CN109961360A - Financial fee payment method, device and equipment based on insurance business - Google Patents

Financial fee payment method, device and equipment based on insurance business Download PDF

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Publication number
CN109961360A
CN109961360A CN201711415211.1A CN201711415211A CN109961360A CN 109961360 A CN109961360 A CN 109961360A CN 201711415211 A CN201711415211 A CN 201711415211A CN 109961360 A CN109961360 A CN 109961360A
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China
Prior art keywords
financial
information
insurance business
payment
flow stages
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Pending
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CN201711415211.1A
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Chinese (zh)
Inventor
于蕊
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Ping An Technology Shenzhen Co Ltd
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Ping An Technology Shenzhen Co Ltd
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Application filed by Ping An Technology Shenzhen Co Ltd filed Critical Ping An Technology Shenzhen Co Ltd
Priority to CN201711415211.1A priority Critical patent/CN109961360A/en
Priority to PCT/CN2018/076201 priority patent/WO2019119636A1/en
Publication of CN109961360A publication Critical patent/CN109961360A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting
    • G06Q40/125Finance or payroll

Abstract

This application discloses a kind of financial fee payment method, device and equipment based on insurance business, are related to assurance technology field, and the efficiency of finance payment process can be improved, the testing efficiency of insurance business relevant automatic processing software can be improved.The described method includes: obtaining the corresponding declaration form mark of insurance business to be paid the fees of input when receiving finance payment instruction;It is identified according to the declaration form, inquires the service line that the insurance business to be paid the fees is currently located, and the flow stages being presently on the service line;Referring to the service line and the flow stages inquired, relevant insurance business information is obtained, and mutually in requisition for the financial table of insertion financial amounts;According to the insurance business information and the financial table got, realize the insurance business to be paid the fees in the finance payment process of the flow stages.The application is suitable for the finance payment of insurance business.

Description

Financial fee payment method, device and equipment based on insurance business
Technical field
This application involves assurance technology fields, more particularly to a kind of financial fee payment method, device based on insurance business And equipment.
Background technique
With the development of society, the importance of insurance is more and more obvious.Insurance refers to based on contract insurer arranges, Xiang Bao Dangerous people's premium payment, the insurer for contract engagement possibility occur accident because its occur caused by property loss undertake Compensation insurance gold responsibility or insurant's die, injured or disabled, suffer diseases or when reaching the conditions such as the age of contract engagement, time limit Undertake the business insurance behavior of payment insurance money responsibility.It, can in order to accelerate the processing progress to each flow stages of insurance business It to develop relevant automatic processing software, is performed corresponding processing using the software, needs to carry out it after software development Performance test.
Currently, such as insurance is protected when carrying out testing the process performance of each flow stages to above-mentioned automatic processing software During singly accepting insurance, save change, settlement of insurance claim, medical services from damage etc., finance payment process is a necessary process step.So And the financial Payment steps of traditional mode completion need manually to fill according to payment amount of money to realize payment in the relevant table of finance, this Kind manual type can expend the regular hour, affect testing efficiency, and can waste unnecessary human cost.
Summary of the invention
In view of this, this application provides a kind of financial fee payment method, device and equipment based on insurance business, main mesh Be solve current traditional mode and complete financial Payment steps that the regular hour can be expended, affect automatic processing software Testing efficiency, and the problem of unnecessary human cost can be wasted.
On one side according to the application, a kind of financial fee payment method based on insurance business is provided, this method comprises:
When receiving finance payment instruction, the corresponding declaration form mark of insurance business to be paid the fees of input is obtained;
It is identified according to the declaration form, inquires the service line that the insurance business to be paid the fees is currently located, and in the industry The flow stages being presently on business line;
Referring to the service line and the flow stages inquired, relevant insurance business information is obtained, and corresponding Need to be inserted into the financial table of financial amounts;
According to the insurance business information and the financial table got, realize the insurance business to be paid the fees described The finance payment process of flow stages.
On the other hand according to the application, a kind of financial paying device based on insurance business is provided, which includes:
Acquiring unit, for obtaining the corresponding guarantor of insurance business to be paid the fees of input when receiving finance payment instruction Single mark;
Query unit, the declaration form mark for being obtained according to the acquiring unit are inquired the insurance business to be paid the fees and are worked as The service line at preceding place, and the flow stages being presently on the service line;
The acquiring unit is also used to the service line and the flow stages inquired according to the query unit, Relevant insurance business information is obtained, and mutually in requisition for the financial table of insertion financial amounts;
Payment unit, it is real for the insurance business information according to the information acquired by the acquisition unit and the financial table Finance payment process of the existing insurance business to be paid the fees in the flow stages.
According to the application another aspect, a kind of storage medium is provided, computer program, described program are stored thereon with The above-mentioned financial fee payment method based on insurance business is realized when being executed by processor.
According to the application another aspect, a kind of financial payment device based on insurance business is provided, including storage is situated between Matter, processor and storage on a storage medium and the computer program that can run on a processor, described in the processor execution The above-mentioned financial fee payment method based on insurance business is realized when program.
By above-mentioned technical proposal, a kind of financial fee payment method based on insurance business provided by the present application, device and set Standby, compared with current traditional mode completes financial Payment steps mode, the application is carrying out the processing of insurance business relevant automatic In the test process of software, insurance business when a flow stages need finance payment, can often be worked as according to the insurance business The service line at preceding place and the flow stages being presently on the service line obtain relevant insurance business information and corresponding It needs to be inserted into the financial table of financial amounts, then according to the insurance business information got and financial table, realizes the insurance automatically Business and then may be implemented insurance business and pay in the automatic finance of each flow stages in the finance payment process of this flow stages Take, save the time spent by finance payment process, improves finance payment efficiency, it is relevant it is not necessary that finance are filled in manually Table has saved human cost, and the testing efficiency of insurance business relevant automatic processing software can be improved.
Above description is only the general introduction of technical scheme, in order to better understand the technological means of the application, And it can be implemented in accordance with the contents of the specification, and in order to allow above and other objects, features and advantages of the application can It is clearer and more comprehensible, below the special specific embodiment for lifting the application.
Detailed description of the invention
By reading the following detailed description of the preferred embodiment, various other advantages and benefits are common for this field Technical staff will become clear.The drawings are only for the purpose of illustrating a preferred embodiment, and is not considered as to the application Limitation.And throughout the drawings, the same reference numbers will be used to refer to the same parts.In the accompanying drawings:
Fig. 1 shows a kind of financial fee payment method flow diagram based on insurance business provided by the embodiments of the present application;
Fig. 2 shows a kind of structural representations of the financial paying device based on insurance business provided by the embodiments of the present application Figure;
Fig. 3 shows the structural representation of another financial paying device based on insurance business provided by the embodiments of the present application Figure.
Specific embodiment
Exemplary embodiments of the present disclosure are described in more detail below with reference to accompanying drawings.Although showing the disclosure in attached drawing Exemplary embodiment, it being understood, however, that may be realized in various forms the disclosure without should be by embodiments set forth here It is limited.On the contrary, these embodiments are provided to facilitate a more thoroughly understanding of the present invention, and can be by the scope of the present disclosure It is fully disclosed to those skilled in the art.
The embodiment of the present application provides a kind of financial fee payment method based on insurance business, and finance payment process can be improved Efficiency, the testing efficiency of insurance business relevant automatic processing software can be improved, as shown in Figure 1, this method comprises:
101, when receiving finance payment instruction, the corresponding declaration form mark of insurance business to be paid the fees of input is obtained.
Wherein, declaration form mark can be declaration form bar code, declaration form two dimensional code, declaration form title, declaration form ID etc., for distinguishing not Same declaration form data.Finance payment instruction can be gone out input when insurance business needs to pay the fees by system monitoring;Can also carry out In the test process of insurance business relevant automatic processing software, insurance business is often when a flow stages need finance payment It is inputted;It can also be actively entered by user according to the payment actual conditions of insurance business.
In the embodiment of the present application, system or user can correspond to declaration form mark by inputting insurance business to be paid the fees, and The mode that the corresponding finance payment of input instructs realizes that carrying out the automatic finance of a key to the insurance business to be paid the fees pays the fees, and for The executing subject of the embodiment of the present application can be to carry out the device that automatic finance are paid the fees for insurance business, which is receiving After finance payment instruction, the corresponding declaration form mark of insurance business to be paid the fees of input can be inquired, declaration form mark is then based on Corresponding operating is executed, financial paying process is completed, can specifically execute step 102 to process described in 104.
102, according to the declaration form mark got, the service line that insurance business to be paid the fees is currently located is inquired, and in industry The flow stages being presently on business line.
Wherein, service line can be contract, save from damage, settle a claim, the service lines such as medical services specifically can be according to practical insurance Depending on operation flow demand, correspondingly, the flow stages for including on every service line are also needed with respectively corresponding to the business of service line Depending on asking;For example, the flow stages on contractual business line may include accept new list, first trial typing, scanning upload, typing it is multiple Core, core are protected, contract is insured;It may include saving from damage to accept, first trial typing, save processing from damage saving the flow stages on service line from damage (change or modification), expiry payment etc.;Flow stages on Claims Resolution service line may include that Claims Resolution accepts, bill typing, protects Monokaryon to, adjustment amount for which loss settled, Claim payment etc..
In embodiments herein, the real-time of on different business line different insurance businesses of flow stages can recorde Which flow stages of processing status, i.e. insurance business all on which service line are handled;Need to insurance business into When row finance payment, insurance business to be paid the fees corresponding with the declaration form mark of input can be tracked from these contents of record The service line being currently located, and the flow stages being presently on the service line.
103, referring to the service line and flow stages that inquire, obtain relevant insurance business information, and mutually in requisition for It is inserted into the financial table of financial amounts.
Wherein, for every service line, each flow stages, the insurance business information for needing to inquire is different.For example, if looking into The service line ask is contractual business and the flow stages that are presently on the service line are that contract is insured the stage, then needs Corresponding insurance application information is inquired, as relevant insurance business information;If the service line inquired is to save business from damage and at this The flow stages being presently on service line are to save the change stage from damage, then need to inquire and save project information from damage accordingly, as phase The business information of pass;If the service line inquired is Claims Resolution business and the flow stages that are presently on the service line are reason It pays for and core is waited to pay for the stage, then need to inquire corresponding amount for which loss settled information, as relevant business information;If the business inquired Line is hospital services business and the flow stages that are presently on the service line are to carry out the medical services stage in hospital, then Need to inquire corresponding medical services cost information, as relevant business information.
According to the current business line and current process stage corresponding business scenario inquired, determines and need to be inserted into finance The financial table of value data.For example, financial table may include: Fiscal Receipt table, temporarily receipts table, paid table, table of transferring accounts, financial expenses Split table etc..
104, according to the insurance business information got and financial table, realize that insurance business to be paid the fees is being presently in process The finance payment process in stage.
For the embodiment of the present application, according to the insurance business information got and financial table, simulation should insurance be paid the fees Business realizes the insurance business in the finance for being presently in flow stages in the financial paying process for being presently in flow stages Payment process, compared with current traditional mode completes financial Payment steps mode, the embodiment of the present application is carrying out insurance business phase In the test process for closing automatic processing software, insurance business, can be automatic often when flow stages need finance payment Realize that in the finance payment process of this flow stages, and then insurance business may be implemented in each flow stages in the insurance business Automatic finance payment saves the time spent by finance payment process, finance payment efficiency is improved, it is not necessary that wealth is filled in manually It is engaged in relevant table, has saved human cost, and the testing efficiency of insurance business relevant automatic processing software can be improved.
Further, as the refinement and extension of above-described embodiment specific embodiment, in order to illustrate the specific of step 104 Implementation process, in the alternative embodiment of the application, step 104 be can specifically include: from the related insurance industry got The financial amounts for needing to fill in financial table, and expense title corresponding with the financial amounts are obtained in business information;Passing through will The financial amounts and corresponding expense title got fill at the corresponding payment detail position in the finance table, and record and work as The payer information in preceding payment time and current process stage is paid the fees, and realizes insurance business to be paid the fees in this flow stages Finance payment process.
For example, obtaining insurance application based on the example in above-mentioned steps 103 from insurance application information and ensureing the wealth for needing to pay It is engaged in the amount of money and expense title corresponding with the financial amounts, and the financial amounts and corresponding expense title is filled in relevant In Fiscal Receipt table, simulation is be completed finance payment the case where in the contract stage of insuring on contractual business line;For another example from saving item from damage It is obtained in mesh information and needs payment or refund, and the financial amounts of payment and expense title corresponding with the financial amounts are filled out Write in relevant temporary receipts table, simulation save from damage on saving service line from damage the change stage be completed finance payment the case where;For another example from Claims Resolution account payable is obtained in amount for which loss settled information or demands money, and will demand the financial amounts of money and corresponding with the financial amounts Expense title fills in relevant table of transferring accounts, and simulation Claims Resolution on Claims Resolution service line waits the core compensation stage that financial payment is completed The case where;For another example the payment amount of money of medical services settlement money and corresponding with the payment amount of money is obtained from medical service fee information Expense title, and the payment amount of money and corresponding expense title are filled in relevant financial expenses split table, simulation exists The case where finance payment is completed in the medical services stage on hospital services service line.
In order to accurately acquire the financial amounts for needing to fill in financial table, and expense corresponding with the financial amounts Title reduces unnecessarily financial payment processing, accelerates the testing efficiency of insurance business relevant automatic processing software, originally may be used It selects in embodiment, the financial amounts that acquisition needs are filled in financial table from the allied line information got, and with The step of financial amounts corresponding expense title may include: according to the allied line information got, and detection is being worked as Whether preceding flow stages need to carry out finance payment process;If so, from current business line current flow stages payment mark The amount of money reference standard that each expense is obtained in standard and corresponding expense are with reference to title;Referring next to each expense got Amount of money reference standard and corresponding expense refer to title, determine the Fee Amount for needing to pay relevant to insurance business information, And combine and need the expense of paying with reference to title, determine expense title corresponding with the Fee Amount;If not, it is determined that with Declaration form identifies corresponding insurance business to be paid the fees in the finance payment failure in current process stage, and exports corresponding prompt letter Breath.
Wherein, prompt information can be for text prompt information, picture prompting information, audio prompt information, visual prompts Information, vibration prompt information, light prompt information etc..For example, determining insurance according to the allied line information got The flow stages that business 1 is presently in are the flow stages of first trial typing on contractual business line, and the flow stages are without carrying out finance Payment can determine that insurance business 1 is paid the fees in this flow stages finance and fail, can export corresponding text and voice prompting letter Breath, so as to technical staff it will be seen that insurance business 1 flow stages financial payment situation.
For another example according to the allied line information got, the flow stages for determining that insurance business 2 is presently in are Medical services stage on hospital services service line, the flow stages need to pay medical services expense, that is, need to carry out finance Payment, the amount of money reference standard that each expense is obtained from medical services payment standard and corresponding expense are with reference to title, such as specially Family's registration fee a member, Operation Fee b member, surgical material take c member etc.;Amount of money reference standard referring next to each expense and corresponding Expense refers to title, the Fee Amount for needing to pay relevant to insurance business information is determined, such as by expert's registration fee a member, hand Art expense b member, surgical material expense c member etc. are added to obtain the expense total amount for needing to pay;In conjunction with needing to pay each expense Expense refer to title, determine corresponding with Fee Amount expense title, such as combine expert's registration fee, Operation Fee, material of performing the operation Material such as take at medical services title, the determination entitled medical services expense of expense corresponding with expense total amount.
Further, for the ease of acquiring suitable financial table according to the allied line information got, It can also include: the different process ranks according to different business line before step 103 in the alternative embodiment of the application The content and business scenario of section, statistics respectively correspond the financial table for needing to be inserted into financial amounts;Then the wealth that record statistics obtains The table style information of business table;Correspondingly, obtaining mutually may include: from note in requisition for the step of financial table of insertion financial amounts The service line and flow stages for obtaining and inquiring in the table style information of record are to the financial table in requisition for insertion financial amounts Table style information;It is last to be generated mutually according to the table style information got in requisition for the financial table of insertion financial amounts.
For the present embodiment, the service line content and business for meeting and inquiring can be accurately acquired through the above way Scene demand and suitable with allied line information financial table, and then can guarantee the accuracy of finance payment, it avoids The financial payment of financial table progress for not meeting business scenario demand is misused, thereby may be ensured that the success of finance automation payment Rate.
For some table style information states not counted on, in order to also can accurately acquire suitable finance Table obtains corresponding with the service line and flow stages inquired in this alternative embodiment from the table style information of record The step of needing to be inserted into the table style information of the financial table of financial amounts may include: in the table style information of detection record With the presence or absence of the table with the current business line and current process stage that inquire to the financial table in requisition for insertion financial amounts Style information;If it exists, then with the current business line inquired and currently existing for being obtained from the table style information of record Table style information of the flow stages to the financial table in requisition for insertion financial amounts;If it does not exist, then from the table sample of record Financial table table style information identical with needing to be inserted into the financial table classification of financial amounts is obtained in formula information, it is slotting as needing Enter the table style information of the financial table of financial amounts.
For example, there is no meet the current business line content and business scenario demand found in the table style information of record Financial table, but the financial table for needing to obtain Fiscal Receipt classification can be determined according to this business scenario demand, then can be with Acquisition is all the table style information of the financial table of Fiscal Receipt classification from the table style information of record, is generated and phase with this The suitable financial table of safe-on business information.
The content to be realized of above steps can be the data call based on database, in order to realize above steps Specific implementation process, in the present embodiment, can in the storing process level of database in advance exploitation may be implemented it is above-mentioned Each step carries out the finance payment automated system of financial automatic fee, and finance payment automated system can provide a user Insurance business to be paid the fees correspond to declaration form mark can input item, user can input insurance business pair to be paid the fees by the input item The declaration form mark answered, and then realize the automation payment process of the insurance business.
Further, when there is unusual condition to above-mentioned finance payment automated system for reminding technology personnel in time into Row maintenance processing, can also include: to record different insurance businesses in different business line in the alternative embodiment of the application The finance payment situation of upper flow stages;According to the finance payment situation of record, if it is detected that there is the industry of financial payment problem Business line or flow stages, then inquire the communication method information of related software maintenance module;And it is inquired from predetermined analytical database With the corresponding cause information of finance payment problem and corresponding coping style information;According to the communication method information inquired, The service line or flow stages information of financial payment problem to occur, together with existing financial payment problem, its original inquired Because information and corresponding coping style information are sent to software maintenance module.
Wherein, the different corresponding cause information of financial payment problem and corresponding is preserved in predetermined analytical database Coping style information, these information can by technical staff according to finance payment automated system occur different unusual conditions when Maintenance experience summarize to obtain, can also be accumulated by by way of machine learning by device side;Software maintenance module can be with For the unusual condition according to existing for finance payment automated system, the unit mould that finance payment automated system is safeguarded Block, concrete processing procedure may refer to processing mode in the prior art, and details are not described herein;Communication method information may include Address E-mail address (Electronic MAIL, E-mail) of software maintenance module, IP address, telephone number, instant messaging work The account etc. of tool.
In the present embodiment, there is exception shape when determining finance payment automated system in execution automation finance payment After condition, corresponding doubtful reason and corresponding solution can be inquired from predetermined analytical database, then looks into these The information ask is pushed to software maintenance module in real time together and is handled, to pay the fees in time to the finance there are unusual condition Automated system carries out maintenance processing, and discovery has the service line of financial payment problem or flow stages are corrected, and guarantees wealth Business payment automation good operation.
Further, the specific implementation as Fig. 1 the method, the embodiment of the present application provide a kind of based on insurance business Financial paying device, as shown in Fig. 2, described device include: acquiring unit 21, query unit 22, payment unit 23.
Acquiring unit 21 can be used for obtaining the insurance business pair to be paid the fees of input when receiving finance payment instruction The declaration form mark answered, acquiring unit 21 are the major function mould for obtaining insurance business to be paid the fees in the present apparatus and corresponding to declaration form mark Then block triggers query unit 22 and works;
Query unit 22, the declaration form mark that can be used for being obtained according to the acquiring unit 21, inquiry is described to be protected wait pay the fees The service line that dangerous business is currently located, and the flow stages being presently on the service line, query unit 22 are this dress Set the main functional modules of middle inquiry business line and flow stages;
The acquiring unit 21 can be also used for the service line and the stream inquired according to the query unit 22 The journey stage obtains relevant insurance business information, and mutually in requisition for the financial table of insertion financial amounts, acquiring unit 21 is also It is obtained in the present apparatus and meets the allied line information of service line and business scenario demand, mutually in requisition for insertion financial amounts wealth The main functional modules of business table trigger payment unit 23 and work, final realization is financial certainly after acquiring these information Dynamicization payment;
Payment unit 23, the insurance business information that can be used for being got according to the acquiring unit 21 and the wealth Business table realizes the insurance business to be paid the fees in the finance payment process of the flow stages.
In specific application scenarios, the payment unit 23 specifically can be used for from the insurance business information obtaining Take the financial amounts for needing to fill in the financial table, and expense title corresponding with the financial amounts;By will be described Financial amounts and the expense title fill at the corresponding payment detail position in the financial table, and record the payment time and The payer information of the flow stages is paid the fees, and realizes that the insurance business to be paid the fees is paid in the finance of the flow stages Take process.
In specific application scenarios, the financial amounts filled in financial table are needed in order to accurately acquire, and with The corresponding expense title of the financial amounts reduces unnecessarily financial payment processing, accelerates the processing of insurance business relevant automatic The testing efficiency of software, the payment unit 23 specifically can be also used for being detected according to the insurance business information in the stream Whether the journey stage needs to carry out finance payment process;If so, from the payment standard of flow stages described on the service line The amount of money reference standard for obtaining each expense and corresponding expense are with reference to title;Referring to the amount of money of each expense got Reference standard and corresponding expense refer to title, determine the Fee Amount for needing to pay relevant to the insurance business information, And combine and need the expense of paying with reference to title, determine expense title corresponding with the Fee Amount;If it is not, then really Determine to identify the corresponding insurance business to be paid the fees with the declaration form and pay the fees in the finance of the flow stages to fail, and output phase The prompt information answered.
In specific application scenarios, in order to which there is abnormal shape to above-mentioned finance payment automated system in reminding technology personnel Maintenance processing is carried out when condition in time, as shown in figure 3, described device further include: recording unit 24, transmission unit 25;
Recording unit 24 can be used for recording the finance payment feelings of different insurance businesses flow stages on different business line Condition;
Query unit 22 can be also used for the finance payment situation according to record, if it is detected that there is finance payment The service line or flow stages of problem, then inquire the communication method information of related software maintenance module;And from pre- setting analysis data It is inquired in library and the financial corresponding cause information of payment problem and corresponding coping style information, the pre- setting analysis data The different corresponding cause informations of financial payment problem and corresponding coping style information are preserved in library;
Transmission unit 25, can be used for according to the communication method information, by the service line for financial payment problem occur or Flow stages information is sent out together with the financial payment problem, the cause information inquired and corresponding coping style information Give the software maintenance module.
In specific application scenarios, for the ease of according to the allied line information got, it is suitable to acquire Financial table, as shown in figure 3, described device further include: statistic unit 26;
Statistic unit 26 can be used for the content and business scenario of the different flow stages according to different business line, statistics Respectively correspond the financial table for needing to be inserted into financial amounts;
Recording unit 24 can be also used for the table style information for the financial table that record statistics obtains;
Acquiring unit 21, specifically for the service line for obtaining and inquiring from the table style information of record and institute Flow stages are stated to the table style information of the financial table in requisition for insertion financial amounts;Then according to the table got Style information generates mutually in requisition for the financial table of insertion financial amounts.
In specific application scenarios, for some table style information states not counted on, in order to also can be accurate Acquire suitable financial table, acquiring unit 21, specifically can be used for detecting whether there is in the table style information of record With the service line and the flow stages that inquire to the table style information of the financial table in requisition for insertion financial amounts; If it exists, then the existing table style information is obtained from the table style information of record;If it does not exist, then from record It is obtained in table style information and needs to be inserted into the identical finance table table style information of the financial table classification of financial amounts with described, Table style information as the financial table for needing to be inserted into financial amounts.
It should be noted that each involved by a kind of financial paying device based on insurance business provided by the embodiments of the present application Other corresponding descriptions of functional unit, can be with reference to the corresponding description in Fig. 1, and details are not described herein.
Based on above-mentioned method as shown in Figure 1, correspondingly, being deposited thereon the embodiment of the present application also provides a kind of storage medium Computer program is contained, which realizes the above-mentioned finance payment based on insurance business as shown in Figure 1 when being executed by processor Method.
Embodiment based on above-mentioned method as shown in Figure 1 and such as Fig. 2 and virtual bench as shown in Figure 3, it is above-mentioned in order to realize Purpose, the entity device for the finance payment based on insurance business that the embodiment of the present application also provides a kind of, the entity device include Storage medium and processor;Storage medium, for storing computer program;The processor, for executing the computer journey Sequence is to realize the above-mentioned financial fee payment method based on insurance business as shown in Figure 1.
By the technical solution of application the application, in the test process for carrying out insurance business relevant automatic processing software In, often when a flow stages need finance payment, the insurance business can be realized automatically in this flow stages in insurance business Finance payment process, and then may be implemented insurance business each flow stages it is automatic finance payment, save finance and pay Take the time spent by process, improve finance payment efficiency, it is not necessary that the relevant table of finance is filled in manually, saved manpower at This, and the testing efficiency of insurance business relevant automatic processing software can be improved.
Through the above description of the embodiments, those skilled in the art can be understood that the application can lead to Hardware realization is crossed, the mode of necessary general hardware platform can also be added to realize by software.Based on this understanding, this Shen Technical solution please can be embodied in the form of software products, which can store in a non-volatile memories In medium (can be CD-ROM, USB flash disk, mobile hard disk etc.), including some instructions are used so that a computer equipment (can be Personal computer, server or network equipment etc.) execute method described in each implement scene of the application.
It will be appreciated by those skilled in the art that the accompanying drawings are only schematic diagrams of a preferred implementation scenario, module in attached drawing or Process is not necessarily implemented necessary to the application.
It will be appreciated by those skilled in the art that the module in device in implement scene can be described according to implement scene into Row is distributed in the device of implement scene, can also be carried out corresponding change and is located at the one or more dresses for being different from this implement scene In setting.The module of above-mentioned implement scene can be merged into a module, can also be further split into multiple submodule.
Above-mentioned the application serial number is for illustration only, does not represent the superiority and inferiority of implement scene.
Disclosed above is only several specific implementation scenes of the application, and still, the application is not limited to this, Ren Heben What the technical staff in field can think variation should all fall into the protection scope of the application.

Claims (10)

1. a kind of financial fee payment method based on insurance business characterized by comprising
When receiving finance payment instruction, the corresponding declaration form mark of insurance business to be paid the fees of input is obtained;
It is identified according to the declaration form, inquires the service line that the insurance business to be paid the fees is currently located, and in the service line On the flow stages that are presently in;
Referring to the service line and the flow stages that inquire, obtain relevant insurance business information, and mutually in requisition for It is inserted into the financial table of financial amounts;
According to the insurance business information and the financial table got, realize the insurance business to be paid the fees in the process The finance payment process in stage.
2. the method according to claim 1, wherein the insurance business information that the basis is got and institute Financial table is stated, realizes the insurance business to be paid the fees in the finance payment process of the flow stages, comprising:
From obtaining the financial amounts for needing to fill in the financial table in the insurance business information, and with the financial amounts Corresponding expense title;
By the way that the financial amounts and the expense title are filled at the corresponding payment detail position in the financial table, and The payer information of record payment time and the flow stages is paid the fees, and realizes the insurance business to be paid the fees in the stream The finance payment process in journey stage.
3. according to the method described in claim 2, needing it is characterized in that, being obtained from the insurance business information in the wealth The financial amounts filled in business table, and expense title corresponding with the financial amounts, comprising:
According to the insurance business information, whether detection needs to carry out finance payment process in the flow stages;
If so, obtained from the payment standard of flow stages described on the service line each expense amount of money reference standard and Corresponding expense refers to title;
Referring to the amount of money reference standard of each expense got and corresponding expense with reference to title, the determining and insurance Business information is relevant to need the Fee Amount paid, and combines and need the expense of paying with reference to title, it is determining with it is described The corresponding expense title of Fee Amount;
If not, it is determined that identify the corresponding insurance business to be paid the fees with the declaration form and pay the fees in the finance of the flow stages Failure, and export corresponding prompt information.
4. the method according to claim 1, wherein the method also includes:
Record the finance payment situation of different insurance businesses flow stages on different business line;
According to the finance payment situation of record, if it is detected that there is the service line or flow stages of financial payment problem, Inquire the communication method information of related software maintenance module;And
Inquiry is believed with the financial corresponding cause information of payment problem and corresponding coping style from predetermined analytical database It ceases, the different corresponding cause informations of financial payment problem and corresponding reply is preserved in the predetermined analytical database Mode information;
According to the communication method information, the service line or flow stages information of financial payment problem will occur, together with the wealth Business payment problem, the cause information inquired and corresponding coping style information are sent to the software maintenance module.
5. the method according to claim 1, wherein the service line that the reference inquires and the process Stage obtains relevant insurance business information, and mutually in requisition for before being inserted into the financial table of financial amounts, the method is also wrapped It includes:
According to the content and business scenario of the different flow stages of different business line, statistics, which respectively corresponds, to be needed to be inserted into financial amounts Financial table;
The table style information for the financial table that record statistics obtains;
It obtains mutually in requisition for the financial table of insertion financial amounts, comprising:
The service line and the flow stages for obtaining and inquiring from the table style information of record are in requisition for insertion The table style information of the financial table of financial amounts;
It is generated mutually according to the table style information got in requisition for the financial table of insertion financial amounts.
6. according to the method described in claim 5, it is characterized in that, obtaining and inquiring in the table style information from record Table style information of the service line and the flow stages arrived to the financial table in requisition for insertion financial amounts, comprising:
Detecting in the table style information of record needs with the presence or absence of corresponding with the service line inquired and the flow stages It is inserted into the table style information of the financial table of financial amounts;
If it exists, then the existing table style information is obtained from the table style information of record;
If it does not exist, then it is obtained and the financial table classification phase for needing to be inserted into financial amounts from the table style information of record Same financial table table style information, the table style information as the financial table for needing to be inserted into financial amounts.
7. a kind of financial paying device based on insurance business characterized by comprising
Acquiring unit, for obtaining the corresponding declaration form mark of insurance business to be paid the fees of input when receiving finance payment instruction Know;
Query unit, the declaration form mark for being obtained according to the acquiring unit, inquires the current institute of insurance business to be paid the fees Service line, and flow stages being presently on the service line;
The acquiring unit is also used to the service line and the flow stages inquired according to the query unit, obtains Relevant insurance business information, and mutually in requisition for the financial table of insertion financial amounts;
Payment unit realizes institute for the insurance business information according to the information acquired by the acquisition unit and the financial table Insurance business to be paid the fees is stated in the finance payment process of the flow stages.
8. device according to claim 7, which is characterized in that
The payment unit, specifically for the finance for needing to fill in the financial table from acquisition in the insurance business information The amount of money, and expense title corresponding with the financial amounts;
By the way that the financial amounts and the expense title are filled at the corresponding payment detail position in the financial table, and The payer information of record payment time and the flow stages is paid the fees, and realizes the insurance business to be paid the fees in the stream The finance payment process in journey stage.
9. a kind of storage medium, is stored thereon with computer program, which is characterized in that realization when described program is executed by processor Financial fee payment method described in any one of claims 1 to 6 based on insurance business.
10. a kind of financial payment device based on insurance business, including storage medium, processor and storage are on a storage medium simultaneously The computer program that can be run on a processor, which is characterized in that the processor realizes claim 1 when executing described program To the financial fee payment method described in any one of 6 based on insurance business.
CN201711415211.1A 2017-12-21 2017-12-21 Financial fee payment method, device and equipment based on insurance business Pending CN109961360A (en)

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CN201711415211.1A CN109961360A (en) 2017-12-21 2017-12-21 Financial fee payment method, device and equipment based on insurance business
PCT/CN2018/076201 WO2019119636A1 (en) 2017-12-21 2018-02-11 Insurance service-based financial payment method, apparatus and device

Applications Claiming Priority (1)

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