CN109993648A - A kind of data processing method and relevant apparatus - Google Patents
A kind of data processing method and relevant apparatus Download PDFInfo
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- CN109993648A CN109993648A CN201910183954.3A CN201910183954A CN109993648A CN 109993648 A CN109993648 A CN 109993648A CN 201910183954 A CN201910183954 A CN 201910183954A CN 109993648 A CN109993648 A CN 109993648A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
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Abstract
This application involves data displaying, a kind of data processing method and relevant apparatus are disclosed, comprising: receive the financial messages that second server is sent, financial messages carry the second financial statement；Read the second financial statement in financial messages；It is searched and matched first financial statement of the second financial statement from the first financial statement data library of first server；First financial statement and the second financial statement are compared, to obtain financial variance data；Financial difference information is sent to first terminal, financial difference information carries financial variance data, financial difference information is used to indicate the financial variance data in the financial difference information of first terminal reading, and pop-up display window shows financial variance data on the display interface of first terminal；It receives the financial difference that first terminal is sent and determines message；Premium message is paid to second terminal transmission.Implement the embodiment of the present invention, is conducive to avoid expending a large amount of manpowers, shortens process cycle, raising efficiency.
Description
Technical field
The present invention relates to field of computer technology more particularly to a kind of data processing method and relevant apparatus.
Background technique
With the continuous promotion of China's economic level, insurance business is also more and more, and the sense of purchasing of people is also increasingly
By force.After people buy insurance, people need periodically to pay premium to insurance company.
Currently, people generally first pay premium to bank when needing to pay premium, then by bank by premium transfer accounts to
Insurance company.Therefore, at this moment, whether the fund that insurance company can arrange auditor to carry out audit bank transfer meets reality
The amount of money for needing to pay.If not meeting the amount of money paid of actual needs, auditor is by financial variance data informing business people
Member.It after business personnel learns, is linked up by phone and client, reminds client's paying.Whole process expends a large amount of
Manpower, long processing period, low efficiency.
Summary of the invention
The embodiment of the invention provides a kind of data processing method and relevant apparatus, implement the embodiment of the present invention, are conducive to
It avoids expending a large amount of manpowers, shortens process cycle, raising efficiency.
First aspect of the embodiment of the present invention discloses a kind of data processing method, comprising:
Receive the financial messages that second server is sent, wherein the financial messages carry the second financial statement；
Read second financial statement in the financial messages；
It is searched and matched first wealth of second financial statement from the first financial statement data library of first server
Business report；
First financial statement and second financial statement are compared, to obtain financial variance data；
Financial difference information is sent to first terminal, wherein the finance difference information carries the financial variance data,
It is aobvious that the finance difference information is used to indicate first terminal pop-up display window on the display interface of the first terminal
Show the financial variance data；
It receives the financial difference that the first terminal is sent and determines message；
Premium message is paid to second terminal transmission, wherein the premium message of paying carries the letter that premium is paid in prompt
Breath.
Second aspect of the embodiment of the present invention discloses a kind of data processing equipment, comprising:
First receiving module, for receiving the financial messages of second server transmission, wherein the financial messages carry the
Two financial statements；
Read module, for reading second financial statement in the financial messages；
Searching module, for being searched and second financial statement from the first financial statement data library of first server
Matched first financial statement；
Contrast module, for comparing first financial statement and second financial statement, to obtain finance
Variance data；
First sending module, for sending financial difference information to first terminal, wherein the finance difference information carries
The finance variance data, the finance difference information are used to indicate the first terminal in the display interface of the first terminal
Upper pop-up display window shows the financial variance data；
Second receiving module determines message for receiving the financial difference that the first terminal is sent；
Second sending module, for paying premium message to second terminal transmission, wherein described to pay the carrying of premium message
The information of premium is paid in prompt.
The third aspect of the embodiment of the present invention provides a kind of electronic equipment of data processing, including processor, memory, logical
Believe interface and one or more programs, wherein one or more of programs are stored in the memory, and are matched
It sets and is executed by the processor, to execute the part for including any data processing method recorded in above method embodiment
Or Overall Steps.
Fourth aspect of the embodiment of the present invention provides a kind of computer storage medium, and the computer readable storage medium is used
In storage computer program, the storage computer program is executed by the processor, to realize including above method embodiment
Some or all of any data processing method of middle record step.
As can be seen that first server receives the second financial statement that second server is sent in above-mentioned technical proposal, from
And lookup and matched first financial statement of the second financial statement from the first financial statement data library of first server, then will
First financial statement is compared with the second financial statement, and to obtain financial variance data, then, first server is to
One terminal sends the financial difference information for carrying financial variance data, so that the financial differential boundary in first terminal shows finance
Variance data, when auditor is after financial differential boundary carries out financial difference and determines operation, first terminal is to first server
The financial difference of transmission determines message, finally, first server sent to second terminal carry that prompt pays premium pay guarantor
Take message.Whole process avoids expending a large amount of manpowers, shortens process cycle, raising efficiency.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.
Wherein:
Fig. 1-a is a kind of flow diagram of data processing method provided in an embodiment of the present invention；
Fig. 1-b is a kind of configuration diagram of communication system provided in an embodiment of the present invention；
Fig. 2 is the flow diagram of another data processing method provided in an embodiment of the present invention；
Fig. 3-a is the flow diagram of another data processing method provided in an embodiment of the present invention；
Fig. 3-b is a kind of display window schematic diagram provided in an embodiment of the present invention；
Fig. 4 is a kind of flow diagram of data processing equipment provided in an embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
It is described in detail separately below.
Description and claims of this specification and the term " first " in above-mentioned attached drawing, " second " are for distinguishing not
Same object, is not use to describe a particular order.In addition, term " includes " and " having " and their any deformations, it is intended that
Non-exclusive include in covering.Such as the process, method, system, product or equipment for containing a series of steps or units do not have
It is defined in listed step or unit, but optionally further comprising the step of not listing or unit, or optionally further comprising
For the intrinsic other step or units of these process, methods, product or equipment.
Firstly, being a kind of data processing method that one embodiment of the present of invention provides referring to Fig. 1-a and Fig. 1-b, Fig. 1-a
Flow diagram.Scheme shown in Fig. 1-a can carry out specific embodiment in the system of the framework shown in Fig. 1-b.Wherein, such as Fig. 1-
Shown in a, a kind of data processing method that one embodiment of the present of invention provides may include:
101, first server receives the financial messages that second server is sent.
Wherein, the financial messages carry the second financial statement.
Wherein, first server for example may include insurance company server, and second server for example may include bank
Server.
102, the first server reads second financial statement in the financial messages.
103, the first server is searched and second wealth from the first financial statement data library of first server
Business matched first financial statement of report.
104, the first server compares first financial statement and second financial statement, to obtain
Financial variance data.
105, the first server sends financial difference information to first terminal.
Wherein, the financial difference information carries the financial variance data, and the finance difference information is used to indicate institute
It states first terminal pop-up display window on the display interface of the first terminal and shows the financial variance data.
Wherein, first terminal for example can be mobile phone, tablet computer, laptop, palm PC, MID or other ends
End equipment.
106, the financial difference that the first server receives that the first terminal is sent determines message.
107, the first server pays premium message to second terminal transmission.
Wherein, the premium message of paying carries the information that premium is paid in prompt.
Wherein, second terminal for example can be mobile phone, tablet computer, laptop, palm PC, MID or other ends
End equipment.
Referring to fig. 2, Fig. 2 is a kind of flow diagram for data processing method that one embodiment of the present of invention provides.Its
In, as shown in Fig. 2, a kind of data processing method that one embodiment of the present of invention provides may include:
201, first server receives the financial messages that second server is sent.
Wherein, the financial messages carry the second financial statement.
Wherein, first server for example may include insurance company server, and second server for example may include bank
Server.
202, the first server reads second financial statement in the financial messages.
203, the first server is searched and second wealth from the first financial statement data library of first server
Business matched first financial statement of report.
Optionally, in a kind of possible embodiment of the invention, first financial statement from first server
It is searched and matched first financial statement of second financial statement in database, comprising:
Number of policy is extracted from second financial statement and is refunded the date；From the first finance report of the first server
It is extracted in table database and the matched K of the number of policy the first financial statements, wherein K is positive integer；From the K first
It is searched and the refund date matched first financial statement in financial statement.
Wherein, K for example can be equal to 1,2,3,5,6,11,13,20 or other values.
204, the first server compares first financial statement and second financial statement, to obtain
Financial variance data.
Optionally, described by first financial statement and described the in a kind of possible embodiment of the invention
Two financial statements compare, to obtain financial variance data, comprising:
Default premium received is extracted from first financial statement；By the default premium received and second finance
Practical premium received in report compares, to obtain the financial variance data.
205, the first server sends financial difference information to first terminal.
Wherein, the financial difference information carries the financial variance data, and the finance difference information is used to indicate institute
It states first terminal pop-up display window on the display interface of the first terminal and shows the financial variance data.
Wherein, first terminal for example can be mobile phone, tablet computer, laptop, palm PC, MID or other ends
End equipment.
206, the financial difference that the first server receives that the first terminal is sent determines message.
207, the first server pays premium message to second terminal transmission.
Wherein, the premium message of paying carries the information that premium is paid in prompt.
Wherein, second terminal for example can be mobile phone, tablet computer, laptop, palm PC, MID or other ends
End equipment.
208, the first server record the first server to the second terminal send described in pay premium and disappear
The date of breath, to obtain default refund from date.
209, the first server obtains default refund number of days from default refund number of days table.
Optionally, it in a kind of possible embodiment of the invention, is obtained in advance from default refund number of days table described
If before refund number of days, comprising:
User ID data is extracted from first financial statement；It is obtained and the user identity in telecommunications databases of going on an expedition
M collage-credit data of Data Matching, wherein M is positive integer；The M collage-credit data and the M collage-credit data one is a pair of
The M default reference ratios answered are calculated, to obtain reference scoring, wherein the sum of the M default reference ratios are 1；If
Set and the reference score the matched default refund number of days, wherein the reference scoring and the default refund number of days at
Direct ratio；The default refund number of days is stored in the default refund number of days table.
Wherein, M for example can be equal to 1,2,3,5,6,11,13,20 or other values.
210, the first server is based on the default refund from date and the default refund number of days, determines default
The payment due deadline date.
Optionally, described based on default refund from date and described in a kind of possible embodiment of the invention
Default refund number of days determines the default payment due deadline date, comprising:
Lookup and the matched N history loan data of the user ID data from history loan data tables of data,
In, N is positive integer；Obtain the monthly refund date in the N history loan data；It will be in the N history loan data
Monthly refund the date in the N history loan data monthly preset the payment due deadline date compare, with obtain often
Exceed the time limit the moon number of days；The average value of the number of days that monthly exceeds the time limit is determined, to obtain and the matched pre- increasing refund number of days of the average value；
The pre- increasing refund number of days is added to the default refund number of days, to obtain presetting final refund number of days；Based on default refund
From date and it is described preset final refund number of days, determine the default payment due deadline date.
Wherein, N for example can be equal to 1,2,3,5,6,11,13,20 or other values.
For example, presetting refund from date is November 1, and presetting refund number of days is 15 days, and the pre- refund number of days that increases is 3
It, presetting the payment due deadline date is November 19.
211, when being more than the default payment due deadline date on the date of actually refunding, the first server is to described second
Terminal, which is sent, cancels purchase insurance message.
Wherein, the cancellation purchase insurance message, which carries, cancels purchase insurance information.
Optionally, in a kind of possible embodiment of the invention, the date is refunded more than described pre- in reality described
If when the payment due deadline date, Xiang Suoshu second terminal is sent after cancellation purchase insurance message, comprising:
When receiving the second terminal transmission confirmation cancellation purchase insurance message, calcellation is set by the number of policy and is protected
Odd numbers.
Referring to Fig. 3-a, Fig. 3-a is a kind of process signal for data processing method that one embodiment of the present of invention provides
Figure.Wherein, as shown in Fig. 3-a, a kind of data processing method that one embodiment of the present of invention provides may include:
301, first server receives the financial messages that second server is sent.
Wherein, the financial messages carry the second financial statement.
Wherein, first server for example may include insurance company server, and second server for example may include bank
Server.
302, the first server reads second financial statement in the financial messages.
303, the first server is searched and second wealth from the first financial statement data library of first server
Business matched first financial statement of report.
Optionally, in a kind of possible embodiment of the invention, first financial statement from first server
It is searched and matched first financial statement of second financial statement in database, comprising:
Number of policy is extracted from second financial statement and is refunded the date；From the first finance report of the first server
It is extracted in table database and the matched K of the number of policy the first financial statements, wherein K is positive integer；From the K first
It is searched and the refund date matched first financial statement in financial statement.
Wherein, K for example can be equal to 1,2,3,5,6,11,13,20 or other values.
304, the first server compares first financial statement and second financial statement, to obtain
Financial variance data.
Optionally, described by first financial statement in a first aspect, in a kind of possible embodiment of the invention
It is compared with second financial statement, to obtain financial variance data, comprising:
Default premium received is extracted from first financial statement；By the default premium received and second finance
Practical premium received in report compares, to obtain the financial variance data.
Optionally, based in a first aspect, being sent out described to second terminal in a kind of possible embodiment of the invention
It send before paying premium message, comprising:
The financial variance data and default financial variance data are compared, to obtain financial difference difference；By institute
Financial difference difference is stated to compare with default financial difference difference；It is poor to be higher than the default finance in the financial difference difference
When different difference, the financial difference information is sent to third terminal, wherein the finance difference information carries the financial difference
Data, the finance difference information are used to indicate the third terminal and pop up described show on the display interface of the third terminal
Show that window shows that the financial variance data, the financial difference of the third terminal define the competence higher than the first terminal；It connects
It receives the financial difference that the third terminal is sent and determines message.
Wherein, third terminal for example can be mobile phone, tablet computer, laptop, palm PC, MID or other ends
End equipment.
Optionally, described in the financial difference based in a first aspect, in a kind of possible embodiment of the invention
When difference is higher than the default financial difference difference, the financial difference information is sent to third terminal, comprising:
When the financial difference difference is higher than the default financial difference difference, the financial difference difference and institute are determined
State the difference of default financial difference difference；
Setting and the matched financial difference processing priority of the difference；
The financial difference processing priority and default financial difference processing priority are compared；
If the finance difference processing priority is higher than the default financial difference processing priority, preferentially to described the
Three terminals send the financial difference information；
If waiting period is arranged lower than default financial difference processing priority in the finance difference processing priority,
And then when the setting waiting period is more than default waiting period, Xiang Suoshu third terminal sends the financial difference and disappears
Breath.
It can be seen that above-mentioned technical proposal, by setting and the matched financial difference processing priority of difference, to realize
The priority for sending financial difference information to third terminal is determined based on financial difference processing priority, realizes that priority processing is poor
It is worth biggish financial variance data, while avoids network congestion.
305, the first server sends financial difference information to first terminal.
Wherein, the financial difference information carries the financial variance data, and the finance difference information is used to indicate institute
It states first terminal pop-up display window on the display interface of the first terminal and shows the financial variance data.
It wherein, is a kind of display window schematic diagram provided in an embodiment of the present invention, display window referring to such as Fig. 3-b, Fig. 3-b
Include:
Financial variance data viewing area and confirming button, wherein the confirming button is raw for controlling the first terminal
Message is determined at the financial difference.
Wherein, first terminal for example can be mobile phone, tablet computer, laptop, palm PC, MID or other ends
End equipment.
For example, first server will send financial difference information to first terminal, and then, first terminal is whole first
Pop-up display window shows financial variance data on the display interface at end, confirms in auditor to financial variance data
Afterwards, ACK button is clicked, then, the financial difference that first terminal is sent to first server determines message.
306, the financial difference that the first server receives that the first terminal is sent determines message.
307, the first server pays premium message to second terminal transmission.
Wherein, the premium message of paying carries the information that premium is paid in prompt.
Wherein, second terminal for example can be mobile phone, tablet computer, laptop, palm PC, MID or other ends
End equipment.
308, the first server record the first server to the second terminal send described in pay premium and disappear
The date of breath, to obtain default refund from date.
309, the first server obtains default refund number of days from default refund number of days table.
Optionally, it in a kind of possible embodiment of the invention, is obtained in advance from default refund number of days table described
If before refund number of days, comprising:
User ID data is extracted from first financial statement；It is obtained and the user identity in telecommunications databases of going on an expedition
M collage-credit data of Data Matching, wherein M is positive integer；The M collage-credit data and the M collage-credit data one is a pair of
The M default reference ratios answered are calculated, to obtain reference scoring, wherein the sum of the M default reference ratios are 1；If
Set and the reference score the matched default refund number of days, wherein the reference scoring and the default refund number of days at
Direct ratio；The default refund number of days is stored in the default refund number of days table.
Wherein, M for example can be equal to 1,2,3,5,6,11,13,20 or other values.
310, the first server is based on the default refund from date and the default refund number of days, determines default
The payment due deadline date.
Optionally, described based on default refund from date and described in a kind of possible embodiment of the invention
Default refund number of days determines the default payment due deadline date, comprising:
Lookup and the matched N history loan data of the user ID data from history loan data tables of data,
In, N is positive integer；Obtain the monthly refund date in the N history loan data；It will be in the N history loan data
Monthly refund the date in the N history loan data monthly preset the payment due deadline date compare, with obtain often
Exceed the time limit the moon number of days；The average value of the number of days that monthly exceeds the time limit is determined, to obtain and the matched pre- increasing refund number of days of the average value；
The pre- increasing refund number of days is added to the default refund number of days, to obtain presetting final refund number of days；Based on default refund
From date and it is described preset final refund number of days, determine the default payment due deadline date.
Wherein, N for example can be equal to 1,2,3,5,6,11,13,20 or other values.
For example, presetting refund from date is November 1, and presetting refund number of days is 15 days, and the pre- refund number of days that increases is 3
It, presetting the payment due deadline date is November 19.
311, when being more than the default payment due deadline date on the date of actually refunding, the first server is to described second
Terminal, which is sent, cancels purchase insurance message.
Wherein, the cancellation purchase insurance message, which carries, cancels purchase insurance information.
312, the first server receives the second terminal and sends confirmation cancellation purchase insurance message.
313, the first server sets the number of policy to cancel number of policy.
Referring to fig. 4, Fig. 4 is a kind of flow diagram for data processing equipment that one embodiment of the present of invention provides.Its
In, as shown in figure 4, a kind of data processing equipment 400 that one embodiment of the present of invention provides may include:
First receiving module 401, for receiving the financial messages of second server transmission.
Wherein, the financial messages carry the second financial statement.
Wherein, first server for example may include insurance company server, and second server for example may include bank
Server.
Read module 402, for reading second financial statement in the financial messages；
Searching module 403, for being searched from the first financial statement data library of first server and second finance
Matched first financial statement of report；
Contrast module 404, for comparing first financial statement and second financial statement, to obtain wealth
Business variance data；
First sending module 405, for sending financial difference information to first terminal.
Wherein, the financial difference information carries the financial variance data, and the finance difference information is used to indicate institute
It states first terminal pop-up display window on the display interface of the first terminal and shows the financial variance data.
Wherein, first terminal for example can be mobile phone, tablet computer, laptop, palm PC, MID or other ends
End equipment.
Second receiving module 406 determines message for receiving the financial difference that the first terminal is sent；
Second sending module 407, for paying premium message to second terminal transmission.
Wherein, the premium message of paying carries the information that premium is paid in prompt.
Wherein, second terminal for example can be mobile phone, tablet computer, laptop, palm PC, MID or other ends
End equipment.
The embodiment of the present invention also provides a kind of electronic equipment, including processor, memory, communication interface and one or more
A program, wherein one or more of programs are stored in the memory, and are generated and are held by the processor
Row, described program are included the steps that for executing the instruction in above method embodiment in any account checking method.
The embodiment of the present invention also provides a kind of computer readable storage medium, wherein the computer readable storage medium
For storing computer program, the storage computer program is executed by the processor, and described program includes above-mentioned when executing
Some or all of any account checking method recorded in embodiment of the method step.
It should be noted that for the various method embodiments described above, for simple description, therefore, it is stated as a series of
Combination of actions, but those skilled in the art answer it is described know, the present invention is not limited by the sequence of acts described, because
For according to the present invention, some steps may be performed in other sequences or simultaneously.Secondly, those skilled in the art also Ying Suoshu
Know, the embodiments described in the specification are all preferred embodiments, related actions and modules not necessarily this hair
Necessary to bright.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, there is no the portion being described in detail in some embodiment
Point, reference can be made to the related descriptions of other embodiments.
In several embodiments provided herein, it should be understood that arriving, disclosed device can be by others side
Formula is realized.For example, the apparatus embodiments described above are merely exemplary, such as the division of the module, only one
Kind of logical function partition, there may be another division manner in actual implementation, for example, multiple module or components can combine or
It is desirably integrated into another system, or some features can be ignored or not executed.Another point, it is shown or discussed it is mutual it
Between coupling, direct-coupling or communication connection can be through some interfaces, the INDIRECT COUPLING or communication link of device or module
It connects, can be electrical or other forms.
The module as illustrated by the separation member may or may not be physically separated, aobvious as module
The component shown may or may not be physical module, it can and it is in one place, or may be distributed over multiple
On network module.Some or all of the modules therein can be selected to realize the mesh of this embodiment scheme according to the actual needs
's.
It, can also be in addition, each functional module in each embodiment of the present invention can integrate in a processing module
It is that modules physically exist alone, can also be integrated in two or more modules in a module.Above-mentioned integrated mould
Block both can take the form of hardware realization, can also be realized in the form of software function module.
If the integrated module is realized in the form of software function module and sells or use as independent product
When, it can store in a computer readable storage medium.Based on this understanding, technical solution of the present invention is substantially
The all or part of the part that contributes to existing technology or the technical solution can be with the shape of software product in other words
Formula embodies, and the computer software product is stored in a storage medium, including some instructions are used so that a meter
It calculates machine equipment (can be personal computer, server or network equipment etc.) and executes the complete of each embodiment the method for the present invention
Portion or part steps.And storage medium above-mentioned includes: USB flash disk, read-only memory (ROM, Read-Only Memory), deposits at random
Access to memory (RAM, Random Access Memory), mobile hard disk, magnetic or disk etc. are various to can store program generation
The medium of code.
The above, the above embodiments are merely illustrative of the technical solutions of the present invention, rather than its limitations；Although referring to before
Stating embodiment, invention is explained in detail, those skilled in the art should understand that: it still can be to preceding
Technical solution documented by each embodiment is stated to modify or equivalent replacement of some of the technical features；And these
It modifies or replaces, the range for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution.
Claims (10)
1. a kind of data processing method characterized by comprising
Receive the financial messages that second server is sent, wherein the financial messages carry the second financial statement；
Read second financial statement in the financial messages；
It searches from the first financial statement data library of first server and is reported with matched first finance of second financial statement
Table；
First financial statement and second financial statement are compared, to obtain financial variance data；
Financial difference information is sent to first terminal, wherein the finance difference information carries the financial variance data, described
Financial difference information is used to indicate first terminal pop-up display window on the display interface of the first terminal and shows institute
State financial variance data；
It receives the financial difference that the first terminal is sent and determines message；
Premium message is paid to second terminal transmission, wherein the premium message of paying carries the information that premium is paid in prompt.
2. the method according to claim 1, wherein the first financial statement data library from first server
Middle lookup and matched first financial statement of second financial statement, comprising:
Number of policy is extracted from second financial statement and is refunded the date；
It extracts from the first financial statement data library of the first server and is reported with the matched K of the number of policy first finance
Table, wherein K is positive integer；
It is searched and the refund date matched first financial statement from the K the first financial statements.
3. the method according to claim 1, wherein described by first financial statement and second finance
Report compares, to obtain financial variance data, comprising:
Default premium received is extracted from first financial statement；
The default premium received and the practical premium received in second financial statement are compared, to obtain the wealth
Business variance data.
4. method according to claim 1 or 3, which is characterized in that pay premium message to second terminal transmission described
Before, comprising:
The financial variance data and default financial variance data are compared, to obtain financial difference difference；
The financial difference difference and default financial difference difference are compared；
When the financial difference difference is higher than the default financial difference difference, the financial difference is sent to third terminal and is disappeared
Breath, wherein the finance difference information carries the financial variance data, and the finance difference information is used to indicate the third
Terminal pops up the display window on the display interface of the third terminal and shows that the financial variance data, the third are whole
The financial difference at end defines the competence higher than the first terminal；
It receives the financial difference that the third terminal is sent and determines message.
5. according to the method described in claim 4, it is characterized by further comprising:
The first server is recorded to the date for paying premium message described in second terminal transmission, to obtain default refund
From date；
Default refund number of days is obtained from default refund number of days table；
Based on the default refund from date and the default refund number of days, the default payment due deadline date is determined；
When being more than the default payment due deadline date on the date of actually refunding, Xiang Suoshu second terminal sends cancellation purchase insurance and disappears
Breath, wherein the cancellation purchase insurance message, which carries, cancels purchase insurance information.
6. according to the method described in claim 5, it is characterized in that, obtaining default refund from default refund number of days table described
Before number of days, comprising:
User ID data is extracted from first financial statement；
It is obtained and the matched M collage-credit data of the user ID data in telecommunications databases of going on an expedition, wherein M is positive integer；
The M collage-credit data and the one-to-one M of M collage-credit data default reference ratios are calculated, with
It scores to reference, wherein the sum of the M default reference ratios are 1；
Setting and the matched default refund number of days of reference scoring, wherein the reference scoring and the default refund
Number of days is directly proportional；
The default refund number of days is stored in the default refund number of days table.
7. according to any method of claim 5 or 6, which is characterized in that described based on default refund from date and institute
Default refund number of days is stated, determines the default payment due deadline date, comprising:
It is searched and the matched N history loan data of the user ID data from history loan data tables of data, wherein N
For positive integer；
Obtain the monthly refund date in the N history loan data；
By monthly presetting also in monthly the refund date and the N history loan data in the N history loan data
The money deadline compares, to obtain the number of days that monthly exceeds the time limit；
The average value of the number of days that monthly exceeds the time limit is determined, to obtain and the matched pre- increasing refund number of days of the average value；
The pre- increasing refund number of days is added to the default refund number of days, to obtain presetting final refund number of days；
Based on default refund from date and it is described preset final refund number of days, determine the default payment due deadline date.
8. a kind of data processing equipment characterized by comprising
First receiving module, for receiving the financial messages of second server transmission, wherein the financial messages carry the second wealth
Business report；
Read module, for reading second financial statement in the financial messages；
Searching module is matched for searching from the first financial statement data library of first server with second financial statement
The first financial statement；
Contrast module, for comparing first financial statement and second financial statement, to obtain financial difference
Data；
First sending module, for sending financial difference information to first terminal, wherein described in the finance difference information carries
Financial variance data, the finance difference information are used to indicate first terminal bullet on the display interface of the first terminal
Display window shows the financial variance data out；
Second receiving module determines message for receiving the financial difference that the first terminal is sent；
Second sending module, for paying premium message to second terminal transmission, wherein the premium message of paying carries prompt
Pay the information of premium.
9. a kind of electronic equipment of data processing, which is characterized in that including processor, memory, communication interface and one or
Multiple programs, wherein one or more of programs are stored in the memory, and are configured to be held by the processor
Row requires the instruction of the step in any one of 1-7 method with perform claim.
10. a kind of computer readable storage medium, which is characterized in that the computer readable storage medium is for storing computer
Program, the storage computer program are executed by the processor, to realize the described in any item methods of claim 1-7.
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN111353902A (en) * | 2020-02-26 | 2020-06-30 | 中国人民财产保险股份有限公司广东省分公司 | Insurance policy processing method and system for insurance B2B cooperation service |
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