Fee deduction treatment method, apparatus, electronic equipment and storage medium
Technical field
This specification is related to field of computer technology, in particular to a kind of fee deduction treatment method, apparatus, a kind of electronic equipment
And computer readable storage medium.
Background technique
With the development of internet insurance business, it is proposed the insurance coverage of class mutually processed on the market, in this insurance model
In, insured people can be added in this insurance business after reaching entry criteria as defined in this insurance model, the insurance model
Insured people illness or occurs accident and will be settled a claim during insurance business, and Claims Resolution money is shared by other insured people, passes through insurance
Company is withholdd or is paid the fees by other insured people in addition to being settled a claim.This insurance due to low with payment amount of money, by
The advantages that many scales are big, relatively more fair and just, favors by user.
Currently, raising the amount of money in the case where crowd raises and occurs to settle a claim case in project according to crowd and calculating total donation amount of money, pass through
The amount of money should be contributed by obtaining the participation number that current crowd raises in project and being determined every program member, calculate every project at
It is, in the case where appearance detains mistake and contributes the amount of money, to need manually to be situated between by the verification that manually exercises supervision when member contributes the amount of money
Enter, contributes the amount of money by manually stopping deducting.
However, the response time of this process is longer in the case where passing through manpower intervention and stopping deducting the donation amount of money,
Only by manually stopping deducting the donation amount of money, it is difficult influence caused by quickly controlling the wrong donation amount of money of button, largely shadow
Rung the degree of belief that project is raised crowd of program member.
Summary of the invention
In view of this, this specification embodiment provides a kind of fee deduction treatment method, apparatus, a kind of electronic equipment and calculating
Machine readable storage medium storing program for executing, to solve technological deficiency existing in the prior art.
According to this specification embodiment in a first aspect, providing a kind of fee deduction treatment method, comprising:
Obtain the application amount of money for including in the case details for claiming mutual aid money case in the project cycle in mutual assistance project;
The contribution quota for participating in the program member of the mutual assistance project is determined according to the application amount of money;
The operating status for detection module of deducting fees in the mutual assistance project is read, the operating status includes stopping to the item
What mesh member carried out that contribution quota deducts fees deduct fees closed state and deducting fees out of deducting fees of contribution quota is carried out to the program member
Open state;
In the case where the operating status of the detection module of deducting fees is to deduct fees open state, the contribution quota is carried out
Verification;
In the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to deduct fees and closes shape
State.
It is optionally, described that the contribution quota for participating in the program member of the mutual assistance project is determined according to the application amount of money,
Include:
By way of carrying out cumulative summation to whole application amount of money for claiming mutual aid money case in the project cycle
Calculate total application amount of money;
The ratio for calculating both described total total numbers of persons for claiming the amount of money and the program member, as the program member's
Contribution quota.
Optionally, it after the operating status step for reading detection module of deducting fees in the mutual assistance project executes, also wraps
It includes:
In the case where the operating status of the detection module of deducting fees deducts fees closed state for described in, by the detection of deducting fees
The operating status of module is updated to the open state of deducting fees from the closed state of deducting fees.
Optionally, described in the case where the operating status of the detection module of deducting fees is to deduct fees open state, to described
Contribution quota carries out after checking step execution, further includes:
In the case where checked result is errorless, from the payment account of the program member within the grace period of the mutual assistance project
The contribution quota is deducted in family;
It is deducted in successful situation in the payment account of the program member for the contribution quota, increases the item
The credit score of mesh member;
In the case where deducting failure for the contribution quota in the payment account of the program member, detect whether to surpass
Spend the grace period of the mutual assistance project;
If so, the program member that clears up and discharges in the mutual assistance project, and reduce the credit of the program member
Integral;
If it is not, returning, execution is described to detain from the payment account of the program member within the grace period of the mutual assistance project
Except the contribution quota step.
Optionally, it is claimed in the project cycle obtained in mutual assistance project in the case details of mutual aid money case and includes
Amount of money step is claimed, it is described to determine that the contribution quota for participating in the program member of the mutual assistance project walks according to the application amount of money
Suddenly and the operating status step for reading detection module of deducting fees in the mutual assistance project, executed in link of deducting fees;
Also, in the verification link independently of the link of deducting fees, the fortune in the detection module of deducting fees is executed
In the case that row state is the open state of deducting fees, checking step is carried out to the contribution quota.
Optionally, described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
The result of verification failure is synchronized to the link of deducting fees in the verification link;
The operating status by the detection module of deducting fees is executed in the link of deducting fees is updated to the pass of deducting fees
Closed state.
Optionally, the contribution quota, including at least one of following:
Every contribution quota, period contribution quota, total contribution quota.
It is optionally, described that the contribution quota is checked, comprising:
Increment verification is carried out to the period contribution quota in set time period;
If increment checked result is to carry out in the case that the period contribution quota is wrong to every contribution quota
Verification;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of every contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
It is optionally, described that the contribution quota is checked, comprising:
Total contribution quota is checked;
If checked result is to check in the case that total contribution quota is wrong every contribution quota;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of every contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
It is optionally, described that the contribution quota is checked, comprising:
Total contribution quota is checked;
If checked result is in the case that total contribution quota is wrong, to described to described in set time period
Period contribution quota carries out increment verification;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of the period contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
It is optionally, described that the contribution quota is checked, comprising:
Full dose verification is carried out to total contribution quota in the project cycle;
If full dose checked result is in the case that total contribution quota is wrong, to the institute in the set time period
It states period contribution quota and carries out increment verification;
If increment checked result is to carry out in the case that the period contribution quota is wrong to every contribution quota
Verification;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of every contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
Optionally, described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
After closed state step of deducting fees executes, further includes:
Whether wrong detect total application amount of money;
If errorless, detection participates in the total number of persons of the program member of the mutual assistance project within the project cycle;
If wrong, the described total of whole application amount of money for claiming mutual aid money case in the project cycle is recalculated
Claim the amount of money.
According to the second aspect of this specification embodiment, a kind of fee deduction treatment device is provided, comprising:
Module is obtained, is configured as obtaining in the case details for claiming mutual aid money case in the project cycle in mutual assistance project
The application amount of money for including;
Determining module is configured as determining sharing for the program member for participating in the mutual assistance project according to the application amount of money
The amount of money;
Read module is configured as reading the operating status of detection module of deducting fees in the mutual assistance project, the operation shape
State includes stopping carrying out the program member that contribution quota deducts fees deducts fees and closed state and divide the program member
The open state of deducting fees that the booth amount of money is deducted fees;
Module is checked, is configured as in the case where the operating status of the detection module of deducting fees is to deduct fees open state,
The contribution quota is checked;
Update module is configured as in the case where checked result is wrong, by the operating status of the detection module of deducting fees
It is updated to closed state of deducting fees.
According to the third aspect of this specification embodiment, a kind of electronic equipment is provided, comprising:
Memory and processor;
For the memory for storing computer executable instructions, the processor is executable for executing the computer
Instruction:
Obtain the application amount of money for including in the case details for claiming mutual aid money case in the project cycle in mutual assistance project;
The contribution quota for participating in the program member of the mutual assistance project is determined according to the application amount of money;
The operating status for detection module of deducting fees in the mutual assistance project is read, the operating status includes stopping to the item
What mesh member carried out that contribution quota deducts fees deduct fees closed state and deducting fees out of deducting fees of contribution quota is carried out to the program member
Open state;
In the case where the operating status of the detection module of deducting fees is to deduct fees open state, the contribution quota is carried out
Verification;
In the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to deduct fees and closes shape
State.
According to the fourth aspect of this specification embodiment, a kind of computer readable storage medium is provided, is stored with meter
Calculation machine executable instruction, when which is executed by processor the step of fee deduction treatment described in realization any one.
Compared with prior art, the application has the advantages that
This specification provides a kind of fee deduction treatment method, comprising: obtains and claims mutual assistance in the project cycle in mutual assistance project
The application amount of money for including in the case details of golden case;Determined according to the application amount of money participate in the project of the mutual assistance project at
The contribution quota of member;The operating status for detection module of deducting fees in the mutual assistance project is read, the operating status includes stopping pair
What the program member carried out that contribution quota deducts fees deduct fees closed state and what contribution quota was deducted fees is carried out to the program member
It deducts fees open state;In the case where the operating status of the detection module of deducting fees is to deduct fees open state, share gold to described
Volume is checked;In the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to closing of deducting fees
State.
The fee deduction treatment method that this specification provides carries out the contribution quota by detection module of deducting fees described in increase
Verification is realized in the case where contribution quota button is wrong, can influence to be controlled caused by quick make-up mistake contribution quota,
Stop the process being deducted to the contribution quota, avoiding the program member reduces the degree of belief of the mutual assistance project
Possibility a possibility that reducing the button wrong contribution quota, improve described and by checking the contribution quota
The experience sense of program member.
Detailed description of the invention
Fig. 1 is the flow chart for the fee deduction treatment method that this specification one or more embodiment provides;
Fig. 2 is the flow chart for the fee deduction treatment method that this specification one or more embodiment provides;
Fig. 3 is the structural schematic diagram for the fee deduction treatment device that this specification one or more embodiment provides;
Fig. 4 is the structural block diagram for the electronic equipment that this specification one or more embodiment provides.
Specific embodiment
Many details are explained in the following description in order to fully understand the application.But the application can be with
Much it is different from other way described herein to implement, those skilled in the art can be without prejudice to the application intension the case where
Under do similar popularization, therefore the application is not limited by following public specific implementation.
The term used in this specification one or more embodiment be only merely for for the purpose of describing particular embodiments,
It is not intended to be limiting this specification one or more embodiment.In this specification one or more embodiment and appended claims
The "an" of singular used in book, " described " and "the" are also intended to including most forms, unless context is clearly
Indicate other meanings.It is also understood that term "and/or" used in this specification one or more embodiment refers to and includes
One or more associated any or all of project listed may combine.
It will be appreciated that though may be retouched using term first, second etc. in this specification one or more embodiment
Various information are stated, but these information should not necessarily be limited by these terms.These terms are only used to for same type of information being distinguished from each other
It opens.For example, first can also be referred to as second, class in the case where not departing from this specification one or more scope of embodiments
As, second can also be referred to as first.Depending on context, word as used in this " if " can be construed to
" ... when " or " when ... " or " in response to determination ".
Firstly, being explained to one or more vocabularies of terms for implementing to be related to of the invention.
Mutual insurance: unit or individual with homogeneity risk guarantee demand become member by settling a bargain, and pay
Premium forms mutual fund, and the loss caused by being occurred by accident of the fund to contract engagement is born the responsibility to pay compensation, or is worked as
Insurant's die, injured or disabled, suffer diseases or while reaching the conditions such as the age of contract engagement, time limit, undertake payment insurance money responsibility
Insurance activity.
Share: due to the post-paid characteristic of mutual insurance, each issue of premium that should share of each user is needed through a system
The complicated calculating of column generates.This calculating process relies on multi-party data source, such as: share number, Claims Resolution caseload, every
The amount for which loss settled and history of a Claims Resolution case share surplus etc..
Post-paid: the premium of traditional insurance is collected in advance, and price is that premium actuary is shifted to an earlier date by various data
It calculates.Post-paid system refer to user when insuring without paying premium, after Claims Resolution case occurs for insurant into
The insurance that row is collected.
In this application, a kind of fee deduction treatment method, apparatus, a kind of electronic equipment and computer-readable storage medium are provided
Matter is described in detail one by one in the following embodiments.
Fig. 1 shows the flow chart of the fee deduction treatment method according to one embodiment of this specification, including step 102 is to step
110。
Step 102: obtaining the Shen for including in the case details for claiming mutual aid money case in the project cycle in mutual assistance project
Lead the amount of money.
Specifically, the mutual assistance project can be crowd and raise project or mutual insurance project, using the mutual assistance project as mutual assistance
For insurance coverage, the project cycle is described: in mutual insurance project, the project cycle can be with one month or
The case of the primary mutual insurance project of progress for the time cycle in two months handles the time;The application mutual aid money case can
Think the Related Cases for needing that mutual aid money is provided case associated member;Comprising claiming the amount of money in the case details, also wrap
Situation is audited containing case and claims amount of money removal time.
In practical applications, it obtains in the case details for claiming mutual aid money case in the project cycle in mutual assistance project and includes
The application amount of money, can be obtain claim mutual aid money case case details in include total application amount of money.
It is detailed by the case for obtaining the application mutual aid money case in the project cycle in this specification one or more embodiment
The application amount of money for including in feelings can contribute to the corresponding platform of mutual assistance project and calculate the amount of money is claimed, ensure that Shen
The accuracy for leading the amount of money to calculate.
Step 104: the contribution quota for participating in the program member of the mutual assistance project is determined according to the application amount of money.
Specifically, the application amount of money of above-mentioned acquisition is to calculate the program member participated in the mutual assistance project
Contribution quota, the contribution quota are the gold for participating in the program member of mutual assistance project and sharing the application mutual aid money case of generation
Volume, the contribution quota may include at least one of following, every contribution quota, period contribution quota, total contribution quota.
In this specification one or more embodiment, described determined according to the application amount of money participates in the mutual assistance project
The contribution quota of program member, comprising:
By way of carrying out cumulative summation to whole application amount of money for claiming mutual aid money case in the project cycle
Calculate total application amount of money;
The ratio for calculating both described total total numbers of persons for claiming the amount of money and the program member, as the program member's
Contribution quota.
When it is implemented, whole application amount of money for claiming mutual aid money case in the project cycle that will acquire carry out cumulative ask
It is total application amount of money that program member should share in the project cycle with, summed result, will always claims the amount of money and participate in mutual assistance item
Purpose total number of persons carries out making ratio, makees the amount of money that should share than result for every program member.
In addition to this, calculating to contribution quota for convenience, can by claim the program member of mutual aid money to itself
Contribution quota is also shared so that it is convenient in the case where the program member for participating in mutual assistance project is excessive to contribution quota
It calculates, specifically to the calculation of the contribution quota of the situation, can be adjusted according to practical application, this specification is herein
It is not limited in any way.
In practical applications, by taking the project cycle is one month as an example, determine that participation is described mutually to according to the application amount of money
The contribution quota of the program member of project is helped to be described, wherein in mutual assistance project, the program member for participating in mutual assistance project has
One million people, the application mutual aid money case in one month have ten, and the application amount of money of every application mutual aid money case is 100,000
Member is 1,000,000 yuan according to the total application amount of money determined within this month is calculated, calculates total ratio for claiming the amount of money and program member,
The contribution quota for determining every program member is 0.1 yuan.
In this specification one or more embodiment, by calculating total application in the project cycle with the method for cumulative summation
The amount of money, and total program member for claiming the amount of money and participating in mutual assistance project is made into ratio, the contribution quota of every program member is calculated, it is real
The contribution quota for fast, easily calculating every program member is showed.
Step 106: reading the operating status for detection module of deducting fees in the mutual assistance project, the operating status includes stopping
To the program member carry out contribution quota deduct fees deduct fees closed state and to the program member carry out contribution quota deduct fees
Open state of deducting fees.
Specifically, total application amount of money in the project cycle is calculated above by the method for cumulative summation, and calculates total claim
The ratio of both the amount of money and program member, are determined as contribution quota for ratio, and after this, reading is deducted fees detection module, described
Detection module of deducting fees is used for when the contribution quota to program member deducts, and whether detection contribution quota can be wrong by button.
If detection module of deducting fees detects the contribution quota of program member there is a situation where button mistake, detection module of deducting fees will
Stop carrying out contribution quota deduction to program member at the first time;If detection module of deducting fees detects the contribution quota of program member
It is wrong that there is a situation where buttons, then detection module of deducting fees keeps open state of deducting fees, and continues to test point of sundry item member
Spread out the amount of money.
In this specification one or more embodiment, the operation shape for reading detection module of deducting fees in the mutual assistance project
After state step executes, further includes:
In the case where the operating status of the detection module of deducting fees deducts fees closed state for described in, by the detection of deducting fees
The operating status of module is updated to the open state of deducting fees from the closed state of deducting fees.
When it is implemented, the default operating condition of the detection module of deducting fees is open state of deducting fees, it is former other occur
When detection module of deducting fees because caused by is closed, reason can be solved by way of manpower intervention, that will deduct fees, detection module is opened
It opens, wherein the reason of detecting mould closing of causing to deduct fees may be the reasons such as computer glitch or program operation crash.
In practical applications, still by taking the above-mentioned project cycle is one month as an example, to inspection of deducting fees in the reading mutual assistance project
The operating status for surveying module is described, wherein in mutual assistance project, the contribution quota of every program member is 0.1 yuan, is read
Detection module operating status of deducting fees further is checked in subsequent treatment process according to the operating status for detection module of deducting fees
Whether the contribution quota of program member will appear the wrong situation of button.
In this specification one or more embodiment, by increasing detection module of deducting fees, to the contribution quota of program member
Checked, in the case where occurring detaining wrong contribution quota, detection module of deducting fees can stop at the first time to program member into
Row contribution quota is deducted fees, and is reduced the influence widened possibility in face caused by the wrong bothersome part of button, is avoided program member to mutual assistance
The reduction that project is trusted.
Step 108: in the case where the operating status of the detection module of deducting fees is to deduct fees open state, sharing described
The amount of money is checked.
Specifically, it deducts fees described in reading the operating status of detection module, is in the operating status of the detection module of deducting fees
In the case where open state of deducting fees, the contribution quota of program member is checked.
If thening follow the steps 110 in the case where wrong to contribution quota verification.
If in the case where to the contribution quota confirmation, preferably within the grace period of the mutual assistance project from
The contribution quota is deducted in the payment account of the program member;
It is deducted in successful situation in the payment account of the program member for the contribution quota, increases the item
The credit score of mesh member;
In the case where deducting failure for the contribution quota in the payment account of the program member, detect whether to surpass
Spend the grace period of the mutual assistance project;
If so, the program member that clears up and discharges in the mutual assistance project, and reduce the credit of the program member
Integral;
If it is not, returning, execution is described to detain from the payment account of the program member within the grace period of the mutual assistance project
Except the contribution quota step.
Specifically, the credit score can be the mutual assistance member in the credit product of the corresponding platform account of mutual assistance project
Point, the credit score can influence program member and use the permission in mutual assistance project platform account, the permission specifically influenced
It can be set according to practical application, for example, credit score threshold value can be set, be more than or equal to credit score in credit score
In the case where threshold value, program member can obtain 5 permissions in the corresponding platform of mutual assistance project, in credit score less than credit product
In the case where dividing threshold value, program member can obtain 3 permissions in the corresponding platform of mutual assistance project.
Specifically, the grace period of the mutual assistance project can be set according to practical application, in practical applications, because
The program member for claiming mutual aid money case claims the amount of money there may be this pen is badly in need of, and the time that the grace period sets can be use up
Amount wants short, can be 3 days, 5 days or 7 days, if the overlong time of grace period setting, may influence program member and most preferably need to claim
The grace period of the time of the amount of money, specific mutual assistance project can be set according to application scenarios, this explanation is not made any herein
It limits.
In practical applications, by the grace period of mutual assistance project be 7 days for, within the grace period of the mutual assistance project from
It deducts the contribution quota in the payment account of the program member to be described, wherein program member A and program member B are equal
Mutual assistance project is participated in, in the case where occurring to claim mutual aid money case, contribution quota is deducted to program member A and program member B.
It is deducted in successful situation in the payment account of program member A for contribution quota, increases program member A mutual
Project is helped to correspond to the credit score in platform.
In the case where deducting failure for the booth amount of money in the payment account of program member B, detection project member B is sharing
The amount of money deduct at the beginning of to current time whether be more than 7 days;If so, the program member B that clears up and discharges in mutual assistance project, and
Reduce the credit score that program member B corresponds to platform in mutual assistance project;If it is not, then continuing in the payment account of program member B
It is deducted for contribution quota.
In this specification one or more embodiment, link of deducting fees executes step 102 to step 106, checks link and executes
Step 108, the link of deducting fees is run independently of each other with the verification link, is avoided and is shared gold in deduction on chain road of deducting fees
Volume, verification contribution quota has an impact between the two on verification link.
It, can by checking on verification chain road the contribution quota in this specification one or more embodiment
To check contribution quota in the case where not influencing to deduct fees link operation, deduct fees link and verification link synchronization execution
Above-mentioned steps improve the efficiency of verification contribution quota.
Step 110: in the case where checked result is wrong, the operating status of the detection module of deducting fees being updated to deduct fees
Closed state.
Specifically, in the case where deducting fees detection module operating status above by reading as open state of deducting fees, to project
The contribution quota of member is checked, and in the case where contribution quota verification is wrong, the detection module operating status that will deduct fees updates
For closed state of deducting fees, stop deducting fees to program member's progress contribution quota.
When it is implemented, can be by the way that the result of verification failure be synchronized to the chain of deducting fees in the verification link
Road;The operating status by the detection module of deducting fees is executed in the link of deducting fees be updated to described deduct fees close shape
State.
Preferably, the method being in communication with each other of link and the verification link therebetween of deducting fees can pass through wait
(waiting)/notify (notice) or CountDownlatch (synchronization means class) realizes that concrete methods of realizing can be according to reality
Application scenarios are set, and this specification is not limited in any way herein.
It is described in the case where checked result is wrong in this specification one or more embodiment, by the detection of deducting fees
The operating status of module is updated to deduct fees after closed state step executes, further includes:
Whether wrong detect total application amount of money;
If errorless, detection participates in the total number of persons of the program member of the mutual assistance project within the project cycle;
If wrong, the described total of whole application amount of money for claiming mutual aid money case in the project cycle is recalculated
Claim the amount of money.
Specifically, whether wrong total application amount of money is detected, if errorless, detection is within the project cycle described in participation
The total number of persons of the program member of mutual assistance project whether there is problem, for example, participating in mutual assistance project at the time started project cycle
Program member's number be 100,000 people, joined 10,000 people, the program member in the project cycle at this time again during the project cycle
For 110,000 people, if this ten thousand people being newly added also shares total contribution quota in the project cycle, program member
Contribution quota mistake will occur, the possibility for detaining wrong contribution quota occurs.If wrong, recalculate in the project cycle
The total application amount of money for all claiming the application amount of money of mutual aid money case, for example, sharing gold to every within the project cycle
When volume carries out cumulative summation, appearance summation mistake will lead to total amount of money that claims and go wrong, recalculates total application amount of money i.e.
It can.
In this specification one or more embodiment, total application gold in the project cycle is calculated by the method for cumulative summation
Volume, and total ratio between the two for claiming the amount of money and participating in program member's total number of persons is calculated, determine point of every program member
The amount of money is spread out, the calculating quickly to contribution quota is realized, by increasing detection module of deducting fees on verification chain road, to every point
The case where booth amount of money is checked, and contribution quota verification fault is reduced reduces in the case where contribution quota is checked and made mistakes,
The event for occurring to detain wrong contribution quota quickly make-up mistake can also share gold even if the case where button mistake contribution quota has occurred
The event of volume is controlled, and the influence face for detaining wrong contribution quota event is reduced.
The contribution quota of the program member is checked according in the fee deduction treatment method of one embodiment of this specification,
Preferably, the contribution quota of the program member described in fee deduction treatment method include every contribution quota, it is period contribution quota, total
In the case where contribution quota, the step of contribution quota of the program member is checked, including step 1 is to step 6.
Step 1: the operating status for reading detection module of deducting fees is open state of deducting fees.
Step 2: full dose verification is carried out to total contribution quota in the project cycle;If full dose checked result is always shared to be described
In the case that the amount of money is wrong, 3 are thened follow the steps;If full dose checked result is to hold in the case that total contribution quota is errorless
Row step 5.
Specifically, the total number of packages for claiming mutual aid money case is determined within the project cycle, and determines the application mutual assistance of total number of packages
Total application amount of money of golden case, by calculating total application amount of money of the application mutual aid money case of total number of packages and participating in mutual assistance project
The ratio of program member determines total contribution quota that every program member within the project cycle should share.The full dose core
To the total contribution quota that can be understood as by every program member within the project cycle with it is calculated total by the above process
The process that contribution quota is checked.
Step 3: increment verification is carried out to the period contribution quota in set time period;If increment checked result is described
In the case that period contribution quota is wrong, 4 are thened follow the steps.
Preferably, if increment checked result is to illustrate in the case that the period contribution quota is errorless having checked
After stating period contribution quota, cumulative summation is carried out to the period contribution quota in the project cycle and determines total contribution quota, is being checked
In the case where total contribution quota, there is the case where verification fault, then total contribution quota can be checked again, again
Check total contribution quota and checked result it is errorless in the case where, then follow the steps 5.
Specifically, above-mentioned in the case where full dose checked result is that total contribution quota is wrong, to set time period
Interior period contribution quota carries out increment verification, and the period contribution quota in set time period carries out increment verification can
To be to check the period contribution quota in the set time period every set time period, for example, set time period is 2
It, then every verification in 2 days, once whether the contribution quota in 2 days was wrong, carried out subsequent processing according to checked result.
When it is implemented, the set time period is less than the project cycle, facilitate within the project cycle in this way
A possibility that verification is made mistakes can be reduced by the verification of period contribution quota at least twice.
Step 4: every contribution quota is checked;If checked result is the wrong situation of every contribution quota
Under, then follow the steps 6.
Preferably, if checked result be every contribution quota it is errorless in the case where, illustrate checked it is described often
After contribution quota, cumulative sum is carried out to every contribution quota in set time period and determines period contribution quota, in core
In the case where to period contribution quota, there is the case where verification fault, then period contribution quota can be checked again,
In the case where simultaneously checked result is errorless for verification period contribution quota again, 5 are thened follow the steps.
Specifically, above-mentioned in the case where increment checked result is that the period contribution quota is wrong, share gold to every
Volume is checked, and in the case where the verification of period contribution quota is wrong, is preferably checked every contribution quota, it may be possible to
When every contribution quota carries out cumulative summation, there is careless mistake.
It in addition to this, can also be to small in the case where determining increment checked result is that the period contribution quota is wrong
When rank contribution quota carry out increment verification, can the more careful contribution quota in each audit process carry out core
It is right, accelerate the reason of lookup verification goes wrong.
Step 5: being deducted in the payment account of program member for contribution quota.
Specifically, in the case where determining the contribution quota confirmation to the program member, in the program member
Payment account in be deducted for the contribution quota.
When it is implemented, the payment account of the program member can be when program member applies that mutual assistance project is added, it will
The payment account of program member and the account of mutual assistance project platform are bound, and by the authorization of program member, may be implemented
In the case where determining that contribution quota is errorless, the contribution quota in the project cycle is deducted.
Step 6: the operating status for detection module of deducting fees is updated to closed state of deducting fees.
Specifically, in the case where detecting that verification is wrong, the operating status for detection module of deducting fees is updated at the first time
For closed state of deducting fees, the influence extension for occurring to detain wrong contribution quota is avoided.
When it is implemented, can also be preferably the wrong situation of total contribution quota in the full dose checked result
Under, every contribution quota is checked;In the case where the full dose checked result is that total contribution quota is errorless,
It is deducted in the payment account of program member for total contribution quota;If the checked result of every contribution quota is wrong
In the case where, the operating status of the detection module of deducting fees is updated to the closed state of deducting fees.
Preferably, increment verification can also be carried out to the period contribution quota in set time period;If increment core
It is then to be checked every contribution quota in the case that the period contribution quota is wrong to result;If every described
In the case that the checked result of contribution quota is wrong, the operating status of the detection module of deducting fees is updated to the closing of deducting fees
State.
Preferably, total contribution quota can also be checked;If checked result is that total contribution quota is wrong
In the case where, then increment verification is carried out to the period contribution quota in set time period;If the period point
In the case that the checked result of the booth amount of money is wrong, the operating status of the detection module of deducting fees is updated to described deduct fees and closes shape
State.
In practical applications, it can be carried out setting specific checking step according to above-mentioned preferred method, this explanation is herein
It is not limited in any way.
In this specification one or more embodiment, by carrying out full dose core to total contribution quota in detection module of deducting fees
It is right, increment verification is carried out to period contribution quota, and check every contribution quota, can accomplish quickly to check
Where is wrong problem appearance, while checking by multiple contribution quota, has accomplished more safe verification point
The amount of money is spread out, reduces and checks wrong situation generation.
Following combination attached drawings 2, by taking application of the fee deduction treatment method that this specification provides in mutual insurance project as an example,
The fee deduction treatment method is further described.Wherein, specific steps include step 202 to step 214.
Step 202: obtaining in the project cycle in mutual insurance project and always claim the amount of money.
Specifically, in mutual insurance project, it was the project cycle with one month, participates in mutual insurance in the deduction period
The contribution quota of program member in project.
Step 204: being identified project the contribution quota of member according to total amount of money that claims.
Specifically, the contribution quota of program member can be determined according to the calculation method in above-mentioned fee deduction treatment method,
This is not being repeated.
Step 206: reading the operating status of the detection module of deducting fees in mutual insurance project;If operating status is to deduct fees out
State is opened, thens follow the steps 210;If operating status is closed state of deducting fees, 208 are thened follow the steps.
Step 208: the operating status for detection module of deducting fees being adjusted to open state of deducting fees by way of manpower intervention.
Step 210: the contribution quota of program member is checked;If checked result is to check the errorless feelings of contribution quota
Condition thens follow the steps 212;If checked result is to check the wrong situation of contribution quota, 214 are thened follow the steps.
Step 212: the contribution quota in the payment account of program member in the deduction period.
Step 214: the operating status for detection module of deducting fees being updated to closed state of deducting fees, stops paying the fees to program member
Contribution quota in account is deducted.
In this specification one or more embodiment, by increasing detection module of deducting fees, contribution quota is checked, is subtracted
It reduces in the case where contribution quota is checked and made mistakes the case where having lacked contribution quota verification fault, occurs to detain wrong contribution quota
Event, even if the case where button wrong contribution quota has occurred, can also the event of quick make-up mistake contribution quota controlled,
Reduce the influence face for detaining wrong contribution quota event.
Corresponding with above method embodiment, this specification additionally provides fee deduction treatment Installation practice, and Fig. 3 shows this
The structural schematic diagram of the fee deduction treatment device of specification one embodiment.As shown in figure 3, the device includes:
Module 302 is obtained, the case for being configured as obtaining application mutual aid money case in the project cycle in mutual assistance project is detailed
The application amount of money for including in feelings;
Determining module 304 is configured as determining the program member's for participating in the mutual assistance project according to the application amount of money
Contribution quota;
Read module 306 is configured as reading the operating status of detection module of deducting fees in the mutual assistance project, the operation
State include stop to the program member carry out contribution quota deduct fees deduct fees closed state and to the program member carry out
Open state that contribution quota was deducted fees deduct fees;
Module 308 is checked, is configured as the case where the operating status of the detection module of deducting fees is to deduct fees open state
Under, the contribution quota is checked;
Update module 310 is configured as in the case where checked result is wrong, by the operation shape of the detection module of deducting fees
State is updated to closed state of deducting fees.
In an optional embodiment, the determining module 304 includes:
First computing unit is configured as by whole application gold for claiming mutual aid money case in the project cycle
The mode that volume carries out cumulative summation calculates total application amount of money;
Second computing unit is configured as calculating the ratio of both described total total numbers of persons for claiming the amount of money and the program member
Value, the contribution quota as the program member.
In an optional embodiment, the read module 306 is configured to:
In the case where the operating status of the detection module of deducting fees deducts fees closed state for described in, by the detection of deducting fees
The operating status of module is updated to the open state of deducting fees from the closed state of deducting fees.
In an optional embodiment, the verification module 308 includes:
Unit is deducted, is configured as in the case where checked result is errorless, from institute within the grace period of the mutual assistance project
It states in the payment account of program member and deducts the contribution quota;
Adding unit is configured as in the payment account of the program member deducting for the contribution quota successful
In the case of, increase the credit score of the program member;
First detection unit is configured as in the payment account of the program member deducting for the contribution quota and lose
In the case where losing, the grace period more than the mutual assistance project is detected whether;
Unit is reduced, is configured as if so, the program member that clears up and discharges in the mutual assistance project, and reduce the item
The credit score of mesh member;
Return unit, be configured as if it is not, return execution it is described within the grace period of the mutual assistance project from the project
The contribution quota step is deducted in the payment account of member.
In an optional embodiment, the case of mutual aid money case is claimed in the project cycle obtained in mutual assistance project
The application amount of money step for including in details, it is described to determine the program member's for participating in the mutual assistance project according to the application amount of money
Contribution quota step and the operating status step for reading detection module of deducting fees in the mutual assistance project, in link of deducting fees
Middle execution;
Also, in the verification link independently of the link of deducting fees, the fortune in the detection module of deducting fees is executed
In the case that row state is the open state of deducting fees, checking step is carried out to the contribution quota.
In an optional embodiment, the update module 310 includes:
Synchronization unit is configured as that the result of verification failure is synchronized to the link of deducting fees in the verification link;
Updating unit is configured as executing the operating status by the detection module of deducting fees in the link of deducting fees
It is updated to the closed state of deducting fees.
In an optional embodiment, the contribution quota, including at least one of following: every contribution quota, period point
Spread out the amount of money, total contribution quota.
In an optional embodiment, the verification module 308 is configured to:
Increment verification is carried out to the period contribution quota in set time period;
If increment checked result is to carry out in the case that the period contribution quota is wrong to every contribution quota
Verification;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising: if in the case that the checked result of every contribution quota is wrong, by the detection module of deducting fees
Operating status be updated to the closed state of deducting fees.
In an optional embodiment, the verification module 308 is configured to:
Total contribution quota is checked;
If checked result is to check in the case that total contribution quota is wrong every contribution quota;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of every contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
In an optional embodiment, the verification module 308 is configured to:
Total contribution quota is checked;
If checked result is in the case that total contribution quota is wrong, to described to described in set time period
Period contribution quota carries out increment verification;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of the period contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
In an optional embodiment, the verification module 308 is configured to:
Full dose verification is carried out to total contribution quota in the project cycle;
If full dose checked result is in the case that total contribution quota is wrong, to the institute in the set time period
It states period contribution quota and carries out increment verification;
If increment checked result is to carry out in the case that the period contribution quota is wrong to every contribution quota
Verification;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of every contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
In an optional embodiment, the update module 310 includes:
Whether second detection unit is configured as detecting total application amount of money wrong;
Third detection unit, if being configured as errorless, detection participates in the item of the mutual assistance project within the project cycle
The total number of persons of mesh member;
Third computing unit, if being configured as wrong, that recalculates in the project cycle whole claims mutual aid money
Total application amount of money of the application amount of money of case.
In an optional embodiment, total application amount of money in the project cycle is calculated by the method for cumulative summation, and count
Total ratio between the two for claiming the amount of money and participating in program member's total number of persons is calculated, determines the contribution quota of every program member,
The calculating quickly to contribution quota is realized, by increasing detection module of deducting fees on verification chain road, to every contribution quota
The case where being checked, reducing contribution quota verification fault reduces in the case where contribution quota is checked and made mistakes, detains
The event of wrong contribution quota, even if the case where button wrong contribution quota has occurred, can also quick make-up mistake contribution quota thing
Part is controlled, and the influence face for detaining wrong contribution quota event is reduced.
A kind of exemplary scheme of above-mentioned fee deduction treatment device for the present embodiment.It should be noted that the fee deduction treatment
The technical solution of the technical solution of device and above-mentioned fee deduction treatment method belongs to same design, the technical side of fee deduction treatment device
The detail content that case is not described in detail may refer to the description of the technical solution of above-mentioned fee deduction treatment method.
Fig. 4 shows the structural block diagram of the electronic equipment 400 according to one embodiment of this specification.The electronic equipment 400
Component includes but is not limited to memory 410 and processor 420.Processor 420 is connected with memory 410 by bus 430, number
According to library 450 for saving data.
Electronic equipment 400 further includes access device 440, access device 440 enable electronic equipment 400 via one or
Multiple networks 460 communicate.The example of these networks includes public switched telephone network (PSTN), local area network (LAN), wide area network
(WAN), the combination of the communication network of personal area network (PAN) or such as internet.Access device 440 may include wired or wireless
One or more of any kind of network interface (for example, network interface card (NIC)), such as IEEE802.11 wireless local area
Net (WLAN) wireless interface, worldwide interoperability for microwave accesses (Wi-MAX) interface, Ethernet interface, universal serial bus (USB) connect
Mouth, cellular network interface, blue tooth interface, near-field communication (NFC) interface, etc..
In one embodiment of this specification, other unshowned portions in the above-mentioned component and Fig. 4 of electronic equipment 400
Part can also be connected to each other, such as pass through bus.It should be appreciated that electronic devices structure block diagram shown in Fig. 4 merely for the sake of
Exemplary purpose, rather than the limitation to this specification range.Those skilled in the art can according to need, and increases or replaces it
His component.
Electronic equipment 400 can be any kind of static or mobile electronic device, including mobile computer or mobile electricity
Sub- equipment (for example, tablet computer, personal digital assistant, laptop computer, notebook computer, net book etc.), movement
Phone (for example, smart phone), wearable electronic equipment (for example, smartwatch, intelligent glasses etc.) or other kinds of shifting
Dynamic equipment, or the stationary electronic devices of such as desktop computer or PC.Electronic equipment 400 can also be mobile or state type
Server.
Wherein, processor 420 is for executing following computer executable instructions:
Obtain the application amount of money for including in the case details for claiming mutual aid money case in the project cycle in mutual assistance project;
The contribution quota for participating in the program member of the mutual assistance project is determined according to the application amount of money;
The operating status for detection module of deducting fees in the mutual assistance project is read, the operating status includes stopping to the item
What mesh member carried out that contribution quota deducts fees deduct fees closed state and deducting fees out of deducting fees of contribution quota is carried out to the program member
Open state;
In the case where the operating status of the detection module of deducting fees is to deduct fees open state, the contribution quota is carried out
Verification;
In the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to deduct fees and closes shape
State.
It is optionally, described that the contribution quota for participating in the program member of the mutual assistance project is determined according to the application amount of money,
Include:
By way of carrying out cumulative summation to whole application amount of money for claiming mutual aid money case in the project cycle
Calculate total application amount of money;
The ratio for calculating both described total total numbers of persons for claiming the amount of money and the program member, as the program member's
Contribution quota.
Optionally, it after the operating status step for reading detection module of deducting fees in the mutual assistance project executes, also wraps
It includes:
In the case where the operating status of the detection module of deducting fees deducts fees closed state for described in, by the detection of deducting fees
The operating status of module is updated to the open state of deducting fees from the closed state of deducting fees.
Optionally, described in the case where the operating status of the detection module of deducting fees is to deduct fees open state, to described
Contribution quota carries out after checking step execution, further includes:
In the case where checked result is errorless, from the payment account of the program member within the grace period of the mutual assistance project
The contribution quota is deducted in family;
It is deducted in successful situation in the payment account of the program member for the contribution quota, increases the item
The credit score of mesh member;
In the case where deducting failure for the contribution quota in the payment account of the program member, detect whether to surpass
Spend the grace period of the mutual assistance project;
If so, the program member that clears up and discharges in the mutual assistance project, and reduce the credit of the program member
Integral;
If it is not, returning, execution is described to detain from the payment account of the program member within the grace period of the mutual assistance project
Except the contribution quota step.
Optionally, it is claimed in the project cycle obtained in mutual assistance project in the case details of mutual aid money case and includes
Amount of money step is claimed, it is described to determine that the contribution quota for participating in the program member of the mutual assistance project walks according to the application amount of money
Suddenly and the operating status step for reading detection module of deducting fees in the mutual assistance project, executed in link of deducting fees;
Also, in the verification link independently of the link of deducting fees, the fortune in the detection module of deducting fees is executed
In the case that row state is the open state of deducting fees, checking step is carried out to the contribution quota.
Optionally, described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
The result of verification failure is synchronized to the link of deducting fees in the verification link;
The operating status by the detection module of deducting fees is executed in the link of deducting fees is updated to the pass of deducting fees
Closed state.
Optionally, the contribution quota, including at least one of following:
Every contribution quota, period contribution quota, total contribution quota.
It is optionally, described that the contribution quota is checked, comprising:
Increment verification is carried out to the period contribution quota in set time period;
If increment checked result is to carry out in the case that the period contribution quota is wrong to every contribution quota
Verification;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of every contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
It is optionally, described that the contribution quota is checked, comprising:
Total contribution quota is checked;
If checked result is to check in the case that total contribution quota is wrong every contribution quota;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of every contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
It is optionally, described that the contribution quota is checked, comprising:
Total contribution quota is checked;
If checked result is in the case that total contribution quota is wrong, to described to described in set time period
Period contribution quota carries out increment verification;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising:
If in the case that the checked result of the period contribution quota is wrong, by the operating status of the detection module of deducting fees
It is updated to the closed state of deducting fees.
It is optionally, described that the contribution quota is checked, comprising:
Full dose verification is carried out to total contribution quota in the project cycle;
If full dose checked result is in the case that total contribution quota is wrong, to the institute in the set time period
It states period contribution quota and carries out increment verification;
If increment checked result is to carry out in the case that the period contribution quota is wrong to every contribution quota
Verification;
Correspondingly, it is described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
It deducts fees closed state, comprising: if in the case that the checked result of every contribution quota is wrong, by the detection module of deducting fees
Operating status be updated to the closed state of deducting fees.
Optionally, described in the case where checked result is wrong, the operating status of the detection module of deducting fees is updated to
After closed state step of deducting fees executes, further includes:
Whether wrong detect total application amount of money;
If errorless, detection participates in the total number of persons of the program member of the mutual assistance project within the project cycle;
If wrong, the described total of whole application amount of money for claiming mutual aid money case in the project cycle is recalculated
Claim the amount of money.
The exemplary scheme of the above-mentioned a kind of electronic equipment for the present embodiment.It should be noted that the skill of the electronic equipment
The technical solution of art scheme and above-mentioned fee deduction treatment method belongs to same design, and the technical solution of electronic equipment is not described in detail
Detail content, may refer to the description of the technical solution of above-mentioned fee deduction treatment method.
One embodiment of the application also provides a kind of computer readable storage medium, is stored with computer instruction, the instruction
The step of fee deduction treatment method as previously described is realized when being executed by processor.
A kind of exemplary scheme of above-mentioned computer readable storage medium for the present embodiment.It should be noted that this is deposited
The technical solution of the technical solution of storage media and above-mentioned fee deduction treatment method belongs to same design, the technical solution of storage medium
The detail content being not described in detail may refer to the description of the technical solution of above-mentioned fee deduction treatment method.
It is above-mentioned that this specification specific embodiment is described.Other embodiments are in the scope of the appended claims
It is interior.In some cases, the movement recorded in detail in the claims or step can be come according to the sequence being different from embodiment
It executes and desired result still may be implemented.In addition, process depicted in the drawing not necessarily require show it is specific suitable
Sequence or consecutive order are just able to achieve desired result.In some embodiments, multitasking and parallel processing be also can
With or may be advantageous.
The computer instruction includes computer program code, the computer program code can for source code form,
Object identification code form, executable file or certain intermediate forms etc..The computer-readable medium may include: that can carry institute
State any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic disk, CD, the computer storage of computer program code
Device, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory),
Electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that the computer-readable medium include it is interior
Increase and decrease appropriate can be carried out according to the requirement made laws in jurisdiction with patent practice by holding, such as in certain jurisdictions of courts
Area does not include electric carrier signal and telecommunication signal according to legislation and patent practice, computer-readable medium.
It should be noted that for the various method embodiments described above, describing for simplicity, therefore, it is stated as a series of
Combination of actions, but those skilled in the art should understand that, the application is not limited by the described action sequence because
According to the application, certain steps can use other sequences or carry out simultaneously.Secondly, those skilled in the art should also know
It knows, the embodiments described in the specification are all preferred embodiments, and related actions and modules might not all be this Shen
It please be necessary.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, there is no the portion being described in detail in some embodiment
Point, it may refer to the associated description of other embodiments.
The application preferred embodiment disclosed above is only intended to help to illustrate the application.There is no detailed for alternative embodiment
All details are described, are not limited the invention to the specific embodiments described.Obviously, according to the content of this specification,
It can make many modifications and variations.These embodiments are chosen and specifically described to this specification, is in order to preferably explain the application
Principle and practical application, so that skilled artisan be enable to better understand and utilize the application.The application is only
It is limited by claims and its full scope and equivalent.