CN110264327A - 一种转账请求的处理方法、装置及设备 - Google Patents
一种转账请求的处理方法、装置及设备 Download PDFInfo
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- CN110264327A CN110264327A CN201910455717.8A CN201910455717A CN110264327A CN 110264327 A CN110264327 A CN 110264327A CN 201910455717 A CN201910455717 A CN 201910455717A CN 110264327 A CN110264327 A CN 110264327A
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- 238000012546 transfer Methods 0.000 title claims abstract description 255
- 238000003672 processing method Methods 0.000 title abstract description 3
- 239000003999 initiator Substances 0.000 claims abstract description 71
- 238000000034 method Methods 0.000 claims abstract description 63
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- 238000012545 processing Methods 0.000 claims description 25
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
- G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computational Linguistics (AREA)
- Data Mining & Analysis (AREA)
- Databases & Information Systems (AREA)
- General Engineering & Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims (20)
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201910455717.8A CN110264327A (zh) | 2019-05-29 | 2019-05-29 | 一种转账请求的处理方法、装置及设备 |
PCT/CN2020/070892 WO2020238231A1 (zh) | 2019-05-29 | 2020-01-08 | 一种转账请求的处理方法、装置及设备 |
US16/877,235 US20200410474A1 (en) | 2019-05-29 | 2020-05-18 | Processing account transfer requests |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201910455717.8A CN110264327A (zh) | 2019-05-29 | 2019-05-29 | 一种转账请求的处理方法、装置及设备 |
Publications (1)
Publication Number | Publication Date |
---|---|
CN110264327A true CN110264327A (zh) | 2019-09-20 |
Family
ID=67915650
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN201910455717.8A Pending CN110264327A (zh) | 2019-05-29 | 2019-05-29 | 一种转账请求的处理方法、装置及设备 |
Country Status (3)
Country | Link |
---|---|
US (1) | US20200410474A1 (zh) |
CN (1) | CN110264327A (zh) |
WO (1) | WO2020238231A1 (zh) |
Cited By (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN111105225A (zh) * | 2019-11-29 | 2020-05-05 | 中移动金融科技有限公司 | 一种转账方法、装置、设备及存储介质 |
CN111913920A (zh) * | 2020-08-12 | 2020-11-10 | 中国工商银行股份有限公司 | 电子名片生成方法、装置、计算机系统和计算机可读介质 |
WO2020238231A1 (zh) * | 2019-05-29 | 2020-12-03 | 创新先进技术有限公司 | 一种转账请求的处理方法、装置及设备 |
CN113052606A (zh) * | 2021-03-30 | 2021-06-29 | 南京维沃软件技术有限公司 | 应用的防诈骗方法、装置和电子设备 |
CN113052587A (zh) * | 2021-04-30 | 2021-06-29 | 中国银行股份有限公司 | 基于区块链的转账业务处理方法及装置 |
CN113256294A (zh) * | 2019-12-13 | 2021-08-13 | 支付宝(杭州)信息技术有限公司 | 一种网络支付方法、装置、设备及系统 |
TWI767580B (zh) * | 2021-02-22 | 2022-06-11 | 兆豐國際商業銀行股份有限公司 | 轉帳系統與轉帳方法 |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20220253848A1 (en) * | 2020-11-12 | 2022-08-11 | Wells Fargo Bank, N.A. | Electronic payment reversion |
CN113706137B (zh) * | 2021-10-21 | 2022-04-01 | 国网汇通金财(北京)信息科技有限公司 | 一种应用于缴费信息的数据处理方法及系统 |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN102184497A (zh) * | 2010-12-24 | 2011-09-14 | 中华电信股份有限公司 | 以电信号码为账号的电子交易系统及支付方法 |
CN104200365A (zh) * | 2014-09-03 | 2014-12-10 | 高勃 | 一种电子支票的开票及解付方法 |
CN108197913A (zh) * | 2017-12-18 | 2018-06-22 | 深圳前海微众银行股份有限公司 | 基于区块链的支付方法、系统以及计算机可读存储介质 |
Family Cites Families (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101777166A (zh) * | 2010-01-21 | 2010-07-14 | 中国光大银行 | 一种利用手机进行银行转账的方法 |
CN102930469A (zh) * | 2012-11-13 | 2013-02-13 | 中国民生银行股份有限公司 | 转账数据处理方法和装置 |
CN104852884A (zh) * | 2014-02-14 | 2015-08-19 | 中兴通讯股份有限公司 | 第三方支付平台的注册方法及装置、系统 |
CN107169753A (zh) * | 2017-03-31 | 2017-09-15 | 深圳前海微众银行股份有限公司 | 转账方法、装置及计算机可读存储介质 |
CN110264327A (zh) * | 2019-05-29 | 2019-09-20 | 阿里巴巴集团控股有限公司 | 一种转账请求的处理方法、装置及设备 |
-
2019
- 2019-05-29 CN CN201910455717.8A patent/CN110264327A/zh active Pending
-
2020
- 2020-01-08 WO PCT/CN2020/070892 patent/WO2020238231A1/zh active Application Filing
- 2020-05-18 US US16/877,235 patent/US20200410474A1/en not_active Abandoned
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN102184497A (zh) * | 2010-12-24 | 2011-09-14 | 中华电信股份有限公司 | 以电信号码为账号的电子交易系统及支付方法 |
CN104200365A (zh) * | 2014-09-03 | 2014-12-10 | 高勃 | 一种电子支票的开票及解付方法 |
CN108197913A (zh) * | 2017-12-18 | 2018-06-22 | 深圳前海微众银行股份有限公司 | 基于区块链的支付方法、系统以及计算机可读存储介质 |
Cited By (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2020238231A1 (zh) * | 2019-05-29 | 2020-12-03 | 创新先进技术有限公司 | 一种转账请求的处理方法、装置及设备 |
CN111105225A (zh) * | 2019-11-29 | 2020-05-05 | 中移动金融科技有限公司 | 一种转账方法、装置、设备及存储介质 |
CN113256294A (zh) * | 2019-12-13 | 2021-08-13 | 支付宝(杭州)信息技术有限公司 | 一种网络支付方法、装置、设备及系统 |
CN111913920A (zh) * | 2020-08-12 | 2020-11-10 | 中国工商银行股份有限公司 | 电子名片生成方法、装置、计算机系统和计算机可读介质 |
TWI767580B (zh) * | 2021-02-22 | 2022-06-11 | 兆豐國際商業銀行股份有限公司 | 轉帳系統與轉帳方法 |
CN113052606A (zh) * | 2021-03-30 | 2021-06-29 | 南京维沃软件技术有限公司 | 应用的防诈骗方法、装置和电子设备 |
CN113052587A (zh) * | 2021-04-30 | 2021-06-29 | 中国银行股份有限公司 | 基于区块链的转账业务处理方法及装置 |
Also Published As
Publication number | Publication date |
---|---|
US20200410474A1 (en) | 2020-12-31 |
WO2020238231A1 (zh) | 2020-12-03 |
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