CN110083787A

CN110083787A - Marriage and making friend's method, server, user terminal, marriage and making friend's system

Info

Publication number: CN110083787A
Application number: CN201910200099.2A
Authority: CN
Inventors: 王伟涛
Original assignee: Individual
Current assignee: Individual
Priority date: 2018-08-26
Filing date: 2019-03-15
Publication date: 2019-08-02

Abstract

The invention proposes a kind of marriage and making friend's method, server, user terminal, marriage and making friend's systems, it is characterized in that, the money of user is collected as credit underwriting gold, keep sincere to guarantee user during marriage and making friend, if there are creditable behaviors by user, the credit underwriting gold that user pays is taken off.To enable everybody to trust each other on marriage and making friend's platform, it is finally reached the purpose of marriage-seeking friend-making.The amount of money of the credit underwriting gold of user is shown simultaneously or account balance of managing money matters to show the financial resources of user promotes the success of marriage-seeking friend-making to lead along by hand.

Description

Marriage and making friend's method, server, user terminal, marriage and making friend's system

Technical field

The present invention relates to internet application fields, and in particular to a kind of marriage and making friend's method, server, user terminal, love and marriage Dating system.

Technical background

In the China that fertility-rate declines always, vast unmarried men and women falling in love marriage is promoted to be related to national development Major issue.But because operating pressure is big, overtime is long, causes the time of many singles all not have, in addition various Other reasons, many unmarried men and women can only singly place hope on network de-, it would be desirable to searched out from network it is ideal the other half.

But it to find a reliable object on network to be also not easy, although there is many love and marriage website platforms on network (such as century good edge, treasure net, lily net etc.), but these love and marriage platforms are also not and are so easily found the other half.Example If any many online friends reflection, there are have many wine supports and meal support on so-and-so love and marriage website；Also some married persons are with marriage-seeking name It looks for small by three；More have it is some with marriage-seeking for name, promote gambling, the business such as lottery ticket；It is just more for the marriage-seeking data that publication is false , such as false photograph, false occupation, false educational background, false age, false height etc..Due to above various The behavior of non-sincerity causes to become very unreliable by the way that the marriage-seeking platform of network is marriage-seeking, so that everybody is difficult in marriage-seeking platform It is upper to find the other half.

Only allow the user on love and marriage website that can trust each other, the function of competence exertion love and marriage website, achievement is more Happy marriage achieves more happy families.So just needing to allow, the user on love and marriage website is sincere, stresses credit.And to allow institute Have that user is sincere, stresses credit, it is desirable to which the method for a constraint user promotes user that there dare not be creditable behavior.However, Current many love and marriage platforms do not take effective means all to constrain various non-honest behaviors above-mentioned.

During many singles choose spouse, it is intended to find the outstanding object of economic condition, so effectively opening up The economic strength of existing marriage-seeking people is meaningful, can attract the favor of more opposite sex, to have more lead along by hand Chance.

Many love and marriage platforms are all to get a profit by collecting Membership Fee or love and marriage object procuration, but allowing user to spend is very Difficult, many users are unwilling receiving service of spending, it would be desirable to there is a kind of profit mode for not allowing user to spend, it just can be with More users are allowed to receive the marriage-seeking service of making friends of platform.

Summary of the invention

To solve the above-mentioned problems, a sincere environment is built for love and marriage platform, promotes everybody all to stress credit, phase mutual trust Appoint, first aspect present invention proposes a kind of marriage and making friend's method, is applied in marriage and making friend's website platform, which is characterized in that Include:

S101, the credit underwriting gold to user's collection of funds as user；

S201, the individual for generating user introduces data, and introduces in the individual and indicate whether the user has paid in data The credit underwriting gold, or the amount that the credit underwriting gold of the user is indicated in data is introduced in the individual；

S202, when receiving user terminal transmission, when request checks that the individual of other users introduces the information of data, corresponding The individual of user introduces data and is sent to the user terminal；

S401, when there are the credit underwriting gold for when creditable behavior, taking off the user by confirmation user, to be carried out to the user Punishment carries out economic compensation to victim user；

S501 when the information of the credit underwriting gold is returned in application, expires when receiving what user was sent by user terminal in user In the case where sufficient reimbursement condition, credit underwriting gold is returned to user.

Further, a kind of marriage and making friend's method, which is characterized in that including at least one following steps:

S301 when the information of credit underwriting gold of anisotropic user is freezed in application, is sent true when receiving user terminal transmission Information is recognized to the user terminal of opposite sex user to confirm whether the anisotropic user agrees to that its credit underwriting gold is frozen, if receiving User terminal to opposite sex user returns, and agrees to the frozen information of its described credit underwriting gold, then freezes opposite sex user The credit underwriting gold；

S302, when confirming that the possibility of creditable behavior is not present in the frozen user of the credit underwriting gold, the user of thawing Frozen credit underwriting gold；

S303, when receiving the solicited message of defrosting credit underwriting gold of user terminal transmission, confirming the user, there is no non- When the possibility of integrity act, the credit underwriting that the user of thawing is frozen is golden；

S304, receiving the non-sincere user of report that user terminal is submitted, there are the evidences of creditable behavior；

S102 invests the credit underwriting gold, and user is allowed to obtain income from the credit underwriting gold paid；

S103 when the remaining sum of the credit underwriting gold is used for the information of payment by request, is executed when receiving user terminal transmission The payment request of user.

Second aspect of the present invention provides a kind of server, is applied in marriage and making friend's website platform, which is characterized in that packet It includes:

Guaranty fund collects module, for the credit underwriting gold to user's collection of funds as user；

Data generation module, the individual for generating user introduces data, and introduces in the individual and indicate the user in data The credit underwriting gold whether has been paid, or has introduced the credit underwriting gold for indicating the user in data in the individual Amount；

Data sending module, for when receiving user terminal transmission, request to check that the individual of other users introduces the letter of data When breath, the individual of corresponding user is introduced data and is sent to the user terminal；

Guaranty fund takes off module, for when confirmation user there are when creditable behavior, take off the user the credit underwriting gold, To punish the user or carry out economic compensation to victim user；

Guaranty fund returns module, for when receiving what user was sent by user terminal, the credit underwriting gold to be returned in application When information, in the case where user meets reimbursement condition, credit underwriting gold is returned to user.

Further, a kind of server, which is characterized in that including arriving a few following module:

Module is freezed in application, for when receiving user terminal transmission, the credit underwriting gold of anisotropic user to be freezed in application When information, sends confirmation message and confirm whether the anisotropic user agrees to its credit underwriting gold to the user terminal of opposite sex user It is frozen, if what the user terminal for receiving opposite sex user returned, agree to the frozen information of its described credit underwriting gold, then freezes Tie the credit underwriting gold of opposite sex user；

First defrosting module, for there is no the possibility of creditable behavior when confirming the frozen user of the credit underwriting gold When, the credit underwriting that the user of thawing is frozen is golden；

Second defrosting module, for being somebody's turn to do in confirmation when receiving the solicited message of defrosting credit underwriting gold of user terminal transmission When the possibility of creditable behavior is not present in user, the credit underwriting that the user of thawing is frozen is golden；

Report receiving module, there are the evidences of creditable behavior by the non-sincere user of the report for receiving user terminal submission；

Investment module obtains user from the credit underwriting gold paid for the credit underwriting gold to be invested Obtain income；

Payment module, for when receiving user terminal transmission, request to be used for the remaining sum of the credit underwriting gold in the letter of payment When breath, the payment request of user is executed.

Third aspect present invention provides a kind of user terminal, is applied in marriage and making friend's website platform, which is characterized in that packet It includes:

Guaranty fund pays module, for paying fund to platform, as credit underwriting gold；

Sending module checks that the individual of anisotropic user introduces the information of data for sending request to server；

Receiving module, the individual for receiving the anisotropic user that simultaneously display server is sent introduce data, wherein described People introduces indicate whether the user has paid the credit underwriting gold or the individual introduces to indicate in data and be somebody's turn to do in data The amount of the credit underwriting gold of user；

Credit underwriting gold returns module, sends application to server by user terminal for user and returns the credit underwriting gold Information.

Further, a kind of user terminal, which is characterized in that including at least one following module:

Module is freezed in application, for sending the information that the credit underwriting gold of anisotropic user is freezed in application to server；

Allow to freeze module, for sending and agreeing to the credit underwriting gold quilt when receiving the confirmation message of server transmission The information freezed is to server, wherein the confirmation message is the server when freezing sincere guaranty fund by anisotropic user application Ask whether the frozen information of approval information guaranty fund；

Apply for defrosting module, for sending the solicited message of defrosting credit underwriting gold to server；

Sending module is reported, for submitting and reporting to server when user encounters non-sincere user during marriage-seeking friend-making There are the evidences of creditable behavior by non-sincerity user；

Investment module, for the credit underwriting gold to be used to invest to server request；

Payment module, letter of the remaining sum for payment for when user needs to pay, sending request the credit underwriting gold It ceases to server.

Fourth aspect present invention provides a kind of marriage and making friend's system characterized by comprising

A kind of use of a kind of server, multiple such as the content of present invention third aspect offers that are provided such as the content of present invention second aspect Family end；Apply a kind of marriage and making friend's method as described in the first aspect of the invention.

Fifth aspect present invention provides a kind of marriage and making friend's method, is applied in marriage and making friend's website platform, feature It is, comprising:

S101 collects the fund of user, as credit underwriting gold, for assuring for the credit of user；

S102 when depositing middle creditable behavior, then takes off the credit underwriting of the user when user is during love and marriage, friend-making Gold to punish the user, or is compensated the credit underwriting gold of the user to the aggrieved party, the side of being deceived；

S103, when user returns credit underwriting gold to platform application, in the case where the user meets reimbursement condition, credit Guaranty fund is returned to user.

Sixth aspect present invention provides a kind of marriage and making friend's method, is applied in marriage and making friend's website platform, feature It is, comprising:

S201, the individual for generating user introduce data, and the financing account balance that user is indicated in data is introduced in the individual；

The individual is introduced data and is sent to anisotropic user and checked by S301.

Further, a kind of marriage and making friend's method, which is characterized in that further include:

S101 provides Investment & Financing service for user.

It is using the beneficial effect that the present invention generates:

Credit underwriting gold has been collected to user due to marriage and making friend's system platform and (fund assured has been done for the sincerity of user, to protect Card user keeps sincere in marriage-seeking dating site), when creditable behavior occurs in user, the credit underwriting gold paid will It is taken off, thus allow the deception cost of user, the increased costs that do not stress credit, so that user dare not have deceptive practices, It forces the user to harhor evil intentions to abandon doing evil because increased costs are done evil, to purify platform, increases everybody mutual trust, Promote the successful probability of marriage-seeking friend-making；The addition for promoting vast unmarried men and women again in turn, becomes the scale of platform Greatly, to create more values for user and enterprise.

Since marriage and making friend's system platform has collected the credit underwriting gold of user, then platform can be by the credit of user The fruits of guaranty fund can also develop channel of disbursement as the source of profits with this, develop payment transaction, to increase for platform Revenue source allows platform to get a profit the case where not allowing user to spend (for example hand over Membership Fee), thus allow vast user all It is ready to receive marriage and making friend's service of platform offer.

Marriage and making friend's system platform provides treasury management services for user, and the financing account balance of user is shown user's In personal introduction page, so that the economic strength of user is presented in face of the opposite sex, to attract the opposite sex, lead along by hand for final realization Advantage is provided, the strong people of economic strength is still more welcome by the opposite sex after all.

Detailed description of the invention

Drawings in the following description are only some embodiments of the invention, for those of ordinary skill in the art, Without any creative labor, it is also possible to obtain other drawings based on these drawings；

Fig. 1 is a kind of flow diagram for marriage and making friend's method that first aspect of the embodiment of the present invention provides；

Fig. 2 is a kind of structural schematic diagram for server that second aspect of the embodiment of the present invention provides；

Fig. 3 is a kind of structural schematic diagram for user terminal that the third aspect of the embodiment of the present invention provides；

Fig. 4 is a kind of flow diagram for marriage and making friend's method that the 5th aspect of the embodiment of the present invention provides；

Fig. 5 is a kind of flow diagram for marriage and making friend's method that the 6th aspect of the embodiment of the present invention provides.

Specific embodiment

Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall within the protection scope of the present invention.

The user terminal can choose as mobile phone, PC, PAD, the various functions of user terminal, can be by specially designing Software realization can also be realized with used WEB page.

Thinking of the invention is:

A kind of marriage and making friend's platform collects credit underwriting gold to user, to make guarantee during marriage-seeking friend-making for user；

And the user annotation for having paid the credit underwriting gold be to have paid the user of credit underwriting gold, to allow it Its user relievedly and can pay the user of the credit underwriting gold and associate；

If the user for having paid the credit underwriting gold during marriage-seeking friend-making there are creditable behavior, part or Fully take off the credit underwriting gold of the user there are creditable behavior, with to the user there are creditable behavior into Row punishment compensates victim.

First aspect present invention proposes a kind of marriage and making friend's method, and please referring to Fig. 1 is a kind of love and marriage provided by the invention Making friends method is described in detail；

First aspect present invention proposes a kind of marriage and making friend's method, is applied in marriage and making friend's website platform, which is characterized in that Include:

S101, the credit underwriting gold to user's collection of funds as user；The credit underwriting gold is it can be appreciated that be credit Guarantee fund, for guaranteeing that user is able to maintain sincerity on marriage and making friend's platform, the detailed process for collecting credit underwriting gold can join The process of cash pledge is collected according to shared bicycle；

S201, the individual for generating user introduces data, and introduces in the individual and indicate whether the user has paid in data The credit underwriting gold, or the amount that the credit underwriting gold of the user is indicated in data is introduced in the individual；It is described Individual introduces data, also can be as simple as only one head portrait or only one head portrait adds a user name；

S202, when receiving user terminal transmission, when request checks that the individual of other users introduces the information of data, corresponding The individual of user introduces data and is sent to the user terminal；Such as: check king XX's when receiving user terminal transmission request When individual introduces the information of data, the individual of king XX is introduced data and returns to user terminal.

S401, when there are the credit underwriting gold for when creditable behavior, taking off the user by confirmation user, to the user It carries out punishment or economic compensation is carried out to victim user；User can be confirmed with the presence or absence of non-sincere row by manual examination and verification Such as when user is reported, complained, to judge whether user is such as implicitly present in creditable behavior using artificial, then sentencing In disconnected result input system；

S501 when the information of the credit underwriting gold is returned in application, expires when receiving what user was sent by user terminal in user In the case where sufficient reimbursement condition, credit underwriting gold is returned to user；

For example, after credit underwriting gold is returned in user's application, after the waiting period of two weeks, if it find that within this two weeks When nobody lifts complaint, report to the user, it may be considered that user meets reimbursement condition, then credit underwriting gold is moved back Return user；

The creditable behavior includes but is not limited to: spilling support or meal during false personal information, false head portrait, appointment Support behavior, fraudulent act, deceptive practices.

The reimbursement condition, can be there are many different regulations, for example have following several schemes:

Scheme one: when user be not always complained or it is all complaint be all disposed, it may be considered that the user Meet reimbursement condition；

Scheme two: when user be not always complained or the user application return N days of credit assurance gold it is interior still without It is complained, and complaint before has been disposed, it may be considered that the user meets reimbursement condition, wherein the value of N can root According to needing to set, for example can be set as 5 days；

Set reimbursement condition, be exactly in order to prevent user return credit assurance gold after, discovery user there are creditable behavior needs Take off credit underwriting gold, with the user punish or to victim user progress economic compensation, but the credit of the user Guarantee fund, which has returned, to contribute money.

It, can be to platform Shen either in both sides when further contact in need when two users are after tentatively understanding The credit underwriting gold that please freeze other side, after obtaining other side and agreeing to, platform will freeze the credit underwriting gold of other side；In this way When the meeting of two personal appointments, if it find that when the user of frozen credit underwriting gold has creditable behavior, it can be flat to website Platform is complained, is reported, to take off the credit underwriting gold of the side there are creditable behavior.Since credit underwriting gold is frozen, Without worrying that user after generating creditable behavior, before reporting, is not being retracted credit underwriting gold also.

S302, when confirming that the possibility of creditable behavior is not present in the frozen user of the credit underwriting gold, thawing should The credit underwriting gold that user is frozen；

S303, when receiving the solicited message of defrosting credit underwriting gold of user terminal transmission, confirming the user, there is no non- When the possibility of integrity act, the credit underwriting that the user of thawing is frozen is golden；When the credit underwriting gold of user is frozen, If user is want using the funds, it can apply for defrosting credit underwriting gold；

S304, receiving the non-sincere user of report that user terminal is submitted, there are the evidences of creditable behavior；The approach of report, Ke Yitong Network is crossed, can also be by phone, can also directly visit report, when being reported by latter two approach, then in the server The step can not be needed；

S102 invests the credit underwriting gold, and user is allowed to obtain income from the credit underwriting gold paid；Its In, the investment includes as follows one or more:

Monetary fund investment, treasury bonds investment, bank's current or fixed deposit, trust, Yuebao；Marriage and making friend's website platform at this time The management of investment expense of user can also be earned.

S103, when receiving user terminal transmission, when information of the request the remaining sum of the credit underwriting gold for paying, Execute the payment request of user；The credit underwriting gold account of user can be developed into disbursement account by marriage-seeking dating site, thus Payment transaction can be developed, increase revenue source.

A kind of love and marriage method will be described in detail with an example below, example is as follows:

Marriage and making friend's website platform collects 20000 yuan that A man pays as credit underwriting gold (to user's collection of funds as use The credit underwriting gold at family).10000 yuan that Mrs B pays are collected as credit underwriting gold (to user's collection of funds as user's Credit underwriting gold).

Then the individual that marriage and making friend's website platform generates A man introduces data, and introduces in data in the individual of A man Dated A man has paid credit underwriting gold or dated A man has paid 20000 yuan of credit underwriting gold.Love and marriage are handed over The individual that friendly website platform generates Mrs B introduces data, and introduces dated Mrs B in data in the individual of Mrs B and paid Credit underwriting gold or dated Mrs B have paid 10000 yuan of credit underwriting gold.

A man has browsed the personal information (personal information of server transmission Mrs B of Mrs B on marriage and making friend's platform Checked to A man), A man has found that Mrs B is the user for paying credit underwriting gold, therefore A man believe it is a written by Mrs B People's data and photograph are all genuine, so A man determines that about Mrs B meets.

And Mrs B has checked the personal information of A man, discovery A man is also when receiving the meeting request of A man Through having paid the user of credit underwriting gold, so also generating trust to A man.Therefore Mrs B is ready that the meeting for receiving A man is invited Please, but in order to insure, Mrs B to marriage and making friend's platform request freeze A man credit underwriting gold, then marriage and making friend's platform to A man sends inquiry message and (sends confirmation message to the user terminal of the anisotropic user to confirm whether the anisotropic user is same Its credit underwriting gold of anticipating is frozen), whether inquiry A man agrees to the request of Mrs's B request for freezing its credit underwriting gold, works as love and marriage After dating site obtains the agreement of A man, freeze the credit underwriting gold of A man, and inform Mrs B, to allow Mrs B to trust About.

If A man and Mrs B date safely, any offending thing is not generated, then A man can apply solving Freeze the credit underwriting gold being frozen, marriage and making friend's platform can inquire whether Mrs B agrees to the credit underwriting gold solution of A man Freeze and (confirms that the possibility of creditable behavior is not present in the frozen user of the credit underwriting gold), after the agreement for obtaining Mrs B, The credit underwriting gold of defrosting A man.If there is no the response of Mrs B, after the waiting period of setting (for example wait three days Afterwards), if Mrs B is no in three days to complain A man, the credit underwriting gold of automatic defrosting A man.

If A man and Mrs B, during appointment, the data filled in of discovery A man has a vacation, A man's height is obviously only There is 160CM, and in the data filled in is height 170CM.Then Mrs B, which can send, complains evidence to server to complain A male Scholar (submitting the non-sincere user of report, there are the evidences of creditable behavior), or make a phone call to the phone call for appeal of marriage and making friend's platform It directly complains, marriage and making friend's platform will be investigated, and proving the determining behavior that there is false height of A man, (there are non-sincere rows For) when, certain credit underwriting gold of A man is taken off, the credit underwriting gold taken off all or can also be partly compensated to B Ms.

When Mrs B needs to do shopping, it can be paid the bill with credit underwriting gold and (pay the bill one as taking the remaining sum of Yuebao Sample).In order not to which credit underwriting golden flower light, the payment amount of Mrs B can be limited after allowing Mrs B to make creditable behavior, to protect The credit underwriting gold remaining sum for demonstrate,proving Mrs B is not less than defined minimum value, for example regulation credit underwriting gold remaining sum must not be lower than 1000 Member, then when Mrs's B pay on application, if the amount of money after payment less than 1000 yuan, does not allow Mrs B to pay the bill.

In order not to allow the credit underwriting gold of A man not have interest reversal, marriage and making friend's platform can be agreed to obtaining A man In the case where, 20000 yuan of the credit underwriting gold of A man is carried out risk-free investing or low-risk investment (such as investment currency Fund, cash in banks etc.), and income return A man, A man can be attracted to take out more money as credit underwriting in this way Gold.

When Mrs B has been successfully found the other half, it is no longer necessary to which after marriage-seeking, Mrs B can apply returning credit underwriting gold.Wedding Dating site is loved in confirmation Mrs B in the case where this platform does not have creditable behavior to meet reimbursement condition, credit underwriting gold It is returned to Mrs B.

In above-mentioned example, the method in A man and Mrs B is applied, can be applied on all other users.

Second aspect of the present invention proposes a kind of server, detailed for a kind of server work provided by the invention referring to figure 2. Thin introduction；

Second aspect of the present invention proposes a kind of server, be applied to marriage and making friend's website platform in it is characterised by comprising:

Guaranty fund collects module, for the credit underwriting gold to user's collection of funds as user；The credit underwriting gold can also To be not understood as credit assurance gold, for guaranteeing that user is able to maintain sincerity on marriage and making friend's platform, credit underwriting gold is collected Detailed process is referred to the process that shared bicycle collects cash pledge；

Data generation module, the individual for generating user introduces data, and introduces in the individual and indicate the user in data The credit underwriting gold whether has been paid, or has introduced the credit underwriting gold for indicating the user in data in the individual Amount；The individual introduces data, also can be as simple as only one head portrait or only one head portrait adds a user Name；

Guaranty fund returns module, for when receiving what user was sent by user terminal, the credit underwriting gold to be returned in application When information, in the case where user meets reimbursement condition, credit underwriting gold is returned to user；

It, can be to platform Shen either in both sides when further contact in need when two users are after tentatively understanding The credit underwriting gold that please freeze other side, after obtaining other side and agreeing to, platform will freeze the credit underwriting gold of other side；In this way When the meeting of two personal appointments, if it find that when the user of frozen credit underwriting gold has creditable behavior, it can be flat to website Platform is complained, is reported, to take off the credit underwriting gold of the side there are creditable behavior；Since credit underwriting gold is frozen, Without worrying that user after generating creditable behavior, before reporting, is not being retracted credit underwriting gold also；

Second defrosting module, for being somebody's turn to do in confirmation when receiving the solicited message of defrosting credit underwriting gold of user terminal transmission When the possibility of creditable behavior is not present in user, the credit underwriting that the user of thawing is frozen is golden；When the credit of user is carried on a shoulder pole When insurance money is frozen, if user is want using the funds, it can apply for defrosting credit underwriting gold；

Report receiving module, there are the evidences of creditable behavior by the non-sincere user of the report for receiving user terminal submission；Report Approach, can be by network, can also be by phone, can also directly visit report, when by latter two approach report when, Report receiving module is not needed then；

Investment module obtains user from the credit underwriting gold paid for the credit underwriting gold to be invested Obtain income；Wherein, the investment includes as follows one or more:

Monetary fund investment, treasury bonds investment, bank's current or fixed deposit, trust, Yuebao；Marriage and making friend's website platform at this time The management of investment expense of user can also be earned；

Payment module, for when receiving user terminal transmission, request to be used for the remaining sum of the credit underwriting gold in the letter of payment When breath, the payment request of user is executed, the credit underwriting golden hair of user can be transformed into disbursement account by marriage-seeking dating site, thus Payment transaction can be developed, increase revenue source.

A kind of server will be described in detail with an example below, example is as follows:

In above-mentioned example, illustrated with A man and Mrs B, all other user can also substitute into wherein.

It is described in detail referring to figure 3. for a kind of user terminal that the third aspect of the embodiment of the present invention provides；The present invention the Three aspects propose a kind of user terminal, are applied in marriage and making friend's website platform characterized by comprising

Guaranty fund pays module, for paying fund to platform, as credit underwriting gold；Credit underwriting gold it also will be understood that To be credit assurance gold, for guaranteeing that user is able to maintain sincerity on marriage and making friend's platform, the detailed stream of credit underwriting gold is collected Journey is referred to the process that shared bicycle collects cash pledge；

Credit underwriting gold returns module, sends application to server by user terminal for user and returns the credit underwriting gold Information；If user has found object, when not needing the service for receiving platform, user can return letter by this module application Use guaranty fund.

Apply for defrosting module, for sending the solicited message of defrosting credit underwriting gold to server；When the credit underwriting gold of user When frozen, if user is want using the funds, this module application defrosting credit underwriting gold can be passed through；

Sending module is reported, for submitting and reporting to server when user encounters non-sincere user during marriage-seeking friend-making There are the evidences of creditable behavior by non-sincerity user；There are many approach of report, can by network, can also by phone, Can also directly be visited report, when reporting by subsequent two kinds of approach, then not need report sending module；

Investment module, for the credit underwriting gold to be used to invest to server request；Wherein, the investment includes following It is one or more:

Monetary fund investment, treasury bonds investment, bank's current or fixed deposit, trust, Yuebao；Therefore the available credit of user The fruits that guaranty fund generates.

Payment module, the remaining sum for when user needs to pay, sending request the credit underwriting gold is for paying Information to server；Therefore credit underwriting gold can also equally be used with the cash in wallet, keep credit underwriting gold not busy It sets.

The creditable behavior includes but is not limited to: spilling support during false personal information, false head portrait, appointment Or the behavior of meal support, fraudulent act, deceptive practices.

It is given one example below the user terminal to be described in detail, example is as follows:

Marriage and making friend's website platform collect that A man pays 20000 yuan as credit underwriting gold (Xiang Pingtai pays fund, as Credit underwriting gold).10000 yuan that Mrs B pays are collected as credit underwriting gold, and (Xiang Pingtai pays fund, as credit underwriting Gold).

The personal information that A man has browsed Mrs B on marriage and making friend's platform (receives the described of simultaneously display server transmission The individual of anisotropic user introduces data), A man has found that Mrs B is the user for paying credit underwriting gold, therefore A man believes B female Personal information and photograph written by scholar are all genuine, so A man determines that about Mrs B meets.

A kind of server, a kind of multiple user terminals provided such as third aspect present invention provided such as second aspect of the present invention；；It answers With a kind of marriage and making friend's method as described in the first aspect of the invention；

The server and the user terminal and a kind of marriage and making friend's method, have there is detailed introduction above, Which is not described herein again.

Below with a detailed example come to fourth aspect present invention provide a kind of marriage and making friend's system make it is detailed It introduces, example is as follows:

The user terminal of user Xiao Ming is mobile phone A, he has paid 2000 yuan of credit underwriting gold to marriage-seeking dating site；Another user is small Red user terminal is mobile phone B；

Mobile phone A (user terminal) Xiang Pingtai pays 2000 yuan of fund, as credit underwriting gold；

Server collects 2000 yuan of credit underwriting gold as user to Xiao Ming (user)；

Mobile phone B (user terminal) sends request to server and checks that the individual of Xiao Ming introduces the information of data；

The individual that server generates Xiao Ming (user) introduces data, and introduces dated Xiao Ming in data in the individual of Xiao Ming and paid It receives credit underwriting gold, or introduces the credit underwriting gold for indicating Xiao Ming in data in the individual of Xiao Ming and have 2000 yuan； When server receives mobile phone B (user terminal) transmission, when request checks that the individual of Xiao Ming introduces the information of data, Xiao Ming's Individual introduces data and is sent to mobile phone B (user terminal)；

The Xiao Ming individual that mobile phone B (user terminal) receives and display server is sent introduces data；

At this point, the personal information of small red discovery Xiao Ming is faked, the height of Xiao Ming only has 158MM, body is but filled in personal information A height of 168MM, it is harmful it is small it is red go to see Xiao Ming to Beijing by train from Guangzhou, it is as a result small red rather disappointed, it is small it is red by phone to sign The creditable behavior of dating site of wedding report Xiao Ming；

(server can be then inputed to manual confirmation) when server confirmation Xiao Ming is implicitly present in creditable behavior, then detain 2000 yuan of credit underwriting gold of Xiao Ming are taken, to punish Xiao Ming, or the train ticket that compensation is wide to small red capital back and forth.

If not there is creditable behavior in Xiao Ming, after Xiao Ming has found object, Xiao Ming by mobile phone A (user terminal) to Server sends the information that 2000 yuan of credit underwriting gold are returned in application；

When server receives what Xiao Ming was sent by mobile phone A (user terminal), the information of 2000 yuan of credit underwriting gold is returned in application When, in the case where Xiao Ming meets reimbursement condition, 2000 yuan of credit underwriting gold are returned to user.

Certainly, the small red mobile phone B (user terminal) that can also pass through when meeting Xiao Ming is freezed to server transmission application The information of 2000 yuan of credit underwriting gold of Xiao Ming；

When server receives mobile phone B (user terminal) transmission, when the information of 2000 yuan of credit underwriting gold of Xiao Ming is freezed in application, It sends confirmation message and confirms whether Xiao Ming agrees to that its 2000 yuan of credit underwriting gold are frozen to the mobile phone A (user terminal)；

When mobile phone A (user terminal) receives the confirmation message of server transmission, sends and agree to that 2000 yuan of credit underwriting gold are frozen The information of knot is to server；

If server receives mobile phone A (user terminal) return, agrees to the frozen information of its 2000 yuan of credit underwriting gold, then freeze Tie 2000 yuan of credit underwriting gold of Xiao Ming；

In this way during appointment, 2000 yuan of credit underwriting gold of Xiao Ming be it is frozen, in this way for small red more secure, Xiao Ming and it is small it is red smoothly about after the meeting, Xiao Ming sends 2000 yuan of credit underwriting gold that thaws to server by mobile phone A (user terminal) Solicited message；

When there is no 2000 yuan of credit underwriting that when possibility of creditable behavior, defrosting Xiao Ming is frozen by server confirmation Xiao Ming Gold；

The fruits can't be generated since 2000 yuan of credit underwriting gold are placed on love and marriage platform, so Xiao Ming can pass through mobile phone A (user End) 2000 yuan of credit underwriting gold are used to invest to server request；

Server invests 2000 yuan of credit underwriting gold of Xiao Ming, allows Xiao Ming from the 2000 yuan of credit underwriting paid Income is obtained in gold；

When Xiao Ming needs to pay (for example needing to pay 2 yuans to great Bai supermarket to buy one bottle of water), Xiao Ming (is used by mobile phone A Family end) information of the request 2000 yuan of credit underwriting gold for paying is sent to server；

When server receives mobile phone A (user terminal) transmission, when request is used for 2000 yuan of credit underwriting gold the information of payment, The payment request (for example paying great Bai supermarket 2 yuans) of user is executed, so far, Xiao Ming with credit underwriting gold by being paid And one bottle of water is bought.

Fifth aspect present invention proposes a kind of marriage and making friend's method, is referring to figure 4. a kind of love and marriage provided by the invention Making friends method is described in detail；Fifth aspect present invention proposes a kind of marriage and making friend's method, is applied to marriage and making friend website In platform characterized by comprising

S101 collects the fund of user, as credit underwriting gold, for assuring for the credit of user；The credit underwriting gold It can be appreciated that being credit assurance gold, for guaranteeing that user is able to maintain sincerity on marriage and making friend's platform, credit underwriting is collected The detailed process of gold is referred to the process that shared bicycle collects cash pledge；

S103, when user returns credit underwriting gold to platform application, in the case where the user meets reimbursement condition, credit Guaranty fund is returned to user；

Stating creditable behavior includes but is not limited to: spilling support or meal support during false personal information, false head portrait, appointment Behavior, fraudulent act, deceptive practices.

Set reimbursement condition, be exactly in order to prevent user move back, go back credit assurance gold after, discovery user there are creditable behavior needs Take off credit underwriting gold, with the user punish or to victim user progress economic compensation, but the credit of the user Guarantee fund, which has returned, to contribute money.

A kind of marriage and making friend's method will be described in detail with an example below, example is as follows:

The user terminal of user Xiao Ming is mobile phone A, he has paid 2000 yuan of credit underwriting gold to marriage-seeking dating site；Another user is small Red user terminal is mobile phone B.

During marriage-seeking friend-making, the personal information of small red discovery Xiao Ming is faked, and the height of Xiao Ming only has 158MM, provides in individual But it is 168MM that height is filled in material, harmful that small red ride on a train from Guangzhou goes to see Xiao Ming to Beijing, as a result small red rather disappointed, small red The creditable behavior of Xiao Ming is reported to marriage-seeking dating site by phone；

A kind of marriage and making friend's method provided referring to figure 5. for the 6th aspect of the embodiment of the present invention is described in detail；

Sixth aspect present invention provides a kind of marriage and making friend's method, is applied in marriage and making friend's website platform, which is characterized in that Include:

S201, the individual for generating user introduce data, and the financing account balance that user is indicated in data is introduced in the individual, In, the financing account can be third-party reason account, the financing account that non-love and marriage dating site provides；

The individual is introduced data and is sent to anisotropic user and checked by S301；To which the economic strength of user is presented in the opposite sex In front, to attract the opposite sex, advantage is provided hand in hand for final realize.

S101 provides Investment & Financing service for user；Wherein, the Investment & Financing service, including but not limited to monetary fund Investment, treasury bonds investment, interest-bearing deposit, trust, Yuebao.The Investment & Financing service will be provided for step S201 more than financing account The data of volume.Certainly, financing account balance data, can also be managed money matters platform offer by third party, such as the zero of Alipay, wechat Money is logical etc..

In this way, the economic strength of other side can be shown in face of the opposite sex well, to promote during marriage and making friend Into chance hand in hand, there is the people of economic strength still can more attract after all anisotropic, no matter men and women；Also promote between user each other Trust, because if there are many an individual deposit, then a possibility that he is cheat very little, very credible.

In marriage and making friend's platform, treasury management services (treasury management services of similar Yuebao, monetary fund financing) are provided, make to participate in levying The user to make friends that weds, which invests spare cash in the treasury management services provided to love and marriage platform, to manage money matters.

For example A man has invested 1,000,000 yuan in the treasury management services that love and marriage platform provides, server generates of A man People introduces data, and is 1,000,000 yuan in the financing account balance that the individual of A man introduces dated A man in data.

When Mrs B is when the individual for browsing A man introduces data, it is seen that account has 1,000,000 yuan of remaining sums the reasons why A man When, it is after all the big standard chosen spouse through economic strength that Mrs B is aroused in interest to A man, Mrs B it is also believed that A man have it is so many Deposit, a possibility that being cheat is very low；Mrs B actively pursues A man at this time, arrives this, and Mrs B and Mrs A are likely to hand in hand With regard to success.

It is using the beneficial effect that the present invention generates:

Credit underwriting gold has been collected to user due to marriage and making friend's system platform and (fund assured has been done for the sincerity of user, to protect Card user keeps sincere in marriage-seeking dating site), when creditable behavior occurs in user, the credit underwriting gold paid will It is taken off, thus allow the deception cost of user, the increased costs that do not stress credit, so that user dare not have deceptive practices, It forces the user to harhor evil intentions to abandon doing evil because increased costs are done evil, to purify platform, increases everybody mutual trust, Promote marriage-seeking successful probability of making friends；The addition for promoting vast unmarried men and women again in turn, becomes the scale of platform greatly, To create more values for user and enterprise.

The embodiments described above only express several embodiments of the present invention, and the description thereof is more specific and detailed, but simultaneously Limitations on the scope of the patent of the present invention therefore cannot be interpreted as.It should be pointed out that for those of ordinary skill in the art For, without departing from the inventive concept of the premise, various modifications and improvements can be made, these belong to guarantor of the invention Protect range.

Claims

1. a kind of marriage and making friend's method is applied in marriage and making friend's website platform characterized by comprising

S101, the credit underwriting gold to user's collection of funds as user；

S401, when there are the credit underwriting gold for when creditable behavior, taking off the user by confirmation user；

2. a kind of marriage and making friend's method as described in claim 1, which is characterized in that including at least one following steps:

3. a kind of server is applied in marriage and making friend's website platform characterized by comprising

Guaranty fund takes off module, for when there are the credit underwriting gold for when creditable behavior, taking off the user by confirmation user；

4. a kind of server as claimed in claim 3, which is characterized in that including arriving a few following module:

5. a kind of user terminal is applied in marriage and making friend's website platform characterized by comprising

6. a kind of user terminal as claimed in claim 5, which is characterized in that including at least one following module:

7. a kind of marriage and making friend's system characterized by comprising

A kind of server, a kind of multiple such as user terminals described in claim 5 or 6 as described in claim 3 or 4；

Apply a kind of marriage and making friend's method as claimed in claim 1 or 2.

8. a kind of marriage and making friend's method is applied in marriage and making friend's website platform characterized by comprising

9. a kind of marriage and making friend's method is applied in marriage and making friend's website platform characterized by comprising

10. a kind of marriage and making friend's method as claimed in claim 9, which is characterized in that further include:

S101 provides Investment & Financing service for user.