CN110009324A

CN110009324A - Self-help settlement methods, devices and systems under a kind of line

Info

Publication number: CN110009324A
Application number: CN201910103275.0A
Authority: CN
Inventors: 李千元; 贺武杰; 张建伟
Original assignee: Alibaba Group Holding Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2019-02-01
Filing date: 2019-02-01
Publication date: 2019-07-12
Also published as: TWI724530B; WO2020156003A1; TW202030666A

Abstract

This specification embodiment discloses self-help settlement methods, devices and systems under a kind of line, this method comprises: self-help settlement equipment obtains merchandise news by the commodity that scanning target user chooses, the payment request for the merchandise news obtained initiated based on the target user carries out self-help payment, and the settlement information of the target user is uploaded to server device, wherein, the settlement information includes at least: payment information and identity；After export inspection equipment collects the biological information of the target user, the biological information is sent to the server device；Server device determines the payment information of the target user, and the payment information based on the target user based on the biological information, and Xiang Suoshu export inspection equipment returns to the self-help settlement result of the target user；Export inspection equipment is based on the self-help settlement result and determines whether to let pass to the target user.

Description

Self-help settlement methods, devices and systems under a kind of line

Technical field

This specification is related to self-help settlement method, apparatus under computer software technical field more particularly to a kind of line and is System.

Background technique

Currently, cashier can be arranged in outlet port mostly, and be each receipts in the shopping such as Xian Xia supermarket, sales field scene Silver-colored platform is equipped with cashier and is manually settled accounts to the commodity that customer selects.

Cashier is equipped in cashier manually to be settled accounts, is a kind of traditional settlement mode, it is possible to prevente effectively from clearing Escape list.However, the input cost of the cashier of place limitation and cashier and outfit due to outlet port limits, tying In the case that calculation customer is more, the puzzlement for being lined up clearing easily occurs, poor shopping clearing experience is not only brought to customer, can also Reduce settlement efficiency.

Summary of the invention

The purpose of this specification embodiment is to provide self-help settlement methods, devices and systems under a kind of line, effectively to be promoted Shopping clearing experience and promotion settlement efficiency.

In order to solve the above technical problems, this specification embodiment is achieved in that

In a first aspect, proposing a kind of self-help settlement method under line, comprising:

Self-help settlement equipment obtains merchandise news by the commodity that scanning target user chooses；

The self-help settlement equipment based on the target user initiate for obtain merchandise news payment request into Row self-help payment, and the settlement information of the target user is uploaded to server device, wherein the settlement information is at least wrapped It includes: payment information and identity；

After export inspection equipment collects the biological information of the target user, the biological information is sent out Give the server device；

The server device determines the payment information of the target user based on the biological information, and is based on institute The payment information of target user is stated, Xiang Suoshu export inspection equipment returns to the self-help settlement result of the target user；

The export inspection equipment is based on the self-help settlement result and determines whether to let pass to the target user.

Second aspect proposes a kind of self-help settlement method under line, comprising:

The settlement information of server device reception target user；Wherein, the settlement information is that self-help settlement equipment is based on The payment request that the target user initiates carries out self-help payment and obtains, and the payment request is passed through for self-help settlement equipment It scans the merchandise news that the commodity that target user chooses obtain to initiate, the settlement information includes at least: payment information and body Part mark；

The server device is determined based on the biological information of the collected target user of export inspection equipment The payment information of the target user, and the payment information based on the target user, Xiang Suoshu export inspection equipment return to institute State the self-help settlement result of target user；Wherein, whether right the self-help settlement result is used to indicate the export inspection equipment The target user lets pass.

The third aspect proposes a kind of self-help settlement method under line, comprising:

After export inspection equipment collects the biological information of target user, the biological information is sent to Server device；Wherein, the biological information determines the payment information of the target user for the server device, And the payment information based on the target user, Xiang Suoshu export inspection equipment return to the self-help settlement knot of the target user Fruit；

Fourth aspect proposes self-service checkout system under a kind of line, comprising: self-help settlement equipment, server device and Export inspection equipment；Wherein,

The self-help settlement equipment obtains merchandise news by the commodity that scanning target user chooses；And based on described The payment request for the merchandise news obtained that target user initiates carries out self-help payment, and by the clearing of the target user Information is uploaded to server device, wherein the settlement information includes at least: payment information and identity；

The export inspection equipment, after collecting the biological information of the target user, by the biological characteristic Information is sent to the server device；

The server device, the payment information of the target user is determined based on the biological information, and is based on The payment information of the target user, Xiang Suoshu export inspection equipment return to the self-help settlement result of the target user；

The export inspection equipment determines whether to let pass to the target user based on the self-help settlement result.

5th aspect, proposes self-help settlement device under a kind of line, comprising:

Receiving module receives the settlement information of target user；Wherein, the settlement information is that self-help settlement equipment is based on institute The payment request for stating target user's initiation carries out self-help payment and obtains, and the payment request is for self-help settlement equipment by sweeping The merchandise news initiation that the commodity of target user's selection obtain is retouched, the settlement information includes at least: payment information and identity Mark；

Processing module determines the mesh based on the biological information of the collected target user of export inspection equipment The payment information of user, and the payment information based on the target user are marked, Xiang Suoshu export inspection equipment returns to the target The self-help settlement result of user；Wherein, whether the self-help settlement result is used to indicate the export inspection equipment to the mesh User is marked to let pass.

6th aspect, proposes self-help settlement device under a kind of line, comprising:

The biological information is sent to clothes after collecting the biological information of target user by sending module Business end equipment；Wherein, the biological information determines the payment information of the target user for the server device, and Based on the payment information of the target user, Xiang Suoshu export inspection equipment returns to the self-help settlement result of the target user；

Processing module determines whether to let pass to the target user based on the self-help settlement result.

7th aspect, proposes a kind of electronic equipment, comprising:

Processor；And

It is arranged to the memory of storage computer executable instructions, the executable instruction makes the place when executed It manages device and executes following operation:

Receive the settlement information of target user；Wherein, the settlement information is that self-help settlement equipment is used based on the target The payment request that family is initiated carries out self-help payment and obtains, and the payment request is to be used for self-help settlement equipment by scanning target The merchandise news that the commodity that family is chosen obtain is initiated, and the settlement information includes at least: payment information and identity；

Determine the target user's based on the biological information of the collected target user of export inspection equipment Payment information, and the payment information based on the target user, Xiang Suoshu export inspection equipment return to oneself of the target user Help checkout result；Wherein, the self-help settlement result is used to indicate whether the export inspection equipment puts the target user Row.

Eighth aspect proposes a kind of electronic equipment, comprising:

Processor；And

After collecting the biological information of target user, the biological information is sent to server device； Wherein, the biological information determines the payment information of the target user for the server device, and based on described The payment information of target user, Xiang Suoshu export inspection equipment return to the self-help settlement result of the target user；

Determine whether to let pass to the target user based on the self-help settlement result.

9th aspect, proposes a kind of computer readable storage medium, the computer-readable recording medium storage one Or multiple programs, one or more of programs are when the electronic equipment for being included multiple application programs executes, so that the electricity Sub- equipment executes following operation:

Tenth aspect, proposes a kind of computer readable storage medium, the computer-readable recording medium storage one Or multiple programs, one or more of programs are when the electronic equipment for being included multiple application programs executes, so that the electricity Sub- equipment executes following operation:

The above technical scheme provided by this specification embodiment is as it can be seen that choose target user by self-help settlement equipment Commodity carry out self-help settlement, and settlement information is uploaded to server device by self-help settlement equipment, in order to target user After completing shopping, the biological information of the target user based on the acquisition of export inspection equipment, from the settlement information being locally stored In match payment information, be then based on the payment information and determine whether target user completes self-help settlement, export inspection is set It is standby to determine whether to let pass to target user based on self-help settlement result.To, can be in the case where input cost is roughly the same Self-help settlement equipment based on laying is reduced even to avoid being lined up and be settled accounts, and promotes the clearing experience and clearing speed of user.Moreover, It can also be handled by the collaboration of export inspection equipment and server device, reduce user's clearing and escape single situation.As a result, from Settlement efficiency is promoted on the whole.

Detailed description of the invention

In order to illustrate more clearly of this specification embodiment or technical solution in the prior art, below will to embodiment or Attached drawing needed to be used in the description of the prior art is briefly described, it should be apparent that, the accompanying drawings in the following description is only The some embodiments recorded in this specification, for those of ordinary skill in the art, in not making the creative labor property Under the premise of, it is also possible to obtain other drawings based on these drawings.

Fig. 1 a is the configuration diagram of self-service checkout system under the line that one embodiment of this specification provides；

Fig. 1 b is the structural schematic diagram for the self-help settlement equipment 102 that one embodiment of this specification provides；

Fig. 1 c is the structural schematic diagram for the self-help settlement equipment 102 that another embodiment of this specification provides；

Fig. 2 a is one of the step schematic diagram of self-help settlement method under the line that one embodiment of this specification provides；

Fig. 2 b is two of the step schematic diagram of self-help settlement method under the line that the further embodiment of this specification provides；

Fig. 3 a is the flow diagram of self-help settlement method under the line that one embodiment of this specification provides；

Fig. 3 b is the flow diagram of self-help settlement method under the line that another embodiment of this specification provides；

Fig. 4 is three of the step schematic diagram of self-help settlement method under the line that one embodiment of this specification provides；

Fig. 5 is four of the step schematic diagram of self-help settlement method under the line that one embodiment of this specification provides；

Fig. 6 is the structural schematic diagram for the electronic equipment that one embodiment of this specification provides；

Fig. 7 is the structural schematic diagram of self-help settlement device 700 under the line that one embodiment of this specification provides；

Fig. 8 is the structural schematic diagram of self-help settlement device 800 under the line that one embodiment of this specification provides.

Specific embodiment

In order to make those skilled in the art more fully understand the technical solution in this specification, below in conjunction with this explanation Attached drawing in book embodiment is clearly and completely described the technical solution in this specification embodiment, it is clear that described Embodiment be only this specification a part of the embodiment, instead of all the embodiments.The embodiment of base in this manual, Every other embodiment obtained by those of ordinary skill in the art without making creative efforts, all should belong to The range of this specification protection.

Firstly, introducing the system architecture of self-help settlement scheme under this specification embodiment middle line.The system architecture is applicable in Application scenarios can be the place of the self-service selective purchase such as supermarket, hypermarket.Referring to Fig.1 shown in a, which be can wrap It includes: multiple self-help settlement equipment 102, server device 104 and multiple export inspection equipment 106；Multiple export inspection equipment 106 can be disposed side by side on the outlet port of shopping place such as Fig. 1 a.

Wherein, referring to Fig.1 shown in b, the self-help settlement equipment 102 may include: payment terminal 1021 and self-service receipts Silver-colored terminal 1022；The commodity that self-service cashier terminal 1022 is used to choose target user carry out barcode scanning to obtain merchandise news, prop up Pay the self-help payment that terminal 1021 is used to that self-service cashier terminal 1022 to be assisted to realize target user；Multiple self-service cashier terminals 1022 It can be self-service cashier, be distributed in different location in shopping place；And payment terminal 1021 can be hand-held for target user, example It such as can be mobile phone, tablet computer, payment terminal 1021 is generally target user and carries, do not limited by place；Service End equipment 104 may be provided in the computer room of shopping place as background server, build respectively with each self-service cashier terminal 1022 It is vertical to have wireless connection or wired connection.In view of the input cost of self-service cashier terminal 1022 is fixed, and in identical investment In the case where cost, the self-service cashier terminal 1022 of greater number, the payment terminal that cooperation target user holds can be set 1022, queuing problem is even solved to alleviate.

Alternatively, the self-help settlement equipment 102 can be the payment terminal that target user holds referring to Fig.1 shown in c 1021；Payment terminal 1021 can be used for carrying out barcode scanning to the commodity that target user chooses to obtain merchandise news, and pass through itself Payment and settlement function realize target user self-help payment.Since the payment terminal 1021 that target user holds can be target The terminals such as the portable mobile phone of user, tablet computer, are not limited by place, can arbitrarily choose region in shopping place It realizes self-help settlement, effectively prevents being lined up puzzlement.

Shopping clearing experience is not only promoted as a result, can also promote settlement efficiency.In addition, passing through export inspection equipment 106 With the cooperation of server device 104, it can also determine whether customer completes self-help settlement, and based on self-help settlement result to target User intercepts or lets pass.To effectively reduce or even avoid to escape list.

Embodiment one

Referring to shown in Fig. 2 a, the step schematic diagram of self-help settlement method under a kind of line provided for this specification embodiment, This method may comprise steps of:

Step 202: self-help settlement equipment obtains merchandise news by the commodity that scanning target user chooses.

It should be understood that being provided with scanning means in self-help settlement equipment, chosen using scanning means scanning target user Two dimensional code entrained by commodity or bar code, to obtain merchandise news.

Wherein, the merchandise news may include: merchandise classification, marque, cargo price, commodity weight, commodity ruler One of information such as very little, commodity amount or multiple combinations.

Step 204: self-help settlement equipment is asked based on the payment for the merchandise news obtained that the target user initiates Carry out self-help payment is sought, and the settlement information of the target user is uploaded to server device, wherein the settlement information is extremely It less include: payment information and identity.

After obtaining merchandise news, self-help settlement equipment can be based on target user in the corresponding commodity of merchandise news The payment request initiated of an at least commodity, realize self-help payment.

A kind of achievable scheme, the self-help settlement equipment may include: self-service cashier terminal and payment terminal；That , when self-help settlement equipment obtains merchandise news by the commodity that scanning target user chooses in step 202, it may particularly include:

Self-service cashier terminal obtains merchandise news by the commodity that scanning target user chooses.

In other words, the scanning means that self-service cashier terminal is arranged by this terminal carries out the two dimensional code or bar code of commodity Scanning, to obtain merchandise news.The scanning means can be the removable barcode scanning gun connecting with self-service cashier terminal or consolidate The barcode scanning equipment being scheduled on self-service cashier terminal ontology.

Correspondingly, the merchandise news for acquisition that self-help settlement equipment is initiated based on the target user in step 204 Payment request carry out self-help payment, and when the settlement information of the target user is uploaded to server device, can specifically wrap It includes:

Self-service cashier terminal sends branch to payment terminal for the merchandise news obtained based on what the target user initiated Pay request；

Payment terminal is based on the payment request and carries out self-help payment, and returns to the target to the self-service cashier terminal The settlement information of user；

The settlement information is uploaded to server device by the self-service cashier terminal.

When specific implementation, clearing behaviour can be triggered manually based on the merchandise news on self-service cashier terminal by target user Make, to show order information on self-service cashier terminal；After target user confirms and submits order information, self-service cash register is triggered The payment terminal that terminal is held to target user initiates payment request, and target user can pass through the branch in hand-held payment terminal It pays APP (for example, Alipay, e-bank or other associations pay APP) and realizes self-help payment.Later, payment terminal will be tied It calculates information and returns to self-service cashier terminal, and server device is uploaded to by self-service cashier terminal.It should be understood that may be implemented here Premise be that before payment terminal that self-service cashier terminal is held to target user initiates payment request, can be used by target The input operation at family obtains the account information of payment terminal can carry out information exchange with payment terminal.

Alternatively, settlement operations can also be triggered based on the merchandise news on self-service cashier terminal manually by target user, with Order information is shown on self-service cashier terminal；After target user confirms and submits order information, self-service cashier terminal is triggered The payment terminal held to target user initiates payment request, which can be realized by showing the payment page, this Sample, target user can be by the payment APP in hand-held payment terminal (for example, Alipay, e-bank or other associations Pay APP) the payment page is scanned to realize self-help payment, or, target user can pass through the payment page of displaying and select branch Type (for example, may include Alipay, e-bank or other associations payment APP etc.) is paid, is jumped in self-service cashier terminal Account is inputted after to the corresponding payment client terminal of respective pay type and corresponding payment cipher carries out self-help payment.Later, Settlement information is returned to self-service cashier terminal by payment terminal (hand-held payment terminal or payment client terminal), and by self-service receipts Silver-colored terminal is uploaded to server device.Wherein, the payment page can have been shown: two dimensional code, bar code, bar code number etc. Figure and/or text information.

Another achievable scheme, the self-help settlement equipment includes: payment terminal；

It so, can when self-help settlement equipment obtains merchandise news by the commodity that scanning target user chooses in step 202 It specifically includes:

Payment terminal obtains merchandise news by the commodity that scanning target user chooses.

In other words, the scanning means that the payment terminal that target user holds is arranged by this terminal to the two dimensional codes of commodity or Bar code is scanned, to obtain merchandise news.The scanning means, which can be, realizes barcode scanning function with hardware devices such as cameras The interior arrangement of energy.Such as it can use various sweeping for payment APP and sweep function and carry out barcode scanning commodity.

The payment for the merchandise news obtained that the payment terminal that target user holds is initiated based on the target user Request carries out self-help payment, and the settlement information of the target user is uploaded to server device.

For example, the payment terminal that target user holds can sweep function by sweeping in Alipay, target user is selected The commodity taken carry out barcode scanning to obtain merchandise news；Later, the branch that can be initiated based on target user for the merchandise news obtained It pays request and carries out self-help settlement payment, and settlement information is uploaded to server device.The clearing of this self-help payment mode at This is relatively low, and settlement operations can be dispersed on each target user, can be effective in the case where reducing cost input The puzzlement for avoiding clearing from being lined up further promotes clearing experience, while can also promote settlement efficiency.

In this specification embodiment, after completing self-help payment, self-help settlement equipment is available to be used to based on target The payment information that is returned of payment request that family is initiated, the payment information at least may include: payment information；Wherein, It is included at least in payment information: payment for merchandise, payment amount, the information such as payment amount.In fact, when target user is self-service When Sorry, your ticket has not enough value when payment or only carries out self-help payment to part commodity in order information, meeting is also possible in the payment information Include non-payment information etc., wherein non-payment information at least may include: non-payment for merchandise, non-payment amount, non-payment amount Etc. information.

It should be understood that the settlement information of target user can be uploaded to server device by self-help settlement equipment, wherein described Settlement information includes at least: payment information and identity.The identity is characterization target user's identity uniqueness Mark, can be name, code name or certificate number of target user etc..For example, the settlement information can be with are as follows: target user A And the payment information of target user A.

Optionally, a kind of achievable scheme involved in this specification embodiment, the identity are based on the mesh The account identity marked in the payment information of user obtains.In general, target user when carrying out self-help payment, can be based on mesh User's account identity in used payment APP in self-help payment is marked, generates corresponding payment information, i.e., the described payment information In the account identity of payment APP is used when including target user's self-help payment, in this way, self-help settlement equipment can will acquire Payment information, and based on the identity that the account identity extracted in payment information determines, be uploaded to server device into Row processing.

Optionally, the achievable scheme of another kind involved in this specification embodiment, the identity are based on described The biological information of the target user of self-help settlement equipment acquisition obtains.It should be understood that the self-help settlement equipment may be used also It to include physical characteristics collecting device, can specifically include: image collecting device, vocal print acquisition device or fingerprint acquisition device Deng.For example, it may be the sound for having the camera of facial acquisition function and/or iris capturing function, having vocal print acquisition function Learn instrument, the fingerprint machine for having finger print collecting function etc..Correspondingly, self-help settlement equipment the commodity chosen based on target user into When row self-help payment, the biological information of target user, institute can also be acquired by the physical characteristics collecting device of this equipment Stating biological information may include: facial information, iris information, voiceprint or finger print information etc..In this way, self-help settlement is set The standby payment information that can be will acquire, and the identity that obtains of biological information of the target user based on acquisition, on Server device is transmitted to be handled.

Step 206: after export inspection equipment collects the biological information of the target user, the biology is special Reference breath is sent to the server device.

After target user buys goods and carries out self-help payment, shopping place can be left by export inspection equipment. The export inspection equipment can be set to the exit passageway with certain length, enter the export inspection equipment in target user When, so that it may by the physical characteristics collecting device in export inspection equipment, the biological information of target user is acquired, and will The biological information is sent to server device.

It should be understood that the physical characteristics collecting device in export inspection equipment can be with the biological characteristic in Automatic-settlement equipment Acquisition device is identical or different.Or a plurality of types of physical characteristics collecting devices all are provided with simultaneously, for example, self-help settlement is set It is provided with camera and fingerprint instrument in standby, camera and fingerprint instrument are provided in export inspection equipment, in this way, in camera In the insecure situation of facial information or iris information of acquisition, the finger print information of fingerprint instrument acquisition target user can be used.

Step 208: server device determines the payment information of the target user, and base based on the biological information In the payment information of the target user, Xiang Suoshu export inspection equipment returns to the self-help settlement result of the target user.

Optionally, in step 208, server device determines the payment of the target user based on the biological information When information, can specifically it execute are as follows:

The first step, the server device determine the identity of the target user based on the biological information.

In view of popularizing for big data business, the personally identifiable information of system of real name is praised highly extensively in each business scope. It therefore, can be quickly from big data system after the biological information that server device gets the acquisition of export inspection equipment In match the identity of target user.Optionally, in order to guarantee the personal information security of target user, this specification is implemented Identity involved in example can be a kind of machine recognition language, for example, the character string of a string of preset lengths.

Second step, the server device determine that the target to match is used based on the identity of the target user The payment information at family.

Server device is based on the identity, from the settlement information being locally stored, searches and the identity Matched payment information.It should be understood that the payment information found at this time, can be the payment information in a settlement information, Can be the summations of multiple payment informations in multiple settlement informations, (i.e. self-help settlement equipment is based on the multiple self-service of target user It pays and uploads multiple settlement informations).

Optionally, in step 208, payment information of the server device based on the target user, Xiang Suoshu export inspection Equipment returns to the self-help settlement of the target user as a result, can specifically include:

It is self-service to determine whether the target user completes for payment information of the server device based on the target user It settles accounts, and returns to the self-help settlement result of the target user to the export inspection equipment.

In this specification embodiment, payment information of the server device based on the target user, determine described in Whether target user completes self-help settlement, can specifically be realized by following three kinds of modes, be introduced separately below.

Mode one:

It is self-service to determine whether the target user completes for payment information of the server device based on the target user Clearing, comprising:

If there is non-payment information in the payment information of the target user, it is determined that the target user does not complete certainly Help clearing；

If non-payment information is not present in the payment information of the target user, it is determined that the target user completes certainly Help clearing.

In this way, server device can determine mesh according to whether there is non-payment information in the payment information of target user Whether mark user completes self-help settlement, and which more directly, quickly can realize whether complete self-service knot to target user The determination of calculation reduces clearing and escapes single probability, promotes settlement efficiency.

Mode two:

The settlement information further include: the merchandise news for the commodity that the target user chooses.

The server device determines the branch of the target user to match based on the identity of the target user Pay information, comprising:

The server device determines the branch of the target user to match based on the identity of the target user Pay information and the merchandise news of the target user.

Merchandise news of the server device based on the target user carries out the payment information of the target user It veritifies, and determine whether the target user completes self-help settlement based on result is veritified.

Merchandise news of the server device based on the target user carries out the payment information of the target user It veritifies, and determine whether the target user completes self-help settlement based on result is veritified, comprising:

Commodity amount and cargo price in merchandise news of the server device based on the target user calculate institute State the payment amount that target user chooses commodity；

The server device based on the payment amount in the payment information of the target user payment information into Row is veritified；

If veritification passes through, it is determined that the target user completes self-help settlement；

Otherwise, it determines the target user does not complete self-help settlement.

In this way, server device can calculate the payment gold that target user chooses commodity according to the merchandise news of target user Volume, and according to payment amount with whether payment amount involved in payment information is consistent and determines target user in payment information Whether self-help settlement is completed, and which two combines target user and chooses the merchandise news of commodity come to having paid in payment information Information is veritified, and the user that more accurate can set the goal really escapes list with the presence or absence of clearing, promotes settlement efficiency.

It should be noted that in aforesaid way one and mode two, the payment information and mesh of related target user The merchandise news for marking user can be understood as target user in this this settlement information generated of doing shopping, under difference State the history settlement information in mode three.

Mode three:

The payment information of the target user to match is determined based on the identity of the target user, comprising:

The server device determines the branch of the target user to match based on the identity of the target user Pay the history settlement information of information, the merchandise news of the target user and the target user.

The history settlement information includes at least one of following information or combination:

The history payment information of the target user obtained from local service end equipment, history self-help settlement result；From History payment information, the history self-help settlement for the target user that other server devices of corresponding other shopping places obtain As a result；The credit grade information of the target user obtained from third party's credit evaluation mechanism.

Wherein, third party's credit evaluation mechanism can be bank, Alipay or other can obtain credit grade APP.For example, credit grade information can be the personal creditablity rating obtained from bank, (have from flower the grade of Alipay acquisition Body can be flower amount), borrow grade (specifically can be borrow amount), ant grade (specifically can be ant integral) Deng.

The first step, payment information of the server device based on the target user, the target user commodity letter The history settlement information of breath and the target user, determine that the clearing index of the target user, the clearing index are used for Assess the probability that the target user executes self-help settlement behavior；

When specific implementation, the server device can payment information based on the target user, the target user Merchandise news and the target user history settlement information, respectively extract that be characterized in local shopping place clearing horizontal First settlement data, the second settlement data for being characterized in other shopping place clearing levels and it is characterized in third party's credit evaluation Mechanism authorizes the credit data of credit grade；The server device is by first settlement data, second settlement data And the credit data, default clearing exponential model is inputted, the clearing index of the target user is obtained.

It should be understood that presetting clearing exponential model involved in this specification can be linear weight average model, for example, should In linear weight average model, corresponding first weight factor of the first settlement data, corresponding second weight factor of the second settlement data, Credit data corresponds to third weight factor.Wherein it is possible to be debugged according to history settlement data to model, to determine the first power Repeated factor, the second weight factor and the respective value of third weight factor.In fact, the default clearing exponential model can be with base It is obtained in modes simulated trainings such as artificial intelligence technology, machine learning algorithm, deep learning algorithms, this specification embodiment is not This is defined.

Second step, the server device are based on the clearing index, determine whether the target user completes self-service knot It calculates.

When specific implementation, the server device clearing index can be compared with preset threshold；

If the clearing index is more than or equal to the preset threshold, it is determined that the target user completes self-help settlement；

Wherein, preset threshold can be based on history settlement information or escape list to shopping place local in multiple periods The obtained empirical value of probability.

Step 210: the export inspection equipment is based on the self-help settlement result and determines whether to put the target user Row.

By the technical solution of this specification embodiment, the commodity that target user chooses are carried out using self-help settlement equipment Self-help settlement, and settlement information is uploaded to server device by self-help settlement equipment, after completing shopping in order to target user, The biological information of target user based on the acquisition of export inspection equipment, matches payment from the settlement information being locally stored Information is then based on the payment information and determines whether target user completes self-help settlement, and export inspection equipment is based on self-service knot Result is calculated to determine whether to let pass to target user.To, in the case where input cost is roughly the same, can based on laying from It helps settlement device to reduce even to avoid being lined up clearing, promotes the clearing experience and clearing speed of user.Moreover, it is also possible to by going out Mouth examines the collaboration of equipment and server device processing, reduces user's clearing and escapes single situation.Promote knot on the whole as a result, Calculate efficiency.

Optionally, a kind of achievable mode of this specification embodiment is provided with interception in the export inspection equipment and sets It is standby, then, the export inspection equipment is based on the self-help settlement result and determines whether to let pass to the target user, can have Body executes are as follows:

If the target user completes self-help settlement, the export inspection equipment control, which is opened, intercepts equipment to institute State target user's clearance；Otherwise, the export inspection equipment controls the interception equipment and remains turned-off to the target user It intercepts.Interception equipment in which can be understood as self-shooter or automatic gate, and export inspection equipment can be according to certainly Main checkout result flexibly controls interception equipment and remains turned-off or open, thus, it realizes and the target of unfinished self-help settlement is used The automatic interception at family.It is in close state it should be understood that the interception equipment is defaulted under normal circumstances.

Optionally, mode can be achieved in the another kind of this specification embodiment, and the export inspection equipment can be understood as freely Logical channel, then, the export inspection equipment is based on the self-help settlement result and determines whether to let pass to the target user, It can specifically execute are as follows:

If the target user completes self-help settlement, the export inspection equipment is not dealt with to use the target It lets pass at family；Otherwise, the export inspection equipment sends to intercept to warning device and remind, to intercept to the target user.The party Warning device in formula can be set in export inspection equipment, such as the warning device can be alarm, in export inspection After equipment issues interception prompting, alarm can play alarm sound, to remind staff to use target current at this time Family is intercepted；Alternatively, warning device can be the handheld terminal of staff, issues to intercept in export inspection equipment and remind Afterwards, handheld terminal can remind staff to intercept target user current at this time.To be reminded by sending to intercept Mode, realize the artificial interception to the target user of unfinished self-help settlement.

Optionally, in this specification embodiment, escape one-state to be further reduced, it can also be by target user Check weighing when into shopping place and leaving shopping place carries out clearing veritification to target user.At this point, the settlement information Further include: entrance examines the first weight of the target user and carrying for outlet device acquisition of equipment acquisition The second weight of the target user of commodity.

Referring to shown in Fig. 2 b, the method also includes:

Step 212: the server device determines the merchandise news of the target user based on the biological information And first weight, the second weight.

Step 214: merchandise news and first weight of the server device based on the target user, the second weight Amount, it is determined whether clearing veritification is carried out to the target user.

Optionally, in step 214, merchandise news and first weight of the server device based on the target user Amount, the second weight, it is determined whether when carrying out clearing veritification to the target user, can specifically execute are as follows:

Commodity amount and particular commodity weight in merchandise news of the server device based on the target user determine The total weight for the commodity that the target user chooses；If the difference of the first weight and the second weight of the target user is absolute Value is greater than the total weight for the commodity that the target user chooses, then carries out clearing veritification to the target user；Otherwise, do not make to locate Reason.

It should be understood that in this specification embodiment, it is contemplated that when carrying out clearing veritification to target user, it may be necessary to people Work participates in realize.Therefore, the server device, can be to veritification after determination carries out clearing veritification to the target user The handheld terminal of personnel sends to veritify and remind, and the veritification prompting may include: target user is passed through when leaving shopping place Export inspection equipment mark.Veritification personnel can remind according to the veritification that receives, to by corresponding export inspection equipment from The target user opened carries out clearing veritification.

Optionally, in this specification embodiment, the mesh is returned to the export inspection equipment in the server device After the self-help settlement result for marking user, the method also includes:

The payment information of the local target user and self-help settlement result are respectively labeled as going through by the server device History payment information and history self-help settlement result.To distinguish same target user in server device in the different shopping phases Between generated payment information and self-help settlement result.

Self-help settlement scheme under line involved in this specification is described in detail below by specific embodiment.

Referring to shown in Fig. 3 a, by taking customer A (that is, target user) is in supermarket shopping as an example, customer A hand-held payment Terminal can be mobile phone A ', multiple place distributions of the supermarket are provided with more self-service cashier B, in order to which customer A can be with Self-help settlement is carried out whenever and wherever possible.Also related in self-help settlement process under the line local background server C, recognition of face door D, Background server E, the third party appraisal agency F and sampling observation personnel G of other supermarkets.Self-help settlement process can wrap under the line It includes:

Step 302a: self-service cashier B carries out barcode scanning to the commodity of selection based on the customer A commodity barcode scanning request initiated.

After the completion of barcode scanning, the merchandise news of the self-service available commodity by barcode scanning of cashier B.In fact, in barcode scanning Meanwhile self-service cashier B can also acquire the face-image of customer A, and the identity information of customer A is obtained by recognition of face.

Step 304a: mobile phone A ' carries out self-help payment based on the payment request that self-service cashier B is sent.

When specific implementation, self-service cashier B can be based on customer A for commodity hair some or all of in the commodity of barcode scanning Play payment request, in conjunction in merchandise news cargo price and commodity amount determine payment amount, and be based on to customer A displaying The payment code that payment amount generates.Customer A passes through mobile phone A ' in Alipay scanning payment code to complete self-help payment, and generate phase Answer payment information.

Step 306a: mobile phone A ' sends payment information to self-service cashier B.

Step 308a: merchandise news, identity information and payment information are sent to local background service by self-service cashier B Device C.

In the step, self-service cashier B can using merchandise news, identity information and payment information as settlement information, Local background server C is sent jointly to be stored.

Step 310a: when customer A will leave by recognition of face door D, recognition of face door D carries out face recognition.

The facial information recognized is sent to local background server C by step 312a: recognition of face door D, and initiates to tie Calculate Index Assessment request.

Step 314a: local background server C obtains the credit grade of customer A from third party appraisal agency F.

Flower amount specifically, can be obtained respectively, borrow amount, ant integral etc., it is then based on different weight ratios The credit grade of customer A is calculated in example.The credit grade of customer A can also be determined based on one of them.

Step 316a: local background server C settles accounts letter from the history that the background server E of other supermarkets obtains customer A Breath.

Step 318a: local background server C from it is local obtain this payment information of customer A, history payment information and History self-help settlement result.

It should be understood that step 314a, the execution sequence of step 316a and step 318a are not made in this specification embodiment It limits.

Step 320a: local background server C is surpassed based on the credit grade obtained from third party appraisal agency F, from other The history settlement information that the background server E in city is obtained, and from locally obtain this payment information, history payment information with And history self-help settlement is as a result, calculate the clearing index of target user.

Step 322a: local background server C determines whether target user completes self-help settlement according to the clearing index, And self-help settlement result is returned into sampling observation personnel G.

In fact, self-help settlement result is returned to the handheld terminal of veritification personnel G by local background server C.It should be understood that this In recognition of face door D and sampling observation personnel G handheld terminal can be considered as the export inspection equipment in this specification.It is described hand-held Warning device is installed in terminal.

Step 324a: whether sampling observation personnel G according to warning device in handheld terminal issues warning reminding, to target user into Pedestrian's work intercepts.

Specifically, after interception inspect by random samples personnel G need to carry out clearing inspection to target user, thus by way of sampling observation into Row manual inspection, effectively reduces clearing and escapes list.

Referring to shown in Fig. 3 b, by taking customer A (that is, target user) is in supermarket shopping as an example, customer A hand-held payment Terminal can be mobile phone A ', customer A can be by mobile phone A ' self-help settlement is carried out whenever and wherever possible.Under the line in self-help settlement process Also relate to local background server C, recognition of face door D, the background server E of other supermarkets, third party appraisal agency F and Sampling observation personnel G.Self-help settlement process may include: under the line

Step 302b: mobile phone A ' carries out barcode scanning to the commodity of selection based on the customer A commodity barcode scanning request initiated, and carries out Self-help payment.

When specific implementation, mobile phone A can be passed through ' in customer A Alipay client to commodity carry out barcode scanning, to obtain quotient Product information.After the completion of barcode scanning, mobile phone A ' branch can be initiated for commodity some or all of in the commodity of barcode scanning based on customer A It pays request and carries out self-help payment, and generate respective pay information.

Merchandise news, identity information and payment information are sent to local background server C by step 304b: mobile phone A '.

In the step, mobile phone A ' it can be using merchandise news, identity information and payment information as settlement information, a starting Local background server C is given to be stored.

Step 306b: when customer A will leave by recognition of face door D, recognition of face door D carries out face recognition.

The facial information recognized is sent to local background server C by step 308b: recognition of face door D, and initiates to tie Calculate Index Assessment request.

Step 310b: local background server C obtains the credit grade of customer A from third party appraisal agency F.

Step 312b: local background server C settles accounts letter from the history that the background server E of other supermarkets obtains customer A Breath.

Step 314b: local background server C from it is local obtain this payment information of customer A, history payment information and History self-help settlement result.

It should be understood that step 310b, the execution sequence of step 312b and step 314b are not made in this specification embodiment It limits.

Step 316b: local background server C is surpassed based on the credit grade obtained from third party appraisal agency F, from other The history settlement information that the background server E in city is obtained, and from locally obtain this payment information, history payment information with And history self-help settlement is as a result, calculate the clearing index of target user.

Step 318b: local background server C determines whether target user completes self-help settlement according to the clearing index, And self-help settlement result is returned into sampling observation personnel G.

Step 320b: whether sampling observation personnel G according to warning device in handheld terminal issues warning reminding, to target user into Pedestrian's work intercepts.

Embodiment two

Referring to shown in Fig. 4, the step schematic diagram of self-help settlement method, this method under the line provided for this specification embodiment Executing subject be self-help settlement device under line, specifically can be server device, which can be for example: calculate Machine, smart phone, other intelligent hand-held terminals etc..Self-help settlement method may include: under the line

Step 402: the settlement information of server device reception target user；Wherein, the settlement information is self-help settlement Equipment carries out self-help payment based on the payment request that the target user initiates and obtains, and the payment request is for self-help settlement Equipment is initiated by the merchandise news that the commodity that scanning target user chooses obtain, and the settlement information includes at least: disbursement letter Breath and identity.

Step 404: biological characteristic of the server device based on the collected target user of export inspection equipment Information determines the payment information of the target user, and the payment information based on the target user, and Xiang Suoshu export inspection is set The standby self-help settlement result for returning to the target user；Wherein, the self-help settlement result is used to indicate the export inspection and sets It is standby whether to let pass to the target user.

It should be understood that the server device can also be performed can involved in embodiment one in this specification embodiment Scheme is selected, this will not be repeated here.

Referring to Figure 5, the step schematic diagram of self-help settlement method, this method under the line provided for this specification embodiment Executing subject be self-help settlement device under line, specifically can be export inspection equipment, which can be gate-shaped Equipment or pass gates jaws equipment, and it is provided with collecting biological feature information device.Self-help settlement method can wrap under the line It includes:

Step 502: after export inspection equipment collects the biological information of target user, the biological characteristic being believed Breath is sent to server device；Wherein, the biological information determines the target user's for the server device Payment information, and the payment information based on the target user, Xiang Suoshu export inspection equipment return to oneself of the target user Help checkout result.

Step 504: the export inspection equipment is based on the self-help settlement result and determines whether to put the target user Row.

It should be understood that the export inspection equipment can also be performed involved in embodiment one in this specification embodiment Optinal plan, this will not be repeated here.

Embodiment three

Fig. 6 is the structural schematic diagram of one embodiment electronic equipment of this specification.Referring to FIG. 6, in hardware view, it should Electronic equipment includes processor, optionally further comprising internal bus, network interface, memory.Wherein, memory may be comprising interior It deposits, such as high-speed random access memory (Random-Access Memory, RAM), it is also possible to further include non-volatile memories Device (non-volatile memory), for example, at least 1 magnetic disk storage etc..Certainly, which is also possible that other Hardware required for business.

Processor, network interface and memory can be connected with each other by internal bus, which can be ISA (Industry Standard Architecture, industry standard architecture) bus, PCI (Peripheral Component Interconnect, Peripheral Component Interconnect standard) bus or EISA (Extended Industry Standard Architecture, expanding the industrial standard structure) bus etc..The bus can be divided into address bus, data/address bus, control always Line etc..Only to be indicated with a four-headed arrow in Fig. 6, it is not intended that an only bus or a type of convenient for indicating Bus.

Memory, for storing program.Specifically, program may include program code, and said program code includes calculating Machine operational order.Memory may include memory and nonvolatile memory, and provide instruction and data to processor.

Processor is from the then operation into memory of corresponding computer program is read in nonvolatile memory, in logical layer Shared resource access control apparatus is formed on face.Processor executes the program that memory is stored, and is specifically used for executing following Operation:

Alternatively, executing following operation:

The method that self-help settlement device executes under line disclosed in above-mentioned Fig. 2 a- embodiment illustrated in fig. 5 such as this specification can be with It is realized applied in processor, or by processor.Processor may be a kind of IC chip, the processing energy with signal Power.During realization, each step of the above method can pass through the integrated logic circuit or software of the hardware in processor The instruction of form is completed.Above-mentioned processor can be general processor, including central processing unit (Central Processing Unit, CPU), network processing unit (Network Processor, NP) etc.；It can also be digital signal processor (Digital Signal Processor, DSP), specific integrated circuit (Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-Programmable Gate Array, FPGA) or other programmable logic Device, discrete gate or transistor logic, discrete hardware components.It may be implemented or execute and is public in this specification embodiment Each method, step and the logic diagram opened.General processor can be microprocessor or the processor be also possible to it is any often The processor etc. of rule.The step of method in conjunction with disclosed in this specification embodiment, can be embodied directly in hardware decoding processor Execute completion, or in decoding processor hardware and software module combination execute completion.Software module can be located at random Memory, flash memory, read-only memory, the abilities such as programmable read only memory or electrically erasable programmable memory, register In the storage medium of domain maturation.The storage medium is located at memory, and processor reads the information in memory, complete in conjunction with its hardware The step of at the above method.

The method that the electronic equipment can also carry out Fig. 2 a, and realize self-help settlement device implementation shown in Fig. 2 a- Fig. 5 under line The function of example, details are not described herein for this specification embodiment.

Certainly, other than software realization mode, other realization sides are not precluded in the electronic equipment of this specification embodiment Formula, such as logical device or the mode of software and hardware combining etc., that is to say, that the executing subject of following process flow is simultaneously unlimited Due to each logic unit, it is also possible to hardware or logical device.

Example IV

This specification embodiment also proposed a kind of computer readable storage medium, the computer-readable recording medium storage One or more programs, the one or more program include instruction, and the instruction is when by the portable electric including multiple application programs Sub- equipment execute when, the method that the portable electronic device can be made to execute Fig. 2 a illustrated embodiment, and be specifically used for execute with Lower method:

Alternatively, executing following operation:

Embodiment five

Referring to Fig.1 shown in a, the structural schematic diagram of self-service checkout system under the line provided for this specification embodiment, this is System may include: self-help settlement equipment 102, server device 104 and export inspection equipment 106；Wherein,

The self-help settlement equipment 102 obtains merchandise news by the commodity that scanning target user chooses；And it is based on institute The payment request for the merchandise news obtained for stating target user's initiation carries out self-help payment, and by the knot of the target user It calculates information and is uploaded to server device, wherein the settlement information includes at least: payment information and identity；

After the export inspection equipment 106 collects the biological information of the target user, by the biological characteristic Information is sent to the server device；

The server device 104 determines the payment information of the target user, and base based on the biological information In the payment information of the target user, Xiang Suoshu export inspection equipment returns to the self-help settlement result of the target user；

The export inspection equipment 106 is based on the self-help settlement result and determines whether to let pass to the target user.

Optionally, the self-help settlement equipment 102 includes: self-service cashier terminal and payment terminal；

The self-service cashier terminal can be used for obtaining merchandise news by the commodity that scanning target user chooses；And base Payment request is sent to payment terminal for the merchandise news obtained in what the target user initiated；

The payment terminal can be used for carrying out self-help payment based on the payment request, and to the self-service cashier terminal Return to the settlement information of the target user；

The self-service cashier terminal is also used to the settlement information being uploaded to server device.

Optionally, the self-help settlement equipment 102 includes: payment terminal；

The payment terminal, can be used for: obtain merchandise news by the commodity that scanning target user chooses；And it is based on The payment request for the merchandise news obtained that the target user initiates carries out self-help payment, and by the target user's Settlement information is uploaded to server device.

Fig. 7 is the structural schematic diagram of self-help settlement device 700 under the line that one embodiment of this specification provides.It please refers to Fig. 7, in a kind of Software Implementation, self-help settlement device 700 under line can include:

Receiving module 702 receives the settlement information of target user；Wherein, the settlement information is self-help settlement equipment base It carries out self-help payment in the payment request that the target user initiates to obtain, the payment request is logical for self-help settlement equipment Over-scan the merchandise news that the commodity that target user chooses obtain to initiate, the settlement information includes at least: payment information and Identity；

Processing module 704 determines institute based on the biological information of the collected target user of export inspection equipment The payment information of target user, and the payment information based on the target user are stated, described in Xiang Suoshu export inspection equipment returns The self-help settlement result of target user；Wherein, whether the self-help settlement result is used to indicate the export inspection equipment to institute State target user's clearance.

Fig. 8 is the structural schematic diagram of self-help settlement device 800 under the line that one embodiment of this specification provides.It please refers to Fig. 8, in a kind of Software Implementation, self-help settlement device 800 under line can include:

The biological information is sent to by sending module 802 after collecting the biological information of target user Server device；Wherein, the biological information determines the payment information of the target user for the server device, And the payment information based on the target user, Xiang Suoshu export inspection equipment return to the self-help settlement knot of the target user Fruit；

Processing module 804 determines whether to let pass to the target user based on the self-help settlement result.

Optionally, the account as one embodiment, in payment information of the identity based on the target user Identity obtains.Specifically, which can be by the receiving module 702 of self-help settlement device 700 under line from payment information It obtains.

Optionally, the mesh acquired as another embodiment, the identity based on the self-help settlement equipment The biological information for marking user obtains.Specifically, which can be by the receiving module of self-help settlement device 700 under line 702 obtain from the collecting biological feature information device of connection.

In a kind of specific implementation of this specification embodiment, the processing mould of self-help settlement device 700 under the line When block 704 determines the payment information of the target user based on the biological information, it is specifically used for:

The identity of the target user is determined based on the biological information；

The payment information of the target user to match is determined based on the identity of the target user.

In a kind of specific implementation of this specification embodiment, the processing mould of self-help settlement device 700 under the line Payment information of the block 704 based on the target user, Xiang Suoshu export inspection equipment return to the self-help settlement of the target user When as a result, it is specifically used for:

Based on the payment information of the target user, determine whether the target user completes self-help settlement, and to described Export inspection equipment returns to the self-help settlement result of the target user.

In a kind of specific implementation of this specification embodiment, the processing mould of self-help settlement device 700 under the line Payment information of the block 704 based on the target user when determining whether the target user completes self-help settlement, can be used specifically In:

If there is non-payment information in the payment information of the target user, it is determined that the target user does not complete certainly Help clearing；If non-payment information is not present in the payment information of the target user, it is determined that the target user completes certainly Help clearing.

In a kind of specific implementation of this specification embodiment, the settlement information further include: the target user The merchandise news of the commodity of selection；

The processing module 704 of self-help settlement device 700 determines phase based on the identity of the target user under the line When the payment information of the matched target user, it can be specifically used for:

The payment information of the target user to match and described is determined based on the identity of the target user The merchandise news of target user.And

The processing module 704 of self-help settlement device 700 determines institute based on the payment information of the target user under the line When stating target user and whether completing self-help settlement, it can be specifically used for:

Based on the merchandise news of the target user, the payment information of the target user is veritified, and is based on core It tests result and determines whether the target user completes self-help settlement.

In a kind of specific implementation of this specification embodiment, the processing mould of self-help settlement device 700 under the line Merchandise news of the block 704 based on the target user, veritifies the payment information of the target user, and is tied based on veritifying When fruit determines whether the target user completes self-help settlement, it can be specifically used for:

Commodity amount and cargo price in merchandise news based on the target user calculate the target user and choose The payment amount of commodity；Based on the payment amount to payment information is veritified in the payment information of the target user； If veritification passes through, it is determined that the target user completes self-help settlement；Otherwise, it determines the target user does not complete self-service knot It calculates.

The processing module 704 of self-help settlement device 700 determines phase based on the identity of the target user under the line When the payment information of the matched target user, it is specifically used for:

The payment information of the target user to match, the target are determined based on the identity of the target user The merchandise news of user and the history settlement information of the target user.And

Payment information, the merchandise news of the target user and going through for the target user based on the target user History settlement information determines that the clearing index of the target user, the clearing index execute certainly for assessing the target user Help the probability of clearing behavior；The server device is based on the clearing index, and it is self-service to determine whether the target user completes Clearing.

In a kind of specific implementation of this specification embodiment, the history settlement information includes at least following information One of or combination:

The history payment information of the target user obtained from local service end equipment, history self-help settlement result；

The history payment information of the target user obtained from other server devices of the other shopping places of correspondence is gone through History self-help settlement result；

The credit grade information of the target user obtained from third party's credit evaluation mechanism.

In a kind of specific implementation of this specification embodiment, the processing mould of self-help settlement device 700 under the line Payment information, the merchandise news of the target user and the history of the target user of the block 704 based on the target user Settlement information can be specifically used for when determining the clearing index of the target user:

Payment information, the merchandise news of the target user and going through for the target user based on the target user History settlement information is extracted respectively and is characterized in the first settlement data of local shopping place clearing level, is characterized in other shopping fields Second settlement data of institute's clearing level and it is characterized in the credit data that third party's credit evaluation mechanism authorizes credit grade；It will First settlement data, second settlement data and the credit data input default clearing exponential model, obtain institute State the clearing index of target user.

In a kind of specific implementation of this specification embodiment, the processing mould of self-help settlement device 700 under the line Block 704 is based on the clearing index, when determining whether the target user completes self-help settlement, can be specifically used for:

The clearing index is compared with preset threshold；If the clearing index is more than or equal to the default threshold Value, it is determined that the target user completes self-help settlement；Otherwise, it determines the target user does not complete self-help settlement.

In a kind of specific implementation of this specification embodiment, the processing mould of self-help settlement device 800 under the line When block 804 determines whether to let pass to the target user based on the self-help settlement result, it can be specifically used for:

If the target user completes self-help settlement, controls opening and intercept equipment to let pass to the target user； Otherwise, the interception equipment is controlled to remain turned-off to intercept the target user.

If the target user completes self-help settlement, do not deal with to let pass to the target user；Otherwise, to report Alert equipment sends to intercept and remind, to intercept to the target user.

In a kind of specific implementation of this specification embodiment, the settlement information further include: entrance examines equipment The target user's for carrying commodity of the first weight of the target user of acquisition and outlet device acquisition Second weight；

The processing module 704 of self-help settlement device 700 is also used under the line:

The merchandise news and the first weight, the second weight of the target user are determined based on the biological information； Merchandise news and the first weight, the second weight based on the target user, it is determined whether the target user is tied It calculates and veritifies.

In a kind of specific implementation of this specification embodiment, the processing mould of self-help settlement device 700 under the line Merchandise news and first weight, second weight of the block 704 based on the target user, it is determined whether to the target user into When row clearing are veritified, it can be specifically used for:

Commodity amount and particular commodity weight in merchandise news based on the target user determine target user's choosing The total weight of the commodity taken；If the absolute value of the difference of the first weight of the target user and the second weight is greater than the target The total weight for the commodity that user chooses, then carry out clearing veritification to the target user；Otherwise, it does not deal with.

In a kind of specific implementation of this specification embodiment, self-help settlement device 700 can also be wrapped under the line Include: mark module, the mark module are used to return to the target user's to the export inspection equipment in processing module 704 After self-help settlement result, the payment information of the local target user and self-help settlement result are respectively labeled as history payment Information and history self-help settlement result.

It should be understood that self-help settlement device can also carry out the method in Fig. 2 a- Fig. 5 under the line of this specification embodiment, and real Self-help settlement device (or equipment) is in the corresponding function of Fig. 2 a- embodiment illustrated in fig. 5 under existing line, and details are not described herein.

In short, being not intended to limit the protection of this specification the foregoing is merely the preferred embodiment of this specification Range.For all spirit in this specification within principle, any modification, equivalent replacement, improvement and so on should be included in this Within the protection scope of specification.

System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity, Or it is realized by the product with certain function.It is a kind of typically to realize that equipment is computer.Specifically, computer for example may be used Think personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play It is any in device, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment The combination of equipment.

Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.

It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including described want There is also other identical elements in the process, method of element, commodity or equipment.

All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for system reality For applying example, since it is substantially similar to the method embodiment, so being described relatively simple, related place is referring to embodiment of the method Part explanation.

Claims

1. a kind of self-help settlement method under line, comprising:

The self-help settlement equipment is carried out certainly based on the payment request for the merchandise news obtained that the target user initiates Payment is helped, and the settlement information of the target user is uploaded to server device, wherein the settlement information includes at least: Payment information and identity；

After export inspection equipment collects the biological information of the target user, the biological information is sent to The server device；

The server device determines the payment information of the target user based on the biological information, and is based on the mesh The payment information of user is marked, Xiang Suoshu export inspection equipment returns to the self-help settlement result of the target user；

2. the method as described in claim 1, the self-help settlement equipment includes: self-service cashier terminal and payment terminal；

Self-help settlement equipment obtains merchandise news by the commodity that scanning target user chooses, comprising:

Self-service cashier terminal obtains merchandise news by the commodity that scanning target user chooses；

The self-help settlement equipment is carried out certainly based on the payment request for the merchandise news obtained that the target user initiates Payment is helped, and the settlement information of the target user is uploaded to server device, comprising:

The self-service cashier terminal sends branch to payment terminal for the merchandise news obtained based on what the target user initiated Pay request；

Payment terminal is based on the payment request and carries out self-help payment, and returns to the target user to the self-service cashier terminal Settlement information；

3. the method as described in claim 1, the self-help settlement equipment includes: payment terminal；

Payment terminal obtains merchandise news by the commodity that scanning target user chooses；

The payment terminal carries out self-service branch based on the payment request for the merchandise news obtained that the target user initiates It pays, and the settlement information of the target user is uploaded to server device.

Account body 4. the method as described in claim 1, in payment information of the identity based on the target user Part obtains.

5. the method as described in claim 1, the identity is used based on the target that the self-help settlement equipment acquires The biological information at family obtains.

6. the method according to claim 1 to 5, the server device determines institute based on the biological information State the payment information of target user, comprising:

The server device determines the identity of the target user based on the biological information；

7. method as claimed in claim 6, the settlement information further include: the commodity letter for the commodity that the target user chooses Breath；

The server device determines the disbursement letter of the target user to match based on the identity of the target user Breath, the merchandise news of the target user and the history settlement information of the target user；

Payment information of the server device based on the target user, Xiang Suoshu export inspection equipment return to the target and use The self-help settlement result at family, comprising:

Payment information of the server device based on the target user, the merchandise news of the target user and the mesh The history settlement information for marking user determines the clearing index of the target user, and the clearing index is for assessing the target The probability of user's execution self-help settlement behavior；

The server device is based on the clearing index, determines whether the target user completes self-help settlement；

The server device returns to the self-help settlement result of the target user to the export inspection equipment.

8. the method for claim 7, the history settlement information includes at least one of following information or combination:

The history payment information of the target user that is obtained from other server devices of the other shopping places of correspondence, history from Help checkout result；

9. method according to claim 8, payment information of the server device based on the target user, the target The merchandise news of user and the history settlement information of the target user, determine the clearing index of the target user, comprising:

Payment information of the server device based on the target user, the merchandise news of the target user and the mesh The history settlement information of user is marked, is extracted respectively and is characterized in the first settlement data of local shopping place clearing level, is characterized in It second settlement data of other shopping place clearing levels and is characterized in third party's credit evaluation mechanism and authorizes credit grade Credit data；

For the server device by first settlement data, second settlement data and the credit data, input is pre- If settling accounts exponential model, the clearing index of the target user is obtained.

10. method according to claim 8, the server device is based on the clearing index, determines the target user Whether self-help settlement is completed, comprising:

The clearing index is compared the server device with preset threshold；

11. the method according to claim 1 to 5, the export inspection equipment is determined based on the self-help settlement result Whether let pass to the target user, comprising:

If the target user completes self-help settlement, the export inspection equipment control, which is opened, intercepts equipment to the mesh User is marked to let pass；

Otherwise, the export inspection equipment controls the interception equipment and remains turned-off to intercept to the target user.

12. the method according to claim 1 to 5, the export inspection equipment is determined based on the self-help settlement result Whether let pass to the target user, comprising:

If the target user completes self-help settlement, the export inspection equipment is not dealt with to put to the target user Row；

Otherwise, the export inspection equipment sends to intercept to warning device and remind, to intercept to the target user.

13. the method for claim 7, the settlement information further include: entrance examines the target of equipment acquisition to use The second weight of the target user for carrying commodity of first weight at family and outlet device acquisition；

The method also includes:

The server device based on the biological information determine the target user merchandise news and the first weight, Second weight；

Merchandise news and first weight, second weight of the server device based on the target user, it is determined whether right The target user carries out clearing veritification.

14. method as claimed in claim 13, merchandise news and of the server device based on the target user One weight, the second weight, it is determined whether clearing veritification is carried out to the target user, comprising:

Commodity amount and particular commodity weight in merchandise news of the server device based on the target user, determine described in The total weight for the commodity that target user chooses；

If the absolute value of the difference of the first weight of the target user and the second weight is greater than the quotient that the target user chooses The total weight of product then carries out clearing veritification to the target user；

Otherwise, it does not deal with.

15. the method according to claim 1 to 5 returns to institute to the export inspection equipment in the server device After the self-help settlement result for stating target user, the method also includes:

The payment information of the local target user and self-help settlement result are respectively labeled as history branch by the server device Pay information and history self-help settlement result.

16. a kind of self-help settlement method under line, comprising:

The settlement information of server device reception target user；Wherein, the settlement information is described in self-help settlement equipment is based on The payment request that target user initiates carries out self-help payment and obtains, and the payment request is to pass through scanning for self-help settlement equipment The merchandise news that the commodity that target user chooses obtain is initiated, and the settlement information includes at least: payment information and identity mark Know；

Described in biological information determination of the server device based on the collected target user of export inspection equipment The payment information of target user, and the payment information based on the target user, Xiang Suoshu export inspection equipment return to the mesh Mark the self-help settlement result of user；Wherein, whether the self-help settlement result is used to indicate the export inspection equipment to described Target user lets pass.

17. a kind of self-help settlement method under line, comprising:

After export inspection equipment collects the biological information of target user, the biological information is sent to service End equipment；Wherein, the biological information determines the payment information of the target user, and base for the server device In the payment information of the target user, Xiang Suoshu export inspection equipment returns to the self-help settlement result of the target user；

18. self-service checkout system under a kind of line, comprising: self-help settlement equipment, server device and export inspection equipment；Its In,

The self-help settlement equipment obtains merchandise news by the commodity that scanning target user chooses；And it is based on the target Client-initiated carries out self-help payment for the payment request of the merchandise news obtained, and by the settlement information of the target user It is uploaded to server device, wherein the settlement information includes at least: payment information and identity；

The export inspection equipment, after collecting the biological information of the target user, by the biological information It is sent to the server device；

The server device determines the payment information of the target user based on the biological information, and based on described The payment information of target user, Xiang Suoshu export inspection equipment return to the self-help settlement result of the target user；

19. self-help settlement device under a kind of line, comprising:

Receiving module receives the settlement information of target user；Wherein, the settlement information is that self-help settlement equipment is based on the mesh Mark Client-initiated payment request carries out self-help payment and obtains, and the payment request is to pass through scanning mesh for self-help settlement equipment It marks the merchandise news that the commodity that user chooses obtain to initiate, the settlement information includes at least: payment information and identity；

Processing module determines that the target is used based on the biological information of the collected target user of export inspection equipment The payment information at family, and the payment information based on the target user, Xiang Suoshu export inspection equipment return to the target user Self-help settlement result；Wherein, the self-help settlement result is used to indicate whether the export inspection equipment is used the target It lets pass at family.

20. self-help settlement device under a kind of line, comprising:

The biological information is sent to server-side after collecting the biological information of target user by sending module Equipment；Wherein, the biological information determines the payment information of the target user for the server device, and is based on The payment information of the target user, Xiang Suoshu export inspection equipment return to the self-help settlement result of the target user；

21. a kind of electronic equipment, comprising:

Processor；And

It is arranged to the memory of storage computer executable instructions, the executable instruction makes the processor when executed Execute following operation:

Receive the settlement information of target user；Wherein, the settlement information is that self-help settlement equipment is sent out based on the target user The payment request risen carries out self-help payment and obtains, and the payment request is to pass through scanning target user's choosing for self-help settlement equipment The merchandise news that the commodity taken obtain is initiated, and the settlement information includes at least: payment information and identity；

The payment of the target user is determined based on the biological information of the collected target user of export inspection equipment Information, and the payment information based on the target user, Xiang Suoshu export inspection equipment return to the self-service knot of the target user Calculate result；Wherein, the self-help settlement result is used to indicate whether the export inspection equipment lets pass to the target user.

22. a kind of electronic equipment, comprising:

Processor；And

After collecting the biological information of target user, the biological information is sent to server device；Wherein, The biological information determines the payment information of the target user for the server device, and is used based on the target The payment information at family, Xiang Suoshu export inspection equipment return to the self-help settlement result of the target user；

23. a kind of computer readable storage medium, the computer-readable recording medium storage one or more program, described one A or multiple programs are when the electronic equipment for being included multiple application programs executes, so that the electronic equipment executes following behaviour Make:

24. a kind of computer readable storage medium, the computer-readable recording medium storage one or more program, described one A or multiple programs are when the electronic equipment for being included multiple application programs executes, so that the electronic equipment executes following behaviour Make: