CN110111196A - Information Authentication method and Related product - Google Patents
Information Authentication method and Related product Download PDFInfo
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- CN110111196A CN110111196A CN201910295559.4A CN201910295559A CN110111196A CN 110111196 A CN110111196 A CN 110111196A CN 201910295559 A CN201910295559 A CN 201910295559A CN 110111196 A CN110111196 A CN 110111196A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The invention relates to the prediction valuations in data analysis technique field, specifically disclose a kind of Information Authentication method, this method comprises: electronic equipment receives the loan application inputted in dialog box, which is sent to server;The electronic equipment receives the loan process of server transmission, which is split multiple sub-processes, which is to identify that the loan application obtains by the server;The electronic equipment shows that domain shows each sub-process in the information of the dialog box, prompts to input application information corresponding with each sub-process;The electronic equipment receives the application information corresponding with each sub-process inputted in the information input domain of the dialog box, the corresponding application information of each sub-process is sent to the server, to indicate that the server determines the corresponding loan detail of the loan application according to this application information;The electronic equipment receives the loan detail of server transmission.The application is conducive to simplify online loan process.
Description
Technical field
This application involves electronic technology fields, and in particular to a kind of Information Authentication method and Related product.
Background technique
With the development of the social economy, enterprise is next by getting a bank loan in order to make the project normal operation managed have to
It solves the problems, such as existing insufficient funds, promotes the development of bank loan business.Bank passes through the loan application of enterprise at present
The financial statement of the enterprise is analyzed under line, or by deciding whether to send out the enterprise after enterprise is visited and linked up
Lending money, loan process is cumbersome, so having carried out the mode provided a loan on line, enterprise can initiate loan requests, root on line
According to the application page issued, corresponding application information is filled in, after application information is verified, can will be borrowed by electronic account
Money amount of money granting, simplifies loan process.
But when filling in application information online, user is difficult to jump back to the submitted application page, can not check history
Operation note, moreover, when provide a loan process complexity when, the jump procedures of multiple application pages can be involved, so online loan at present
Process it is cumbersome, single, poor user experience.
Summary of the invention
The embodiment of the present application provides a kind of Information Authentication method and Related product, to by way of dialog box, letter
Change online loan process, improves user experience.
In a first aspect, the embodiment of the present application provides a kind of Information Authentication method, this method comprises:
Electronic equipment receives the loan application inputted in dialog box, and the loan application is sent to server;
The electronic equipment receives the loan process that the server is sent, and the loan process is split multiple subflows
Journey, the loan process is to identify that the loan application obtains by the server;
The electronic equipment shows that domain shows each sub-process in the information of the dialog box, prompts input and each subflow
The corresponding application information of journey;
The electronic equipment receives the application corresponding with each sub-process inputted in the information input domain of the dialog box
The corresponding application information of each sub-process is sent to the server by information, to indicate the server according to the application
Information determines the corresponding loan detail of the loan application;
The electronic equipment receives the loan detail that the server is sent.
Second aspect, the embodiment of the present application provide an electronic equipment, which includes:
The loan process is split multiple subflows by split cells, the loan process sent for receiving the server
Journey, the loan process is to identify that the loan application obtains by the server;
Display unit shows that domain shows each sub-process for the information in the dialog box, prompts input and every height
The corresponding application information of process;
Second transmission unit, for receiving in the corresponding with each sub-process of the information input domain of dialog box input
The corresponding application information of each sub-process is sent to the server by application information, to indicate the server according to
Application information determines the corresponding loan detail of the loan application;
Receiving unit, the loan detail sent for receiving the server.
The third aspect, the embodiment of the present application provide a kind of electronic equipment, including processor, memory, communication interface and
One or more programs, wherein one or more of programs are stored in the memory, and are configured by described
It manages device to execute, described program is included the steps that for executing the instruction in method as described in relation to the first aspect.
Fourth aspect, the embodiment of the present application provide a kind of computer readable storage medium, and storage is handed over for electronic data
The computer program changed, wherein the computer program makes the method for computer execution as described in relation to the first aspect.
5th aspect, the embodiment of the present application provide a kind of computer program product, and the computer program product includes depositing
The non-transient computer readable storage medium of computer program is stored up, the computer is operable to make computer to execute such as the
Method described in one side.
Implement the embodiment of the present application, has the following beneficial effects:
As can be seen that in the embodiment of the present application, the loan application of user's input is received in dialog box, then obtaining should
The corresponding loan process of loan application, gradually inputs corresponding application information in dialog box, to realize complete in dialog box
The application information having been filed on can be browsed in dialog box without jumping for the page at entire loan process, to simplify loan stream
Journey visualizes historical operation, improves user experience.
Detailed description of the invention
In order to more clearly explain the technical solutions in the embodiments of the present application, make required in being described below to embodiment
Attached drawing is briefly described, it should be apparent that, the accompanying drawings in the following description is some embodiments of the present application, for ability
For the those of ordinary skill of domain, without creative efforts, it can also be obtained according to these attached drawings other attached
Figure.
Figure 1A is a kind of schematic diagram of the network architecture of Information Authentication method provided by the embodiments of the present application;
Figure 1B is a kind of flow diagram of Information Authentication method provided by the embodiments of the present application;
Fig. 1 C is a kind of layout of dialog box provided by the embodiments of the present application;
Fig. 2 is the flow diagram of another Information Authentication method provided by the embodiments of the present application;
Fig. 3 is the flow diagram of another Information Authentication method provided by the embodiments of the present application;
Fig. 4 is the structural schematic diagram of a kind of electronic equipment provided by the embodiments of the present application;
Fig. 5 is that the functional unit of a kind of electronic equipment provided by the embodiments of the present application forms block diagram.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, technical solutions in the embodiments of the present application carries out clear, complete
Site preparation description, it is clear that described embodiment is some embodiments of the present application, instead of all the embodiments.Based on this Shen
Please in embodiment, every other implementation obtained by those of ordinary skill in the art without making creative efforts
Example, shall fall in the protection scope of this application.
The description and claims of this application and term " first ", " second ", " third " and " in the attached drawing
Four " etc. are not use to describe a particular order for distinguishing different objects.In addition, term " includes " and " having " and it
Any deformation, it is intended that cover and non-exclusive include.Such as it contains the process, method of a series of steps or units, be
System, product or equipment are not limited to listed step or unit, but optionally further comprising the step of not listing or list
Member, or optionally further comprising other step or units intrinsic for these process, methods, product or equipment.
Referenced herein " embodiment " is it is meant that the special characteristic, result or the characteristic that describe can wrap in conjunction with the embodiments
It is contained at least one embodiment of the application.Each position in the description occur the phrase might not each mean it is identical
Embodiment, nor the independent or alternative embodiment with other embodiments mutual exclusion.Those skilled in the art explicitly and
Implicitly understand, embodiment described herein can be combined with other embodiments.
Electronic equipment, user terminal in the application may include smart phone (such as Android phone, iOS mobile phone,
Windows Phone mobile phone etc.), tablet computer, palm PC, laptop, mobile internet device MID (Mobile
Internet Devices, referred to as: MID) or wearable device etc., above-mentioned server are only citings, and non exhaustive, include but not
It is limited to above-mentioned electronic equipment, user terminal.Certainly in practical applications, above-mentioned electronic equipment, user terminal are also not necessarily limited to above-mentioned
Realization form, such as can also include: intelligent vehicle mounted terminal, computer equipment etc.;Wherein, the server in the application can be with
Packet mobile internet device, transmission receiving point (TRP, Transmission Reception Point), base station are (for example, macro
Stand), LTE eNB, 5G NR NB access point (Access Point, referred to as: AP).It should be noted that in the embodiment of the present invention
In do not limit the concrete type of server.
Firstly, A, Figure 1A are a kind of showing for network architecture of Information Authentication method provided by the embodiments of the present application refering to fig. 1
It is intended to, which includes: electronic equipment 10 and server 20, in which:
Electronic equipment 10, for establishing dialog box corresponding with loan application;
Electronic equipment 10 is also used to receive the loan application that user inputs in dialog box, the loan application is sent
To server 20;
Server 20 determines the corresponding loan types of the loan application, in loan number for receiving the loan application
According to loan process corresponding with the loan types is inquired in library, the loan process is sent to electronic equipment 10;
Electronic equipment 10 is also used to receive the loan process, and the loan process is split multiple sub-processes;
Electronic equipment 10 is also used to show that domain show each sub-process in the information of the dialog box, prompt input with often
The corresponding application information of a sub-process;
Electronic equipment 10, be also used to receive user the dialog box information input domain input with each sub-process pair
The corresponding application information of each sub-process is sent to the server by the application information answered;
Server 20 is also used to the application information that basis receives and determines the corresponding loan detail of the loan application, will
The loan detail is sent to electronic equipment 10;
Electronic equipment 10 is also used to show that domain shows the loan detail in the information, prompt in the information input
Domain input is instructed for the confirmation of the loan detail, to complete the loan process.
As can be seen that in the embodiment of the present application, initially set up dialog box corresponding with loan application, then, obtain with
The corresponding loan process of loan application, and successively show that domain shows multiple sub-processes of the loan process in information, by submission
The corresponding application information of sub-process is sent to server, and the corresponding application information of the multiple sub-processes of Server Consolidation obtains the loan
The loan detail is issued to electronic equipment by the corresponding loan detail of money application, to realize in the dialog box of electronic equipment
Online loan is completed, loan process is simplified, is not necessarily to page jump, the application information of history submission can be consulted at any time, improves and uses
Family experience.
B refering to fig. 1, Figure 1B are a kind of flow diagram of Information Authentication method provided by the embodiments of the present application, this method
Applied to electronic equipment, this method includes the content as shown in step S101~S105:
Step S101, the described electronic equipment receives the loan application inputted in dialog box, and the loan application is sent
To server.
Optionally, when user enters process corresponding with loan application, electronic equipment is created for completing loan application
Dialog box, create dialog box as shown in Figure 1 C.As can be seen that being provided with information input domain and information exhibition in the dialog box
Show domain and a series of optical character identification OCR tools, and the setting of message display area domain it is corresponding with loan application several
Push button, certainly, other also settable regions, the application is without limitation.Wherein, which can be loan APP, loan
Dialog box under public platform, loan webpage etc., the application do not do unique restriction.
Optionally, the electronic equipment receives the loan application inputted in dialog box and specifically includes: the electronic equipment
Receive the loan application inputted in the information input domain of dialog box;If alternatively, electronic equipment detection is in the dialog box
The touch control operation of dry push button, obtains the corresponding loan application of push button that touch control operation occurs, wherein described several
A push button is set to the message display area domain of the dialog box, and push button and loan application correspond.
Wherein, in the loan application of the information input domain of dialog box input, the specific text of loan application can be inputted
Information can also input corresponding digital information, for example, input number 1 represents loan of operating fund, alternatively, when protecting privacy,
Corresponding loan application is inputted by input expression;Or it is inputted in the dummy keyboard in information input domain by certain gestures
Loan application, etc., the application do not do unique restriction.
Step S102, the described electronic equipment receives the loan process that the server is sent, and the loan process is split
Multiple sub-processes, the loan process is to identify that the loan application obtains by the server.
Optionally, the server identifies that the loan application obtains loan process and specifically includes: to the loan application into
The identification of row keyword, determines the corresponding loan types of the loan application, then, the loan types pair is inquired in loan database
The loan process is split as multiple sub-processes by the loan process answered, for example, loan process can be split as to identity information input
Process, business license input process, etc..
Wherein, loan types may include loan of operating fund process, fixed asset loan process, fiduciary loan process,
Guaranteed loan process, Stock-pledging Loan process, foreign exchange hypothecated loan process, unit time deposit certificate hypothecated loan process, etc..
Step S103, the described electronic equipment shows that domain shows each sub-process in the information of the dialog box, prompts input
Application information corresponding with each sub-process.
For example, successively showing the multiple sub-process in the form of text box shown in Fig. 1 C in message display area domain, connecing
When the application information of reply when receiving for display every time, next sub-process is shown;Wherein it is possible in a random way according to
It is secondary to show the multiple sub-process, alternatively, the lead-in to the multiple process carries out Letter identification, in tandem with alphabet
Sequence successively shows the multiple sub-process;Or the multiple subflow is successively shown from more to few sequence with lead-in stroke
Journey, the application do not limit displaying sequence.
Optionally, prompt inputs application information corresponding with each sub-process and specifically includes: it is corresponding to obtain each sub-process
Application information;Determine the corresponding information type of the application information;Judge the information type with the presence or absence of corresponding optics
Character recognition OCR tool, if so, prompt inputs the application information by OCR tool corresponding with the information type, such as
It is no, it prompts to input the application information in the information input domain of the dialog box, that is, pre-establishes information type and OCR tool
Corresponding relationship judges whether there is OCR tool by information type.For example, when such as sub-process to input ID card information,
Prompt scans identity card by OCR scanning tools, and identity card is placed OCR scan box, and the ID card information scanned is automatic
It is shown in message display area domain, for another example, when sub-process is inputting contact information, prompts to pass through microphone input contact person surname
Name, the contact information is searched in address list, which is sent automatically to message display area domain, etc..
Step S104, the electronic equipment receives inputting with each sub-process pair in the information input domain of the dialog box
The corresponding application information of each sub-process is sent to the server by the application information answered, with indicate the server according to
The application information determines the corresponding loan detail of the loan application.
Optionally, in the application information of each sub-process for receiving input, this application information is sent to server,
So as to server by this application information cache to preset spatial cache, meanwhile, receiving the corresponding Shen of remaining sub-process
Please information when, also by this application information cache to the spatial cache.Specifically, server pre-establishes spatial cache, and will
The spatial cache is divided into several sub- cache bars, wherein an IP address, every sub- cache bar is arranged to every sub- cache bar
For the application information that caching electronic equipment is sent, corresponding first application information of first sub-process is sent in electronic equipment
When, electronic equipment would log on the register account number of the registration user of the dialog box or the unique identifier IMEI mono- of electronic equipment
And it is sent to server, server obtains an idle sub- cache bar from several sub- cache bars, by the first letter of application
Breath caching is deposited to the sub- cache bar of the free time by the IP address of the sub- cache bar of the free time is corresponding with the register account number or IMEI
Storage.
Further, when receiving the second application information of second sub-process of electronic equipment transmission, inquiry should
Second application information is cached sub- cache bar corresponding to the IP address, i.e., by register account number or the corresponding IP address of IMEI
Above-mentioned idle sub- cache bar all caches multiple application informations of multiple sub-process to the sub- caching to realize
Item.
Further, when caching the application information of each sub-process to cache bar, server adds this application information
It adds timestamp, which is cached to cache bar, the timestamp is used for the caching moment of record buffer memory this application information, fixed
Phase parses the timestamp cached in each cache bar, the caching duration of each cache bar caching application information is obtained, such as the caching
When duration is greater than preset duration, the application information cached in the cache bar is discharged, the working condition of the cache bar is labeled as
Idle state.Wherein, when the caching application information of the last one caching of a length of current time and the cache bar the caching moment
Time difference, that is, parse the cache bar caching several application informations timestamp, according to timestamp record the caching moment,
Determine the application information of the last one caching.
Further, to indicate that the server determines that the corresponding loan of the loan application is bright according to the application information
Carefully specifically include: server integrates the application information cached in each cache bar, and it is corresponding complete to obtain the loan process
Whole application information carries out verification operation to the complete application information, is verified as a result, determining according to the verification result and borrows
Money detail.
Wherein, which includes: the amount of the loan, refunds time, loan interest rate, default clause, etc..
Step S105, the described electronic equipment receives the loan detail that the server is sent.
Optionally, electronic equipment will receive loan detail and show in information displaying domain, prompt user to check the loan bright
Carefully, it prompts to instruct the confirmation of the loan detail in the input of information input domain, when receiving determine instruction, which is instructed
It is sent to server, the electronic account being delivered to indicate the server for the amount of the loan in application information.
As can be seen that in the embodiment of the present application, initially set up dialog box corresponding with loan application, then, obtain with
The corresponding loan process of loan application, and successively show that domain shows multiple sub-processes of the loan process in information, by submission
The corresponding application information of sub-process is sent to server, and the corresponding application information of the multiple sub-processes of Server Consolidation obtains the loan
The loan detail is issued to electronic equipment by the corresponding loan detail of money application, to realize in the dialog box of electronic equipment
Online loan is completed, loan process is simplified, is not necessarily to page jump, the application information of history submission can be consulted at any time, improves and uses
Family experience;Moreover, a series of OCR tool is arranged in dialog box, application information can be automatically entered by OCR tool, avoided
It is manually entered the trouble of application information, is further simplified loan process.
In a possible example, the electronic equipment receive the dialog box information input domain input with it is every
After the corresponding application information of a sub-process, the method also includes: the electronic equipment carries out privacy to the application information
Identification;When including privacy information in determining the application information, Fuzzy Processing is carried out to the application information, in the information
Show that domain shows the application information after Fuzzy Processing, so that user consults the application information having been filed on, i.e., in the form of dialog box
Solves the drawbacks of application information having been filed on can not be inquired due to page jump bring at present.In addition, this example is to application
Information carries out fuzzy operation, protects the privacy information of user.
In above-mentioned possible example, as detected to application information of the information displaying domain after Fuzzy Processing is shown in
When touch control operation, ambiguity solution processing is carried out to the application information after the Fuzzy Processing, obtains application information, i.e., shown in the information
Domain directly displays application information, so that user checks the particular content for the application information having been filed on, is easily modified or replaces phase
The application information answered.
In a possible example, the method also includes:
The dialog box is such as exited, process of providing a loan as described in determining and do not complete, the electronic equipment generates progress mark, will
Progress mark is sent to the server and saves, the progress mark for record the processing to the process of providing a loan into
Degree;When logging in the dialog box again, the loan application is such as received, described in the electronic equipment is obtained from the server
Progress mark determines to the processing progress of the loan process according to progress mark, determines institute according to the processing progress
The sub-process being not carried out in multiple sub-processes is stated, the sub-process being not carried out is shown in the message display area domain, is continued
It executes and the loan of the loan process is operated.As can be seen that the form based on the dialog box can interrupt loan in this example
Process, and retain progress mark, when returning to loan process, without re-entering the application information having been filed on, improve
Loan speed.
It is understood that the mode based on above-mentioned caching application information, when logging on dialog box every time, sends out to server
The IMEI of electronic equipment is sent, server inquiry whether there is IP address corresponding with the IMEI, if so, it is corresponding to obtain the IP address
Cache bar in the application information that caches, the corresponding loan process of the cache bar is determined according to this application information, is such as received again
Electronic equipment send loan application when, determine the corresponding loan process of the loan application, such as two loan processes it is consistent, then from
Load Game identifies in the cache bar, progress mark is sent to electronic equipment, electronic equipment is identified according to the progress and determined
Last time to the processing progress of the loan process, determines the sub-process being not carried out, the sub-process that this is not carried out is shown, is continued to execute
The loan process, to realize the interruption for supporting loan process;In addition, as two loan processes are inconsistent, the server is from sky
Obtain an idle cache bar in not busy cache bar, the cache bar sent for caching electronic equipment with the loan process pair
The application information answered.
It is described after the loan process is split multiple sub-processes by the electronic equipment in a possible example
Method further include: the electronic equipment determines the relevance between the multiple sub-process;It is described to indicate the server root
Determine that the corresponding loan detail of the loan application specifically includes according to the application information: will be first in the multiple sub-process
When corresponding first application information of sub-process is sent to the server, whether the electronic equipment determines first sub-process
It is associated with other sub-processes in the multiple sub-process, if not, indicating that the server carries out first application information
Verifying, obtains the first verification result and caches first verification result and first application information to preset caching
Space, if so, indicating that the server directly caches first application information to the spatial cache, first subflow
Journey is any one sub-process in the multiple process;The electronic equipment is by the corresponding multiple letters of application of the multiple sub-process
Breath is sent to the server, indicates that the server determines the corresponding loan of the loan application according to the multiple application information
Money detail.
In a possible example, indicate that the server determines the loan application pair according to the multiple application information
The realization process for the loan detail answered can be with are as follows: indicates that the server carries out risk verification operation, the risk verification operation
Including following operation: identifying and have verified that application information in the multiple application information and do not verify application information;It does not test described
Card application information is verified, and the final verification result to the multiple application information is obtained;According to the final verifying
As a result the risk class of the loan application is determined;Determine that the corresponding loan of the loan application is bright according to the risk class
Carefully.
Specifically, preset multiple assessment dimensions are obtained;Each assessment dimension is extracted from the multiple application information
Under characteristic information, according to it is each assessment dimension under characteristic information determine it is each assessment dimension under risk class, according to wind
Dangerous grade determines the corresponding loan detail of loan application with the mapping relations of loan detail.For example, such as current loan Shen
When loan types please are business loan, the application information corresponding with financial information sub-process filled in is current assets, always
Assets, the market value of stock, retained income, EBIT, total liabilities and gross sales amount, etc., therefore on determining financial dimension
Risk class when, credibility is carried out to the financial information and is judged, judges the authenticity of the financial information, it is true in judgement
When, the risk class in financial dimension is calculated according to value-at-risk calculation formula;The value-at-risk calculation formula is as follows:
Wherein, S is risk class, and LD is current assets, and LC is retained income, and XQ is EBIT, and GP is stock city
Value, XS is gross sales amount, and Z is total assets, and F is total liabilities, and a, b, c, d are respectively 1.7,1.4,2.5 and 1.1.Other assessments
Dimension by the respective risk class of computation rule of each self-evaluating dimension, does not describe one by one herein.
Referring to Fig.2, Fig. 2 is the flow diagram of another Information Authentication method provided by the embodiments of the present application, this method
Applied to electronic equipment, this method includes the content as shown in step S201~S207:
Step S201, the described electronic equipment receives the loan application inputted in dialog box, and the loan application is sent
To server.
Step S202, the described electronic equipment receives the loan process that the server is sent, and the loan process is split
Multiple sub-processes, the loan process is to identify that the loan application obtains by the server.
Step S203, the described electronic equipment shows that domain shows each sub-process in the information of the dialog box, prompts input
Application information corresponding with each sub-process.
Step S204, the electronic equipment receives inputting with each sub-process pair in the information input domain of the dialog box
The application information answered carries out privacy identification to the application information.
Step S205, when in determining the application information including privacy information, the electronic equipment is to the letter of application
Breath carries out Fuzzy Processing, the application information after the information shows that domain shows Fuzzy Processing.
Step S206, the corresponding application information of each sub-process is sent to the server by the described electronic equipment, to refer to
Show that the server determines the corresponding loan detail of the loan application according to the application information.
Step S207, the described electronic equipment receives the loan detail that the server is sent.
It should be noted that the specific implementation process of each step of method shown in Fig. 2 can be found in described in above-mentioned Figure 1B
The specific implementation process of method, no longer describes herein.
As can be seen that in the embodiment of the present application, initially set up dialog box corresponding with loan application, then, obtain with
The corresponding loan process of loan application, and successively show that domain shows multiple sub-processes of the loan process in information, by submission
The corresponding application information of sub-process is sent to server, and the corresponding application information of the multiple sub-processes of Server Consolidation obtains the loan
The loan detail is issued to electronic equipment by the corresponding loan detail of money application, to realize in the dialog box of electronic equipment
Online loan is completed, loan process is simplified, is not necessarily to page jump, the application information of history submission can be consulted at any time, improves and uses
Family experience
Refering to Fig. 3, Fig. 3 is the flow diagram of another Information Authentication method provided by the embodiments of the present application, this method
Applied to electronic equipment, this method includes the content as shown in step S301~S309:
Step S301, the described electronic equipment receives the loan application inputted in dialog box, and the loan application is sent
To server.
Step S302, the described electronic equipment receives the loan process that the server is sent, and the loan process is split
Multiple sub-processes, the loan process is to identify that the loan application obtains by the server.
Step S303, the described electronic equipment shows that domain shows each sub-process in the information of the dialog box, prompts input
Application information corresponding with each sub-process.
Step S304, the electronic equipment receives inputting with each sub-process pair in the information input domain of the dialog box
The application information answered carries out privacy identification to the application information.
Step S305, when in determining the application information including privacy information, the electronic equipment is to the letter of application
Breath carries out Fuzzy Processing, the application information after the information shows that domain shows Fuzzy Processing.
Step S306, the corresponding application information of each sub-process is sent to the server by the described electronic equipment.
Step S307, such as exit the dialog box, do not complete the loan process determined, the electronic equipment generate into
Scale is known, and progress mark is sent to the server and is saved, and the progress mark is for recording to the loan process
Processing progress.
It is to be appreciated that the loan process is such as completed, then the dialog box is normally exited.
Step S308, when logging in the dialog box again, the loan application is such as received, the electronic equipment is from the clothes
The progress mark is obtained in business device, the processing progress to the loan process is determined according to progress mark, according to described
Processing progress determines the sub-process being not carried out in the multiple sub-process, and the sub-process being not carried out is shown in the information
Display area continues to execute the loan operation to the loan process, until by the corresponding multiple applications of the multiple sub-process
Information is sent to the server, to indicate that the server determines that the loan application is corresponding according to the multiple application information
Loan detail.
Step S309, the described electronic equipment receives the loan detail that the server is sent.
It should be noted that the specific implementation process of each step of method shown in Fig. 3 can be found in described in above-mentioned Figure 1B
The specific implementation process of method, no longer describes herein.
As can be seen that in the embodiment of the present application, initially set up dialog box corresponding with loan application, then, obtain with
The corresponding loan process of loan application, and successively show that domain shows multiple sub-processes of the loan process in information, by submission
The corresponding application information of sub-process is sent to server, and the corresponding application information of the multiple sub-processes of Server Consolidation obtains the loan
The loan detail is issued to electronic equipment by the corresponding loan detail of money application, to realize in the dialog box of electronic equipment
Online loan is completed, loan process is simplified, is not necessarily to page jump, the application information of history submission can be consulted at any time, improves and uses
Family experience.
It is consistent with above-mentioned Figure 1B, Fig. 2, embodiment shown in Fig. 3, referring to Fig. 4, Fig. 4 provides for the embodiment of the present application
Information Authentication electronic equipment 400 structural schematic diagram, as shown in figure 4, the electronic equipment 400 include processor, memory,
Communication interface and one or more program, wherein said one or multiple programs are different from said one or multiple apply journey
Sequence, and said one or multiple programs are stored in above-mentioned memory, and are configured to be executed by above-mentioned processor, above-mentioned journey
Sequence includes the instruction for executing following steps:
The loan application inputted in dialog box is received, the loan application is sent to server;
The loan process that the server is sent is received, the loan process is split into multiple sub-processes, the loan stream
Journey is to identify that the loan application obtains by the server;
It shows that domain shows each sub-process in the information of the dialog box, prompts to input application corresponding with each sub-process
Information;
The application information corresponding with each sub-process inputted in the information input domain of the dialog box is received, by every height
The corresponding application information of process is sent to the server, to indicate that the server determines the loan according to the application information
The corresponding loan detail of money application;
Receive the loan detail that the server is sent.
In a possible example, when receiving the loan application inputted in dialog box, above procedure is specifically used for holding
The instruction of row following steps:
Receive the loan application inputted in the information input domain of dialog box;
Alternatively, touch control operation of the detection to several push buttons in the dialog box, obtains the touching that touch control operation occurs
Control the corresponding loan application of button, wherein several described push buttons are set to the message display area domain of the dialog box, touching
It controls button and loan application corresponds.
In a possible example, when prompt inputs application information corresponding with each sub-process, above procedure is specific
For executing the instruction of following steps:
Obtain the corresponding application information of each sub-process;
Determine the corresponding information type of the application information;
Judge the information type with the presence or absence of corresponding optical character identification OCR tool, if so, prompt by with it is described
The corresponding OCR tool of information type inputs the application information, if not, prompt inputs institute in the information input domain of the dialog box
State application information.
In a possible example, receiving in the corresponding with each sub-process of the information input domain of dialog box input
Application information after, above procedure also body is used to execute the instructions of following steps:
Privacy identification is carried out to the application information;
When including privacy information in determining the application information, Fuzzy Processing is carried out to the application information, described
Information shows that domain shows the application information after Fuzzy Processing.
In a possible example, above procedure is also used to execute the instruction of following steps:
The dialog box is such as exited, process of providing a loan as described in determining and do not complete generates progress mark, the progress is identified
It is sent to the server to save, the progress mark is for recording the processing progress to the loan process;
When logging in the dialog box again, the loan application is such as received, the progress mark is obtained from the server
Know, is determined according to progress mark to the processing progress of the loan process, determined according to the processing progress the multiple
The sub-process being not carried out in sub-process shows the sub-process being not carried out in the message display area domain, continues to execute pair
The loan operation of the loan process.
In a possible example, after the loan process is split multiple sub-processes, above procedure is also used to hold
The instruction of row following steps:
Determine the relevance between the multiple sub-process;
It is described to indicate that the server determines that the corresponding loan detail of the loan application has according to the application information
Body includes:
When corresponding first application information of the first sub-process in the multiple sub-process is sent to the server, really
Whether fixed first sub-process is associated with other sub-processes in the multiple sub-process, if not, indicating the server pair
First application information is verified, and is obtained the first verification result and is applied for first verification result and described first
Information cache is to preset spatial cache, if so, indicating that the server directly caches first application information to described
Spatial cache, first sub-process are any one sub-process in the multiple process;
The corresponding multiple application informations of the multiple sub-process are sent to the server, indicate the server according to
The multiple application information determines the corresponding loan detail of the loan application.
In a possible example, the loan application is determined according to the multiple application information in the instruction server
When corresponding loan detail, above procedure is specifically used for executing the instruction of following steps:
Indicate that the server carries out risk verification operation, the risk verification operation includes following operation:
It identifies and has verified that application information in the multiple application information and do not verify application information;
The application information of not verifying is verified, the final verification result to the multiple application information is obtained;
The risk class of the loan application is determined according to the final verification result;
The corresponding loan detail of the loan application is determined according to the risk class.
One kind of the electronic equipment 500 of Information Authentication method involved in above-described embodiment is shown refering to Fig. 5, Fig. 5
Possible functional unit forms block diagram, and electronic equipment 500 includes: the first transmission unit 510, split cells 520, display unit
530, the second transmission unit 540 and receiving unit 550;
The loan application is sent to by the first transmission unit 510 for receiving the loan application inputted in dialog box
Server;
The loan process is split multiple sons by split cells 520, the loan process sent for receiving the server
Process, the loan process is to identify that the loan application obtains by the server;
Display unit 530 shows that domain show each sub-process for the information in the dialog box, prompt input with each
The corresponding application information of sub-process;
Second transmission unit 540, for receive the dialog box information input domain input with each sub-process pair
The corresponding application information of each sub-process is sent to the server by the application information answered, with indicate the server according to
The application information determines the corresponding loan detail of the loan application;
Receiving unit 550, the loan detail sent for receiving the server.
In a possible example, when receiving the loan application inputted in dialog box, the first transmission unit 510, tool
Body is used for: receiving the loan application inputted in the information input domain of dialog box;Alternatively, several in the dialog box are touched in detection
The touch control operation of button is controlled, obtains the corresponding loan application of push button that touch control operation occurs, wherein several described touch-controls
Button is set to the message display area domain of the dialog box, and push button and loan application correspond.
In a possible example, when prompt inputs application information corresponding with each sub-process, display unit 530,
It is specifically used for: obtains the corresponding application information of each sub-process;Determine the corresponding information type of the application information;Described in judgement
Information type whether there is corresponding optical character identification OCR tool, if so, prompt is by corresponding with the information type
OCR tool inputs the application information, if not, prompt inputs the application information in the information input domain of the dialog box.
In a possible example, electronic equipment further include: processing unit 560;
It is receiving after the application information corresponding with each sub-process that the information input domain of the dialog box inputs, place
Unit 560 is managed, for carrying out privacy identification to the application information;When including privacy information in determining the application information,
Fuzzy Processing is carried out to the application information, the application information after the information shows that domain shows Fuzzy Processing.
In a possible example, processing unit 560 is also used to: the dialog box is such as exited, as described in determining and do not complete
Loan process generates progress mark, and progress mark is sent to the server and is saved, the progress is identified for recording
To the processing progress of the loan process;When logging in the dialog box again, the loan application is such as received, from the server
It is middle to obtain the progress mark, the processing progress to the loan process is determined according to progress mark, according to the processing
Progress determines the sub-process being not carried out in the multiple sub-process, and the sub-process being not carried out is shown and is shown in the information
Region continues to execute the loan operation to the loan process.
In a possible example, after the loan process is split multiple sub-processes, processing unit 560 is also used
In: determine the relevance between the multiple sub-process;
Second transmission unit 540, to indicate that the server determines the loan application pair according to the application information
When the loan detail answered, it is specifically used for: is sent by corresponding first application information of the first sub-process in the multiple sub-process
When to the server, determine whether first sub-process is associated with other sub-processes in the multiple sub-process, if not,
It indicates that the server verifies first application information, obtain the first verification result and ties first verifying
Fruit and first application information are cached to preset spatial cache, if so, indicating the server directly by first Shen
Please information cache to the spatial cache, first sub-process is any one sub-process in the multiple process;It will be described
The corresponding multiple application informations of multiple sub-processes are sent to the server, indicate the server according to the multiple letter of application
Breath determines the corresponding loan detail of the loan application.
In a possible example, the loan application is determined according to the multiple application information in the instruction server
When corresponding loan detail, the second transmission unit 540 is specifically used for: indicate that the server carries out risk verification operation, it is described
Risk verification operation includes following operation: identifying and has verified that application information in the multiple application information and do not verify letter of application
Breath;The application information of not verifying is verified, the final verification result to the multiple application information is obtained;According to institute
State the risk class that final verification result determines the loan application;The loan application pair is determined according to the risk class
The loan detail answered.
The embodiment of the present application also provides a kind of computer storage medium, wherein the computer storage medium is stored for depositing
Store up computer program, wherein the computer program is executed by processor, as any in recorded in above method embodiment to realize
A kind of some or all of Information Authentication method step.
The embodiment of the present application also provides a kind of computer program product, and the computer program product includes storing calculating
The non-transient computer readable storage medium of machine program, the computer program are operable to that computer is made to execute such as above-mentioned side
Some or all of any Information Authentication method recorded in method embodiment step.
It should be noted that for the various method embodiments described above, for simple description, therefore, it is stated as a series of
Combination of actions, but those skilled in the art should understand that, the application is not limited by the described action sequence because
According to the application, some steps may be performed in other sequences or simultaneously.Secondly, those skilled in the art should also know
It knows, embodiment described in this description belongs to alternative embodiment, related actions and modules not necessarily the application
It is necessary.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, there is no the portion being described in detail in some embodiment
Point, reference can be made to the related descriptions of other embodiments.
In several embodiments provided herein, it should be understood that disclosed device, it can be by another way
It realizes.For example, the apparatus embodiments described above are merely exemplary, such as the division of the unit, it is only a kind of
Logical function partition, there may be another division manner in actual implementation, such as multiple units or components can combine or can
To be integrated into another system, or some features can be ignored or not executed.Another point, shown or discussed is mutual
Coupling, direct-coupling or communication connection can be through some interfaces, the indirect coupling or communication connection of device or unit,
It can be electrical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, each functional unit in each embodiment of the application can integrate in one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also be realized in the form of software program module.
If the integrated unit is realized in the form of software program module and sells or use as independent product
When, it can store in a computer-readable access to memory.Based on this understanding, the technical solution of the application substantially or
Person says that all or part of the part that contributes to existing technology or the technical solution can body in the form of software products
Reveal and, which is stored in a memory, including some instructions are used so that a computer equipment
(can be personal computer, server or network equipment etc.) executes all or part of each embodiment the method for the application
Step.And memory above-mentioned includes: USB flash disk, read-only memory (ROM, Read-Only Memory), random access memory
The various media that can store program code such as (RAM, Random Access Memory), mobile hard disk, magnetic or disk.
Those of ordinary skill in the art will appreciate that all or part of the steps in the various methods of above-described embodiment is can
It is completed with instructing relevant hardware by program, which can store in a computer-readable memory, memory
May include: flash disk, read-only memory (English: Read-Only Memory, referred to as: ROM), random access device (English:
Random Access Memory, referred to as: RAM), disk or CD etc..
The embodiment of the present application is described in detail above, specific case used herein to the principle of the application and
Embodiment is expounded, the description of the example is only used to help understand the method for the present application and its core ideas;
At the same time, for those skilled in the art can in specific embodiments and applications according to the thought of the application
There is change place, in conclusion the contents of this specification should not be construed as limiting the present application.
Claims (10)
1. a kind of Information Authentication method, which is characterized in that the described method includes:
Electronic equipment receives the loan application inputted in dialog box, and the loan application is sent to server;
The electronic equipment receives the loan process that the server is sent, and the loan process is split multiple sub-processes, institute
Stating loan process is to identify that the loan application obtains by the server;
The electronic equipment shows that domain shows each sub-process in the information of the dialog box, prompts input and each sub-process pair
The application information answered;
The electronic equipment receives the application information corresponding with each sub-process inputted in the information input domain of the dialog box,
The corresponding application information of each sub-process is sent to the server, to indicate that the server is true according to the application information
Determine the corresponding loan detail of the loan application;
The electronic equipment receives the loan detail that the server is sent.
2. the method according to claim 1, wherein the electronic equipment receives the loan inputted in dialog box
Application specifically includes:
The electronic equipment receives the loan application inputted in the information input domain of dialog box;
Alternatively, the electronic equipment detection obtains and touch-control occurs to the touch control operation of several push buttons in the dialog box
The corresponding loan application of the push button of operation, wherein several described push buttons are set to the information exhibition of the dialog box
Show region, push button and loan application correspond.
3. method according to claim 1 or 2, which is characterized in that the electronic device prompts input and each sub-process
Corresponding application information specifically includes:
The electronic equipment obtains the corresponding application information of each sub-process;
The electronic equipment determines the corresponding information type of the application information;
The electronic equipment judges the information type with the presence or absence of corresponding optical character identification OCR tool, if so, prompt is logical
It crosses OCR tool corresponding with the information type and inputs the application information, if not, information input of the prompt in the dialog box
Domain inputs the application information.
4. method according to claim 1 to 3, which is characterized in that described to receive in the electronic equipment in institute
After the application information corresponding with each sub-process of information input domain input for stating dialog box, the method also includes:
The electronic equipment carries out privacy identification to the application information;
When including privacy information in determining the application information, the electronic equipment carries out fuzzy place to the application information
Reason, the application information after the information shows that domain shows Fuzzy Processing.
5. method according to any of claims 1-4, which is characterized in that the method also includes:
The dialog box is such as exited, process of providing a loan as described in determining and do not complete, the electronic equipment generates progress mark, will be described
Progress mark is sent to the server and saves, and the progress mark is for recording the processing progress to the loan process;
When logging in the dialog box again, the loan application is such as received, the electronic equipment obtains institute from the server
Progress mark is stated, is determined according to progress mark to the processing progress of the loan process, is determined according to the processing progress
The sub-process being not carried out in the multiple sub-process shows the sub-process being not carried out in the message display area domain, after
Continuous execute operates the loan of the loan process.
6. the method according to claim 1, wherein it is described by the loan process split multiple sub-processes it
Afterwards, the method also includes:
The electronic equipment determines the relevance between the multiple sub-process;
It is described to indicate that the server determines that the corresponding loan detail of the loan application is specifically wrapped according to the application information
It includes:
When corresponding first application information of the first sub-process in the multiple sub-process is sent to the server, the electricity
Sub- equipment determines whether first sub-process is associated with other sub-processes in the multiple sub-process, if not, described in instruction
Server verifies first application information, obtains the first verification result and by first verification result and described
First application information is cached to preset spatial cache, if so, indicating that the server directly delays first application information
It deposits to the spatial cache, first sub-process is any one sub-process in the multiple process;
The corresponding multiple application informations of the multiple sub-process are sent to the server by the electronic equipment, indicate the clothes
Business device determines the corresponding loan detail of the loan application according to the multiple application information.
7. according to the method described in claim 6, it is characterized in that, the instruction server is according to the multiple letter of application
Breath determines that the corresponding loan detail of the loan application specifically includes:
Indicate that the server carries out risk verification operation, the risk verification operation includes following operation:
It identifies and has verified that application information in the multiple application information and do not verify application information;
The application information of not verifying is verified, the final verification result to the multiple application information is obtained;
The risk class of the loan application is determined according to the final verification result;According to risk class determination
The corresponding loan detail of loan application.
8. a kind of electronic equipment, which is characterized in that the electronic equipment includes:
The loan application is sent to server for receiving the loan application inputted in dialog box by the first transmission unit;
The loan process is split multiple sub-processes, institute by split cells, the loan process sent for receiving the server
Stating loan process is to identify that the loan application obtains by the server;
Display unit shows that domain shows each sub-process for the information in the dialog box, prompts input and each sub-process
Corresponding application information;
Second transmission unit, for receiving the application corresponding with each sub-process in the input of the information input domain of the dialog box
The corresponding application information of each sub-process is sent to the server by information, to indicate the server according to the application
Information determines the corresponding loan detail of the loan application;
Receiving unit, the loan detail sent for receiving the server.
9. a kind of electronic equipment, which is characterized in that including processor, memory, communication interface and one or more program,
In, one or more of programs are stored in the memory, and are configured to be executed by the processor, described program
Include the steps that requiring the instruction in any one of 1-7 method for perform claim.
10. a kind of computer readable storage medium, which is characterized in that it is used to store computer program, wherein the computer
Program is executed by processor, to realize the method according to claim 1 to 7.
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