CN110084007B - 风险控制模型的构建方法、装置及终端 - Google Patents

风险控制模型的构建方法、装置及终端 Download PDF

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Publication number
CN110084007B
CN110084007B CN201811355486.5A CN201811355486A CN110084007B CN 110084007 B CN110084007 B CN 110084007B CN 201811355486 A CN201811355486 A CN 201811355486A CN 110084007 B CN110084007 B CN 110084007B
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service
control model
terminal
user
risk control
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CN110084007A (zh
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吕鲲
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Advanced New Technologies Co Ltd
Advantageous New Technologies Co Ltd
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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • H04L63/102—Entity profiles
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/50—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
    • G06F21/57—Certifying or maintaining trusted computer platforms, e.g. secure boots or power-downs, version controls, system software checks, secure updates or assessing vulnerabilities
    • G06F21/577—Assessing vulnerabilities and evaluating computer system security
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/384—Payment protocols; Details thereof using social networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/316—User authentication by observing the pattern of computer usage, e.g. typical user behaviour
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0609—Qualifying participants for shopping transactions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/2866—Architectures; Arrangements
    • H04L67/30—Profiles
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/2866—Architectures; Arrangements
    • H04L67/30—Profiles
    • H04L67/303—Terminal profiles
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/2866—Architectures; Arrangements
    • H04L67/30—Profiles
    • H04L67/306—User profiles
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/03—Indexing scheme relating to G06F21/50, monitoring users, programs or devices to maintain the integrity of platforms
    • G06F2221/034—Test or assess a computer or a system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/01—Social networking
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/50—Network services
    • H04L67/535—Tracking the activity of the user

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Software Systems (AREA)
  • Computing Systems (AREA)
  • Social Psychology (AREA)
  • General Health & Medical Sciences (AREA)
  • Health & Medical Sciences (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
CN201811355486.5A 2014-10-13 2014-10-13 风险控制模型的构建方法、装置及终端 Active CN110084007B (zh)

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CN201811355486.5A CN110084007B (zh) 2014-10-13 2014-10-13 风险控制模型的构建方法、装置及终端
CN201410539483.2A CN105516071B (zh) 2014-10-13 2014-10-13 验证业务操作安全性的方法、装置、终端及服务器

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US (1) US10313353B2 (enExample)
EP (1) EP3207464B1 (enExample)
JP (1) JP6800147B2 (enExample)
KR (1) KR102107560B1 (enExample)
CN (2) CN105516071B (enExample)
ES (1) ES2867751T3 (enExample)
PL (1) PL3207464T3 (enExample)
SG (1) SG11201702758WA (enExample)
TW (1) TWI666563B (enExample)
WO (1) WO2016093945A1 (enExample)

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CN111404887B (zh) 2015-11-02 2023-03-10 创新先进技术有限公司 一种业务处理方法及装置
US10303889B2 (en) * 2016-01-07 2019-05-28 Emmanuel Gonzalez System and method to reduce inappropriate email and online behavior
CN107016473B (zh) * 2016-01-27 2022-11-22 创新先进技术有限公司 一种风险控制方法和设备
US10038700B1 (en) * 2016-03-29 2018-07-31 EMC IP Holding Company LLC Establishing trustworthiness of devices in the internet of things (IoT) to control inter-device communication
CN107644340A (zh) 2016-07-22 2018-01-30 阿里巴巴集团控股有限公司 风险识别方法、客户端设备及风险识别系统
CN108074024B (zh) * 2016-11-10 2022-04-08 蚂蚁蓉信(成都)网络科技有限公司 可信数据传输方法、装置及系统
TWI668657B (zh) * 2017-01-20 2019-08-11 香港商阿里巴巴集團服務有限公司 Business processing method and device
CN109754319B (zh) * 2017-11-07 2022-11-25 腾讯科技（深圳）有限公司 信用分值确定系统、方法、终端及服务器
US11017100B2 (en) * 2018-08-03 2021-05-25 Verizon Patent And Licensing Inc. Identity fraud risk engine platform
CN112418580A (zh) 2019-08-22 2021-02-26 上海哔哩哔哩科技有限公司 一种风险控制方法、计算机设备及可读存储介
CN112434894A (zh) * 2019-08-23 2021-03-02 上海哔哩哔哩科技有限公司 一种实时风险控制方法、计算机设备及可读存储介质
CN110781500A (zh) * 2019-09-30 2020-02-11 口碑(上海)信息技术有限公司 一种数据风控系统以及方法
CN111310196B (zh) * 2020-05-09 2020-12-04 支付宝(杭州)信息技术有限公司 风险识别方法及装置和电子设备
CN112184231B (zh) * 2020-11-02 2022-06-28 支付宝(杭州)信息技术有限公司 一种可信业务确定方法及装置
CN114124343B (zh) * 2020-11-16 2023-11-14 神州融安数字科技(北京)有限公司 保护隐私的风险评分信息查询方法、装置、系统及设备
CN112988727B (zh) * 2021-03-25 2022-09-16 北京百度网讯科技有限公司 数据标注方法、装置、设备、存储介质及计算机程序产品
CN114389901B (zh) * 2022-03-24 2022-08-23 湖南三湘银行股份有限公司 一种基于在线化的客户认证系统

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Publication number Publication date
CN105516071A (zh) 2016-04-20
JP6800147B2 (ja) 2020-12-16
ES2867751T3 (es) 2021-10-20
KR102107560B1 (ko) 2020-05-08
EP3207464A1 (en) 2017-08-23
CN105516071B (zh) 2019-01-18
EP3207464B1 (en) 2021-04-07
US20160103997A1 (en) 2016-04-14
US10313353B2 (en) 2019-06-04
EP3207464A4 (en) 2017-10-04
JP2017531875A (ja) 2017-10-26
CN110084007A (zh) 2019-08-02
KR20170069271A (ko) 2017-06-20
SG11201702758WA (en) 2017-05-30
TW201614535A (en) 2016-04-16
PL3207464T3 (pl) 2021-07-19
WO2016093945A1 (en) 2016-06-16
TWI666563B (zh) 2019-07-21

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