CN110097357A - Cloud, which dodges, pays bank card and application method - Google Patents
Cloud, which dodges, pays bank card and application method Download PDFInfo
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- CN110097357A CN110097357A CN201910224691.6A CN201910224691A CN110097357A CN 110097357 A CN110097357 A CN 110097357A CN 201910224691 A CN201910224691 A CN 201910224691A CN 110097357 A CN110097357 A CN 110097357A
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- 238000000034 method Methods 0.000 title claims abstract description 25
- 230000008901 benefit Effects 0.000 claims description 8
- 210000003811 finger Anatomy 0.000 claims description 8
- 210000003813 thumb Anatomy 0.000 claims description 6
- 230000008569 process Effects 0.000 claims description 5
- 241000196324 Embryophyta Species 0.000 claims description 3
- 241001640034 Heteropterys Species 0.000 claims description 3
- 230000006872 improvement Effects 0.000 description 7
- 210000003205 muscle Anatomy 0.000 description 4
- 238000010586 diagram Methods 0.000 description 3
- 238000005516 engineering process Methods 0.000 description 3
- BQCADISMDOOEFD-UHFFFAOYSA-N Silver Chemical compound [Ag] BQCADISMDOOEFD-UHFFFAOYSA-N 0.000 description 2
- 230000008859 change Effects 0.000 description 2
- 229910052709 silver Inorganic materials 0.000 description 2
- 239000004332 silver Substances 0.000 description 2
- 230000015572 biosynthetic process Effects 0.000 description 1
- 238000012790 confirmation Methods 0.000 description 1
- 230000008878 coupling Effects 0.000 description 1
- 238000010168 coupling process Methods 0.000 description 1
- 238000005859 coupling reaction Methods 0.000 description 1
- 230000007812 deficiency Effects 0.000 description 1
- 230000007850 degeneration Effects 0.000 description 1
- 238000013461 design Methods 0.000 description 1
- 238000001514 detection method Methods 0.000 description 1
- 238000002474 experimental method Methods 0.000 description 1
- 230000006870 function Effects 0.000 description 1
- 238000002955 isolation Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 238000012545 processing Methods 0.000 description 1
- 230000009467 reduction Effects 0.000 description 1
- 238000012216 screening Methods 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
- G06F3/017—Gesture based interaction, e.g. based on a set of recognized hand gestures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- General Engineering & Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Human Computer Interaction (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- User Interface Of Digital Computer (AREA)
Abstract
The present invention proposes that a kind of cloud dodges and pays bank card, including ontology (1), ontology (1) is equipped with RFID module (2), it is characterized in that, ontology (1) be equipped with for control RFID module (2) whether to card swiping device send payment related information gesture password operation module, the gesture password operation module is electrically connected with RFID module (2), while improving very little to original system, has higher safety；A kind of application method is also provided, while highly-safe, use is still convenient.
Description
Technical field
The present invention relates to cloud payment technology fields, are especially a kind of cloud sudden strain of a muscle pair bank card and an application method.
Background technique
Currently, China Unionpay, which has combined more business banks, releases cloud payment technology, it is proposed Unionpay's cloud and dodges a pair brand, silver
Join Yun Shanfu, as the term suggests be exactly payment very fastly and conveniently, the bank card paid is dodged using Unionpay's cloud, when paying, is being had
The POS terminal of " dodge and pay QuickPass " mark waves payable at sight, is not necessarily to any other operation, in this way, just providing and can multiply to steal brush
Machine after inputting the amount of money, gone close to the bank card energy as long as possessing the POS terminal of " dodge pay a QuickPass " mark
Realization is swiped the card, and news media also specially report about this problem, and corresponding experiment has been done in report, for example brushed every sky,
Across bag brush, across clothes brush etc., therefore, also someone devises the dedicated Ka Bao with isolation features, makes the nothing of POS terminal
Line signal can not penetrate, and brush to avoid stealing, if but bank card is stolen, just directly failure, bank card are final for this kind of design
Or brush can be stolen.
It can be seen from the above, Unionpay's cloud dodge pay have the advantages that it is significant, but it is stolen brush very risky, the applicant is intended to grind
Study carefully this kind of phenomenon, propose a kind of technical solution, which has higher safety while improving very little to original system
Property.
Summary of the invention
The technical problem to be solved by the present invention is to, it overcomes the deficiencies of existing technologies, an a kind of cloud sudden strain of a muscle pair bank card is provided,
While improving very little to original system, there is higher safety；A kind of application method is also provided, while highly-safe, is made
With still convenient.
In order to solve the above technical problems, the present invention, which proposes that a kind of cloud dodges, pays bank card, including ontology, ontology is equipped with RFID mould
Block, ontology be equipped with for control RFID module whether to card swiping device send payment related information gesture password operation module,
The gesture password operation module is electrically connected with RFID module.
After adopting the above scheme, compared with prior art, the invention has the following advantages that the present invention is not needed to original system
A large amount of changes, only increase a pass, i.e. gesture password operation module on the basis of cloud dodges and pays bank card, only close through gesture
Code operation module confirmation, Yun Shanfu bank card could be paid, that is to say, that significantly improved and stolen brush difficulty, safety is higher.
As an improvement, gesture password operation module includes multiple contacts, each contact is electrically connected with RFID module respectively, this
Sample, by hand touch contact, structure is relatively simple, easy to use.
As an improvement, gesture password operation module includes multiple shading holes, it is equipped with light-sensitive element in each shading hole, it is each
Light-sensitive element is electrically connected with RFID module, in this way, providing another gesture password operation module, provides not only another scheme
Selection, and safety also has additional advantage.
As an improvement, each contact or each shading hole position are equipped with label, in this way, convenient to use.
As an improvement, each contact uses electrically conductive ink, in this way, thickness is thin, light-weight.
It is equipped with contact or side as an improvement, the front of ontology is equipped with contact or the back side and is equipped with contact or end
Face is equipped with combination one or more of in contact and number of contacts is arranged on demand in this way, making full use of the space of ontology.
In order to solve the above technical problems, the present invention proposes that a kind of cloud dodges the application method for paying bank card,
It is configured coding gesture in other words, setting up procedure first are as follows: contact or the shading that benefit press...withes one's finger in ontology
Kong Shang, and pin and do not put, the contact or shading hole pinned then are on state and form pressure drop, thus form one
Coding, aforesaid operations be it is one or many, when multiple, each time the coding inputted should be and could unanimously be arranged successfully, otherwise sets
It sets unsuccessful；
Swipe the card use process: at card swiping device, gesture pins corresponding contacts or screening to coding when by setting in other words
Unthreaded hole, and pin and do not put, so that input correctly encodes, can swipe the card success, and no person swipes the card unsuccessful.
After adopting the above scheme, it compared with prior art, the invention has the following advantages that while highly-safe, uses
Still convenient.
As an improvement, part or all in other four fingers in addition to thumb is pressed respectively in the several of 1 one side of ontology
A contact 3 perhaps on shading hole 4 and thumb is pressed on a contact 3 of 1 another side of ontology or shading hole 4, and pin not
It puts, in this way, being affectedly bashful naturally, meeting ergonomics, use is more convenient.
In order to solve the above technical problems, the present invention proposes that a kind of cloud dodges the application method for paying bank card,
It is configured coding gesture in other words, setting up procedure first are as follows: sharp certain gesture that press...withes one's finger streaks the one of ontology
Perhaps shading hole will sequentially cause contact or shading hole to become on state and formed sequentially when streaking for contact on a face
Pressure drop, thus formed one coding, aforesaid operations be it is one or many, when multiple, each time input coding should be unanimously
It could be arranged successfully, otherwise be arranged unsuccessful；
Swipe the card use process: at card swiping device, coding when by setting in other words streak in the respective face of ontology by gesture
Contact or shading hole, thus input correctly coding, can swipe the card success, and no person swipes the card unsuccessful.
After adopting the above scheme, compared with prior art, the invention has the following advantages that providing another application method,
While highly-safe, use is still convenient.
As an improvement, the setting function that cloud dodges pair bank card is opened using controlled plant, in this way, more before setting up procedure
Be conducive to the raising of safety.
Detailed description of the invention
Fig. 1 is that cloud of the present invention dodges the structural schematic diagram for paying the embodiment one of bank card.
Fig. 2 is that cloud of the present invention dodges the structural schematic diagram for paying the embodiment two of bank card.
Fig. 3 is that (dotted line indicates what gesture was streaked for the structural schematic diagram of the usage mode that Fig. 1 uses similar mobile phone gesture password
Path).
As shown in the figure, 1, ontology, 2, RFID module, 3, contact, 4, shading hole, 5, label.
Specific embodiment
The present invention is described in further detail below:
Cloud, which dodges a pair bank card, can be classified as non-contact IC card.
A kind of cloud of the present invention, which dodges, pays bank card, including ontology 1, and ontology 1 is equipped with RFID module 2, and ontology 1 is equipped with for controlling
Whether RFID module 2 sends the gesture password operation module of payment related information, the gesture password operation module to card swiping device
It is electrically connected with RFID module 2.
RFID module 2 is the component part of RFID system, by the prior art it is found that RFID system is a kind of simple wireless
System, it is general only there are two types of basic device, the system for controlling, detection and tracking object.System is answered by challenger and very much
Answer device composition.One RFID module 2 is equivalent to a transponder, that is to say, that a Zhang Yun dodges a pair bank card and is equivalent to one
A transponder, and challenger can be understood as card swiping device.
RFID module 2 has the structure of transponder, i.e., is made of antenna, coupling element and chip, in this example, gesture password
Operation module is electrically connected with RFID module 2 refers to that gesture password operation module is electrically connected with chip.
A kind of cloud of the present invention, which dodges pair bank card, to increase hand to RFID chip by realizing based on existing RFID technique
The signal of gesture cryptographic operation module inputs.
Gesture password operation module includes multiple contacts 3, and each contact 3 is electrically connected with RFID module 2 respectively, i.e. RFID core
On piece has the pin of access gesture password operation module, these pins and contact 3 correspond, when user is pinched with finger
When contact 3, then the pin of contact 3 is pinched because being switched on since human body has the characteristics that conduction, so being low-voltage, shape
At 0 signal, otherwise do not turn on, be exactly 1 signal, therefore the voltage change at pin can be changed into 0,1 digital signal, 0,1 two into
The combination of system then forms coding, and only when swiping the card, the coding of input is correct, and RFID module 2 just can send branch to card swiping device
Relevant information is paid, due to being the processing of electronic information, so speed is very fast.And the setting to coding, silver can be placed on
When row opens card, on controlled reader, corresponding contacts 3 is pinched by user and form a coding, this code storage is in RFID
It in module 2, later, swipes the card every time, requires user and pinch one coding of the formation of corresponding contacts 3, if when this coding is with setting
Coding it is consistent, then RFID module 2 to card swiping device send payment related information, otherwise do not send.Certainly, RFID module 2
Further calculation process can be done to the coding of input, thus improve information confidentiality and it is degeneration-resistant to decode property.
Gesture password operation module can also be Photoinduction type, such as including multiple shading holes 4, be all provided in each shading hole 4
There is light-sensitive element, each light-sensitive element is electrically connected with RFID module 2.
Each contact 3 or each 4 position of shading hole are equipped with label 5, in this way, can facilitate memory, are more advantageous to use.
Each contact 3 uses electrically conductive ink.
The front of ontology 1 is equipped with contact 3 or the back side is equipped with contact 3 or side is equipped with contact 3 or end face is equipped with
One or more of combination in contact 3.3 concrete shape of contact and position setting, so that premised on used time Energy and comfort.
A kind of cloud of the present invention, which dodges a pair bank card, so to be used, and be configured coding gesture in other words first, generally exist
Setting is completed on controlled plant, that is, prestores a coding, this encodes a corresponding gesture, for example is dodged with a hand by this Zhang Yun
Pay bank card, the specific way of holding something are as follows: other four fingers in addition to thumb press respectively ontology 1 it is positive label be, 2,3,
6 these contacts 3 perhaps on shading hole 4 and thumb to press the label at 1 back side of ontology be this contact 3 or shading hole 4
On, it pins not put to be formed and is naturally affectedly bashful state, therefore just form a coding, after the completion of first time, then repeat in this way
It pinches once, matches twice, then success is set.When paying bank card using cloud sudden strain of a muscle, user should pinch card side by above-mentioned when swiping the card
Formula pinches corresponding contacts 3 or shading hole 4 and pinches and do not put, otherwise can not brush success.
A kind of cloud of the present invention, which dodges a pair bank card, so to be used, and be configured coding gesture in other words first, generally
On the controlled device complete setting, that is, prestore a coding, this coding correspondence one gesture, such as streak corresponding contacts 3 or
Person's shading hole 4 will sequentially cause the reduction of respective pins voltage when streaking, to realize coding input, such operation is similar
In the gesture password being arranged on mobile phone, only it has been used in cloud disclosed by the invention and has dodged on pair bank card, such as: such as Fig. 3 institute
Show, the Z that uses gesture streaks corresponding contacts 3, then labeled as pin voltage corresponding to 1,2,3,5,7,8,9 these contacts 3 according to
Sequence reduces, therefore with regard to forming a coding, after the completion of first time, then repeats to pinch once in this way, matches twice, then success is arranged.
When paying bank card using cloud sudden strain of a muscle, otherwise user should can not brush success by above-mentioned gesture operation when swiping the card.
The above description is only a preferred embodiment of the present invention, thus it is all according to the configuration described in the scope of the patent application of the present invention,
The equivalent change or modification that feature and principle are done, is included in the scope of the patent application of the present invention.
Claims (10)
1. a kind of cloud, which dodges, pays bank card, including ontology (1), ontology (1) is equipped with RFID module (2), which is characterized in that ontology (1)
Equipped with for control RFID module (2) whether to card swiping device send payment related information gesture password operation module, the hand
Gesture cryptographic operation module is electrically connected with RFID module (2).
2. cloud according to claim 1, which dodges, pays bank card, which is characterized in that gesture password operation module includes multiple contacts
(3), each contact (3) is electrically connected with RFID module (2) respectively.
3. cloud according to claim 1, which dodges, pays bank card, which is characterized in that gesture password operation module includes multiple shadings
Hole (4), each shading hole (4) is interior to be equipped with light-sensitive element, and each light-sensitive element is electrically connected with RFID module (2).
4. cloud according to claim 2 or 3, which dodges, pays bank card, which is characterized in that each contact (3) or each shading hole (4)
Position is equipped with label (5).
5. cloud according to claim 2, which dodges, pays bank card, which is characterized in that each contact (3) uses electrically conductive ink.
6. cloud according to claim 2 or 5, which dodges, pays a bank card, which is characterized in that the front of ontology (1) be equipped with contact (3),
Or the back side is equipped with contact (3) or side is equipped with contact (3) or end face is equipped with group one or more of in contact (3)
It closes.
7. cloud described in claim 1 to 6 any one claim dodges the application method for paying bank card, which is characterized in that
Be configured coding gesture in other words, setting up procedure first are as follows: benefit press...with one's finger ontology (1) contact (3) or hide
On unthreaded hole (4), and to pin and do not put, the contact (3) or shading hole (4) pinned then are on state and form pressure drop, this
Sample just forms a coding, aforesaid operations be it is one or many, when multiple, each coding inputted, which is should be, could be unanimously arranged
Success, is otherwise arranged unsuccessful；
Swipe the card use process: at card swiping device, gesture pins corresponding contacts (3) or shading to coding when by setting in other words
Hole (4), and pin and do not put, so that input correctly encodes, can swipe the card success, and no person swipes the card unsuccessful.
8. application method according to claim 7, which is characterized in that a part of in other four fingers in addition to thumb
Or all press on several contacts (3) or shading hole (4) of ontology (1) one side respectively, and thumb is by another in ontology (1)
On one contact (3) in face or shading hole (4), and pins and do not put.
9. cloud described in claim 1 to 6 any one claim dodges the application method for paying bank card, which is characterized in that
It is configured coding gesture in other words, setting up procedure first are as follows: benefit certain gesture that press...withes one's finger streaks one of ontology (1)
Contact (3) on face perhaps shading hole (4) will sequentially cause contact (3) or shading hole (4) to become on state when streaking
And formed sequentially pressure drop, thus formed one coding, aforesaid operations be it is one or many, when multiple, each time input coding
Shoulding be could be unanimously arranged successfully, otherwise be arranged unsuccessful；
Swipe the card use process: at card swiping device, coding when by setting in other words streak in the respective face of ontology (1) by gesture
Contact (3) or shading hole (4), so that input correctly encodes, can swipe the card success, and no person swipes the card unsuccessful.
10. the application method according to claim 7 or 9, which is characterized in that before setting up procedure, opened using controlled plant
Qi Yun dodges the setting function of paying bank card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910224691.6A CN110097357A (en) | 2019-03-23 | 2019-03-23 | Cloud, which dodges, pays bank card and application method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910224691.6A CN110097357A (en) | 2019-03-23 | 2019-03-23 | Cloud, which dodges, pays bank card and application method |
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| Publication Number | Publication Date |
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| CN110097357A true CN110097357A (en) | 2019-08-06 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201910224691.6A Pending CN110097357A (en) | 2019-03-23 | 2019-03-23 | Cloud, which dodges, pays bank card and application method |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111695912A (en) * | 2020-06-16 | 2020-09-22 | 英华达（上海）科技有限公司 | Smart card and verification method thereof |
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| CN111695912A (en) * | 2020-06-16 | 2020-09-22 | 英华达（上海）科技有限公司 | Smart card and verification method thereof |
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