CN109961370A - A kind of the interests methods of exhibiting and device of insurance products - Google Patents

A kind of the interests methods of exhibiting and device of insurance products Download PDF

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Publication number
CN109961370A
CN109961370A CN201910086998.4A CN201910086998A CN109961370A CN 109961370 A CN109961370 A CN 109961370A CN 201910086998 A CN201910086998 A CN 201910086998A CN 109961370 A CN109961370 A CN 109961370A
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China
Prior art keywords
interests
insurance products
item
target
dimension
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CN201910086998.4A
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Chinese (zh)
Inventor
孟繁锦
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Pu Xin Heng Ye Technology Development (beijing) Co Ltd
Yixin Bocheng Insurance Sales Service (beijing) Co Ltd
Original Assignee
Pu Xin Heng Ye Technology Development (beijing) Co Ltd
Yixin Bocheng Insurance Sales Service (beijing) Co Ltd
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Application filed by Pu Xin Heng Ye Technology Development (beijing) Co Ltd, Yixin Bocheng Insurance Sales Service (beijing) Co Ltd filed Critical Pu Xin Heng Ye Technology Development (beijing) Co Ltd
Priority to CN201910086998.4A priority Critical patent/CN109961370A/en
Publication of CN109961370A publication Critical patent/CN109961370A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The interests methods of exhibiting and device of insurance products provided by the present application, the interests item of each insurance products in product library has been got through in advance, on this basis, when determining to carry out at least one target insurance products of interests displaying, interests item based on each product got through in advance in product library obtains target interests item and its value corresponding to each target insurance products, and the value of the target interests item of each target insurance products is summarized by interests item, the benefits information summarized by interests item that is final available and showing each target insurance products.It can be seen that, the application, which is realized, to be compared by benefits information of the interests item to more insurance products, summarizes formula displaying, correspondingly, for same project or similar product, the benefits information for each product that can include to it by interests item based on application scheme is compared, summarizes formula displaying, thus, it is possible to which user is allowed to define guarantee responsibility, interests with each single product in project or similar product.

Description

A kind of the interests methods of exhibiting and device of insurance products
Technical field
The invention belongs to insure the interests methods of exhibiting and device of scientific and technological technical field more particularly to a kind of insurance products.
Background technique
Currently, the general methods of exhibiting of insurance products interests is in insurance industry: the subitem displaying of single product interests, phase Accordingly, for a plurality of insurance products, then be by product be unit, carry out sieve of benefits information respectively to every money product Column are shown, without the comparison with project or the interests of similar product, summary information.
For above-mentioned exhibition method, when user buys or checks a plurality of insurance products, for same project or similar product Interests then need voluntarily to be compared or summarized by manual type, due to needing to carry out multi-product interests by manual type It voluntarily compares or summarizes, thus, lead to there are problems that the comparison of each product interests, summary information are not easy to clear.
Summary of the invention
In view of this, the purpose of the present invention is to provide the interests methods of exhibiting and device of a kind of insurance products, to get through The interests item of insurance products realizes the comparison of the single interests of multi-product, summarizes displaying.
For this purpose, the present invention is disclosed directly below technical solution:
A kind of interests methods of exhibiting of insurance products, comprising:
Determination need to carry out at least one target insurance products of interests displaying;
Based on the interests item for each insurance products got through in advance in product library, each target insurance products institute is obtained Corresponding target interests item and its value;Wherein, described get through in advance includes at least in advance to insurance products each in product library Interests item carry out unitized expression;
By the value of the target interests item of each target insurance products, summarized by interests item, obtains each target and protect The benefits information of dangerous product summarized by interests item;
Show the benefits information of each target insurance products summarized by interests item.
The above method, it is preferred that before the determination need to carry out at least one target insurance products of interests displaying, The method also includes:
Subitem dismantling is carried out to the interests of insurance products each in product library, obtains the interests item of each insurance products;
Unitized expression is carried out to the interests item of each insurance products.
The above method, it is preferred that the determination need to carry out at least one target insurance products of interests displaying, comprising:
Obtain user's guarantee plan that intelligent decision engine provides;
Determine at least one insurance products involved in user's guarantee plan, and by user's guarantee plan Involved at least one insurance products as at least one the target insurance products that need to carry out interests displaying.
The above method, it is preferred that the value of the target interests item by each target insurance products, by interests item into Row summarizes, and obtains the benefits information of each target insurance products summarized by interests item, comprising:
The profit on exchange for establishing an insurance products shows list;
The profit on exchange shows that list includes the first dimension and the second dimension of intersection, and first dimension includes more A different interests item, and interests item included by first dimension can at least cover each target insurance products Corresponding all target interests items;Second dimension includes multiple and different insurance products marks, the second dimension institute Including insurance products mark can at least cover each target insurance products;First dimension interests item with It is produced at the intersection table position of the insurance products mark of second dimension filled with the interests item and insurance for corresponding to the intersection The interests value of product mark.
The above method, it is preferred that:
The profit on exchange shows that the first dimension of list presses interests item classification belonging to different interests item to different benefits Beneficial item carries out classification displaying;
The profit on exchange shows that the second dimension of list presses product category belonging to different insurance products to different guarantors Dangerous product carries out classification displaying.
A kind of interests displaying device of insurance products, comprising:
Determination unit need to carry out at least one target insurance products of interests displaying for determination;
Acquiring unit obtains each mesh for the interests item based on each insurance products got through in advance in product library Mark target interests item and its value corresponding to insurance products;Wherein, described get through in advance includes at least in advance in product library The interests item of each insurance products carries out unitized expression;
Collection unit, for being summarized by interests item by the value of the target interests item of each target insurance products, Obtain the benefits information of each target insurance products summarized by interests item;
Display unit, for showing the benefits information of each target insurance products summarized by interests item.
Above-mentioned apparatus, it is preferred that further include:
Pretreatment unit carries out subitem dismantling for the interests to insurance products each in product library, obtains each insurance products Interests item;And unitized expression is carried out to the interests item of each insurance products.
Above-mentioned apparatus, it is preferred that the determination unit is specifically used for:
Obtain user's guarantee plan that intelligent decision engine provides;
Determine at least one insurance products involved in user's guarantee plan, and by user's guarantee plan Involved at least one insurance products as at least one the target insurance products that need to carry out interests displaying.
Above-mentioned apparatus, it is preferred that the collection unit is specifically used for:
The profit on exchange for establishing an insurance products shows list;
The profit on exchange shows that list includes the first dimension and the second dimension of intersection, and first dimension includes more A different interests item, and interests item included by first dimension can at least cover each target insurance products Corresponding all target interests items;Second dimension includes multiple and different insurance products marks, the second dimension institute Including insurance products mark can at least cover each target insurance products;First dimension interests item with It is produced at the intersection table position of the insurance products mark of second dimension filled with the interests item and insurance for corresponding to the intersection The interests value of product mark.
Above-mentioned apparatus, it is preferred that:
The profit on exchange shows that the first dimension of list presses interests item classification belonging to different interests item to different benefits Beneficial item carries out classification displaying;
The profit on exchange shows that the second dimension of list presses product category belonging to different insurance products to different guarantors Dangerous product carries out classification displaying.
As it can be seen from the above scheme the interests methods of exhibiting and device of insurance products provided by the present application, have got through production in advance The interests item of each insurance products in product library, on this basis, when at least one target for determining need to carry out interests displaying is protected When dangerous product, the interests item based on each product got through in advance in product library is obtained corresponding to each target insurance products Target interests item and its value, and the value of the target interests item of each target insurance products is summarized by interests item, most The benefits information summarized by interests item that is available eventually and showing each target insurance products.It can be seen that the application realizes It is compared by benefits information of the interests item to more insurance products, summarizes formula displaying, correspondingly, for same project or similar Product, the benefits information for each product that can include to it by interests item based on application scheme are compared, summarize formula displaying, Thus, it is possible to which user is allowed to define guarantee responsibility, interests with each single product in project or similar product.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, below will to embodiment or Attached drawing needed to be used in the description of the prior art is briefly described, it should be apparent that, the accompanying drawings in the following description is only The embodiment of the present invention for those of ordinary skill in the art without creative efforts, can be with Other attached drawings are obtained according to the attached drawing of offer.
Fig. 1 is the flow diagram of the interests methods of exhibiting of insurance products provided by the embodiments of the present application;
Fig. 2 is a kind of structural schematic diagram of the interests methods of exhibiting of insurance products provided by the embodiments of the present application;
Fig. 3 is another structural schematic diagram of the interests methods of exhibiting of insurance products provided by the embodiments of the present application.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts it is all its His embodiment, shall fall within the protection scope of the present invention.
In order to overcome in the prior art to insurance products by product be unit carry out interests displaying in the way of present in lack It falls into, realizes the comparison of the single interests of multi-product, summarizes displaying, this application provides a kind of interests methods of exhibiting of insurance products And device, it will be carried out below by interests methods of exhibiting and device of the specific embodiment to insurance products provided herein It elaborates.
It is the information displaying method flow chart of insurance products provided by the embodiments of the present application with reference to Fig. 1, in the present embodiment, As shown in Figure 1, the information displaying method of the insurance products may include following processing step:
Step 101, determination need to carry out at least one target insurance products of interests displaying.
Insurance products can provide one or more guarantee responsibilities for user, for user, then can enjoy insurance products Guarantee responsibility corresponding to equity, and the equity enjoyed correspondingly can bring interests for user, in the application, protect The interests of dangerous product, which refer to, ensures that responsibility can be user's bring interests provided by insurance products.
In this step 101, it can specifically determine that at least one target that need to carry out interests displaying is protected according to actual needs Dangerous product.
Illustratively, for example, choosing for the convenience of the user when user chooses insurance products, which can be by a certain type Or each insurance products of certain types (such as " life insurance " type, " accident " type) are determined as need to carrying out interests displaying Target insurance products, so that subsequent can carry out the benefits information of a certain type or certain form of each insurance products It compares, summarize displaying, and then chosen convenient for user;For another example, can also using age of the intelligent decision engine based on user, Gender, place city, family status (marital status, family forming member, Income situation, the configuration of children's education fund, endowment Fund configuration, health/unexpected fund configuration, family's medical history) etc. information to formulate user's guarantee plan for user, thus should Step can obtain user's guarantee plan that intelligent decision engine provides, and then by each insurance involved in the guarantee plan Product is determined as that the target insurance products of interests displaying need to be carried out, in order to it is subsequent for user compare, summarize show the guarantee meter The benefits information of each product involved in drawing is checked for user.
Step 102, the interests item based on each insurance products got through in advance in product library obtain each target and protect Target interests item and its value corresponding to dangerous product;Wherein, described get through in advance includes at least in advance to each in product library The interests item of insurance products carries out unitized expression.
In order to realize the comparison of the single interests of multi-product, summarize displaying, the application is in advance to each insurance in product library Product has carried out interests and has got through.Wherein, can the interests first to insurance products each in product library carry out subitem dismantling, obtain each The interests item of insurance products, on this basis, can the interests item further to each insurance products carry out unitized expression, with this Realize that the interests of each insurance products in product library are got through.
Specifically, for different insurance products, overlapped interests are frequently included, for example, it is assumed that insurance products 1 includes interests A, B, C, and insurance products 2 include interests B, C, D, E, for both insurance products, although overall, The interests of the two are different, but for refinement angle, and insurance products 1 and insurance products 2 include equitant interests B, C, thus When carrying out the displaying of product interests, it is contemplated that summarize to interests B, C of both products.In response to this, the application Subitem dismantling has been carried out to the interests of each insurance products in product library in advance, the interests of each insurance products are obtained with this , such as above-mentioned insurance products 1, by its interests carry out subitem dismantling can be obtained interests item A included by it, Interests item B and interests item C these three interests items, for above-mentioned insurance products 2, by carrying out subitem dismantling then to its interests Interests item B, interests item C, interests item D and interests item E this four interests items included by it can be obtained, respectively protected in product library The interests of dangerous product carry out subitem dismantling, it can be achieved that providing for subsequent " summarizing by interests of the interests item to each product " Preliminary basis.
In practical application, although product 1 has Chong Die interests item B, C with product 2, in product 1 and product 2, benefit The statement of beneficial item B, C may be different, such as in product 1, being expressed as " weight disease is compensated " of interests item B and it is sharp in product 2 The statement of beneficial item B then may have the interests item that meaning is identical but statement is different for " weight disease is insured amount " namely product 1 and product 2 B, for the situation, in order to can further summarize by interests of the interests item to each target insurance products convenient for subsequent, this Apply on the basis of carrying out interests dismantling to each insurance products in product library to obtain the interests item of each product, into one Step has carried out unitized expression to the interests item of each insurance products, for example, the above-mentioned interests item B in product 1 and product 2 is united One is expressed as " weight disease " etc., with getting through for this interests item for realizing each insurance products in product library, can effectively avoid identical benefit The different expression problem of beneficial item, and then avoid and be mistaken for the identical interests item of meaning to belong to inhomogeneity due to stating difference Other problem further provides the foundation for subsequent " summarizing by interests of the interests item to multi-product ".
Step 103, by the value of the target interests item of each target insurance products, summarized by interests item, obtained each The benefits information of a target insurance products summarized by interests item.
Interests dismantling is being carried out to each insurance products in product library in advance and interests item obtained by dismantling got through On the basis of, when determining to carry out at least one target insurance products of interests displaying, each target can be protected by interests item The value of the target interests item of dangerous product is summarized, specifically, for each target insurance products, one can be established such as with Under table 1 shown by insurance products profit on exchange show list:
Table 1
Wherein, as shown in above-mentioned table 1, the profit on exchange shows that list includes the first dimension and the second dimension of intersection Degree, first dimension includes multiple and different interests item, and interests item included by first dimension can at least cover All target interests items corresponding to each target insurance products, in above-mentioned table 1, first dimension is " to produce Each column of transverse direction corresponding to product interests ", each column indicate an interests item (target interests item), as shown in table 1 Weight disease, light disease, cancer, unexpected fracture, disease inpatient medical, inpatient medical, treatment of cancer, 100 kinds of weight physicians treatments, 6 kinds of special diseases These interests items of medical, unexpected medical, unexpected hospitalization benefit etc..
Second dimension includes multiple and different insurance products marks, insurance products included by second dimension Mark can at least cover each target insurance products, and specifically, the insurance products mark can be but not limited to protect Title or number of dangerous product etc., in above-mentioned table 1, second dimension is longitudinal direction corresponding to " name of product " Each row, each row under " name of product " can correspond to filling one corresponding insurance products mark, such as product 1, product 2, product 3 etc..
It is filled out at the intersection table position that the interests item of first dimension is identified with the insurance products of second dimension Interests value filled with the interests item for corresponding to the intersection and insurance products mark.As shown in Figure 1, it is assumed that in " the ProductName " product 1 ", " product 2 " are filled at each first table position of the-the second row of the first row below title ", in the interests It is separately filled with benefit value " X1 ", " X2 " at the intersection location table of " inpatient medical " and " product 1 ", " product 2 ", The interests item value for then indicating that " product 1 " corresponds to interests item " inpatient medical " is " X1 ", and " product 2 " corresponds to interests item The interests item value of " inpatient medical " is " X2 ", by the exhibition method, it can be achieved that by interests item to each target insurance products Interests summarized, specifically, be exemplified by Table 1, then can be achieved by " weight disease ", " light disease ", " cancer ", " unexpected fracture ", Each interests item such as " disease inpatient medical " is by each target insurance products (each guarantor as involved in user's guarantee plan Dangerous product etc.) interests summarize for an entirety.
Step 104, the benefits information summarized by interests item for showing each target insurance products.
On the basis of summarizing by benefits information of the interests item to each target insurance products, each mesh can be shown Mark the benefits information of insurance products summarized by interests item.Specifically, can showing the structure type as shown in above-mentioned table 1 Profit on exchange information, based on the structure, it can be achieved that carrying out whole displaying by interests of the interests item to each target insurance products.
As it can be seen from the above scheme the interests methods of exhibiting and device of insurance products provided by the present application, have got through production in advance The interests item of each insurance products in product library, on this basis, when at least one target for determining need to carry out interests displaying is protected When dangerous product, the interests item based on each product got through in advance in product library is obtained corresponding to each target insurance products Target interests item and its value, and the value of the target interests item of each target insurance products is summarized by interests item, most The benefits information summarized by interests item that is available eventually and showing each target insurance products.It can be seen that the application realizes It is compared by benefits information of the interests item to more insurance products, summarizes formula displaying, correspondingly, for same project or similar Product, the benefits information for each product that can include to it by interests item based on application scheme are compared, summarize formula displaying, Thus, it is possible to which user is allowed to define guarantee responsibility, interests with each single product in project or similar product.
In the above-described embodiments, the profit on exchange shows that the first dimension of list can be by benefit belonging to different interests item Beneficial item classification carries out classification displaying to different interests items;Correspondingly, the profit on exchange shows that the second dimension of list can Classification displaying is carried out to different insurance products by product category belonging to different insurance products.
Specifically, as shown in table 1, for weight disease, light disease, cancer, unexpected fracture, disease inpatient medical, inpatient medical, Each interests items such as treatment of cancer, 100 kinds of weight physicians are treated, 6 kinds of special physicians treat, unexpected medical treatment, unexpected hospitalization benefit, by its point For " serious disease class, make a definite diagnosis compensate ", " medical class, treatment are submitted an expense account again ", " class of dieing ", " old-age pension " this four interests classifications, And category shows the thin item of interests included by every class interests in this four classifications.
Similarly, as shown in table 1, for insurance products, such as product 1, product 2 ..., it has been divided into " weight first Each category such as disease ", " medical treatment ", " accident ", " annuity ", " life insurance ", and further each category is carried out thin Point, corresponding multiple second level classifications have been divided into, in table 1, have specifically been subdivided into " weight disease " this category " life-long disease " and " periodically weighing disease " the two second level classifications etc., and each insurance products substantially belong to corresponding two Different insurance products are finally classified exhibition by product category belonging to different insurance products by the subdivision of grade classification Show.
In practical application, the matching of the thin item of interests can be carried out in the first dimension and corresponding benefit value be checked, it can be the Two-dimensions carry out the matching of product and corresponding benefit value is checked.And in practical application, checked for the ease of user generic Or information is added up in the interests of each individual event interests with each target insurance products of project, it can also be by generic or same item The each target insurance products of purpose are calculated and are shown in the benefit value progress of each individual event interests and value, such as specific computational chart 1 In " product 1 " of " all the life weigh disease " classification, " product 2 " ... in the interests value " X1 " of interests item " inpatient medical ", " X2 " ... And value, and gained will be calculated and be worth " X " and shown at the product category and the last one intersection location of the interests item etc..
The embodiment of the present application is by pressing interests item classification belonging to different interests item to different interests items in the first dimension Classification displaying is carried out, and by pressing product category belonging to different insurance products to different insurance products in the second dimension Classification displaying is carried out, user can be further facilitated, the benefits information of same project or similar product is compared and is integrally checked.
Corresponding to the information displaying method of above-mentioned insurance products, present invention also provides a kind of interests of insurance products Device is shown, as shown in Fig. 2, the device for displaying information of the insurance products includes:
Determination unit 201 need to carry out at least one target insurance products of interests displaying for determination;
Acquiring unit 202 obtains every for the interests item based on each insurance products got through in advance in product library Target interests item and its value corresponding to a target insurance products;Wherein, described get through in advance includes at least in advance to product The interests item of each insurance products carries out unitized expression in library;
Collection unit 203, for being converged by interests item by the value of the target interests item of each target insurance products Always, the benefits information of each target insurance products summarized by interests item is obtained;
Display unit 204, for showing the benefits information of each target insurance products summarized by interests item.
In an embodiment of the embodiment of the present application, the interests of the insurance products with reference to shown in Fig. 3 show the knot of device Structure schematic diagram, the device can also include: pretreatment unit 205, divide for the interests to insurance products each in product library Item dismantling, obtains the interests item of each insurance products;And unitized expression is carried out to the interests item of each insurance products.
In an embodiment of the embodiment of the present application, the determination unit 201 is specifically used for: obtaining intelligent decision and draws Hold up the user's guarantee plan provided;Determine at least one insurance products involved in user's guarantee plan, and will be described At least one insurance products involved in user's guarantee plan insure as at least one target that need to carry out interests displaying to be produced Product.
In an embodiment of the embodiment of the present application, the collection unit 203 is specifically used for: establishing an insurance products Profit on exchange show list;The profit on exchange shows that list includes the first dimension and the second dimension of intersection, described first Dimension includes multiple and different interests item, and interests item included by first dimension can at least cover each mesh Mark all target interests items corresponding to insurance products;Second dimension includes multiple and different insurance products mark, described The mark of insurance products included by second dimension can at least cover each target insurance products;In first dimension Interests item and second dimension intersect at table position filled with the interests for corresponding to the intersection of identifying of insurance products The interests value of item and insurance products mark.
In an embodiment of the embodiment of the present application, the profit on exchange shows that the first dimension of list presses different benefits Interests item classification belonging to beneficial item carries out classification displaying to different interests items;The profit on exchange shows the second dimension of list Degree carries out classification displaying to different insurance products by product category belonging to different insurance products.
For the interests of the insurance products disclosed in the embodiment of the present application show device, due to itself and above-described embodiment The interests methods of exhibiting of disclosed insurance products is corresponding, so being described relatively simple, related similarity refers to above-mentioned The explanation of the interests methods of exhibiting part of insurance products in embodiment, and will not be described here in detail.
It should be noted that all the embodiments in this specification are described in a progressive manner, each embodiment weight Point explanation is the difference from other embodiments, and the same or similar parts between the embodiments can be referred to each other.
For convenience of description, it describes to be divided into various modules when system above or device with function or unit describes respectively. Certainly, the function of each unit can be realized in the same or multiple software and or hardware when implementing the application.
As seen through the above description of the embodiments, those skilled in the art can be understood that the application It can realize by means of software and necessary general hardware platform.Based on this understanding, the technical solution sheet of the application The part that contributes to existing technology can be embodied in the form of software products in other words in matter, the computer software Product can store in storage medium, such as ROM/RAM, magnetic disk, CD, including some instructions are used so that a calculating Machine equipment (can be personal computer, server or the network equipment etc.) executes each embodiment of the application or embodiment Certain parts described in method.
Finally, it is to be noted that, herein, such as first, second, third and fourth or the like relationship art Language is only used to distinguish one entity or operation from another entity or operation, without necessarily requiring or implying There are any actual relationship or orders between these entities or operation.Moreover, the terms "include", "comprise" or Any other variant thereof is intended to cover non-exclusive inclusion, so that including the process, method of a series of elements, article Or equipment not only includes those elements, but also including other elements that are not explicitly listed, or it is this for further including The intrinsic element of process, method, article or equipment.In the absence of more restrictions, by sentence " including one It is a ... " limit element, it is not excluded that there is also in addition in the process, method, article or apparatus that includes the element Identical element.
The above is only a preferred embodiment of the present invention, it is noted that for the ordinary skill people of the art For member, various improvements and modifications may be made without departing from the principle of the present invention, these improvements and modifications It should be regarded as protection scope of the present invention.

Claims (10)

1. a kind of interests methods of exhibiting of insurance products characterized by comprising
Determination need to carry out at least one target insurance products of interests displaying;
Based on the interests item for each insurance products got through in advance in product library, obtain corresponding to each target insurance products Target interests item and its value;Wherein, described get through in advance includes at least in advance to the interests of insurance products each in product library Item carries out unitized expression;
By the value of the target interests item of each target insurance products, summarized by interests item, obtains each target insurance and produce The benefits information of product summarized by interests item;
Show the benefits information of each target insurance products summarized by interests item.
2. the method according to claim 1, wherein at least one mesh of interests displaying need to be carried out in the determination Before marking insurance products, the method also includes:
Subitem dismantling is carried out to the interests of insurance products each in product library, obtains the interests item of each insurance products;
Unitized expression is carried out to the interests item of each insurance products.
3. the method according to claim 1, wherein the determination need to carry out at least one target of interests displaying Insurance products, comprising:
Obtain user's guarantee plan that intelligent decision engine provides;
Determine at least one insurance products involved in user's guarantee plan, and will be involved in user's guarantee plan And at least one insurance products as at least one the target insurance products that need to carry out interests displaying.
4. the method according to claim 1, wherein the target interests item by each target insurance products Value is summarized by interests item, obtains the benefits information of each target insurance products summarized by interests item, comprising:
The profit on exchange for establishing an insurance products shows list;
The profit on exchange shows that list includes the first dimension and the second dimension of intersection, and first dimension includes multiple and different Interests item, and interests item included by first dimension can at least cover corresponding to each target insurance products All target interests items;Second dimension includes multiple and different insurance products marks, guarantor included by second dimension Dangerous product identification can at least cover each target insurance products;Interests item and second dimension in first dimension Benefit filled with interests item and insurance products mark corresponding to the intersection at the intersection table position of the insurance products mark of degree Beneficial value.
5. according to the method described in claim 4, it is characterized by:
The profit on exchange shows that the first dimension of list presses interests item classification belonging to different interests item to different interests items Carry out classification displaying;
The profit on exchange shows that the second dimension of list produces different insurances by product category belonging to different insurance products Product carry out classification displaying.
6. a kind of interests of insurance products show device characterized by comprising
Determination unit need to carry out at least one target insurance products of interests displaying for determination;
Acquiring unit obtains each target and protects for the interests item based on each insurance products got through in advance in product library Target interests item and its value corresponding to dangerous product;Wherein, described get through in advance includes at least in advance to each in product library The interests item of insurance products carries out unitized expression;
Collection unit obtains each for being summarized by interests item by the value of the target interests item of each target insurance products The benefits information of a target insurance products summarized by interests item;
Display unit, for showing the benefits information of each target insurance products summarized by interests item.
7. device according to claim 6, which is characterized in that further include:
Pretreatment unit carries out subitem dismantling for the interests to insurance products each in product library, obtains the benefit of each insurance products Beneficial item;And unitized expression is carried out to the interests item of each insurance products.
8. device according to claim 6, which is characterized in that the determination unit is specifically used for:
Obtain user's guarantee plan that intelligent decision engine provides;
Determine at least one insurance products involved in user's guarantee plan, and will be involved in user's guarantee plan And at least one insurance products as at least one the target insurance products that need to carry out interests displaying.
9. device according to claim 6, which is characterized in that the collection unit is specifically used for:
The profit on exchange for establishing an insurance products shows list;
The profit on exchange shows that list includes the first dimension and the second dimension of intersection, and first dimension includes multiple and different Interests item, and interests item included by first dimension can at least cover corresponding to each target insurance products All target interests items;Second dimension includes multiple and different insurance products marks, guarantor included by second dimension Dangerous product identification can at least cover each target insurance products;Interests item and second dimension in first dimension Benefit filled with interests item and insurance products mark corresponding to the intersection at the intersection table position of the insurance products mark of degree Beneficial value.
10. device according to claim 9, it is characterised in that:
The profit on exchange shows that the first dimension of list presses interests item classification belonging to different interests item to different interests items Carry out classification displaying;
The profit on exchange shows that the second dimension of list produces different insurances by product category belonging to different insurance products Product carry out classification displaying.
CN201910086998.4A 2019-01-29 2019-01-29 A kind of the interests methods of exhibiting and device of insurance products Pending CN109961370A (en)

Priority Applications (1)

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