Specific embodiment
To keep the purposes, technical schemes and advantages of this specification clearer, it is embodied below in conjunction with this specification
This specification technical solution is clearly and completely described in example and corresponding attached drawing.Obviously, described embodiment is only this
Specification a part of the embodiment, instead of all the embodiments.The embodiment of base in this manual, ordinary skill people
Member without making creative work determined by every other embodiment, belong to this specification protection range.
This specification embodiment provides a kind of user account risk prevention system method, system and electronic equipment, existing to solve
User account the poor problem of risk prevention system ability.This specification embodiment provides a kind of user account risk prevention system side
Method, the executing subject of this method can be, but not limited to electronic equipment or can be configured as executing the offer of this specification embodiment
This method device or system.
For ease of description, the embodiment of this method is introduced hereafter by taking electronic equipment as an example.It is appreciated that should
The executing subject of method is that electronic equipment is a kind of illustrative explanation, is not construed as the restriction to this method.
Fig. 1 is the flow chart of user account risk prevention system method that this specification embodiment provides, and the method for Fig. 1 can be by
Electronic equipment executes, as shown in Figure 1, this method may include:
The location information of current geographic position where when step 110, acquisition user account registration.
The location information of the current geographic position may include the latitude and longitude coordinates data of current geographic position.
This step specifically can be achieved are as follows: the interface of call address class application program, where when obtaining user account registration
Current geographic position location information;Alternatively,
By location-based service (LBS, Location Based Services), also known as positioning service obtains user and passes through shifting
The location information of current geographic position where mobile terminal when dynamic endpoint to register user account, wherein LBS is to pass through location technology
Obtain the location information of mobile terminal.
Step 120, using the location information as registration quality score model input, to obtain the location information pair
The registration quality score answered.
Wherein, the location information of the registration quality score model based on the target geographic position for marking different risk class
What training obtained.
Wherein, the registration quality score is used to characterize the risk class of the current geographic position.Specifically, the registration
Quality score can be the probability of current geographic position occurrence risk or the Probability Region of current geographic position occurrence risk
Between.
Illustratively, it if registration quality score is the probability interval of current geographic position occurrence risk, registers quality and comments
Divide the risk class of the current geographic position of characterization as shown in table 1:
Table 1:
Model probability segmentation |
Risk class |
[0,0.2] |
Superelevation risk |
[0.2,0.3] |
High risk |
[0.3,0.6] |
Risk |
[0.6,1] |
Low-risk |
Illustratively, if registration quality score is the probability X of current geographic position occurrence risk, quality score table is registered
The risk class of the current geographic position of sign is as shown in table 2:
Table 2:
Model probability X |
Risk class |
X≤0.4 |
High risk |
0.4 X≤0.8 < |
Risk |
X > 0.8 |
Low-risk |
Step 130 is based on the registration quality score, executes wind corresponding with the registration quality score to user account
Control operation.
Air control operation may include freezing user account operation, safety instruction operation, marketing prevention and control operation, authority distribution
Operation and the operation, etc. that member's equity is configured for user account.
This step specifically can be achieved are as follows: based on registration quality score, the risk class of current geographic position be determined, based on working as
The risk class in preceding geographical location determines the user account registered on current geographic position as risk of rubbish account etc.
Grade, and the risk class based on rubbish account execute corresponding air control to the user account and operate.
Specifically, if the registration quality score is less than first threshold, it is determined that the risk etc. of the current geographic position
Grade be it is advanced, when registering the user account on the current geographic position, determine the user account be rubbish account
Risk class it is higher, freeze operation is executed to the user account, and generates prompt information.Such as, prompt information is that prompt is used
Family binding perfect instrument carries out the information of solution limit or prompt user's recognition of face carries out solution limit information, etc..
If the registration quality score is more than or equal to first threshold and is less than second threshold, it is determined that the current geographic
The risk class of position is middle rank, determines that the user account be the risk class of rubbish account is middle rank, when described current
The user account registered on geographical location executes air control operation when carrying out marketing activity, to the user account.Such as, right
The user account delivery operation performed when carrying out marketing activity carries out safety instruction.
If the registration quality score is more than or equal to second threshold, it is determined that the risk class of institute's current geographic position is
It is rudimentary, determine that the risk class that the user account is rubbish account is lower, for the institute registered on the current geographic position
State user account configuration member's equity.Such as, member's equity can for distribution coupons, price for member is provided, member may be viewed by browsing
Etc. equity.
Wherein, second threshold is greater than first threshold.First threshold and the value of second threshold can according to actual needs really
Fixed, this specification embodiment is not specifically limited.
This specification embodiment first obtains the location information of the current geographic position where when user account is registered, by the position
Information input registration quality score model is set, the corresponding registration quality score of the location information is obtained, can preferably distinguish height
Risk zones and low-risk region significantly improve the risk identification ability to geographical location information, comment further according to the registration quality
Point, corresponding air control is executed to user account and is operated, different degrees of pipe is carried out to user according to the height of registration quality score
Control improves air control strategy efficiency so as to be effectively reduced and bother normal users while identifying adventure account.
Optionally, as one embodiment, before executing step 120, the user account of this specification embodiment offer
Risk prevention system method may include:
Firstly, the risk concentration based on the target geographic position, determines the risk class of the target geographic position simultaneously
Label;
Wherein, the risk concentration occurs not for the user account in the target geographic position within a predetermined period of time
The probability of good record.
The predetermined amount of time can be the preassigned period, e.g., during in January, 2019 to 2 months 2019.
The record of bad behavior may indicate that showing user account is that rubbish account or cheating account or user account are gone beyond what is acceptable or necessary
Phase refunds, complained/report, etc. case-involving historical record etc..Opposite, excellent record can refer to that user account spending limit is more than
Predetermined consumption value (if predetermined consumption value is 100,000), the means of payment of user account are using grace payment mode, user account
Credit score is more than predetermined score (such as predetermined score is 750 points), etc..
Wherein, which is preassigned geographical location, such as the airport A, B school or the market C.
Wherein, the risk class for indicating corresponding target geographic position is marked.
It should be understood that in this specification embodiment, the risk class of the target geographic position, it may include be labeled as advanced wind
The target geographic position and/or the target geographic position labeled as intermediate risk and/or the target labeled as rudimentary risk of danger
Manage position.
Then, by the location information of the target geographic position, the risk class of the target geographic position and corresponding
The input as the registration quality score model is marked, training obtains the registration quality score model.
It should be understood, of course, that, using the model training for having supervision, can also be used unsupervised when carrying out model training
Model training.
For the model training for having supervision, need to mark the training sample of (classification) to learn to concept,
With as far as possible to training sample set outside data be marked (classification) prediction.That is, in input target geographic position
Location information carry out model training when, need the target geographic position that will input be labeled as advanced risk target geographic position or
The target geographic position of the target geographic position of intermediate risk or rudimentary risk.Specifically a bit, with seeking to the target to input
(classification) prediction is marked in the corresponding output result in reason position.The algorithm of Training model may include random forest
Algorithm (Random Forrest) and all regression algorithm sorting algorithms, such as linear regression, decision tree, neural network, K
Arest neighbors (k-NearestNeighbor, KNN), support vector machines (Support Vector Machine, SVM) etc..
For unsupervised model training, need to mark the training sample of (classification) to learn no concept,
To find the structured knowledge of training sample concentration.In unsupervised model training, all labels (classification) are unknown.
The algorithm of unsupervised training pattern may include all clustering algorithms, such as k-means, principal component analysis (Principal
Component Analysis, PCA), gauss hybrid models (gaussian mixture model, GMM) etc..
Optionally, as one embodiment, in the risk concentration based on the target geographic position, with determining the target
Before managing the risk class of position and label, the user account risk prevention system method that this specification embodiment provides can also be wrapped
It includes:
The interface of call address class application program, to obtain the location information in emphasis geographical location and construct emphasis geography position
Set information bank;
The corresponding keyword message of location name in the emphasis geographical location based on acquisition, from emphasis geography position
Set the location information that the target geographic position corresponding with the keyword message is obtained in information bank.
Wherein, the emphasis geographical location includes at least: user account concentrates registered location, high-end user common activities position
Set the public place position intensive with number.Wherein, it is high-end can according to level of consumption, educational background, caste of user etc. into
Row divides.Illustratively,
User account concentrate registered location may include: universities school district, province/city business hall mobile operator (such as
Movement, connection, telecommunications etc.), province/terminal device manufacturer, city business hall, etc..
High-end user common activities position may include: high-end central business district (Central Business
District, abbreviation CBD), high-end shopping center, high-level residence etc..
The intensive public place position of number may include: airport, high-speed rail station, railway station, 5A/4A grades of tourist attractions, political affairs
Mansion organ, hospital etc..
Wherein, the location name in emphasis geographical location can by web crawlers, read official's data, use third number formulary
According to etc. modes obtain.
Model training data (target geographic position) are emphasis geographical locations based on a specified in this specification embodiment, and
It is obtained in its building emphasis geographic position data library, by the deep location information for excavating target geographic position, and to target
The risk class in geographical location is determined and marks, so that the information that model training data can refer to is more, and combines machine
Learning method, obtains recognition capability more accurately training pattern, which passes through to the geographical position where new registration user account
Carry out comprehensive score is set, can accurately determine the risk class in geographical location, with while prevention and control rubbish Account Registration risk,
Normal users account is bothered in reduction, improves user's registration experience.
More than, the user account risk prevention system method of this specification embodiment is described in detail in Fig. 1, in the following, in conjunction with Fig. 2,
The user account risk prevention system system of this specification embodiment is described in detail.
Fig. 2 shows the structural schematic diagrams for the user account risk prevention system system that this specification embodiment provides, such as Fig. 2 institute
Show, which may include:
First obtains module 210, the location information of the current geographic position where when for obtaining user account registration;
Input module 220, for using the location information as registration quality score model input, the rheme to obtain
Confidence ceases corresponding registration quality score, wherein the registration quality score model is based on the target for marking different risk class
What the location information training in geographical location obtained, the registration quality score is used to characterize the risk etc. of the current geographic position
Grade;
Execution module 230 executes and the registration quality score user account for being based on the registration quality score
Corresponding air control operation.
In one embodiment, the user account risk prevention system system 200 may include:
Determining module 240 determines the target geographic position for the risk concentration based on the target geographic position
Risk class simultaneously marks, and the risk concentration occurs for the user account in the target geographic position within a predetermined period of time
The probability of record of bad behavior;
Training module 250, for by the location information of the target geographic position, risk of the target geographic position etc.
The input of grade and corresponding label as the registration quality score model, training obtain the registration quality score model.
In one embodiment, the user account risk prevention system system 200 may include:
Calling module 260, for the interface of call address class application program, to obtain the location information in emphasis geographical location
And construct emphasis geographical location information library;
Second obtains module 270, the corresponding keyword of location name for the emphasis geographical location based on acquisition
Information obtains the position of the target geographic position corresponding with the keyword message from emphasis geographical location information library
Confidence breath.
In one embodiment, the emphasis geographical location includes at least: user account concentrates registered location, high-end user normal
See moving position and the intensive public place position of number.
In one embodiment, the execution module 230 includes:
First execution unit, if being less than first threshold for the registration quality score, it is determined that the current geographic position
The risk class set be it is advanced, when registering the user account on the current geographic position, determine the user account
Risk class for rubbish account is higher, executes freeze operation to the user account, and generate prompt information.
In one embodiment, the execution module 230 includes:
Second execution unit, if be more than or equal to first threshold for the registration quality score and be less than second threshold,
Then determine that the risk class of the current geographic position for middle rank, determines that the user account is that the risk class of rubbish account is
Middle rank, when the user account registered on the current geographic position is when carrying out marketing activity, to the user account
Execute air control operation.
In one embodiment, the execution module 230 includes:
Configuration unit, if be more than or equal to second threshold for the registration quality score, it is determined that institute's current geographic position
The risk class set be it is rudimentary, determine that the risk class that the user account is rubbish account is lower, in the current geographic
The user account configuration member's equity registered on position.
This specification embodiment first obtains the location information of the current geographic position where when user account is registered, by the position
Information input registration quality score model is set, the corresponding registration quality score of the location information is obtained, can preferably distinguish height
Risk zones and low-risk region significantly improve the risk identification ability to geographical location information, comment further according to the registration quality
Point, corresponding air control is executed to user account and is operated, different degrees of pipe is carried out to user according to the height of registration quality score
Control improves air control strategy efficiency so as to be effectively reduced and bother normal users while identifying adventure account.
Fig. 3 is the structural schematic diagram for the electronic equipment that one embodiment of this specification provides.Referring to FIG. 3, in hardware
Level, the electronic equipment include processor, optionally further comprising internal bus, network interface, memory.Wherein, memory can
It can include memory, such as high-speed random access memory (Random-Access Memory, RAM), it is also possible to further include non-easy
The property lost memory (non-volatile memory), for example, at least 1 magnetic disk storage etc..Certainly, which is also possible to
Including hardware required for other business.
Processor, network interface and memory can be connected with each other by internal bus, which can be ISA
(Industry Standard Architecture, industry standard architecture) bus, PCI (Peripheral
Component Interconnect, Peripheral Component Interconnect standard) bus or EISA (Extended Industry Standard
Architecture, expanding the industrial standard structure) bus etc..The bus can be divided into address bus, data/address bus, control always
Line etc..Only to be indicated with a four-headed arrow in Fig. 3, it is not intended that an only bus or a type of convenient for indicating
Bus.
Memory, for storing program.Specifically, program may include program code, and said program code includes calculating
Machine operational order.Memory may include memory and nonvolatile memory, and provide instruction and data to processor.
Processor is from the then operation into memory of corresponding computer program is read in nonvolatile memory, in logical layer
The associated apparatus of resource increment object and resource object is formed on face.Processor executes the program that memory is stored, and specific
For performing the following operations:
Obtain the location information of the current geographic position where when user account is registered;
Using the location information as the input of registration quality score model, to obtain the corresponding registration of the location information
Quality score, wherein position letter of the registration quality score model based on the target geographic position for marking different risk class
Breath training obtains, and the registration quality score is used to characterize the risk class of the current geographic position;
Based on the registration quality score, air control corresponding with the registration quality score is executed to user account and is operated.
This specification embodiment first obtains the location information of the current geographic position where when user account is registered, by the position
Information input registration quality score model is set, the corresponding registration quality score of the location information is obtained, can preferably distinguish height
Risk zones and low-risk region significantly improve the risk identification ability to geographical location information, comment further according to the registration quality
Point, corresponding air control is executed to user account and is operated, different degrees of pipe is carried out to user according to the height of registration quality score
Control improves air control strategy efficiency so as to be effectively reduced and bother normal users while identifying adventure account.
User account risk prevention system method disclosed in the above-mentioned embodiment illustrated in fig. 1 such as this specification can be applied to processor
In, or realized by processor.Processor may be a kind of IC chip, the processing capacity with signal.It was realizing
Each step of Cheng Zhong, the above method can be complete by the integrated logic circuit of the hardware in processor or the instruction of software form
At.Above-mentioned processor can be general processor, including central processing unit (Central Processing Unit, CPU),
Network processing unit (Network Processor, NP) etc.;It can also be digital signal processor (Digital Signal
Processor, DSP), it is specific integrated circuit (Application Specific Integrated Circuit, ASIC), existing
Field programmable gate array (Field-Programmable Gate Array, FPGA) or other programmable logic device are divided
Vertical door or transistor logic, discrete hardware components.It may be implemented or execute this specification one or more embodiment
In disclosed each method, step and logic diagram.General processor can be microprocessor or the processor is also possible to
Any conventional processor etc..The step of method in conjunction with disclosed in this specification one or more embodiment, can directly embody
Execute completion for hardware decoding processor, or in decoding processor hardware and software module combination execute completion.Software
Module can be located at random access memory, flash memory, read-only memory, programmable read only memory or electrically erasable programmable storage
In the storage medium of this fields such as device, register maturation.The storage medium is located at memory, and processor reads the letter in memory
Breath, in conjunction with the step of its hardware completion above method.
The user account risk that the electronic equipment can also carry out Fig. 1 performed by the user account risk prevention system system of Fig. 2 is anti-
Prosecutor method, details are not described herein for this specification.
Certainly, other than software realization mode, other implementations are not precluded in the electronic equipment of this specification, such as
Logical device or the mode of software and hardware combining etc., that is to say, that the executing subject of following process flow is not limited to multiple
Logic unit is also possible to hardware or logical device.
This specification embodiment also provides a kind of computer readable storage medium, is stored on computer readable storage medium
Computer program, the computer program realize multiple processes of above-mentioned multiple embodiments of the method when being executed by processor, and can reach
To identical technical effect, to avoid repeating, which is not described herein again.Wherein, the computer readable storage medium, it is such as read-only
Memory (Read-Only Memory, abbreviation ROM), random access memory (Random Access Memory, abbreviation
RAM), magnetic or disk etc..
It should be understood by those skilled in the art that, the embodiment of this specification can provide as method, system or computer journey
Sequence product.Therefore, in terms of this specification can be used complete hardware embodiment, complete software embodiment or combine software and hardware
Embodiment form.Moreover, it wherein includes computer usable program code that this specification, which can be used in one or more,
The computer implemented in computer-usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.)
The form of program product.
This specification is referring to the method, equipment (system) and computer program product according to this specification embodiment
Flowchart and/or the block diagram describes.It should be understood that can be realized by computer program instructions every in flowchart and/or the block diagram
The combination of process and/or box in one process and/or box and flowchart and/or the block diagram.It can provide these computers
Processor of the program instruction to general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices
To generate a machine, so that generating use by the instruction that computer or the processor of other programmable data processing devices execute
It is in realize the function of specifying in one or more flows of the flowchart and/or one or more blocks of the block diagram
System.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates,
Enable the manufacture of system, the instruction system realize in one box of one or more flows of the flowchart and/or block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or
The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one
The step of function of being specified in a box or multiple boxes.
In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net
Network interface and memory.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or
The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium
Example.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method
Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves
State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable
Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM),
Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices
Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates
Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.
It is above-mentioned that specification specific embodiment is described.Other embodiments are within the scope of the appended claims.
In some cases, the movement recorded in detail in the claims or step can be executed according to the sequence being different from embodiment
And desired result still may be implemented.In addition, process depicted in the drawing not necessarily require the particular order shown or
Person's consecutive order is just able to achieve desired result.In some embodiments, multitasking and parallel processing are also possible
Or it may be advantageous.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability
It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap
Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including element
There is also other identical elements in process, method, commodity or equipment.
The above is only the embodiments of this specification, are not limited to this specification.For those skilled in the art
For, this specification can have various modifications and variations.All any modifications made within the spirit and principle of this specification,
Equivalent replacement, improvement etc., should be included within the scope of the claims of this specification.