Special electronic payment device for old people
Technical Field
The invention belongs to the field of electronic payment equipment, and particularly relates to an electronic payment device special for the old.
Background
With the continuous development and growth of e-commerce and the popularization of smart phones, mobile payment gradually enters our daily life, and the consumption mode of people is greatly changed. At present, people can easily realize the payment function only by taking out the mobile phone to sweep one when going out for consumption. In the current stage of China, the operation mode of mobile payment is mainly that a third-party payment provider plays a role of intermediary, and payment treasure and WeChat payment play very critical roles as a third-party payment platform.
The invention CN206150668U discloses a multifunctional electronic wallet, which comprises an input device, a memory, a microcontroller, a display screen and a communication module, wherein the microcontroller is connected with the input device, the memory, the display screen and the communication module, and the multifunctional electronic wallet can display balance in the wallet in real time and perform consumption statistics and financing planning.
The invention CN206224676U discloses a multifunctional electronic wallet, which comprises a shell, a base, a solar cell panel and a control panel, wherein the base is arranged below the shell, the solar cell panel is installed on the base, a hook is arranged in the middle of the solar cell panel, an illuminating lamp is arranged above the solar cell panel, the control panel is arranged on the shell, a display screen is installed on one side of the control panel, a fingerprint recognizer is installed on one side of the display screen, a keyboard is arranged below the fingerprint recognizer, an illuminating button is installed below the keyboard, a card reading slot is arranged between the shell and the base, a card reader is installed in the card reading slot, and a storage battery is arranged in the base.
These multi-functional electronic purses involve either a basic mobile payment mode, or a lighting function added through a battery panel, or a financing function. However, with the degree of social development, there is still a further need for payment security and additional functionality for multi-functional electronic purses.
Electronic payment devices are usually integrated in smart mobile terminals, and currently, the elderly have psychological or learning obstacles to use smart phones to a certain extent, and many elderly are still used to use non-smart phones. For the increasingly popular electronic payment requirement at present, the consumption payment of the old people is greatly inconvenient because a smart phone is not used.
When the old people use the mobile phone to board the electronic device, the screen display with the common size is difficult to identify due to the vision deterioration, and the old people are maliciously cheated by many illegal people due to the cognitive ability deterioration of the old people, so that great economic loss is brought to the old people and families of the old people.
The information disclosed in this background section is only for enhancement of understanding of the general background of the invention and should not be taken as an acknowledgement or any form of suggestion that this information forms the prior art already known to a person skilled in the art.
Disclosure of Invention
The invention aims to provide an electronic payment device special for the old, which can realize the functions of enhancing display, playing payment information in voice, identifying the identity of a payer, limiting the payment amount and informing a contact person, so that the old can conveniently and safely use the electronic payment function. Meanwhile, the special electronic payment device for the old people also has other auxiliary functions, such as positioning, emergency alarming and the like.
In order to achieve the purpose, the invention provides an electronic payment device special for the old, which comprises an information acquisition module, an input device, an operation display screen, an identity display screen, a central microprocessor, a wireless communication module, an antenna, an emergency call module, a loudspeaker, a balance sensor, a database module and a power supply module, wherein the database module comprises a payment amount limiting sub-module and an identity information sub-module, the information acquisition module is used for acquiring identity information of a manager and/or a user, and the identity information is the identity identification information such as the combination of an account number and a password, face identification information, iris information, fingerprint information and the like; the input equipment is used for inputting administrator identity information and/or user identity information; the operation display screen is used for displaying information related to payment operation; the identity display screen is used for displaying identity information of a user, and the identity information of the user comprises one or more combinations of information such as name, blood type, home address, contact information of an emergency contact and the like of the user; the loudspeaker is used for carrying out voice playing on the information related to the payment operation in the payment process; the identity information submodule is used for storing administrator identity information and user identity information, and the identity information can be the combination of an account and a password, face identification information, iris information, fingerprint information and other identity identification information; the payment amount limiting submodule is used for storing payment amount limiting information which comprises one or more combinations of information such as single maximum payment amount limitation, single-day maximum payment amount limitation, week maximum payment amount limitation, month maximum payment amount limitation and the like; the balance sensor is used for detecting whether the special electronic payment device for the old people suddenly falls or not, if the special electronic payment device for the old people suddenly falls, the central microprocessor emergency call module starts emergency call, the emergency call comprises a loudspeaker, and emergency call information is played, or warning information is sent to an emergency contact person or a hospital through a wireless communication module and an antenna, meanwhile, an information acquisition module is started to acquire audio and/or video information of the environment where a user is located, and the warning information can comprise one or more combinations of position information of the electronic payment device, audio and/or video information of the environment where the electronic payment device is located and the like; the central microprocessor is used for controlling each module to execute respective functions and operations; and the power supply module is used for providing electric energy for each module.
Specifically, the special electronic payment device for the old people further comprises a positioning module, wherein the positioning module is used for collecting position information of the special electronic payment device for the old people, conventional activity routes and emergency contact information corresponding to different users are stored in the database module, when the positioning module records the real-time position information of the electronic payment device, the real-time position information is compared with the conventional activity routes, corresponding to the users, stored in the database in real time according to the current users, and if the real-time position deviates from the conventional activity routes, the central microprocessor sends warning information to the stored emergency contacts through the wireless communication module and the antenna.
Specifically, the emergency call module in the electronic payment device dedicated for the elderly is further configured to start the emergency call module to initiate an emergency call when the user encounters a dangerous situation, where the emergency call includes starting a speaker to play call information, or sending warning information to an emergency contact or police through a wireless communication module and an antenna, and simultaneously starting an information acquisition module to acquire audio and/or video information of an environment where the user is located, where the warning information includes one or more combinations of information such as location information of the electronic payment device and audio and/or video information of the environment where the electronic payment device is located.
Specifically, the device is a wristwatch type intelligent wearable device, and a vital sign detection module is further included in the device.
In particular, the vital signs detection module comprises a temperature sensor and a heart rate sensor, which can measure the body temperature and the heart rate of the user.
Specifically, the positioning module further comprises a route track memory unit and a language identification unit, and the route track memory unit and the language identification unit are connected with the central microprocessor; the language identification unit is used for identifying the voice signal collected by the input equipment.
Specifically, the power module includes an internal lithium battery and a solar power supply device, which are electrically connected to other modules through an analog switch.
Preferably, the outer surface of the electronic payment device is provided with a light hole, and the solar power supply device is arranged in the electronic payment device corresponding to the light hole.
Specifically, still include the NFC module among the special electronic payment device of old person, the entrance guard card information or other information that can use the NFC technique to carry out the storage of user's place of residence in the NFC module.
Specifically, the identity display screen in the special electronic payment device for the elderly is a low-power-consumption display screen such as an electronic ink screen or a monochrome display screen.
Specifically, the positioning module in the special electronic payment device for the elderly may be a GPS positioning module, a beidou positioning module, a galileo positioning module, or a GLONASS positioning module.
Compared with the prior art, the invention has the following beneficial effects:
the electronic payment device special for the old solves the problem of electronic payment of the old who does not use a smart phone, and further ensures the payment safety of the old through the payment amount limiting function;
secondly, the personal safety of the old using the device is further ensured through the positioning module, the balance sensor and the emergency call module;
thirdly, through the arrangement of the solar power supply device, the standby time of the electronic payment device with the positioning function is greatly prolonged, the user is ensured not to be powered off in the navigation process, and the safety of the old people in outdoor activities is further ensured;
fourthly, selectively alarming abnormal vital signs by arranging a vital sign detection module, and simultaneously recording the abnormal vital sign data by the database module; the user can export and print the monthly, quarterly or annual vital sign data as required.
Drawings
Fig. 1 is a schematic structural view of an electronic payment apparatus dedicated to the elderly person according to an embodiment of the present invention;
fig. 2 is a connection diagram illustrating a structure of a battery module according to the present invention.
Description of the main reference numerals:
101-information acquisition module, 102-input device, 103-operation display screen, 104-identity display screen, 105-positioning module, 106-central microprocessor, 107-wireless communication module, 108-antenna, 109-emergency call module, 110-loudspeaker, 111-database module, 1111-payment amount limiting sub-module, 1112-identity information sub-module, 112-power module, 1121-internal lithium battery, 1122-solar power supply device, 1123-analog switch, 113-NFC module and 114-balance sensor.
Detailed Description
The following detailed description of the present invention is provided in conjunction with the accompanying drawings, but it should be understood that the scope of the present invention is not limited to the specific embodiments.
Throughout the specification and claims, unless explicitly stated otherwise, the word "comprise", or variations such as "comprises" or "comprising", will be understood to imply the inclusion of a stated element or component but not the exclusion of any other element or component.
As shown in fig. 1, the electronic payment apparatus for the elderly person according to the preferred embodiment of the present invention includes: the system comprises an information acquisition module 101, an input device 102, an operation display screen 103, an identity display screen 104, a positioning module 105, a central microprocessor 106, a wireless communication module 107, an antenna 108, an emergency call module 109, a buzzer 110, a database module 111, a payment amount limiting sub-module 1111, an identity information sub-module 1112, a power supply module 112, an NFC module 113 and a balance sensor 114.
The special electronic payment device for the old people further comprises a balance sensor 114, if the balance sensor 114 detects that the special electronic payment device for the old people suddenly falls, at this moment, the old people can fall down due to accidents or diseases, so that the central microprocessor 106 starts the emergency call module 109 to call for help, the emergency call can comprise a loudspeaker 110 to play call for help information, or sends warning information to an emergency contact person or a hospital through the wireless communication module 107 and the antenna 108, and meanwhile, the information acquisition module 101 is started to acquire audio and/or video information of the environment where the user is located. The warning information may include one or more of position information of the electronic payment device, audio and/or video information of the environment, and the like.
In the identity information sub-module 1112 of the electronic payment device dedicated for the elderly, administrator identity information and user identity information are stored, where the identity information may be identification information such as a combination of an account number and a password, facial identification information, iris information, fingerprint information, and the like. When the device is initially set, the administrator identity information is input or collected through the input device 102 or the information collection module 101 and is stored, and the user identity information can be input through the input device 102 by the administrator or collected through the information collection module 101. The user may be set to one or more, each having its corresponding payment amount limit information, stored in the payment amount limit sub-module 1111. The payment amount limit information includes one or more of a single maximum payment amount limit, a single-day maximum payment amount limit, a week maximum payment amount limit, a month maximum payment amount limit, and the like. The information of the user also comprises information such as name, blood type, home address, contact information of the emergency contact and the like.
When a user uses the electronic payment apparatus, he first inputs his identity information through the information acquisition module 101 or the input device 102, and logs in the electronic payment apparatus with the identity information of the user. After the user logs in the electronic payment device, one or more combinations of the name, blood type, disease information, home address, contact information of the emergency contact, etc. of the logged-in user are displayed on the identity display screen 104. The identity display screen 104 may be a low power consumption display screen such as an electronic ink screen or a monochrome display screen, and the user identity information may be displayed all the time or activated through any input during the process of using the electronic payment apparatus by the user.
When payment is needed, according to the current needed payment mode, the user can select to scan the payment information two-dimensional code of the merchant through the information acquisition module 101, or select to display the payment two-dimensional code corresponding to the user information in the electronic payment device on the operation display screen, and the merchant scans the payment two-dimensional code. Meanwhile, the central microprocessor 106 controls the speaker 110 to play the payment prompting voice message, so that the old can know the payment information through the played voice. After the payment information and the payment amount are determined, the user must input a payment password through the input device 102 or collect other means for verifying the identity of the user through the information collection module 101, such as one or more of facial scan, fingerprint scan, iris scan, and the like.
When making a payment, the secondary payment amount or the accumulated payment amount must meet the limit set in the payment amount limit sub-module 1111, otherwise, the payment will be rejected, and optionally, the reason for rejecting the payment is displayed on the operation display screen, and at the same time, the central microprocessor 106 controls the wireless communication module 107 and the antenna 108 to send the payment information of the rejected payment to the emergency contact.
The electronic payment device may further include a positioning module 105, which may collect position information of the electronic payment device. Regular activity routes corresponding to different users can be stored in the database module 111, the positioning module 105 can record real-time position information of the electronic payment device, and compare the real-time position information with the regular activity routes corresponding to the user stored in the database in real time according to the current user, and if the real-time position deviates from the regular activity routes, the central microprocessor 106 can send warning information to the stored emergency contact through the wireless communication module 107 and the antenna 108.
The positioning module 105 may be a GPS positioning module, a beidou positioning module, a galileo positioning module, or a GLONASS positioning module, etc.
The electronic payment device may further include an emergency call module 109, when the user encounters a dangerous situation, the emergency call module 109 may be started to start the emergency call, and the emergency call module 109 may include a speaker 110 to play call information, or send warning information to an emergency contact or police through the wireless communication module 107 and the antenna 108, and simultaneously start the information acquisition module 101 to acquire audio and/or video information of an environment where the user is located. The warning information may include one or more of position information of the electronic payment device, audio and/or video information of the environment, and the like.
The device is wristwatch type intelligent wearable equipment, and the device further comprises a vital sign detection module.
The vital sign detection module comprises a temperature sensor and a heart rate sensor, the temperature sensor and the heart rate sensor can measure the body temperature and the heart rate of a user, the database module 111 further comprises a numerical range of the normal body temperature and the heart rate of the user, if the data collected by the vital sign detection module exceeds the normal numerical range, the operation display screen 103 displays whether the emergency call module 109 is started, and meanwhile, the database module 111 records the abnormal vital sign data; the user can export and print the monthly, quarterly or annual vital sign data as required.
The positioning module 105 further comprises a route track memory unit and a language identification unit, and the route track memory unit and the language identification unit are connected with the central microprocessor 106; the speech recognition unit is used for recognizing the speech signal collected by the input device 102, when the user gets lost, the speech signal can be automatically input through the input device 102, and when the speech recognition unit recognizes the character sounds of 'jia' or 'hui', the central microprocessor 106 starts the route track memory unit, and guides the user to return home or the position where the user often appears through the loudspeaker.
The electronic payment device further comprises a power module 112 for providing power for each module in the electronic payment device.
The power module 112 includes an internal lithium battery 1121 and a solar power supply device 1122, and the internal lithium battery 1121 and the solar power supply device 1122 are electrically connected to other modules through an analog switch 1123. The solar power supply device 1122 is disposed on the other side of the electronic payment device corresponding to the display operation panel 103, and the central microprocessor 106 detects whether there is continuous power conversion of the solar power supply device 1122 in real time, and switches an input path to the solar power supply device 1122 by controlling the analog switch 1123 when it is detected that there is continuous power conversion of the solar power supply device 1122.
One preferred scheme is as follows: the outer surface of the electronic payment device is provided with a light hole, and the solar power supply device 1122 is arranged inside the electronic payment device corresponding to the light hole.
And, each of the above-mentioned modules performs its respective function and operation by the control of the central microprocessor 106.
Although shown in fig. 1, the electronic payment device may further include an NFC module, where entrance guard card information of a place where a user resides or other information that can be stored using NFC technology may be stored.
The modules and sub-modules of the electronic payment device special for the old people can be arranged in a unified shell and are electrically connected with each other by wires. In addition, some of the modules, such as the information acquisition module 101, the input device 102, etc., may be externally disposed outside the electronic payment device dedicated to the elderly, and may be connected by wire or wirelessly. Those skilled in the art will appreciate that the various modules described above can be connected in various ways to perform the functions described above.
The foregoing descriptions of specific exemplary embodiments of the present invention have been presented for purposes of illustration and description. It is not intended to limit the invention to the precise form disclosed, and obviously many modifications and variations are possible in light of the above teaching. The exemplary embodiments were chosen and described in order to explain certain principles of the invention and its practical application to enable one skilled in the art to make and use various exemplary embodiments of the invention and various alternatives and modifications as are suited to the particular use contemplated. It is intended that the scope of the invention be defined by the claims and their equivalents.