CN110348784A - One kind posting part method, apparatus, equipment and storage medium - Google Patents
One kind posting part method, apparatus, equipment and storage medium Download PDFInfo
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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Abstract
The embodiment of the invention discloses one kind to post part method, apparatus, equipment and storage medium.Wherein, part method is posted, comprising: the credit line of the user is determined according to the credit line application information that user inputs；Part order is posted according to the part information generation of posting of user's input, and part expense is actually posted according to staff's input, is deducted from the credit line of the user and described is actually posted part expense；It when detecting that current date and default repayment date match, is refunded by deducting the part expense of actually posting from the refund account, and credit record is generated according to the refund situation of the user, user credit amount is finally adjusted according to the credit record.The technical solution of the embodiment of the present invention, by distributing credit line for posting part consumption to user, and withhold in the stipulated time, it solves the problems, such as to cause user to post part failure because estimating expense inaccuracy, the part of posting of the addressee efficiency and user that promote courier is experienced.
Description
Technical field
The present embodiments relate to credit data application technologies more particularly to one kind to post part method, apparatus, equipment and storage
Medium.
Background technique
With flourishing for logistic industry, logistics network has covered the whole nation, brings greatly just for people's lives
Benefit, but there is also some defects for the transmitting-receiving process of express delivery simultaneously.For example, tradition is visited by courier and receives and dispatches express mail or by user
The mode that express delivery is voluntarily received and dispatched to express delivery point, since the working time of courier and the business hours of express delivery point limit, often
User is unable to satisfy according to temporal pickup at any time and posts the demand of part.
In these cases, intelligent express delivery cabinet comes into being, and after express delivery is delivered cabinet by courier, user can be any
Time collects express delivery or user to intelligent express delivery cabinet with pickup code and places an order on mobile phone, and voluntarily goes to according to expense is estimated
Express delivery cabinet is paid and is posted part, but also occurs some problems simultaneously.For example, intelligent express delivery cabinet carry out it is self-service post part when,
Estimating inaccuracy due to express delivery weight causes the express delivery expense collected in advance may be with the feelings actually posting part expense and have differences
Condition, and when user's prepayment is when posting part expense less than actually part expense is posted, courier, which can reject, leads to post part failure, influences to use
Family experience.
Summary of the invention
The embodiment of the present invention provides one kind and posts part method, apparatus, equipment and storage medium, realizes user credit amount
Part expense is posted for paying, solves the problems, such as that posting part expense estimates inaccuracy, improves courier's addressee efficiency, while promoting user
Experience.
In a first aspect, the embodiment of the invention provides one kind to post part method, which comprises
The credit line of the user is determined according to the credit line application information that user inputs；
Part order is posted according to the part information generation of posting of user's input, and part expense is actually posted according to staff's input,
It is deducted from the credit line of the user and described actually posts part expense；
When detecting that current date and default repayment date match, by deducting institute from the refund account that user binds
It states and actually posts part expense and refund, and credit record is generated according to the refund situation of the user；
User credit amount is adjusted according to the credit record.
Second aspect, the embodiment of the invention also provides one kind to post part device, and described device includes:
Credit line determining module, the credit line application information for being inputted according to user determine the credit of the user
Amount；
Part order is posted in order generation module, the part information generation of posting for being inputted according to user, and defeated according to staff
What is entered actually posts part expense, deducts from the credit line of the user and described actually posts part expense；
Expense deduction module, for when detecting current date and default repayment date matches, by being bound from user
Refund account in deduct the part expense of actually posting and refund, and credit note is generated according to the refund situation of the user
Record；
Credit line adjusts module, for adjusting user credit amount according to the credit record.
The third aspect, the embodiment of the invention also provides a kind of electronic equipment, comprising:
One or more processors；
Memory, for storing one or more programs；
When one or more of programs are executed by one or more of processors, so that one or more of processing
What device realization any embodiment of that present invention provided posts part method.
Fourth aspect, the embodiment of the invention also provides a kind of computer readable storage mediums, are stored thereon with computer
Program, that any embodiment of that present invention offer is realized when which is executed by processor posts part method.
The technical solution of the embodiment of the present invention determines the line of credit of user according to the credit line application information that user inputs
Degree, and part order is posted in the part information generation of posting according to user's input, after part expense is actually posted in staff's input, from user's
Deducted in credit line it is described actually post part expense, when detecting current date and default repayment date matches, tied up from user
It deducts part expense of actually posting in fixed refund account, and credit line adjustment is carried out according to user's refund situation, realize and allow use
Family anticipates credit line and in the unified clearing of repayment date, and part expense should be posted by, which avoiding, estimates inaccuracy, causes to post part failure
The problem of, while promoting courier's addressee efficiency, improve the success rate that user self-help posts part.
Detailed description of the invention
Fig. 1 is the flow chart that one of embodiment of the present invention one posts part method；
Fig. 2 is the flow chart that one of embodiment of the present invention two posts part method；
Fig. 3 is the flow chart that one of embodiment of the present invention three posts part method；
Fig. 4 is the structural schematic diagram that one of embodiment of the present invention four posts part device；
Fig. 5 is a kind of structural schematic diagram for equipment that the embodiment of the present invention five provides.
Specific embodiment
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched
The specific embodiment stated is used only for explaining the present invention rather than limiting the invention.It also should be noted that in order to just
Only the parts related to the present invention are shown in description, attached drawing rather than entire infrastructure.
Embodiment one
Fig. 1 is the flow chart that one of embodiment of the present invention one posts part method, and the technical solution of the present embodiment is suitable for
User voluntarily arrives express delivery cabinet and carries out self-service the case where posting part, this method can after application program for mobile terminal or public platform place an order
To be executed by posting part device, which can be realized by software and/or hardware, and be can integrate and set in various general purpose computers
In standby, specifically comprise the following steps:
Step 110, the credit line that the user is determined according to the credit line application information that user inputs.
Wherein, credit line application information include subscriber identity information, ID card information, read credit post part agreement and
Bind refund account.
In the present embodiment, user needs to input credit line application information and carries out credit when opening credit and posting part function
The application of amount.Specifically, user needs to upload identity information (for example, surname when intelligent terminal carries out credit line application
Name, phone number and face information), identity card picture, read credit and post part agreement and binding refund account.When express delivery cabinet
After system receives the credit line application information of user's input, according to the identity information of user, inquiry is current from system record
User use express delivery cabinet the case where (for example, user post part frequency, using express delivery cabinet number, using the frequency of express delivery cabinet related software
The information such as the frequency and user gradation of rate or public platform), credit line is distributed for user.Illustratively, distribution principle can
Express delivery cabinet frequency of use and user gradation to be user is higher, and corresponding acquisition credit line is higher.
Step 120 posts part order, and the reality inputted according to staff according to the part information generation of posting of user input
Part expense is posted on border, is deducted from the credit line of the user and described is actually posted part expense.
In the present embodiment, user can be directly in intelligent terminal (typical, smart phone or flat during credit posts part
Plate computer) installation express delivery cabinet client or concern express delivery cabinet public platform in place an order, system can be according to express mail after placing an order
Transmitting-receiving address etc., which posts part information and carries out posting part expense, to be estimated, and estimates whether expense verification active user's credit line fills according to this
Foot prompts user's payment to post part order expense using what credit line was paid before this, if credit line is insufficient to obtain
Obtain sufficient credit line；If credit line is sufficient, order is directly generated.After order generates, user voluntarily goes to express delivery
Cabinet delivers express mail to be posted, and part expense is actually posted in confirmation when finally by staff to express delivery cabinet addressee, and from the credit of user
It is deducted in amount and actually posts part expense.
It is worth noting that, the part expense of posting estimated may and actually post part expense and have deviation, when the expense of estimating is less than
Part expense is actually posted, check results is caused to be that credit line is sufficient and successfully place an order, but part is actually posted in staff's confirmation
When expense is greater than the credit line of active user, system can be mentioned by initiating application notification or public platform sending out notice
Show that user pays the difference for actually posting part expense Yu user's current residual credit line in advance, then carries out express mail mailing.It is exemplary
, it is 15 yuan that system, which is estimated and posts part expense, and user's residue credit line is 20 yuan, and check results are that credit line is sufficient, then under
Single success, but the part expense of actually posting confirmed when the final addressee of staff is 25 yuan, it is clear that user credit amount is insufficient, then to
User sends difference payment notice, pays 5 yuan of difference or pre- in advance by mobile phone terminal application program or public platform in user
After first carrying out refunding and ensuring that credit line is sufficient, then carry out express mail mailing.
Step 130, when detecting current date and default repayment date matches, pass through the refund account bound from user
The middle deduction part expense of actually posting is refunded, and generates credit record according to the refund situation of the user.
In the present embodiment, system sets repayment date according to some cycles, for example, monthly once being refunded, refunds the date
Due to monthly No. 28.If current date is No. 28, system deducts from the refund account that user binds automatically and uses line of credit
The expense of payment is spent, and the credit record of user is generated by setting rule according to user's refund situation.Illustratively, if
In success of withholing on the 28th, then the record of keeping one's word of active user is generated, if because the reasons such as account balance deficiency cause to withhold unsuccessfully,
System sends to user and notifies, informs with needing to refund manually in fixed time limit (for example, 3 days), if time-out is not refunded, gives birth to
At the record of breaking one's promise of active user.
Step 140 adjusts user credit amount according to the credit record.
In the present embodiment, on the basis of generating user credit record, situation, specific aim adjustment are used according to the user's credit
The family later period posts the credit line of part function using credit.Illustratively, when user keep one's word record it is accumulative more than 5 times, then under
The credit line for promoting user for a month, after user's this month is without the record so that generation one is broken one's promise of refund on time, next month
The credit line for reducing the user then withdraws user credit record, works as user when user has reached 5 records of breaking one's promise
Debt is accumulative not to refund yet more than 10 days, then the user was added to blacklist, unusable intelligent cabinet is all before refund
Function.
The technical solution of the embodiment of the present invention determines the line of credit of user according to the credit line application information that user inputs
Degree, and part order is posted in the part information generation of posting according to user's input, after part expense is actually posted in staff's input, from user's
Deducted in credit line it is described actually post part expense, when detecting current date and default repayment date matches, tied up from user
Part expense of actually posting is deducted in fixed refund account, and corresponding credit record is generated according to user's refund situation, flexibly to adjust
Whole credit line realizes and user is allowed to anticipate credit line and settle accounts in repayment date unification, avoids pre- because posting part expense
Estimate inaccuracy, leads to the problem of posting part failure, while promoting courier's addressee efficiency, improve the success that user self-help posts part
Rate.
Embodiment two
Fig. 2 is the flow chart that one of embodiment of the present invention two posts part method, base of the present embodiment in above-described embodiment
The enterprising step refining of plinth is provided when detecting that current date and default repayment date match, and is gone back by what is bound from user
The part expense of actually posting is deducted in money account to refund, and the tool of credit record is generated according to the refund situation of the user
Body step and the specific steps that user credit amount is adjusted according to credit record.Below with reference to Fig. 2 to the embodiment of the present invention two
One of post part method and be illustrated, comprising the following steps:
Step 210, the credit line that the user is determined according to the credit line application information that user inputs.
Step 220 posts part order, and actually posting according to staff's input according to the part information generation of posting of user's input
Part expense deducts from the credit line of the user and described actually posts part expense.
Step 230, in the preset time before repayment date, to user initiate withhold prompt notice, to prompt user true
Recognize the refund account balance and meet and described actually posts part expense.
In the present embodiment, in order to guarantee successfully to withhold, needs to initiate prompt notice of withholing to user before repayment date, mention
The user that wakes up guarantees that the remaining sum in binding refund account is greater than the amount of money that will be withholdd.Illustratively, 3 days before withholing, to user
It sends notice prompt user and guarantees that refund account balance is sufficient, " system will deduct this month after 3 days and disappear for example, sending prompt
Take the amount of money, total amount is 50 yuan ".
Step 240, when detecting current date and default repayment date matches, whether judge the refund account balance
Part expense is actually posted greater than described, if so, step 241 is executed, if it is not, thening follow the steps 242.
In the present embodiment, when system detection to current date be the preset refund date, need to judge user binding also
Whether the remaining sum in money account pays the spending amount in this month enough.
Step 241, directly from the refund account deduct it is described actually post part expense, and generate that the user is corresponding to be kept
Letter record.
In the present embodiment, when the refund account balance abundance of user, directly withhold from the account, success of withholing
Afterwards, the record of keeping one's word of active user is generated.
Step 242 sends manual refund notice to user, wherein the manual refund notice include the payback period and
To repayment amount.
In the present embodiment, when the refund account balance of user is not enough to pay this month spending amount, sent to user logical
Know, user prompted to withhold unsuccessfully, and need user independently enter in fixed time limit express delivery cabinet application program or public platform into
Row is refunded.It wherein, include payback period (for example, refunding in 3 days) and gold to be refunded in the notice sent to user
Volume.
Step 250 after sending manual refund notice to user, monitors whether user carries out hand within the payback period
It is dynamic to refund, if so, step 251 is executed, if it is not, executing step 252.
In the present embodiment, in the failure and after to user sending manual refund notice of withholing, the refund state of user is carried out
Monitoring, determines whether user refunds in fixed time limit.Illustratively, judge whether user refunds in 3 days.
Step 251 generates record of keeping one's word, and the record of keeping one's word is uploaded to reference center.
In the example above, if user refund in 3 days successfully, generate one it is corresponding with the user keep one's word record and
It is recorded in systems, and the record is uploaded into reference center.
Step 252 generates record of breaking one's promise, and the record of breaking one's promise is uploaded to reference center.
In the example above, if user does not refund in 3 days, generates and record one is corresponding with the user in systems
Record of breaking one's promise, and by the record upload reference center.
Step 260, when the record of breaking one's promise in user account has reached the first default number of branches, reduce the letter of the user
With amount, while improving for the user expense of other temporary functions of express delivery cabinet.
In the present embodiment, the record of breaking one's promise of system record is counted, when user's record strip number of breaking one's promise has reached the
When one default number of branches, then credit line of the user at secondary month is reduced, wherein the first default number of branches are at least one, same with this
When, credit record can also be extended to the use of other charging functions of express delivery cabinet, for example, when user breaks one's promise record more than one
When, while reducing credit line, the receipts standard that express delivery cabinet keeps in express mail is improved for the user.
Step 270 has reached the second default number of branches when the record of breaking one's promise in user account, alternatively, within a preset time
It does not refund, then blacklist is added in the user.
In the present embodiment, when user break one's promise record strip number have reached the second default number of branches when, alternatively, debt is more than default
The user is then added system blacklist, is not available any function of express delivery cabinet by the time (for example, 10 days), and can should
Record of breaking one's promise reports reference center, and illustratively, the second default number of branches can be 5.
The technical solution of the present embodiment is paid, and refunding after user obtains credit line using credit line
Day is refunded by way of deducting fees automatically, and generates credit record according to the refund situation of user, further according to letter
With the credit line of record adjustment user, on the one hand allows user to anticipate credit line and settle accounts in repayment date unification, avoid
Inaccuracy is estimated because posting part expense, leads to the problem of posting part failure, while Shen can be prolonged into the temporary business of express delivery cabinet, subtracts
It is few because client forgets the problem of stock cost caused by pickup can not be paid.
Embodiment three
Fig. 3 is a kind of flow chart for posting part method that the embodiment of the present invention three provides, and the present embodiment is in above-described embodiment
On the basis of, further progress refinement provides the credit that the user is determined according to the credit line application information of user's input
The specific steps of amount and the specific steps posted the generation of part information and post part order inputted according to user.Below with reference to Fig. 3 to this
One kind that inventive embodiments three provide is posted part method and is illustrated, further comprising the steps of:
Step 310, the credit line that the user is determined according to the credit line application information that user inputs.
Optionally, when the user had used at least one function of express delivery cabinet, according to the credit of user's input
Amount application information determines the history use information of the user；
According to the history use information, corresponding credit line is distributed for the user；
Wherein, the history use information include user post part situation, using express delivery cabinet number, using express delivery cabinet software
Frequency, purchase situation, account registration time length and user gradation；
When any function of express delivery cabinet was not used in the user, the credit line of the user is determined as preset
Initial credit line.
In this optional embodiment, user is divided into the new user that any function of express delivery cabinet was not used and used express delivery
The user of any function of cabinet takes different credit line allocation strategies for different type user.If present application line of credit
Degree is new user, then directly preset initial credit line is distributed for user, for example, 200 yuan.If using too fast before user
When passing any function of cabinet, credit line is distributed for user according to the history use information of user.Wherein, history use information
Including user post part situation, using express delivery cabinet number, using express delivery cabinet software frequency, purchase situation, account registration time length and
User gradation.
Step 320 posts part information according to user's input, carries out posting part expense and estimates to obtain the expense of estimating, and judges institute
State credit line whether be greater than it is described estimate expense, if so, step 321 is executed, if it is not, executing step 322.
In the present embodiment, when user's input posts part information and carries out lower list, need to be inputted according to user to post part information pre-
Estimate and post part expense, posts part expense to determine whether the remaining credit line of active user pays this enough.
Step 321, posted according to part information generation post part order.
In the present embodiment, when system judge active user remaining credit line be greater than estimate post part expense when, generation is posted
Part order.
Order expense before step 322, prompt user's payment, to estimate the credit line of expense described in being met.
In the present embodiment, when system judge active user remaining credit line be less than estimate post part expense when, prompt use
Family pay in advance before order expense, regenerate this after obtaining sufficient credit line and post part order.
Step 330, when detecting current date and default repayment date matches, detained from the refund account that user binds
Part expense is actually posted except described, and credit record is generated according to the refund situation of the user.
Step 340 adjusts user credit amount according to the credit record.
The technical solution of the present embodiment distributes credit line according to the case where user's actual use express delivery cabinet for user, and
After part information is posted in user's input, part needs are posted according to whether the credit line for estimating expense verification active user meets this
Amount generates when credit line is greater than and estimates expense and posts part order, realizes and distribute reasonable credit line for user, and pass through
Credit line places an order, and refunds in repayment date, and part expense should be posted by, which avoiding, estimates inaccuracy, leads to the problem of posting part failure,
Improve the success rate that user self-help posts part.
Example IV
Fig. 4 is the structural schematic diagram that one of embodiment of the present invention four posts part device, this posts part device, comprising: credit
Amount determining module 410, order generation module 420, expense deduction module 430 and credit line adjust module 440.
Credit line determining module 410, the credit line application information for being inputted according to user determine the user's
Credit line；
Part order is posted in order generation module 420, the part information generation of posting for being inputted according to user, and according to staff
Part expense is actually posted in input, is deducted from the credit line of the user and described is actually posted part expense；
Expense deduction module 430, for when detecting current date and default repayment date matches, by being tied up from user
The part expense of actually posting is deducted in fixed refund account to refund, and credit note is generated according to the refund situation of the user
Record；
Credit line adjusts module 440, for adjusting user credit amount according to the credit record.
The technical solution of the embodiment of the present invention determines the line of credit of user according to the credit line application information that user inputs
Degree, and part order is posted in the part information generation of posting according to user's input, after part expense is actually posted in staff's input, from user's
Deducted in credit line it is described actually post part expense, when detecting current date and default repayment date matches, tied up from user
Part expense of actually posting is deducted in fixed refund account, and corresponding credit record is generated according to user's refund situation, is remembered with credit
Credit line is adjusted flexibly in record, realizes and user is allowed to anticipate credit line and settle accounts in repayment date unification, avoid because posting
Part expense estimates inaccuracy, leads to the problem of posting part failure, while promoting courier's addressee efficiency, improves user self-help and post
The success rate of part.
Optionally, the credit line application information include subscriber identity information, ID card information, read credit post part association
View and binding refund account；
The credit line determining module 410, is specifically used for:
When the user had used at least one function of express delivery cabinet, according to the credit line application of user's input
Information determines the history use information of the user；
According to the history use information, corresponding credit line is distributed for the user；
Wherein, the history use information include user post part situation, using express delivery cabinet number, using express delivery cabinet software
Frequency, purchase situation, account registration time length and user gradation；
When any function of express delivery cabinet was not used in the user, the credit line of the user is determined as preset
Initial credit line.
Optionally, the order generation module 420, is specifically used for:
Part information is posted according to user's input, carries out posting part expense and estimates to obtain the expense of estimating, and judge the line of credit
Degree estimates expense described in whether being greater than；
If so, according to it is described post part information generation post part order；
If it is not, the order expense before then prompting user to pay, to estimate the credit line of expense described in being met.
Optionally, before the expense deduction module 430, further includes:
Prompt of withholing notifies sending module, for initiating to withhold to user in the preset time before the repayment date
Prompt notice described actually posts part expense to prompt user to confirm that the refund account balance meets.
Optionally, the expense deduction module 430, is specifically used for:
When detecting that current date and default repayment date match, it is described to judge whether the refund account balance is greater than
Actually post part expense；
If so, directly from the refund account deduct it is described actually post part expense, and generate that the user is corresponding to be kept
Letter record；
If it is not, then sending manual refund notice to user, wherein the manual refund notice include the payback period and to
Repayment amount.
Optionally, the expense deduction module, 430, are also used to:
Whether monitoring user is refunded manually within the payback period；
If so, generating record of keeping one's word, and the record of keeping one's word is uploaded to reference center；
If it is not, then generating record of breaking one's promise, and the record of breaking one's promise is uploaded to reference center.
Optionally, the credit line adjusts module 440, is specifically used for:
When the record of breaking one's promise in user account has reached the first default number of branches, the credit line of the user is reduced,
The expense of other temporary functions of express delivery cabinet is improved for the user simultaneously；
When the record of breaking one's promise in user account has reached the second default number of branches, alternatively, not refunding within a preset time, then
Blacklist is added in the user.
Posted provided by the embodiment of the present invention part device can be performed it is provided by any embodiment of the invention post part method, tool
The standby corresponding functional module of execution method and beneficial effect.
Embodiment five
Fig. 5 is the structural schematic diagram for a kind of electronic equipment that the embodiment of the present invention five provides, as shown in figure 5, the electronics is set
Standby includes processor 50 and memory 51；The quantity of processor 50 can be one or more in electronic equipment, with one in Fig. 5
For processor 50；Processor 50 in electronic equipment can be connected with memory 51 by bus or other modes, in Fig. 5 with
For being connected by bus.
Memory 51 is used as a kind of computer readable storage medium, can be used for storing software program, journey can be performed in computer
Sequence and module, as one of embodiment of the present invention posts the corresponding program instruction/module of part method (for example, posting in part device
Credit line determining module 410, order generation module 420, expense deduction module 430 and credit line adjust module
440).Software program, instruction and the module that processor 50 is stored in memory 51 by operation, thereby executing electronic equipment
Various function application and data processing, that is, realize and above-mentioned post part method.
This method comprises:
The credit line of the user is determined according to the credit line application information that user inputs；
Part order is posted according to the part information generation of posting of user input, and part expense is actually posted according to staff's input
With being deducted from the credit line of the user and described actually post part expense；
When detecting that current date and default repayment date match, by deducting institute from the refund account that user binds
It states and actually posts part expense and refund, and credit record is generated according to the refund situation of the user；
User credit amount is adjusted according to the credit record.
Memory 51 can mainly include storing program area and storage data area, wherein storing program area can store operation system
Application program needed for system, at least one function；Storage data area, which can be stored, uses created data etc. according to terminal.This
Outside, memory 51 may include high-speed random access memory, can also include nonvolatile memory, for example, at least a magnetic
Disk storage device, flush memory device or other non-volatile solid state memory parts.In some instances, memory 51 can be further
Including the memory remotely located relative to processor 50, these remote memories can pass through network connection to equipment.It is above-mentioned
The example of network includes but is not limited to internet, intranet, local area network, mobile radio communication and combinations thereof.
Embodiment six
The embodiment of the present invention six also provides a kind of computer readable storage medium for being stored thereon with computer program, described
Computer program posts part method for executing one kind when being executed by computer processor, this method comprises:
The credit line of the user is determined according to the credit line application information that user inputs；
Part order is posted according to the part information generation of posting of user input, and part expense is actually posted according to staff's input
With being deducted from the credit line of the user and described actually post part expense；
When detecting that current date and default repayment date match, by deducting institute from the refund account that user binds
It states and actually posts part expense and refund, and credit record is generated according to the refund situation of the user；
User credit amount is adjusted according to the credit record.
It certainly, include the storage medium of computer executable instructions provided by the embodiment of the present invention, computer can be held
The method operation that row instruction is not limited to the described above, can also be performed provided by any embodiment of the invention post in part method
Relevant operation.
By the description above with respect to embodiment, it is apparent to those skilled in the art that, the present invention
It can be realized by software and required common hardware, naturally it is also possible to which by hardware realization, but in many cases, the former is more
Good embodiment.Based on this understanding, technical solution of the present invention substantially in other words contributes to the prior art
Part can be embodied in the form of software products, which can store in computer readable storage medium
In, floppy disk, read-only memory (Read-Only Memory, ROM), random access memory (Random such as computer
Access Memory, RAM), flash memory (FLASH), hard disk or CD etc., including some instructions are with so that a computer is set
Standby (can be personal computer, server or the network equipment etc.) executes method described in each embodiment of the present invention.
It is worth noting that, included each unit and module are only pressed in a kind of above-mentioned embodiment for posting part device
It is divided, but is not limited to the above division according to function logic, as long as corresponding functions can be realized；In addition,
The specific name of each functional unit is also only for convenience of distinguishing each other, the protection scope being not intended to restrict the invention.
Note that the above is only a better embodiment of the present invention and the applied technical principle.It will be appreciated by those skilled in the art that
The invention is not limited to the specific embodiments described herein, be able to carry out for a person skilled in the art it is various it is apparent variation,
It readjusts and substitutes without departing from protection scope of the present invention.Therefore, although being carried out by above embodiments to the present invention
It is described in further detail, but the present invention is not limited to the above embodiments only, without departing from the inventive concept, also
It may include more other equivalent embodiments, and the scope of the invention is determined by the scope of the appended claims.
Claims (10)
1. one kind posts part method characterized by comprising
The credit line of the user is determined according to the credit line application information that user inputs；
Part order is posted according to the part information generation of posting of user input, and part expense is actually posted according to staff's input,
It is deducted from the credit line of the user and described actually posts part expense；
When detecting that current date and default repayment date match, by deducting the reality from the refund account that user binds
Border posts part expense and refunds, and generates credit record according to the refund situation of the user；
User credit amount is adjusted according to the credit record.
2. the method according to claim 1, wherein the credit line application information includes user identity letter
Breath, ID card information, reading credit post part agreement and binding refund account；
The credit line application information according to user's input determines the credit line of the user, comprising:
When the user had used at least one function of express delivery cabinet, according to the credit line letter of application of user's input
Breath, determines the history use information of the user；
According to the history use information, corresponding credit line is distributed for the user；
Wherein, the history use information include user post part situation, using express delivery cabinet number, using the frequency of express delivery cabinet software
Rate, purchase situation, account registration time length and user gradation；
When any function of express delivery cabinet was not used in the user, the credit line of the user is determined as preset initial
Credit line.
3. the method according to claim 1, wherein described post part and order according to the part information generation of posting of user's input
It is single, comprising:
Part information is posted according to user's input, carries out posting part expense and estimates to obtain the expense of estimating, and judge that the credit line is
It is no to estimate expense greater than described；
If so, according to it is described post part information generation post part order；
If it is not, the order expense before then prompting user to pay, to estimate the credit line of expense described in being met.
4. the method according to claim 1, wherein described ought detect current date and default repayment date phase
Timing is refunded by deducting the part expense of actually posting from the refund account, and according to the refund feelings of the user
Condition generates before credit record, further includes:
In the preset time before the repayment date, prompt notice of withholing is initiated to user, to prompt user's confirmation described also
Money account balance, which meets, described actually posts part expense.
5. the method according to claim 1, wherein described ought detect current date and default repayment date phase
Timing is refunded by deducting the part expense of actually posting from the refund account that user binds, comprising:
When detecting that current date and default repayment date match, judge whether the refund account balance is greater than the reality
Post part expense；
If so, directly actually posting part expense from refund account deduction is described, and generate the corresponding note of keeping one's word of the user
Record；
If it is not, then sending manual refund notice to user, wherein the manual refund notice includes payback period and wait refund
The amount of money.
6. according to the method described in claim 5, it is characterized in that, according to the refund situation of the user generate credit record,
Include:
Whether monitoring user is refunded manually within the payback period；
If so, generating record of keeping one's word, and the record of keeping one's word is uploaded to reference center；
If it is not, then generating record of breaking one's promise, and the record of breaking one's promise is uploaded to reference center.
7. according to the method described in claim 6, it is characterized in that, described adjust user credit volume according to the credit record
Degree, comprising:
When the record of breaking one's promise in user account has reached the first default number of branches, the credit line of the user is reduced, simultaneously
The expense of other temporary functions of express delivery cabinet is improved for the user；
When the record of breaking one's promise in user account has reached the second default number of branches, alternatively, not refunding within a preset time, then by institute
It states user and blacklist is added.
8. one kind posts part device characterized by comprising
Credit line determining module, the credit line application information for being inputted according to user determine the line of credit of the user
Degree；
Part order is posted in order generation module, the part information generation of posting for being inputted according to the user, and defeated according to staff
What is entered actually posts part expense, deducts from the credit line of the user and described actually posts part expense；
Expense deduction module, for being gone back by what is bound from user when detecting that current date and default repayment date match
The part expense of actually posting is deducted in money account to refund, and credit record is generated according to the refund situation of the user；
Credit line adjusts module, for adjusting user credit amount according to the credit record.
9. a kind of electronic equipment, which is characterized in that the equipment includes:
One or more processors；
Memory, for storing one or more programs；
When one or more of programs are executed by one or more of processors, so that one or more of processors are real
Now part method is posted as described in any in claim 1-7.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the program is by processor
It is realized when execution and posts part method as described in any in claim 1-7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910603118.6A CN110348784A (en) | 2019-07-05 | 2019-07-05 | One kind posting part method, apparatus, equipment and storage medium |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910603118.6A CN110348784A (en) | 2019-07-05 | 2019-07-05 | One kind posting part method, apparatus, equipment and storage medium |
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| CN110348784A true CN110348784A (en) | 2019-10-18 |
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| CN201910603118.6A Pending CN110348784A (en) | 2019-07-05 | 2019-07-05 | One kind posting part method, apparatus, equipment and storage medium |
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| CN111523838A (en) * | 2020-04-17 | 2020-08-11 | 上海中通吉网络技术有限公司 | Order placing method, order processing method, terminal and server |
| CN111861669A (en) * | 2020-07-23 | 2020-10-30 | 上海中通吉网络技术有限公司 | Method, device and terminal for calculating unijunction |
| CN112258117A (en) * | 2020-10-27 | 2021-01-22 | 上海寻梦信息技术有限公司 | Sending method and device, electronic equipment and storage medium |
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| CN112633966A (en) * | 2020-12-11 | 2021-04-09 | 永安行科技股份有限公司 | Shared article renting and returning method and system based on credit system |
| CN112651732A (en) * | 2020-12-23 | 2021-04-13 | 深圳市顺易通信息科技有限公司 | Method and platform for paying parking fee by credit |
| CN113222584A (en) * | 2021-06-03 | 2021-08-06 | 上海中通吉网络技术有限公司 | Online express order fee pre-payment method |
| CN113971559A (en) * | 2021-10-28 | 2022-01-25 | 中国银行股份有限公司 | Repayment processing method and system |
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Application publication date: 20191018 |