CN110263063A

CN110263063A - A kind of querying method and server of assets

Info

Publication number: CN110263063A
Application number: CN201910570507.3A
Authority: CN
Inventors: 汪仕富; 殷凇
Original assignee: WeBank Co Ltd
Current assignee: WeBank Co Ltd
Priority date: 2019-06-27
Filing date: 2019-06-27
Publication date: 2019-09-20
Anticipated expiration: 2039-06-27
Also published as: CN110263063B

Abstract

The invention discloses a kind of querying method of assets and servers, this method comprises: the query information that server receiving terminal is sent；The query information includes account information, which is used to inquire the assets summary information of account information；Server determines that N is the integer more than or equal to 1 with account information incoherent N number of assets in preset total assets according to preset strategy；Server inquires the other assets removed except N number of assets in preset total assets, obtains assets summary information；Assets summary information is sent to terminal by server.In this way, server only inquires assets relevant to account information, and middle server successively inquires preset total assets compared to the prior art, saves the inquiry total time-consuming of assets, the search efficiency for improving assets helps to promote user experience.

Description

A kind of querying method and server of assets

Technical field

The present invention relates to financial technology (Fintech) technical field, the querying methods and server of espespecially a kind of assets.

Background technique

With the development of computer technology, more and more technology (big data, distribution, block chain Blockchain, people Work intelligence etc.) it applies in financial field, traditional financial industry gradually changes to financial technology (Fintech), however, due to gold Melt safety, the requirement of real-time of industry, more stringent requirements are proposed so that financial technology field is to technology.

Currently, bank and other financial mechanism can provide diversified assets service for user, than if any current, regular, goods The assets services such as coin fund, periodically financing, gold, open-ended fund, universal life insurance, insurance.For example, being used by taking some bank as an example The modes such as the application (Application, APP) that family can be developed by the official website of the bank or the bank log in the bank The assets of client-side management oneself.In order to provide better user experience, official website homepage or the bank of the user in the bank The homepage of the application of exploitation can the summary information of all assets held of querying individual account information.

But for a banking institution, most users are several moneys in the total assets for hold bank offer It produces, if user needs to do looking into for an assets summary information to several assets that the account information opened an account in the bank is held Ask, then need to inquire the bank offer total assets, and the server of the bank be successively total assets are inquired, and Each assets correspond to the server of different enterprise or financial institution, i.e. a corresponding enterprise of assets or a finance again The server of mechanism.Therefore, it is easy there are some problems, for example the server response inquiry request time-consuming of the bank is excessively high.Example Such as, the server of the bank successively inquires total assets after receiving the inquiry request that user is sent by terminal, Cause the inquiry total time-consuming of total assets excessively high, reduces user experience.If the query time of some assets is excessively high, is easy Cause the query time of the assets excessively high, so that making this query time overtime, the server for bank occur is caused to be received not To the assets or sequence the feedback of the subsequent other assets of the assets the problems such as, so that poor user experience.

Summary of the invention

The embodiment of the present invention provides the querying method and server of a kind of assets, for reducing the total of server queries asset Time-consuming improves the search efficiency of assets, helps to promote user experience.

In a first aspect, the embodiment of the present invention provides a kind of querying method of assets, this method is applied to server, the side Method includes:

The query information that the server receiving terminal is sent；The query information includes account information, the inquiry letter Cease the assets summary information for inquiring the account information；

The server according to preset strategy determine in preset total assets with the incoherent N number of money of the account information It produces, N is the integer more than or equal to 1；

The server looks into the other assets removed except N number of assets in the preset total assets It askes, obtains the assets summary information；

The assets summary information is sent to the terminal by the server.

Optionally, Asset State table is stored in the server, includes the preset whole in the Asset State table The state of each assets in assets, wherein the status indication with the incoherent assets of the account information is first state；Institute State server according to preset strategy determine in preset total assets with the incoherent N number of assets of the account information, comprising:

The server determines that N number of assets in the preset total assets are labeled in the Asset State table For first state assets when, determine N number of assets be and the incoherent assets of account information.

Optionally, the method also includes:

The server determines there are the second assets that transaction changes in N number of assets；Second assets are the N Any one assets in a assets；

The state of second assets described in the Asset State table is changed to the second state by the server, and described second It is related to the account information that state is used to indicate second assets.

Optionally, relevant information of the account information without incoherent assets；The server is true according to preset strategy In fixed preset total assets and before the incoherent N number of assets of the account information, the method also includes:

The corresponding server of each assets of the server into the preset total assets sends solicited message, institute Solicited message is stated for requesting the relevant information of each assets in the preset total assets；

The server receives the feedback information that the corresponding server of each assets in N number of assets is sent；It is described Feedback information is used to indicate relevant information of the account information without N number of assets；

The server according to preset strategy determine in preset total assets with the incoherent N number of money of the account information It produces, comprising:

The server determines that N number of assets are uncorrelated to the account information according to the feedback information.

Optionally, the method also includes:

The server receives the transaction change request information for being directed to the first assets；First assets are other moneys An assets in production；

The one protection duration of server setting, in the protection duration, the server keeps first assets State it is constant.

Optionally, N number of assets are the assets that the account information is not opened；Alternatively, N number of assets are the account Family information open but be zero assets.

Second aspect, the embodiment of the present invention provide a kind of server, comprising:

Receiving unit, for receiving the query information of terminal transmission；The query information includes account information, the inquiry Information is used to inquire the assets summary information of the account information；

Processing unit, for according to preset strategy determine in preset total assets with the incoherent N of the account information A assets, N are the integer more than or equal to 1；

The processing unit is also used to: to the other moneys removed except N number of assets in the preset total assets Production is inquired, and the assets summary information is obtained；

Transmission unit, for the assets summary information to be sent to the terminal.

Optionally, Asset State table is stored in the server, includes the preset whole in the Asset State table The state of each assets in assets, wherein the status indication with the incoherent assets of the account information is first state；It is described Processing unit is being used to be determined according to preset strategy in preset total assets and the incoherent N number of assets of the account information When, it is specifically used for:

Determine that N number of assets in the preset total assets are to be marked as first state in the Asset State table Assets when, determine N number of assets be and the incoherent assets of account information.

Optionally, the processing unit is also used to:

Determine there are the second assets that transaction changes in N number of assets；Second assets are to appoint in N number of assets It anticipates an assets；

The state of second assets described in the Asset State table is changed to the second state, second state is for referring to Show that second assets are related to the account information.

Optionally, relevant information of the account information without incoherent assets；It is used in the processing unit according to pre- If strategy determines in preset total assets that the transmission unit is used for before the incoherent N number of assets of the account information:

The corresponding server of each assets into the preset total assets sends solicited message, the solicited message For requesting the relevant information of each assets in the preset total assets；

The receiving unit is used for:

Receive the feedback information that the corresponding server of each assets in N number of assets is sent；The feedback information is used In the instruction relevant information of the account information without N number of assets；

The processing unit for determined according to preset strategy in preset total assets with the account information not phase When the N number of assets closed, it is specifically used for:

Determine that N number of assets are uncorrelated to the account information according to the feedback information.

Optionally, the receiving unit is also used to:

Receive the transaction change request information for being directed to the first assets；First assets are one in the other assets Assets；

The processing unit is also used to:

When the receiving unit receives the transaction change request information for the first assets, one protection duration of setting, In the protection duration, keep the state of first assets constant.

The third aspect, the embodiment of the present invention provide a kind of server, comprising:

Receiver, for receiving the query information of terminal transmission；The query information includes account information, the inquiry letter Cease the assets summary information for inquiring the account information；

Processor, it is incoherent N number of with the account information in preset total assets for being determined according to preset strategy Assets, N are the integer more than or equal to 1；

The processor is also used to: to the other assets removed except N number of assets in the preset total assets It is inquired, obtains the assets summary information；

Transmitter, for the assets summary information to be sent to the terminal.

Optionally, Asset State table is stored in the server, includes the preset whole in the Asset State table The state of each assets in assets, wherein the status indication with the incoherent assets of the account information is first state；It is described Processor for N number of assets incoherent with the account information in preset total assets are determined according to preset strategy when, It is specifically used for:

Optionally, the processor is also used to:

Optionally, relevant information of the account information without incoherent assets；It is used in the processor according to default Strategy determines in preset total assets that the transmitter is used for before the incoherent N number of assets of the account information:

The receiver is used for:

The processor is uncorrelated to the account information in preset total assets for being determined according to preset strategy N number of assets when, be specifically used for:

Optionally, the receiver is also used to:

The processor is also used to:

When the receiver receives the transaction change request information for the first assets, one protection duration of setting, In the protection duration, keep the state of first assets constant.

Fourth aspect, the embodiment of the present invention provide a kind of server, including processor and memory；Wherein, the storage Device is for storing one or more computer programs；When one or more computer programs of memory storage are by the place When managing device execution, so that the server realizes the side of any one possible design of first aspect or above-mentioned first aspect Method.

5th aspect, the embodiment of the present invention provide a kind of computer readable storage medium, the computer-readable storage medium Matter is stored with computer instruction, when the computer instruction is executed by server, make the server execute first aspect or The method of the possible design of any one of above-mentioned first aspect.

6th aspect, the embodiment of the present invention provide a kind of computer program product, and the computer program product includes meter The instruction of calculation machine makes the server execute first aspect or above-mentioned first party when the computer instruction is executed by server The method of the possible design of any one of face.

The present invention has the beneficial effect that:

In the technical solution of the embodiment of the present invention, the query information of server receiving terminal transmission；The query information includes Account information, the query information are used to inquire the assets summary information of account information；Server determines default according to preset strategy Total assets in the incoherent N number of assets of account information, N is integer more than or equal to 1；Server is all provided to preset The other assets except N number of assets is removed in production to be inquired, and assets summary information is obtained；Server sends out assets summary information Give terminal.In this way, server only assets relevant to account information are inquired, compared to the prior art in Server successively inquires preset total assets, saves the inquiry total time-consuming of assets, improves the inquiry effect of assets Rate helps to promote user experience.

Detailed description of the invention

Fig. 1 is a kind of schematic diagram of application scenarios provided in an embodiment of the present invention；

Fig. 2 is a kind of flow diagram of the querying method of assets provided in an embodiment of the present invention；

Fig. 3 is a kind of server provided in an embodiment of the present invention to the assets that there is transaction variation in preset total assets The process schematic being adjusted；

Fig. 4 is that a kind of server provided in an embodiment of the present invention will be with the status indication of the incoherent assets of account information The process schematic of first state；

Fig. 5 is a kind of structural schematic diagram of server provided in an embodiment of the present invention；

Fig. 6 is a kind of structural schematic diagram of server provided in an embodiment of the present invention；

Fig. 7 is a kind of structural schematic diagram of server provided in an embodiment of the present invention.

Specific embodiment

To make the objectives, technical solutions, and advantages of the present invention clearer, below in conjunction with attached drawing to the present invention make into It is described in detail to one step, it is clear that the described embodiment is only a part of the embodiment of the present invention, instead of all the embodiments. Based on the embodiments of the present invention, obtained by those of ordinary skill in the art without making creative efforts all Other embodiments shall fall within the protection scope of the present invention.

The shapes and sizes of each component do not reflect actual proportions in attached drawing, and purpose is schematically illustrate the content of present invention.

In order to skilled addressee readily understands that technical solution of the present invention, is described below the application of the embodiment of the present invention Scene.

Illustratively, it please refers to shown in Fig. 1, is a kind of schematic diagram of application scenarios provided in an embodiment of the present invention.Such as Fig. 1 It is shown, it may include that (preset total assets are clothes for terminal 101, server 102 and preset total assets in the application scenarios It is engaged in the total assets that device 102 provides, with preset total assets includes that the first assets, the second assets and third assets are in Fig. 1 Example) in the corresponding server of each assets.Wherein, terminal 101 can be mobile phone, plate, laptop, desktop computer Deng.Micro- financial subsystem of financial institution's exploitation is installed, wherein micro- finance subsystem is to be responsible for financial machine in server 102 The background service system of each asset management functions of structure, for example, the micro- financial subsystem installed in server 102 can with it is default Total assets association (such as the service of preset total assets, such as monetary fund, the service of the assets such as stock to be provided), So server 102 can server connection corresponding with each assets in preset total assets.For example, server 102 It can server 103 corresponding with the first assets, the corresponding server 104 of the second assets and the corresponding server of third assets 105 connections.

Illustratively, installed in the corresponding server of each assets in preset total assets organized, enterprise or The system of other financial institution's exploitations, for providing the relevant information of corresponding assets.For example, installing gold in terminal 101 Melt the application of mechanism exploitation, the operation of terminal 101 should be in application, can communicate with server 102.When terminal 101 is according to user's When action queries assets summary information, the server communication corresponding with each assets in preset total assets of server 102, Inquire the relevant information of each assets in preset total assets.

Illustratively, it with continued reference to FIG. 1, by taking financial institution is bank as an example, is opened when user wants inquiry in the bank When the summary information for all assets that some account information at family is held, user can open the official of the bank in terminal 101 Net logs in account information, the summary information for all assets held into official website inquiry account information, or in terminal The application for the bank exploitation installed in 101, logs in account information, into the application query account information in this application The summary information for all assets held.Certainly, what user can also inquire that account information holds otherwise is all The summary information of assets, the embodiment of the present invention do not limit.

In the prior art, none the corresponding strategy of server 102 is for judging in account information to preset whole Assets hold situation, i.e. server 102 can not identify account information holds which assets in preset total assets, Which assets in preset total assets do not held.Therefore, in the prior art, server 102 inquires account information every time Assets summary information when, require to inquire each assets in preset total assets, to ensure that server 102 can To inquire all assets that account information is held.

For example, the query information that server 102 receives the transmission of terminal 101 (includes the account of user in the query information Information such as card number, holder name etc., the query information are used to request the assets summary information of inquiry account information) when, Successively the corresponding server of each assets into preset total assets sends solicited message to server 102, presets for requesting Total assets in each assets relevant information.Specifically, server 102 is first to the corresponding server of the first assets 103 send solicited message, then in the relevant information for receiving the first assets that the corresponding server 103 of the first assets is sent Afterwards, then to the corresponding server 104 of the second assets solicited message is sent, is then receiving the corresponding server of the second assets After the relevant information of 104 the second assets sent, then to the corresponding server 105 of third assets send solicited message.

Conventionally, as server 102 is inquired preset total assets, i.e., server 102 had been both Need to inquire assets relevant to account information (assets that account information is held), it is also desirable to account information not phase Pass assets (incoherent assets can be account information open but be zero assets or account information it is not open-minded Assets) inquired.As it can be seen that in the prior art, server 102 inquires summarizing for all assets relevant to account information The total time-consuming of information is high, and the search efficiency of assets is slow, reduces user experience.In addition, server 102 is to preset total assets Inquiry successively carry out, if the query time of some assets is too long or the corresponding server of the assets breaks down, It is be easy to cause the time time-out of this queries asset summary information, terminal 101 does not receive relevant information or the row of the assets Sequence receives the transmission of server 102 the relevant information of the subsequent other assets of the assets the problems such as, so as to cause terminal 101 The relevant information of the relevant information or sequence of the assets in the subsequent other assets of the assets, clothes are lost in assets summary information The disaster tolerance performance of business device is poor, poor user experience.

To solve the above-mentioned problems, in embodiments of the present invention, server 102 can be according to preset strategy (hereafter intermediary Continue) in the preset total assets of identification, assets relevant to account information and incoherent assets, therefore, server 102 can be with Only assets relevant to account information are inquired.Server 102 in the embodiment of the present invention is described below to believe with account Cease the process that relevant assets are inquired.

Optionally, when terminal 101 detect user on the official website of bank or bank using upper for inquiring account The operation of the summary information for all assets that information is held (such as detects that user clicks all moneys for holding of inquiry account information The control of the summary information of production) when, query information is sent to server 102, the query information is for inquiring account information Assets summary information.

Optionally, when server 102 receives the query messages of the transmission of terminal 101, server 102 can be according to default Tactful determination and the incoherent N number of assets of account information, N are the integer more than or equal to 1.Server 102 is to preset whole It is removed in assets and carries out asynchronous query with the other assets except the incoherent N number of assets of account information, i.e., believed with the account Relevant all assets are ceased to be inquired, and each assets in all assets relevant to account information inquiry mutually it Between do not influence.For example, when server 102 inquires the first assets relevant to account information, it is corresponding to the first assets Server 103 send solicited message, for requesting the relevant information of the first assets.The first assets are received in server 102 Before corresponding server 103 sends the relevant information of the first assets, server 102 can be to the corresponding server of third assets 105 send solicited message.After the corresponding server 103 of first assets receives the request message of the transmission of server 102, to service Device 102 sends the relevant information of the first assets.Wherein, the relevant information of the first assets may include the full dose number of the first assets According to, which is the current amount of the fund of related data such as the first assets that account information holds the first assets, And first assets some stage avail data, etc..

Illustratively, server 102 can carry out aggregation process to the relevant information of the multiple assets received, be provided Summary information is produced, and the assets summary information is sent to terminal 101.

Illustratively, after terminal 101 receives the assets summary information of the transmission of server 102, which can be converged Total information is shown in the official website display interface of the bank or the display interface of application by modes such as table or figures, so that User can intuitively check the assets summary information of account information.

In embodiments of the present invention, since server 102 only inquires assets relevant to account information, compared to Server 102 successively inquires preset total assets in the prior art, saves inquiry time-consuming, helps to promote user Experience.In addition, due to server 102 for the inquiry of each assets in all assets relevant to account information be it is asynchronous into It is capable, when the time-consuming of some asset search is high, the inquiry of other assets will not be influenced, the disaster tolerance better performances of server, Help to promote user experience.

Below by taking financial institution is bank as an example, specifically introduce what server in the embodiment of the present invention held account information The query process of all assets.

Illustratively, it please refers to shown in Fig. 2, is that a kind of process of the querying method of assets provided in an embodiment of the present invention is shown It is intended to.This method can be applied in application scenarios same as described above or similar.It wherein, is with the first assets in Fig. 2 With third assets be assets relevant to account information, the second assets be with for the incoherent assets of account information.Such as Fig. 2 institute Show, this method process step includes:

The query information that S201, server receiving terminal are sent；The query information includes account information, which uses In the assets summary information of inquiry account information.

In some embodiments, when terminal detects the operation of assets summary information for inquiring account information, example When detecting the operation of assets summary information for inquiring account information such as the Bank application installed in terminal, sent out to server Send query information, which includes the account information of user so that server can be directed to it is relevant to account information All assets are inquired.

S202, server are according to preset strategy determination and the incoherent assets of account information.

In some embodiments, when server receives the query information of terminal transmission, inquiry and account from memory The corresponding Asset State table of family information, wherein include the state of each assets in preset total assets in the Asset State table. If the state for having N number of assets in Asset State table corresponding with account information is marked as first state, server is determined This N number of assets is uncorrelated to account information；If it is determined that this N number of assets statelessly marks or state is marked as the second shape State, server then determine that this N number of assets is related to account information.In embodiments of the present invention, which passes through built-in Asset State table realizes the inquiry of the state of each assets, to improve the efficiency of asset search.

In some embodiments, server can also be according to the corresponding server of each assets in preset total assets The feedback information of transmission, the determining and incoherent assets of account information, reference can be made to the description in embodiment shown in Fig. 4, herein It does not repeat to repeat.

The corresponding server of each assets of S203, server respectively into all assets relevant to account information is sent Solicited message, the solicited message are used to request the relevant information of each assets in all assets relevant to account information.

Optionally, server inquires the other assets removed except N number of assets in all assets, i.e., server can To inquire each assets in all assets relevant to account information, wherein all moneys relevant to account information The inquiry of each assets in production is asynchronous (i.e. parallel) progress.For example, server is to all moneys relevant to account information The corresponding server transmitted in parallel solicited message of each assets in production, for requesting in all assets relevant to account information Each assets relevant information.For example, server can use the parallel ability of program, parallel to each of other assets The corresponding server of assets sends solicited message.For example, using the multithreading Future model of Java, in the model, main line Journey can enable multithreading simultaneously, and per thread respectively executes different FutureTask tasks, i.e. per thread can be used for Execute the query process of an assets in all assets relevant to account information.

In some embodiments, multiple assets relevant to account information if it exists, server is to related to account information Multiple assets send solicited message mode can there are many, such as:

Mode 1, server is in every one assets relevant to account information of determination, to the corresponding server hair of the assets Solicited message is sent, i.e. the corresponding server of each assets of the server into all assets relevant to account information sends request Information is not synchronous send.

Mode 2, after server determines multiple assets relevant to account information, then each money into multiple assets respectively It produces corresponding server and sends solicited message, i.e. each assets of the server sync into all assets relevant to account information Corresponding server sends solicited message.

It should be noted that server is sent out to the corresponding server of assets relevant to account information in aforesaid way 1 When sending solicited message, whether the solicited message without sending before judgement is responded.For example, please continue to refer to shown in Fig. 1, if Server is first to send solicited message to the corresponding server of the first assets, after to the corresponding server of third assets send request Information, when server sends solicited message to the corresponding server of third assets, without judging the corresponding server of the first assets Whether response request message, that is, the correlation for whether receiving the first assets that the corresponding server of the first assets is sent do not needed to determine Information can send solicited message to the corresponding server of third assets.

The corresponding server of each assets in S204, all assets relevant to account information is sent therewith to server The relevant information of corresponding assets.

Illustratively, by taking the first assets as an example, the corresponding server of the first assets is in the request for receiving server transmission After information, the relevant information of the first assets is sent to server.The relevant information of first assets may include that the first assets are current Avail data etc. in some time phase of amount of the fund and the first assets.

S205, server carry out aggregation process to the relevant information of the multiple assets received.

Optionally, after server receives the relevant informations of each assets in all assets relevant to account information, Aggregation process is carried out to the relevant information of each assets in all assets relevant to account information, assets is obtained and summarizes letter Breath.For example, calculating the percentage that each assets in all assets relevant to account information account for the total assets of account information, often The volatitle revenue dynamic etc. of a assets.

S206, server send assets summary information to terminal.

Optionally, server sends assets summary information to terminal, so that after terminal receives assets summary information, it can To show the assets summary information in a manner of figure or table etc., so that user checks.

In embodiments of the present invention, server be only assets relevant to account information are inquired, and for The inquiry of each assets in the relevant all assets of account information is asynchronous progress, compared to the prior art in server according to It is secondary that preset total assets are inquired, inquiry time-consuming is saved, and when the time-consuming of some asset search is high, it will not shadow The inquiry of other assets is rung, the disaster tolerance better performances of server help to promote user experience.In the embodiment of the present invention, service Device is interacted by server corresponding with each assets, realizes the inquiry of the state of each assets, is equivalent to server and is beaten Lead to the connection between server corresponding with each assets in preset total assets, realizes the conjunction of multiple financial institutions Make, to improve the search efficiency of assets.

In some embodiments, since there may be transaction to change for assets, server can be to preset complete Portion's assets are adjusted correspondingly.Illustratively, it please join shown in Fig. 3, be a kind of server provided in an embodiment of the present invention to pre- If total assets in there is the process schematic that is adjusted of assets that transaction changes.In Fig. 3, with preset total assets In the first assets (the first assets be preset total assets in any one assets) for, introduce server to preset There is the process that the assets that transaction changes are adjusted in total assets.As shown in figure 3, the process includes:

S301, terminal to server send the transaction change request information of the first assets.

Illustratively, if the first assets are an assets in N number of assets, the transaction variation of the first assets may include purchase It the transaction such as buys or redeems to change.If the first assets are an assets in all assets relevant to account information, the first assets Transaction change include transfer the possession of, mortgage, purchase or the transaction such as dividend payout change.By taking the first assets are money-capital as an example, work as terminal When detecting the operation of the money-capital for buying 500 yuan of numbers, send to server for requesting 500 yuan of numbers of purchase The solicited message or terminal of money-capital detect the operation that the money-capital of 500 yuan of numbers for that will mortgage is redeemed When, the solicited message of money-capital, etc. for requesting 500 yuan of numbers of redemption is sent to server.

S302, server determine whether the first assets are assets in N number of assets, if so, by the shape of the first assets State is changed to the second state, executes S303, if it is not, keeping the state of the first assets constant, executes S303.

Optionally, after the transaction change request information of the first assets that terminal transmission is received in server, server is true When fixed first assets are an assets in N number of assets, the state of the first assets is changed to the second state by server, is stored in In memory, and execute S303.In this way, server, can be with when receiving the query information of terminal transmission again It determines that the first assets are related to account information, the first assets is inquired.In this way, server can be to avoid under During the summary information of one query all assets relevant to account information, there is transaction in the N number of assets of missing queries The assets of variation, it is ensured that server inquires the accuracy of the summary information of all assets relevant to account information, facilitates Promote user experience.

In some embodiments, if server by the status indication of the first assets be the second state fail, for example, when service For device when it is that the second state fails that current storage address (or memory) is by the status indication of the first assets, server is by the The status indication of one assets is stored in another storage address (or memory) for the second state and label time, so that Server, can be according to the first assets during inquiring the summary information of all assets relevant to account information next time State determination the first assets are inquired.In this approach, server can be to avoid in inquiry and account information next time During the summary information of relevant all assets, missing queries state is marked as the assets of the second state failure, it is ensured that Server inquires the accuracy of the summary information of all assets relevant to account information, facilitates promotion user experience.

Optionally, after the transaction change request information of the first assets that terminal transmission is received in server, server is true When fixed first assets are that an assets in other assets determine that the first assets are assets relevant to account information, holding the The state of one assets is constant (for example, keeping the state of the first assets unmarked, or keeping the state of the first assets is the second shape State), and execute S303.

S303, server send the first prompt information to the corresponding server of the first assets, include in the first prompt information The modification information of first assets.

Optionally, server is sent when determining that the first assets have transaction variation to the corresponding server of the first assets First prompt information is used to indicate the first assets and there is transaction variation.

The relevant information of corresponding the first assets of server operation of S304, the first assets changes.

Optionally, when the corresponding server of the first assets receives the first prompt information of server transmission, according to the The relevant information that the modification information of one assets operates the first assets changes.For example, still using the first assets as money-capital For, when the corresponding server of the first assets receives the first prompt information of server transmission, if the change of the first assets Information is that the number of the first assets increases by 500 yuan, and the number of the first assets is increased by 500 by the corresponding server of the first assets, is used In the first asset-buying of expression fund of 500 yuan of numbers, or the fund, etc. of 500 yuan of numbers is redeemed.

S305, the corresponding server of the first assets send the relevant information after the change of the first assets to server.

Optionally, after corresponding the first assets of server operation of the first assets change, after the change of the first assets Relevant information is sent to server.For example, still by taking above-mentioned example as an example, if the relevant information of the first assets before changing are as follows: the The amount of the fund of one assets is zero, then, the relevant information after the change of the first assets are as follows: the amount of the fund of the first assets is 500 Member.It certainly, can also include other data in the relevant information of the first assets, for example, the first assets are related to account information An assets when, the relevant informations of the first assets can also include the variation of the fund total amount of the first assets in some stage Data or avail data, etc..

S306, server send the relevant information after the change of the first assets to terminal.

Optionally, server receives the relevant information after the first assets change that the corresponding server of the first assets is sent When, the relevant information after the change of the first assets is stored in memory, and the relevant information after the change of the first assets is sent To terminal, so that user can check the relevant information after the change of the first assets by terminal.

It should be noted that in S302, if the state of the first assets is changed to the failure of the second state by server, clothes Business device can still execute S303.In this way, server is not influenced and executes subsequent process steps, so that the first assets pair The server answered can change the relevant information of the first assets and terminal in time and can show and receive the change of the first assets Information afterwards.

It should be noted that it is above-mentioned be assets being changed with server to the presence of preset total assets transaction into For row adjustment, certainly, server can be by the way of same as described above or similar to the presence in preset total assets The multiple assets that transaction changes are adjusted, and the embodiment of the present invention does not limit.

In some embodiments, since there may be transaction to change for assets, in order to avoid generating server in queries asset During summary information there are the assets that transaction changes in missing queries, and please continue to refer to shown in Fig. 2, server can be in S203 Or after S204, before S205, it is adjusted correspondingly to there are the assets that transaction changes.

Example 1, by taking server determines that the state of the second assets is first state in S203 as an example, in S203 to S205's In the process, when server determines that the second assets have the transaction variation such as purchase or redemption, server is determined the second assets State be changed to the second state, asynchronous to send the first prompt information to the corresponding server of the second assets, i.e. server is by the The state of two assets is changed to the operation of the second state, does not influence server and mentions to the corresponding server transmission first of the second assets Show information, reference can be made to the description as described in S302 and S303 in embodiment shown in Fig. 3, does not repeat to repeat herein.

In some embodiments, during the state of the second assets is changed to the second state by server determination, if The state change time time-out of the state change time of second assets i.e. second assets outside protection duration, server keep second The state of assets is constant, does not inquire the second assets.If the state change time of the second assets in protection duration, by the The state of two assets is changed to the second state, is inquired the second assets and sends first to the corresponding server of the second assets Prompt information.Certainly, when the state of the second assets being changed to the second state in order to avoid server, there are contingency failures (such as since the accidentally sexual factor such as network interruption leads to the failure), server is changed to the second shape in the state for determining the second assets After state failure, the request for the state of the second assets to be changed to the second state can be initiated, again to ensure to succeed The state of second assets is changed to the second state.

In some embodiments, in guard time, if server determines that by the status indication of the second assets be the second shape When state, the second assets are inquired in determination.In this way, it ensure that server can be to the state that there is transaction variation It is inquired for the assets of first state, avoids and generate server summarizing in inquiry all assets relevant to account information During information, there are the assets that the state that transaction changes is first state in missing queries, cause assets summary information incomplete The problem of, help to promote user experience.

Example 2, by server in S203 determine the first assets be assets relevant to account information for, S203 extremely During S205, when server determines that the first assets have the transaction variation such as transfer, mortgage, server is determined the first money The state of production is constant, and sends the first prompt information to the corresponding server of the first assets, reference can be made in embodiment shown in Fig. 3 The description as described in S302 and S303 does not repeat to repeat herein.

In some embodiments, when server determines that the first assets occur the transaction variation such as to transfer the possession of, mortgage, it can be set one Duration is protected, in the protection duration, server keeps the state of the first assets constant.It in this approach, can be to avoid service Device is during inquiring the summary information of all assets relevant to account information, by the status indication of the assets instantaneously reset First state, so that server is not inquired the first assets, the problem for causing assets summary information incomplete helps to be promoted User experience.Correspondingly, when outside the protection duration, if the first assets are that the assets instantaneously reset (such as transfer the possession of the first money Produce), it can be first state by the status indication of the first assets.

In some embodiments, when server determines that the status indication of the first assets is first state failure, then default First assets are inquired.In this way, it does not interfere with server and inquires all assets relevant to account information Summary information.For example, when the status indication of the first assets is that first state fails, regardless of the first assets later can or can not Transaction occurs to change, all the first assets are inquired, can be to avoid generation when the first assets have transaction and change, server The problem of the first assets are inquired in omission does not interfere with the remittance that server inquires all assets relevant to account information Total information.

In embodiments of the present invention, process of the server in the summary information for inquiring all assets that account information is held In, can the state change in time to all assets relevant to account information be adjusted correspondingly, avoid generation clothes Device be engaged in during inquiry, missing queries have the assets relevant to account information that transaction changes, and assets is caused to summarize letter Infull problem is ceased, helps to promote user experience.

In some embodiments, the summary information of all assets relevant to account information is being inquired in above-mentioned server In the process, it can be compared in a manner of bypass with the asset data for the account information collected in big data, to preset complete The state of portion's assets is monitored, and can find the state change of each assets in preset total assets, Yi Ji in time The exception (such as the status indication of assets has exception, network interruption etc.) that change procedure server generates.For example, passing through third Square terminal determines that state is marked as N number of assets of first state in server, then corresponds to from each assets in this N number of assets Server in, check account information whether the relevant information all without this N number of assets, if account information is held in this N number of assets There is the relevant information of some assets, it is determined that the status indication of the assets has exception, i.e., will be related to the bank account information Assets be labeled as incoherent assets.

In embodiments of the present invention, process of the server in the summary information for inquiring all assets relevant to account information In, can the state change in time to preset total assets be adjusted correspondingly, avoid generate server inquiring During assets summary information, there are abnormal assets in missing queries status indication, cause assets summary information is not complete to ask Topic helps to promote user experience.

In some embodiments, since there may be transaction to change for assets, server can be to other assets The state of all assets i.e. relevant to account information is adjusted correspondingly.Illustratively, please join shown in Fig. 4, for the present invention A kind of server that embodiment provides will be illustrated with the status indication of the incoherent assets of account information for the process of first state Figure.In Fig. 4, for the first assets is an assets in preset total assets, introducing server will be with account information not The status indication of relevant assets is the process of first state.As shown in figure 4, the process includes:

The query information that S401, server receiving terminal are sent.

Optionally, in S401, which can be used for inquiring summarizing for all assets relevant to account information Information (reference can be made to the description as described in S201 in embodiment shown in Fig. 2), or it is served only for the relevant information of the first assets of inquiry.

S402, server determine whether the state of the first assets is first state, if it is not, S403 is executed, if so, executing S409。

Optionally, server determines memory stores and account information when receiving the query information of terminal transmission It whether is first state by the status indication of the first assets in corresponding Asset State table.Specifically, when server determines the When the state of one assets is not first state, server determines that the first assets are related to account information, looks into the first assets It askes, executes S403.When server determine the first assets status indication be first state when or the first assets status indication For the second state, but in the label time when except guard time, server then determines that the first assets are uncorrelated to account information. If query information is used to inquire the summary information of all assets relevant to account information, server is not looked into the first assets It askes, other assets is inquired.After server, which is determined, not to be inquired the first assets, if query information is served only for inquiring The relevant information of first assets, server execute S409.

S403, server send solicited message to the corresponding server of the first assets.

In some embodiments, S403 is same or similar with S203, does not repeat to repeat herein.

S404, the corresponding server of the first assets determine whether account information holds the relevant information of the first assets, if depositing S405 is being executed, if it does not exist, is executing S407.

Optionally, the corresponding server of the first assets is when receiving the solicited message of server transmission, the first assets pair The server answered determines whether account information holds the relevant information of the first assets, if so, S405 is executed, if it is not, executing S407. Illustratively, when account information is not opened or nullifies the first assets, relevant information of the account information without the first assets, Or work as account information and opened the first assets, but the first assets are zero, account information then believe by the correlation without the first assets Breath.In other words, when account information has opened the first assets and the first assets are not zero, account information holds the first money The relevant information of production.

S405, the corresponding server of the first assets send the relevant information of the first assets to server.

In some embodiments, S405 is same or similar with S204, does not repeat to repeat herein.

The terminal that S406, server send the corresponding relevant information of the first assets.

Optionally, the relevant information of the first assets is sent to terminal by server, so that terminal shows the phase of the first assets Information is closed, so that user checks.If the query information can be used for inquiring all assets relevant to account information in S401 Summary information, server can the relevant information to the relevant information and other assets that receive the first assets carry out summarizing place Reason, specifically refers to S205, does not repeat to repeat herein.

S407, the corresponding server of the first assets send feedback information to server, which is used to indicate account Relevant information of the information without the first assets.

Optionally, when the corresponding server of the first assets determines relevant information of the account information without the first assets, to Server sends feedback information, for the relevant information to server feedback account information without the first assets.

S408, server to by the status indication of the first assets be first state.

Optionally, after server receives the feedback information that the corresponding server of the first assets is sent, server is by the The status indication of one assets is first state, such as by the state of the first assets in Asset State table corresponding with account information Labeled as first state, and it is stored in memory.

In some embodiments, certainly, in order to avoid the status indication of the first assets be first state when, there are contingency Failure (such as since the accidentally sexual factor such as network interruption leads to the failure), server is the in the status indication for determining the first assets After the failure of one state, the request for by the status indication of the first assets being first state can be initiated again, with ensure can be with The status indication of first assets is first state by success.

S409, server send the second prompt information to terminal.

Optionally, after server receives the feedback information that the corresponding server of the first assets is sent, server is to end End sends the second prompt information, so that terminal shows the second prompt information, for prompting the first assets of user and account information not It is related.

It should be noted that the embodiment of the present invention does not limit the sequence that executes of S408 and S409, i.e. server can first be held Row S408 executes S409 afterwards, or first carries out S409, executes S408 afterwards, or be performed simultaneously S408 and S409.

It should be noted that when query information is used to inquire the summary information of all assets relevant to account information, clothes Business device can not send the second prompt information to terminal, i.e. server can not execute S409.

It should be noted that above-mentioned is to the status indication of an assets of preset total assets with server for first For state, certainly, server can be by the way of same as described above or similar by multiple moneys in preset total assets The status indication of production is first state, and the embodiment of the present invention does not limit.

In embodiments of the present invention, the summary information for the assets that server is held in one's own possession in the account information of inquiry user During, can in the Asset State table corresponding with account information, by it is unmarked for first state with account information not The status indication of relevant assets is first state, and is stored in memory, so that server is believed in inquiry next time with account It when ceasing the summary information of relevant all assets, no longer needs to mark the assets for being to inquire later these, save The inquiry total time-consuming for having saved assets helps to promote user experience.

It should be noted that it is above-mentioned be by financial institution be bank for, certainly, financial institution can also include it is other can To provide the mechanism of assets service, the embodiment of the present invention is not limited.

The query information sent by above description, server receiving terminal；The query information includes account information, this is looked into Ask the assets summary information that information is used to inquire account information；Server according to preset strategy determine in preset total assets with The incoherent N number of assets of account information, N are the integer more than or equal to 1；Server is to removing N number of money in preset total assets Other assets except production is inquired, and assets summary information is obtained；Assets summary information is sent to terminal by server.Pass through This mode, server only inquire assets relevant to account information, and middle server is successively right compared to the prior art Preset total assets are inquired, and the total time-consuming of asset search is saved, and improve the search efficiency of assets, help to be promoted User experience.

Under based on the same inventive concept, the embodiment of the invention provides a kind of servers.It please refers to shown in Fig. 5, is this hair A kind of structural schematic diagram for server that bright embodiment provides.The server is the micro- financial subsystem for being equipped with financial institution's exploitation System, which is the background service system for being responsible for each asset management functions of financial institution.

As shown in figure 5, server 500 includes:

Receiving unit 501, for receiving the query information of terminal transmission；Query information includes account information, query information For inquiring the assets summary information of account information；

Processing unit 502, it is incoherent N number of with account information in preset total assets for being determined according to preset strategy Assets, N are the integer more than or equal to 1；

Processing unit 502 is also used to: being looked into the other assets removed except N number of assets in preset total assets It askes, obtains assets summary information；

Transmission unit 503, for assets summary information to be sent to terminal.

Optionally, Asset State table is stored in server 500, includes each in preset total assets in Asset State table The state of assets, wherein the status indication with the incoherent assets of account information is first state；Processing unit 502 is being used for When determining N number of assets incoherent with account information in preset total assets according to preset strategy, it is specifically used for:

Determine that N number of assets in preset total assets are to be marked as the assets of first state in Asset State table When, determine that N number of assets are and the incoherent assets of account information.

Optionally, processing unit 502 is also used to:

Determine there are the second assets that transaction changes in N number of assets；Second assets are any one assets in N number of assets；

The state of second assets in Asset State table is changed to the second state, the second state be used to indicate the second assets with Account information is related.

Optionally, relevant information of the account information without incoherent assets；It is used in processing unit 502 according to preset strategy Determine that transmission unit 503 is used in preset total assets and before the incoherent N number of assets of account information:

The corresponding server of each assets into preset total assets sends solicited message, and solicited message is for requesting The relevant information of each assets in preset total assets；

Receiving unit 501 is used for:

Receive the feedback information that the corresponding server of each assets in N number of assets is sent；Feedback information is used to indicate account Relevant information of the family information without N number of assets；

Processing unit 502 is being used to be determined according to preset strategy in preset total assets and the incoherent N of account information When a assets, it is specifically used for:

Determine that N number of assets are uncorrelated to account information according to feedback information.

Optionally, receiving unit 501 is also used to:

Receive the transaction change request information for being directed to the first assets；First assets are an assets in other assets；

Processing unit 502 is also used to:

When receiving unit 501 receives the transaction change request information for the first assets, one protection duration of setting, It protects in duration, keeps the state of the first assets constant.

Optionally, N number of assets are the assets that account information is not opened；Alternatively, N number of assets are that account information is opened but is zero Assets.

The querying method of server 500 and aforementioned assets shown in Fig. 2 in the present embodiment is based under same design Invention, by the detailed description of the aforementioned querying method to assets, those skilled in the art can be apparent from the present embodiment The implementation process of middle server 500, so details are not described herein in order to illustrate the succinct of book.

Under based on the same inventive concept, the embodiment of the invention provides a kind of servers.It please refers to shown in Fig. 6, is this hair A kind of structural schematic diagram for server that bright embodiment provides.The server is the micro- financial subsystem for being equipped with financial institution's exploitation System, which is the background service system for being responsible for each asset management functions of financial institution.

As shown in fig. 6, server 600 includes:

Receiver 601, for receiving the query information of terminal transmission；Query information includes account information, and query information is used In the assets summary information of inquiry account information；

Processor 602, for according to preset strategy determine in preset total assets with the incoherent N number of money of account information It produces, N is the integer more than or equal to 1；

Processor 602 is also used to: the other assets removed except N number of assets in preset total assets inquired, Obtain assets summary information；

Transmitter 603, for assets summary information to be sent to terminal.

Optionally, Asset State table is stored in server 600, includes each in preset total assets in Asset State table The state of assets, wherein the status indication with the incoherent assets of account information is first state；Processor 602 is being used for root When determining N number of assets incoherent with account information in preset total assets according to preset strategy, it is specifically used for:

Optionally, processor 602 is also used to:

Optionally, relevant information of the account information without incoherent assets；It is used in processor 602 true according to preset strategy With before the incoherent N number of assets of account information in fixed preset total assets, transmitter 603 is used for:

Receiver 601 is used for:

Processor 602 is incoherent N number of with account information in preset total assets for being determined according to preset strategy When assets, it is specifically used for:

Optionally, receiver 601 is also used to:

Processor 602 is also used to:

When receiver 601 receives the transaction change request information for the first assets, one protection duration of setting is being protected It protects in duration, keeps the state of the first assets constant.

The querying method of server 600 and aforementioned assets shown in Fig. 2 in the present embodiment is based under same design Invention, by the detailed description of the aforementioned querying method to assets, those skilled in the art can be apparent from the present embodiment The implementation process of middle server 600, so details are not described herein in order to illustrate the succinct of book.

Under based on the same inventive concept, the embodiment of the invention provides a kind of servers.It please refers to shown in Fig. 7, is this hair A kind of structural schematic diagram for server that bright embodiment provides.As shown in fig. 7, server 700 includes processor 701 and memory 702.Optionally, processor 701 can be general central processing unit (Central Processing Unit, CPU) or specific Application integrated circuit (Application Specific Integrated Circuit, ASIC) or field programmable gate array (Field Programmable Gate Array, FPGA) can be one or more for controlling the integrated electricity of program execution Road.

Optionally, memory 702 may include high-speed random access memory, can also include nonvolatile storage, example Such as disk memory, flush memory device or other non-volatile solid state memory parts, the embodiment of the present invention are not construed as limiting.

Optionally, memory 702 is for storing one or more computer programs；When memory 702 store one or When multiple computer programs are executed by processor 701, so that server 700 can be realized the whole in embodiment shown in Fig. 2 Or part steps.

The querying method of server 700 and aforementioned assets shown in Fig. 2 in the present embodiment is based under same design Invention, by the detailed description of the aforementioned querying method to assets, those skilled in the art can be apparent from the present embodiment The implementation process of middle server 700, so details are not described herein in order to illustrate the succinct of book.

Under based on the same inventive concept, the embodiment of the invention provides a kind of computer readable storage medium, computer can It reads storage medium and is stored with computer instruction, when computer instruction is executed by server, server is made to execute above-mentioned assets The step of querying method.By the issuer of computer readable storage medium and aforementioned assets shown in Fig. 2 in this present embodiment Method is based on the invention under same design, and by the detailed description of the aforementioned querying method to assets, those skilled in the art can To be apparent from the implementation process of computer readable storage medium in the present embodiment, so in order to illustrate the succinct of book, herein It repeats no more.

Under based on the same inventive concept, the embodiment of the invention provides a kind of computer program product, computer program is produced Product include computer instruction, when computer instruction is executed by server, so that server executes the querying method of above-mentioned assets The step of.Querying method by computer program product and aforementioned assets shown in Fig. 2 in this present embodiment is based on same Invention under design, by the detailed description of the aforementioned querying method to assets, those skilled in the art can be apparent from The implementation process of computer program product in the present embodiment, so details are not described herein in order to illustrate the succinct of book.

The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates, Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or The function of being specified in multiple boxes.

These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one The step of function of being specified in a box or multiple boxes.

Obviously, various changes and modifications can be made to the invention without departing from essence of the invention by those skilled in the art Mind and range.In this way, if these modifications and changes of the present invention belongs to the range of the claims in the present invention and its equivalent technologies Within, then the present invention is also intended to include these modifications and variations.

Claims

1. a kind of querying method of assets is applied to a server characterized by comprising

The query information that the server receiving terminal is sent；The query information includes account information, and the query information is used In the assets summary information for inquiring the account information；

The server according to preset strategy determine in preset total assets with the incoherent N number of assets of the account information, N For the integer more than or equal to 1；

The server inquires the other assets removed except N number of assets in the preset total assets, obtains To the assets summary information；

The assets summary information is sent to the terminal by the server.

2. the method as described in claim 1, which is characterized in that store Asset State table, the assets shape in the server It include the state of each assets in the preset total assets in state table, wherein with the incoherent money of the account information The status indication of production is first state；The server determines in preset total assets according to preset strategy to be believed with the account Cease incoherent N number of assets, comprising:

The server determines that N number of assets in the preset total assets are to be marked as the in the Asset State table When the assets of one state, determine that N number of assets are and the incoherent assets of account information.

3. method according to claim 2, which is characterized in that the method also includes:

The server determines there are the second assets that transaction changes in N number of assets；Second assets are N number of money Any one assets in production；

The state of second assets described in the Asset State table is changed to the second state, second state by the server It is related to the account information to be used to indicate second assets.

4. the method as described in claim 1, which is characterized in that relevant information of the account information without incoherent assets； The server determines in preset total assets and before the incoherent N number of assets of the account information according to preset strategy, The method also includes:

The corresponding server of each assets of the server into the preset total assets sends solicited message, described to ask Ask information for requesting the relevant information of each assets in the preset total assets；

The server receives the feedback information that the corresponding server of each assets in N number of assets is sent；The feedback Information is used to indicate relevant information of the account information without N number of assets；

The server according to preset strategy determine in preset total assets with the incoherent N number of assets of the account information, Include:

5. method according to claim 2, which is characterized in that the method also includes:

The server receives the transaction change request information for being directed to the first assets；First assets are in the other assets An assets；

The one protection duration of server setting, in the protection duration, the server keeps the shape of first assets State is constant.

6. method a method as claimed in any one of claims 1 to 5, which is characterized in that N number of assets are that the account information is not open-minded Assets；Alternatively, N number of assets be the account information open but be zero assets.

7. a kind of server characterized by comprising

Receiving unit, for receiving the query information of terminal transmission；The query information includes account information, the query information For inquiring the assets summary information of the account information；

Processing unit, for according to preset strategy determine in preset total assets with the incoherent N number of money of the account information It produces, N is the integer more than or equal to 1；

The processing unit is also used to: to the other assets removed in the preset total assets except N number of assets into Row inquiry, obtains the assets summary information；

8. a kind of server, which is characterized in that including processor and memory；Wherein,

The memory is for storing one or more computer programs；When one or more computers of memory storage When program is executed by the processor, so that the server executes the method as described in claim 1-6 is any.

9. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has computer to refer to It enables, when the computer instruction is executed by server, so that the server executes the side as described in claim 1-6 is any Method.

10. a kind of computer program product, which is characterized in that the computer program product includes computer instruction, when described When computer instruction is executed by server, so that the server executes the method as described in claim 1-6 is any.