CN110264378A - A kind of multifunctional use platform of mess card fund - Google Patents
A kind of multifunctional use platform of mess card fund Download PDFInfo
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- CN110264378A CN110264378A CN201910409055.0A CN201910409055A CN110264378A CN 110264378 A CN110264378 A CN 110264378A CN 201910409055 A CN201910409055 A CN 201910409055A CN 110264378 A CN110264378 A CN 110264378A
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- 238000012545 processing Methods 0.000 claims abstract description 24
- 238000004891 communication Methods 0.000 claims abstract description 8
- 230000003993 interaction Effects 0.000 claims abstract description 5
- 238000003032 molecular docking Methods 0.000 claims description 23
- 238000012546 transfer Methods 0.000 claims description 6
- 238000013473 artificial intelligence Methods 0.000 abstract description 4
- 238000005516 engineering process Methods 0.000 abstract description 3
- 230000008021 deposition Effects 0.000 abstract description 2
- 238000007726 management method Methods 0.000 description 43
- 230000006978 adaptation Effects 0.000 description 8
- 238000010586 diagram Methods 0.000 description 7
- 239000000047 product Substances 0.000 description 5
- 238000006243 chemical reaction Methods 0.000 description 4
- 238000005314 correlation function Methods 0.000 description 4
- 239000013589 supplement Substances 0.000 description 4
- 238000012795 verification Methods 0.000 description 4
- 238000013461 design Methods 0.000 description 3
- 230000008901 benefit Effects 0.000 description 2
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 2
- 239000010931 gold Substances 0.000 description 2
- 229910052737 gold Inorganic materials 0.000 description 2
- 235000012054 meals Nutrition 0.000 description 2
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- 238000004140 cleaning Methods 0.000 description 1
- 230000007812 deficiency Effects 0.000 description 1
- 238000001514 detection method Methods 0.000 description 1
- 230000005611 electricity Effects 0.000 description 1
- 235000013305 food Nutrition 0.000 description 1
- 230000008014 freezing Effects 0.000 description 1
- 238000007710 freezing Methods 0.000 description 1
- 238000012423 maintenance Methods 0.000 description 1
- 238000012544 monitoring process Methods 0.000 description 1
- 238000005457 optimization Methods 0.000 description 1
- 230000002093 peripheral effect Effects 0.000 description 1
- 239000007787 solid Substances 0.000 description 1
- 230000001360 synchronised effect Effects 0.000 description 1
- 238000012360 testing method Methods 0.000 description 1
- 230000007306 turnover Effects 0.000 description 1
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- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
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Abstract
The invention proposes a kind of multifunctional use platforms of mess card fund, the multifunctional use platform includes service platform and client, the service platform is connected with client communication, the client carries out human-computer interaction for user and service platform, the service platform includes several service management modules, data processing module and database, the service management module includes that enterprise and individual, to connection module, are respectively configured to provide different functions to connection module, bank to connection module, shopping channel to connection module, dining room alliance.The present invention sums up problem of management for enterprise, big companies mess card financing deposition and fund, using artificial intelligence technology as core, merge and innovate the internet financial models that " internet+" combines generation with financial circles, utilize the information technologies such as big data, cloud computing, artificial intelligence, towards industries such as large enterprise, banks, a kind of integrative management platform is provided.
Description
Technical field
The invention belongs to internet areas, and in particular to a kind of multifunctional use platform of mess card fund.
Background technique
Often there is fixed or certain subsidy fund in large enterprise to employee, and current processing is generally by enterprise's wealth
Business department supplements with money for employee, has dinner for regular bus, dining room, enterprise campus convenience store shopping etc. uses, by such money in the present invention
Gold is referred to as mess card fund.Management for mess card fund at present and using be all it is scattered, be limited only to employee and hold entity card
It is used in such as enterprise campus system in region, and it has a single function, present meal card management system also can only just be accomplished
It reports the loss, solve extension, inquiry into balance and QueryTicket, be not able to satisfy the various demands of employee.
Summary of the invention
Goal of the invention: in view of the deficiencies of the prior art, the present invention proposes a kind of multifunctional use platform of mess card fund, energy
It enough realizes the centralized management of enterprise's mess card fund, while multi-faceted online service being provided.
Technical solution: a kind of multifunctional use platform of mess card fund, including service platform and client, service platform and
Client communication connection, client carry out human-computer interaction for user and service platform, and service platform includes several service management moulds
Block, data processing module and database, service management module include that enterprise and individual dock mould to connection module, dining room alliance
Block, shopping channel are to connection module, bank to connection module, wherein enterprise and individual are solid to employee for realizing enterprise to connection module
Surely collecting and managing for fund is subsidized, the interlock account fund of employee's mess card is transferred accounts automatically according to the rule that collects of enterprise's setting
To specified central account;Dining room alliance, for realizing the access in dining room and take-away platform, provides other to connection module for employee
The multiple choices that the dining establishment in platform is made a reservation are taken out in enterprise dining room;Shopping channel is to connection module for realizing electricity
The access of quotient's shopping platform provides for employee and buys commodity by mess card fund online, expands the range of choice of employee;Bank pair
Connection module is docked to banking system progress integrated management for realizing by each mess card account, and provides with funds and manage channel.
The utility model has the advantages that the present invention provides a comprehensive management platform for the existing mess card fund of enterprise, be conducive to enterprise
Unified standard management to fund, while enterprise being combined with bank, to the wholesale mess card for not being included in manipulation range originally
Circulating fund carries out two-way control processing, and transferring accounts between central account and interlock account can continue to execute automatically, avoid
Frequently manage the troublesome operation of different accounts, handy and safe.The present invention has also docked third party's electric business platform, and script mess card is provided
Golden fixed consumption channel is expanded, and also brings certain receipts to third party's electric business platform while facilitating employee to make a profit with consumption
Benefit.
Detailed description of the invention
Fig. 1 is multifunctional platform functional block diagram of the invention;
Fig. 2 is that multifunctional platform of the invention realizes architecture diagram;
Fig. 3 is enterprise of the invention and personal docking modular structure schematic diagram;
Fig. 4 is that modular structure schematic diagram is docked in dining room alliance of the invention;
Fig. 5 is that shopping channel of the invention docks modular structure schematic diagram;
Fig. 6 is that modular structure schematic diagram is docked in bank of the invention.
Specific embodiment
Technical solution of the present invention is described further with reference to the accompanying drawing.It is to be appreciated that examples provided below
Merely at large and fully disclose the present invention, and sufficiently convey to person of ordinary skill in the field of the invention
Technical concept, the present invention can also be implemented with many different forms, and be not limited to the embodiment described herein.For
The term in illustrative embodiments being illustrated in the accompanying drawings not is limitation of the invention.
The present invention carries out segregated account design for the mess card fund of large enterprise employee, and is docked with bank, is
Employee provides the mess card fund account of autonomous management, and provides corresponding capital management and independent control function for employee, deeply
Carry out bank account information cleaning, accomplishes counterpart budget entity bank account all standing.As shown in Figure 1, meal proposed by the present invention
Card fund multifunctional use platform includes: service platform and client, and service platform is connected with client communication, client for
Family and service platform carry out human-computer interaction, and service platform includes several service management modules, data processing module and database,
Wherein service management module include enterprise and it is personal to connection module, dining room alliance to connection module, shopping channel to connection module, bank
To connection module, enterprise and individual fix collecting and managing for subsidy fund to employee for realizing enterprise to connection module, according to enterprise
The rule that collects of industry setting transfers accounts the interlock account fund of employee's mess card automatically to specified central account.The docking of dining room alliance
Module provides other enterprise dining rooms for employee or takes out the food and drink machine in platform for realizing the access in dining room and take-away platform
The multiple choices that structure is made a reservation.Shopping channel for realizing the access of electric business shopping platform, provides connection module for employee
Line buys commodity by mess card fund, expands the range of choice of employee.Bank is to connection module for realizing by each mess card account
Family is docked to banking system and carries out integrated management, and provides with funds and manage channel.
As shown in Fig. 2, being the architecture design of service platform.Platform is made of four logical levels:
Reverse proxy: unified analysis, planning and distribution are carried out to the request and message that receive.
Front end: the platform application function contained.
From the background: by back-stage management website, the service that can be passed through with managing web to user.
Data Layer: data Layer refers to DB, the system of the be likely to provide message such as peripheral system.
This four levels proof load is balanced.
It is synchronous with data that data interaction is carried out using file or data exporting mode.
Further, the operation system as short time period high load capacity, in order to guarantee that service availability, the present invention use
IBM HACMP V5.4 carries out two-node cluster hot backup, and Mission critical applications programs is protected to influence from failure.IBM magnetic is utilized in rear end
Disk product line come provide the reliably monitoring to business application environment, fault detection and it is automatic restore, with resource backup.
Message, which is sent, uses SMS queue's pattern, can avoid a large amount of frequently call and leads to the failure.Different operation systems
System, browser standard is different, this just proposes very high request to architecture design of the invention, it is desirable that either HTML, CSS will
Reach compatibility on different browsers.Simultaneously because needing towards outer net, it is therefore desirable to guarantee that system is sufficiently robust and safe.
As shown in figure 3, for enterprise and personal docking functions of modules structural schematic diagram, including following functions module:
Basic management, primarily directed to the basic management of platform feature.It include: user management, Role Management, dictionary management
Equal basic managements function.
Account management mainly realizes the management to business account and personal account.Wherein business administration specifically includes that account
Family capital management, to public account management, employee is newly-increased, labor turnover, employee information change etc..The main packet of personal account management
It includes: personal information maintenance, account balance management etc..
Consumption management, the mainly management to enterprise's consumption and personal consumption.Wherein enterprise's consumption specifically includes that company manages
Wealth purchase, consumer channel management, management etc. of declaring dutiable goods.Personal consumption management specifically include that order management, consumption supplement with money, purchase of managing money matters
It buys.
Statistical report form mainly summarizes the statistics of the overall condition of enterprises and individuals.Wherein enterprises end, which specifically includes that, disappears
Take statistical report form, dining statistical report form etc..Personal end mainly includes account fund management, consumption statistic report etc..Statistical report form
Module Customizable Reporting style and output report template data, data processing module receive report template data and are stored in data
Library, and numerical value replacement signal is issued, statistical report module receives numerical value replacement signal and carries out to the report template data
Numerical value replacement issues final report data, and will be in the final report data deposit database.
Reconciliation function, mainly enterprise and individual, bank, dining room, the account contact record between electric business platform, reconciliation,
The correlation functions such as Error disposal.
Communication Layer processing function, the main adaptation realized to agreement, function mainly include protocol adaptation (HTTPS agreement,
ICP/IP protocol etc.), digital signature verification, message format conversion (Json, XML etc.) and data forwarding.
Other function, the present invention retain portions modular function, and enterprise customer can customized according to demand.
The present invention provides dining room or takes out platform access interface.Employee can select other enterprises to eat in the alliance of dining room
The Room or the dining establishment taken out in platform are made a reservation.Dining room alliance is illustrated in figure 4 to connection module, the function of realization has:
Docking management, mainly docks the built consumer channel concluded a contract.Include: newly-increased dining room, delete dining room,
Dining room information modification etc..
Major commodity for taking out platform are mainly docked in commodity docking.It include: that commodity are shown, the push of enterprise's commodity, commodity
Discount, commodity accumulated point exchanging etc..
Order docking, is mainly sent to major electric business platform for the order of generation.It include: order generation, order duration
It configures, order is sent with charge free, docking etc. after sale.
Payment docking, mainly realization enterprise or personal account fund are proposed by the payment of bank, flat with major electric business
The funds transfer of platform.It include: payment amount, service charge management, bank payment system docking etc..
Reconciliation docking, mainly enterprise and individual, bank, dining room, the account contact record between electric business platform, reconciliation,
The correlation functions such as Error disposal.
Report form statistics is counted primarily directed to the consumption of major electric business platform.It include: that consumption summarizes, consumption classification,
Report Customization, customer portrait etc..Report form statistics module Customizable Reporting style and output report template data, data processing mould
Block receives report template data and is stored in database, and issues numerical value replacement signal, and report form statistics module receives numerical value replacement
Signal simultaneously carries out the final report data of numerical value replacement sending to the report template data, and the final report data is stored in data
In library.
Communication Layer processing function, the main adaptation realized to agreement, function mainly include protocol adaptation (HTTPS agreement,
ICP/IP protocol etc.), digital signature verification, message format conversion (Json, XML etc.) and data forwarding.
The present invention provides electric business platform access interface, can buy commodity by mess card fund online, expand the choosing of employee
Select range.Shopping channel is illustrated in figure 5 to connection module, the function of mainly realizing has:
Docking management, mainly docks the built consumer channel concluded a contract.Include: newly-increased electric business platform, delete
Electric business platform, the modification of electric business platform information etc..
Commodity docking, mainly docks the commodity of major electric business platform.It include: that commodity are shown, the push of enterprise's commodity, commodity
Discount, commodity accumulated point exchanging etc..
Order docking, is mainly sent to major electric business platform for the order of generation.It include: order generation, order duration
It configures, order is sent with charge free, docking etc. after sale.
Payment docking, mainly realization enterprise or personal account fund are proposed by the payment of bank, flat with major electric business
The funds transfer of platform.It include: payment amount, service charge management, bank payment system docking etc..
Reconciliation docking, mainly enterprise and individual, bank, dining room, the account contact record between electric business platform, reconciliation,
The correlation functions such as Error disposal.
Report form statistics is counted primarily directed to the consumption of major electric business platform.It include: that consumption summarizes, consumption classification,
Report Customization, customer portrait etc..Report form statistics module Customizable Reporting style and output report template data, data processing mould
Block receives report template data and is stored in database, and issues numerical value replacement signal, and report form statistics module receives numerical value replacement
Signal simultaneously carries out the final report data of numerical value replacement sending to the report template data, and the final report data is stored in data
In library.
Communication Layer processing function, the main adaptation realized to agreement, function mainly include protocol adaptation (HTTPS agreement,
ICP/IP protocol etc.), digital signature verification, message format conversion (Json, XML etc.) and data forwarding.
Each mess card account is docked to bank and carries out integrated management by the present invention, brings wholesale financing deposition for bank,
And artificial intelligence management is provided for the finance product of bank, the functional form cared for will be thrown with intelligence on platform be presented to client
It is exactly enterprise staff, provides capital management channel abundant for employee.It is docked, is realized with each big bank by service platform
Safe and effective control to fund, Fig. 6 show bank to connection module, and major function has:
Core function mainly realizes account management system.Include the module to enterprises and individuals.Wherein enterprise department subpackage
Include: enterprise opens an account, enterprise's annual test, freezing of funds, thaws, transfers, cancellation etc..Personal sector includes: that individual opens an account, supplements with money, provides
Gold freezes, thaws, transferring, cancellation etc..
Service processing function, the main processing realized to corresponding service.Include the module to enterprises and individuals.Wherein enterprise
Part includes: enterprise identity certification, account binding etc..Personal sector includes: that personal real-name authentication, authentication, bank card are tied up
Determine, supplement with money, relevant application processing.
Consumption function, the main docking realized to bank financing information include the financing information push to enterprises and individuals.
Meanwhile customer portrait is formed according to personal consumption, convenient for the marketing of Related product in the future.Internet of Things and artificial intelligence skill can be introduced
Art is born horizontal, earnings target and genre preference etc. according to the basic risk of employee and is required, with a series of intelligent algorithms and
Portfolio Optimization scheduling theory model, for employee provide final investment reference with match most suitable finance product, and to city
The dynamic of field provides suggestion to Asset Allocation rebalancing.APP can provide one-stop automation Asset Allocation and investment tracking clothes
Business reduces investment difficulty.
Reconciliation function, mainly enterprise and individual, bank, dining room, the account contact record between electric business platform, reconciliation,
The correlation functions such as Error disposal.
Communication Layer processing function, the main adaptation realized to agreement, function mainly include protocol adaptation (HTTPS agreement,
ICP/IP protocol etc.), digital signature verification, message format conversion (Json, XML etc.) and data forwarding.
Other function, the present invention retain portions modular function, and bank can customized according to demand.
The present invention, which builds library realization with the mess card account of enterprise, docks, and allows enterprise staff can be by client end AP P energy
Realize the function that former mess card has, and can autonomous operation mess card fund the purchase of shopping with finance product is carried out on platform.
In order to promote the experience sense of employee, to customized 7*24 hours of the intelligent customer service of the mess card account of each enterprise staff, side
It helps employee to solve the problems, such as at any time, improves user satisfaction, reduce enterprise in the human cost of mess card management aspect.By using greatly
Data processing technique and edge calculations technology carry out digitization to docked huge user and carry out collecting processing, pole to data
Big facilitates enterprise and bank in the operating and management of the part fund aspect.
Claims (6)
1. a kind of multifunctional use platform of mess card fund, which is characterized in that the multifunctional use platform includes service platform
And client, the service platform are connected with client communication, the client carries out human-computer interaction for user and service platform,
The service platform includes several service management modules, data processing module and database, and the service management module includes
Enterprise and it is personal to connection module, dining room alliance to connection module, shopping channel to connection module, bank to connection module, wherein
The enterprise and individual fix collecting and managing for subsidy fund to employee for realizing enterprise to connection module, according to enterprise
The rule that collects being arranged transfers accounts the interlock account fund of employee's mess card automatically to specified central account;
The dining room alliance to connection module for realizing dining room and take out platform access, for employee provide other enterprise dining rooms or
Person takes out the multiple choices that the dining establishment in platform is made a reservation;
The shopping channel for realizing the access of electric business shopping platform, provides online for employee through mess card fund connection module
Buy the function of commodity;
Each mess card account is docked to banking system to connection module and carries out integrated management by the bank, and is provided
Capital management channel.
2. the multifunctional use platform of mess card fund according to claim 1, which is characterized in that the enterprise and individual are right
Connection module includes:
Basic management unit, for being directed to the basic management of platform feature;
Account management unit, for realizing the management to business account and personal account;
Consumption management unit, for being managed to enterprise's consumption and personal consumption;
Report form statistics unit carries out statistics for the overall condition to enterprises and individuals and summarizes;
Reconciliation unit, for the account contact record between enterprise and individual, bank, dining room, electric business platform, reconciliation, at mistake
Reason.
3. the multifunctional use platform of mess card fund according to claim 2, which is characterized in that the report form statistics unit
It is connect with data processing module, user is described by report form statistics unit self-defined report style and output report template data
Data processing module receives report template data and is stored in database, and issues numerical value replacement signal, and the report form statistics unit connects
Numerical value replacement signal is received, and numerical value replacement is carried out to the report template data and issues final report data, and this is final
Report data is stored in database.
4. the multifunctional use platform of mess card fund according to claim 1, which is characterized in that the dining room alliance docking
Module, shopping channel include: to connection module
Administrative unit is docked, for docking to the built consumer channel concluded a contract;
Commodity dock unit, for docking the commodity of major electric business platform;
Order docks unit, for the order of generation to be sent to major electric business platform;
Payment docking unit, for realizing enterprise or personal account fund and the funds transfer with major electric business platform;
Reconciliation unit, for the account contact record between enterprise and individual, bank, dining room, electric business platform, reconciliation, at mistake
Reason;
Report form statistics unit is counted for the consumption for major electric business platform.
5. the multifunctional use platform of mess card fund according to claim 4, which is characterized in that the report form statistics unit
It is connect with data processing module, user is described by report form statistics unit self-defined report style and output report template data
Data processing module receives report template data and is stored in database, and issues numerical value replacement signal, and the report form statistics unit connects
Numerical value replacement signal is received, and numerical value replacement is carried out to the report template data and issues final report data, and this is final
Report data is stored in database.
6. the multifunctional use platform of mess card fund according to claim 1, which is characterized in that the bank is to connection module
Include:
Account management unit, for realizing the management to enterprises and individuals' account;
Service Processing Unit, for realizing the processing to corresponding service;
Consumer unit includes the financing information push to enterprises and individuals for realizing the docking to bank financing information;
Reconciliation unit, for the account contact record between enterprise and individual, bank, dining room, electric business platform, reconciliation, at mistake
Reason.
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CN112801657A (en) * | 2021-03-12 | 2021-05-14 | 中国工商银行股份有限公司 | Automatic processing method and device for recharging of meal card |
CN116308335A (en) * | 2023-02-01 | 2023-06-23 | 深圳市华宇讯科技有限公司 | Prepaid gold processing method and apparatus, electronic device, and storage medium |
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