CN110046904B - ETC card-based refueling function safety payment double-authentication method and system - Google Patents
ETC card-based refueling function safety payment double-authentication method and system Download PDFInfo
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- CN110046904B CN110046904B CN201910216777.4A CN201910216777A CN110046904B CN 110046904 B CN110046904 B CN 110046904B CN 201910216777 A CN201910216777 A CN 201910216777A CN 110046904 B CN110046904 B CN 110046904B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F13/00—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs
- G07F13/02—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs by volume
- G07F13/025—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs by volume wherein the volume is determined during delivery
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F15/00—Coin-freed apparatus with meter-controlled dispensing of liquid, gas or electricity
- G07F15/06—Coin-freed apparatus with meter-controlled dispensing of liquid, gas or electricity with means for prepaying basic charges, e.g. rent for meters
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Abstract
The invention provides a fuel filling function safety payment double authentication method and a fuel filling function safety payment double authentication system based on an ETC card. The method comprises the steps of sending an offline consumption instruction through a POS terminal, generating parameters required by offline consumption by using a PSAM card, authenticating a user card according to whether the offline consumption is successful, matching a user registration record through an enterprise refueling platform, and completing vehicle authentication according to a matching result, so that double authentication is completed, and refueling consumption can be performed only if the user card authentication and the vehicle authentication are passed. The security is greatly increased through double authentication, and the fund security of ETC card users is also guaranteed while the oiling card handling is more convenient.
Description
Technical Field
The invention relates to the technical field of ETC authentication, in particular to a fuel filling function safety payment double-authentication method and system based on an ETC card.
Background
ETC is electronic toll collection system does not stop, has handled the car owner of ETC, possess ETC special lane, has realized that the non-stop directly crosses high-speed toll gate, has reduced the latency of collecting fee. The popularization of ETC card has brought more and more convenient for people's life, also receives more and more liking of people, and the user quantity is constantly increasing.
For the car owner, add the oil card and also be an extremely convenient mode, solved the car owner and refueled the puzzlement that need not queue up payment, can also enjoy good price discount simultaneously. At present, the ETC card cannot be used for refueling. The vehicle owner needs to handle the ETC card and the fuel filling card at the same time, and the steps are complex and not simple. How to utilize the ETC card to provide dual authentication, both can regard as the ETC card, can regard as the fueling card again, is the important problem that this field urgently need solve to provide more convenient service for the car owner, and make the car owner safer when the consumption.
Disclosure of Invention
The invention aims to provide a fuel filling function safety payment double authentication method and system based on an ETC card, and aims to solve the problem that the ETC card cannot be used for filling fuel in the prior art, realize the purpose of endowing the ETC card with fuel filling property, improve convenience and ensure the fund safety of users.
In order to achieve the technical purpose, the invention provides a fuel filling function safety payment double authentication method based on an ETC card, which comprises the following steps:
s1, the POS terminal sends an offline consumption initialization instruction to the user card to obtain a pseudo random number, and the pseudo random number is sent to the PSAM card which generates parameters required by offline consumption;
s2, the POS terminal sends a 0-element offline consumption instruction to the user card after receiving the parameters required by offline consumption;
s3, judging whether the user card authentication is successful according to whether the offline consumption is successful;
s4, if the offline consumption is successful, sending a user card authentication result notification message to notify an enterprise refueling platform, wherein the enterprise refueling platform matches the user registration record according to the user related information;
and S5, judging whether the vehicle authentication is successful according to the matching result.
Preferably, the parameters required for offline consumption include Mac1, terminal offline transaction serial number.
Preferably, the user-related information includes a card number, a license plate color, and a payment password.
Preferably, the matching of the user related information is matching of a card number, a license plate color and a payment password in sequence.
The invention also provides an ETC card-based refueling function safety payment double-authentication system, which comprises:
the offline consumption parameter generation module is used for the POS terminal to send an offline consumption initialization instruction to the user card, acquire a pseudo random number and send the pseudo random number to the PSAM card, and the PSAM card generates parameters required by offline consumption;
the offline consumption instruction sending module is used for sending a 0-bit offline consumption instruction to the user card after the POS terminal receives the parameters required by the offline consumption;
the user card authentication module is used for judging whether the user card authentication is successful according to whether the offline consumption is successful;
the user information matching module is used for sending a user card authentication result notification message to notify the enterprise refueling platform if offline consumption is successful, and the enterprise refueling platform matches the user registration record according to the user related information;
and the vehicle authentication module is used for judging whether the vehicle authentication is successful according to the matching result.
Preferably, the parameters required for offline consumption include Mac1, terminal offline transaction serial number.
Preferably, the user-related information includes a card number, a license plate color, and a payment password.
Preferably, the matching of the user related information is matching of a card number, a license plate color and a payment password in sequence.
The effect provided in the summary of the invention is only the effect of the embodiment, not all the effects of the invention, and one of the above technical solutions has the following advantages or beneficial effects:
compared with the prior art, the invention creates an ETC refueling concept, gives the ETC card a refueling attribute, and provides wider service for ETC customers. The method comprises the steps of sending an offline consumption instruction through a POS terminal, generating parameters required by offline consumption by using a PSAM card, authenticating a user card according to whether the offline consumption is successful, matching a user registration record through an enterprise refueling platform, and completing vehicle authentication according to a matching result, so that double authentication is completed, and refueling consumption can be performed only if the user card authentication and the vehicle authentication are passed. The security is greatly increased through double authentication, and the fund security of ETC card users is also guaranteed while the oiling card handling is more convenient.
Drawings
Fig. 1 is a flowchart of a fuel filling function secure payment double authentication method based on an ETC card according to an embodiment of the present invention;
fig. 2 is a logic flow diagram of a double authentication data for a fueling function security payment based on an ETC card according to an embodiment of the present invention;
fig. 3 is a block diagram of a fuel filling function secure payment dual authentication system based on an ETC card according to an embodiment of the present invention.
Detailed Description
In order to clearly explain the technical features of the present invention, the following detailed description of the present invention is provided with reference to the accompanying drawings. The following disclosure provides many different embodiments, or examples, for implementing different features of the invention. To simplify the disclosure of the present invention, the components and arrangements of specific examples are described below. Furthermore, the present invention may repeat reference numerals and/or letters in the various examples. This repetition is for the purpose of simplicity and clarity and does not in itself dictate a relationship between the various embodiments and/or configurations discussed. It should be noted that the components illustrated in the figures are not necessarily drawn to scale. Descriptions of well-known components and processing techniques and procedures are omitted so as to not unnecessarily limit the invention.
The fuel filling function secure payment double authentication method and system based on the ETC card provided by the embodiment of the invention are described in detail below with reference to the accompanying drawings.
As shown in fig. 1 and 2, the embodiment of the invention discloses a fuel filling function safety payment double authentication method based on an ETC card, which comprises the following steps:
s1, the POS terminal sends an offline consumption initialization instruction to the user card to obtain a pseudo random number, and the pseudo random number is sent to the PSAM card which generates parameters required by offline consumption;
s2, the POS terminal sends a 0-element offline consumption instruction to the user card after receiving the parameters required by offline consumption;
s3, judging whether the user card authentication is successful according to whether the offline consumption is successful;
s4, if the offline consumption is successful, sending a user card authentication result notification message to notify an enterprise refueling platform, wherein the enterprise refueling platform matches the user registration record according to the user related information;
and S5, judging whether the vehicle authentication is successful according to the matching result.
The POS terminal sends an offline consumption initialization instruction to the user card to acquire parameters such as pseudo random numbers, the parameters such as the pseudo random numbers are sent to an enterprise refueling platform through an authentication message (5570), the enterprise refueling platform sends PSAM consumption information containing the parameters such as the pseudo random numbers to the PSAM card, the PSAM card generates necessary parameters required by offline consumption of the user card such as Mac1 and a terminal offline transaction serial number, the necessary parameters are transmitted to the enterprise refueling platform, and the enterprise refueling platform transmits the necessary parameters to the POS terminal.
After receiving parameters such as Mac1 and terminal offline transaction serial number returned by the enterprise refueling platform, the POS terminal sends an offline consumption instruction with the consumption amount of 0 to the user card, if offline consumption fails, user authentication is prompted to fail, if offline consumption succeeds, an authentication result notification message (5580) is sent to the enterprise refueling platform, and the enterprise refueling platform matches with a user registration record according to 4 elements such as the card number, the license plate color and the payment password.
If the 4 elements are completely matched with the user registration records, the updating state is authenticated, and other unauthenticated records which are independently matched with the card number, the license plate number or the license plate color are updated to be authentication failure. The matching process of the 4 elements comprises the steps of matching the card number, the license plate color and the payment password in sequence, and if all records are matched, no record is matched successfully, and different error information of a user can be prompted according to the matching condition of the vehicle information and the payment password. And if the card number matching fails, directly updating the records of other matching vehicle information into authentication failure.
Through the operation, the dual authentication of the ETC card is realized. Because the ETC card is the national uniform standard, the ETC card carries user information, including user identification card and vehicle information. When vehicle authentication is carried out, a user inputs an ETC card number which needs to be provided with an oiling function, vehicle information including a license plate number and a license plate color in the ETC card number is filled, and if the vehicle information filled by the user is matched with the information in the ETC, the vehicle authentication is passed. When the user card is authenticated, the user holds the ETC card to go to a gas station for consumption, information in the ETC card is matched with information in the database through the online message, and if the database has one piece of information of the ETC card, the user card is authenticated. And when the vehicle authentication and the user card authentication pass, the refueling consumption can be performed, so that double authentication is realized, and the safety is improved.
The embodiment of the invention creates an ETC refueling concept, gives the ETC card a refueling attribute, and provides wider service for ETC customers. The method comprises the steps of sending an offline consumption instruction through a POS terminal, generating parameters required by offline consumption by using a PSAM card, authenticating a user card according to whether the offline consumption is successful, matching a user registration record through an enterprise refueling platform, and completing vehicle authentication according to a matching result, so that double authentication is completed, and refueling consumption can be performed only if the user card authentication and the vehicle authentication are passed. The security is greatly increased through double authentication, and the fund security of ETC card users is also guaranteed while the oiling card handling is more convenient.
As shown in fig. 3, an embodiment of the present invention further discloses an oil filling function safety payment double authentication system based on an ETC card, where the system includes:
the offline consumption parameter generation module is used for the POS terminal to send an offline consumption initialization instruction to the user card, acquire a pseudo random number and send the pseudo random number to the PSAM card, and the PSAM card generates parameters required by offline consumption;
the offline consumption instruction sending module is used for sending a 0-bit offline consumption instruction to the user card after the POS terminal receives the parameters required by the offline consumption;
the user card authentication module is used for judging whether the user card authentication is successful according to whether the offline consumption is successful;
the user information matching module is used for sending a user card authentication result notification message to notify the enterprise refueling platform if offline consumption is successful, and the enterprise refueling platform matches the user registration record according to the user related information;
and the vehicle authentication module is used for judging whether the vehicle authentication is successful according to the matching result.
The POS terminal sends an offline consumption initialization instruction to the user card to acquire parameters such as pseudo random numbers, the parameters such as the pseudo random numbers are sent to an enterprise refueling platform through an authentication message (5570), the enterprise refueling platform sends PSAM consumption information containing the parameters such as the pseudo random numbers to the PSAM card, the PSAM card generates necessary parameters required by offline consumption of the user card such as Mac1 and a terminal offline transaction serial number, the necessary parameters are transmitted to the enterprise refueling platform, and the enterprise refueling platform transmits the necessary parameters to the POS terminal.
After receiving parameters such as Mac1 and terminal offline transaction serial number returned by the enterprise refueling platform, the POS terminal sends an offline consumption instruction with the consumption amount of 0 to the user card, if offline consumption fails, user authentication is prompted to fail, if offline consumption succeeds, an authentication result notification message (5580) is sent to the enterprise refueling platform, and the enterprise refueling platform matches with a user registration record according to 4 elements such as the card number, the license plate color and the payment password.
If the 4 elements are completely matched with the user registration records, the updating state is authenticated, and other unauthenticated records which are independently matched with the card number, the license plate number or the license plate color are updated to be authentication failure. The matching process of the 4 elements comprises the steps of matching the card number, the license plate color and the payment password in sequence, and if all records are matched, no record is matched successfully, and different error information of a user can be prompted according to the matching condition of the vehicle information and the payment password. And if the card number matching fails, directly updating the records of other matching vehicle information into authentication failure.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents and improvements made within the spirit and principle of the present invention are intended to be included within the scope of the present invention.
Claims (8)
1. A fuel filling function safety payment double authentication method based on an ETC card is characterized by comprising the following steps:
s1, the POS terminal sends an offline consumption initialization instruction to the user card to obtain a pseudo random number, and the pseudo random number is sent to the PSAM card which generates parameters required by offline consumption;
s2, the POS terminal sends a 0-element offline consumption instruction to the user card after receiving the parameters required by offline consumption;
s3, judging whether the user card authentication is successful according to whether the offline consumption is successful, and finishing the user card authentication;
s4, if offline consumption is successful, sending a user card authentication result notification message to notify an enterprise refueling platform, and matching the user registration record by the enterprise refueling platform according to the user related information in the ETC to complete vehicle authentication;
and S5, judging whether the vehicle authentication is successful according to the matching result.
2. The ETC card-based fuel filling function secure payment double authentication method according to claim 1, wherein the off-line consumption required parameters comprise Mac1 and a terminal off-line transaction serial number.
3. The ETC card-based fuel filling function safety payment double authentication method as claimed in claim 1, wherein the user-related information comprises card number, license plate color and payment password.
4. The ETC card-based fuel filling function safety payment double authentication method according to claim 3, wherein the matching of the user-related information is matching of a card number, a license plate color and a payment password in sequence.
5. The utility model provides a refuel function safety payment dual authentication system based on ETC card, its characterized in that, the system includes:
the offline consumption parameter generation module is used for the POS terminal to send an offline consumption initialization instruction to the user card, acquire a pseudo random number and send the pseudo random number to the PSAM card, and the PSAM card generates parameters required by offline consumption;
the offline consumption instruction sending module is used for sending a 0-bit offline consumption instruction to the user card after the POS terminal receives the parameters required by the offline consumption;
the user card authentication module is used for judging whether the user card authentication is successful according to whether the offline consumption is successful or not so as to finish the user card authentication;
the user information matching module is used for sending a user card authentication result notification message to notify the enterprise refueling platform if offline consumption is successful, and the enterprise refueling platform matches the user registration record according to the user related information in the ETC to finish vehicle authentication;
and the vehicle authentication module is used for judging whether the vehicle authentication is successful according to the matching result.
6. The ETC card-based fuel filling function secure payment dual authentication system according to claim 5, wherein the off-line consumption required parameters comprise Mac1 and a terminal off-line transaction serial number.
7. The ETC-card-based fuel filling function safety payment double authentication system according to claim 5, wherein the user-related information comprises a card number, a license plate color and a payment password.
8. The ETC card-based fuel filling function safety payment dual authentication system according to claim 7, wherein the matching of the user-related information is matching of a card number, a license plate color and a payment password in sequence.
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| CN1162773C (en) * | 2001-08-08 | 2004-08-18 | 深圳市三金高科技投资有限公司 | Continuous money deducting method from IC card with PSAM card in case of being incapable of determining trade amount in advance |
| WO2005043262A2 (en) * | 2003-10-20 | 2005-05-12 | Sensorlogic, Inc. | Behavior agent based system and process for machine to machine applications and services |
| CN102750776B (en) * | 2012-06-21 | 2015-04-22 | 捷德（中国）信息科技有限公司 | User IC (Integrated Circuit) card offline transaction method, apparatus and system |
| CN205862451U (en) * | 2016-06-08 | 2017-01-04 | 稳恩佳力佳(北京)石油化工设备有限公司 | There is oiling filling machine and the refueling station of ETC function |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN1963854A (en) * | 2006-11-27 | 2007-05-16 | 北京握奇数据系统有限公司 | Method for shortening exchanging time of electron money |
| CN107154151A (en) * | 2017-06-19 | 2017-09-12 | 北京车薄荷科技有限公司 | A kind of vehicle authentication method and device |
| CN108876948A (en) * | 2018-06-25 | 2018-11-23 | 浙大正呈科技有限公司 | High speed ETC non-stop charging method and system based on Beidou high accuracy positioning |
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