CN109960447A - Method of payment and payment mechanism - Google Patents
Method of payment and payment mechanism Download PDFInfo
- Publication number
- CN109960447A CN109960447A CN201711424725.3A CN201711424725A CN109960447A CN 109960447 A CN109960447 A CN 109960447A CN 201711424725 A CN201711424725 A CN 201711424725A CN 109960447 A CN109960447 A CN 109960447A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
- G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
- G06F3/0481—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- General Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Human Computer Interaction (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of method of payment and payment mechanisms, the method of payment includes: to provide the payment page, it include means of payment list and multiple operating units in the payment page, the multiple operating unit is used to provide a variety of update modes to the means of payment list;The operational order from the first user is received, to select one or more operating unit in the multiple operating unit;The means of payment list is updated according to the corresponding update mode of the selected operating unit;It when receiving the payment selection instruction of the second user, is paid based on the means of payment selected in updated means of payment list, wherein the payment selection instruction is for selecting the means of payment from the means of payment list.The present invention has the advantage that can update the means of payment list under the premise of not having to upgraded version, other users is allowed to select a kind of means of payment to pay from updated means of payment list.
Description
Technical field
The present invention relates to payment technology fields, and in particular to a kind of method of payment and payment mechanism.
Background technique
There are many channel of disbursement currently on the market, and the means of payment is varied.Many businessmans select wherein one or more branch
Channel is paid, and shows payment list.There are some problems for the payment of current some businessmans: directly writing the dead means of payment, works as payment
When channel changes, it can only be realized, be taken time and effort by upgraded version.
Summary of the invention
The present invention is directed at least solve one of above-mentioned technical problem.
For this purpose, the first purpose of this invention is to propose a kind of method of payment, it can be in the premise for not having to upgraded version
Under, means of payment list is updated, other users is allowed to select a kind of means of payment from updated means of payment list
It is paid.
To achieve the goals above, embodiment of the invention discloses a kind of methods of payment, comprising the following steps: provides branch
The page is paid, includes means of payment list and multiple operating units in the payment page, the multiple operating unit is for providing
To a variety of update modes of the means of payment list;The operational order from the first user is received, in the multiple operation
One or more operating unit is selected in unit;The payment is updated according to the corresponding update mode of the selected operating unit
Mode list;When receiving the payment selection instruction of second user, based on the branch selected in updated means of payment list
The mode of paying is paid, wherein the payment selection instruction is for selecting the means of payment from the means of payment list.
Further, the payment page includes the combustion gas reimbursement of expense page, the electricity charge payment page and the water rate payment page
At least one of.
Further, a variety of update modes include the addition means of payment, delete the means of payment and empty the means of payment.
Further, described when the corresponding update mode of the selected operating unit is the addition means of payment
Updating the means of payment list according to the corresponding update mode of the selected operating unit includes: to arrange in the means of payment
The selected means of payment is added in table, the selected means of payment of the addition is added at the top or bottom of the means of payment list
Portion.Further, the update mode further includes rea adjusting mode, when the corresponding update mode of the selected operating unit
It is described that the means of payment is updated according to the corresponding update mode of the selected operating unit when for the rea adjusting mode
List includes: to adjust occupancy face of any one means of payment in the means of payment list according to selected rea adjusting mode
Product, wherein the area occupied of the means of payment list is equal to accounting for for the means of payment all in the means of payment list
With area summation.
Further, the means of payment list includes two or more the means of payment, described according to institute
After stating the selected operating unit corresponding update mode update means of payment list, the method for payment further include: right
The means of payment in the updated means of payment list is ranked up;Means of payment list after display sequence.
Further, it includes: statistics that the means of payment in the updated means of payment list, which is ranked up,
The exchange hand of multiple means of payment in the updated means of payment list;According to the exchange hand of the multiple means of payment
The multiple means of payment is ranked up.
Further, it includes: statistics that the means of payment in the updated means of payment list, which is ranked up,
The turnover of multiple means of payment within a preset period of time in the updated means of payment list;According to the multiple
The turnover of the means of payment within a preset period of time is ranked up the multiple means of payment.
Further, it includes: to receive that the means of payment in the updated means of payment list, which is ranked up,
Ordering instruction from first user input, the ordering instruction includes more in the updated means of payment list
The sequencing numbers of a means of payment;The multiple means of payment is ranked up according to the sequencing numbers.
Method of payment according to an embodiment of the present invention, the multiple operating units of setting in the payment page, can be used family
Under the premise of not having to upgraded version, corresponding operation unit is selected to update means of payment list according to user demand, so that its
Its user can select a kind of means of payment to pay from updated means of payment list.
Second object of the present invention is to propose a kind of payment mechanism, can be under the premise of not having to upgraded version, more
New means of payment list.
To achieve the goals above, embodiment of the invention discloses a kind of payment mechanisms, comprising: page display module,
The page is paid for providing, includes means of payment list and multiple operating units in the payment page, the multiple operation is single
Member is for providing a variety of update modes to the means of payment list;Operational order receiving module comes from user for receiving
Operational order, in the multiple operating unit select one or more operating units;Update module, for according to
The corresponding update mode of selected operating unit updates the means of payment list;Payment module receives the use for working as
When the payment selection instruction at family, paid based on the means of payment selected in updated means of payment list, wherein described
Payment selection instruction is for selecting the means of payment from the means of payment list.
Further, the payment page includes the combustion gas reimbursement of expense page, the electricity charge payment page and the water rate payment page
At least one of.
Payment mechanism according to an embodiment of the present invention, the multiple operating units of setting in the payment page, can be used family
Under the premise of not having to upgraded version, corresponding operation unit is selected to update means of payment list according to user demand.
Additional aspect and advantage of the invention will be set forth in part in the description, and will partially become from the following description
Obviously, or practice through the invention is recognized.
Detailed description of the invention
Above-mentioned and/or additional aspect of the invention and advantage will become from the description of the embodiment in conjunction with the following figures
Obviously and it is readily appreciated that, in which:
Fig. 1 is the main process figure of the method for payment of one embodiment of the invention;
Fig. 2 is the flow chart of part details in the method for payment of one embodiment of the invention;
Fig. 3 is the structural block diagram of the payment mechanism of one embodiment of the invention.
Specific embodiment
The embodiment of the present invention is described below in detail, examples of the embodiments are shown in the accompanying drawings, wherein from beginning to end
Same or similar label indicates same or similar element or element with the same or similar functions.Below with reference to attached
The embodiment of figure description is exemplary, and for explaining only the invention, and is not considered as limiting the invention.
The present invention is described below in conjunction with attached drawing.
Fig. 1 is the main process figure of the method for payment of one embodiment of the invention.As shown in Figure 1, the embodiment of the present invention
Method of payment, comprising the following steps:
S1: providing the payment page, and paying includes means of payment list and multiple operating units, multiple operating units in the page
For providing a variety of update modes to means of payment list.
In one embodiment of the invention, the payment page is the combustion gas reimbursement of expense page, can be used for carrying out combustion gas
When taking payment, the page is paid at it, a kind of means of payment is selected to be paid.The payment page may be the electricity charge payment page,
When carrying out electricity charge payment, a kind of means of payment is selected to be paid to pay the page at it.Paying the page can also be water rate branch
Pay the page.
Illustratively, Option Box can be set in each means of payment in means of payment list, for selecting corresponding branch
The mode of paying.It is single that multiple operations can be set in the other positions (such as top or bottom of means of payment list) of the payment page
First (such as operation button).
In one embodiment of the invention, update mode may include the addition means of payment, delete the means of payment and clear
The empty means of payment.
S2: receiving operational order from the user, to select one or more operating unit in multiple operating units.
Illustratively, user can by click include operating unit Option Box to selection correspondingly operating unit.
When receiving the operational order from the user for selection operation unit, in response to operational order, chosen behaviour is called
Make unit.
S3: means of payment list is updated according to the selected corresponding update mode of operating unit.
According to the operating unit selected in step S2, corresponding update mode is called, to update means of payment list.Each
Operating unit can correspond to a kind of update mode, wherein update mode may include for example adding the means of payment, deleting payer
Formula and empty in the means of payment at least two.
In one embodiment of the invention, when the selected update mode of the first user (for example, trade company) is addition payment
When mode, step S3 may include: that the selected means of payment is added in means of payment list, and can be by the payment of addition
The top or bottom of means of payment list is arranged in mode.For example, in an example of the invention, website (or client)
Alipay payment, e-Bank payment and other means of payment are provided.The Internetbank branch that first user (for example, trade company) initially only opens
It pays, does not open Alipay payment.E-Bank payment is only provided in means of payment list at this time.But as second user is (for example, pay
Money user) demand, the first user can choose opens Alipay payment.Illustratively, the first user is by by Alipay branch
The option paid is selected, and after the option of the selection addition means of payment, the means of payment that Alipay is paid just is added to the means of payment
In list.
In another embodiment of the present invention, update mode can further include such as rea adjusting mode, when what is selected
When the corresponding update mode of operating unit is rea adjusting mode, step S3 may include: according to selected rea adjusting mode
Adjust area occupied of any one means of payment in means of payment list, wherein the area occupied of means of payment list is equal to
The area occupied summation of all means of payment in means of payment list.If means of payment list is solid in current whole size
It is fixed, in user's long-term use process, the more means of payment may be will increase, causing cannot be completely clear in means of payment list
Each means of payment of clear display, and user experience is reduced, it is not easy to user and selects the means of payment.Implemented based on the present invention
Example calls the corresponding area tune of the operating unit when receiving the first user (for example, trade company) and selecting corresponding operating unit
Perfect square formula so as to be adjusted to the size of means of payment list, and adjusts each means of payment in means of payment list
Display area, clearly indicate each means of payment can in means of payment list.On the other hand, in this hair
In a bright example, certain payer in the first user (for example, trade company) and means of payment list is cooperated, it is desirable to
The means of payment of cooperation is highlighted in the means of payment list of oneself, such as puts the option that Alipay is paid November 11
Big to original twice, to protrude the display effect of Alipay payment.To reach such effect, user can choose " payment
The Option Box of treasured payment ", then selects the Option Box or button of corresponding area adjustment mode, thus by " Alipay payment "
Option Box is amplified to original twice, clicks and completes to expand display after determining.
S4: when receiving the payment selection instruction of second user, based on what is selected in updated means of payment list
The means of payment is paid, wherein payment selection instruction is for selecting the means of payment from means of payment list.
In embodiments of the present invention, second user (such as can be gas user, water power user etc.) can pass through user
End selects a kind of means of payment to pay combustion gas expense to the first user (for example, trade company).It is provided on the user terminal of second user
The payment page in, include updated means of payment list, can be with when receiving the payment selection instruction of second user
The means of payment for calling the payment selection instruction to select, to carry out the payment of correlative charges.
Through the foregoing embodiment, the first user (for example, gas supply quotient, electric energy supplier etc.) is without upgrading payment client
End or paying website, it can addition channel of disbursement reduces version updating and maintenance cost, using flexible, and can also be
Second user (such as gas user, electric power users etc.) provides a variety of means of payment and is selected, and is convenient for these second user branch
Operation is paid, payment is flexible.
Fig. 2 is the flow chart of part details in the method for payment of one embodiment of the invention.As shown in Fig. 2, to payment
It, can be by new means of payment list after the means of payment in mode list is adjusted (for example, add, delete)
The means of payment is ranked up, to push the more common means of payment to paying customer.The present invention is implemented below with reference to Fig. 2
Example is described in detail.
Embodiment illustrated in fig. 2 increases step A and B compared with embodiment illustrated in fig. 1 between S3 and S4.
A: the means of payment in updated means of payment list is ranked up.
In one embodiment of the invention, step A may include: multiple in the means of payment list after statistical updating
The exchange hand of the means of payment is ranked up multiple means of payment according to the exchange hand of multiple means of payment.Illustratively, for
Any first user counts the exchange hand of multiple means of payment of its offer, to arrange multiple means of payment exchange hand
Sequence.
In another embodiment of the present invention, step A may include: more in the means of payment list after statistical updating
The turnover of a means of payment within a preset period of time, according to the turnover pair of multiple means of payment within a preset period of time
Multiple means of payment are ranked up.
In yet another embodiment of the present invention, step A may include: and receive to refer to from the sequence that the first user inputs
It enables, ordering instruction includes the sequencing numbers of multiple means of payment in updated means of payment list;According to sequencing numbers pair
Multiple means of payment are ranked up.Such as include three kinds of means of payment in updated means of payment list, user passes through setting
The sequencing numbers of three kinds of means of payment, to be ranked up to three kinds of means of payment.
B: the means of payment list after display sequence.
In embodiments of the present invention, S4 can be implemented as, when receiving the payment selection instruction of second user, based on row
The means of payment selected in means of payment list after sequence is paid, wherein payment selection instruction is used to arrange from the means of payment
The means of payment is selected in table.
Method of payment according to an embodiment of the present invention, the multiple operating units of setting in the payment page, can be used family
Under the premise of not having to upgraded version, corresponding operation unit is selected to update means of payment list according to user demand, so that its
Its user can select a kind of means of payment to pay from updated means of payment list.
Fig. 3 is the structural block diagram of the payment mechanism of one embodiment of the invention.As shown in figure 3, the branch of the embodiment of the present invention
Pay device, comprising: page display module 310, operational order receiving module 320, update module 330 and payment module 340
Wherein, for page display module 310 for providing the payment page, paying includes means of payment list and multiple in the page
Operating unit, multiple operating units are used to provide a variety of update modes to means of payment list.Operational order receiving module 320
For receiving operational order from the user, to select one or more operating unit in multiple operating units.Update module
330 for updating means of payment list according to the selected corresponding update mode of operating unit.Payment module 340 is used for when reception
To user payment selection instruction when, based in updated means of payment list select the means of payment paid, wherein
Payment selection instruction is for selecting the means of payment from means of payment list.
Payment mechanism according to an embodiment of the present invention, the multiple operating units of setting in the payment page, can be used family
Under the premise of not having to upgraded version, corresponding operation unit is selected to update means of payment list according to user demand, so that its
Its user can select a kind of means of payment to pay from updated means of payment list.
In one embodiment of the invention, the payment page includes the combustion gas reimbursement of expense page, the electricity charge payment page and water
Take at least one of payment page.
It should be noted that the payment of the specific embodiment and the embodiment of the present invention of the payment mechanism of the embodiment of the present invention
Method specific embodiment is similar, referring specifically to the description of method of payment part.In order to reduce redundancy, do not repeat them here.
In addition, the method for payment of the embodiment of the present invention and other compositions of payment mechanism and effect for this field skill
All be for art personnel it is known, in order to reduce redundancy, do not repeat them here.
In the description of this specification, reference term " one embodiment ", " some embodiments ", " example ", " specifically show
The description of example " or " some examples " etc. means specific features, structure, material or spy described in conjunction with this embodiment or example
Point is included at least one embodiment or example of the invention.In the present specification, schematic expression of the above terms are not
Centainly refer to identical embodiment or example.Moreover, particular features, structures, materials, or characteristics described can be any
One or more embodiment or examples in can be combined in any suitable manner.
Although an embodiment of the present invention has been shown and described, it will be understood by those skilled in the art that: not
A variety of change, modification, replacement and modification can be carried out to these embodiments in the case where being detached from the principle of the present invention and objective, this
The range of invention is by claim and its equivalent limits.
Claims (11)
1. a kind of method of payment, which comprises the following steps:
The payment page is provided, includes means of payment list and multiple operating units in the payment page, the multiple operation is single
Member is for providing a variety of update modes to the means of payment list;
The operational order from the first user is received, to select one or more operating unit in the multiple operating unit;
The means of payment list is updated according to the corresponding update mode of the selected operating unit;
When receiving the payment selection instruction of the second user, based on the payment selected in updated means of payment list
Mode is paid, wherein the payment selection instruction is for selecting the means of payment from the means of payment list.
2. method of payment according to claim 1, which is characterized in that the payment page includes combustion gas reimbursement of expense page
At least one of face, the electricity charge payment page and water rate payment page.
3. method of payment according to claim 1 or 2, which is characterized in that a variety of update modes include addition payment
Mode deletes the means of payment and empties the means of payment.
4. method of payment according to claim 3, which is characterized in that when the corresponding update side of the selected operating unit
When formula is the addition means of payment,
It is described to include: according to the selected operating unit corresponding update mode update means of payment list
The selected means of payment is added in the means of payment list, the selected means of payment of the addition is added in the branch
Pay the top or bottom of mode list.
5. method of payment according to claim 3, which is characterized in that the update mode further includes rea adjusting mode,
When the corresponding update mode of the selected operating unit is the rea adjusting mode,
It is described to include: according to the selected operating unit corresponding update mode update means of payment list
Area occupied of any one means of payment in the means of payment list is adjusted according to selected rea adjusting mode,
In, the area occupied of the means of payment list is equal to the area occupied of the means of payment all in the means of payment list
Summation.
6. method of payment according to claim 1 or 2, which is characterized in that the means of payment list include two or
More than two means of payment,
After the means of payment list according to the selected operating unit corresponding update mode update, the branch
The method of paying further include:
The means of payment in the updated means of payment list is ranked up;
Means of payment list after display sequence.
7. method of payment according to claim 6, which is characterized in that described in the updated means of payment list
The means of payment be ranked up and include:
Count the exchange hand of multiple means of payment in the updated means of payment list;
The multiple means of payment is ranked up according to the exchange hand of the multiple means of payment.
8. method of payment according to claim 6, which is characterized in that described in the updated means of payment list
The means of payment be ranked up and include:
Count the turnover of multiple means of payment within a preset period of time in the updated means of payment list;
The multiple means of payment is ranked up according to the turnover of the multiple means of payment within a preset period of time.
9. method of payment according to claim 6, which is characterized in that described in the updated means of payment list
The means of payment be ranked up and include:
The ordering instruction inputted from first user is received, the ordering instruction includes the updated means of payment column
The sequencing numbers of multiple means of payment in table;
The multiple means of payment is ranked up according to the sequencing numbers.
10. a kind of payment mechanism characterized by comprising
Page display module includes that means of payment list and multiple operations are single for providing the payment page, in the payment page
Member, the multiple operating unit are used to provide a variety of update modes to the means of payment list;
Operational order receiving module, for receiving operational order from the user, to select one in the multiple operating unit
A or multiple operating units;
Update module, for updating the means of payment list according to the corresponding update mode of the selected operating unit;
Payment module, for being based in updated means of payment list when receiving the payment selection instruction of the user
The selected means of payment is paid, wherein the payment selection instruction is used to select payment from the means of payment list
Mode.
11. payment mechanism according to claim 10, which is characterized in that the payment page includes combustion gas reimbursement of expense page
At least one of face, the electricity charge payment page and water rate payment page.
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CN201711424725.3A CN109960447A (en) | 2017-12-25 | 2017-12-25 | Method of payment and payment mechanism |
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CN201711424725.3A CN109960447A (en) | 2017-12-25 | 2017-12-25 | Method of payment and payment mechanism |
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Cited By (1)
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WO2023178924A1 (en) * | 2022-03-24 | 2023-09-28 | 中国银联股份有限公司 | Payment method, user terminal, apparatus, device, system, and medium |
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