CN110264174A - A kind of interconnection method of enterprise and bank - Google Patents
A kind of interconnection method of enterprise and bank Download PDFInfo
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- CN110264174A CN110264174A CN201910531551.3A CN201910531551A CN110264174A CN 110264174 A CN110264174 A CN 110264174A CN 201910531551 A CN201910531551 A CN 201910531551A CN 110264174 A CN110264174 A CN 110264174A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
Abstract
The invention discloses the interconnection method of a kind of enterprise and bank, comprising steps of S1, generating OA list by enterprise, and the OA list that service interfacing request Concurrency send generation is initiated to docking platform；S2, interface middle table is written into OA list；S3, data in current interface middle table are sent to bank turn money processing, and judge whether that generating bank turns money record；It is to enter step S4；It is no to enter step S5；S4, bank's processing result list is sent to enterprise by docking platform, realization enterprise docks with bank；S5, according to the information in OA list, the data of current interface middle table are modified, and return step S3.The present invention provides enterprise and data-interface when bank carries out data transmission by establishing docking platform, realize enterprise and bank information it is interactive with it is synchronous, be that enterprise has saved plenty of time and energy when handling transferred account service with bank, improve office efficiency.
Description
Technical field
The invention belongs to internet payment fields, and in particular to a kind of interconnection method of enterprise and bank.
Background technique
Currently, being to be docked one by one by front end processor between enterprise and bank, i.e., enterprise applies docking to bank, bank
Front end processor interface is provided, enterprise between the operation system of oneself and bank by being communicated.
As business transaction amount and complexity expand, traditional bank's docking concept drawback is gradually shown, if enterprise needs
More banks service request is opened, then needs to dock different bank front end processor, the account information of enterprise is also required to different silver
Row record, considerably increases technical difficulty, also brings cumbersome problem.
Summary of the invention
For above-mentioned deficiency in the prior art, enterprise provided by the invention and bank's interconnection method solve traditional enterprise
Process is complicated when industry need to pass through bank transfer, the problem of taking time and effort.
In order to achieve the above object of the invention, the technical solution adopted by the present invention are as follows: a kind of interconnection method of enterprise and bank,
The following steps are included:
S1, OA list is generated by enterprise, and initiate the OA list that service interfacing request Concurrency send generation to docking platform；
S2, receive docking request after, by OA list information write-in docking platform interface middle table；
S3, data in current interface middle table are sent to bank, are carried out by bank according to the data of interface middle table
Turn money processing, and judges whether that generating bank turns money record；
If so, entering step S4；
If it is not, then entering step S5；
S4, bank's processing result list is sent to enterprise by docking platform, realization enterprise docks with bank；
S5, according to the information in OA list, the data of current interface middle table are modified, and return step S3.
Further, in the step S1, when the service interfacing that enterprise initiates to docking platform is requested, the OA list of transmission
In data be the data encrypted by RSA+AES.
Further, the method data in the OA list encrypted specifically:
It before initiating service interfacing request, endorses to the transmission data in OA list, then generates AES code key at random
Transmission data are encrypted, reuse the encryption of RSA secret key pair AES code key, will finally endorse data, encryption data and encryption
AES code key afterwards is transmitted to docking platform, completes the encryption of the data in OA list.
Further, the docking platform in the step S2 is the software with data decryption module and data transmission interface
Operating platform；
The data decryption module is used to decrypt the OA list of encryption, obtains data therein；
Data correspond in OA list after the data transmission interface and decryption, form interface middle table.
Further, when in the step S2 by the interface middle table of the information write-in docking platform in OA list, elder generation is needed
Data in OA list are decrypted；
Decryption method specifically:
It is decrypted using AES of the RSA public key to encryption, obtains AES code key, then carried out using AES secret key pair encryption data
Data are finally carried out solution label by decryption, and the data in OA list are decrypted in completion.
Further, the information for needing to be written in the interface middle table in the step S2 includes payment account number, payer
Formula, draw bank, receiving bank's title, beneficiary title, beneficiary account, beneficiary line number, expense date, purposes, reimbursement
The amount of money, project major class and additional information occur for the amount of money.
Further, when the project major class inserted in the interface middle table in the step S2 is financial class, needing will be right
In the thin item write-in interface middle table of the additional information answered；
The thin item of additional information includes revenue and expenditure control, Code of Account, economic classification, type of payment, budget source-information
And associated code.
Further, packet of the docking platform into bank's processing result list that enterprise sends in the step S4
Include form information, list extracts data logging, the data feedback item after list extraction, request serial number, pays successfully time, branch
It pays service charge, promoter, initiate time, department, budget items, project leader and serial number；
Wherein, the form information includes phase in list odd-numbered day, form name and list odd numbers；
It includes extraction time and extraction people that the list, which extracts data logging,.
Further, the data feedback item after the list extracts include transfer accounts the time, the handler that transfers accounts, number of operations and
Synchronizing information state；
The synchronizing information state includes to be synchronized, synchronization failure, to Internetbank audit, payment failure and pays successfully.
The invention has the benefit that the interconnection method of enterprise provided by the invention and bank, by establishing docking platform,
Data-interface when enterprise and bank carry out data transmission is provided, realize enterprise and bank information it is interactive with it is synchronous, for enterprise
Plenty of time and energy have been saved when handling transferred account service with bank, has improved office efficiency.
Detailed description of the invention
Fig. 1 is enterprise and bank's interconnection method flow chart in the present invention.
Specific embodiment
A specific embodiment of the invention is described below, in order to facilitate understanding by those skilled in the art this hair
It is bright, it should be apparent that the present invention is not limited to the ranges of specific embodiment, for those skilled in the art,
As long as various change is in the spirit and scope of the present invention that the attached claims limit and determine, these variations are aobvious and easy
See, all are using the innovation and creation of present inventive concept in the column of protection.
As shown in Figure 1, the interconnection method of a kind of enterprise and bank, comprising the following steps:
S1, OA list is generated by enterprise, and initiate the OA list that service interfacing request Concurrency send generation to docking platform；
S2, receive docking request after, by OA list information write-in docking platform interface middle table；
S3, data in current interface middle table are sent to bank, are carried out by bank according to the data of interface middle table
Turn money processing, and judges whether that generating bank turns money record；
If so, entering step S4；
If it is not, then entering step S5；
S4, bank's processing result list is sent to enterprise by docking platform, realization enterprise docks with bank；
S5, according to the information in OA list, the data of current interface middle table are modified, and return step S3.
Data in above-mentioned steps S1, when the service interfacing that enterprise initiates to docking platform is requested, in the OA list of transmission
For the data by RSA+AES encryption.
Wherein, the method data in OA list encrypted specifically:
It before initiating service interfacing request, endorses to the transmission data in OA list, then generates AES code key at random
Transmission data are encrypted, reuse the encryption of RSA secret key pair AES code key, will finally endorse data, encryption data and encryption
AES code key afterwards is transmitted to docking platform, completes the encryption of the data in OA list.
Symmetric cryptography, block encryption when AES encryption therein；Code key length is divided into 128,192 and 256；It is corresponding
Data grouping also should be 128,192 and 256；The round of these three encryptions is different, is 10,12 and respectively
14；
Ciphering process specifically:
(1) switched to input state by initial data；
(2) initial transformation carries out wheel code key encryption；
(3) transformation of circulation N wheel is carried out, wherein N-1 round transformation are as follows: byte substitution-line position shifting-column are obscured-is taken turns code key and added.
Asymmetric encryption when rsa encryption, i.e. encryption code key are different with decryption code key, and it is private that one of them, which is public key one,
Key, wherein the generation of public key and private key be based on a pair of very big prime number (being greater than 100 for the decimal system), public key and private key
Production method are as follows:
1. choosing two very big prime number ps, q, n=p*q is calculated；
2. randomly selecting encryption key e requirement, e and (p-1) * (q-1) is relatively prime and e < (p-1) * (q-1)；
3. finally decruption key d is calculated according to e, p and q, so that d meets e*d=1 (mod (p-1) (q-1)) and n and d
Also it wants relatively prime；
It is private key that number e and n, which is public key e, in this way, and p q two then no longer need, it should abandon；
The method of rsa encryption are as follows:
It is that s makes 2^s≤n that encryption data, which is divided into the isometric each block length of data block m1, m2, m3 ..., first；
Then the corresponding ciphertext of mi is ci=mi^e (mod n).
Docking platform in above-mentioned steps S2 is the software operating platform with data decryption module and data transmission interface；
The data decryption module is used to decrypt the OA list of encryption, obtains data therein；
Data correspond in OA list after the data transmission interface and decryption, form interface middle table.
It, will be in OA list in step S2 since the OA form data that docking platform receives is encrypted data
When the interface middle table of docking platform is written in information, need that first the data in OA list are decrypted；Decryption method specifically:
It is decrypted using AES of the RSA public key to encryption, obtains AES code key, then carried out using AES secret key pair encryption data
Data are finally carried out solution label by decryption, and the data in OA list are decrypted in completion.
The information for needing to be written in interface middle table in above-mentioned steps S2 includes payment account number, the means of payment, payment silver
Row, receiving bank's title, beneficiary title, beneficiary account, beneficiary line number, expense date, purposes, reimbursed sum, generation
The amount of money, project major class and additional information.
Wherein, the information in payment account number includes: class fund code, with basic account and with financial user；Means of payment packet
It includes official card, deposit card and externally transfers accounts；The expense date refers to the date of generation expense；For the amount of money occurs, when for official card
When be the real trade amount of money, value is consistent with reimbursed sum when non-official card；When project major class is financial class, need to correspond to
Additional information thin item write-in interface middle table in；The thin item of additional information includes revenue and expenditure control, Code of Account, economic classification, branch
Pay type, budget source-information and associated code.
In above-mentioned steps S4 information of the docking platform into bank's processing result list that enterprise sends include form information,
List extracts the data feedback item after data logging, list extraction, request serial number, pays successfully time, payment procedure expense, hair
It plays people, initiate time, department, budget items, project leader and serial number；
Wherein, the form information includes phase in list odd-numbered day, form name and list odd numbers；List extracts data logging
Including extraction time and extract people.List extract after data feedback item include transfer accounts the time, the handler that transfers accounts, number of operations and
Synchronizing information state；Synchronizing information state includes to be synchronized, synchronization failure, to Internetbank audit, payment failure and pays successfully.
In an example of the present invention, provide worked when the bank of progress by the method for the invention docks with enterprise
Journey: the information that Enterprises ' Financial Workers are transferred accounts as needed generates corresponding OA list, and initiates service interfacing to docking platform and ask
It asks, Enterprise OA System is uploaded to docking platform and writes after docking platform is decoded and verifies to it after encrypting to OA list
Enter in corresponding interface middle table, be sent to banking system, banking system carries out corresponding transferred account service according to interface middle table
It handles, bank is generated if handling successfully and turns money record, otherwise do not generate bank and turn money record and to feeding back to docking platform, it is right
It connects platform and information in interface middle table is modified according to OA list, and be sent to bank, until bank can be successfully generated silver
Enterprise, which refunds, to be recorded and feeds back enterprise.It should be noted that when enterprise receives when turning money record of bank, it can be according in OA list
Information, veritified to money record is turned, and auditing result fed back into bank.
The invention has the benefit that the interconnection method of enterprise provided by the invention and bank, by establishing docking platform,
Data-interface when enterprise and bank carry out data transmission is provided, realize enterprise and bank information it is interactive with it is synchronous, for enterprise
Plenty of time and energy have been saved when handling transferred account service with bank, has improved office efficiency.
Claims (9)
1. the interconnection method of a kind of enterprise and bank, which comprises the following steps:
S1, OA list is generated by enterprise, and initiate the OA list that service interfacing request Concurrency send generation to docking platform；
S2, receive docking request after, by OA list information write-in docking platform interface middle table；
S3, data in current interface middle table are sent to bank, carry out turning money according to the data of interface middle table by bank
Processing, and judge whether that generating bank turns money record；
If so, entering step S4；
If it is not, then entering step S5；
S4, bank's processing result list is sent to enterprise by docking platform, realization enterprise docks with bank；
S5, according to the information in OA list, the data of current interface middle table are modified, and return step S3.
2. the interconnection method of enterprise according to claim 1 and bank, which is characterized in that in the step S1, enterprise to
When the service interfacing request that docking platform is initiated, the data in the OA list of transmission are the data encrypted by RSA+AES.
3. the interconnection method of enterprise according to claim 2 and bank, which is characterized in that the data in the OA list
The method encrypted specifically:
It before initiating service interfacing request, endorses to the transmission data in OA list, then generates AES secret key pair at random and pass
Transmission of data is encrypted, and the encryption of RSA secret key pair AES code key, the data that will finally endorse, encryption data and encrypted are reused
AES code key is transmitted to docking platform, completes the encryption of the data in OA list.
4. the interconnection method of enterprise according to claim 2 and bank, which is characterized in that the docking in the step S2 is flat
Platform is the software operating platform with data decryption module and data transmission interface；
The data decryption module is used to decrypt the OA list of encryption, obtains data therein；
Data correspond in OA list after the data transmission interface and decryption, form interface middle table.
5. the interconnection method of enterprise according to claim 1 and bank, which is characterized in that by OA list in the step S2
When the interface middle table of interior information write-in docking platform, need that first the data in OA list are decrypted；
Decryption method specifically:
It is decrypted using AES of the RSA public key to encryption, obtains AES code key, be then decrypted using AES secret key pair encryption data,
Solution label finally are carried out to data, the data in OA list are decrypted in completion.
6. the interconnection method of enterprise according to claim 1 and bank, which is characterized in that in the interface in the step S2
Between the information that needs to be written in table include payment account number, the means of payment, draw bank, receiving bank's title, beneficiary title, receive
Beneficiary line number, the expense date, purposes, reimbursed sum, the amount of money, project major class and additional information occur for money side's account.
7. the interconnection method of enterprise according to claim 6 and bank, which is characterized in that in the interface in the step S2
Between the project major class inserted in table when being financial class, needing will be in the thin item write-in interface middle table of corresponding additional information；
The thin item of additional information includes revenue and expenditure control, Code of Account, economic classification, type of payment, budget source-information and pass
Join code.
8. the interconnection method of enterprise according to claim 2 and bank, which is characterized in that docking platform in the step S4
After the information in bank's processing result list sent to enterprise includes form information, list extracts data logging, list extracts
Data feedback item, request serial number, pay successfully the time, payment procedure expense, promoter, initiate time, department, budget item
Mesh, project leader and serial number；
Wherein, the form information includes phase in list odd-numbered day, form name and list odd numbers；
It includes extraction time and extraction people that the list, which extracts data logging,.
9. enterprise according to claim 8 is to the interconnection method of bank, which is characterized in that the data after the list extraction
Feedback term includes time, the handler that transfers accounts, number of operations and the synchronizing information state of transferring accounts；
The synchronizing information state includes to be synchronized, synchronization failure, to Internetbank audit, payment failure and pays successfully.
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| CN201910531551.3A CN110264174A (en) | 2019-06-19 | 2019-06-19 | A kind of interconnection method of enterprise and bank |
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| CN201910531551.3A CN110264174A (en) | 2019-06-19 | 2019-06-19 | A kind of interconnection method of enterprise and bank |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113377352A (en) * | 2021-07-05 | 2021-09-10 | 重庆市规划和自然资源信息中心 | Big data form modeling generation method for government affair business |
| CN113673978A (en) * | 2021-08-24 | 2021-11-19 | 国家电投香港财资管理有限公司 | Transaction method, system, computer device and storage medium based on SWIFT system |
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| CN107516204A (en) * | 2017-08-31 | 2017-12-26 | 四川长虹电器股份有限公司 | Internet bank docking system and docking calculation |
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| CN104615759A (en) * | 2015-02-13 | 2015-05-13 | 厦门雅迅网络股份有限公司 | Data synchronization method for different business system platforms |
| US20160267461A1 (en) * | 2015-03-10 | 2016-09-15 | Nautilus Hyosung Inc. | Apparatus and method for processing a transaction for receiving and paying cash |
| CN107146070A (en) * | 2017-05-02 | 2017-09-08 | 广东网金云计算有限公司 | A kind of intelligent delivery system of wage and method |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN113377352A (en) * | 2021-07-05 | 2021-09-10 | 重庆市规划和自然资源信息中心 | Big data form modeling generation method for government affair business |
| CN113673978A (en) * | 2021-08-24 | 2021-11-19 | 国家电投香港财资管理有限公司 | Transaction method, system, computer device and storage medium based on SWIFT system |
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Application publication date: 20190920 |