Mutual assistance program member checking method, device, electronic equipment and storage medium
Technical field
This specification is related to field of computer technology, in particular to a kind of mutual assistance program member checking method, device, one kind
Electronic equipment and computer readable storage medium.
Background technique
With the development of internet insurance business, it is proposed the insurance coverage of class mutually processed on the market, in this insurance model
In, insured people can be added in this insurance business after reaching entry criteria as defined in this insurance model, the insurance model
Insured people illness or accident during insurance business will be settled a claim, and Claims Resolution money is shared by other insured people, passes through insurance company
It is withholdd or is paid the fees by other insured people in addition to being settled a claim.This insurance is due to, Shou Zhonggui low with payment amount of money
The advantages that mould is big, relatively more fair and just, favors by user.
Currently, carrying out core guarantor in mutual insurance project by the user to application mutual insurance project, acquiring user's
Various aspects attribute information is analyzed by the attribute information to user, judges whether the attribute information of the various aspects of user accords with
Synkaryon protects standard, the program member user for meeting core guarantor's standard being determined as in mutual insurance project.
However, in the prior art, in the case where carrying out core guarantor processing by the attribute information to user, only by one
Secondary core protects audit, is the accuracy that not can guarantee core and protect audit, and the attribute information of the user got and user
Actual attribute information is there may be deviation, a possibility that will lead to insurance fraud.
Summary of the invention
It is set in view of this, this specification embodiment provides a kind of mutual assistance program member checking method, device, a kind of electronics
Standby and computer readable storage medium, to solve technological deficiency existing in the prior art.
According to this specification embodiment in a first aspect, providing a kind of mutual assistance program member checking method, comprising:
The attribute data of the pending user of mutual assistance project and the first access of the mutual assistance project are participated according to application
Audit condition, the first access for carrying out the mutual assistance project to the pending user are audited;
It will be determined as first program member by the pending user of the first access audit;
By with the first program member have binding relationship terminal device acquire the first program member with
The mutual assistance project has the pending Nuclear Data of matching relationship;
The pending Nuclear Data is matched with the secondary access of mutual assistance project audit condition;
The first program member for meeting the secondary access audit condition in matching result is determined as through the mutual assistance
The mutual assistance program member of the secondary access audit of project.
Optionally, the attribute data of the pending user that mutual assistance project is participated according to application and the mutual assistance project
First access audit condition, to the pending user carry out the mutual assistance project first access audit step execute it
Before, further includes:
The attribute data that application participates in the pending user of the mutual assistance project is obtained in structured database.
Optionally, the attribute that application is obtained in structured database and participates in the pending user of the mutual assistance project
Data, comprising:
Determine the unique identification of the pending user;
Being inquired in the structured database according to the unique identification has matching relationship with the unique identification
Attribute data;
It will be determined as the attribute data of the pending member with the attribute data of matching relationship with the unique identification.
Optionally, the attribute data of the pending user that mutual assistance project is participated according to application and the mutual assistance project
First access audit condition, to the pending user carry out the mutual assistance project first access audit, comprising:
The pending user for participating in mutual assistance project according to application ties up each audit in the attribute data of each audit dimension
The attribute data of degree is matched with the first access of mutual assistance project audit condition in corresponding audit dimension;
Correspondingly, described will be determined as first program member by the pending user of the first access audit, comprising:
The pending user fitted through is determined as first program member.
It is optionally, described to be determined as first program member by the pending user of the first access audit, comprising:
The attribute data of all audit dimensions is determined as by the pending user of the first access audit described
First program member.
Optionally, described by having the terminal device of binding relationship to acquire the first item with the first program member
The pending Nuclear Data with the mutual assistance project with matching relationship of mesh member, comprising:
By having the terminal device of binding relationship with the first program member, within the scope of setting time described in acquisition
First program member has the pending Nuclear Data of matching relationship in corresponding audit dimension and the mutual assistance project.
It is optionally, described to match the pending Nuclear Data with the secondary access of mutual assistance project audit condition,
Include:
The pending Nuclear Data is carried out with the secondary access of mutual assistance project audit condition in corresponding audit dimension
Matching.
Optionally, described by having the terminal device of binding relationship to acquire the first item with the first program member
After the pending data step execution with the mutual assistance project with matching relationship of mesh member, further includes:
The pending Nuclear Data is subjected to audit analysis in corresponding audit dimension, according to the audit in each audit dimension
Analysis result determines the pending Nuclear Data in the pending average data of corresponding audit dimension.
It is optionally, described to match the pending Nuclear Data with the secondary access of mutual assistance project audit condition,
Include:
By the pending average data with the secondary access of mutual assistance project audit condition in corresponding audit dimension
It is matched.
Optionally, the attribute data of the pending user that mutual assistance project is participated according to application and the mutual assistance project
First access audit condition, to the pending user carry out the mutual assistance project first access audit step execute it
Afterwards, further includes:
It will not be determined as being rejected user by the pending user of the first access audit, and be rejected use to described
Family, which is sent, is not rejected information by the first access audit.
Optionally, described that the secondary access of the pending Nuclear Data and mutual assistance project audit condition is subjected to matching step
After rapid execution, further includes:
The first program member that the secondary access audit condition is not met in matching result is determined as not by described
The preparation mutual assistance program member of the secondary access audit of mutual assistance project;
The pending Nuclear Data of the prepared mutual assistance program member is analyzed, determines that the preparation is mutual based on the analysis results
Program member is helped not pass through information by the secondary access audit;
The prepared mutual assistance program member is not sent to by information by described.
According to the second aspect of this specification embodiment, a kind of mutual assistance program member audit device is provided, comprising:
Auditing module, be configured as according to application participate in mutual assistance project pending user attribute data and it is described mutually
The first access of project is helped to audit condition, the first access for carrying out the mutual assistance project to the pending user is audited;
First determining module is configured as that first project will be determined as by the pending user of the first access audit
Member;
Acquisition module is configured as by having described in the terminal device acquisition of binding relationship with the first program member
The pending Nuclear Data with the mutual assistance project with matching relationship of first program member;
Matching module is configured as carrying out the secondary access of the pending Nuclear Data and mutual assistance project audit condition
Matching;
Second determining module, be configured as meeting in matching result the first project of the secondary access audit condition at
Member is determined as the mutual assistance program member audited by the secondary access of the mutual assistance project.
According to the third aspect of this specification embodiment, a kind of electronic equipment is provided, comprising:
Memory and processor;
For the memory for storing computer executable instructions, the processor is executable for executing the computer
Instruction:
The attribute data of the pending user of mutual assistance project and the first access of the mutual assistance project are participated according to application
Audit condition, the first access for carrying out the mutual assistance project to the pending user are audited;
It will be determined as first program member by the pending user of the first access audit;
By with the first program member have binding relationship terminal device acquire the first program member with
The mutual assistance project has the pending Nuclear Data of matching relationship;
The pending Nuclear Data is matched with the secondary access of mutual assistance project audit condition;
The first program member for meeting the secondary access audit condition in matching result is determined as through the mutual assistance
The mutual assistance program member of the secondary access audit of project.
According to the fourth aspect of this specification embodiment, a kind of computer readable storage medium is provided, is stored with meter
Calculation machine executable instruction realizes the step of mutual assistance program member described in any one audits when the instruction is executed by processor.
Compared with prior art, the application has the advantages that
This specification provides a kind of mutual assistance program member checking method, comprising: participates in the pending of mutual assistance project according to application
The first access of the attribute data of core user and the mutual assistance project audits condition, carries out to the pending user described mutual
The first access of project is helped to audit;It will be determined as first program member by the pending user of the first access audit;It is logical
It crosses acquiring the first program member with the mutual assistance item with terminal device that the first program member has binding relationship
Mesh has the pending Nuclear Data of matching relationship;By the secondary access of the pending Nuclear Data and the mutual assistance project audit condition into
Row matching;The first program member for meeting the secondary access audit condition in matching result is determined as through the mutual assistance item
The mutual assistance program member of the secondary access audit of purpose.
Mutual assistance program member's checking method that this specification provides is examined by carrying out first access to the pending user
Core will be determined as first program member by the pending user audited, then secondary by carrying out to the first program member
Access audit will be determined as mutual assistance program member by the first program member of the secondary access audit, secondary by increasing
Access audit is avoided in the case where only once access is audited, and the pending user only passes through an access audit just
It is determined as the contingency of mutual assistance program member, and improves the accuracy of mutual assistance program member audit.
Detailed description of the invention
Fig. 1 is the flow chart for mutual assistance program member's checking method that this specification one or more embodiment provides;
Fig. 2 is the schematic diagram for mutual assistance program member's review process that this specification one or more embodiment provides;
Fig. 3 is the structural schematic diagram that the mutual assistance program member that this specification one or more embodiment provides audits device;
Fig. 4 is the structural block diagram for the electronic equipment that this specification one or more embodiment provides.
Specific embodiment
Many details are explained in the following description in order to fully understand the application.But the application can be with
Much it is different from other way described herein to implement, those skilled in the art can be without prejudice to the application intension the case where
Under do similar popularization, therefore the application is not limited by following public specific implementation.
The term used in this specification one or more embodiment be only merely for for the purpose of describing particular embodiments,
It is not intended to be limiting this specification one or more embodiment.In this specification one or more embodiment and appended claims
The "an" of singular used in book, " described " and "the" are also intended to including most forms, unless context is clearly
Indicate other meanings.It is also understood that term "and/or" used in this specification one or more embodiment refers to and includes
One or more associated any or all of project listed may combine.
It will be appreciated that though may be retouched using term first, second etc. in this specification one or more embodiment
Various information are stated, but these information should not necessarily be limited by these terms.These terms are only used to for same type of information being distinguished from each other
It opens.For example, first can also be referred to as second, class in the case where not departing from this specification one or more scope of embodiments
As, second can also be referred to as first.Depending on context, word as used in this " if " can be construed to
" ... when " or " when ... " or " in response to determination ".
Firstly, being explained to one or more vocabularies of terms for implementing to be related to of the invention.
Mutual insurance: unit or individual with homogeneity risk guarantee demand become member by settling a bargain, and pay
Premium forms mutual fund, and the loss caused by being occurred by accident of the fund to contract engagement is born the responsibility to pay compensation, or is worked as
Insurant's die, injured or disabled, suffer diseases or while reaching the conditions such as the age of contract engagement, time limit, undertake payment insurance money responsibility
Insurance activity.
Adjuster, which is insurance company, examines the application of insuring of insurer, appraises and decides and the process of risk of selection.It protects
Dangerous core guarantor is the premise of insurance underwriting, is the first step of insurer's processing business, is to ensure that insurance company stablizes the condition managed.
Selection in advance or subsequent selection two ways can be selected to complete by insurance agent or full-time underwriter.Underwriter must be detailed
Occupy data, including the statement from insurance certificate, the opinion of agent or broker, on-site inspection are reported, related with insurer
Bank, the data that provides of credit agency and employer etc..Note also the generation for avoiding moral hazard and Psychological Risk, it is appropriate
The contradiction managed between pressure, distribution and core guarantor from government's compulsory insurance is conducted oneself well, handles bad danger well.To excessively undesirable danger
Danger, should declinature;Recommendation on improvement is proposed to higher than general danger, Ying Tigao rate or to insurer, is accepted insurance after improving it.
Internet of Things: (Internet of things, IoT) Internet of Things is the important component of generation information technology,
It is also the important development stage in " informationization " epoch.Internet of Things is exactly the connected internet of object object.This has two layers of meaning: first,
The core of Internet of Things and basis are still internet, are the networks of extension based on the internet and extension;Second, its user
End extends and extends between any article and article, carries out information exchange and communication, that is, object object mutually ceases.
In this application, providing a kind of mutual assistance program member checking method, device, a kind of electronic equipment and computer can
Storage medium is read, is described in detail one by one in the following embodiments.
Fig. 1 shows the flow chart of mutual assistance program member's checking method according to one embodiment of this specification, including step
102 to step 110.
Step 102: according to application participate in the pending user of mutual assistance project attribute data and the mutual assistance project
First access audits condition, and the first access for carrying out the mutual assistance project to the pending user is audited.
Specifically, the first access audit condition can be and be judged the attribute data of the pending user
Standard, for example, the attribute data of the pending user is the age, then the first access audit condition can be age limit
Meet first access for the pending user between 30 years old to 50 years old and audits condition.
If audited by the first access, following step 104 is executed;
If do not audited by the first access, it will preferably not pass through the pending user of the first access audit
Be determined as being rejected user, and to it is described be rejected user and send information is not rejected by the first access audit.
Specifically, described be rejected in information may include: be rejected user is broken off relations reason, to being rejected user's
The opinion of it is proposed, recommend to be rejected information, the specific contents such as user's others mutual assistance project can be according to practical application scene
It is set, this specification is not limited in any way this.
In practical applications, still by taking above-mentioned pending user A application participates in mutual insurance project as an example, to institute will do not passed through
The pending user for stating first access audit is determined as being rejected user, and is rejected user's transmission not by described first to described
The information that is rejected of secondary access audit is described, wherein the first access that pending user A does not pass through mutual insurance project is examined
Core, pending user A is determined as being rejected user by the platform of mutual insurance project, and is rejected to pending user A transmission
Information, it is described to be rejected the meaning for being rejected reason and propose to pending user A that pending user A is carried in information
See.
In addition to this, described to be rejected user and re-start the audit of first access in the limitation of the number of setting.
In this specification one or more embodiment, the first of the mutual assistance project specifically is carried out to the pending user
Secondary access is audited
The pending user for participating in mutual assistance project according to application ties up each audit in the attribute data of each audit dimension
The attribute data of degree is matched with the first access of mutual assistance project audit condition in corresponding audit dimension.
Wherein, the audit dimension may include: time audit dimension, movement audit dimension and/or physical condition audit
Dimension etc..
In practical applications, the audit dimension is in the case where the time auditing dimension, to participate in mutual assistance item to according to application
The pending user of purpose is in each attribute data for auditing dimension, by the attribute data of each audit dimension and the mutual assistance project
First access audit condition carry out matching in corresponding audit dimension and be described, wherein pending user A apply participation mutual assistance
Insurance coverage obtains pending user A in the attribute data of time audit dimension, and attribute data includes: sleeping for pending user A
Dormancy time and run duration, will be in the sleeping time of the pending user A of time audit dimension and run duration and mutual insurance
The first access audit condition of project is matched in time audit dimension, and the first access audit condition of mutual insurance project exists
The standard of time audit dimension is daily sleeping time to guarantee that, at 8 to 10 hours, daily run duration guaranteed at 1 to 2 hours;If
Pending user A meets first access audit condition in the standard of time audit dimension, then passes through the first of mutual insurance project
Access audit;If pending user A does not meet first access audit condition in the standard of time audit dimension, do not pass through mutual assistance
The first access of insurance coverage is audited.
In this specification embodiment, obtained in structured database the pending user in each audit dimension
Attribute data is examined by the way that the attribute data of each audit dimension is audited condition with the first access of the mutual assistance project corresponding
Core dimension is matched, and improves the matching speed of attribute data and the first access audit condition, and described pending
In the case that user is not audited by the first access of the mutual assistance project, for the pending user not audited by first access
Transmission is rejected information, recommends other mutual assistance projects for pending user, improves the experience sense of pending user.
In this specification one or more embodiment, the attribute data of the pending user can be in structured database
The middle attribute data for obtaining application and participating in the pending user of the mutual assistance project.
Specifically, being stored with the attribute data of the pending user, the attribute data in the structured database
It may include: the information such as age, ID card information, nationality and the user type of pending user.
In this specification one or more embodiment, the attribute data specific steps of the pending user are obtained, comprising:
Determine the unique identification of the pending user;
Being inquired in the structured database according to the unique identification has matching relationship with the unique identification
Attribute data;
It will be determined as the attribute data of the pending member with the attribute data of matching relationship with the unique identification.
Wherein, the unique identification of the pending user can be name or ID card No. of pending user etc..
Optionally, the attribute data of the above-mentioned acquisition pending user can be obtained pending by way of bivariate table
The attribute data of core user can be obtained by inputting the keyword of the pending user in the structured database
Whole attribute datas of the pending user, in practical applications, the data for obtaining the pending user can also pass through
Other modes obtain, such as the attribute data of pending user is determined according to the Profile of pending user;It is specific to obtain
The attribute data of the pending user can select acquisition methods according to practical application, and this specification does not make any limit to this
It is fixed.
Step 104: first program member will be determined as by the pending user of the first access audit.
Specifically, being determined as the first project of the mutual assistance project above by the pending user of the first access audit
Member, the first program member are the user for being scheduled for secondary access audit.
When it is implemented, by first program member is determined as by the pending user of the first access audit, it is convenient
The secondary access of first program member is audited in subsequent processes.
It is described to be determined by the pending user of the first access audit in this specification one or more embodiment
For first program member, comprising:
The attribute data of all audit dimensions is determined as by the pending user of the first access audit described
First program member.
Specifically, the attribute data in all audit dimensions all passes through pending user's ability of the first access audit
Enough it is determined as first program member.
In practical applications, for the first core guarantor of mutual insurance is carried out to pending user B by mutual insurance project platform,
The first item is determined as by the pending user of the first access audit to by the attribute data of all audit dimensions
Mesh member is described, wherein audit dimension include the age audit dimension and nationality audit dimension, pending user B right
The attribute data for answering dimension is age 32, nationality China;First access audit condition is age limit 30 years old to 50 years old, and nationality is not
Limit determines that pending user B meets first access in the attribute data of each dimension and audits condition according to foregoing description, then to
User B is audited to audit by the first access of mutual insurance project.
In this specification embodiment, by the way that the attribute data of all audit dimensions is passed through the first access audit
Pending user is determined as first program member, improves the condition of first access audit, ensure that mutual assistance program member audits
Accuracy.
In the above-mentioned first access review process for carrying out the mutual assistance project to the pending user, joined according to application
With the pending user of mutual assistance project each audit dimension attribute data, by the attribute data of each audit dimension with it is described
The first access audit condition of mutual assistance project is on the basis of corresponding audit dimension carries out matched, herein, will be by described first
The pending user of access audit is determined as first program member, in particular to determines the above-mentioned pending user fitted through
For first program member.
Step 106: by having the terminal device of binding relationship to acquire the first project with the first program member
The pending Nuclear Data with the mutual assistance project with matching relationship of member.
Specifically, the pending user audited by first access is determined as first program member above-mentioned, will be to
Audit user is determined as on the basis of first program member, by acquiring the pending Nuclear Data of the first program member, further
Secondary access audit is carried out to the first program member.
When it is implemented, by the pending Nuclear Data for further acquiring the first program member, to the first project
Member carries out secondary access audit, so that in the mutual assistance project, it is more efficient to the audit of user, improve mutual assistance item
Purpose audit requires, and reduces the possibility of fraud mutual assistance project.
Specifically, with the first program member there is the terminal device of binding relationship can be motion bracelet or mobile phone etc.
Internet of things equipment, specific terminal device can be selected according to practical application, and this specification is not limited in any way herein.
Further, there is the pending of matching relationship with the mutual assistance project by the acquisition first program member
Data realize the pending Nuclear Data that reasonable acquisition needs, avoid the data for acquiring excessive redundancy.For example, the mutual assistance
Project is mutual insurance project, and the pending Nuclear Data of acquisition can be the health data of first program member.
It is described by having the end of binding relationship with the first program member in this specification one or more embodiment
End equipment acquires the pending Nuclear Data with the mutual assistance project with matching relationship of the first program member, comprising:
By having the terminal device of binding relationship with the first program member, within the scope of setting time described in acquisition
First program member has the pending Nuclear Data of matching relationship in corresponding audit dimension and the mutual assistance project.
The pending Nuclear Data is subjected to audit analysis in corresponding audit dimension, according to the audit in each audit dimension
Analysis result determines the pending Nuclear Data in the pending average data of corresponding audit dimension.
Specifically, in order to avoid acquisition pending Nuclear Data there are contingency, need to acquire in the time range of setting
The first program member has the pending average data of matching relationship in corresponding audit dimension and the mutual assistance project.
In practical applications, by the mutual assistance project be mutual insurance project for, to by with the first project at
Terminal device of the member with binding relationship acquire the first program member with the mutual assistance project with matching relationship to
Audit data are described, wherein first program member A wears motion bracelet, is acquired mutual assistance to first program member A
The health data that insurance coverage needs, health data can be the walking data of first program member A, heart rate data.
Specifically, obtaining 7 days walking data of first program member A by motion bracelet, and walking average data is calculated,
Determine 2 kilometers of the daily walking of first program member A;5 minutes heartbeat datas of first program member A are obtained, and it is flat to calculate heartbeat
Equal data determine that first program member A heart rate per minute is beated 70 times, according to the walking data of acquisition, heart rate data subsequent
Further judge whether first program member A meets the condition for participating in mutual insurance project in treatment process.
In this specification embodiment, by having described in the terminal device acquisition of binding relationship with the first program member
The pending Nuclear Data with the mutual assistance project with matching relationship of first program member, realizes and acquires the first item in real time
The pending Nuclear Data of mesh member avoids the practical feelings in certain attribute datas and pending user by the audit of first access
The unmatched possibility of condition improves the stringency of mutual assistance program member audit, avoids a possibility that there are insurance frauds.
Step 108: the pending Nuclear Data is matched with the secondary access of mutual assistance project audit condition.
Specifically, the secondary access audit condition can be and sentence to the pending Nuclear Data of the first program member
The disconnected standard for whether being determined as mutual assistance program member, for example, the pending Nuclear Data of the first program member is run duration, then
It is that the first program member between 1 hour to 2 hours meets that the condition of the secondary access audit, which can be daily run duration,
Secondary access audits condition.
If the pending Nuclear Data of the first program member and the secondary access audit condition successful match, execute
Following step 110.
If the pending Nuclear Data of the first program member matches not successfully with the secondary access audit condition, excellent
The first program member that the secondary access audit condition is not met in matching result is determined as not through the mutual assistance item by choosing
The preparation mutual assistance program member of the secondary access audit of purpose;
The pending Nuclear Data of the prepared mutual assistance program member is analyzed, determines that the preparation is mutual based on the analysis results
Program member is helped not pass through information by the secondary access audit;
The prepared mutual assistance program member is not sent to by information by described.
Specifically, described not may include: not audited by secondary access for prepared mutual assistance program member by information
Reason and the prompting prepared mutual assistance program member area for improvement.
In addition to this, it is careful can to repeat secondary access in the limitation of the number of setting by the prepared mutual assistance program member
Core, for example, preparation mutual assistance program member can carry out 3 times in the case where carrying out secondary access for the first time the audit fails
Secondary access audit, if 3 times are not audited by secondary access also, prepare mutual assistance program member need to re-start first standard
Enter audit, if auditing within 3 times by secondary access, prepared mutual assistance program member will determine as mutual assistance program member;Wherein,
Specifically re-starting access audit number to the prepared mutual assistance program member can set according to practical application, this theory
Bright book is not limited in any way herein.
Above-mentioned steps further include: by the pending Nuclear Data with the secondary access of mutual assistance project audit condition corresponding
Audit dimension matched.
Further, the pending average data is audited into condition corresponding with the secondary access of the mutual assistance project
Audit dimension is matched.
Specifically, it may include movement audit dimension, body shape that the secondary access, which audits the corresponding audit dimension of condition,
State audits dimension etc., and specifically audit dimension corresponding with the secondary access audit condition can be set according to practical application
Fixed, this specification is not limited in any way herein.
In practical applications, still by taking mutual insurance project is participated in above-mentioned first program member A application as an example, to will it is described to
Audit data match being described with the secondary access of mutual assistance project audit condition, wherein the audit of secondary access corresponds to
Audit dimension include movement audit dimension, physical condition audit dimension, according to 7 days of the first program member A of above-mentioned acquisition
The secondary access of the 5 minutes heartbeat datas and the mutual insurance project of walking data and first program member A audits condition
It is matched in corresponding audit dimension, judges whether first program member A meets according to matching result and participate in mutual insurance item
Purpose condition.
In this specification embodiment, condition is audited by the secondary access to the pending Nuclear Data and the mutual assistance project
It is matched, increases secondary access audit, improve the accuracy of mutual assistance program member audit.
Step 110: the first program member for meeting the secondary access audit condition in matching result is determined as passing through
The mutual assistance program member of the secondary access audit of the mutual assistance project.
It is matched specifically, auditing condition with the secondary access by above-mentioned collected pending Nuclear Data, according to
The first program member for meeting the secondary access audit condition in matching result is determined as mutual assistance program member, determines to the use
The mutual assistance program member at family, which audits, to complete, which is successfully joined mutual assistance project.
When it is implemented, according to matching result, by secondary standard described in the pending data fit of the first program member
The first program member for entering to audit condition is determined as mutual assistance program member, is audited by increasing secondary access, so as to mutual assistance item
The audit of mesh member is more accurate and effective.
In practical applications, by taking mutual assistance project is mutual insurance project as an example, to being audited by secondary access and do not led to
The case where crossing the audit of secondary access is described, wherein mutual insurance project is added in first program member's B application, and passes through
First access audit needs to carry out secondary access audit, and the health data of the first program member B determines, mutual insurance project
Secondary access audit condition determine.
In the case where the first program member B is not audited by secondary access, sent to the first program member B
Do not pass through information;In the case where the first program member B is audited by secondary access, the first program member B is mutual
Insurance coverage center guarantor is helped to pass through, the first program member B is determined as the mutual assistance program member in mutual insurance project.
In this specification one or more embodiment, by the category for obtaining the pending user in structured database
Property data, improve work efficiency, the pending user audited by first access are determined as first program member, and pass through
Internet of things equipment acquires the pending Nuclear Data with the mutual assistance project with matching relationship of first program member, realizes in real time
The pending Nuclear Data for acquiring first program member avoids first program member and lies about when voluntarily carrying out and uploading pending Nuclear Data
A possibility that pending Nuclear Data of itself, and secondary access audit is carried out to the first program member, secondary standard will not passed through
The first program member for entering audit is determined as prepared mutual assistance program member, and the prepared mutual assistance program member can also re-start
Secondary access audit, improves the experience effect of user, the first program member audited by secondary access is determined as mutual assistance
Program member improves the accuracy of mutual assistance program member audit.
Following combination attached drawings 2, it is right in mutual insurance project with the mutual assistance program member checking method that this specification provides
For the application that program member is audited, the mutual assistance program member checking method is further described.Wherein, specifically
Step includes step 202 to step 218.
Step 202: obtaining the attribute data that the application in structured database participates in the user of mutual insurance project.
Specifically, the attribute data of user includes: age of user, nationality, nationality and home address.
Step 204: the attribute data of user is tieed up with the first access of mutual insurance project audit condition in corresponding audit
Degree is matched;If mismatching, step 206 is executed;If matching executes step 208.
Specifically, first access audit condition includes: 25 years old to 45 years old age, national unlimited, nationality Chinese citizen and family
Front yard address is unlimited.
Step 208: will not be determined as being rejected user by the user that first access is audited, and send and be rejected information.
There can be 3 chances to apply participating in mutual insurance project again specifically, being rejected user.
Step 208: the user audited by first access is determined as first program member.
Step 210: according to first program member wear motion bracelet acquired within the scope of setting time first project at
The health data of member.
Specifically, including: according to the health data that the motion bracelet that first program member wears acquires first program member
Sleeping time, run duration and the physical condition of first program member.
Step 212: the secondary access of the health data of first program member and mutual insurance project is audited into condition right
The dimension answered is matched.
Specifically, the secondary access audit condition of mutual insurance project includes: that daily sleeping time satisfaction is 8 hours to 10 small
When, daily run duration meets 1 hour to 2 hours, and physical examination report belongs to health.
Step 214: judging whether the health data of all audit dimensions of first program member meets according to matching result
Secondary access audits condition;If it is not, executing step 216;If so, executing step 218.
Step 216: the first program member for not meeting secondary access audit condition is determined as prepared mutual assistance program member.
Specifically, preparation mutual assistance program member can have 3 chances to re-start secondary access audit condition.
In addition to this, it is not all audited by secondary access in preparation 3 chances of mutual assistance program member, needs to re-start just
Secondary access audit.
Step 218: the first program member for meeting secondary access audit condition is determined as mutual assistance program member.
It is completed specifically, the corresponding platform of mutual insurance project protects user's core, determines that the user is mutual insurance project
In mutual assistance program member.
In this specification one or more embodiment, by the user audited by first access be determined as first project at
Member, and the health data with mutual insurance project with matching relationship that first program member is acquired by motion bracelet, realization
The specific data of the real-time first program member of acquisition, avoid first program member lie when voluntarily carrying out upload health data
A possibility that reporting the health data of itself, and secondary access audit is carried out to the first program member, secondary standard will not passed through
The first program member for entering audit is determined as prepared mutual assistance program member, and the prepared mutual assistance program member can also re-start
Secondary access audit, improves the experience effect of user, the first program member audited by secondary access is determined as mutual assistance
Program member improves the accuracy of the mutual assistance program member audit in mutual insurance project.
Corresponding with above method embodiment, this specification additionally provides mutual assistance program member and audits Installation practice, Fig. 3
The mutual assistance program member for showing this specification one embodiment audits the structural schematic diagram of device.As shown in figure 3, the device packet
It includes:
Auditing module 302 is configured as participating in attribute data and the institute of the pending user of mutual assistance project according to application
The first access audit condition of mutual assistance project is stated, the first access for carrying out the mutual assistance project to the pending user is audited;
First determining module 304 is configured as to be determined as the first time by the pending user of the first access audit
Program member;
Acquisition module 306 is configured as by having the terminal device of binding relationship to acquire with the first program member
The pending Nuclear Data with the mutual assistance project with matching relationship of the first program member;
Matching module 308 is configured as the secondary access of the pending Nuclear Data and the mutual assistance project auditing condition
It is matched;
Second determining module 310 is configured as that the first item of the secondary access audit condition will be met in matching result
Mesh member is determined as the mutual assistance program member audited by the secondary access of the mutual assistance project.
In an optional embodiment, the auditing module 302 is configured to:
The attribute data that application participates in the pending user of the mutual assistance project is obtained in structured database.
In an optional embodiment, the auditing module 302 includes:
First determination unit is configured to determine that the unique identification of the pending user;
Query unit is configured as being inquired in the structured database according to the unique identification and unique mark
Know the attribute data with matching relationship;
Second determination unit is configured as to be determined as with the unique identification with the attribute data of matching relationship described
The attribute data of pending member.
In an optional embodiment, the auditing module 302 is configured to:
The pending user for participating in mutual assistance project according to application ties up each audit in the attribute data of each audit dimension
The attribute data of degree is matched with the first access of mutual assistance project audit condition in corresponding audit dimension;
Correspondingly, described will be determined as first program member by the pending user of the first access audit, comprising:
The pending user fitted through is determined as first program member.
In an optional embodiment, first determining module 304 is configured to:
The attribute data of all audit dimensions is determined as by the pending user of the first access audit described
First program member.
In an optional embodiment, the acquisition module 306 is configured to:
By having the terminal device of binding relationship with the first program member, within the scope of setting time described in acquisition
First program member has the pending Nuclear Data of matching relationship in corresponding audit dimension and the mutual assistance project.
In an optional embodiment, the matching module 308 is configured to:
The pending Nuclear Data is carried out with the secondary access of mutual assistance project audit condition in corresponding audit dimension
Matching.
In an optional embodiment, the acquisition module 306 is configured to:
The pending Nuclear Data is subjected to audit analysis in corresponding audit dimension, according to the audit in each audit dimension
Analysis result determines the pending Nuclear Data in the pending average data of corresponding audit dimension.
In an optional embodiment, the matching module 308 is configured to:
By the pending average data with the secondary access of mutual assistance project audit condition in corresponding audit dimension
It is matched.
In an optional embodiment, the mutual assistance program member audits device further include:
First sending module is configured as not being determined as being rejected by the pending user of the first access audit
User, and to it is described be rejected user and send information is not rejected by the first access audit.
In an optional embodiment, the mutual assistance program member audits device further include:
Third determining module is configured as that the first project of the secondary access audit condition will not be met in matching result
Member is determined as the preparation mutual assistance program member not audited by the secondary access of the mutual assistance project;
Analysis module is configured as analyzing the pending Nuclear Data of the prepared mutual assistance program member, according to analysis
As a result determine that the prepared mutual assistance program member does not pass through information by the secondary access audit;
Second sending module is configured as not being sent to the prepared mutual assistance program member by information for described.
In this specification one or more embodiment, by the category for obtaining the pending user in structured database
Property data, improve work efficiency, the pending user audited by first access are determined as first program member, and pass through
Internet of things equipment acquires the pending Nuclear Data with the mutual assistance project with matching relationship of first program member, realizes in real time
The pending Nuclear Data for acquiring first program member avoids first program member and lies about when voluntarily carrying out and uploading pending Nuclear Data
A possibility that pending Nuclear Data of itself, and secondary access audit is carried out to the first program member, secondary standard will not passed through
The first program member for entering audit is determined as prepared mutual assistance program member, and the prepared mutual assistance program member can also re-start
Secondary access audit, improves the experience effect of user, the first program member audited by secondary access is determined as mutual assistance
Program member improves the accuracy of mutual assistance program member audit.
A kind of above-mentioned mutual assistance program member for the present embodiment audits the exemplary scheme of device.It should be noted that should
The technical solution of mutual assistance program member audit device and the technical solution of above-mentioned mutual assistance program member's checking method belong to same
Design, mutual assistance program member audit the detail content that the technical solution of device is not described in detail, may refer to above-mentioned mutual assistance item
The description of the technical solution of mesh member's checking method.
Fig. 4 shows the structural block diagram of the electronic equipment 400 according to one embodiment of this specification.The electronic equipment 400
Component includes but is not limited to memory 410 and processor 420.Processor 420 is connected with memory 410 by bus 430, number
According to library 450 for saving data.
Electronic equipment 400 further includes access device 440, access device 440 enable electronic equipment 400 via one or
Multiple networks 460 communicate.The example of these networks includes public switched telephone network (PSTN), local area network (LAN), wide area network
(WAN), the combination of the communication network of personal area network (PAN) or such as internet.Access device 440 may include wired or wireless
One or more of any kind of network interface (for example, network interface card (NIC)), such as IEEE802.11 wireless local area
Net (WLAN) wireless interface, worldwide interoperability for microwave accesses (Wi-MAX) interface, Ethernet interface, universal serial bus (USB) connect
Mouth, cellular network interface, blue tooth interface, near-field communication (NFC) interface, etc..
In one embodiment of this specification, other unshowned portions in the above-mentioned component and Fig. 4 of electronic equipment 400
Part can also be connected to each other, such as pass through bus.It should be appreciated that electronic devices structure block diagram shown in Fig. 4 merely for the sake of
Exemplary purpose, rather than the limitation to this specification range.Those skilled in the art can according to need, and increases or replaces it
His component.
Electronic equipment 400 can be any kind of static or mobile electronic device, including mobile computer or mobile electricity
Sub- equipment (for example, tablet computer, personal digital assistant, laptop computer, notebook computer, net book etc.), movement
Phone (for example, smart phone), wearable electronic equipment (for example, smartwatch, intelligent glasses etc.) or other kinds of shifting
Dynamic equipment, or the stationary electronic devices of such as desktop computer or PC.Electronic equipment 400 can also be mobile or state type
Server.
Wherein, processor 420 is for executing following computer executable instructions:
The attribute data of the pending user of mutual assistance project and the first access of the mutual assistance project are participated according to application
Audit condition, the first access for carrying out the mutual assistance project to the pending user are audited;
It will be determined as first program member by the pending user of the first access audit;
By with the first program member have binding relationship terminal device acquire the first program member with
The mutual assistance project has the pending Nuclear Data of matching relationship;
The pending Nuclear Data is matched with the secondary access of mutual assistance project audit condition;
The first program member for meeting the secondary access audit condition in matching result is determined as through the mutual assistance
The mutual assistance program member of the secondary access audit of project.
Optionally, the attribute data of the pending user that mutual assistance project is participated according to application and the mutual assistance project
First access audit condition, to the pending user carry out the mutual assistance project first access audit step execute it
Before, further includes:
The attribute data that application participates in the pending user of the mutual assistance project is obtained in structured database.
Optionally, the attribute that application is obtained in structured database and participates in the pending user of the mutual assistance project
Data, comprising:
Determine the unique identification of the pending user;
Being inquired in the structured database according to the unique identification has matching relationship with the unique identification
Attribute data;
It will be determined as the attribute data of the pending member with the attribute data of matching relationship with the unique identification.
Optionally, the attribute data of the pending user that mutual assistance project is participated according to application and the mutual assistance project
First access audit condition, to the pending user carry out the mutual assistance project first access audit, comprising:
The pending user for participating in mutual assistance project according to application ties up each audit in the attribute data of each audit dimension
The attribute data of degree is matched with the first access of mutual assistance project audit condition in corresponding audit dimension;
Correspondingly, described will be determined as first program member by the pending user of the first access audit, comprising:
The pending user fitted through is determined as first program member.
It is optionally, described to be determined as first program member by the pending user of the first access audit, comprising:
The attribute data of all audit dimensions is determined as by the pending user of the first access audit described
First program member.
Optionally, described by having the terminal device of binding relationship to acquire the first item with the first program member
The pending Nuclear Data with the mutual assistance project with matching relationship of mesh member, comprising:
By having the terminal device of binding relationship with the first program member, within the scope of setting time described in acquisition
First program member has the pending Nuclear Data of matching relationship in corresponding audit dimension and the mutual assistance project.
It is optionally, described to match the pending Nuclear Data with the secondary access of mutual assistance project audit condition,
Include:
The pending Nuclear Data is carried out with the secondary access of mutual assistance project audit condition in corresponding audit dimension
Matching.
Optionally, described by having the terminal device of binding relationship to acquire the first item with the first program member
After the pending data step execution with the mutual assistance project with matching relationship of mesh member, further includes:
The pending Nuclear Data is subjected to audit analysis in corresponding audit dimension, according to the audit in each audit dimension
Analysis result determines the pending Nuclear Data in the pending average data of corresponding audit dimension.
It is optionally, described to match the pending Nuclear Data with the secondary access of mutual assistance project audit condition,
Include:
By the pending average data with the secondary access of mutual assistance project audit condition in corresponding audit dimension
It is matched.
Optionally, the attribute data of the pending user that mutual assistance project is participated according to application and the mutual assistance project
First access audit condition, to the pending user carry out the mutual assistance project first access audit step execute it
Afterwards, further includes:
It will not be determined as being rejected user by the pending user of the first access audit, and be rejected use to described
Family, which is sent, is not rejected information by the first access audit.
Optionally, described that the secondary access of the pending Nuclear Data and mutual assistance project audit condition is subjected to matching step
After rapid execution, further includes:
The first program member that the secondary access audit condition is not met in matching result is determined as not by described
The preparation mutual assistance program member of the secondary access audit of mutual assistance project;
The pending Nuclear Data of the prepared mutual assistance program member is analyzed, determines that the preparation is mutual based on the analysis results
Program member is helped not pass through information by the secondary access audit;
The prepared mutual assistance program member is not sent to by information by described.
The exemplary scheme of the above-mentioned a kind of electronic equipment for the present embodiment.It should be noted that the skill of the electronic equipment
Art scheme and the technical solution of above-mentioned mutual assistance program member's checking method belong to same design, and the technical solution of electronic equipment is not
The detail content of detailed description may refer to the description of the technical solution of above-mentioned mutual assistance program member checking method.
One embodiment of the application also provides a kind of computer readable storage medium, is stored with computer instruction, the instruction
The step of mutual assistance program member checking method as previously described is realized when being executed by processor.
A kind of exemplary scheme of above-mentioned computer readable storage medium for the present embodiment.It should be noted that this is deposited
The technical solution of storage media and the technical solution of above-mentioned mutual assistance program member's checking method belong to same design, storage medium
The detail content that technical solution is not described in detail may refer to retouching for the technical solution of above-mentioned mutual assistance program member checking method
It states.
It is above-mentioned that this specification specific embodiment is described.Other embodiments are in the scope of the appended claims
It is interior.In some cases, the movement recorded in detail in the claims or step can be come according to the sequence being different from embodiment
It executes and desired result still may be implemented.In addition, process depicted in the drawing not necessarily require show it is specific suitable
Sequence or consecutive order are just able to achieve desired result.In some embodiments, multitasking and parallel processing be also can
With or may be advantageous.
The computer instruction includes computer program code, the computer program code can for source code form,
Object identification code form, executable file or certain intermediate forms etc..The computer-readable medium may include: that can carry institute
State any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic disk, CD, the computer storage of computer program code
Device, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory),
Electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that the computer-readable medium include it is interior
Increase and decrease appropriate can be carried out according to the requirement made laws in jurisdiction with patent practice by holding, such as in certain jurisdictions of courts
Area does not include electric carrier signal and telecommunication signal according to legislation and patent practice, computer-readable medium.
It should be noted that for the various method embodiments described above, describing for simplicity, therefore, it is stated as a series of
Combination of actions, but those skilled in the art should understand that, the application is not limited by the described action sequence because
According to the application, certain steps can use other sequences or carry out simultaneously.Secondly, those skilled in the art should also know
It knows, the embodiments described in the specification are all preferred embodiments, and related actions and modules might not all be this Shen
It please be necessary.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, there is no the portion being described in detail in some embodiment
Point, it may refer to the associated description of other embodiments.
The application preferred embodiment disclosed above is only intended to help to illustrate the application.There is no detailed for alternative embodiment
All details are described, are not limited the invention to the specific embodiments described.Obviously, according to the content of this specification,
It can make many modifications and variations.These embodiments are chosen and specifically described to this specification, is in order to preferably explain the application
Principle and practical application, so that skilled artisan be enable to better understand and utilize the application.The application is only
It is limited by claims and its full scope and equivalent.