CN110084025B - Payment security verification method, device and computer readable storage medium - Google Patents
Payment security verification method, device and computer readable storage medium Download PDFInfo
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- CN110084025B CN110084025B CN201910357042.3A CN201910357042A CN110084025B CN 110084025 B CN110084025 B CN 110084025B CN 201910357042 A CN201910357042 A CN 201910357042A CN 110084025 B CN110084025 B CN 110084025B
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- 238000000034 method Methods 0.000 title claims abstract description 56
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The application discloses a payment security verification method, a device and a computer readable storage medium, wherein the method comprises the following steps: acquiring a wearing state of a wearing device, and identifying a payment demand in the wearing state; then, according to the payment demand, starting the clamping state monitoring of the wearable equipment; then, acquiring a state variable of the clamping state in a payment verification period; and finally, determining a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state. The humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Description
Technical Field
The present invention relates to the field of mobile communications, and in particular, to a payment security verification method, apparatus, and computer readable storage medium.
Background
In the prior art, with the rapid development of intelligent terminal equipment, wearable equipment different from conventional smart phones, such as wearable equipment like a smart watch or a smart bracelet, appears. Because wearing formula equipment compares in traditional smart mobile phone, its particularities such as software, hardware environment, operation mode and operation environment, if the scheme of controlling of traditional smart mobile phone is transferred to wearing formula equipment, can bring inconvenience, user experience bad for user's operation.
Disclosure of Invention
In order to solve the technical defects in the prior art, the invention provides a payment security verification method, which comprises the following steps:
acquiring a wearing state of a wearing device, and identifying a payment demand in the wearing state;
starting the clamping state monitoring of the wearable equipment according to the payment demand;
acquiring a state variable of the clamping state in a payment verification period;
and determining a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state.
Optionally, the acquiring the wearing state of the wearable device, identifying the payment requirement in the wearing state, includes:
acquiring a wearing state of the wearing equipment, wherein the wearing state comprises a wearing position and a clamping state;
and identifying the clamping state, wherein the clamping state comprises a clamping form of the clamping part of the wearing equipment.
Optionally, the acquiring the wearing state of the wearable device, identifying the payment requirement in the wearing state, further includes:
determining a trigger buckle position corresponding to the payment demand;
and when the buckle form is at the trigger buckle position, generating the payment requirement.
Optionally, the initiating the monitoring of the engagement state of the wearable device according to the payment requirement includes:
acquiring a clamping pressure sensing value of the wearable equipment;
and determining the clamping state according to the position of the clamping pressure sensing value and the pressure value.
Optionally, the step of starting the monitoring of the clamping state of the wearable device according to the payment requirement further includes:
dividing a clamping state indication area in a display area of the wearable equipment;
and displaying the clamping state in the clamping state indication area in real time.
Optionally, the acquiring the state variable of the clamping state in the payment verification period includes:
setting the payment verification period according to the payment demand and the corresponding payment object;
and continuously monitoring the clamping state in the payment verification period.
Optionally, the acquiring the state variable of the clamping state in the payment verification period further includes:
continuously acquiring the buckle position in the payment verification period;
and acquiring the retention time corresponding to the buckle position, and generating the state variable according to the buckle position and the retention time.
Optionally, the determining the matching relationship between the state variable and the preset variable, if the matching is successful, determines that the wearable device is in a payment security state includes:
Determining a preset variable corresponding to the payment object;
and acquiring a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state.
The invention also proposes a payment security verification device comprising:
a memory, a processor, and a computer program stored on the memory and executable on the processor;
the computer program implementing the steps of the method according to any of the preceding claims when executed by the processor.
The invention also proposes a computer readable storage medium having stored thereon a payment security verification program which, when executed by a processor, implements the steps of the payment security verification method as described in any of the preceding claims.
The method has the beneficial effects that the payment requirement is identified in the wearing state by acquiring the wearing state of the wearing equipment; then, according to the payment demand, starting the clamping state monitoring of the wearable equipment; then, acquiring a state variable of the clamping state in a payment verification period; and finally, determining a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state. The humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the invention and together with the description, serve to explain the principles of the invention.
In order to more clearly illustrate the embodiments of the invention or the technical solutions of the prior art, the drawings which are used in the description of the embodiments or the prior art will be briefly described, and it will be obvious to a person skilled in the art that other drawings can be obtained from these drawings without inventive effort.
Fig. 1 is a schematic hardware structure of an implementation manner of a wearable device according to an embodiment of the present invention;
fig. 2 is a hardware schematic of an implementation of a wearable device provided in an embodiment of the present application;
fig. 3 is a hardware schematic of an implementation of a wearable device provided in an embodiment of the present application;
fig. 4 is a hardware schematic of an implementation of a wearable device provided in an embodiment of the present application;
fig. 5 is a hardware schematic of an implementation of a wearable device provided in an embodiment of the present application;
FIG. 6 is a flow chart of a first embodiment of the payment security verification method of the present invention;
FIG. 7 is a flow chart of a second embodiment of the payment security verification method of the present invention;
FIG. 8 is a flow chart of a third embodiment of the payment security verification method of the present invention;
FIG. 9 is a flow chart of a fourth embodiment of the payment security verification method of the present invention;
FIG. 10 is a flow chart of a fifth embodiment of the payment security verification method of the present invention;
FIG. 11 is a flow chart of a sixth embodiment of a payment security verification method of the present invention;
FIG. 12 is a flow chart of a seventh embodiment of a payment security verification method of the present invention;
fig. 13 is a flowchart of an eighth embodiment of the payment security verification method of the present invention.
Detailed Description
It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the invention.
In the following description, suffixes such as "module", "component", or "unit" for representing elements are used only for facilitating the description of the present invention, and have no specific meaning per se. Thus, "module," "component," or "unit" may be used in combination.
The wearable device provided by the embodiment of the invention comprises a mobile terminal such as an intelligent bracelet, an intelligent watch and an intelligent mobile phone. With the continuous development of screen technology, mobile terminals such as smart phones and the like can also be used as wearable devices due to the appearance of screen forms such as flexible screens, folding screens and the like. The wearable device provided in the embodiment of the invention can comprise: RF (Radio Frequency) unit, wiFi module, audio output unit, A/V (audio/video) input unit, sensor, display unit, user input unit, interface unit, memory, processor, and power supply.
In the following description, a wearable device will be taken as an example, please refer to fig. 1, which is a schematic hardware structure of a wearable device implementing various embodiments of the present invention, where the wearable device 100 may include: an RF (Radio Frequency) unit 101, a WiFi module 102, an audio output unit 103, an a/V (audio/video) input unit 104, a sensor 105, a display unit 106, a user input unit 107, an interface unit 108, a memory 109, a processor 110, and a power supply 111. Those skilled in the art will appreciate that the wearable device structure shown in fig. 1 does not constitute a limitation of the wearable device, and that the wearable device may include more or fewer components than shown, or certain components in combination, or a different arrangement of components.
The following describes the various components of the wearable device in detail with reference to fig. 1:
the radio frequency unit 101 may be used to send and receive information or send signals in a call process, specifically, the radio frequency unit 101 may send uplink information to the base station, or may send downlink information sent by the base station to the processor 110 of the wearable device to process the downlink information, where the downlink information sent by the base station to the radio frequency unit 101 may be generated according to the uplink information sent by the radio frequency unit 101, or may be actively pushed to the radio frequency unit 101 after detecting that the information of the wearable device is updated, for example, after detecting that the geographic position where the wearable device is located changes, the base station may send a notification of the change of the geographic position to the radio frequency unit 101 of the wearable device, after receiving the notification of the message, the radio frequency unit 101 may send the notification of the message to the processor 110 of the wearable device to process, and the processor 110 of the wearable device may control the notification of the message to be displayed on the display panel 1061 of the wearable device; typically, the radio frequency unit 101 includes, but is not limited to, an antenna, at least one amplifier, a transceiver, a coupler, a low noise amplifier, a duplexer, and the like. In addition, the radio frequency unit 101 may also communicate with a network and other devices through wireless communication, which may specifically include: through wireless communication with a server in a network system, for example, the wearable device can download file resources from the server through wireless communication, for example, an application program can be downloaded from the server, after the wearable device finishes downloading a certain application program, if the file resources corresponding to the application program in the server are updated, the server can push a message notification of the resource update to the wearable device through wireless communication so as to remind a user to update the application program. The wireless communication may use any communication standard or protocol, including but not limited to GSM (Global System of Mobile communication, global System for Mobile communications), GPRS (General Packet Radio Service ), CDMA2000 (Code Division Multiple Access, CDMA 2000), WCDMA (Wideband Code Division Multiple Access ), TD-SCDMA (Time Division-Synchronous Code Division Multiple Access, time Division synchronous code Division multiple Access), FDD-LTE (Frequency Division Duplexing-Long Term Evolution, frequency Division Duplex Long term evolution), and TDD-LTE (Time Division Duplexing-Long Term Evolution, time Division Duplex Long term evolution), etc.
In one embodiment, the wearable device 100 may access an existing communication network by inserting a SIM card.
In another embodiment, the wearable device 100 may access an existing communication network by setting an esim card (Embedded-SIM), and by adopting the esim card, the internal space of the wearable device may be saved and the thickness may be reduced.
It will be appreciated that although fig. 1 shows a radio frequency unit 101, it will be appreciated that the radio frequency unit 101 is not an essential component of a wearable device and may be omitted entirely as required within the scope of not changing the essence of the invention. The wearable device 100 may implement communication connection with other devices or communication networks through the wifi module 102 alone, which is not limited by the embodiment of the present invention.
WiFi belongs to a short-distance wireless transmission technology, and the wearable device can help a user to send and receive emails, browse webpages, access streaming media and the like through the WiFi module 102, so that wireless broadband Internet access is provided for the user. Although fig. 1 shows a WiFi module 102, it is understood that it does not belong to the necessary constitution of the wearable device, and can be omitted entirely as required within the scope of not changing the essence of the invention.
The audio output unit 103 may convert audio data received by the radio frequency unit 101 or the WiFi module 102 or stored in the memory 109 into an audio signal and output as sound when the wearable device 100 is in a call signal reception mode, a talk mode, a recording mode, a voice recognition mode, a broadcast reception mode, or the like. Also, the audio output unit 103 may also provide audio output (e.g., call signal reception sound, message reception sound, etc.) related to a specific function performed by the wearable device 100. The audio output unit 103 may include a speaker, a buzzer, and the like.
The a/V input unit 104 is used to receive an audio or video signal. The a/V input unit 104 may include a graphics processor (Graphics Processing Unit, GPU) 1041 and a microphone 1042, the graphics processor 1041 processing image data of still pictures or video obtained by an image capturing device (e.g., a camera) in a video capturing mode or an image capturing mode. The processed image frames may be displayed on the display unit 106. The image frames processed by the graphics processor 1041 may be stored in the memory 109 (or other storage medium) or transmitted via the radio frequency unit 101 or the WiFi module 102. The microphone 1042 can receive sound (audio data) via the microphone 1042 in a phone call mode, a recording mode, a voice recognition mode, and the like, and can process such sound into audio data. The processed audio (voice) data may be converted into a format output that can be transmitted to the mobile communication base station via the radio frequency unit 101 in the case of a telephone call mode. The microphone 1042 may implement various types of noise cancellation (or suppression) algorithms to cancel (or suppress) noise or interference generated in the course of receiving and transmitting the audio signal.
In one embodiment, the wearable device 100 includes one or more cameras, and by opening the cameras, capturing of images, photographing, video recording and other functions can be achieved, and the positions of the cameras can be set as required.
The wearable device 100 further comprises at least one sensor 105, such as a light sensor, a motion sensor, and other sensors. Specifically, the light sensor includes an ambient light sensor and a proximity sensor, wherein the ambient light sensor can adjust the brightness of the display panel 1061 according to the brightness of ambient light, and the proximity sensor can turn off the display panel 1061 and/or the backlight when the wearable device 100 moves to the ear. As one type of motion sensor, the accelerometer sensor can detect the acceleration in all directions (typically three axes), and can detect the gravity and direction when stationary, and can be used for applications for recognizing the gesture of a mobile phone (such as horizontal-vertical screen switching, related games, magnetometer gesture calibration), vibration recognition related functions (such as pedometer, knocking), and the like.
In one embodiment, the wearable device 100 further comprises a proximity sensor, by employing the proximity sensor, the wearable device is able to achieve non-contact manipulation, providing more modes of operation.
In one embodiment, the wearable device 100 further comprises a heart rate sensor, which when worn, enables detection of heart rate by being in close proximity to the user.
In one embodiment, the wearable device 100 may further include a fingerprint sensor, by reading a fingerprint, security verification or the like can be achieved.
The display unit 106 is used to display information input by a user or information provided to the user. The display unit 106 may include a display panel 1061, and the display panel 1061 may be configured in the form of a liquid crystal display (Liquid Crystal Display, LCD), an Organic Light-Emitting Diode (OLED), or the like.
In one embodiment, the display panel 1061 employs a flexible display screen, and the wearable device employing the flexible display screen is capable of bending when worn, thereby fitting more. Optionally, the flexible display screen may be an OLED screen body and a graphene screen body, and in other embodiments, the flexible display screen may also be other display materials, which is not limited to this embodiment.
In one embodiment, the display panel 1061 of the wearable device may take a rectangular shape for ease of wrapping when worn. In other embodiments, other approaches may be taken as well.
The user input unit 107 may be used to receive input numeric or character information and to generate key signal inputs related to user settings and function control of the wearable device. In particular, the user input unit 107 may include a touch panel 1071 and other input devices 1072. The touch panel 1071, also referred to as a touch screen, may collect touch operations thereon or thereabout by a user (e.g., operations of the user on the touch panel 1071 or thereabout by using any suitable object or accessory such as a finger, a stylus, etc.) and drive the corresponding connection device according to a predetermined program. The touch panel 1071 may include two parts of a touch detection device and a touch controller. The touch detection device detects the touch azimuth of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch detection device, converts it into touch point coordinates, and sends the touch point coordinates to the processor 110, and can receive and execute commands sent from the processor 110. Further, the touch panel 1071 may be implemented in various types such as resistive, capacitive, infrared, and surface acoustic wave. The user input unit 107 may include other input devices 1072 in addition to the touch panel 1071. In particular, other input devices 1072 may include, but are not limited to, one or more of a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a trackball, mouse, joystick, etc., as specifically not limited herein.
In one embodiment, the sides of the wearable device 100 may be provided with one or more buttons. The button can realize a plurality of modes such as short pressing, long pressing, rotation and the like, thereby realizing a plurality of operation effects. The number of the buttons can be multiple, and different buttons can be combined for use, so that multiple operation functions are realized.
Further, the touch panel 1071 may overlay the display panel 1061, and when the touch panel 1071 detects a touch operation thereon or thereabout, the touch panel 1071 is transferred to the processor 110 to determine the type of touch event, and then the processor 110 provides a corresponding visual output on the display panel 1061 according to the type of touch event. Although in fig. 1, the touch panel 1071 and the display panel 1061 are two independent components for implementing the input and output functions of the wearable device, in some embodiments, the touch panel 1071 may be integrated with the display panel 1061 to implement the input and output functions of the wearable device, which is not limited herein. For example, when a message notification of a certain application is received through the rf unit 101, the processor 110 may control the message notification to be displayed in a certain preset area of the display panel 1061, where the preset area corresponds to a certain area of the touch panel 1071, and may control the message notification displayed in the corresponding area on the display panel 1061 by performing a touch operation on the certain area of the touch panel 1071.
The interface unit 108 serves as an interface through which at least one external device can be connected with the wearable apparatus 100. For example, the external devices may include a wired or wireless headset port, an external power (or battery charger) port, a wired or wireless data port, a memory card port, a port for connecting a device having an identification module, an audio input/output (I/O) port, a video I/O port, an earphone port, and the like. The interface unit 108 may be used to receive input (e.g., data information, power, etc.) from an external device and transmit the received input to one or more elements within the wearable apparatus 100 or may be used to transmit data between the wearable apparatus 100 and the external device.
In one embodiment, the interface unit 108 of the wearable device 100 adopts a contact structure, and is connected with other corresponding devices through the contact, so as to realize functions of charging, connection and the like. The contact can also be waterproof.
Memory 109 may be used to store software programs as well as various data. The memory 109 may mainly include a storage program area that may store an operating system, application programs required for at least one function (such as a sound playing function, an image playing function, etc.), and a storage data area; the storage data area may store data (such as audio data, phonebook, etc.) created according to the use of the handset, etc. In addition, memory 109 may include high-speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid-state storage device.
The processor 110 is a control center of the wearable device, connects various parts of the entire wearable device with various interfaces and lines, performs various functions of the wearable device and processes data by running or executing software programs and/or modules stored in the memory 109, and invoking data stored in the memory 109, thereby performing overall monitoring of the wearable device. Processor 110 may include one or more processing units; preferably, the processor 110 may integrate an application processor that primarily handles operating systems, user interfaces, applications, etc., with a modem processor that primarily handles wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 110.
The wearable device 100 may further include a power source 111 (such as a battery) for powering the various components, and preferably, the power source 111 may be logically connected to the processor 110 through a power management system, so as to perform functions of managing charging, discharging, and power consumption management through the power management system.
Although not shown in fig. 1, the wearable device 100 may further include a bluetooth module or the like, which is not described herein. The wearable device 100 can be connected with other terminal devices through bluetooth to realize communication and information interaction.
Fig. 2 to fig. 4 are schematic structural diagrams of a wearable device according to an embodiment of the present invention. The wearable device comprises a flexible screen. When the wearable device is unfolded, the flexible screen is in a strip shape; when the wearable device is in a wearing state, the flexible screen is bent to be annular. Fig. 2 and 3 show schematic structural diagrams of the wearable device screen when unfolded, and fig. 4 shows schematic structural diagrams of the wearable device screen when bent.
Based on the above embodiments, it can be seen that if the device is a wristwatch, a bracelet, or a wearable device, the screen of the device may not cover the watchband area of the device, or may cover the watchband area of the device. In this embodiment, the device may be a wristwatch, a bracelet, or a wearable device, and the device includes a screen and a connection portion. The screen may be a flexible screen and the connection may be a wristband. Alternatively, the screen of the device or the display area of the screen may be partially or fully overlaid on the wristband of the device. Fig. 5 is a schematic hardware diagram of an implementation manner of a wearable device according to an embodiment of the present application, where a screen of the device extends to two sides, and a part of the screen is covered on a watchband of the device. In other embodiments, the screen of the device may also be entirely covered on the watchband of the device, which is not limited to this embodiment.
Example 1
Fig. 6 is a flowchart of a first embodiment of the payment security verification method of the present invention. A payment security verification method, the method comprising:
s1, acquiring a wearing state of wearing equipment, and identifying a payment demand in the wearing state;
s2, starting clamping state monitoring of the wearable equipment according to the payment demand;
s3, acquiring a state variable of the clamping state in a payment verification period;
s4, determining a matching relation between the state variable and a preset variable, and if matching is successful, determining that the wearable equipment is in a payment safety state.
In this embodiment, first, a wearing state of a wearing device is obtained, and a payment demand is identified in the wearing state; then, according to the payment demand, starting the clamping state monitoring of the wearable equipment; then, acquiring a state variable of the clamping state in a payment verification period; and finally, determining a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state.
Optionally, a wearing state of the wearing device is obtained, and a payment requirement is identified in the wearing state, where the wearing device in this embodiment may be an intelligent device such as an intelligent bracelet or an intelligent watch, and in a wearing process of the wearing device, a buckle position of the wearing device needs to be determined according to a wearing position and wearing habit of a user, and meanwhile, according to a current use state of the user, a corresponding adjustment may also be performed on the buckle position of the wearing device, and in this embodiment, since a change of the buckle position and the buckle position is not easy to be perceived by an external environment, in this embodiment, a verification operation related to safety is performed according to a corresponding change of the buckle position;
Optionally, in this embodiment, the monitoring of the locking state of the wearable device is started according to the payment requirement, for example, when the user needs to invoke a payment application program in the wearable device or invoke a payment module in the wearable device to make payment, firstly, security verification is performed on the payment environment, and in this embodiment, a security verification scheme in this case is provided, that is, the locking state of the wearable device at this time is determined, and then, corresponding security verification is performed in combination with the locking state;
optionally, the state variable of the clamping state is obtained in the payment verification period, for example, when the user adjusts the wearing device of the wearing hand through the non-wearing hand, the clamping position of the wearing device can be changed, specifically, the change condition of the clamping position is recorded in a certain time period, for example, the clamping position is loosened, the clamping position is tightened, and the like;
optionally, in this embodiment, a matching relationship between the state variable and a preset variable is determined, and if matching is successful, it is determined that the wearable device is in a payment security state. The method comprises the steps of setting a reference verification standard in a current state, namely setting a preset variable corresponding to a clamping position, then determining a matching relation between the state variable and the preset variable, if matching is successful, determining that the wearable device is in a payment safety state, otherwise, if not, determining that the wearable device is not in the payment safety state, and under the condition, even if the wearable device is lost, the wearable device is picked up or other users wearing the wearable device cannot pass the payment safety verification, wherein the payment safety verification of the scheme does not need to use face recognition, has lower use requirements on system resources, does not need other biological recognition components such as fingerprint recognition, and has better control on the cost of the wearable device.
The method has the beneficial effects that the payment requirement is identified in the wearing state by acquiring the wearing state of the wearing equipment; then, according to the payment demand, starting the clamping state monitoring of the wearable equipment; then, acquiring a state variable of the clamping state in a payment verification period; and finally, determining a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state. The humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Example two
Fig. 7 is a flowchart of a second embodiment of the payment security verification method according to the present invention, based on the above embodiment, the method obtains a wearing state of a wearable device, and identifies a payment requirement in the wearing state, and further includes:
s11, determining a trigger buckle position corresponding to a payment demand;
and S12, when the buckle form is at the trigger buckle position, generating the payment demand.
In this embodiment, first, determining a trigger buckle position corresponding to a payment requirement; then, when the snap feature is in the trigger snap position, the payment need is generated.
Optionally, determining a trigger buckle position corresponding to a payment requirement, wherein the payment requirement comprises a payment application program, such as WeChat payment or Payment, and the payment requirement further comprises an active code scanning payment or a passive code scanning collection;
optionally, the payment requirement is generated when the snap feature is in the trigger snap position. For example, the buckle forms are divided into four types, each type corresponds to one or more buckle positions, specifically, the first buckle form corresponds to WeChat payment, the second buckle form corresponds to Payment, the third buckle form corresponds to active code scanning payment, and the fourth buckle form corresponds to passive code scanning payment.
The embodiment has the beneficial effects that the triggering buckle position corresponding to the payment requirement is determined; then, when the snap feature is in the trigger snap position, the payment need is generated. The more humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Example III
Fig. 8 is a flowchart of a third embodiment of the payment security verification method according to the present invention, based on the above embodiment, the acquiring a wearing state of a wearable device, where a payment requirement is identified, includes:
s13, acquiring a wearing state of the wearing equipment, wherein the wearing state comprises a wearing position and a clamping state;
s14, identifying the clamping state, wherein the clamping state comprises a clamping mode of the clamping position of the wearing equipment.
In this embodiment, first, a wearing state of the wearable device is obtained, where the wearing state includes a wearing position and a fastening state; then, the clamping state is identified, wherein the clamping state comprises a clamping form of the clamping position of the wearing equipment.
Optionally, acquiring a wearing state of the wearing device, where the wearing state includes a wearing position and a clamping state, the wearing position includes a wrist wearing position, an arm wearing position, and the like, specifically, the wearing position includes a left wrist wearing position, a right wrist wearing position, a left arm wearing position, a right arm wearing position, and the like, and the clamping state includes a clamping position, for example, the wearing device has a plurality of levels of clamping positions, and the wearing positions correspond to different wearing positions of a user;
Optionally, the clamping state is identified, where the clamping state includes a clamping form at a clamping position of the wearable device. Also, as described above, the snap-in form indicates where the snap-in is located, and the snap-in form includes stepless continuous snap-in, multi-stage snap-in with holes, and the like.
The method and the device have the beneficial effects that the wearing state of the wearing equipment is obtained, wherein the wearing state comprises the wearing position and the clamping state; then, the clamping state is identified, wherein the clamping state comprises a clamping form of the clamping position of the wearing equipment. The more humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Example IV
Fig. 9 is a flowchart of a fourth embodiment of the payment security verification method according to the present invention, based on the above embodiment, the enabling the monitoring of the engagement state of the wearable device according to the payment requirement includes:
s21, acquiring a clamping pressure sensing value of the wearable equipment;
s22, determining the clamping state according to the position of the clamping pressure sensing value and the pressure value.
In this embodiment, first, a clamping pressure sensing value of the wearable device is obtained; and then, determining the clamping state according to the position of the clamping pressure sensing value and the pressure value.
Optionally, in this embodiment, a pressure sensor is disposed at a fastening mechanism of the wearable device, and/or the pressure sensor is disposed at a fastening point of a stepless continuous fastening or a porous multistage fastening of the wearable device, so as to obtain a fastening pressure sensing value of the pressure sensor;
optionally, the clamping state is determined according to the position of the clamping pressure sensing value and the pressure value. The method comprises the steps of identifying the buckling point position of a stepless continuous buckle or a porous multi-stage buckle of the wearable device in the current state.
The beneficial effects of the embodiment are that the clamping pressure sensing value of the wearable equipment is obtained; and then, determining the clamping state according to the position of the clamping pressure sensing value and the pressure value. The more humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Example five
Fig. 10 is a flowchart of a fifth embodiment of a payment security verification method according to the present invention, based on the above embodiment, the method for starting the monitoring of the engagement state of the wearable device according to the payment requirement further includes:
S23, dividing a clamping state indication area in a display area of the wearable device;
and S24, displaying the clamping state in the clamping state indication area in real time.
In this embodiment, first, a clamping state indication area is divided in a display area of the wearable device; and then displaying the clamping state in the clamping state indication area in real time.
Optionally, a clamping state indication area is divided in a display area of the wearable device, in this embodiment, a stepless continuous buckle or an entity or an animation effect of a porous multistage card of the wearable device is displayed in the clamping state indication area, and meanwhile, a buckle point position of the stepless continuous buckle or the porous multistage buckle of the wearable device in a current state is displayed through dynamic graphics.
The beneficial effects of the embodiment are that the clamping state indication area is divided in the display area of the wearable device; and then displaying the clamping state in the clamping state indication area in real time. The more humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Example six
Fig. 11 is a flowchart of a sixth embodiment of the payment security verification method according to the present invention, based on the above embodiment, the obtaining the state variable of the engagement state in the payment verification period includes:
s31, setting the payment verification period according to the payment demand and the corresponding payment object;
and S32, continuously monitoring the clamping state in the payment verification period.
In this embodiment, first, the payment verification period is set according to the payment requirement and the corresponding payment object; then, continuously monitoring the clamping state in the payment verification period.
Optionally, the payment verification period is set according to the payment requirement and the corresponding payment object;
optionally, the payment verification period is set according to the payment requirement and the payment security level of the corresponding payment object, and the higher the payment security level is, the longer the corresponding payment verification period is;
optionally, in the payment verification period, the clamping state is continuously monitored, wherein when the fastening point position of the stepless continuous buckle or the porous multistage buckle of the wearable device in the current state is kept for a period of time (for example, one second), the fastening point position of the stepless continuous buckle or the porous multistage buckle of the wearable device in the current state is used as the effective clamping position.
The beneficial effect of the embodiment is that the payment verification period is set through the payment requirement and the corresponding payment object; then, continuously monitoring the clamping state in the payment verification period. The more humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Example seven
Fig. 12 is a flowchart of a seventh embodiment of the payment security verification method according to the present invention, based on the above embodiment, the obtaining the state variable of the engagement state in the payment verification period further includes:
s33, continuously acquiring the buckle position in the payment verification period;
s34, acquiring the retention time corresponding to the buckling position, and generating the state variable according to the buckling position and the retention time.
In this embodiment, first, in the payment verification period, the buckle position is continuously acquired; and then, acquiring the retention time corresponding to the buckling position, and generating the state variable according to the buckling position and the retention time.
Optionally, in the payment verification period, the changing state of the fastening position is continuously acquired, and it can be understood that, in order to avoid misoperation, the fastening point of the stepless continuous fastening or the porous multistage fastening of the wearable device in the current state is taken as an effective fastening position, that is, the effective fastening position is continuously acquired;
optionally, the retention time corresponding to the fastening position is obtained, and the state variable is generated according to the fastening position and the retention time, where the state variable is formed by the sequence of the effective fastening positions and the duration time corresponding to the effective fastening positions.
The beneficial effects of the embodiment are that the buckle position is continuously obtained in the payment verification period; and then, acquiring the retention time corresponding to the buckling position, and generating the state variable according to the buckling position and the retention time. The more humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Example eight
Fig. 13 is a flowchart of an eighth embodiment of the payment security verification method according to the present invention, based on the above embodiment, the determining the matching relationship between the state variable and the preset variable, if the matching is successful, determines that the wearable device is in a payment security state, includes:
s41, determining a preset variable corresponding to the payment object;
s42, acquiring a matching relation between the state variable and a preset variable, and if matching is successful, determining that the wearable device is in a payment safety state.
In this embodiment, first, a preset variable corresponding to the payment object is determined; then, a matching relation between the state variable and a preset variable is obtained, and if matching is successful, the wearable device is determined to be in a payment safety state.
Optionally, a preset variable corresponding to the payment object is determined, and likewise, the preset variable includes an order of preset engagement positions and a duration corresponding to each of the engagement positions.
The beneficial effect of this embodiment is that by determining the preset variable corresponding to the payment object; then, a matching relation between the state variable and a preset variable is obtained, and if matching is successful, the wearable device is determined to be in a payment safety state. The more humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Example nine
Based on the above embodiment, the present invention further provides a payment security verification device, including:
a memory, a processor, and a computer program stored on the memory and executable on the processor;
the computer program implementing the steps of the method according to any of the preceding claims when executed by the processor.
Specifically, in this embodiment, first, a wearing state of a wearing device is obtained, and a payment requirement is identified in the wearing state; then, according to the payment demand, starting the clamping state monitoring of the wearable equipment; then, acquiring a state variable of the clamping state in a payment verification period; and finally, determining a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state.
Optionally, a wearing state of the wearing device is obtained, and a payment requirement is identified in the wearing state, where the wearing device in this embodiment may be an intelligent device such as an intelligent bracelet or an intelligent watch, and in a wearing process of the wearing device, a buckle position of the wearing device needs to be determined according to a wearing position and wearing habit of a user, and meanwhile, according to a current use state of the user, a corresponding adjustment may also be performed on the buckle position of the wearing device, and in this embodiment, since a change of the buckle position and the buckle position is not easy to be perceived by an external environment, in this embodiment, a verification operation related to safety is performed according to a corresponding change of the buckle position;
Optionally, in this embodiment, the monitoring of the locking state of the wearable device is started according to the payment requirement, for example, when the user needs to invoke a payment application program in the wearable device or invoke a payment module in the wearable device to make payment, firstly, security verification is performed on the payment environment, and in this embodiment, a security verification scheme in this case is provided, that is, the locking state of the wearable device at this time is determined, and then, corresponding security verification is performed in combination with the locking state;
optionally, the state variable of the clamping state is obtained in the payment verification period, for example, when the user adjusts the wearing device of the wearing hand through the non-wearing hand, the clamping position of the wearing device can be changed, specifically, the change condition of the clamping position is recorded in a certain time period, for example, the clamping position is loosened, the clamping position is tightened, and the like;
optionally, in this embodiment, a matching relationship between the state variable and a preset variable is determined, and if matching is successful, it is determined that the wearable device is in a payment security state. The method comprises the steps of setting a reference verification standard in a current state, namely setting a preset variable corresponding to a clamping position, then determining a matching relation between the state variable and the preset variable, if matching is successful, determining that the wearable device is in a payment safety state, otherwise, if not, determining that the wearable device is not in the payment safety state, and under the condition, even if the wearable device is lost, the wearable device is picked up or other users wearing the wearable device cannot pass the payment safety verification, wherein the payment safety verification of the scheme does not need to use face recognition, has lower use requirements on system resources, does not need other biological recognition components such as fingerprint recognition, and has better control on the cost of the wearable device.
The method has the beneficial effects that the payment requirement is identified in the wearing state by acquiring the wearing state of the wearing equipment; then, according to the payment demand, starting the clamping state monitoring of the wearable equipment; then, acquiring a state variable of the clamping state in a payment verification period; and finally, determining a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state. The humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
Examples ten
Based on the above embodiments, the present invention also proposes a computer readable storage medium having a bitmap processing program stored thereon, which when executed by a processor implements the steps of the bitmap processing method according to any one of the above.
By means of the bitmap processing method, the bitmap processing device and the computer readable storage medium, the wearing state of the wearing device is obtained, and payment requirements are identified in the wearing state; then, according to the payment demand, starting the clamping state monitoring of the wearable equipment; then, acquiring a state variable of the clamping state in a payment verification period; and finally, determining a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state. The humanized payment safety verification scheme is realized, so that a user can realize the payment safety verification in a non-inductive, safe and convenient mode when using the wearable device, the operation efficiency is improved, and the user experience is enhanced.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
The foregoing embodiment numbers of the present invention are merely for the purpose of description, and do not represent the advantages or disadvantages of the embodiments.
From the above description of the embodiments, it will be clear to those skilled in the art that the above-described embodiment method may be implemented by means of software plus a necessary general hardware platform, but of course may also be implemented by means of hardware, but in many cases the former is a preferred embodiment. Based on such understanding, the technical solution of the present invention may be embodied essentially or in a part contributing to the prior art in the form of a software product stored in a storage medium (e.g. ROM/RAM, magnetic disk, optical disk) comprising instructions for causing a terminal (which may be a mobile phone, a computer, a server, an air conditioner, or a network device, etc.) to perform the method according to the embodiments of the present invention.
The embodiments of the present invention have been described above with reference to the accompanying drawings, but the present invention is not limited to the above-described embodiments, which are merely illustrative and not restrictive, and many forms may be made by those having ordinary skill in the art without departing from the spirit of the present invention and the scope of the claims, which are to be protected by the present invention.
Claims (4)
1. A payment security verification method, the method comprising:
acquiring a wearing state of a wearing device, and identifying a payment demand in the wearing state;
starting the clamping state monitoring of the wearable equipment according to the payment demand;
acquiring a state variable of the clamping state in a payment verification period;
determining a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state;
the acquiring a wearing state of a wearable device, identifying a payment demand in the wearing state, includes:
acquiring a wearing state of the wearing equipment, wherein the wearing state comprises a wearing position and a clamping state;
Identifying the clamping state, wherein the clamping state comprises a clamping form of a clamping position of the wearing equipment;
determining a trigger buckle position corresponding to the payment demand;
when the buckle form is at the trigger buckle position, generating the payment demand;
the step of starting the monitoring of the clamping state of the wearable device according to the payment demand comprises the following steps:
acquiring a clamping pressure sensing value of the wearable equipment;
determining the clamping state according to the position and the pressure value of the clamping pressure sensing value;
dividing a clamping state indication area in a display area of the wearable equipment;
displaying the clamping state in the clamping state indication area in real time;
the obtaining the state variable of the clamping state in the payment verification period includes:
setting the payment verification period according to the payment demand and the corresponding payment object;
continuously monitoring the clamping state in the payment verification period;
continuously acquiring the buckle position in the payment verification period;
acquiring the retention time corresponding to the buckle position, and generating the state variable according to the buckle position and the retention time;
wherein,
The fastening mode of the wearing equipment comprises stepless continuous fastening and porous multi-stage fastening;
the clamping state is a stepless continuous buckle or a porous multi-stage buckle of the wearing equipment, and the buckling point is positioned in the current state.
2. The payment security verification method according to claim 1, wherein the determining the matching relationship between the state variable and the preset variable, if matching is successful, determines that the wearable device is in a payment security state, includes:
determining a preset variable corresponding to the payment object;
and acquiring a matching relation between the state variable and a preset variable, and if the matching is successful, determining that the wearable equipment is in a payment safety state.
3. A payment security verification device, the device comprising:
a memory, a processor, and a computer program stored on the memory and executable on the processor;
the computer program implementing the steps of the method according to claim 1 or 2 when executed by the processor.
4. A computer readable storage medium, characterized in that it has stored thereon a payment security verification program which, when executed by a processor, implements the steps of the payment security verification method according to claim 1 or 2.
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