CN109993512A - It is a kind of without netting very fast small amount payment secured account system and method - Google Patents
It is a kind of without netting very fast small amount payment secured account system and method Download PDFInfo
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- CN109993512A CN109993512A CN201910285904.6A CN201910285904A CN109993512A CN 109993512 A CN109993512 A CN 109993512A CN 201910285904 A CN201910285904 A CN 201910285904A CN 109993512 A CN109993512 A CN 109993512A
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- 238000000034 method Methods 0.000 title claims description 10
- 230000006855 networking Effects 0.000 claims abstract description 9
- 230000001360 synchronised effect Effects 0.000 claims abstract description 6
- 230000000977 initiatory effect Effects 0.000 claims abstract description 4
- 238000013475 authorization Methods 0.000 claims description 6
- 238000011084 recovery Methods 0.000 claims description 3
- 230000005540 biological transmission Effects 0.000 description 5
- 230000008901 benefit Effects 0.000 description 3
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000004069 differentiation Effects 0.000 description 1
- 230000009977 dual effect Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000001815 facial effect Effects 0.000 description 1
- 238000009434 installation Methods 0.000 description 1
- 230000008569 process Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/29—Payment schemes or models characterised by micropayments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to a kind of without netting very fast small amount payment secured account system, it include: for initiating the merchant client of payment request, the user client for receiving the payment request and for receiving the payment information that merchant client or user client are sent and the server that completion is withholdd；Merchant client or user client are preferentially completed to trade between merchant client and user client in no network by credit payment；Credit payment is by preferentially completing transaction between the merchant client and user client, and the certification of upload server progress double synchronous is withholdd again after networking, and the transaction of unverified synchronization is identified for No. * with band.The present invention preferably completes transaction by the credit payment of this system, after merchant client connects network with user client, the payment information in client is respectively uploaded to server, server is realized after verifying to payment information and is withholdd, so that transaction can be achieved in businessman and user in no network environment.
Description
Technical field
The present invention relates to a kind of without the very fast small amount payment secured account system and method for net.
Background technique
Network payment refers to the party of electronic transaction, including consumer, manufacturer and financial institution, uses safe electronic
The currency payment or fund flow that means of payment are carried out by network.Network payment is to pass through number circulation using advanced technology
It is transmitted to complete information, network payment has convenient, fast, efficient, economic advantage.As long as user possesses an online
PC machine, can stay indoors, and complete entire payment process in a short period of time.Payment expense just corresponds to the several of conventional payment
1/10th or even more than one percent.Network payment can break through and space completely limitation, it is (every to can satisfy 24/7
Week 7 days, daily 24 hours) operating mode, the height of efficiency is that conventional payment is too far behind to catch up.However using network payment
When, the means of payment must could complete delivery operation in the environment of having net, and when no network, delivery operation can not be complete
At, so that the network payment with people is made troubles, and it also can at most support a side without network payment in existing network payment,
But it cannot achieve businessman and user all without the payment under network environment.
Summary of the invention
For the above, the purpose of the present invention is to provide a kind of without the very fast small amount payment secured account system of net and side
Method, at least one aspect to solve the above problems.
Used technical solution is in order to achieve the object of the present invention: a kind of without net very fast small amount payment secured account system
System, it includes: for initiating the merchant client of payment request, the user client for receiving the payment request and is used for
Receive the payment information that merchant client or user client are sent and the server that completion is withholdd；The merchant client or
User client is preferentially completed to trade between merchant client and user client in no network by credit payment；It is described
Credit payment between the merchant client and user client by preferentially completing transaction, upload service again after networking
Device carries out double synchronous certification and withholds, and the transaction of unverified synchronization is identified for No. * with band.
Further, the merchant client uploads billing data in real time, if merchant client is more than under state without network
When more than 3 minutes or without network, credit payment order is more than 20, then merchant client closes gathering functions.
Further, the merchant client issues payment request to user client, and merchant client is according in system
The information of user client registration judges that user client binds bank card situation；
When user client binds 1 (containing) above bank card, merchant client and user client are according to payment information
It generates and is compiled containing merchant client number, binding bank card quantity, exchange hour, O/No., transaction amount, user client
Number and authorization message payment data, transaction complete i.e. generate the data, while by the payment data again encrypt generation encrypt
Payment data is stored in respective client, encrypt payment data algorithm be based on system generate unique numeric (64 containing letter
With numerical value), guarantee the not repeated of encryption, completed so that trading between merchant client and user client, and in businessman visitor
The network connection of family end uploads to payment server when restoring；
User client without binding bank card or binding bank card quantity be zero when, transaction terminate.
Further, the user client uploads billing data in real time and synchronizes, and initiates Shen of withholing to credit payment
Please, if failed cluster or be more than 3 times without number of transaction under Network status in user client 30 minutes, credit payment is closed, is closed
The user client closed is again turned on credit payment and only needs to network, and passes through server double authentication.
Further, it is complete to generate encryption payment data in no network trading, in user client for the user client
At transaction, after user client networks or has network, the encryption payment information in user client is uploaded by network to be encrypted
Payment information is to server.
Further, the server receives the encryption payment data that merchant client and user client are sent, and right
The encryption payment data of merchant client and user client carries out verifying legitimacy, and is decoded to encryption payment data.
Further, verifying is compared to the encryption payment data of merchant client and user client in the server,
It initiates to withhold when merchant client is consistent with the encryption payment data information of user client.
Further, the merchant client and user client single transaction amount may not exceed 500 yuan.
A method of without the very fast small amount payment secured account of net, comprising the following steps:
Step 1, the user client by being equipped with this system scan the payment for being equipped with the merchant client of this system
Code, merchant client send payment request to user client.
Step 2, merchant client judge that user client binds bank according to the information that user client in system is registered
Card situation, when user client binds 1 (containing) above bank card, merchant client and user client are raw according to payment information
It is numbered at containing merchant client number, binding bank card quantity, exchange hour, O/No., transaction amount, user client
With the payment data of authorization message, transaction is completed to generate the data, while the payment data being encrypted to generation encryption branch again
Pay data be stored in respective client, encrypt payment data algorithm be based on system generate unique numeric (64 containing letter with
Numerical value), guarantee the not repeated of encryption, so that completing to trade by credit payment between merchant client and user client；
User client without binding bank card or binding bank card quantity be zero when, transaction terminate.
Step 3, merchant client and user client upload encryption payment data in network recovery to payment services
Device.
Step 4, the encryption payment data that server uploads merchant client and user client are decrypted and are analyzed
It compares, initiates to withhold when merchant client is consistent with the encryption payment data information of user client, and release businessman client
The credit payment of end or user client.
Beneficial effects of the present invention: merchant client and user client pass through the credit payment of this system in no network
Transaction is preferably completed, after merchant client connects network with user client, the payment information respectively uploaded in client is arrived
Server, server are realized after verifying to payment information and are withholdd, so that businessman and user can in no network environment
Realize transaction.
Detailed description of the invention
Fig. 1 is integral module figure of the present invention.
Fig. 2 is payment data module map of the present invention.
Specific embodiment
The present invention will be further explained below with reference to the attached drawings and specific examples.
Fig. 1, Fig. 2 schematically show a kind of without the very fast small amount payment secured account of net of one embodiment of the present invention
The structure of system and method.
As shown in Figure 1 and Figure 2, a kind of without very fast small amount payment secured account system is netted, it includes: to ask for initiating payment
The merchant client asked, the user client for receiving the payment request and for receiving merchant client or user client
Hold the payment information sent and and according to merchant client or user client whether the server that presence is paid；
The merchant client or user client passes through credit payment in no network between merchant client and user client
It is preferential to complete transaction；The credit payment is handed between the merchant client and user client by preferentially completing
Easily, the certification of upload server progress double synchronous is withholdd again after networking, and the transaction of unverified synchronization is identified for No. * with band.
After the merchant client and user client networking, payment information is uploaded respectively and is recognized to server progress is dual
Card is withholdd；When the merchant client or user client is without network trading, merchant client and user client are raw simultaneously
The encryption payment information with No. * is produced, transaction is completed between merchant client and user client, to merchant client and user
The encryption payment information with No. * is respectively uploaded after client networking to server, encryption branch of the server to merchant client
Pay information certification synchronous with the encryption payment information of user client, certification realizes that (credit payment is completed for processing of withholing after passing through
It formally withholds after transaction success, releases credit payment * mark, as arm's length dealing).
As shown in Figure 1 and Figure 2, it preferentially completes to trade by this system between the merchant client and user client,
The certification of upload server progress double synchronous is withholdd again after networking, and the transaction of unverified synchronization is identified for No. * with band, this branch
The mode of paying is referred to as credit payment.
As shown in Figure 1 and Figure 2, the merchant client uploads billing data in real time, if merchant client is more than without network
When under state more than 3 minutes or without network, credit payment order is more than 20, then merchant client closes gathering functions.
As shown in Figure 1 and Figure 2, for the merchant client in no network, merchant client issues branch to user client
Request is paid, credit payment transaction is completed by this system between merchant client and user client, consequently facilitating businessman and visitor
Realize transaction between family in environment in no net.
As shown in Figure 1 and Figure 2, the merchant client issues payment request to user client, merchant client according to
The information that user client is registered in system judges that user client binds bank card situation；
When user client binds 1 (containing) above bank card, merchant client and user client are according to payment information
It generates and is compiled containing merchant client number, binding bank card quantity, exchange hour, O/No., transaction amount, user client
Number and authorization message payment data, transaction complete i.e. generate the data, while by the payment data again encrypt generation encrypt
Payment data is stored in respective client, encrypt payment data algorithm be based on system generate unique numeric (64 containing letter
With numerical value), guarantee the not repeated of encryption, completed so that trading between merchant client and user client, and in businessman visitor
The network connection of family end uploads to payment server when restoring；
User client without binding bank card or binding bank card quantity be zero when, transaction terminate.
As shown in Figure 1 and Figure 2, authorization message includes at least one of encrypted message, biometric information.
As shown in Figure 1 and Figure 2, the encrypted message can be random character string, and biometric information refers to personal biology
Feature, as mode of user's unique authentication, including facial video image, fingerprint, sound etc..Finger print information is that resource payment is whole
The fingerprint of corresponding user is held, biometric information is replicated than password difficulty, and it can also include encrypted message and life that degree of safety is high simultaneously
Object identification information.
As shown in Figure 1 and Figure 2, the user client needs to register in the present system when using this system,
Its register information
As shown in Figure 1 and Figure 2, when using this system, businessman and user exist for the merchant client and user client
The registration and verifying that identity information is carried out in this system, consequently facilitating the identification and differentiation of each businessman and user.
As shown in Figure 1 and Figure 2, each merchant client and user client respectively correspond phase in this system
Corresponding unique number.
As shown in Figure 1 and Figure 2, the user client uploads billing data in real time and synchronizes, and initiates credit payment
Deduction application, if failed cluster or be more than 3 times without number of transaction under Network status in user client 30 minutes, closes credit branch
It pays, the user client of closing is again turned on credit payment and only needs to network, and passes through server double authentication.
As shown in Figure 1 and Figure 2, the user client is when no network merchant client has network trading, user client
It completes to trade by credit payment between end and merchant client, generation is respectively traded in merchant client and user client
Payment information is encrypted, the encryption payment information in merchant client arrives server by transmission of network, adding in user client
Close payment information is uploaded to server after user client networking, server to merchant client transmit encryption payment information and
Verifying is decrypted in the encryption payment information of user client transmission, verifies merchant client payment data and user client
Whether payment data is corresponding, i.e. verifying merchant client number, binding bank card quantity, exchange hour, O/No., transaction
Whether the amount of money, user client number are corresponding, are proved to be successful rear server realization and withhold, and release user client disbursement letter
No. * mark of breath；When verifying unsuccessful, the payment information of user client continues to indicate with *, and user client can network
Transmission payment information is verified again afterwards, until being proved to be successful, and releases the credit payment of user client；Similarly, businessman
When client has network without network user's client, merchant client is first completed to trade with user client by credit payment,
Encryption payment information is uploaded when band merchant client network connection again to server, server is to merchant client and user client
The encryption payment information of end transmission carries out verifying and completes to withhold, and releases the * mark of merchant client encryption payment information, verifying
When not passing through, merchant client continues transmission payment information and is verified, until being verified, adds to contact merchant client
No. * mark of close payment information；Similarly, merchant client and user client all without network when, merchant client and user visitor
It preferentially completes to trade by credit payment between the end of family, respectively be uploaded after merchant client and user client network connection each
From encryption payment data verified to server, realize and withhold after being verified, and release No. * of respective payment data
Mark, verify unsanctioned merchant client and user client and upload respective encryption payment data again and verified,
Until being proved to be successful, to release the credit payment of merchant client and user client.
As shown in Figure 1 and Figure 2, encryption payment data is generated in user client and completes transaction, to user client networking or
After having network, the encryption payment information in user client uploads encryption payment information to server by network.
As shown in Figure 1 and Figure 2, the encryption that the server receives that merchant client and user client are sent pays number
According to, and verifying legitimacy carried out to the encryption payment data of merchant client and user client, and to encryption payment data into
Row decoding.
As shown in Figure 1 and Figure 2, the server compares the encryption payment data of merchant client and user client
To verifying, initiate to withhold when merchant client is consistent with the encryption payment data information of user client.
As shown in Figure 1 and Figure 2, the merchant client and user client single transaction amount may not exceed 500 yuan.
As shown in Figure 1 and Figure 2, a method of without the very fast small amount payment secured account of net, comprising the following steps:
Step 1, the user client by being equipped with this system scan the payment for being equipped with the merchant client of this system
Code, merchant client send payment request to user client.
Step 2, merchant client judge that user client binds bank according to the information that user client in system is registered
Card situation, when user client binds 1 (containing) above bank card, merchant client and user client are raw according to payment information
It is numbered at containing merchant client number, binding bank card quantity, exchange hour, O/No., transaction amount, user client
With the payment data of authorization message, transaction is completed to generate the data, while the payment data being encrypted to generation encryption branch again
Pay data be stored in respective client, encrypt payment data algorithm be based on system generate unique numeric (64 containing letter with
Numerical value), guarantee the not repeated of encryption, so that completing to trade by credit payment between merchant client and user client；
User client without binding bank card or binding bank card quantity be zero when, transaction terminate.
Step 3, merchant client and user client upload encryption payment data in network recovery to payment services
Device.
Step 4, the encryption payment data that server uploads merchant client and user client are decrypted and are analyzed
It compares, initiates to withhold when merchant client is consistent with the encryption payment data information of user client, and release businessman client
The credit payment of end or user client.
It is worth noting that: in the description of the present invention, the meaning of " plurality " is two or more, unless otherwise bright
It is really specific to limit.In the present invention unless specifically defined or limited otherwise, term " installation ", " connected ", " connection ", " Gu
It is fixed " etc. terms shall be understood in a broad sense, for example, it may be being fixedly connected, may be a detachable connection, or be integrally connected；It can
To be mechanical connection, for the ordinary skill in the art, above-mentioned term can be understood in this hair as the case may be
Concrete meaning in bright.
It is obvious to a person skilled in the art that the invention patent is not limited to the details of above-mentioned exemplary embodiment, and
And without departing substantially from the spirit or essential attributes of the invention patent, the present invention can be realized in other specific forms specially
Benefit.Therefore, in all respects, the present embodiments are to be considered as illustrative and not restrictive, the present invention is special
Benefit range be indicated by the appended claims rather than the foregoing description, it is intended that by fall in claim containing with important document
All changes in justice and range are included in the invention patent.It should not treat any reference in the claims as limiting
Related claim.
Claims (9)
1. a kind of without very fast small amount payment secured account system is netted, it includes: for initiating the merchant client of payment request, using
In the user client for receiving the payment request and the payment information sent for receiving merchant client or user client
And complete the server withholdd；The merchant client or user client is in no network, merchant client and user visitor
It preferentially completes to trade by credit payment between the end of family；The credit payment is the merchant client and user client
Between by preferentially complete transaction, after networking again upload server carry out double synchronous certification withhold, the transaction of unverified synchronization
With band, No. * is identified.
2. according to claim 1 a kind of without the very fast small amount payment secured account system of net, it is characterised in that: the quotient
Family client upload billing data in real time, if merchant client without network be more than state under more than 3 minutes or without network when, credit
Pay invoice is more than 20, then merchant client closes gathering functions.
3. according to claim 2 a kind of without the very fast small amount payment secured account system of net, it is characterised in that: the quotient
Family's client issues payment request to user client, and merchant client judges according to the information that user client in system is registered
User client binds bank card situation；
When user client binds 1 (containing) above bank card, merchant client and user client are generated according to payment information
Containing merchant client number, binding bank card quantity, exchange hour, O/No., transaction amount, user client number and
The payment data of authorization message, transaction are completed to generate the data, while the payment data being encrypted to generation encryption payment again
Data are stored in respective client, encrypt payment data algorithm be based on system generate unique numeric (64 containing letter with number
Value), guarantee the not repeated of encryption, is completed so that trading between merchant client and user client, and in merchant client
Network connection uploads to payment server when restoring；
User client without binding bank card or binding bank card quantity be zero when, transaction terminate.
4. according to claim 3 a kind of without the very fast small amount payment secured account system of net, it is characterised in that: the use
Family client uploads billing data in real time and synchronizes, and deduction application is initiated to credit payment, if in user client 30 minutes
Failed cluster is more than 3 times without number of transaction under Network status, then closes credit payment, the user client of closing is again turned on letter
It only needs to network with payment, passes through server double authentication.
5. according to claim 1 a kind of without the very fast small amount payment secured account system of net, it is characterised in that: the use
Family client generates encryption payment data in no network trading, in user client and completes transaction, networks to user client
Or after having network, the encryption payment information in user client uploads encryption payment information to server by network.
6. according to claim 5 a kind of without the very fast small amount payment secured account system of net, it is characterised in that: the clothes
Device of being engaged in receives the encryption payment data that merchant client and user client are sent, and to merchant client and user client
Encryption payment data carries out verifying legitimacy, and is decoded to encryption payment data.
7. according to claim 6 a kind of without the very fast small amount payment secured account system of net, it is characterised in that: the service
Verifying is compared to the encryption payment data of merchant client and user client in device, when merchant client and user client
Encryption payment data information it is consistent when initiate withhold.
8. according to claim 1 a kind of without the very fast small amount payment secured account system of net, it is characterised in that: the quotient
Family's client and user client single transaction amount may not exceed 500 yuan.
9. a kind of without the method for netting very fast small amount payment secured account, comprising the following steps:
Step 1, the user client by being equipped with this system scan the payment code for being equipped with the merchant client of this system,
Merchant client sends payment request to user client.
Step 2, merchant client judge that user client binds bank card feelings according to the information that user client in system is registered
Condition, when user client binds 1 (containing) above bank card, merchant client and user client contain according to payment information generation
There are merchant client number, binding bank card quantity, exchange hour, O/No., transaction amount, user client number and awards
The payment data of information is weighed, transaction is completed to generate the data, while the payment data being encrypted to generation encryption payment number again
According to being stored in respective client, encrypt payment data algorithm be based on system generate unique numeric (64 containing letter with number
Value), guarantee the not repeated of encryption, so that completing to trade by credit payment between merchant client and user client；With
Family client without binding bank card or binding bank card quantity be zero when, transaction terminate.
Step 3, merchant client and user client upload encryption payment data in network recovery to payment server.
Step 4, the encryption payment data that server uploads merchant client and user client decrypt and carry out analysis ratio
It is right, it initiates to withhold when merchant client is consistent with the encryption payment data information of user client, and release merchant client
Or the credit payment of user client.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910285904.6A CN109993512A (en) | 2019-04-10 | 2019-04-10 | It is a kind of without netting very fast small amount payment secured account system and method |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910285904.6A CN109993512A (en) | 2019-04-10 | 2019-04-10 | It is a kind of without netting very fast small amount payment secured account system and method |
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| CN109993512A true CN109993512A (en) | 2019-07-09 |
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| CN201910285904.6A Pending CN109993512A (en) | 2019-04-10 | 2019-04-10 | It is a kind of without netting very fast small amount payment secured account system and method |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110675151A (en) * | 2019-09-29 | 2020-01-10 | 中国工商银行股份有限公司 | Transaction authentication method and device |
| CN110675158A (en) * | 2019-09-29 | 2020-01-10 | 中国工商银行股份有限公司 | Transaction payment method and device |
| CN113297601A (en) * | 2021-06-17 | 2021-08-24 | 国网信通亿力科技有限责任公司 | Data processing system based on sensitive characteristics |
| WO2021184880A1 (en) * | 2020-03-20 | 2021-09-23 | 支付宝(杭州)信息技术有限公司 | Payment method and apparatus, and electronic device |
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| CN106875179A (en) * | 2017-02-03 | 2017-06-20 | 杭州小步科技有限公司 | A kind of offline Quick Response Code method of payment and its system |
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| CN106096951A (en) * | 2016-06-16 | 2016-11-09 | 广州地理研究所 | Off-line barcode scanning method of payment |
| CN106875179A (en) * | 2017-02-03 | 2017-06-20 | 杭州小步科技有限公司 | A kind of offline Quick Response Code method of payment and its system |
| CN108460593A (en) * | 2017-11-01 | 2018-08-28 | 福建博思软件股份有限公司 | A kind of offline Quick Response Code method of payment and device |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110675151A (en) * | 2019-09-29 | 2020-01-10 | 中国工商银行股份有限公司 | Transaction authentication method and device |
| CN110675158A (en) * | 2019-09-29 | 2020-01-10 | 中国工商银行股份有限公司 | Transaction payment method and device |
| WO2021184880A1 (en) * | 2020-03-20 | 2021-09-23 | 支付宝(杭州)信息技术有限公司 | Payment method and apparatus, and electronic device |
| CN113297601A (en) * | 2021-06-17 | 2021-08-24 | 国网信通亿力科技有限责任公司 | Data processing system based on sensitive characteristics |
| CN113297601B (en) * | 2021-06-17 | 2022-07-12 | 国网信通亿力科技有限责任公司 | Data processing system based on sensitive characteristics |
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