CN110046989A - A kind of information acquisition method and device - Google Patents
A kind of information acquisition method and device Download PDFInfo
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- CN110046989A CN110046989A CN201910319335.2A CN201910319335A CN110046989A CN 110046989 A CN110046989 A CN 110046989A CN 201910319335 A CN201910319335 A CN 201910319335A CN 110046989 A CN110046989 A CN 110046989A
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Abstract
The embodiment of the present application discloses a kind of information acquisition method and device, and service platform obtains the information type of the first user selection first, and acquires page capture for the user data of the first user corresponding to the information type by the corresponding data of information type.Then, secrecy processing is carried out to the user data of the first user, obtains non-sensitive user data.When lending enterprise, that is, second user needs to obtain the related data of the first user, the filter condition being arranged according to the first user and/or second user, non-sensitive user data is sent to the second user for meeting filter condition, so that second user generates the corresponding credit information of information type according to non-sensitive user data.Credit information is sent to the first user again, so that the first user can know the credit informations such as itself corresponding loan limit and interest rate.
Description
Technical field
This application involves Internet technical fields, and in particular to a kind of information acquisition method and device.
Background technique
With finance flourishing in China, personal credit is more and more important.The people for possessing higher credit is being engaged in loan
Money, by stages consumption etc. economic activity when can obtain more amounts and enjoy lower interest rate.User can obtain for understanding oneself
The credit informations such as the loan limit obtained and interest rate have very big demand, this directly influences economy of the user in life and determines
Plan.
There are a variety of loans on the market, than being borrowed if any the wages loan based on wages, the consumption based on credit card purchase,
Common reserve fund loan based on common reserve fund, declaration form loan based on policy information etc..These loans follow such a mode, based on use
The data at family are using specific Credit Model and risk control model come the final loan limit and interest rate for determining user.Similarly
User data, the result that each lending enterprise provides is multifarious, and user can not assess obtainable in advance when needing to provide a loan
The relevant credits such as loan limit and interest rate.
Summary of the invention
In view of this, the embodiment of the present application provides a kind of information acquisition method and device, to solve user in the prior art
The technical issues of relevant credit can not quickly be obtained.
To solve the above problems, technical solution provided by the embodiments of the present application is as follows:
A kind of information acquisition method, which comprises
The information type for obtaining the first user selection is acquired described in page capture by the corresponding data of the information type
The corresponding user data of information type；
Secrecy processing is carried out to the user data, generates non-sensitive user data；
According to the filter condition that first user and/or second user are arranged, the non-sensitive user data is sent
To the second user for meeting the filter condition, so that the second user generates the letter according to the non-sensitive user data
Cease the corresponding credit information of type；
The credit information is obtained, the credit information is sent to first user.
In one possible implementation, described corresponding by information type described in data acquisition page capture
User data, comprising:
The user information that first user acquires page input by the corresponding data of the information type is obtained, according to
The user information of the input pulls the corresponding user data of the user information from third party's data platform.
In one possible implementation, described corresponding by information type described in data acquisition page capture
User data, comprising:
When there are the user data of other information type, from the user data of the other information type described in acquisition
User data required for information type, and the corresponding other users of information type described in page capture are acquired by the data
Data.
In one possible implementation, according to first user and/or second user setting filter condition,
Before the non-sensitive user data is sent to the second user for meeting the filter condition, the method also includes:
The data pull request of second user is obtained, the data pull request includes the A.L.S. of the second user
Breath；
The signing messages of the second user is verified, is led to when the signing messages to the second user carries out verification
Later, the filter condition being arranged according to first user and/or second user, is sent to symbol for the non-sensitive user data
Close the second user of the filter condition.
In one possible implementation, the filtering rod being arranged according to first user and/or second user
The non-sensitive user data is sent to the second user for meeting the filter condition by part, comprising:
According to the renewal time of the non-sensitive user data, the non-sensitive number of users for being less than default validity period is determined
According to；
The second mistake for meeting second user setting is searched in the non-sensitive user data for being less than default validity period
The target user data of filter condition；
The target user data is sent to the second user for meeting the first filter condition of the first user setting.
A kind of information acquisition device, described device include:
First acquisition unit, for obtaining the information type of the first user selection；
Acquisition unit, it is corresponding for acquiring information type described in page capture by the corresponding data of the information type
User data；
Generation unit generates non-sensitive user data for carrying out secrecy processing to the user data；
Transmission unit will be described non-sensitive for the filter condition according to first user and/or second user setting
User data is sent to the second user for meeting the filter condition, so that the second user is according to the non-sensitive number of users
According to the corresponding credit information of the generation information type；
The credit information is sent to first user for obtaining the credit information by second acquisition unit.
In one possible implementation, the acquisition unit is specifically used for obtaining first user described in
The user information of the corresponding data acquisition page input of information type, it is flat from third party's data according to the user information of the input
Platform pulls the corresponding user data of the user information.
In one possible implementation, the acquisition unit, specifically for when there are the users of other information type
When data, user data required for the information type is obtained from the user data of the other information type, and pass through
The corresponding other users data of information type described in the data acquisition page capture.
In one possible implementation, described device further include:
Third acquiring unit, for before executing the transmission unit, obtaining the data pull request of second user, institute
State the signing messages that data pull request includes the second user；
Verification unit is verified for the signing messages to the second user, when the signature to the second user
Information carry out verification pass through after, execute the transmission unit.
In one possible implementation, the transmission unit, comprising:
Determine subelement, for the renewal time according to the non-sensitive user data, determination is less than default validity period
Non-sensitive user data；
Subelement is searched, meets the second use for searching in the non-sensitive user data for being less than default validity period
The target user data of second filter condition of family setting；
Transmission sub-unit, for the target user data to be sent to the first filter condition for meeting the first user setting
Second user.
It can be seen that the embodiment of the present application has the following beneficial effects:
The embodiment of the present application service platform obtains the information type of the first user selection first, and corresponding by information type
Data acquisition page capture for the first user corresponding to the information type user data.Then, to the first user's
User data carries out secrecy processing, obtains non-sensitive user data.When lending enterprise, that is, second user needs to obtain the first user
Related data when, according to the filter condition that the first user and/or second user are arranged, non-sensitive user data is sent to symbol
The second user of filter condition is closed, is believed so that second user generates the corresponding credit of information type according to non-sensitive user data
Breath.Credit information is sent to the first user again, so that the first user can know itself corresponding loan limit and interest rate
Equal credit informations.As it can be seen that the first user can be made quickly to obtain credit information by method provided by the embodiments of the present application,
It is acquired, can be obtained for multiple second users by a user data, reduce by the first user's operation.Also, to user data
Secrecy processing is carried out, secure user data is protected, is bothered from enterprise and intermediary.In addition, when user data changes, the
One user can automatically obtain the credit information that each second user is directed to newest user data.
Detailed description of the invention
Fig. 1 is a kind of acquisition of information Application Scenarios-Example figure provided by the embodiments of the present application；
Fig. 2 is a kind of flow chart of information acquisition method provided by the embodiments of the present application；
Fig. 3 is a kind of acquisition of information frame diagram provided by the embodiments of the present application；
Fig. 4 is a kind of information acquisition device structure chart provided by the embodiments of the present application.
Specific embodiment
In order to make the above objects, features, and advantages of the present application more apparent, with reference to the accompanying drawing and it is specific real
Mode is applied to be described in further detail the embodiment of the present application.
Technical solution provided by the present application for ease of understanding will first be illustrated the background technique of the application below.
Inventor's hair when understanding the research of the credit informations such as oneself obtainable loan limit and interest rate to traditional user
Existing, user needs that each lending enterprise carries out registration and information is made a report on, very cumbersome and time-consuming.Moreover, in the information made a report on
In limited situation, the loan limit for causing user that may finally obtain and the amount estimated difference are larger.In addition, when user believes
Breath needs user that larger energy and time is spent to make a report on information again when changing, and causing user not understand in real time can be with
The loan limit and interest rate of acquisition.
Based on this, the embodiment of the present application provides a kind of information acquisition method, and user carries out user data in service platform
It fills in, and user data is subjected to anonymous disclosure.Lending enterprise obtains user data by service platform, and according to user data
Determine the corresponding credit information of user.The credit information is sent to use after the corresponding credit information of service platform acquisition user
Family, so that user will be seen that the credit informations such as itself corresponding loan limit and interest rate.That is, user by server platform into
Row disposably fill in, multiple available user data of lending enterprise can be made, without user be directed to each lending enterprise into
Row information is made a report on, and the time is saved.In addition, making a report on mode by such, user data can be obtained as much as possible, to make loans
Accurate credit information can be generated in enterprise.Meanwhile to protect secure user data, secrecy processing is carried out to user data.
Referring to Fig. 1, which is a kind of acquisition of information Application Scenarios-Example figure provided by the embodiments of the present application, as shown in Figure 1,
First user 101 can use that terminal device selects information type in service platform 102 and to fill in the information type corresponding
User data, so that service platform 102 can acquire the corresponding user data of every kind of information type, and by secrecy
Reason obtains the corresponding non-sensitive user data of the first user 101.It can be by terminal device to service by second user 103
Platform 102 is registered, and obtains non-sensitive user data by way of pulling request to the transmission of service platform 102, so as to
Second user 103 according to non-sensitive user data determine the first user 101 corresponding to credit information.Wherein, second user 103
Indicate lending enterprise.
The embodiment of the present application provides technical solution for ease of understanding, below will be to a kind of acquisition of information side provided by the present application
Method is illustrated.
Referring to fig. 2, which is a kind of flow chart of information acquisition method provided by the embodiments of the present application, as shown in Fig. 2, should
Method may include:
S201: obtaining the information type of the first user selection, acquires page capture institute by the corresponding data of information type
State the corresponding user data of information type.
In the present embodiment, the information type that service platform can be selected according to the first user provides the letter for the first user
It ceases the corresponding data of type and acquires the page, to guide the first user to carry out filling in for user data, to acquire the information type
Corresponding user data.Wherein, information type can be mainstream loan types on the market, including but not limited to credit card loan,
Wages loan, Accumulation Fund Loan, declaration form loan etc..It is understood that user data needed for different loan types may
It has differences, for example, Accumulation Fund Loan needs to obtain and common reserve fund related data, and wages loan needs to obtain user's wages phase
Data are closed, to guarantee user data needed for lending enterprise can accurately obtain every kind of loan types, every kind of information can be directed to
Type designs a kind of data acquisition page.
In specific implementation, the first user can select information type in terminal page, and service platform is according to the first user
The corresponding data acquisition page of the information type is presented to the first user in the information type of selection.First user adopts in the data
The collection page carries out filling in for user data, so that the available user data for the information type of service platform.Example
Such as, the information type that the first user selects is wages loan types, then service platform shows wages loan types to the first user
Corresponding data acquire the page, and the first user fills in user data in the data acquisition page, so that service platform obtains
Take the user data for wages loan types.
Wherein, user data may include the data such as name, certificate number, phone, cell-phone number, the year wages of the first user,
Specific data are determined by content included in the data acquisition page.It is understood that service platform can by S201
To obtain the corresponding user data of a large amount of every kind of information type.
In specific implementation, two kinds are present embodiments provided and acquires the corresponding user of page capture information type by data
The implementation of data will respectively be illustrated two kinds of acquisition modes below.
One is, the user information that the first user acquires page input by the corresponding data of information type is obtained, according to
The user information of input pulls the corresponding user data of user information from third party's data platform.
In the present embodiment, when the first user, which acquires the page by data, inputs user information, service platform can basis
User information pulls the corresponding user data of user information from third party's data platform by way of web crawlers, not only reduces
The input of user, and may insure the accuracy and authenticity of acquired user data.For example, the first user input
User information is certificate number, then terminal can pull the number of users of first user according to certificate number from common reserve fund service platform
According to.
Another kind is, when there are the user data of other information type, obtains from the user data of other information type
User data required for information type is taken, and acquires the corresponding other users data of page capture information type by data.
In the present embodiment, when service platform carries out user data acquisition for the information type of the first user selection, such as
The user data acquired needed for fruit has been acquired in the corresponding user data of other information type, then without acquiring again, directly from
User data required for current information type is obtained in the user data of other information type.And for not collected user
Data, then yet by the corresponding other users data of data acquisition page capture current information type.
In specific implementation, it is defeated by the corresponding data acquisition page of information type to obtain the first user first for service platform
The user information entered determines that the relevant user data of corresponding first user of the user information has been adopted further according to user information
Collection determines that there are the user data of other information type.Then, then from the user data of other information type obtain current
User data required for information type.And other information type is not present for user data required for current information type
User data in when, pass through data and acquire the corresponding other users data of page capture current information type.
For example, the service platform corresponding user data of the selected wages loan types of acquired first user, is such as used
Family name, certificate number, cell-phone number, work unit etc..When the current information type that the first user A is selected is Accumulation Fund Loan class
Type, the first user A is after the corresponding data acquisition page of Accumulation Fund Loan type fills in user information (name, certificate number), clothes
Business platform can determine that some user data in the data acquisition page be collected according to user information, then borrow from wages
User data (cell-phone number, work unit) required for Accumulation Fund Loan type is obtained in the corresponding user data of money type, and
The some user data (common reserve fund amount) being not present in user data corresponding for wages loan types, then pass through common reserve fund
The corresponding data acquisition page capture of loan types obtains.
It should be noted that in specific implementation, service platform can acquire the page using Templated data, each
Template can cover data requirements corresponding to a kind of information type, so that user only need to carry out user for information type
Data are filled in, and are filled in without carrying out user data for each second user, avoid carrying out for same information type multiple
The problem of filling in is saved user time, is improved efficiency.
S202: secrecy processing is carried out to user data, generates non-sensitive user data.
In the present embodiment, after service platform, which acquires page capture by data, obtains user data, to guarantee number of users
According to safety, then secrecy processing is carried out to user data, generate non-sensitive user data.It can specifically believe crucial in user data
Breath carries out anonymization processing, such as other words are replaced with * in addition to surname by name, and the sandwich digit of certificate number is replaced with *, mobile phone
Number sandwich digit is replaced with *.
In specific implementation, for make user will be seen that secrecy processing as a result, can be by the non-sensitive user of generation
Data show user, are further confirmed that by user.If user is identified through, service platform is again by non-sensitive user data
It is supplied to lending enterprise.In practical application, user data table is generated after user data is carried out secrecy processing by service platform,
Referring specifically to table 1:
1 user data table of table
| Column name | Remarks |
| ID | Identification card number |
| anonymousID | Anonymization ID |
| Name | Name |
| Mobile | Phone |
| UpdataTime | Renewal time |
In addition, to improve the user experience, after user confirms non-sensitive user data, service platform can be with
It provides a user and selects lending enterprise visible to its non-sensitive user data or sightless function.It specifically can choose three types
Type, one is all as it can be seen that i.e. visible for being registered to all lending enterprises of service platform；It is another partially visible, choosing
After selecting the type, user needs to select visible lending enterprise；Another is that part is invisible, and after selecting the type, user needs
Select invisible lending enterprise.In practical application, can show that table is arranged in visibility to the first user with service platform, such as
Shown in table 2:
Table is arranged in 2 visibility of table
| Column name | Remarks |
| ID | Identity card ID |
| type | Visibility type |
| visibleCompanies | It can be seen that enterprise |
| invisibleCompanies | Shield enterprise |
S203: non-sensitive user data is sent to symbol by the filter condition being arranged according to the first user and/or second user
The second user of filter condition is closed, is believed so that second user generates the corresponding credit of information type according to non-sensitive user data
Breath.
In the present embodiment, the filter condition that service platform can be arranged according to the first user and/or second user will be non-quick
Sense user data is sent to the second user for meeting filter condition, believes so that second user is generated according to non-sensitive user data
Cease the corresponding credit information of type.Wherein, which may include the corresponding bandwidth credit of the first user and interest rate etc.
Information.
When specific implementation, service platform determines according to the renewal time of non-sensitive user data and is less than default validity period
Non-sensitive user data；It is searched in the non-sensitive user data for being less than default validity period and meets the of second user setting
The target user data of two filter conditions；Target user data is sent to the first filter condition for meeting the first user setting
Second user.
It is understood that filter condition can be set in the first user, for example, non-sensitive user data visibility is arranged.
Filter condition also can be set in second user (lending enterprise), when second user is when service platform is registered, can be set
Filter condition.Such as it obtains newest non-sensitive user data, the non-sensitive user data for being less than validity period, meet the lending
Non-sensitive user data of business loan type etc..When the first user and lending enterprise are respectively provided with filter condition, then according to
The filter condition of filter condition and the second user setting of one user setting, the non-sensitive user data for meeting filter condition is sent out
The second user for meeting filter condition is given, so that according to non-sensitive user data to generate the information type corresponding for second user
Credit information.
For example, the information type that the first user A is selected is wages loan, the non-sensitive user data of setting is all may be used
See, the information type that the first user B is selected is wages loan, and the non-sensitive user data of setting is partially visible and visible
Lending enterprise is second user 1, second user 2, and the information type that the first user C is selected is common reserve fund wages loan, setting
Non-sensitive user data is all visible.The information type that second user 1 services is wages loan, then service platform passes through filtering
The non-sensitive user data of first user A and the first user B are sent to second user 1 by condition.The letter that second user 3 services
It ceases type and the non-sensitive user data of the first user A is sent to second user in service platform by filtering for wages loan
3。
In practical applications, it is the legitimacy of guarantee second user, then non-sensitive user data is sent to and meets filtering
Before the second user of condition, the information of second user can also be verified, after being verified, then by non-sensitive user
Data are sent to the second user for meeting filter condition.Specifically, in the data pull request for obtaining second user, which is drawn
Taking request includes the signing messages of second user；The signing messages of second user is verified, when the signature to second user
Information according to the filter condition that the first user and/or second user are arranged, non-sensitive user data is sent out after verification passes through
Give the second user for meeting filter condition.Wherein, the signing messages of second user can be raw by MD5 Message Digest 5
At.
In specific implementation, each second user can be registered in service platform, provide company information, such as enterprise
Title, contact person, loan types etc..After the completion of registration, service platform can save the signing messages of the second user, that is, build
Mapping relations between vertical company information and signing messages.When second user pulls request to service platform transmission, according to this
Company information and signing messages included in request are pulled, the signing messages pulled in request is verified.In reality
In application, service platform can provide lending enterprises registration table to second user, so that second user carries out information registering, tool
Body may refer to table 3.
3 registration table of table
| Column name | Remarks |
| CompanyID | Enterprise ID |
| CompanyName | Enterprise name |
| Contact | Contact person |
| Mobile | Phone |
| Publickey | Public key |
| AcceptTypes | The loan types of offer |
| LastFetchTime | Last time pulls the time |
Wherein, public key Publickey pulls timetable for verifying to the signing messages of second user for the last time
Show that second user the last time pulls the time of user data from service platform.
In addition, service platform can also provide prescreening condition table to second user, so that second user is according to pre-sifted
The condition table of choosing fills in the screening conditions of itself, can specifically be shown in Table 4.
4 prescreening condition table of table
| Column name | Remarks |
| CompanyID | Enterprise ID |
| LoanType | Loan types |
| ExpireDays | Data validity interval (number of days) |
| ConditionExpr | Screening conditions expression formula |
Wherein, screening conditions expression formula be used for indicate second user want obtain user data integrated condition, such as " and
Loan types provided by itself are consistent " or " the various loan types of user's selection " etc..
S204: credit information is obtained, credit information is sent to the first user.
In the present embodiment, when second user credit information corresponding according to non-sensitive user data the first user of generation,
Service platform obtains the credit information from second user, and the credit information is sent to the first user, so that the first user
It will be seen that loan limit and interest rate that itself can be obtained.
In addition, service platform can resurvey user data, again when the user data of the first user changes
S20-S204 is executed, so that second user generates credit information according to new user data, so that the first user can be real
When understand new credit information corresponding to itself.It is used in practical application, service platform can provide second to the first user
The quotation form that family returns, so that the first user can intuitively check itself corresponding credit information, as shown in table 5.
5 credit information table of table
Through the foregoing embodiment it is found that service platform obtains the information type of the first user selection first, and pass through information
User data of the corresponding data acquisition page capture of type for the first user corresponding to the information type.Then, to
The user data of one user carries out secrecy processing, obtains non-sensitive user data.When lending enterprise, that is, second user needs to obtain
When the related data of the first user, according to the filter condition that the first user and/or second user are arranged, by non-sensitive user data
It is sent to the second user for meeting filter condition, is corresponded to so that second user generates information type according to non-sensitive user data
Credit information.Credit information is sent to the first user again, so that the first user can know itself corresponding loan value
The credit informations such as degree and interest rate.As it can be seen that the first user can be made quickly to obtain letter by method provided by the embodiments of the present application
With information, is acquired, can be obtained for multiple second users by a user data, reduce by the first user's operation.Also, to
User data carries out secrecy processing, protects secure user data, bothers from enterprise and intermediary.In addition, when user data becomes
When change, after the first user modifies data, each second user can be automatically obtained by service platform for newest user data
Credit information.
In addition, in the present embodiment, filter condition can be arranged according to own service feature in second user, for example, pull when
Machine and quantity lead to the problem of delay machine to avoid service platform pressure is excessive.Moreover, second user meets filtering by pulling in real time
The non-sensitive user data of condition simultaneously generates credit information, and the first user is allowed to understand the credit information of itself in real time, with
The first user is helped to make best decision.Meanwhile service platform user data collected includes each institute, lending enterprise
The data item needed, to guarantee that credit information given by lending enterprise is more acurrate.
The technical solution of the application for ease of understanding, acquisition of information frame diagram shown in Figure 3, as shown in figure 3, first
User selects information type by service platform, and the information type that service platform is selected according to user shows the letter to the first user
It ceases the corresponding data of type and acquires the page, to acquire the corresponding user data of page capture information type by the data.When adopting
After collecting user data, service platform carries out secrecy processing to user data, generates non-sensitive user data.When the first user is true
After recognizing non-sensitive user data, filter condition can be set, set the visible lending enterprise of non-sensitive user data.Make loans enterprise simultaneously
Industry, i.e. second user register itself company information in service platform, and prescreening condition is arranged.Second user can be periodically to clothes
Business platform transmission pulls request, and service platform is according to the filter condition for pulling request and the first user, second user setting, sieve
The non-sensitive user data for the second user for meeting filter condition is selected, and is sent to second user.Second user is according to non-quick
Sense user data assesses the corresponding credit information of the first user, i.e. loan limit and interest rate, and the user information is returned and is taken
Business platform slaps user accurately so that the corresponding credit information of the first user is shown to the first user by service platform
Hold the credit situation of oneself.
Based on above method embodiment, present invention also provides a kind of information acquisition devices, below in conjunction with attached drawing to this
Device is illustrated.
Referring to fig. 4, which is a kind of information acquisition device structure chart provided by the embodiments of the present application, as shown in figure 4, the dress
It sets and may include:
First acquisition unit 401, for obtaining the information type of the first user selection；
Acquisition unit 402, for acquiring information type pair described in page capture by the corresponding data of the information type
The user data answered；
Generation unit 403 generates non-sensitive user data for carrying out secrecy processing to the user data；
Transmission unit 404 will be described non-for the filter condition according to first user and/or second user setting
Sensitive user data is sent to the second user for meeting the filter condition, so that the second user is according to the non-sensitive use
User data generates the corresponding credit information of the information type；
The credit information is sent to described first and used by second acquisition unit 405 for obtaining the credit information
Family.
In one possible implementation, the acquisition unit 402 passes through institute specifically for obtaining first user
The user information for stating information type corresponding data acquisition page input, according to the user information of the input from third party's data
Platform pulls the corresponding user data of the user information.
In one possible implementation, the acquisition unit 402, specifically for when there are the use of other information type
When user data, user data required for the information type is obtained from the user data of the other information type, and lead to
Cross the corresponding other users data of information type described in the data acquisition page capture.
In one possible implementation, described device further include:
Third acquiring unit, for before executing the transmission unit 404, the data pull for obtaining second user to be asked
It asks, the data pull request includes the signing messages of the second user；
Verification unit is verified for the signing messages to the second user, when the signature to the second user
Information carry out verification pass through after, execute the transmission unit 404.
In one possible implementation, the transmission unit 404, comprising:
Determine subelement, for the renewal time according to the non-sensitive user data, determination is less than default validity period
Non-sensitive user data；
Subelement is searched, meets the second use for searching in the non-sensitive user data for being less than default validity period
The target user data of second filter condition of family setting；
Transmission sub-unit, for the target user data to be sent to the first filter condition for meeting the first user setting
Second user.
It should be noted that the realization of each unit may refer to above method embodiment in the present embodiment, the application is real
Applying example, details are not described herein.
Through the foregoing embodiment it is found that service platform obtains the information type of the first user selection first, and pass through information
User data of the corresponding data acquisition page capture of type for the first user corresponding to the information type.Then, to
The user data of one user carries out secrecy processing, obtains non-sensitive user data.When lending enterprise, that is, second user needs to obtain
When the related data of the first user, according to the filter condition that the first user and/or second user are arranged, by non-sensitive user data
It is sent to the second user for meeting filter condition, is corresponded to so that second user generates information type according to non-sensitive user data
Credit information.Credit information is sent to the first user again, so that the first user can know itself corresponding loan value
The credit informations such as degree and interest rate.As it can be seen that the first user can be made quickly to obtain letter by method provided by the embodiments of the present application
With information, is acquired, can be obtained for multiple second users by a user data, reduce by the first user's operation.Also, to
User data carries out secrecy processing, protects secure user data, bothers from enterprise and intermediary.In addition, when user data becomes
When change, the first user can automatically obtain the credit information that each second user is directed to newest user data.
It should be noted that each embodiment in this specification is described in a progressive manner, each embodiment emphasis is said
Bright is the difference from other embodiments, and the same or similar parts in each embodiment may refer to each other.For reality
For applying system or device disclosed in example, since it is corresponded to the methods disclosed in the examples, so being described relatively simple, phase
Place is closed referring to method part illustration.
It should be appreciated that in this application, " at least one (item) " refers to one or more, and " multiple " refer to two or two
More than a."and/or" indicates may exist three kinds of relationships, for example, " A and/or B " for describing the incidence relation of affiliated partner
It can indicate: only exist A, only exist B and exist simultaneously tri- kinds of situations of A and B, wherein A, B can be odd number or plural number.Word
Symbol "/" typicallys represent the relationship that forward-backward correlation object is a kind of "or"." at least one of following (a) " or its similar expression, refers to
Any combination in these, any combination including individual event (a) or complex item (a).At least one of for example, in a, b or c
(a) can indicate: a, b, c, " a and b ", " a and c ", " b and c ", or " a and b and c ", and wherein a, b, c can be individually, can also
To be multiple.
It should also be noted that, herein, relational terms such as first and second and the like are used merely to one
Entity or operation are distinguished with another entity or operation, without necessarily requiring or implying between these entities or operation
There are any actual relationship or orders.Moreover, the terms "include", "comprise" or its any other variant are intended to contain
Lid non-exclusive inclusion, so that the process, method, article or equipment including a series of elements is not only wanted including those
Element, but also including other elements that are not explicitly listed, or further include for this process, method, article or equipment
Intrinsic element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that
There is also other identical elements in process, method, article or equipment including the element.
The step of method described in conjunction with the examples disclosed in this document or algorithm, can directly be held with hardware, processor
The combination of capable software module or the two is implemented.Software module can be placed in random access memory (RAM), memory, read-only deposit
Reservoir (ROM), electrically programmable ROM, electrically erasable ROM, register, hard disk, moveable magnetic disc, CD-ROM or technology
In any other form of storage medium well known in field.
The foregoing description of the disclosed embodiments makes professional and technical personnel in the field can be realized or use the application.
Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the application.Therefore, the application
It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one
The widest scope of cause.
Claims (10)
1. a kind of information acquisition method, which is characterized in that the described method includes:
The information type for obtaining the first user selection acquires information described in page capture by the corresponding data of the information type
The corresponding user data of type；
Secrecy processing is carried out to the user data, generates non-sensitive user data；
According to the filter condition that first user and/or second user are arranged, the non-sensitive user data is sent to symbol
The second user of the filter condition is closed, so that the second user generates the info class according to the non-sensitive user data
The corresponding credit information of type；
The credit information is obtained, the credit information is sent to first user.
2. the method according to claim 1, wherein described acquire information described in page capture by the data
The corresponding user data of type, comprising:
The user information that first user acquires page input by the corresponding data of the information type is obtained, according to described
The user information of input pulls the corresponding user data of the user information from third party's data platform.
3. the method according to claim 1, wherein described acquire information described in page capture by the data
The corresponding user data of type, comprising:
When there are the user data of other information type, the information is obtained from the user data of the other information type
User data required for type, and the corresponding other users number of information type described in page capture is acquired by the data
According to.
4. the method according to claim 1, wherein according to first user and/or second user setting
Filter condition, before the non-sensitive user data is sent to the second user for meeting the filter condition, the method
Further include:
The data pull request of second user is obtained, the data pull request includes the signing messages of the second user；
The signing messages of the second user is verified, is passed through when the signing messages to the second user carries out verification
Afterwards, the filter condition being arranged according to first user and/or second user, the non-sensitive user data is sent to and is met
The second user of the filter condition.
5. method according to claim 1 or 4, which is characterized in that described according to first user and/or second user
The non-sensitive user data is sent to the second user for meeting the filter condition by the filter condition of setting, comprising:
According to the renewal time of the non-sensitive user data, the non-sensitive user data for being less than default validity period is determined；
The second filtering rod for meeting second user setting is searched in the non-sensitive user data for being less than default validity period
The target user data of part；
The target user data is sent to the second user for meeting the first filter condition of the first user setting.
6. a kind of information acquisition device, which is characterized in that described device includes:
First acquisition unit, for obtaining the information type of the first user selection；
Acquisition unit, for acquiring the corresponding user of information type described in page capture by the corresponding data of the information type
Data；
Generation unit generates non-sensitive user data for carrying out secrecy processing to the user data；
Transmission unit, for the filter condition according to first user and/or second user setting, by the non-sensitive user
Data are sent to the second user for meeting the filter condition, so that the second user is raw according to the non-sensitive user data
At the corresponding credit information of the information type；
The credit information is sent to first user for obtaining the credit information by second acquisition unit.
7. device according to claim 6, which is characterized in that the acquisition unit is specifically used for obtaining first use
Family acquires the user information of page input by the corresponding data of the information type, according to the user information of the input from the
Tripartite's data platform pulls the corresponding user data of the user information.
8. device according to claim 6, which is characterized in that the acquisition unit, specifically for when there are other informations
When the user data of type, number of users required for the information type is obtained from the user data of the other information type
According to, and the corresponding other users data of information type described in page capture are acquired by the data.
9. device according to claim 6, which is characterized in that described device further include:
Third acquiring unit, for before executing the transmission unit, obtaining the data pull request of second user, the number
The signing messages including the second user is requested according to pulling；
Verification unit is verified for the signing messages to the second user, when the signing messages to the second user
Carry out verification pass through after, execute the transmission unit.
10. device according to claim 6 or 9, which is characterized in that the transmission unit, comprising:
Determine subelement, for the renewal time according to the non-sensitive user data, determination is less than the non-of default validity period
Sensitive user data；
Subelement is searched, meets second user for being searched in the non-sensitive user data for being less than default validity period and sets
The target user data for the second filter condition set；
Transmission sub-unit, for the target user data to be sent to the of the first filter condition for meeting the first user setting
Two users.
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| CN201910319335.2A CN110046989A (en) | 2019-04-19 | 2019-04-19 | A kind of information acquisition method and device |
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| CN201910319335.2A CN110046989A (en) | 2019-04-19 | 2019-04-19 | A kind of information acquisition method and device |
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Application publication date: 20190723 |