CN110135990A - A kind of accounts receivable assignment of credit splits control method and system - Google Patents
A kind of accounts receivable assignment of credit splits control method and system Download PDFInfo
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- CN110135990A CN110135990A CN201910373070.4A CN201910373070A CN110135990A CN 110135990 A CN110135990 A CN 110135990A CN 201910373070 A CN201910373070 A CN 201910373070A CN 110135990 A CN110135990 A CN 110135990A
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- 238000000034 method Methods 0.000 title claims abstract description 14
- 238000012546 transfer Methods 0.000 claims abstract description 33
- 238000005194 fractionation Methods 0.000 claims abstract description 16
- 238000012795 verification Methods 0.000 claims description 9
- 238000012937 correction Methods 0.000 claims description 6
- 238000004364 calculation method Methods 0.000 claims description 2
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 4
- 239000010931 gold Substances 0.000 description 4
- 229910052737 gold Inorganic materials 0.000 description 4
- 238000010586 diagram Methods 0.000 description 3
- 238000012790 confirmation Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 206010016256 fatigue Diseases 0.000 description 1
- 238000007689 inspection Methods 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000007619 statistical method Methods 0.000 description 1
- 238000011144 upstream manufacturing Methods 0.000 description 1
- 230000000280 vitalizing effect Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of accounts receivable assignments of credit to split control method and system, belongs to technical field of electronic commerce, including carrying out legitimacy verifies to the credits transferred the possession of；After credits legitimacy verifies pass through, the disassembled form field of this credits is checked from credits transaction control table, to judge whether this credits can carry out partial assignment by splitting；If so, further judging whether the fractionation of the credits meets the minimum transaction amount that the credits are split and this credits add up holder's quantitative requirement；If so, the detachable partial assignment of the credits；If it is not, then the credits can not be split, integrally can only all transfer the possession of.It is used as constraint condition by minimum transaction amount that is whether credits are detachable, splitting and credit holder's quantity etc., realizes the control that credits are split with partial assignment, while meeting credits small amount circulation demand, is effectively averted risks.
Description
Technical field
The present invention relates to technical field of electronic commerce, in particular to a kind of accounts receivable assignment of credit split control method and
System.
Background technique
The circulation of accounts receivable credits is the effective means for vitalizing credits dissolving debts, with accounts receivable credits circulation business
Go deep into, credits circulation also gradually come into more applied fields from mutually defray (pin) between supply chain, industrial chain upstream and downstream firms
Scape, such as circulated by credits and consumed, done shopping, how effectively to meet credit holder for decentralized, small amount stream
Turn demand, while taking precautions against circulation risk, meets relevant policies requirement, it is undoubtedly important to how the credits to be circulated control fractionation
A ring.
Summary of the invention
The purpose of the present invention is to provide a kind of accounts receivable assignments of credit to split control method and system, to realize to debt
Power splits the effective control transferred the possession of.
In order to achieve the above object, the present invention splits control method using a kind of accounts receivable assignment of credit, comprising:
Legitimacy verifies are carried out to the credits that user transfers the possession of；
After credits legitimacy verifies pass through, the disassembled form field of the credits is checked from credits transaction control table, with
Judge whether this credits can carry out partial assignment by splitting；
If it is not, then the credits can not be split, can only all transfer the possession of；
If so, calculating the detachable minimum transaction amount of the credits；
Whether the fractionation amount of money for judging the credits is the credits detachable minimum transaction amount or its integral multiple；
If so, the detachable transfer of the credits；
If it is not, then further judge after this credits remaining sum that the client holds deducts this quasi- amount of money transferred the possession of whether be
Zero:
If so, indicating that this is transferred the possession of to be actually bulk transfers, determine that the credits are negotiable credits；
If it is not, then non-assignable, client's adjusting rotation is transferred the possession of again by after the amount of money.
It is further, described to calculate the detachable minimum transaction amount of the credits, comprising:
The circulation unit and circulation radix field of the credits are obtained from credits transaction control table；
According to the circulation unit of the credits and circulation radix field, the detachable minimum trade gold of the credits is calculated
Volume: minimum transaction amount=0.01 × circulation unit × circulation radix.
Further, further includes:
Judge whether accumulative holder's quantity of the credits is less than credit holder's number upper limit set by system (as tired out
Count 200 people)；
If so, the credits are negotiable credits；
If it is not, then the credits are non-assignable.
On the other hand, a kind of accounts receivable credits fractionation control system is provided, including correction verification module, disassembled form check mould
Block, first judgment module, the second judgment module, the first determining module, the second determining module and third determining module；
The credits that correction verification module is used to transfer the possession of user carry out legitimacy verifies；
Disassembled form checks that module is used for after credits legitimacy verifies pass through, and checks the debt from credits transaction control table
The disassembled form field of power, to judge whether this credits can carry out partial assignment by splitting；
When first determining module checks that the result of module output is no for disassembled form, determine that the credits are non-disconnectable
Point, it can only all transfer the possession of；And for it is detachable to calculate the credits when disassembled form checks that module output result is to be
Minimum transaction amount；
First judgment module is for judging whether the fractionation amount of money of the credits is the detachable minimum trade gold of the credits
Volume or its integral multiple；
Second determining module is used to determine the detachable transfer of the credits when first judgment module output result is to be；
Second judgment module is used to determine this credits that the client holds when first judgment module output result is no
Whether remaining sum is zero after deducting this quasi- amount of money transferred the possession of；
Third determining module is used to determine that the credits are negotiable debt when the second judgment module output result is to be
Power, and for determining that the credits are non-assignable, needing client to adjust and transfer the possession of gold when the second judgment module output result is no
It is transferred the possession of again after volume.
Further, module is obtained the system also includes circulation unit and circulation radix and minimum transaction amount calculates mould
Block；
Circulation unit and the radix that circulates obtain the stream that module is used to obtain the credits from credits transaction control table
Turn unit and circulation radix field；
Minimum transaction amount computing module is used to split the minimum amount of transfer every time from the calculating credits, specific to calculate
Formula is minimum transaction amount=0.01 × circulation unit × circulation radix, such as: circulation unit is 1 every time, and circulation radix is
100, then splitting the minimum transaction amount transferred the possession of every time should be 1.
Further, further includes: third judgment module and the 4th determining module；
The credits that third judgment module is used to judge whether accumulative holder's quantity of the credits is less than default are held
There is the number upper limit；
4th determining module is used to determine that the credits are detachable turn when the output result of third judgment module is to be
It allows；
4th determining module is used to determine that the credits are non-assignable when the output result of third judgment module is no.
Compared with prior art, there are following technical effects by the present invention: the present invention by according to accounts receivable credits in day
The fractionation transfer problem often encountered during circulation has comprehensively considered every credits and has torn the inspection of mode field, minimum trade gold open
The factors such as volume and credit holder's number upper limit split circulation process to credits and control as constraint condition.
Detailed description of the invention
With reference to the accompanying drawing, specific embodiments of the present invention will be described in detail:
Fig. 1 is a kind of flow diagram of accounts receivable assignment of credit fractionation control method；
Fig. 2 is the flow diagram that another accounts receivable assignment of credit splits control method；
Fig. 3 is a kind of structural schematic diagram of accounts receivable assignment of credit fractionation control system.
Specific embodiment
In order to further explain feature of the invention, reference should be made to the following detailed description and accompanying drawings of the present invention.Institute
Attached drawing is only for reference and purposes of discussion, is not used to limit protection scope of the present invention.
As shown in Figure 1, present embodiment discloses a kind of accounts receivable credits to split control method, include the following steps S1 extremely
S7:
S1, legitimacy verifies are carried out to the credits that user transfers the possession of；
It is available to first check for user this credits for being transferred the possession of when user chooses a credits and transfers the possession of for the present embodiment
Whether remaining sum is enough, if the available balance of this credits is by 0 or less than the amount of money that user transfers the possession of, this assignment of credit end
Only；If user's available balance is enough, subscriber authentication is carried out, checks whether the transfer password of user's input is correct, user
Open mobile phone short message verification, digital certificate (CA) verifying, also need verifying message code and CA certificate it is whether correct, verification
It is effective credits that the user holds by then this credits, if verification does not pass through, this assignment of credit is terminated.
S2, by checking the disassembled form field of the credits from credits transaction control table after credits legitimacy verifies,
To judge whether this credits can be transferred the possession of by splitting, if so, thening follow the steps S3, if otherwise judging, this credits can not
Fractionation transfer is carried out, once can only all be transferred the possession of；
Wherein, the disassembled form field of this credits is checked from credits transaction control table.When disassembled form field value is 0
Then indicate that the credits can not be split, credits are only capable of once all being transferred the possession of.This debt is indicated when disassembled form field value is 1
Weigh it is detachable, at this time this credits can pass through split carry out partial assignment.
S3, the detachable minimum transaction amount of the credits is obtained；
Wherein, the calculating of minimum transaction amount includes: that the circulation of the credits is obtained from credits transaction control table
Unit and circulation radix field；According to the circulation unit of the credits and circulation radix field, it is removable to calculate the credits
The minimum transaction amount divided.The calculation formula of the detachable minimum transaction amount of credits are as follows: detachable minimum transaction amount=
0.01 × circulation unit × circulation radix.
Whether the fractionation amount of money for judging the credits is the credits detachable minimum transaction amount or its integral multiple, if
S4 is thened follow the steps, thens follow the steps S5 if not；
S4, the detachable transfer of the credits.
S5, further judge whether after this credits remaining sum that the client holds deducts this quasi- amount of money transferred the possession of be zero,
If so then execute step S6, if it is not, thening follow the steps S7；
S6, it indicates that this is transferred the possession of to be actually bulk transfers, determines that the credits are negotiable credits；
S7, indicate that the credits are non-assignable, client's adjusting rotation is transferred the possession of again by after the amount of money.
Further, as shown in Figure 2, further includes: the transaction base of the credits is obtained from credits transaction control table
Digital section obtains the credits number of the every hand transaction of the credits, and using the credits number of the every hand transaction of credits as statistical analysis debt
The considerations of power is transferred the possession of factor.
Further, further include following steps:
Judge whether accumulative holder's quantity of the credits is less than credit holder's number upper limit of default, such as
100；The quantity that a credits work as antecessor can be wherein inquired from the granting table of credits.
If so, the credits are negotiable credits；
If it is not, then the credits are non-assignable.
It should be noted that accumulative holder indicates the number limitation that a credits are currently held, when credits are currently held
Number have reached number limitation if, then this credits cannot carry out again transfer the possession of operate.
As shown in figure 3, present embodiment discloses a kind of accounts receivable credits fractionation control system, including correction verification module 10,
Disassembled form checks module 20, first judgment module 30, the second judgment module 40, the first determining module 50, the second determining module
60 and third determining module 70；
The credits that correction verification module 10 is used to transfer the possession of user carry out legitimacy verifies；
Disassembled form checks that module 20 is used for after credits legitimacy verifies pass through, and checking from credits transaction control table should
The disassembled form field of credits, to judge whether this credits can carry out partial assignment by splitting；
When result of first determining module 50 for disassembled form to check that module 20 exports is no, determine that the credits can not
It splits, can only all transfer the possession of；And for it is removable to calculate the credits when disassembled form checks that module 20 exports result to be
The minimum transaction amount divided；
First judgment module 30 is used to judge whether the fractionation amount of money of the credits to be the detachable minimum transaction of the credits
The amount of money or its integral multiple；
Second determining module 60 is used to determine detachable turn of the credits when it is to be that first judgment module 30, which exports result,
It allows；
Second judgment module 40 is used to determine the pen that the client holds when it is no that first judgment module 30, which exports result,
Whether credits remaining sum is zero after deducting this quasi- amount of money transferred the possession of；
Third determining module 70 is used to determine that the credits are negotiable when the second judgment module 40 output result is to be
Credits, and for determining that the credits are non-assignable, client's adjustment being needed to turn when the second judgment module 40 output result is no
It allows after the amount of money and is transferred the possession of again.
Further, module is obtained the system also includes circulation unit and circulation radix and minimum transaction amount calculates mould
Block；
Circulation unit and the radix that circulates obtain the stream that module is used to obtain the credits from credits transaction control table
Turn unit and circulation radix field；
Minimum transaction amount computing module is used to split the minimum amount of transfer every time from the calculating credits, specific to calculate
Formula is minimum transaction amount=0.01 × circulation unit × circulation radix.
It further, further include third judgment module and the 4th determining module；
The credits that third judgment module is used to judge whether accumulative holder's quantity of the credits is less than default are held
There is the number upper limit；
4th determining module is used to determine that the credits are detachable turn when the output result of third judgment module is to be
It allows；
4th determining module is used to determine that the credits are non-assignable when the output result of third judgment module is no.
It should be noted that this programme is by checking that the fractionation field in credits transaction control table, confirmation credits whether may be used
To be split, and under the premise of detachable, by the minimum transaction amount of credits and credit holder's quantity etc. as constraint
Condition controls the fractionation transfer of credits, while meeting small amount, decentralized circulation demand, averts risks.
The foregoing is merely presently preferred embodiments of the present invention, is not intended to limit the invention, it is all in spirit of the invention and
Within principle, any modification, equivalent replacement, improvement and so on be should all be included in the protection scope of the present invention.
Claims (6)
1. a kind of accounts receivable assignment of credit splits control method characterized by comprising
Legitimacy verifies are carried out to the credits that user transfers the possession of；
After credits legitimacy verifies pass through, the disassembled form field of the credits is checked, from credits transaction control table with judgement
Whether this credits can carry out partial assignment by splitting；
If it is not, then the credits can not be split, can only all transfer the possession of；
If so, calculating the detachable minimum transaction amount of the credits；
Whether the fractionation amount of money for judging the credits is the credits detachable minimum transaction amount or its integral multiple；
If so, the credits are by detachable transfer；
If it is not, then further judging whether after this credits remaining sum that the client holds deducts this quasi- amount of money transferred the possession of be zero:
If so, indicating that this is transferred the possession of to be actually bulk transfers, determine that the credits are negotiable credits；
If it is not, then non-assignable, client's adjusting rotation is transferred the possession of again by after the amount of money.
2. accounts receivable credits as described in claim 1 split control method, which is characterized in that described calculating credits are removable
The minimum transaction amount divided, comprising:
The circulation unit and circulation radix field of the credits are obtained from credits transaction control table；
According to the circulation unit of the credits and circulation radix field, the detachable minimum transaction amount of the credits is calculated:
Minimum transaction amount=0.01 × circulation unit × circulation radix.
3. accounts receivable credits as described in claim 1 split control method, which is characterized in that further include:
Judge whether accumulative holder's quantity of the credits is less than credit holder's number upper limit set by system；
If so, the credits are negotiable credits；
If it is not, then the credits are non-assignable.
4. a kind of accounts receivable credits split control system, which is characterized in that including correction verification module, disassembled form check module,
First judgment module, the second judgment module, the first determining module, the second determining module and third determining module；
The credits that correction verification module is used to transfer the possession of user carry out legitimacy verifies；
Disassembled form checks that module is used for after credits legitimacy verifies pass through, and checks the credits from credits transaction control table
Disassembled form field, to judge whether this credits can carry out partial assignment by splitting；
When first determining module checks that the result of module output is no for disassembled form, determine that the credits can not be split, only
It can all transfer the possession of；And for calculating the detachable minimum of the credits when disassembled form checks that module output result is to be
Transaction amount；
First judgment module be used for judge the credits the fractionation amount of money whether be the detachable minimum transaction amount of the credits or
Its integral multiple；
Second determining module is used to determine the detachable transfer of the credits when first judgment module output result is to be；
Second judgment module is used to determine this credits remaining sum that the client holds when first judgment module output result is no
Whether deduct after this quasi- amount of money transferred the possession of is zero；
Third determining module is used for when the second judgment module exports result to be, determines that the credits are negotiable credits, with
And for determining that the credits are non-assignable, after needing client to adjust the transfer amount of money when the second judgment module output result is no
It is transferred the possession of again.
5. the accounts receivable assignment of credit as claimed in claim 4 splits control system, which is characterized in that the system also includes
The unit that circulates and circulation radix obtain module and minimum transaction amount computing module；
Circulation unit and the radix that circulates obtain the circulation list that module is used to obtain the credits from credits transaction control table
Position and circulation radix field；
Minimum transaction amount computing module is used to split the minimum amount of transfer, specific formula for calculation every time from the calculating credits
For minimum transaction amount=0.01 × circulation unit × circulation radix.
6. accounts receivable credits as claimed in claim 4 split control system, which is characterized in that further include: third judges mould
Block and the 4th determining module；
Third judgment module is for judging whether accumulative holder's quantity of the credits is less than the credit holder of default
The number upper limit；
4th determining module is used to determine that the credits are detachable transfer when the output result of third judgment module is to be；
4th determining module is used to determine that the credits are non-assignable when the output result of third judgment module is no.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910373070.4A CN110135990A (en) | 2019-05-06 | 2019-05-06 | A kind of accounts receivable assignment of credit splits control method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910373070.4A CN110135990A (en) | 2019-05-06 | 2019-05-06 | A kind of accounts receivable assignment of credit splits control method and system |
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| CN110135990A true CN110135990A (en) | 2019-08-16 |
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ID=67576337
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| CN201910373070.4A Pending CN110135990A (en) | 2019-05-06 | 2019-05-06 | A kind of accounts receivable assignment of credit splits control method and system |
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-
2019
- 2019-05-06 CN CN201910373070.4A patent/CN110135990A/en active Pending
Patent Citations (5)
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|---|---|---|---|---|
| CN106447493A (en) * | 2016-10-12 | 2017-02-22 | 上海易贷网金融信息服务有限公司 | Creditor's right matching method and equipment |
| TW201909082A (en) * | 2017-07-12 | 2019-03-01 | 馬梅銓 | Obligatory claim transaction method and system for performing an obligatory claim transaction on an obligatory claim platform among a plurality members |
| WO2019017688A1 (en) * | 2017-07-18 | 2019-01-24 | 주식회사 핀투비 | Method for making advance payment of accounts receivable |
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|---|
| 史进峰: "剑指信贷资产转让", 《中国民营科技与经济》 * |
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Application publication date: 20190816 |