CN110276683A - A kind of bill public service processing system and its method - Google Patents
A kind of bill public service processing system and its method Download PDFInfo
- Publication number
- CN110276683A CN110276683A CN201910567110.9A CN201910567110A CN110276683A CN 110276683 A CN110276683 A CN 110276683A CN 201910567110 A CN201910567110 A CN 201910567110A CN 110276683 A CN110276683 A CN 110276683A
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- bill
- stages
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- refund
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
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- Theoretical Computer Science (AREA)
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Abstract
The invention discloses a kind of bill public service processing system and its methods, include bill enquiry module, by stages module and refund module;Bill enquiry module is used to obtain the subscriber's account information with third party's number thirdID of customer number custID binding and shows to user;Module is used for that scene not to provide bill function by stages again by stages according to bill consumer under user name by stages;Refund module calls third party to withhold progress bill refund for supporting user normally to refund and anticipation, according to channel channel.Certain common services of each network finance industry individually detach by the present invention is integrated into public service, reduces maintenance cost, improves productivity, saves resource.
Description
Technical field
The present invention relates to a kind of bill processing system and its method, especially a kind of bill public service processing system and its
Method.
Background technique
Carry out credit, with communication service, bill, the cash bill of similar customer consumption in multiple tripartites based on current wilful pay
Have more sets, and each time product newly increased requirement when, these codes for being distributed in each portal end will synchronize change, do all
It is same class thing, human cost is high, code disunity, it is difficult to safeguard.
The bill of bank's class generally all can't see detail, only spending amount, it has not been convenient to which user checks consumption details, has
Even if offer detail, need to be sent to mailbox, it is also necessary to which user goes mailbox to check, extremely inconvenient, and billing function is single.
Financial industry always be related to various channels advance side by side carry out credit, with communication service (such as: Alipay life number, it is micro-
Letter, easily purchases APP at APP, H5), certain common services are directed to, can individually be detached, public service is made into, it in this way can be with
Maintenance cost is reduced, is increased productivity, resource is saved.Therefore need to design a kind of bill public service processing system and method.
Summary of the invention
Technical problem to be solved by the invention is to provide a kind of bill public service processing system and its methods, reduce dimension
Shield cost simultaneously facilitates user to check and operate.
In order to solve the above technical problems, the technical scheme adopted by the invention is that:
A kind of bill public service processing system, it is characterised in that: include bill enquiry module, by stages module and refund module;
Bill enquiry module is used to obtain and the customer number custID subscriber's account information of third party's number thirdID bound and right
User shows;Module is used for that scene not to provide bill function by stages again by stages according to bill consumer under user name by stages;
Refund module withholds carry out bill for supporting user normally to refund and anticipation, according to channel channel calling third party
It refunds.
Further, the subscriber's account information include consumer bill information, cash class bill information, loaning bill receipt,
Historical bills record and user's return of goods reimbursement record.
Further, the subscriber's account information is shown by front end frame VUE+HTML form.
Further, the module by stages is provided with again correction verification module by stages, then the checking process of correction verification module is by stages
Living body faces identification is carried out to user, external spacious view service is called, determines whether that I operates;
Core is called, shows that information list back page, user return current bill according to core by stages again by core tentative calculation
Tentative calculation information selects the issue by stages for being suitble to user to carry out by stages;
User's confirmation operation behavior by stages is obtained, the payment cipher of user's input is verified, calls core bill interface by stages again, point
Phase success.
Further, the third party includes alipay, wxPay, Ebuy-SDK, wap cashier, scheme Unionpay.
A kind of bill public service processing method, it is characterised in that comprise the steps of:
Step 1: it logs in third party's terminal and obtains third party's number thirdID;
Step 2: local membership information is gone to obtain and third party's number thirdID binding according to third party's number thirdID
Customer number custID;
Step 3: according to customer number custID, channel channel channel and request time time, pass through symmetric cryptography mode
Above- mentioned information are encrypted to token, then Billing services are jumped by Billing services connection type;
Step 4: Billing services system receives request, obtains token and is decrypted into plain text, changes into object
TerminalFromVo;
Step 5: Billing services internal module selects subscriber's account inquiry, consumer bill to operate by stages with refund again.
Further, the subscriber's account inquiry operation obtains consumer bill under user name according to Customs Assigned Number custID
Information, cash class bill information, loaning bill receipt, historical bills record and user's return of goods reimbursement record, and according to front end frame VUE
+ HTML form shows subscriber's account information.
Further, the consumer bill operates by stages again according to bill consumer under user name not scene by stages, mentions
For bill, function, first progress user's living body faces identification determine whether that I operates, then call core, leads to by stages again
It crosses core tentative calculation and shows current bill information list by stages again, finally verify the payment cipher of input, core bill is called to divide again
Phase interface.
Further, refund operation supports that user normally refunds and anticipation, further according to channel channel
Channel calls alipay, wxPay, Ebuy-SDK, wap cashier, scheme Unionpay to withhold the refund for carrying out bill respectively
Operation.
Compared with prior art, the present invention having the following advantages that and effect:
Certain common services of each network finance industry individually detach by the present invention is integrated into public service, reduces maintenance
Cost improves productivity, saves resource;
The present invention also provides customer consumption history detail, consult loaning bill receipt, bill function, refund certificate service etc. by stages again.
Detailed description of the invention
Fig. 1 is a kind of schematic diagram of bill public service processing system of the invention.
Specific embodiment
Below by embodiment, the present invention is described in further detail, following embodiment be explanation of the invention and
The invention is not limited to following embodiments.
A kind of bill public service processing system includes bill enquiry module, by stages module and refund module;Bill inquiry
Module is used to obtain the subscriber's account information with third party's number thirdID of customer number custID binding and carries out to user
Show;Module is used for that scene not to provide bill function by stages again by stages according to bill consumer under user name by stages;Refund module
For supporting user normally to refund and anticipation, calls third party to withhold according to channel channel and carry out bill refund.Third
Side includes alipay, wxPay, Ebuy-SDK, wap cashier, scheme Unionpay.
Wherein, subscriber's account information includes consumer bill information, cash class bill information, loaning bill receipt, historical bills
Record and user's return of goods reimbursement record.Subscriber's account information is shown by front end frame VUE+HTML form.
Module is provided with again correction verification module by stages by stages, then the checking process of correction verification module is by stages
Living body faces identification is carried out to user, external spacious view service is called, determines whether that I operates;
Core is called, shows that information list back page, user return current bill according to core by stages again by core tentative calculation
Tentative calculation information selects the issue by stages for being suitble to user to carry out by stages;
User's confirmation operation behavior by stages is obtained, the payment cipher of user's input is verified, calls core bill interface by stages again, point
Phase success.
A kind of bill public service processing method, it is characterised in that comprise the steps of:
Step 1: it logs in third party's terminal (such as Alipay, wechat) and obtains third party's number thirdID;
Step 2: local member (wilfulness pays member) acquisition of information and third party is gone to number according to third party's number thirdID
The customer number custID of thirdID binding;
Step 3: according to customer number custID, channel channel channel and request time time, pass through symmetric cryptography mode
Above- mentioned information are encrypted to token, then Billing services are jumped by Billing services connection type;Channel channel channel is used to
To different tripartites, customization is done;Request time time is used to make validity check to user's hyperlink request, settable
Session time-out time 10 minutes, if user stops 10 minutes in the business, then when being operated, will fail, prompt weight
New login prompt.
Step 4: Billing services system receives request, obtains token and is decrypted into plain text, changes into object
TerminalFromVo;
Step 5: Billing services internal module selects subscriber's account inquiry, consumer bill to operate by stages with refund again.
Subscriber's account inquiry operation obtains consumer bill information, cash class account under user name according to Customs Assigned Number custID
Single information, loaning bill receipt, historical bills record and user's return of goods reimbursement record, and shown according to front end frame VUE+HTML form
Subscriber's account information.
Consumer bill operates by stages again according to bill consumer under user name not scene by stages, provides bill function by stages again
Can, progress user's living body faces identification first determines whether that I operates, then calls core, shown by core tentative calculation
Current bill information list by stages again, finally verifies the payment cipher of input, calls core bill interface by stages again.
Operation of refunding supports that user normally refunds and anticipation is called respectively further according to channel channel channel
Alipay, wxPay, Ebuy-SDK, wap cashier, scheme Unionpay withhold the refund operation for carrying out bill.
Certain common services of each network finance industry individually detach by the present invention is integrated into public service, reduces
Maintenance cost improves productivity, saves resource;The present invention also provides customer consumption history detail, consult loaning bill receipt, account
Single function, refund certificate service etc. by stages again.
Above content is only illustrations made for the present invention described in this specification.Technology belonging to the present invention
The technical staff in field can do various modifications or supplement or is substituted in a similar manner to described specific embodiment, only
It should belong to guarantor of the invention without departing from the content or beyond the scope defined by this claim of description of the invention
Protect range.
Claims (9)
1. a kind of bill public service processing system, it is characterised in that: include bill enquiry module, by stages module and refund mould
Block;Bill enquiry module is used to obtain the subscriber's account information with third party's number thirdID of customer number custID binding
And user is showed;Module is used for that scene not to provide bill function by stages again by stages according to bill consumer under user name by stages
Energy;Refund module withholds carry out account for supporting user normally to refund and anticipation, according to channel channel calling third party
It is single to refund.
2. a kind of bill public service processing system described in accordance with the claim 1, it is characterised in that: the subscriber's account information
Include consumer bill information, cash class bill information, loaning bill receipt, historical bills record and user's return of goods reimbursement record.
3. a kind of bill public service processing system described in accordance with the claim 1, it is characterised in that: the subscriber's account information
It is shown by front end frame VUE+HTML form.
4. a kind of bill public service processing system described in accordance with the claim 1, it is characterised in that: the setting of module by stages
There is correction verification module by stages again, then the checking process of correction verification module is by stages
Living body faces identification is carried out to user, external spacious view service is called, determines whether that I operates;
Core is called, shows that information list back page, user return current bill according to core by stages again by core tentative calculation
Tentative calculation information selects the issue by stages for being suitble to user to carry out by stages;
User's confirmation operation behavior by stages is obtained, the payment cipher of user's input is verified, calls core bill interface by stages again, point
Phase success.
5. a kind of bill public service processing system described in accordance with the claim 1, it is characterised in that: the third party includes
Alipay, wxPay, Ebuy-SDK, wap cashier, scheme Unionpay.
6. a kind of bill public service processing method, it is characterised in that comprise the steps of:
Step 1: it logs in third party's terminal and obtains third party's number thirdID;
Step 2: local membership information is gone to obtain and third party's number thirdID binding according to third party's number thirdID
Customer number custID;
Step 3: according to customer number custID, channel channel channel and request time time, pass through symmetric cryptography mode
Above- mentioned information are encrypted to token, then Billing services are jumped by Billing services connection type;
Step 4: Billing services system receives request, obtains token and is decrypted into plain text, changes into object
TerminalFromVo;
Step 5: Billing services internal module selects subscriber's account inquiry, consumer bill to operate by stages with refund again.
7. a kind of bill public service processing method according to claim 6, it is characterised in that: the subscriber's account inquiry
Operation obtains consumer bill information, cash class bill information, loaning bill receipt, history under user name according to Customs Assigned Number custID
Bill record and user's return of goods reimbursement record, and subscriber's account information is shown according to front end frame VUE+HTML form.
8. a kind of bill public service processing method according to claim 6, it is characterised in that: the consumer bill is again
It is operated by stages according to bill consumer under user name not scene by stages, bill function, first progress user's living body by stages again is provided
Recognition of face determines whether that I operates, then calls core, shows that information arranges current bill by stages again by core tentative calculation
Table, finally verifies the payment cipher of input, calls core bill interface by stages again.
9. a kind of bill public service processing method according to claim 6, it is characterised in that: the refund operation is supported
User normally refunds and anticipation, further according to channel channel channel, call respectively alipay, wxPay, Ebuy-SDK,
Wap cashier, scheme Unionpay withhold the refund operation for carrying out bill.
Priority Applications (1)
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CN201910567110.9A CN110276683A (en) | 2019-06-27 | 2019-06-27 | A kind of bill public service processing system and its method |
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CN201910567110.9A CN110276683A (en) | 2019-06-27 | 2019-06-27 | A kind of bill public service processing system and its method |
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CN110276683A true CN110276683A (en) | 2019-09-24 |
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Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN111915419A (en) * | 2020-07-02 | 2020-11-10 | 中信银行股份有限公司 | Credit card core system open bill calculating and inquiring system based on big data |
Citations (5)
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US20110029437A1 (en) * | 2009-07-31 | 2011-02-03 | Hsinchu Transport Co., Ltd. | Information System, Processing Station and Credit Card Payment Method |
CN103177361A (en) * | 2011-12-21 | 2013-06-26 | 上海博路信息技术有限公司 | Unified bill and payment system |
CN104700277A (en) * | 2013-12-05 | 2015-06-10 | 华为技术有限公司 | Electronic accounting method and device and terminal equipment |
CN106529918A (en) * | 2016-10-20 | 2017-03-22 | 北京众联享付科技股份有限公司 | Network payment technology channel management system for Unicom subscribers, merchants and third party payment channels |
CN106776621A (en) * | 2015-11-20 | 2017-05-31 | 北京奇虎科技有限公司 | Generate the method and device of bill |
-
2019
- 2019-06-27 CN CN201910567110.9A patent/CN110276683A/en active Pending
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20110029437A1 (en) * | 2009-07-31 | 2011-02-03 | Hsinchu Transport Co., Ltd. | Information System, Processing Station and Credit Card Payment Method |
CN103177361A (en) * | 2011-12-21 | 2013-06-26 | 上海博路信息技术有限公司 | Unified bill and payment system |
CN104700277A (en) * | 2013-12-05 | 2015-06-10 | 华为技术有限公司 | Electronic accounting method and device and terminal equipment |
CN106776621A (en) * | 2015-11-20 | 2017-05-31 | 北京奇虎科技有限公司 | Generate the method and device of bill |
CN106529918A (en) * | 2016-10-20 | 2017-03-22 | 北京众联享付科技股份有限公司 | Network payment technology channel management system for Unicom subscribers, merchants and third party payment channels |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
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CN111915419A (en) * | 2020-07-02 | 2020-11-10 | 中信银行股份有限公司 | Credit card core system open bill calculating and inquiring system based on big data |
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Application publication date: 20190924 |