind of quotation device of vehicle insurance continuation of insurance, described device is built in Instant Messenger conviction Business device, described device include:

Generation module, the retrieval data of the vehicle insurance declaration form for receiving the transmission of vehicle insurance declaration form server, stores vehicle insurance declaration form Retrieval data, and generate the searching database of vehicle insurance declaration form；

Retrieval module, the first identity code and use of the user that the server for receiving insurance agent platform is sent After the license plate number of family input, is retrieved in the searching database of vehicle insurance declaration form according to the license plate number of input, obtain and input The corresponding vehicle insurance declaration form of license plate number retrieval data；The first identity code of the user is when user passes through user terminal When logging in insurance agent platform, obtained by the server of insurance agent platform；

Judgment module, for according to the first identity code of user and vehicle insurance declaration form corresponding with the license plate number of input Retrieval data judge whether user is car owner；

Return module returns to vehicle quotation to the server of insurance agent platform if being car owner for user ID, with from the server of insurance agent platform to vehicle insurance declaration form server send vehicle quotation ID and input license plate number, and by The quotation information that vehicle insurance declaration form server generates vehicle insurance continuation of insurance is shown for user terminal.

The third aspect, this application provides a kind of price quoting methods of vehicle insurance continuation of insurance, which comprises

When user logs in insurance agent platform by user terminal, the server of insurance agent platform obtains the of user One identity code；

The server of insurance agent platform sends the prompt information that license plate is inputted by user to user terminal；

The server of insurance agent platform receives the license plate number of user's input, and by the first identity code of user and defeated The license plate number entered is sent to instant communication server；With by instant communication server according to the license plate number of input in vehicle insurance declaration form It is retrieved in searching database, and judges whether user is car owner, if user is car owner, Instant Messenger is convinced Business device returns to vehicle quotation ID to the server of insurance agent platform；

The server of insurance agent platform to vehicle insurance declaration form server send vehicle quotation ID and input license plate number, with by Vehicle insurance declaration form server generates the quotation information of vehicle insurance continuation of insurance；

The quotation information that the vehicle insurance declaration form server received returns is sent to user by the server of insurance agent platform Terminal display.

Fourth aspect, this application provides a kind of quotation device of vehicle insurance continuation of insurance, it is flat that described device is built in insurance agent The server of platform, described device include:

Module is obtained, for obtaining the first identity of user when user logs in insurance agent platform by user terminal Identification code；

First sending module, for sending the prompt information for inputting license plate by user to user terminal；

Second sending module, for receiving the license plate number of user's input, and by the first identity code of user and input License plate number be sent to instant communication server；With by instant communication server according to the license plate number of input vehicle insurance declaration form inspection It is retrieved in rope database, and judges whether user is car owner, if user is car owner, instant messaging service Device returns to vehicle quotation ID to the server of insurance agent platform；

Third sending module, for sending the license plate number of vehicle quotation ID and input to vehicle insurance declaration form server, by vehicle Dangerous declaration form server generates the quotation information of vehicle insurance continuation of insurance；

4th sending module, the quotation information that the vehicle insurance declaration form server for will receive returns are sent to the user terminal It shows.

5th aspect, this application provides a kind of price quoting methods of vehicle insurance continuation of insurance, which comprises

The server of insurance agent platform receives the retrieval data for the vehicle insurance declaration form that vehicle insurance declaration form server is sent, and stores vehicle The retrieval data of dangerous declaration form, and generate the searching database of vehicle insurance declaration form；

The server of insurance agent platform receives the license plate number of user's input, according to the license plate number of input in vehicle insurance declaration form It is retrieved in searching database, the retrieval data of vehicle insurance declaration form corresponding with the license plate number of input is obtained, to obtain car owner Name and vehicle quotation ID；

First identity code of owner name and user is sent to Instant Messenger and convinced by the server of insurance agent platform Business device, to judge whether owner name is identical with user's real name name by instant communication server；If identical, instant messaging Server sends prompt information to the server of insurance agent platform, prompts owner name identical with user's real name name, described The first identity code of user is to pass through insurance agent platform when user logs in insurance agent platform by user terminal What server obtained；

6th aspect, this application provides a kind of quotation device of vehicle insurance continuation of insurance, it is flat that described device is built in insurance agent The server of platform, described device include:

Retrieval module, for receive user input license plate number, according to the license plate number of input vehicle insurance declaration form retrieval number According to being retrieved in library, obtain with the retrieval data of the corresponding vehicle insurance declaration form of license plate number of input, thus obtain owner name and Vehicle quotation ID；

Second sending module, for the first identity code of owner name and user to be sent to instant messaging service Device, to judge whether owner name is identical with user's real name name by instant communication server；If identical, Instant Messenger is convinced Device be engaged in the server of insurance agent platform transmission prompt information, prompts owner name identical with user's real name name, the use First identity code at family is to pass through the clothes of insurance agent platform when user logs in insurance agent platform by user terminal It is engaged in what device obtained；

7th aspect, this application provides a kind of price quoting methods of vehicle insurance continuation of insurance, which comprises

The name for user's input that the server that instant communication server receives insurance agent platform is sent or payment are close After code, real name verification is carried out according to the name of user's input or payment cipher, obtains the corresponding address name of immediate communication platform；

If real name verification passes through, instant communication server is according to the corresponding address name of immediate communication platform in vehicle insurance It is retrieved in the searching database of declaration form, the retrieval data of vehicle insurance declaration form corresponding with address name is obtained, to obtain vehicle Quotation ID；

Instant communication server returns to vehicle quotation ID to the server of insurance agent platform, by insurance agent platform Server sends vehicle quotation ID to vehicle insurance declaration form server, and the quotation information of vehicle insurance continuation of insurance is generated by vehicle insurance declaration form server It is shown for user terminal.

Eighth aspect, this application provides a kind of quotation device of vehicle insurance continuation of insurance, described device is built in Instant Messenger conviction Business device, described device include:

Real name verification module, the name for user's input that the server for receiving insurance agent platform is sent or payment After password, real name verification is carried out according to the name of user's input or payment cipher, obtains the corresponding user's surname of immediate communication platform Name；

Retrieval module, if passed through for real name verification, according to the corresponding address name of immediate communication platform in vehicle insurance It is retrieved in the searching database of declaration form, the retrieval data of vehicle insurance declaration form corresponding with address name is obtained, to obtain vehicle Quotation ID；

Return module, for returning to vehicle quotation ID to the server of insurance agent platform, by insurance agent platform Server sends vehicle quotation ID to vehicle insurance declaration form server, and the quotation information of vehicle insurance continuation of insurance is generated by vehicle insurance declaration form server It is shown for user terminal.

9th aspect, this application provides a kind of computer readable storage medium, the computer readable storage medium is deposited Contain computer program, which is characterized in that vehicle as described in relation to the first aspect is realized when the computer program is executed by processor The price quoting method nearly continued insurance or such as the step of the price quoting method that the vehicle insurance as described in terms of the 7th is continued insurance.

Tenth aspect, this application provides a kind of instant communication servers, comprising:

One or more processors；

Memory；And

One or more computer programs, the processor and the memory are connected by bus, wherein one Or multiple computer programs are stored in the memory, and are configured to be executed by one or more of processors, The processor realizes the price quoting method or the such as the 7th of vehicle insurance continuation of insurance as described in relation to the first aspect when executing the computer program The step of price quoting method of the continuation of insurance of vehicle insurance described in aspect.

Tenth on the one hand, and this application provides a kind of price quoting methods of vehicle insurance continuation of insurance, which comprises

The server of insurance agent platform sends to user terminal and inputs real name or the progress of input payment cipher in fact by user The prompt information of name authorization；

The server of insurance agent platform receives the name or payment cipher of user's input, and by the name of user's input or Payment cipher is sent to instant communication server, the name to be inputted by instant communication server according to user or payment cipher into Row real name verification, if real name verification passes through, instant communication server exists according to the corresponding address name of immediate communication platform It is retrieved in the searching database of vehicle insurance declaration form, obtains the retrieval data of vehicle insurance declaration form corresponding with address name, thus To vehicle quotation ID；

The server of insurance agent platform receives the vehicle quotation ID that instant communication server returns, and takes to vehicle insurance declaration form Be engaged in device transmission vehicle quotation ID, to generate the quotation information of vehicle insurance continuation of insurance by vehicle insurance declaration form server；

12nd aspect, this application provides a kind of quotation device of vehicle insurance continuation of insurance, described device is built in insurance agent The server of platform, described device include:

First sending module is awarded for sending to input real name by user or input payment cipher progress real name to user terminal The prompt information of power；

Second sending module, for receiving the name or payment cipher of user's input, and the name or branch that user is inputted It pays password and is sent to instant communication server, carried out with the name or payment cipher that are inputted by instant communication server according to user Real name verification, if real name verification passes through, instant communication server is according to the corresponding address name of immediate communication platform in vehicle It is retrieved in the searching database of dangerous declaration form, the retrieval data of vehicle insurance declaration form corresponding with address name is obtained, to obtain Vehicle quotation ID；

Third sending module, the vehicle for receiving instant communication server return are offered ID, and to vehicle insurance declaration form service Device sends vehicle quotation ID, to generate the quotation information of vehicle insurance continuation of insurance by vehicle insurance declaration form server；

13rd aspect, this application provides a kind of computer readable storage medium, the computer readable storage medium It is stored with computer program, the report of the vehicle insurance continuation of insurance as described in the third aspect is realized when the computer program is executed by processor The quotation of the price quoting method that valence method or the vehicle insurance as described in terms of the 5th are continued insurance or the vehicle insurance continuation of insurance as described in the tenth one side The step of method.

Fourteenth aspect, this application provides a kind of servers of insurance agent platform, comprising:

One or more processors；

Memory；And

One or more computer programs, the processor and the memory are connected by bus, wherein one Or multiple computer programs are stored in the memory, and are configured to be executed by one or more of processors, The processor realizes the price quoting method or the such as the 5th of the vehicle insurance continuation of insurance as described in the third aspect when executing the computer program The step of price quoting method of the continuation of insurance of vehicle insurance described in aspect or the price quoting method of the vehicle insurance continuation of insurance as described in the tenth one side.

Individually below for user, insurance agent platform, instant messaging operator (such as wechat operator), insurance company Beneficial effect illustrates be described as follows respectively:

One, it is directed to user: simplifying vehicle insurance and offer operating process, field required for vehicle insurance is offered, extremely letter is to only needing Input one of them in license plate number, real name or payment cipher, it is no longer necessary to complete driving license information, car owner's real name information, The vehicle insurance quotation that can check existing insurance company, simplifies operating cost.In addition, having to the Instant Messenger that car owner uses Letter tool can just initiate vehicle insurance quotation for the vehicle, therefore can guarantee it is car owner's operation, utmostly protect user Privacy.

Two, it is directed to insurance agent platform: promoting the quotation conversion ratio of itself vehicle insurance small routine, public platform, do not limit certain It is the official channel for wanting insurance company, conducive to commencing business.

Three, be directed to instant messaging operator: the embodiment of the present application can promote more insurance agent platforms to be ready using public affairs Many numbers, carrier of the small routine as vehicle insurance business；Wechat is after insurance agent platform success calling interface, it is known that Instant Messenger The license board information of credit household gradually accumulates car owner's data.

Four, be directed to insurance company: insurance agent platform brings more quotations, it is meant that more premiums can be brought to be given to guarantor Dangerous company；The verification of car owner is carried out through instant messaging, can agree to lower initiation quotation, drop without user to avoid agent Low cost offer.

Detailed description of the invention

Fig. 1 is server, the instant communication server of the user terminal of the offer of the embodiment of the present application one, insurance agent platform The schematic diagram of the first interactive mode between vehicle insurance declaration form server.

Fig. 2 is the data process method schematic diagram of the vehicle insurance declaration form server internal illustrated.

Fig. 3 is the schematic diagram of the retrieval data of the vehicle insurance declaration form of the searching database storage of the vehicle insurance declaration form illustrated.

Fig. 4 is to prompt user to input vehicle on the vehicle insurance page of the insurance agent platform by taking the small routine page of micro- guarantor as an example The interface schematic diagram of board.

Fig. 5 is on the vehicle insurance page of the insurance agent platform by taking the small routine page of micro- guarantor as an example, and user inputs license plate Interface schematic diagram.

Fig. 6 is the signal that the license plate number according to input illustrated is retrieved in the searching database of vehicle insurance declaration form Figure.

Fig. 7 is the schematic diagram of the S109 illustrated.

Fig. 8 is the schematic diagram at the quotation interface of the vehicle insurance continuation of insurance by taking the small routine page of micro- guarantor as an example.

Fig. 9 is the module diagram of the quotation device for the vehicle insurance continuation of insurance that the embodiment of the present application two provides.

Figure 10 is the specific block diagram for the instant communication server that the embodiment of the present application four provides.

Figure 11 is the module diagram of the quotation device for the vehicle insurance continuation of insurance that the embodiment of the present application five provides.

Figure 12 is the specific block diagram of the server for the insurance agent platform that the embodiment of the present application seven provides.

Figure 13 be user terminal, the server of insurance agent platform, instant communication server and vehicle insurance declaration form server it Between second of interactive mode schematic diagram.

Figure 14 is the module diagram of the quotation device for the vehicle insurance continuation of insurance that the embodiment of the present application nine provides.

Figure 15 is the specific block diagram of the server for the insurance agent platform that the embodiment of the present application 11 provides.

Figure 16 be user terminal, the server of insurance agent platform, instant communication server and vehicle insurance declaration form server it Between the third interactive mode schematic diagram.

Figure 17 is the module diagram of the quotation device for the vehicle insurance continuation of insurance that the embodiment of the present application 13 provides.

Figure 18 is the specific block diagram for the instant communication server that the embodiment of the present application 15 provides.

Figure 19 is the module diagram of the quotation device for the vehicle insurance continuation of insurance that the embodiment of the present application 16 provides.

Figure 20 is the specific block diagram of the server for the insurance agent platform that the embodiment of the present application 18 provides.

Specific embodiment

In order to which the purpose, technical solution and beneficial effect of the application is more clearly understood, below in conjunction with attached drawing and implementation Example, is further elaborated the application.It should be appreciated that specific embodiment described herein is only used to explain this Shen Please, it is not used to limit the application.

In order to illustrate technical solution described herein, the following is a description of specific embodiments.

Embodiment one:

Referring to Fig. 1, being user terminal, the server of insurance agent platform, instant communication server (such as clothes of wechat Be engaged in device or the server of QQ etc.) and vehicle insurance declaration form server between the first interactive mode schematic diagram.The embodiment of the present application one The price quoting method of the vehicle insurance continuation of insurance of offer is the following steps are included: it is noted that if having substantially the same as a result, the application The price quoting method of vehicle insurance continuation of insurance is not limited with process sequence shown in FIG. 1.

S101, vehicle insurance declaration form server send the retrieval data of vehicle insurance declaration form to instant communication server.

In the embodiment of the present application one, the retrieval data of vehicle insurance declaration form include vehicle quotation ID and from vehicle insurance declaration form database In vehicle insurance declaration form data in the part field that captures, the part field of acquisition is also encrypted to handle the field encrypted.

The retrieval data of vehicle insurance declaration form can specifically include: vehicle quotation ID, the license plate number of encryption and car owner's surname of encryption Name.

The license plate number of encryption and the owner name of encryption can be a string of messy codes.Vehicle quotation ID be and original vehicle insurance declaration form Unique corresponding a string of the characters of data.The generation logic of vehicle quotation ID is decided in its sole discretion by the maintenance side of vehicle insurance declaration form server. Citing: unique ID can be generated by special parameter Automated generalization by vehicle insurance number of policy.

In the embodiment of the present application one, vehicle insurance declaration form server can be the server safeguarded by insurance company, can also be with The server safeguarded by government organs, for example, in platform information-preserving, in the platform information-preserving vehicle insurance that there are all insurance companies to accept insurance Declaration form data.

It is the data process method schematic diagram of the vehicle insurance declaration form server internal illustrated shown in Fig. 2.

S102, instant communication server receive the retrieval data for the vehicle insurance declaration form that vehicle insurance declaration form server is sent, and store vehicle The retrieval data of dangerous declaration form, and generate the searching database of vehicle insurance declaration form.

It is the signal of the retrieval data of the vehicle insurance declaration form of the searching database storage of the vehicle insurance declaration form illustrated shown in Fig. 3 Figure.

S103, user by user terminal log in insurance agent platform, such as log in insurance agent platform small routine or Public platform.

S104, when user logs in insurance agent platform by user terminal, the server of insurance agent platform, which obtains, to be used First identity code at family.

In the embodiment of the present application one, when user is small routine or the public for logging in insurance agent platform by user terminal Number when, the first identity code for the user that the server of insurance agent platform obtains is openID.OpenID be small routine or The mark of user identity is uniquely corresponded in public platform, this ID can be stored, be stepped on next time convenient for user by small routine or public platform It recognizes its identity when record, or itself and original account of the user in small routine or public platform is bound.The same user exists Different small routines or public platform have different openID.

S105, insurance agent platform server to user terminal send by user input license plate prompt information.

It is to prompt user defeated on the vehicle insurance page of the insurance agent platform by taking the small routine page of micro- guarantor as an example shown in Fig. 4 Enter the interface schematic diagram of license plate.

S106, user input license plate number according to prompt information.

It is on the vehicle insurance page of the insurance agent platform by taking the small routine page of micro- guarantor as an example shown in Fig. 5, user inputs vehicle The interface schematic diagram of board.

S107, insurance agent platform server receive the license plate number of user's input, and by the first identification of user Code and the license plate number of input are sent to instant communication server.

After S108, instant communication server receive the first identity code of user and the license plate number of user's input, root It is retrieved in the searching database of vehicle insurance declaration form according to the license plate number of input, obtains vehicle insurance corresponding with the license plate number of input and protect Single retrieval data.

In the embodiment of the present application one, retrieval tool is carried out in the searching database of vehicle insurance declaration form according to the license plate number of input Body can be with are as follows:

Instant communication server the license plate number of input is encrypted the license plate number encrypted, according to the vehicle of encryption The trade mark is retrieved in the searching database of vehicle insurance declaration form.

In the retrieval data of mode and generation vehicle insurance declaration form that instant communication server encrypts the license plate number of input License plate cipher mode it is identical.

It is that the license plate number according to input illustrated is retrieved in the searching database of vehicle insurance declaration form shown in Fig. 6 Schematic diagram.

The first identity code and vehicle insurance corresponding with the license plate number of input of S109, instant communication server according to user The retrieval data of declaration form judge whether user is car owner.

In the embodiment of the present application one, S109 be can specifically include:

The first identity code of user is converted into the corresponding second user of immediate communication platform by instant communication server Identity code；

Instant communication server finds corresponding use according to the corresponding second user identity code of immediate communication platform Family real name name；

User's real name name is encrypted to obtain encrypted real name name for instant communication server；

Whether the more encrypted real name name of instant communication server consistent with the owner name of encryption, with verification whether It initiates to offer for car owner, the owner name of encryption is adding in the retrieval data of the corresponding vehicle insurance declaration form of license plate number of input Close owner name.

In the retrieval data of mode and generation vehicle insurance declaration form that instant communication server encrypts user's real name name Encryption owner name cipher mode it is identical.

The cipher mode of the cipher mode of owner name and license plate can be different, but insurance company or in platform information-preserving it is necessary Appoint fixed cipher mode in advance with immediate communication platform.Such as: plus a fixed character string behind original field Md5 encryption is carried out again.As for the cipher mode of vehicle quotation ID, only insurance company or in platform information-preserving know.

It is the schematic diagram of the S109 illustrated shown in Fig. 7.

If S110, user are car owners, instant communication server returns to vehicle to the server of insurance agent platform Quotation ID, the corresponding insurance company's information of vehicle insurance declaration form can also be returned, then execute S111, if user is not car owner's sheet People, then returning to user not is the prompt information of car owner.

S111, insurance agent platform server to vehicle insurance declaration form server send vehicle quotation ID and input license plate Number.

In the embodiment of the present application one, S111 specifically:

If vehicle insurance declaration form server is the server safeguarded by insurance company, the server of insurance agent platform according to The corresponding insurance company's information of vehicle insurance declaration form that instant communication server returns takes to the corresponding vehicle insurance declaration form of affiliated insurance company Business device sends the license plate number of vehicle quotation ID and input；

If vehicle insurance declaration form server is the server safeguarded by government organs, the server of insurance agent platform is direct The license plate number of vehicle quotation ID and input is sent to vehicle insurance declaration form server.

The vehicle of vehicle quotation ID and input that the server that S112, vehicle insurance declaration form server receive insurance agent platform is sent The trade mark is associated with back original vehicle insurance declaration form data, and the input that the server of insurance agent platform is sent according to vehicle quotation ID License plate number verification is compared with the license plate number in original vehicle insurance declaration form data.

If S113, license plate number are inconsistent, server back-checking of the vehicle insurance declaration form server to insurance agent platform Unacceptable prompt information；If license plate number is consistent, vehicle insurance declaration form server carries out vehicle insurance according to original vehicle insurance declaration form data The price calculation of continuation of insurance generates the quotation information of vehicle insurance continuation of insurance.

Quotation information is returned to the server of insurance agent platform by S114, vehicle insurance declaration form server.

S115, insurance agent platform server the quotation information that the vehicle insurance declaration form server received returns is sent to User terminal is shown.

It is the schematic diagram at the quotation interface of the vehicle insurance continuation of insurance by taking the small routine page of micro- guarantor as an example shown in Fig. 8.In the application In embodiment one, quotation information may include input license plate number, premium, scheme of insuring (such as the scheme for continuing to use former declaration form) and It rises and protects the time (such as the duration of insurance for continuing former declaration form), can also include the information of vehicles etc. handled through mask.

Embodiment two:

Referring to Fig. 9, the module diagram for the quotation device continued insurance for the vehicle insurance that the embodiment of the present application two provides；In order to just In explanation, part relevant to the embodiment of the present application is illustrated only.

Described device is built in instant communication server, and described device includes:

Generation module 11, the retrieval data of the vehicle insurance declaration form for receiving the transmission of vehicle insurance declaration form server, storage vehicle insurance are protected Single retrieval data, and generate the searching database of vehicle insurance declaration form；

Retrieval module 12, for receive insurance agent platform server send user the first identity code and User input license plate number after, retrieved in the searching database of vehicle insurance declaration form according to the license plate number of input, obtain with it is defeated The retrieval data of the corresponding vehicle insurance declaration form of the license plate number entered；The first identity code of the user is when user passes through user's end When end logs in insurance agent platform, obtained by the server of insurance agent platform；

Judgment module 13, for the first identity code and vehicle insurance declaration form corresponding with the license plate number of input according to user Retrieval data judge whether user is car owner；

Return module 14 returns to vehicle report to the server of insurance agent platform if being car owner for user Valence ID, to send the license plate number of vehicle quotation ID and input from the server of insurance agent platform to vehicle insurance declaration form server, and It is shown by the quotation information that vehicle insurance declaration form server generates vehicle insurance continuation of insurance for user terminal.

The vehicle insurance that the quotation device and the embodiment of the present application one of the vehicle insurance continuation of insurance that the embodiment of the present application two provides provide is continued insurance Price quoting method belong to same design, specific implementation process is detailed in specification full text, and details are not described herein again.

Embodiment three:

The embodiment of the present application three provides a kind of computer readable storage medium, the computer-readable recording medium storage There is computer program, the computer program realizes following steps when being executed by processor:

The retrieval data for the vehicle insurance declaration form that vehicle insurance declaration form server is sent are received, the retrieval data of vehicle insurance declaration form are stored, and Generate the searching database of vehicle insurance declaration form；

Receive the first identity code of the user of the server transmission of insurance agent platform and the license plate of user's input It after number, is retrieved, is obtained corresponding with the license plate number of input in the searching database of vehicle insurance declaration form according to the license plate number of input Vehicle insurance declaration form retrieval data；The first identity code of the user is to log in insurance agent by user terminal as user When platform, obtained by the server of insurance agent platform；

Judged according to the retrieval data of the first identity code of user and vehicle insurance declaration form corresponding with the license plate number of input Whether user is car owner；

If user is car owner, vehicle quotation ID is returned to the server of insurance agent platform, by insuring generation The server of platform sends the license plate number of vehicle quotation ID and input to vehicle insurance declaration form server, and by vehicle insurance declaration form server The quotation information for generating vehicle insurance continuation of insurance is shown for user terminal.

In the embodiment of the present application three, the retrieval data of vehicle insurance declaration form include vehicle quotation ID and from vehicle insurance declaration form database In vehicle insurance declaration form data in the part field that captures, the part field of acquisition is also encrypted to handle the field encrypted.

The retrieval data of vehicle insurance declaration form specifically include: vehicle quotation ID, the license plate number of encryption and the owner name of encryption；Vehicle Quotation ID is and unique corresponding a string of the characters of original vehicle insurance declaration form data.

It is retrieved in the searching database of vehicle insurance declaration form according to the license plate number of input specifically:

The license plate number of input is encrypted the license plate number encrypted, according to the license plate number of encryption in vehicle insurance declaration form Searching database in retrieved.

It is described according to the first identity code of user and the retrieval data of vehicle insurance declaration form corresponding with the license plate number of input Judge whether user is that car owner specifically includes:

The first identity code of user is converted into the corresponding second user identity code of immediate communication platform；

Corresponding user's real name name is found according to the corresponding second user identity code of immediate communication platform；

User's real name name is encrypted to obtain encrypted real name name；

Whether whether more encrypted real name name is consistent with the owner name of encryption, be that car owner initiates with verification Quotation, the owner name of the encryption are car owner's surnames of the encryption in the retrieval data of the corresponding vehicle insurance declaration form of license plate number of input Name.

When vehicle insurance declaration form server is the server safeguarded by insurance company, returned to the server of insurance agent platform When vehicle quotation ID, the corresponding insurance company's information of vehicle insurance declaration form is also returned.

Quotation information includes license plate number, premium, scheme of insuring and the guarantor's time of input.

Example IV:

Figure 10 shows the specific block diagram of the instant communication server of the offer of the embodiment of the present application four, a kind of Instant Messenger Telecommunications services device 100 includes: one or more processors 101, memory 102 and one or more computer program, wherein institute It states processor 101 to connect with the memory 102 by bus, one or more of computer programs are stored in described deposit It in reservoir 102, and is configured to be executed by one or more of processors 101, the processor 101 executes the calculating Following steps are realized when machine program:

In the embodiment of the present application four, the retrieval data of vehicle insurance declaration form include vehicle quotation ID and from vehicle insurance declaration form database In vehicle insurance declaration form data in the part field that captures, the part field of acquisition is also encrypted to handle the field encrypted.

User's real name name is encrypted to obtain encrypted real name name；

Embodiment five:

Figure 11 is please referred to, for the module diagram for the quotation device that the vehicle insurance that the embodiment of the present application five provides is continued insurance；In order to Convenient for explanation, part relevant to the embodiment of the present application is illustrated only.

Described device is built in the server of insurance agent platform, and described device includes:

Module 21 is obtained, for obtaining the first body of user when user logs in insurance agent platform by user terminal Part identification code；

First sending module 22, for sending the prompt information for inputting license plate by user to user terminal；

Second sending module 23, for receiving the license plate number of user's input, and by the first identity code of user and defeated The license plate number entered is sent to instant communication server；With by instant communication server according to the license plate number of input in vehicle insurance declaration form It is retrieved in searching database, and judges whether user is car owner, if user is car owner, Instant Messenger is convinced Business device returns to vehicle quotation ID to the server of insurance agent platform；

Third sending module 24, for vehicle insurance declaration form server send vehicle quotation ID and input license plate number, with by Vehicle insurance declaration form server generates the quotation information of vehicle insurance continuation of insurance；

4th sending module 25, the quotation information that the vehicle insurance declaration form server for will receive returns are sent to user's end End is shown.

The vehicle insurance that the quotation device and the embodiment of the present application one of the vehicle insurance continuation of insurance that the embodiment of the present application five provides provide is continued insurance Price quoting method belong to same design, specific implementation process is detailed in specification full text, and details are not described herein again.

Embodiment six:

The embodiment of the present application six provides a kind of computer readable storage medium, the computer-readable recording medium storage There is computer program, the computer program realizes following steps when being executed by processor:

When user logs in insurance agent platform by user terminal, the first identity code of user is obtained；

The prompt information that license plate is inputted by user is sent to user terminal；

The license plate number of user's input is received, and the license plate number of the first identity code of user and input is sent to immediately The communication server；To be examined in the searching database of vehicle insurance declaration form by instant communication server according to the license plate number of input Rope, and judge whether user is car owner, if user is car owner, instant communication server is to insurance agent platform Server return vehicle offer ID；

The license plate number of vehicle quotation ID and input is sent, to vehicle insurance declaration form server to generate vehicle by vehicle insurance declaration form server The quotation information nearly continued insurance；

The quotation information that the vehicle insurance declaration form server received returns is sent to the user terminal displaying.

In the embodiment of the present application six, when user is small routine or the public for logging in insurance agent platform by user terminal Number when, the first identity code of the user of acquisition is openID.

When vehicle insurance declaration form server is the server safeguarded by insurance company, instant communication server is flat to insurance agent When the server of platform returns to vehicle quotation ID, the corresponding insurance company's information of vehicle insurance declaration form is also returned；

The license plate number of vehicle quotation ID and input is sent to vehicle insurance declaration form server specifically:

If vehicle insurance declaration form server is the server safeguarded by insurance company, returned according to instant communication server The corresponding insurance company's information of vehicle insurance declaration form to the corresponding vehicle insurance declaration form server of affiliated insurance company send vehicle quotation ID and The license plate number of input；

If vehicle insurance declaration form server is the server safeguarded by government organs, directly sent to vehicle insurance declaration form server The license plate number of vehicle quotation ID and input.

The quotation information that the vehicle insurance declaration form server generates vehicle insurance continuation of insurance specifically includes:

The license plate number of vehicle quotation ID and input that the server that vehicle insurance declaration form server receives insurance agent platform is sent, Original vehicle insurance declaration form data, and the license plate for the input that the server of insurance agent platform is sent are associated with back according to vehicle quotation ID Number verification is compared with the license plate number in original vehicle insurance declaration form data；

If license plate number is consistent, vehicle insurance declaration form server carries out the quotation of vehicle insurance continuation of insurance according to original vehicle insurance declaration form data It calculates, generates the quotation information of vehicle insurance continuation of insurance.

Embodiment seven:

Figure 12 shows the specific block diagram of the server of the insurance agent platform of the offer of the embodiment of the present application seven, a kind of The server 200 of insurance agent platform includes: one or more processors 201, memory 202 and one or more calculating Machine program, wherein the processor 201 is connected with the memory 202 by bus, one or more of computer programs It is stored in the memory 202, and is configured to be executed by one or more of processors 201, the processor Following steps are realized when the 201 execution computer program:

In the embodiment of the present application seven, when user is small routine or the public for logging in insurance agent platform by user terminal Number when, the first identity code of the user of acquisition is openID.

Embodiment eight:

Figure 13 is please referred to, is user terminal, the server of insurance agent platform, instant communication server (such as wechat Server or the server of QQ etc.) and vehicle insurance declaration form server between second of interactive mode schematic diagram.The embodiment of the present application The difference of the price quoting method for the vehicle insurance continuation of insurance that the price quoting method of the eight vehicle insurance continuations of insurance provided is provided with the embodiment of the present application one is:

S101 and S102 in the embodiment of the present application one are substituted by following steps:

S201, vehicle insurance declaration form server send server of the retrieval data to insurance agent platform of vehicle insurance declaration form.

In the embodiment of the present application eight, the retrieval data of vehicle insurance declaration form include vehicle quotation ID and from vehicle insurance declaration form database In vehicle insurance declaration form data in the part field that captures.

The retrieval data of vehicle insurance declaration form can specifically include: the license plate number of vehicle quotation ID, owner name and encryption.

The license plate number of encryption can be a string of messy codes.Vehicle quotation ID is and original vehicle insurance declaration form data unique corresponding one String character.The generation logic of vehicle quotation ID is decided in its sole discretion by the maintenance side of vehicle insurance declaration form server.Citing: it can be protected by vehicle insurance Odd numbers generates unique ID by special parameter Automated generalization.

In the embodiment of the present application two, vehicle insurance declaration form server can be the server safeguarded by insurance company, can also be with The server safeguarded by government organs, for example, in platform information-preserving, in the platform information-preserving vehicle insurance that there are all insurance companies to accept insurance Declaration form data.

The retrieval data of the vehicle insurance declaration form of the server reception vehicle insurance declaration form server transmission of S202, insurance agent platform, The retrieval data of vehicle insurance declaration form are stored, and generate the searching database of vehicle insurance declaration form.

Correspondingly, the S107 to S110 in the embodiment of the present application one is substituted by following steps:

The license plate number of server reception user's input of S207, insurance agent platform, according to the license plate number of input in vehicle insurance It is retrieved in the searching database of declaration form, obtains the retrieval data of vehicle insurance declaration form corresponding with the license plate number of input, thus To owner name and vehicle quotation ID.

S208, insurance agent platform server the first identity code of owner name and user are sent to Instant Messenger Telecommunications services device.

The of owner name and user that the server that S209, instant communication server receive insurance agent platform is sent After one identity code, corresponding user's real name name is found according to the first identity code of user, and judge car owner's surname Whether name is identical with user's real name name.

If S210, identical, instant communication server sends prompt information to the server of insurance agent platform, prompts Owner name is identical with user's real name name；Then the S111 in the embodiment of the present application one is executed.

In the embodiment of the present application eight, when vehicle insurance declaration form server is the server safeguarded by insurance company, described It is retrieved in the searching database of vehicle insurance declaration form according to the license plate number of input, obtains vehicle insurance corresponding with the license plate number of input and protect Single retrieval data, to also obtain the corresponding insurance company's information of vehicle insurance declaration form when obtaining owner name and vehicle quotation ID；

The server of the insurance agent platform sends vehicle quotation ID and described to the vehicle insurance declaration form server The license plate number of input specifically:

If vehicle insurance declaration form server is the server safeguarded by insurance company, the server of the insurance agent platform According to the corresponding insurance company's information of the vehicle insurance declaration form to described in the corresponding vehicle insurance declaration form server transmission of affiliated insurance company The license plate number of vehicle quotation ID and the input；

If vehicle insurance declaration form server is the server safeguarded by government organs, the server of the insurance agent platform The license plate number of vehicle the quotation ID and the input are directly sent to vehicle insurance declaration form server.

Embodiment nine:

Figure 14 is please referred to, for the module diagram for the quotation device that the vehicle insurance that the embodiment of the present application nine provides is continued insurance；In order to Convenient for explanation, part relevant to the embodiment of the present application is illustrated only.

Generation module 31, the retrieval data of the vehicle insurance declaration form for receiving the transmission of vehicle insurance declaration form server, storage vehicle insurance are protected Single retrieval data, and generate the searching database of vehicle insurance declaration form；

First sending module 32, for sending the prompt information for inputting license plate by user to user terminal；

Retrieval module 33, for receive user input license plate number, according to the license plate number of input vehicle insurance declaration form retrieval It is retrieved in database, the retrieval data of vehicle insurance declaration form corresponding with the license plate number of input is obtained, to obtain owner name With vehicle quotation ID；

Second sending module 34, for the first identity code of owner name and user to be sent to instant messaging service Device, to judge whether owner name is identical with user's real name name by instant communication server；If identical, Instant Messenger is convinced Device be engaged in the server of insurance agent platform transmission prompt information, prompts owner name identical with user's real name name, the use First identity code at family is to pass through the clothes of insurance agent platform when user logs in insurance agent platform by user terminal It is engaged in what device obtained；

Third sending module 35, for vehicle insurance declaration form server send vehicle quotation ID and input license plate number, with by Vehicle insurance declaration form server generates the quotation information of vehicle insurance continuation of insurance；

4th sending module 36, the quotation information that the vehicle insurance declaration form server for will receive returns are sent to user's end End is shown.

The vehicle insurance that the quotation device and the embodiment of the present application eight of the vehicle insurance continuation of insurance that the embodiment of the present application nine provides provide is continued insurance Price quoting method belong to same design, specific implementation process is detailed in specification full text, and details are not described herein again.

Embodiment ten:

The embodiment of the present application ten provides a kind of computer readable storage medium, the computer-readable recording medium storage There is computer program, the computer program realizes following steps when being executed by processor:

The license plate number for receiving user's input, is examined in the searching database of vehicle insurance declaration form according to the license plate number of input Rope obtains the retrieval data of vehicle insurance declaration form corresponding with the license plate number of input, to obtain owner name and vehicle quotation ID；

The first identity code of owner name and user are sent to instant communication server, by instant messaging service Device judges whether owner name is identical with user's real name name；If identical, instant communication server is to insurance agent platform Server send prompt information, prompt owner name it is identical with user's real name name, the first identity code of the user It is to be obtained when user logs in insurance agent platform by user terminal by the server of insurance agent platform；

In the embodiment of the present application ten, the retrieval data of vehicle insurance declaration form include vehicle quotation ID and from vehicle insurance declaration form database In vehicle insurance declaration form data in the part field that captures.

The retrieval data of vehicle insurance declaration form specifically include: the license plate number of vehicle quotation ID, owner name and encryption, vehicle quotation ID is and unique corresponding a string of the characters of original vehicle insurance declaration form data.

In the embodiment of the present application ten, when vehicle insurance declaration form server is the server safeguarded by insurance company, described It is retrieved in the searching database of vehicle insurance declaration form according to the license plate number of input, obtains vehicle insurance corresponding with the license plate number of input and protect Single retrieval data, to also obtain the corresponding insurance company's information of vehicle insurance declaration form when obtaining owner name and vehicle quotation ID；

Embodiment 11:

Figure 15 show the embodiment of the present application 11 offer insurance agent platform server specific block diagram, one The server 300 of kind insurance agent platform includes: one or more processors 301, memory 302 and one or more meters Calculation machine program, wherein the processor 301 is connected with the memory 302 by bus, one or more of computer journeys Sequence is stored in the memory 302, and is configured to be executed by one or more of processors 301, the processing Device 301 realizes following steps when executing the computer program:

In the embodiment of the present application 11, the retrieval data of vehicle insurance declaration form include vehicle quotation ID and from vehicle insurance declaration form data The part field captured in vehicle insurance declaration form data in library.

When vehicle insurance declaration form server is the server safeguarded by insurance company, the license plate number according to input is in vehicle insurance It is retrieved in the searching database of declaration form, obtains the retrieval data of vehicle insurance declaration form corresponding with the license plate number of input, thus When offering ID to owner name and vehicle, the corresponding insurance company's information of vehicle insurance declaration form is also obtained；

Embodiment 12:

Figure 16 is please referred to, is user terminal, the server of insurance agent platform, instant communication server (such as wechat Server or the server of QQ etc.) and vehicle insurance declaration form server between the third interactive mode schematic diagram.The embodiment of the present application The difference of the price quoting method for the vehicle insurance continuation of insurance that the price quoting method and the embodiment of the present application one of the 12 vehicle insurance continuations of insurance provided provide exists In: the S104 to S113 in the embodiment of the present application one can be substituted by following steps:

S304, insurance agent platform server to user terminal send by user input real name or input payment cipher into The prompt information of row real name authorization；

S305, user input name or payment cipher, and are sent to the server of insurance agent platform；

The name or payment cipher of server reception user's input of S306, insurance agent platform, and user is inputted Name or payment cipher are sent to instant communication server；

The name or branch for user's input that the server that S307, instant communication server receive insurance agent platform is sent After paying password, real name verification is carried out according to the name of user's input or payment cipher, obtains the corresponding user of immediate communication platform Name；

If S308, real name verification pass through, instant communication server is according to the corresponding address name of immediate communication platform It is retrieved in the searching database of vehicle insurance declaration form, obtains the retrieval data of vehicle insurance declaration form corresponding with address name, thus Obtain vehicle quotation ID；

S309, instant communication server return to vehicle quotation ID to the server of insurance agent platform, can also return to vehicle The corresponding insurance company's information of dangerous declaration form；

S310, insurance agent platform server receive the vehicle that instant communication server returns and offer ID, and to vehicle insurance Declaration form server sends vehicle quotation ID；

The vehicle quotation ID that the server that S311, vehicle insurance declaration form server receive insurance agent platform is sent, according to vehicle Quotation ID is associated with back original vehicle insurance declaration form data, and vehicle insurance declaration form server carries out vehicle insurance continuation of insurance according to original vehicle insurance declaration form data Price calculation generates the quotation information of vehicle insurance continuation of insurance, then executes the S114 in the embodiment of the present application one.

In the embodiment of the present application 12, the server of insurance agent platform receives the vehicle that instant communication server returns Offer ID, and sends vehicle quotation ID to vehicle insurance declaration form server and be specifically as follows:

If vehicle insurance declaration form server is the server safeguarded by insurance company, the server of insurance agent platform according to The corresponding insurance company's information of vehicle insurance declaration form that instant communication server returns takes to the corresponding vehicle insurance declaration form of affiliated insurance company Be engaged in device transmission vehicle quotation ID；

If vehicle insurance declaration form server is the server safeguarded by government organs, the server of insurance agent platform is direct Vehicle quotation ID is sent to vehicle insurance declaration form server.

Embodiment 13:

Figure 17 is please referred to, for the module diagram for the quotation device that the vehicle insurance that the embodiment of the present application 13 provides is continued insurance；For Convenient for explanation, part relevant to the embodiment of the present application is illustrated only.

Generation module 41, the retrieval data of the vehicle insurance declaration form for receiving the transmission of vehicle insurance declaration form server, storage vehicle insurance are protected Single retrieval data, and generate the searching database of vehicle insurance declaration form；

Real name verification module 42, the name or branch of user's input that the server for receiving insurance agent platform is sent After paying password, real name verification is carried out according to the name of user's input or payment cipher, obtains the corresponding user of immediate communication platform Name；

Retrieval module 43, if passed through for real name verification, according to the corresponding address name of immediate communication platform in vehicle It is retrieved in the searching database of dangerous declaration form, the retrieval data of vehicle insurance declaration form corresponding with address name is obtained, to obtain Vehicle quotation ID；

Return module 44, for returning to vehicle quotation ID to the server of insurance agent platform, by insurance agent platform Server to vehicle insurance declaration form server send vehicle offer ID, and by vehicle insurance declaration form server generate vehicle insurance continuation of insurance offer Breath is shown for user terminal.

The vehicle insurance that the quotation device and the embodiment of the present application one of the vehicle insurance continuation of insurance that the embodiment of the present application 13 provides provide is continuous The price quoting method of guarantor belongs to same design, and specific implementation process is detailed in specification full text, and details are not described herein again.

Embodiment 14:

The embodiment of the present application 14 provides a kind of computer readable storage medium, and the computer readable storage medium is deposited Computer program is contained, the computer program realizes following steps when being executed by processor:

It is defeated according to user after the name or payment cipher that receive user's input of the server transmission of insurance agent platform The name or payment cipher entered carries out real name verification, obtains the corresponding address name of immediate communication platform；

If real name verification passes through, according to the corresponding address name of immediate communication platform vehicle insurance declaration form retrieval data It is retrieved in library, obtains the retrieval data of vehicle insurance declaration form corresponding with address name, to obtain vehicle quotation ID；

Vehicle quotation ID is returned to the server of insurance agent platform, to be protected from the server of insurance agent platform to vehicle insurance Single server sends vehicle quotation ID, and generates the quotation information of vehicle insurance continuation of insurance for user terminal exhibition by vehicle insurance declaration form server Show.

In the embodiment of the present application 14, the retrieval data of vehicle insurance declaration form include vehicle quotation ID and from vehicle insurance declaration form data The part field captured in vehicle insurance declaration form data in library, the part field of acquisition is also encrypted to handle the field encrypted.

When vehicle insurance declaration form server is the server safeguarded by insurance company, instant communication server is flat to insurance agent When the server of platform returns to vehicle quotation ID, the corresponding insurance company's information of vehicle insurance declaration form is also returned.

Embodiment 15:

Figure 18 shows the specific block diagram of the instant communication server of the offer of the embodiment of the present application 15, a kind of instant The communication server 400 includes: one or more processors 401, memory 402 and one or more computer program, wherein The processor 401 is connected with the memory 402 by bus, and one or more of computer programs are stored in described It in memory 402, and is configured to be executed by one or more of processors 401, the processor 401 executes the meter Following steps are realized when calculation machine program:

In the embodiment of the present application 15, the retrieval data of vehicle insurance declaration form include vehicle quotation ID and from vehicle insurance declaration form data The part field captured in vehicle insurance declaration form data in library, the part field of acquisition is also encrypted to handle the field encrypted.

Embodiment 16:

Figure 19 is please referred to, for the module diagram for the quotation device that the vehicle insurance that the embodiment of the present application 16 provides is continued insurance；For Convenient for explanation, part relevant to the embodiment of the present application is illustrated only.

First sending module 51 inputs real name or input payment cipher progress real name by user for sending to user terminal The prompt information of authorization；

Second sending module 52, for receive user input name or payment cipher, and by user input name or Payment cipher is sent to instant communication server, the name to be inputted by instant communication server according to user or payment cipher into Row real name verification, if real name verification passes through, instant communication server exists according to the corresponding address name of immediate communication platform It is retrieved in the searching database of vehicle insurance declaration form, obtains the retrieval data of vehicle insurance declaration form corresponding with address name, thus To vehicle quotation ID；

Third sending module 53 for receiving the vehicle quotation ID of instant communication server return, and takes to vehicle insurance declaration form Be engaged in device transmission vehicle quotation ID, to generate the quotation information of vehicle insurance continuation of insurance by vehicle insurance declaration form server；

4th sending module 54, the quotation information that the vehicle insurance declaration form server for will receive returns are sent to user's end End is shown.

The vehicle insurance that the quotation device and the embodiment of the present application 12 for the vehicle insurance continuation of insurance that the embodiment of the present application 16 provides provide The price quoting method of continuation of insurance belongs to same design, and specific implementation process is detailed in specification full text, and details are not described herein again.

Embodiment 17:

The embodiment of the present application 17 provides a kind of computer readable storage medium, and the computer readable storage medium is deposited Computer program is contained, the computer program realizes following steps when being executed by processor:

The prompt information that real name is inputted by user or inputs payment cipher progress real name authorization is sent to user terminal；

The name or payment cipher of user's input are received, and the name of user's input or payment cipher are sent to Instant Messenger Telecommunications services device carries out real name verification with the name or payment cipher that are inputted by instant communication server according to user, if real name Be verified, then instant communication server according to the corresponding address name of immediate communication platform vehicle insurance declaration form searching database In retrieved, obtain the retrieval data of vehicle insurance declaration form corresponding with address name, thus obtain vehicle quotation ID；

The vehicle quotation ID that instant communication server returns is received, and sends vehicle quotation ID to vehicle insurance declaration form server, To generate the quotation information of vehicle insurance continuation of insurance by vehicle insurance declaration form server；

In the embodiment of the present application 17, when vehicle insurance declaration form server is the server safeguarded by insurance company, immediately When the communication server returns to vehicle quotation ID to the server of insurance agent platform, the corresponding insurance company of vehicle insurance declaration form is also returned Information；

The vehicle quotation ID that instant communication server returns is received, and sends vehicle quotation ID tool to vehicle insurance declaration form server Body are as follows:

The corresponding insurance company's information of vehicle insurance declaration form returned according to instant communication server is corresponding to affiliated insurance company Vehicle insurance declaration form server send vehicle offer ID；

If vehicle insurance declaration form server is the server safeguarded by government organs, directly sent to vehicle insurance declaration form server Vehicle quotation ID.

The vehicle insurance declaration form server generates the quotation information of vehicle insurance continuation of insurance specifically:

The vehicle quotation ID that the server that vehicle insurance declaration form server receives insurance agent platform is sent, according to vehicle quotation ID Original vehicle insurance declaration form data are associated with back, vehicle insurance declaration form server carries out the quotation meter of vehicle insurance continuation of insurance according to original vehicle insurance declaration form data It calculates, generates the quotation information of vehicle insurance continuation of insurance.

Embodiment 18:

Figure 20 show the embodiment of the present application 18 offer insurance agent platform server specific block diagram, one The server 500 of kind insurance agent platform includes: one or more processors 501, memory 502 and one or more meters Calculation machine program, wherein the processor 501 is connected with the memory 502 by bus, one or more of computer journeys Sequence is stored in the memory 502, and is configured to be executed by one or more of processors 501, the processing Device 501 realizes following steps when executing the computer program:

In the embodiment of the present application 18, when vehicle insurance declaration form server is the server safeguarded by insurance company, immediately When the communication server returns to vehicle quotation ID to the server of insurance agent platform, the corresponding insurance company of vehicle insurance declaration form is also returned Information；

Three, it is directed to instant messaging operator: more insurance agent platforms can be promoted to be ready using the public by the application Number, carrier of the small routine as vehicle insurance business；Instant messaging is after insurance agent platform success calling interface, it is known that immediately The license board information of communication user gradually accumulates car owner's data.

Four, be directed to insurance company: insurance agent platform brings more quotations, it is meant that more premiums can be brought to be given to guarantor Dangerous company；What insurance company provided instant messaging (such as wechat) is declaration form retrieval data by encryption, and needs user After initiating quotation, could successfully it be retrieved.Meanwhile wechat, as just third-party platform, data safety can carry out agreement Constraint, to protect privacy of user；The verification of car owner is carried out through wechat, can agree to issue without user to avoid agent Quotation is played, cost offer is reduced.

Those of ordinary skill in the art will appreciate that all or part of the steps in the various methods of above-described embodiment is can It is completed with instructing relevant hardware by program, which can be stored in a computer readable storage medium, storage Medium may include: read-only memory (ROM, Read Only Memory), random access memory (RAM, Random Access Memory), disk or CD etc..

The foregoing is merely the preferred embodiments of the application, not to limit the application, all essences in the application Made any modifications, equivalent replacements, and improvements etc., should be included within the scope of protection of this application within mind and principle.

Claims

1. a kind of price quoting method of vehicle insurance continuation of insurance, which is characterized in that the described method includes:

Instant communication server receives the retrieval data for the vehicle insurance declaration form that vehicle insurance declaration form server is sent, and stores the vehicle insurance declaration form Retrieval data, and generate the searching database of vehicle insurance declaration form；

The instant communication server receive insurance agent platform server send user the first identity code and After the license plate number of user's input, retrieved in the searching database of the vehicle insurance declaration form according to the license plate number of the input, Obtain the retrieval data of vehicle insurance declaration form corresponding with the license plate number of the input；The first identity code of the user is to work as to use When family logs in insurance agent platform by user terminal, obtained by the server of the insurance agent platform；

First identity code and described and license plate number pair of the input of the instant communication server according to the user The retrieval data for the vehicle insurance declaration form answered judge whether user is car owner；

If user is car owner, the instant communication server returns to vehicle to the server of the insurance agent platform Offer ID, to send the vehicle quotation ID and institute from the server of the insurance agent platform to the vehicle insurance declaration form server The license plate number of input is stated, and the user terminal exhibition is supplied by the quotation information that the vehicle insurance declaration form server generates vehicle insurance continuation of insurance Show.

2. the method as described in claim 1, which is characterized in that the retrieval data of the vehicle insurance declaration form include vehicle quotation ID and The part field captured from the vehicle insurance declaration form data in vehicle insurance declaration form database, the also encrypted place of the part field of the acquisition Manage the field encrypted.

3. method according to claim 2, which is characterized in that the retrieval data of the vehicle insurance declaration form specifically include: vehicle report The owner name of valence ID, the license plate number of encryption and encryption；The vehicle quotation ID is uniquely corresponding with original vehicle insurance declaration form data A string of characters.

4. method as claimed in claim 3, which is characterized in that the license plate number according to the input is in the vehicle insurance declaration form Searching database in retrieved specifically:

The instant communication server license plate number of the input is encrypted the license plate number encrypted, according to described The license plate number of encryption is retrieved in the searching database of the vehicle insurance declaration form.

5. method as claimed in claim 3, which is characterized in that the instant communication server is according to the first body of the user Part identification code and the retrieval data of the vehicle insurance declaration form corresponding with the license plate number of the input judge whether user is car owner's sheet People specifically includes:

The first identity code of the user is converted into immediate communication platform corresponding second by the instant communication server User identity identification code；

The instant communication server finds correspondence according to the corresponding second user identity code of the immediate communication platform User's real name name；

User's real name name is encrypted to obtain encrypted real name name for the instant communication server；

Whether the instant communication server encrypted real name name is consistent with the owner name of encryption, with verification It whether is that car owner initiates to offer, the owner name of the encryption is the inspection of the corresponding vehicle insurance declaration form of license plate number of the input The owner name of encryption in rope data.

6. the method as described in claim 1, which is characterized in that when vehicle insurance declaration form server is the service safeguarded by insurance company When device, when the instant communication server returns to vehicle quotation ID to the server of the insurance agent platform, vehicle insurance is also returned to The corresponding insurance company's information of declaration form.

7. the method as described in claim 1, which is characterized in that the quotation information includes the license plate number of input, premium, insures Scheme and guarantor's time.

8. a kind of quotation device of vehicle insurance continuation of insurance, which is characterized in that described device is built in instant communication server, described device Include:

Generation module, the retrieval data of the vehicle insurance declaration form for receiving the transmission of vehicle insurance declaration form server, stores the vehicle insurance declaration form Retrieval data, and generate the searching database of vehicle insurance declaration form；

Retrieval module, the first identity code for the user that the server for receiving insurance agent platform is sent and user are defeated After the license plate number entered, retrieved in the searching database of the vehicle insurance declaration form according to the license plate number of the input, obtain with The retrieval data of the corresponding vehicle insurance declaration form of the license plate number of the input；The first identity code of the user is when user passes through When user terminal logs in insurance agent platform, obtained by the server of the insurance agent platform；

Judgment module, for the first identity code and the vehicle corresponding with the license plate number of the input according to the user The retrieval data of dangerous declaration form judge whether user is car owner；

Return module returns to vehicle quotation to the server of the insurance agent platform if being car owner for user ID, to send vehicle quotation ID and described defeated from the server of the insurance agent platform to the vehicle insurance declaration form server The license plate number entered, and shown by the quotation information that the vehicle insurance declaration form server generates vehicle insurance continuation of insurance for the user terminal.

9. a kind of price quoting method of vehicle insurance continuation of insurance, which is characterized in that the described method includes:

When user logs in insurance agent platform by user terminal, the server of insurance agent platform obtains the first body of user Part identification code；

The server of the insurance agent platform sends the prompt information that license plate is inputted by user to the user terminal；

The server of the insurance agent platform receives the license plate number of user's input, and by the first identity code of the user Instant communication server is sent to the license plate number of the input；With the vehicle by the instant communication server according to the input The trade mark is retrieved in the searching database of vehicle insurance declaration form, and judges whether user is car owner, if user is car owner I, then the instant communication server returns to vehicle quotation ID to the server of the insurance agent platform；

The server of the insurance agent platform sends the vehicle of vehicle the quotation ID and the input to vehicle insurance declaration form server The trade mark, to generate the quotation information of vehicle insurance continuation of insurance by the vehicle insurance declaration form server；

The quotation information that the vehicle insurance declaration form server received returns is sent to by the server of the insurance agent platform The user terminal is shown.

10. method as claimed in claim 9, which is characterized in that when user is to log in insurance agent platform by user terminal Small routine or when public platform, the first identity code for the user that the server of the insurance agent platform obtains is openID。

11. method as claimed in claim 9, which is characterized in that when vehicle insurance declaration form server is the clothes safeguarded by insurance company When business device, when the instant communication server returns to vehicle quotation ID to the server of the insurance agent platform, vehicle is also returned to The corresponding insurance company's information of dangerous declaration form；

The server of the insurance agent platform sends the vehicle of vehicle the quotation ID and the input to vehicle insurance declaration form server The trade mark specifically:

If vehicle insurance declaration form server is the server safeguarded by insurance company, the server of the insurance agent platform according to The corresponding insurance company's information of vehicle insurance declaration form that the instant communication server returns is protected to the corresponding vehicle insurance of affiliated insurance company Single server sends the license plate number of vehicle the quotation ID and the input；

If vehicle insurance declaration form server is the server safeguarded by government organs, the server of the insurance agent platform is direct The license plate number of vehicle the quotation ID and the input are sent to the vehicle insurance declaration form server.

12. method as claimed in claim 9, which is characterized in that the vehicle insurance declaration form server generates the quotation of vehicle insurance continuation of insurance Information specifically includes:

The vehicle quotation ID and described that the server that the vehicle insurance declaration form server receives the insurance agent platform is sent The license plate number of input is associated with back original vehicle insurance declaration form data according to the vehicle ID that offers, and by the insurance agent platform Verification is compared with the license plate number in original vehicle insurance declaration form data in the license plate number for the input that server is sent；

If license plate number is consistent, the vehicle insurance declaration form server carries out vehicle insurance continuation of insurance according to the original vehicle insurance declaration form data Price calculation generates the quotation information of vehicle insurance continuation of insurance.

13. a kind of quotation device of vehicle insurance continuation of insurance, which is characterized in that described device is built in the server of insurance agent platform, Described device includes:

Module is obtained, for obtaining the first identification of user when user logs in insurance agent platform by user terminal Code；

First sending module, for sending the prompt information for inputting license plate by user to the user terminal；

Second sending module, for receiving the license plate number of user's input, and by the first identity code of the user and described The license plate number of input is sent to instant communication server；To be existed by the instant communication server according to the license plate number of the input It is retrieved in the searching database of vehicle insurance declaration form, and judges whether user is car owner, if user is car owner, The instant communication server returns to vehicle quotation ID to the server of the insurance agent platform；

Third sending module, for sending the license plate number of vehicle the quotation ID and the input to vehicle insurance declaration form server, with The quotation information of vehicle insurance continuation of insurance is generated by the vehicle insurance declaration form server；

4th sending module, the quotation information for returning to the vehicle insurance declaration form server received are sent to the user Terminal display.

14. a kind of price quoting method of vehicle insurance continuation of insurance, which is characterized in that the described method includes:

The server of insurance agent platform receives the retrieval data for the vehicle insurance declaration form that vehicle insurance declaration form server is sent, and stores the vehicle The retrieval data of dangerous declaration form, and generate the searching database of vehicle insurance declaration form；

The server of the insurance agent platform sends the prompt information that license plate is inputted by user to user terminal；

The server of the insurance agent platform receives the license plate number of user's input, according to the license plate number of the input in the vehicle It is retrieved in the searching database of dangerous declaration form, obtains the retrieval data of vehicle insurance declaration form corresponding with the license plate number of the input, To obtain owner name and vehicle quotation ID；

The first identity code of the owner name and user are sent to Instant Messenger by the server of the insurance agent platform Telecommunications services device, to judge whether the owner name is identical with user's real name name by the instant communication server；If phase Together, then the instant communication server to the server of the insurance agent platform send prompt information, prompt owner name with User's real name name is identical, and the first identity code of the user is when user logs in insurance agent by the user terminal When platform, obtained by the server of the insurance agent platform；

The server of the insurance agent platform sends the vehicle quotation ID and the input to the vehicle insurance declaration form server License plate number, with by the vehicle insurance declaration form server generate vehicle insurance continuation of insurance quotation information；

The quotation information that the server of the insurance agent platform returns to the vehicle insurance declaration form server received is sent out It send to the user terminal and shows.

15. method as claimed in claim 14, which is characterized in that the retrieval data of the vehicle insurance declaration form include vehicle quotation ID With the part field captured from the vehicle insurance declaration form data in vehicle insurance declaration form database.

16. method as claimed in claim 15, which is characterized in that the retrieval data of the vehicle insurance declaration form specifically include: vehicle It offers the license plate number of ID, owner name and encryption, vehicle quotation ID is and original vehicle insurance declaration form data unique corresponding one String character.

17. method as claimed in claim 14, which is characterized in that when vehicle insurance declaration form server is the clothes safeguarded by insurance company Be engaged in device when, the license plate number according to the input is retrieved in the searching database of the vehicle insurance declaration form, is obtained and institute The retrieval data of the corresponding vehicle insurance declaration form of license plate number of input are stated, to also obtain when obtaining owner name and vehicle quotation ID The corresponding insurance company's information of vehicle insurance declaration form；

The server of the insurance agent platform sends the vehicle quotation ID and the input to the vehicle insurance declaration form server License plate number specifically:

If vehicle insurance declaration form server is the server safeguarded by insurance company, the server of the insurance agent platform according to The corresponding insurance company's information of the vehicle insurance declaration form sends the vehicle to the corresponding vehicle insurance declaration form server of affiliated insurance company The license plate number of quotation ID and the input；

If vehicle insurance declaration form server is the server safeguarded by government organs, the server of the insurance agent platform is direct The license plate number of vehicle the quotation ID and the input are sent to vehicle insurance declaration form server.

18. method as claimed in claim 14, which is characterized in that the vehicle insurance declaration form server generates the quotation of vehicle insurance continuation of insurance Information specifically includes:

If license plate number is consistent, the vehicle insurance declaration form server carries out the quotation of vehicle insurance continuation of insurance according to original vehicle insurance declaration form data It calculates, generates the quotation information of vehicle insurance continuation of insurance.

19. a kind of quotation device of vehicle insurance continuation of insurance, which is characterized in that described device is built in the server of insurance agent platform, Described device includes:

Retrieval module, for receive user input license plate number, according to the license plate number of the input the vehicle insurance declaration form inspection It is retrieved in rope database, the retrieval data of vehicle insurance declaration form corresponding with the license plate number of the input is obtained, to obtain vehicle Main name and vehicle quotation ID；

Second sending module, for the first identity code of the owner name and user to be sent to instant messaging service Device, to judge whether the owner name is identical with user's real name name by the instant communication server；If identical, institute It states instant communication server and sends prompt information to the server of the insurance agent platform, prompt owner name with user's real name Name is identical, the first identity code of the user be when user by the user terminal log in insurance agent platform when, It is obtained by the server of the insurance agent platform；

Third sending module, for sending the license plate of vehicle the quotation ID and the input to the vehicle insurance declaration form server Number, to generate the quotation information of vehicle insurance continuation of insurance by the vehicle insurance declaration form server；

4th sending module, the quotation information for returning to the vehicle insurance declaration form server received are sent to described User terminal is shown.

20. a kind of price quoting method of vehicle insurance continuation of insurance, which is characterized in that the described method includes:

The name for user's input that the server that the instant communication server receives insurance agent platform is sent or payment are close After code, real name verification is carried out according to the name of user input or payment cipher, obtains the corresponding user of immediate communication platform Name；

If real name verification passes through, the instant communication server exists according to the corresponding address name of the immediate communication platform It is retrieved in the searching database of the vehicle insurance declaration form, obtains the retrieval number of vehicle insurance declaration form corresponding with the address name According to obtain vehicle quotation ID；

The instant communication server returns to the vehicle quotation ID to the server of the insurance agent platform, by the guarantor The server of dangerous agent platform sends the vehicle quotation ID to the vehicle insurance declaration form server, and by the vehicle insurance declaration form service The quotation information that device generates vehicle insurance continuation of insurance is shown for user terminal.

21. method as claimed in claim 20, which is characterized in that the retrieval data of the vehicle insurance declaration form include vehicle quotation ID With the part field captured from the vehicle insurance declaration form data in vehicle insurance declaration form database, the part field of the acquisition is also encrypted Handle the field encrypted.

22. method as claimed in claim 21, which is characterized in that the retrieval data of the vehicle insurance declaration form specifically include: vehicle Quotation ID, the license plate number of encryption and the owner name of encryption；The vehicle quotation ID is uniquely right with original vehicle insurance declaration form data A string of the characters answered.

23. method as claimed in claim 20, which is characterized in that when vehicle insurance declaration form server is the clothes safeguarded by insurance company When business device, when instant communication server returns to the vehicle quotation ID to the server of the insurance agent platform, vehicle is also returned to The corresponding insurance company's information of dangerous declaration form.

24. a kind of quotation device of vehicle insurance continuation of insurance, which is characterized in that described device is built in instant communication server, the dress It sets and includes:

Real name verification module, the name or payment cipher of user's input that the server for receiving insurance agent platform is sent Afterwards, real name verification is carried out according to the name of user input or payment cipher, obtains the corresponding user's surname of immediate communication platform Name；

Retrieval module, if passed through for real name verification, according to the corresponding address name of the immediate communication platform described It is retrieved in the searching database of vehicle insurance declaration form, obtains the retrieval data of vehicle insurance declaration form corresponding with the address name, from And obtain vehicle quotation ID；

Return module, for returning to the vehicle quotation ID to the server of the insurance agent platform, by the insurance generation The server of platform sends the vehicle quotation ID to the vehicle insurance declaration form server, and raw by the vehicle insurance declaration form server It is shown at the quotation information of vehicle insurance continuation of insurance for user terminal.

25. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists In the computer program realizes the quotation side of vehicle insurance continuation of insurance as described in any one of claim 1 to 7 when being executed by processor The step of price quoting method of the described in any item vehicle insurances continuations of insurance of method or such as claim 20 to 23.

26. a kind of instant communication server, comprising:

One or more processors；

Memory；And

One or more computer programs, the processor and the memory are connected by bus, wherein one or more A computer program is stored in the memory, and is configured to be executed by one or more of processors, special Sign is that the processor realizes vehicle insurance continuation of insurance as described in any one of claim 1 to 7 when executing the computer program The step of price quoting method of the described in any item vehicle insurances continuations of insurance of price quoting method or such as claim 20 to 23.

27. a kind of price quoting method of vehicle insurance continuation of insurance, which is characterized in that the described method includes:

The server of insurance agent platform sends to input real name by user or input payment cipher progress real name to user terminal and award The prompt information of power；

The server of the insurance agent platform receives the name or payment cipher of user's input, and the surname that the user is inputted Name or payment cipher are sent to instant communication server, with the name inputted by the instant communication server according to the user Or payment cipher carries out real name verification, if real name verification passes through, the instant communication server is according to immediate communication platform Corresponding address name is retrieved in the searching database of vehicle insurance declaration form, is obtained vehicle insurance corresponding with the address name and is protected Single retrieval data, to obtain vehicle quotation ID；

The server of the insurance agent platform receives the vehicle quotation ID that the instant communication server returns, and to vehicle Dangerous declaration form server sends the vehicle quotation ID, to generate the quotation information of vehicle insurance continuation of insurance by the vehicle insurance declaration form server；

28. method as claimed in claim 27, which is characterized in that when vehicle insurance declaration form server is the clothes safeguarded by insurance company When business device, when the instant communication server returns to vehicle quotation ID to the server of the insurance agent platform, vehicle is also returned to The corresponding insurance company's information of dangerous declaration form；

The server of the insurance agent platform receives the vehicle quotation ID that the instant communication server returns, and protects to vehicle insurance Single server sends the vehicle quotation ID specifically:

The server of the insurance agent platform is public according to the corresponding insurance of vehicle insurance declaration form that the instant communication server returns It takes charge of information and sends the vehicle quotation ID to the corresponding vehicle insurance declaration form server of affiliated insurance company；

If vehicle insurance declaration form server is the server safeguarded by government organs, the server of the insurance agent platform is direct The vehicle quotation ID is sent to vehicle insurance declaration form server.

29. method as claimed in claim 27, which is characterized in that the vehicle insurance declaration form server generates the quotation of vehicle insurance continuation of insurance Information specifically:

The vehicle quotation ID that the server that the vehicle insurance declaration form server receives the insurance agent platform is sent, according to institute It states vehicle quotation ID and is associated with back original vehicle insurance declaration form data, the vehicle insurance declaration form server is carried out according to original vehicle insurance declaration form data The price calculation of vehicle insurance continuation of insurance, generates the quotation information of vehicle insurance continuation of insurance.

30. a kind of quotation device of vehicle insurance continuation of insurance, which is characterized in that described device is built in the server of insurance agent platform, Described device includes:

First sending module carries out real name authorization for sending to input real name by user or input payment cipher to user terminal Prompt information；

Second sending module, for receiving the name or payment cipher of user's input, and the name or branch that the user is inputted It pays password and is sent to instant communication server, with the name inputted by the instant communication server according to the user or payment Password carries out real name verification, if real name verification passes through, the instant communication server is corresponding according to immediate communication platform Address name is retrieved in the searching database of vehicle insurance declaration form, obtains the inspection of vehicle insurance declaration form corresponding with the address name Rope data, to obtain vehicle quotation ID；

Third sending module is offered ID for receiving the vehicle that the instant communication server returns, and to vehicle insurance declaration form Server sends the vehicle quotation ID, to generate the quotation information of vehicle insurance continuation of insurance by the vehicle insurance declaration form server；

31. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists In the quotation of the described in any item vehicle insurances continuations of insurance of realization such as claim 9 to 12 when the computer program is executed by processor The price quoting method or any one of such as claim 27 to 29 of the described in any item vehicle insurances continuations of insurance of method or such as claim 14 to 18 The step of price quoting method of the vehicle insurance continuation of insurance.

32. a kind of server of insurance agent platform, comprising:

One or more processors；

Memory；And

One or more computer programs, the processor and the memory are connected by bus, wherein one or more A computer program is stored in the memory, and is configured to be executed by one or more of processors, special Sign is that the processor is realized when executing the computer program such as the described in any item vehicle insurance continuations of insurance of claim 9 to 12 Price quoting method or such as the price quoting method of claim 14 to 18 described in any item vehicle insurances continuation of insurance or such as claim 27 to 29 The step of price quoting method of described in any item vehicle insurance continuations of insurance.